Home > The First National Bank of Stromsburg > Income and Expense
The First National Bank of Stromsburg, Income and Expense
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $1,896,000 | 8,510 |
| Total interest expense | $1,085,000 | 8,045 |
| Net interest income | $811,000 | 8,873 |
| Provision for loan and lease losses | $10,000 | 7,963 |
| Total noninterest income | $168,000 | 7,647 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $96,000 | 6,647 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $72,000 | 7,129 |
| Total noninterest expense | $656,000 | 8,945 |
| Salaries and employee benefits | $370,000 | 8,904 |
| Premises and equipment expense | $76,000 | 8,870 |
| Additional noninterest expense | $210,000 | 8,694 |
| Pre-tax net operating income | $313,000 | 7,852 |
| Securities gains (losses) | $38,000 | 779 |
| Applicable income taxes | $98,000 | 6,531 |
| Income before extraordinary items | $253,000 | 7,758 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $253,000 | 7,758 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 7,468 |
| Cash dividends | $25,000 | 6,623 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $225,640 | 7,933 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $1,829,000 | 8,684 |
| Total interest expense | $952,000 | 8,309 |
| Net interest income | $877,000 | 8,894 |
| Provision for loan and lease losses | $45,000 | 6,711 |
| Total noninterest income | $157,000 | 8,020 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $82,000 | 7,091 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $75,000 | 7,287 |
| Total noninterest expense | $699,000 | 9,038 |
| Salaries and employee benefits | $371,000 | 9,051 |
| Premises and equipment expense | $112,000 | 8,385 |
| Additional noninterest expense | $216,000 | 8,879 |
| Pre-tax net operating income | $290,000 | 8,148 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $68,000 | 7,364 |
| Income before extraordinary items | $222,000 | 8,136 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $222,000 | 8,133 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 6,647 |
| Cash dividends | $50,000 | 6,588 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $222,000 | 8,106 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $1,800,000 | 8,921 |
| Total interest expense | $997,000 | 8,432 |
| Net interest income | $803,000 | 9,242 |
| Provision for loan and lease losses | $39,000 | 7,011 |
| Total noninterest income | $122,000 | 8,661 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $65,000 | 7,657 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $57,000 | 7,910 |
| Total noninterest expense | $639,000 | 9,297 |
| Salaries and employee benefits | $348,000 | 9,303 |
| Premises and equipment expense | $87,000 | 8,995 |
| Additional noninterest expense | $204,000 | 9,077 |
| Pre-tax net operating income | $247,000 | 8,679 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $79,000 | 7,837 |
| Income before extraordinary items | $168,000 | 8,853 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $168,000 | 8,851 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,132 |
| Cash dividends | $52,000 | 6,843 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $168,000 | 8,787 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $1,700,000 | 9,427 |
| Total interest expense | $970,000 | 8,774 |
| Net interest income | $730,000 | 9,864 |
| Provision for loan and lease losses | $45,000 | 6,862 |
| Total noninterest income | $124,000 | 8,990 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $71,000 | 7,856 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $53,000 | 8,302 |
| Total noninterest expense | $590,000 | 9,789 |
| Salaries and employee benefits | $347,000 | 9,618 |
| Premises and equipment expense | $51,000 | 10,179 |
| Additional noninterest expense | $192,000 | 9,519 |
| Pre-tax net operating income | $219,000 | 9,472 |
| Securities gains (losses) | $5,000 | 2,787 |
| Applicable income taxes | $65,000 | 8,998 |
| Income before extraordinary items | $159,000 | 9,509 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $159,000 | 9,511 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 7,092 |
| Cash dividends | $100,000 | 6,450 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $155,450 | 9,492 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $1,646,000 | 9,906 |
| Total interest expense | $969,000 | 9,123 |
| Net interest income | $677,000 | 10,451 |
| Provision for loan and lease losses | $76,000 | 5,685 |
| Total noninterest income | $113,000 | 9,655 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $50,000 | 8,845 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $63,000 | 8,357 |
| Total noninterest expense | $562,000 | 10,351 |
| Salaries and employee benefits | $335,000 | 10,074 |
| Premises and equipment expense | $52,000 | 10,580 |
| Additional noninterest expense | $175,000 | 10,235 |
| Pre-tax net operating income | $152,000 | 10,069 |
| Securities gains (losses) | $-26,000 | 10,772 |
| Applicable income taxes | $35,000 | 9,947 |
| Income before extraordinary items | $91,000 | 10,300 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $91,000 | 10,299 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $172,000 | 2,928 |
| Cash dividends | $18,000 | 8,094 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $109,720 | 10,086 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $1,696,000 | 10,188 |
| Total interest expense | $965,000 | 9,375 |
| Net interest income | $731,000 | 10,750 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $103,000 | 10,194 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $48,000 | 9,304 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $55,000 | 8,981 |
| Total noninterest expense | $585,000 | 10,637 |
| Salaries and employee benefits | $336,000 | 10,435 |
| Premises and equipment expense | $59,000 | 10,818 |
| Additional noninterest expense | $190,000 | 10,543 |
| Pre-tax net operating income | $249,000 | 10,122 |
| Securities gains (losses) | $-27,000 | 10,774 |
| Applicable income taxes | $49,000 | 10,213 |
| Income before extraordinary items | $173,000 | 10,234 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $173,000 | 10,237 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 10,004 |
| Cash dividends | $18,000 | 8,438 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $194,060 | 9,970 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $1,545,000 | 10,655 |
| Total interest expense | $824,000 | 9,479 |
| Net interest income | $721,000 | 11,303 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $80,000 | 11,248 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $46,000 | 9,835 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $34,000 | 10,550 |
| Total noninterest expense | $573,000 | 11,257 |
| Salaries and employee benefits | $309,000 | 11,122 |
| Premises and equipment expense | $81,000 | 10,622 |
| Additional noninterest expense | $183,000 | 11,359 |
| Pre-tax net operating income | $228,000 | 10,678 |
| Securities gains (losses) | $-32,000 | 10,707 |
| Applicable income taxes | $47,000 | 10,550 |
| Income before extraordinary items | $149,000 | 10,835 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $149,000 | 10,839 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-10,000 | 10,805 |
| Cash dividends | $18,000 | 8,631 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $173,320 | 10,617 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $1,543,000 | 11,140 |
| Total interest expense | $737,000 | 10,376 |
| Net interest income | $806,000 | 11,484 |
| Provision for loan and lease losses | $0 | 10,371 |
| Total noninterest income | $63,000 | 12,223 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $43,000 | 10,299 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $20,000 | 12,038 |
| Total noninterest expense | $556,000 | 11,875 |
| Salaries and employee benefits | $279,000 | 11,886 |
| Premises and equipment expense | $41,000 | 12,502 |
| Additional noninterest expense | $236,000 | 11,247 |
| Pre-tax net operating income | $313,000 | 10,133 |
| Securities gains (losses) | $171,000 | 1,854 |
| Applicable income taxes | $166,000 | 8,293 |
| Income before extraordinary items | $318,000 | 9,263 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $318,000 | 9,434 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-56,000 | 12,713 |
| Cash dividends | $92,000 | 7,094 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $205,140 | 10,359 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $1,576,000 | 11,791 |
| Total interest expense | $868,000 | 11,012 |
| Net interest income | $708,000 | 12,287 |
| Provision for loan and lease losses | $9,000 | 11,277 |
| Total noninterest income | $72,000 | 12,504 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $35,000 | 10,873 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $37,000 | 11,257 |
| Total noninterest expense | $599,000 | 12,073 |
| Salaries and employee benefits | $296,000 | 12,056 |
| Premises and equipment expense | $72,000 | 11,802 |
| Additional noninterest expense | $231,000 | 11,802 |
| Pre-tax net operating income | $172,000 | 11,320 |
| Securities gains (losses) | $94,000 | 3,106 |
| Applicable income taxes | $65,000 | 10,856 |
| Income before extraordinary items | $201,000 | 10,590 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $201,000 | 10,720 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,000 | 9,510 |
| Cash dividends | $18,000 | 8,523 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $129,560 | 11,231 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.