Home > The First National Bank of Sudan > Income and Expense
The First National Bank of Sudan, Income and Expense
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $2,388,000 | 8,030 |
| Total interest expense | $1,073,000 | 7,981 |
| Net interest income | $1,315,000 | 7,952 |
| Provision for loan and lease losses | $27,000 | 7,365 |
| Total noninterest income | $89,000 | 8,996 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $66,000 | 7,449 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $23,000 | 9,132 |
| Total noninterest expense | $814,000 | 8,685 |
| Salaries and employee benefits | $480,000 | 8,459 |
| Premises and equipment expense | $118,000 | 8,281 |
| Additional noninterest expense | $216,000 | 8,879 |
| Pre-tax net operating income | $563,000 | 6,852 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $189,000 | 5,822 |
| Income before extraordinary items | $374,000 | 7,134 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $374,000 | 7,136 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $26,000 | 5,786 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $374,000 | 7,111 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $2,196,000 | 8,447 |
| Total interest expense | $1,140,000 | 8,054 |
| Net interest income | $1,056,000 | 8,670 |
| Provision for loan and lease losses | $250,000 | 2,981 |
| Total noninterest income | $83,000 | 9,296 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $58,000 | 7,838 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $25,000 | 9,238 |
| Total noninterest expense | $788,000 | 8,812 |
| Salaries and employee benefits | $449,000 | 8,659 |
| Premises and equipment expense | $119,000 | 8,292 |
| Additional noninterest expense | $220,000 | 8,898 |
| Pre-tax net operating income | $101,000 | 9,413 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $26,000 | 8,769 |
| Income before extraordinary items | $75,000 | 9,493 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $75,000 | 9,492 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $166,000 | 2,751 |
| Cash dividends | $255,000 | 4,899 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $75,000 | 9,425 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $1,912,000 | 9,124 |
| Total interest expense | $974,000 | 8,757 |
| Net interest income | $938,000 | 9,332 |
| Provision for loan and lease losses | $13,000 | 8,228 |
| Total noninterest income | $67,000 | 10,003 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $58,000 | 8,201 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $9,000 | 10,473 |
| Total noninterest expense | $669,000 | 9,494 |
| Salaries and employee benefits | $411,000 | 9,191 |
| Premises and equipment expense | $75,000 | 9,576 |
| Additional noninterest expense | $183,000 | 9,625 |
| Pre-tax net operating income | $323,000 | 8,867 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $108,000 | 8,273 |
| Income before extraordinary items | $215,000 | 9,025 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $215,000 | 9,029 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 7,548 |
| Cash dividends | $99,000 | 6,575 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $215,000 | 8,988 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $1,526,000 | 10,065 |
| Total interest expense | $715,000 | 9,927 |
| Net interest income | $811,000 | 10,082 |
| Provision for loan and lease losses | $0 | 9,041 |
| Total noninterest income | $64,000 | 10,602 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $55,000 | 8,700 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $9,000 | 11,015 |
| Total noninterest expense | $505,000 | 10,566 |
| Salaries and employee benefits | $309,000 | 10,278 |
| Premises and equipment expense | $55,000 | 10,490 |
| Additional noninterest expense | $141,000 | 10,658 |
| Pre-tax net operating income | $370,000 | 8,691 |
| Securities gains (losses) | $7,000 | 2,762 |
| Applicable income taxes | $127,000 | 8,266 |
| Income before extraordinary items | $250,000 | 8,839 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $250,000 | 8,841 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $43,000 | 5,598 |
| Cash dividends | $92,000 | 6,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $245,380 | 8,818 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $1,328,000 | 10,797 |
| Total interest expense | $583,000 | 10,731 |
| Net interest income | $745,000 | 10,705 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $65,000 | 11,062 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $56,000 | 9,050 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $9,000 | 11,559 |
| Total noninterest expense | $462,000 | 11,185 |
| Salaries and employee benefits | $272,000 | 10,985 |
| Premises and equipment expense | $50,000 | 11,093 |
| Additional noninterest expense | $140,000 | 11,180 |
| Pre-tax net operating income | $348,000 | 9,397 |
| Securities gains (losses) | $-3,000 | 9,402 |
| Applicable income taxes | $117,000 | 8,844 |
| Income before extraordinary items | $228,000 | 9,634 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $228,000 | 9,640 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 10,004 |
| Cash dividends | $60,000 | 7,552 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $229,980 | 9,591 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $964,000 | 11,776 |
| Total interest expense | $356,000 | 11,801 |
| Net interest income | $608,000 | 11,684 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $62,000 | 11,679 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $52,000 | 9,629 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $10,000 | 12,083 |
| Total noninterest expense | $454,000 | 11,818 |
| Salaries and employee benefits | $240,000 | 11,755 |
| Premises and equipment expense | $52,000 | 11,558 |
| Additional noninterest expense | $162,000 | 11,632 |
| Pre-tax net operating income | $216,000 | 10,765 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $60,000 | 10,220 |
| Income before extraordinary items | $156,000 | 10,739 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $156,000 | 10,744 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-7,000 | 10,614 |
| Cash dividends | $80,000 | 7,289 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $156,000 | 10,785 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $750,000 | 12,742 |
| Total interest expense | $249,000 | 12,841 |
| Net interest income | $501,000 | 12,548 |
| Provision for loan and lease losses | $0 | 10,371 |
| Total noninterest income | $70,000 | 12,069 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $60,000 | 9,682 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $10,000 | 12,761 |
| Total noninterest expense | $428,000 | 12,517 |
| Salaries and employee benefits | $209,000 | 12,548 |
| Premises and equipment expense | $57,000 | 11,958 |
| Additional noninterest expense | $162,000 | 12,256 |
| Pre-tax net operating income | $143,000 | 11,523 |
| Securities gains (losses) | $19,000 | 4,737 |
| Applicable income taxes | $45,000 | 11,057 |
| Income before extraordinary items | $117,000 | 11,613 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $117,000 | 11,665 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 8,678 |
| Cash dividends | $46,000 | 8,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $103,320 | 11,579 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $698,000 | 13,491 |
| Total interest expense | $258,000 | 13,583 |
| Net interest income | $440,000 | 13,266 |
| Provision for loan and lease losses | $10,000 | 11,168 |
| Total noninterest income | $81,000 | 12,253 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $67,000 | 9,657 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $14,000 | 13,064 |
| Total noninterest expense | $475,000 | 12,777 |
| Salaries and employee benefits | $232,000 | 12,802 |
| Premises and equipment expense | $61,000 | 12,225 |
| Additional noninterest expense | $182,000 | 12,493 |
| Pre-tax net operating income | $36,000 | 12,494 |
| Securities gains (losses) | $45,000 | 4,303 |
| Applicable income taxes | $14,000 | 12,262 |
| Income before extraordinary items | $67,000 | 12,381 |
| Extraordinary gains, net | $-10,000 | 13,475 |
| Net income | $57,000 | 12,501 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 12,286 |
| Cash dividends | $30,000 | 8,198 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $29,650 | 12,471 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.