Home > The First National Bank of Taft > Income and Expense
The First National Bank of Taft, Income and Expense
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $2,418,000 | 9,061 |
| Total interest expense | $810,000 | 9,557 |
| Net interest income | $1,608,000 | 8,563 |
| Provision for loan and lease losses | $-50,000 | 11,988 |
| Total noninterest income | $178,000 | 9,143 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $137,000 | 7,187 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $41,000 | 10,081 |
| Total noninterest expense | $1,004,000 | 9,334 |
| Salaries and employee benefits | $414,000 | 10,170 |
| Premises and equipment expense | $147,000 | 8,631 |
| Additional noninterest expense | $443,000 | 8,382 |
| Pre-tax net operating income | $832,000 | 6,714 |
| Securities gains (losses) | $-10,000 | 9,836 |
| Applicable income taxes | $231,000 | 6,821 |
| Income before extraordinary items | $591,000 | 6,605 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $591,000 | 6,620 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 8,198 |
| Cash dividends | $630,000 | 2,703 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $598,200 | 6,620 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $2,570,000 | 9,059 |
| Total interest expense | $889,000 | 9,599 |
| Net interest income | $1,681,000 | 8,545 |
| Provision for loan and lease losses | $0 | 10,371 |
| Total noninterest income | $204,000 | 9,157 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $126,000 | 7,694 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $78,000 | 8,723 |
| Total noninterest expense | $1,033,000 | 9,589 |
| Salaries and employee benefits | $420,000 | 10,445 |
| Premises and equipment expense | $207,000 | 7,543 |
| Additional noninterest expense | $406,000 | 9,204 |
| Pre-tax net operating income | $852,000 | 6,563 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $224,000 | 7,193 |
| Income before extraordinary items | $628,000 | 6,574 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $628,000 | 6,731 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-42,000 | 12,568 |
| Cash dividends | $630,000 | 2,561 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $628,000 | 6,333 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $3,182,000 | 8,664 |
| Total interest expense | $1,246,000 | 9,437 |
| Net interest income | $1,936,000 | 7,932 |
| Provision for loan and lease losses | $-100,000 | 13,702 |
| Total noninterest income | $193,000 | 9,551 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $127,000 | 7,760 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $66,000 | 9,490 |
| Total noninterest expense | $1,005,000 | 9,953 |
| Salaries and employee benefits | $404,000 | 10,813 |
| Premises and equipment expense | $145,000 | 9,267 |
| Additional noninterest expense | $456,000 | 8,908 |
| Pre-tax net operating income | $1,224,000 | 4,838 |
| Securities gains (losses) | $110,000 | 2,851 |
| Applicable income taxes | $370,000 | 5,088 |
| Income before extraordinary items | $964,000 | 4,655 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $964,000 | 4,705 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $30,000 | 8,508 |
| Cash dividends | $630,000 | 2,316 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $884,800 | 4,687 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.