Home > The First National Bank of Sumner > Income and Expense
The First National Bank of Sumner, Income and Expense
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $5,954,000 | 4,991 |
| Total interest expense | $2,421,000 | 5,487 |
| Net interest income | $3,533,000 | 4,525 |
| Provision for loan and lease losses | $4,251,000 | 398 |
| Total noninterest income | $90,000 | 8,655 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $70,000 | 7,167 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $20,000 | 8,732 |
| Total noninterest expense | $1,397,000 | 7,022 |
| Salaries and employee benefits | $555,000 | 7,891 |
| Premises and equipment expense | $43,000 | 9,247 |
| Additional noninterest expense | $799,000 | 4,788 |
| Pre-tax net operating income | $-2,025,000 | 9,490 |
| Securities gains (losses) | $2,000 | 4,242 |
| Applicable income taxes | $-834,000 | 9,540 |
| Income before extraordinary items | $-1,189,000 | 9,454 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $-1,189,000 | 9,455 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,592,000 | 391 |
| Cash dividends | $80,000 | 5,886 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $-1,190,280 | 9,421 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $7,339,000 | 4,415 |
| Total interest expense | $2,946,000 | 4,989 |
| Net interest income | $4,393,000 | 3,883 |
| Provision for loan and lease losses | $4,790,000 | 327 |
| Total noninterest income | $156,000 | 7,808 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $84,000 | 6,909 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $72,000 | 7,129 |
| Total noninterest expense | $958,000 | 8,130 |
| Salaries and employee benefits | $528,000 | 8,108 |
| Premises and equipment expense | $62,000 | 9,133 |
| Additional noninterest expense | $368,000 | 7,416 |
| Pre-tax net operating income | $-1,199,000 | 9,755 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $-480,000 | 9,792 |
| Income before extraordinary items | $-719,000 | 9,665 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $-719,000 | 9,664 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,208,000 | 299 |
| Cash dividends | $280,000 | 4,620 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $-719,000 | 9,665 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $6,281,000 | 4,802 |
| Total interest expense | $2,427,000 | 5,290 |
| Net interest income | $3,854,000 | 4,311 |
| Provision for loan and lease losses | $1,452,000 | 725 |
| Total noninterest income | $99,000 | 8,840 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $76,000 | 7,217 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $23,000 | 9,132 |
| Total noninterest expense | $1,184,000 | 7,606 |
| Salaries and employee benefits | $673,000 | 7,381 |
| Premises and equipment expense | $68,000 | 9,271 |
| Additional noninterest expense | $443,000 | 6,951 |
| Pre-tax net operating income | $1,317,000 | 4,480 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $505,000 | 3,620 |
| Income before extraordinary items | $812,000 | 5,049 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $812,000 | 5,048 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $735,000 | 898 |
| Cash dividends | $280,000 | 4,672 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $812,000 | 5,013 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $6,179,000 | 4,891 |
| Total interest expense | $2,353,000 | 5,598 |
| Net interest income | $3,826,000 | 4,275 |
| Provision for loan and lease losses | $939,000 | 1,026 |
| Total noninterest income | $141,000 | 8,365 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $86,000 | 7,135 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $55,000 | 7,990 |
| Total noninterest expense | $1,211,000 | 7,518 |
| Salaries and employee benefits | $718,000 | 7,088 |
| Premises and equipment expense | $64,000 | 9,489 |
| Additional noninterest expense | $429,000 | 6,987 |
| Pre-tax net operating income | $1,817,000 | 3,603 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $697,000 | 3,038 |
| Income before extraordinary items | $1,120,000 | 4,130 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,120,000 | 4,129 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $917,000 | 813 |
| Cash dividends | $280,000 | 4,752 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $1,120,000 | 4,038 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $6,043,000 | 5,038 |
| Total interest expense | $2,259,000 | 5,785 |
| Net interest income | $3,784,000 | 4,435 |
| Provision for loan and lease losses | $1,780,000 | 652 |
| Total noninterest income | $97,000 | 9,481 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $93,000 | 7,357 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $4,000 | 10,710 |
| Total noninterest expense | $1,063,000 | 8,124 |
| Salaries and employee benefits | $600,000 | 7,916 |
| Premises and equipment expense | $64,000 | 9,853 |
| Additional noninterest expense | $399,000 | 7,363 |
| Pre-tax net operating income | $1,038,000 | 5,723 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $375,000 | 5,087 |
| Income before extraordinary items | $663,000 | 6,055 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $663,000 | 6,057 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,568,000 | 584 |
| Cash dividends | $200,000 | 5,346 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $663,000 | 6,008 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $5,463,000 | 5,554 |
| Total interest expense | $1,993,000 | 6,428 |
| Net interest income | $3,470,000 | 4,856 |
| Provision for loan and lease losses | $590,000 | 1,537 |
| Total noninterest income | $117,000 | 9,572 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $96,000 | 7,584 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $21,000 | 10,346 |
| Total noninterest expense | $1,175,000 | 8,055 |
| Salaries and employee benefits | $703,000 | 7,518 |
| Premises and equipment expense | $72,000 | 10,016 |
| Additional noninterest expense | $400,000 | 7,874 |
| Pre-tax net operating income | $1,822,000 | 3,675 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $679,000 | 3,246 |
| Income before extraordinary items | $1,143,000 | 4,028 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,143,000 | 4,029 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $530,000 | 1,362 |
| Cash dividends | $200,000 | 5,388 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $1,143,000 | 3,972 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $4,646,000 | 6,298 |
| Total interest expense | $1,719,000 | 7,091 |
| Net interest income | $2,927,000 | 5,609 |
| Provision for loan and lease losses | $276,000 | 2,399 |
| Total noninterest income | $172,000 | 8,929 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $97,000 | 7,858 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $75,000 | 8,156 |
| Total noninterest expense | $1,184,000 | 8,260 |
| Salaries and employee benefits | $680,000 | 7,860 |
| Premises and equipment expense | $68,000 | 10,529 |
| Additional noninterest expense | $436,000 | 7,846 |
| Pre-tax net operating income | $1,639,000 | 4,134 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $621,000 | 3,581 |
| Income before extraordinary items | $1,018,000 | 4,525 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,018,000 | 4,523 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $245,000 | 2,209 |
| Cash dividends | $200,000 | 5,441 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $1,018,000 | 4,515 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $3,438,000 | 7,429 |
| Total interest expense | $1,046,000 | 8,496 |
| Net interest income | $2,392,000 | 6,678 |
| Provision for loan and lease losses | $299,000 | 2,306 |
| Total noninterest income | $84,000 | 11,144 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $77,000 | 8,774 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $7,000 | 12,250 |
| Total noninterest expense | $1,078,000 | 9,058 |
| Salaries and employee benefits | $592,000 | 8,658 |
| Premises and equipment expense | $69,000 | 10,998 |
| Additional noninterest expense | $417,000 | 8,655 |
| Pre-tax net operating income | $1,099,000 | 5,575 |
| Securities gains (losses) | $9,000 | 2,280 |
| Applicable income taxes | $404,000 | 4,721 |
| Income before extraordinary items | $704,000 | 5,878 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $704,000 | 5,896 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $255,000 | 2,126 |
| Cash dividends | $200,000 | 5,405 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $698,240 | 5,988 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $3,050,000 | 8,249 |
| Total interest expense | $972,000 | 9,243 |
| Net interest income | $2,078,000 | 7,461 |
| Provision for loan and lease losses | $267,000 | 3,253 |
| Total noninterest income | $181,000 | 9,582 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $78,000 | 9,074 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $103,000 | 7,775 |
| Total noninterest expense | $1,037,000 | 9,572 |
| Salaries and employee benefits | $551,000 | 9,206 |
| Premises and equipment expense | $76,000 | 11,310 |
| Additional noninterest expense | $410,000 | 9,154 |
| Pre-tax net operating income | $955,000 | 6,093 |
| Securities gains (losses) | $3,000 | 6,505 |
| Applicable income taxes | $345,000 | 5,559 |
| Income before extraordinary items | $613,000 | 6,685 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $613,000 | 6,844 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $297,000 | 2,488 |
| Cash dividends | $200,000 | 5,372 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $611,080 | 6,447 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $3,111,000 | 8,782 |
| Total interest expense | $1,177,000 | 9,691 |
| Net interest income | $1,934,000 | 7,937 |
| Provision for loan and lease losses | $384,000 | 3,552 |
| Total noninterest income | $80,000 | 12,281 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $75,000 | 9,378 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $5,000 | 13,675 |
| Total noninterest expense | $902,000 | 10,472 |
| Salaries and employee benefits | $493,000 | 9,850 |
| Premises and equipment expense | $54,000 | 12,540 |
| Additional noninterest expense | $355,000 | 10,133 |
| Pre-tax net operating income | $728,000 | 6,953 |
| Securities gains (losses) | $1,000 | 7,986 |
| Applicable income taxes | $249,000 | 6,674 |
| Income before extraordinary items | $480,000 | 7,502 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $480,000 | 7,597 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $398,000 | 2,832 |
| Cash dividends | $200,000 | 4,982 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $479,340 | 7,129 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.