Home > The First National Bank of Strasburg > Loan Charge- Offs and Recoveries
The First National Bank of Strasburg, Loan Charge- Offs and Recoveries
2005-03-31 (YTD Data) | Rank | |
Total charge-offs | $17,000 | 3,570 |
Loans secured by real estate, total | $4,000 | 1,798 |
To non-U.S. addressees | NA | NA |
Real estate loans in domestic offices | $4,000 | 1,797 |
Construction and land development | $0 | 263 |
Secured by farmland | $0 | 85 |
Total charge-offs secured by 1-4 family residential properties | $4,000 | 1,424 |
Secured by multifamily residential properties | $0 | 65 |
Secured by nonfarm nonresidential properties | $0 | 594 |
Real estate loans in foreign offices | NA | NA |
Loans to depository institutions | $0 | 8 |
To foreign banks | NA | NA |
Loans to finance agricultural production and other loans to farmers | NA | NA |
Commercial and industrial loans | $7,000 | 1,838 |
Loans to individuals | $6,000 | 3,535 |
Credit card loan charge offs | $0 | 1,099 |
Auto Loans Charge-Offs | NA | NA |
Other Consumer Loan Charge-Offs | $6,000 | 3,359 |
Loans to foreign governments and official institutions | $0 | 12 |
Other loans | $0 | 957 |
Lease financing receivables | $0 | 151 |
Memoranda: | ||
Loans to finance agricultural production and other loans to farmers | $0 | 210 |
Total recoveries | $71,000 | 901 |
Loans secured by real estate, total | $52,000 | 309 |
To non-U.S. addressees | NA | NA |
Real estate loans in domestic offices | $52,000 | 308 |
Construction and land development | $52,000 | 37 |
Secured by farmland | $0 | 173 |
Secured by 1-4 family residential properties - total recoveries | $0 | 1,536 |
Secured by multifamily residential properties | $0 | 80 |
Secured by nonfarm nonresidential properties | $0 | 687 |
Real estate loans in foreign offices | NA | NA |
Loans to depository institutions | $0 | 27 |
To foreign banks | NA | NA |
Loans to finance agricultural production and other loans to farmers | NA | NA |
Commercial and industrial loans | $15,000 | 915 |
Loans to individuals | $4,000 | 2,911 |
Credit card loan recoveries | $0 | 834 |
Auto Loans - Recoveries | NA | NA |
Other Consumer Loan Recoveries | $4,000 | 2,785 |
Loans to foreign governments and official institutions | $0 | 11 |
Other loans | $0 | 1,213 |
Lease financing receivables | $0 | 166 |
Memoranda: | ||
Loans to finance agricultural production and other loans to farmers | $0 | 460 |
Net charge-offs | $-54,000 | 8,662 |
Loans secured by real estate, total | $-48,000 | 8,779 |
To non-U.S. addressees | NA | NA |
Real estate loans in domestic offices | $-48,000 | 8,791 |
Construction and land development | $-52,000 | 8,908 |
Secured by farmland | $0 | 79 |
Secured by 1-4 family residential properties- net charge-offs | $4,000 | 1,281 |
Secured by multifamily residential properties | $0 | 62 |
Secured by nonfarm nonresidential properties | $0 | 511 |
Real estate loans in foreign offices | NA | NA |
Loans to depository institutions | $0 | 7 |
To foreign banks | NA | NA |
Loans to finance agricultural production and other loans to farmers | NA | NA |
Commercial and industrial loans | $-8,000 | 8,219 |
To non-U.S. addressees | NA | NA |
Loans to individuals | $2,000 | 3,556 |
Credit card loan net charge offs | $0 | 967 |
Auto Loans - Net Charge-Offs | NA | NA |
Other Consumer Loans Net Charge-Offs | $2,000 | 3,365 |
Loans to foreign governments and official institutions | $0 | 11 |
Other loans | $0 | 763 |
Lease financing receivables | $0 | 126 |
Memoranda: | ||
Loans to finance agricultural production and other loans to farmers | $0 | 176 |
2004-12-31 (YTD Data) | Rank | |
Total charge-offs | $527,000 | 1,615 |
Loans secured by real estate, total | $49,000 | 2,272 |
To non-U.S. addressees | NA | NA |
Real estate loans in domestic offices | $49,000 | 2,270 |
Construction and land development | $49,000 | 397 |
Secured by farmland | $0 | 333 |
Total charge-offs secured by 1-4 family residential properties | $0 | 3,617 |
Secured by multifamily residential properties | $0 | 215 |
Secured by nonfarm nonresidential properties | $0 | 1,714 |
Real estate loans in foreign offices | NA | NA |
Loans to depository institutions | $0 | 16 |
To foreign banks | NA | NA |
Loans to finance agricultural production and other loans to farmers | NA | NA |
Commercial and industrial loans | $412,000 | 853 |
Loans to individuals | $66,000 | 2,879 |
Credit card loan charge offs | $0 | 1,825 |
Auto Loans Charge-Offs | NA | NA |
Other Consumer Loan Charge-Offs | $66,000 | 2,721 |
Loans to foreign governments and official institutions | $0 | 14 |
Other loans | $0 | 1,796 |
Lease financing receivables | $0 | 290 |
Memoranda: | ||
Loans to finance agricultural production and other loans to farmers | $0 | 738 |
Total recoveries | $30,000 | 4,014 |
Loans secured by real estate, total | $0 | 3,503 |
To non-U.S. addressees | NA | NA |
Real estate loans in domestic offices | $0 | 3,502 |
Construction and land development | $0 | 535 |
Secured by farmland | $0 | 382 |
Secured by 1-4 family residential properties - total recoveries | $0 | 2,795 |
Secured by multifamily residential properties | $0 | 147 |
Secured by nonfarm nonresidential properties | $0 | 1,287 |
Real estate loans in foreign offices | NA | NA |
Loans to depository institutions | $0 | 32 |
To foreign banks | NA | NA |
Loans to finance agricultural production and other loans to farmers | NA | NA |
Commercial and industrial loans | $15,000 | 2,301 |
Loans to individuals | $15,000 | 3,305 |
Credit card loan recoveries | $0 | 1,411 |
Auto Loans - Recoveries | NA | NA |
Other Consumer Loan Recoveries | $15,000 | 3,190 |
Loans to foreign governments and official institutions | $0 | 10 |
Other loans | $0 | 1,867 |
Lease financing receivables | $0 | 261 |
Memoranda: | ||
Loans to finance agricultural production and other loans to farmers | $0 | 881 |
Net charge-offs | $497,000 | 1,347 |
Loans secured by real estate, total | $49,000 | 1,976 |
To non-U.S. addressees | NA | NA |
Real estate loans in domestic offices | $49,000 | 1,974 |
Construction and land development | $49,000 | 361 |
Secured by farmland | $0 | 283 |
Secured by 1-4 family residential properties- net charge-offs | $0 | 3,241 |
Secured by multifamily residential properties | $0 | 199 |
Secured by nonfarm nonresidential properties | $0 | 1,548 |
Real estate loans in foreign offices | NA | NA |
Loans to depository institutions | $0 | 12 |
To foreign banks | NA | NA |
Loans to finance agricultural production and other loans to farmers | NA | NA |
Commercial and industrial loans | $397,000 | 731 |
To non-U.S. addressees | NA | NA |
Loans to individuals | $51,000 | 2,621 |
Credit card loan net charge offs | $0 | 1,686 |
Auto Loans - Net Charge-Offs | NA | NA |
Other Consumer Loans Net Charge-Offs | $51,000 | 2,445 |
Loans to foreign governments and official institutions | $0 | 11 |
Other loans | $0 | 1,509 |
Lease financing receivables | $0 | 237 |
Memoranda: | ||
Loans to finance agricultural production and other loans to farmers | $0 | 580 |
2004-09-30 (YTD Data) | Rank | |
Total charge-offs | $246,000 | 2,081 |
Loans secured by real estate, total | $0 | 3,790 |
To non-U.S. addressees | NA | NA |
Real estate loans in domestic offices | $0 | 3,788 |
Construction and land development | $0 | 678 |
Secured by farmland | $0 | 260 |
Total charge-offs secured by 1-4 family residential properties | $0 | 3,103 |
Secured by multifamily residential properties | $0 | 169 |
Secured by nonfarm nonresidential properties | $0 | 1,354 |
Real estate loans in foreign offices | NA | NA |
Loans to depository institutions | $0 | 15 |
To foreign banks | NA | NA |
Loans to finance agricultural production and other loans to farmers | NA | NA |
Commercial and industrial loans | $189,000 | 1,074 |
Loans to individuals | $57,000 | 2,542 |
Credit card loan charge offs | $0 | 1,705 |
Auto Loans Charge-Offs | NA | NA |
Other Consumer Loan Charge-Offs | $57,000 | 2,378 |
Loans to foreign governments and official institutions | $0 | 14 |
Other loans | $0 | 1,564 |
Lease financing receivables | $0 | 267 |
Memoranda: | ||
Loans to finance agricultural production and other loans to farmers | $0 | 611 |
Total recoveries | $26,000 | 3,732 |
Loans secured by real estate, total | $0 | 3,182 |
To non-U.S. addressees | NA | NA |
Real estate loans in domestic offices | $0 | 3,181 |
Construction and land development | $0 | 449 |
Secured by farmland | $0 | 315 |
Secured by 1-4 family residential properties - total recoveries | $0 | 2,535 |
Secured by multifamily residential properties | $0 | 123 |
Secured by nonfarm nonresidential properties | $0 | 1,109 |
Real estate loans in foreign offices | NA | NA |
Loans to depository institutions | $0 | 30 |
To foreign banks | NA | NA |
Loans to finance agricultural production and other loans to farmers | NA | NA |
Commercial and industrial loans | $14,000 | 2,015 |
Loans to individuals | $12,000 | 3,211 |
Credit card loan recoveries | $0 | 1,313 |
Auto Loans - Recoveries | NA | NA |
Other Consumer Loan Recoveries | $12,000 | 3,087 |
Loans to foreign governments and official institutions | $0 | 12 |
Other loans | $0 | 1,703 |
Lease financing receivables | $0 | 250 |
Memoranda: | ||
Loans to finance agricultural production and other loans to farmers | $0 | 799 |
Net charge-offs | $220,000 | 1,784 |
Loans secured by real estate, total | $0 | 3,318 |
To non-U.S. addressees | NA | NA |
Real estate loans in domestic offices | $0 | 3,316 |
Construction and land development | $0 | 609 |
Secured by farmland | $0 | 218 |
Secured by 1-4 family residential properties- net charge-offs | $0 | 2,765 |
Secured by multifamily residential properties | $0 | 159 |
Secured by nonfarm nonresidential properties | $0 | 1,213 |
Real estate loans in foreign offices | NA | NA |
Loans to depository institutions | $0 | 11 |
To foreign banks | NA | NA |
Loans to finance agricultural production and other loans to farmers | NA | NA |
Commercial and industrial loans | $175,000 | 942 |
To non-U.S. addressees | NA | NA |
Loans to individuals | $45,000 | 2,216 |
Credit card loan net charge offs | $0 | 1,562 |
Auto Loans - Net Charge-Offs | NA | NA |
Other Consumer Loans Net Charge-Offs | $45,000 | 2,054 |
Loans to foreign governments and official institutions | $0 | 11 |
Other loans | $0 | 1,291 |
Lease financing receivables | $0 | 209 |
Memoranda: | ||
Loans to finance agricultural production and other loans to farmers | $0 | 479 |
2004-06-30 (YTD Data) | Rank | |
Total charge-offs | $191,000 | 1,817 |
Loans secured by real estate, total | $0 | 3,191 |
To non-U.S. addressees | NA | NA |
Real estate loans in domestic offices | $0 | 3,189 |
Construction and land development | $0 | 514 |
Secured by farmland | $0 | 209 |
Total charge-offs secured by 1-4 family residential properties | $0 | 2,566 |
Secured by multifamily residential properties | $0 | 129 |
Secured by nonfarm nonresidential properties | $0 | 1,067 |
Real estate loans in foreign offices | NA | NA |
Loans to depository institutions | $0 | 13 |
To foreign banks | NA | NA |
Loans to finance agricultural production and other loans to farmers | NA | NA |
Commercial and industrial loans | $163,000 | 842 |
Loans to individuals | $28,000 | 2,964 |
Credit card loan charge offs | $0 | 1,546 |
Auto Loans Charge-Offs | NA | NA |
Other Consumer Loan Charge-Offs | $28,000 | 2,770 |
Loans to foreign governments and official institutions | $0 | 9 |
Other loans | $0 | 1,316 |
Lease financing receivables | $0 | 232 |
Memoranda: | ||
Loans to finance agricultural production and other loans to farmers | $0 | 488 |
Total recoveries | $8,000 | 4,776 |
Loans secured by real estate, total | $0 | 2,813 |
To non-U.S. addressees | NA | NA |
Real estate loans in domestic offices | $0 | 2,812 |
Construction and land development | $0 | 382 |
Secured by farmland | $0 | 254 |
Secured by 1-4 family residential properties - total recoveries | $0 | 2,187 |
Secured by multifamily residential properties | $0 | 117 |
Secured by nonfarm nonresidential properties | $0 | 933 |
Real estate loans in foreign offices | NA | NA |
Loans to depository institutions | $0 | 33 |
To foreign banks | NA | NA |
Loans to finance agricultural production and other loans to farmers | NA | NA |
Commercial and industrial loans | $2,000 | 2,937 |
Loans to individuals | $6,000 | 3,626 |
Credit card loan recoveries | $0 | 1,131 |
Auto Loans - Recoveries | NA | NA |
Other Consumer Loan Recoveries | $6,000 | 3,487 |
Loans to foreign governments and official institutions | $0 | 8 |
Other loans | $0 | 1,529 |
Lease financing receivables | $0 | 221 |
Memoranda: | ||
Loans to finance agricultural production and other loans to farmers | $0 | 704 |
Net charge-offs | $183,000 | 1,468 |
Loans secured by real estate, total | $0 | 2,799 |
To non-U.S. addressees | NA | NA |
Real estate loans in domestic offices | $0 | 2,799 |
Construction and land development | $0 | 468 |
Secured by farmland | $0 | 184 |
Secured by 1-4 family residential properties- net charge-offs | $0 | 2,286 |
Secured by multifamily residential properties | $0 | 120 |
Secured by nonfarm nonresidential properties | $0 | 953 |
Real estate loans in foreign offices | NA | NA |
Loans to depository institutions | $0 | 11 |
To foreign banks | NA | NA |
Loans to finance agricultural production and other loans to farmers | NA | NA |
Commercial and industrial loans | $161,000 | 707 |
To non-U.S. addressees | NA | NA |
Loans to individuals | $22,000 | 2,572 |
Credit card loan net charge offs | $0 | 1,412 |
Auto Loans - Net Charge-Offs | NA | NA |
Other Consumer Loans Net Charge-Offs | $22,000 | 2,384 |
Loans to foreign governments and official institutions | $0 | 7 |
Other loans | $0 | 1,091 |
Lease financing receivables | $0 | 190 |
Memoranda: | ||
Loans to finance agricultural production and other loans to farmers | $0 | 395 |
2004-03-31 (YTD Data) | Rank | |
Total charge-offs | $174,000 | 1,118 |
Loans secured by real estate, total | $0 | 2,190 |
To non-U.S. addressees | NA | NA |
Real estate loans in domestic offices | $0 | 2,189 |
Construction and land development | $0 | 316 |
Secured by farmland | $0 | 111 |
Total charge-offs secured by 1-4 family residential properties | $0 | 1,753 |
Secured by multifamily residential properties | $0 | 78 |
Secured by nonfarm nonresidential properties | $0 | 629 |
Real estate loans in foreign offices | NA | NA |
Loans to depository institutions | $0 | 6 |
To foreign banks | NA | NA |
Loans to finance agricultural production and other loans to farmers | NA | NA |
Commercial and industrial loans | $154,000 | 489 |
Loans to individuals | $20,000 | 2,344 |
Credit card loan charge offs | $0 | 1,259 |
Auto Loans Charge-Offs | NA | NA |
Other Consumer Loan Charge-Offs | $20,000 | 2,176 |
Loans to foreign governments and official institutions | $0 | 15 |
Other loans | $0 | 949 |
Lease financing receivables | $0 | 196 |
Memoranda: | ||
Loans to finance agricultural production and other loans to farmers | $0 | 290 |
Total recoveries | $4,000 | 4,435 |
Loans secured by real estate, total | $0 | 2,112 |
To non-U.S. addressees | NA | NA |
Real estate loans in domestic offices | $0 | 2,111 |
Construction and land development | $0 | 273 |
Secured by farmland | $0 | 159 |
Secured by 1-4 family residential properties - total recoveries | $0 | 1,577 |
Secured by multifamily residential properties | $0 | 78 |
Secured by nonfarm nonresidential properties | $0 | 662 |
Real estate loans in foreign offices | NA | NA |
Loans to depository institutions | $0 | 23 |
To foreign banks | NA | NA |
Loans to finance agricultural production and other loans to farmers | NA | NA |
Commercial and industrial loans | $2,000 | 2,105 |
Loans to individuals | $2,000 | 3,813 |
Credit card loan recoveries | $0 | 898 |
Auto Loans - Recoveries | NA | NA |
Other Consumer Loan Recoveries | $2,000 | 3,674 |
Loans to foreign governments and official institutions | $0 | 20 |
Other loans | $0 | 1,215 |
Lease financing receivables | $0 | 196 |
Memoranda: | ||
Loans to finance agricultural production and other loans to farmers | $0 | 532 |
Net charge-offs | $170,000 | 912 |
Loans secured by real estate, total | $0 | 1,955 |
To non-U.S. addressees | NA | NA |
Real estate loans in domestic offices | $0 | 1,956 |
Construction and land development | $0 | 287 |
Secured by farmland | $0 | 105 |
Secured by 1-4 family residential properties- net charge-offs | $0 | 1,591 |
Secured by multifamily residential properties | $0 | 71 |
Secured by nonfarm nonresidential properties | $0 | 553 |
Real estate loans in foreign offices | NA | NA |
Loans to depository institutions | $0 | 6 |
To foreign banks | NA | NA |
Loans to finance agricultural production and other loans to farmers | NA | NA |
Commercial and industrial loans | $152,000 | 415 |
To non-U.S. addressees | NA | NA |
Loans to individuals | $18,000 | 1,915 |
Credit card loan net charge offs | $0 | 1,141 |
Auto Loans - Net Charge-Offs | NA | NA |
Other Consumer Loans Net Charge-Offs | $18,000 | 1,741 |
Loans to foreign governments and official institutions | $0 | 12 |
Other loans | $0 | 785 |
Lease financing receivables | $0 | 166 |
Memoranda: | ||
Loans to finance agricultural production and other loans to farmers | $0 | 245 |
2003-12-31 (YTD Data) | Rank | |
Total charge-offs | $196,000 | 3,533 |
Loans secured by real estate, total | $0 | 4,565 |
To non-U.S. addressees | NA | NA |
Real estate loans in domestic offices | $0 | 4,565 |
Construction and land development | $0 | 929 |
Secured by farmland | $0 | 439 |
Total charge-offs secured by 1-4 family residential properties | $0 | 3,813 |
Secured by multifamily residential properties | $0 | 215 |
Secured by nonfarm nonresidential properties | $0 | 1,780 |
Real estate loans in foreign offices | NA | NA |
Loans to depository institutions | $0 | 18 |
To foreign banks | NA | NA |
Loans to finance agricultural production and other loans to farmers | NA | NA |
Commercial and industrial loans | $89,000 | 2,630 |
Loans to individuals | $99,000 | 2,500 |
Credit card loan charge offs | $0 | 2,038 |
Auto Loans Charge-Offs | NA | NA |
Other Consumer Loan Charge-Offs | $99,000 | 2,336 |
Loans to foreign governments and official institutions | $0 | 11 |
Other loans | $8,000 | 1,494 |
Lease financing receivables | $0 | 327 |
Memoranda: | ||
Loans to finance agricultural production and other loans to farmers | $8,000 | 698 |
Total recoveries | $39,000 | 3,666 |
Loans secured by real estate, total | $1,000 | 3,187 |
To non-U.S. addressees | NA | NA |
Real estate loans in domestic offices | $1,000 | 3,186 |
Construction and land development | $0 | 538 |
Secured by farmland | $0 | 408 |
Secured by 1-4 family residential properties - total recoveries | $1,000 | 2,430 |
Secured by multifamily residential properties | $0 | 183 |
Secured by nonfarm nonresidential properties | $0 | 1,310 |
Real estate loans in foreign offices | NA | NA |
Loans to depository institutions | $0 | 32 |
To foreign banks | NA | NA |
Loans to finance agricultural production and other loans to farmers | NA | NA |
Commercial and industrial loans | $13,000 | 2,526 |
Loans to individuals | $25,000 | 2,609 |
Credit card loan recoveries | $0 | 1,547 |
Auto Loans - Recoveries | NA | NA |
Other Consumer Loan Recoveries | $25,000 | 2,469 |
Loans to foreign governments and official institutions | $0 | 7 |
Other loans | $0 | 1,905 |
Lease financing receivables | $0 | 274 |
Memoranda: | ||
Loans to finance agricultural production and other loans to farmers | $0 | 961 |
Net charge-offs | $157,000 | 3,282 |
Loans secured by real estate, total | $-1,000 | 8,023 |
To non-U.S. addressees | NA | NA |
Real estate loans in domestic offices | $-1,000 | 8,035 |
Construction and land development | $0 | 844 |
Secured by farmland | $0 | 375 |
Secured by 1-4 family residential properties- net charge-offs | $-1,000 | 8,276 |
Secured by multifamily residential properties | $0 | 192 |
Secured by nonfarm nonresidential properties | $0 | 1,593 |
Real estate loans in foreign offices | NA | NA |
Loans to depository institutions | $0 | 16 |
To foreign banks | NA | NA |
Loans to finance agricultural production and other loans to farmers | NA | NA |
Commercial and industrial loans | $76,000 | 2,404 |
To non-U.S. addressees | NA | NA |
Loans to individuals | $74,000 | 2,385 |
Credit card loan net charge offs | $0 | 1,905 |
Auto Loans - Net Charge-Offs | NA | NA |
Other Consumer Loans Net Charge-Offs | $74,000 | 2,204 |
Loans to foreign governments and official institutions | $0 | 10 |
Other loans | $8,000 | 1,280 |
Lease financing receivables | $0 | 296 |
Memoranda: | ||
Loans to finance agricultural production and other loans to farmers | $8,000 | 596 |
2003-09-30 (YTD Data) | Rank | |
Total charge-offs | $119,000 | 3,630 |
Loans secured by real estate, total | $0 | 3,944 |
To non-U.S. addressees | NA | NA |
Real estate loans in domestic offices | $0 | 3,944 |
Construction and land development | $0 | 744 |
Secured by farmland | $0 | 323 |
Total charge-offs secured by 1-4 family residential properties | $0 | 3,265 |
Secured by multifamily residential properties | $0 | 164 |
Secured by nonfarm nonresidential properties | $0 | 1,419 |
Real estate loans in foreign offices | NA | NA |
Loans to depository institutions | $0 | 14 |
To foreign banks | NA | NA |
Loans to finance agricultural production and other loans to farmers | NA | NA |
Commercial and industrial loans | $56,000 | 2,474 |
Loans to individuals | $55,000 | 2,897 |
Credit card loan charge offs | $0 | 1,934 |
Auto Loans Charge-Offs | NA | NA |
Other Consumer Loan Charge-Offs | $55,000 | 2,693 |
Loans to foreign governments and official institutions | $0 | 10 |
Other loans | $8,000 | 1,227 |
Lease financing receivables | $0 | 304 |
Memoranda: | ||
Loans to finance agricultural production and other loans to farmers | $8,000 | 559 |
Total recoveries | $31,000 | 3,508 |
Loans secured by real estate, total | $1,000 | 2,801 |
To non-U.S. addressees | NA | NA |
Real estate loans in domestic offices | $1,000 | 2,800 |
Construction and land development | $0 | 454 |
Secured by farmland | $0 | 344 |
Secured by 1-4 family residential properties - total recoveries | $1,000 | 2,097 |
Secured by multifamily residential properties | $0 | 161 |
Secured by nonfarm nonresidential properties | $0 | 1,141 |
Real estate loans in foreign offices | NA | NA |
Loans to depository institutions | $0 | 28 |
To foreign banks | NA | NA |
Loans to finance agricultural production and other loans to farmers | NA | NA |
Commercial and industrial loans | $9,000 | 2,471 |
Loans to individuals | $21,000 | 2,448 |
Credit card loan recoveries | $0 | 1,427 |
Auto Loans - Recoveries | NA | NA |
Other Consumer Loan Recoveries | $21,000 | 2,314 |
Loans to foreign governments and official institutions | $0 | 11 |
Other loans | $0 | 1,741 |
Lease financing receivables | $0 | 258 |
Memoranda: | ||
Loans to finance agricultural production and other loans to farmers | $0 | 850 |
Net charge-offs | $88,000 | 3,430 |
Loans secured by real estate, total | $-1,000 | 7,984 |
To non-U.S. addressees | NA | NA |
Real estate loans in domestic offices | $-1,000 | 7,997 |
Construction and land development | $0 | 670 |
Secured by farmland | $0 | 283 |
Secured by 1-4 family residential properties- net charge-offs | $-1,000 | 8,274 |
Secured by multifamily residential properties | $0 | 144 |
Secured by nonfarm nonresidential properties | $0 | 1,273 |
Real estate loans in foreign offices | NA | NA |
Loans to depository institutions | $0 | 13 |
To foreign banks | NA | NA |
Loans to finance agricultural production and other loans to farmers | NA | NA |
Commercial and industrial loans | $47,000 | 2,303 |
To non-U.S. addressees | NA | NA |
Loans to individuals | $34,000 | 2,990 |
Credit card loan net charge offs | $0 | 1,800 |
Auto Loans - Net Charge-Offs | NA | NA |
Other Consumer Loans Net Charge-Offs | $34,000 | 2,756 |
Loans to foreign governments and official institutions | $0 | 8 |
Other loans | $8,000 | 1,047 |
Lease financing receivables | $0 | 274 |
Memoranda: | ||
Loans to finance agricultural production and other loans to farmers | $8,000 | 479 |
2003-06-30 (YTD Data) | Rank | |
Total charge-offs | $47,000 | 4,266 |
Loans secured by real estate, total | $0 | 3,302 |
To non-U.S. addressees | NA | NA |
Real estate loans in domestic offices | $0 | 3,302 |
Construction and land development | $0 | 582 |
Secured by farmland | $0 | 243 |
Total charge-offs secured by 1-4 family residential properties | $0 | 2,670 |
Secured by multifamily residential properties | $0 | 115 |
Secured by nonfarm nonresidential properties | $0 | 1,093 |
Real estate loans in foreign offices | NA | NA |
Loans to depository institutions | $0 | 14 |
To foreign banks | NA | NA |
Loans to finance agricultural production and other loans to farmers | NA | NA |
Commercial and industrial loans | $20,000 | 2,745 |
Loans to individuals | $19,000 | 3,800 |
Credit card loan charge offs | $0 | 1,759 |
Auto Loans Charge-Offs | NA | NA |
Other Consumer Loan Charge-Offs | $19,000 | 3,573 |
Loans to foreign governments and official institutions | $0 | 11 |
Other loans | $8,000 | 956 |
Lease financing receivables | $0 | 280 |
Memoranda: | ||
Loans to finance agricultural production and other loans to farmers | $8,000 | 430 |
Total recoveries | $24,000 | 3,113 |
Loans secured by real estate, total | $1,000 | 2,302 |
To non-U.S. addressees | NA | NA |
Real estate loans in domestic offices | $1,000 | 2,301 |
Construction and land development | $0 | 360 |
Secured by farmland | $0 | 274 |
Secured by 1-4 family residential properties - total recoveries | $1,000 | 1,694 |
Secured by multifamily residential properties | $0 | 122 |
Secured by nonfarm nonresidential properties | $0 | 952 |
Real estate loans in foreign offices | NA | NA |
Loans to depository institutions | $0 | 22 |
To foreign banks | NA | NA |
Loans to finance agricultural production and other loans to farmers | NA | NA |
Commercial and industrial loans | $4,000 | 2,520 |
Loans to individuals | $19,000 | 2,036 |
Credit card loan recoveries | $0 | 1,265 |
Auto Loans - Recoveries | NA | NA |
Other Consumer Loan Recoveries | $19,000 | 1,906 |
Loans to foreign governments and official institutions | $0 | 10 |
Other loans | $0 | 1,482 |
Lease financing receivables | $0 | 235 |
Memoranda: | ||
Loans to finance agricultural production and other loans to farmers | $0 | 695 |
Net charge-offs | $23,000 | 4,430 |
Loans secured by real estate, total | $-1,000 | 8,023 |
To non-U.S. addressees | NA | NA |
Real estate loans in domestic offices | $-1,000 | 8,036 |
Construction and land development | $0 | 528 |
Secured by farmland | $0 | 214 |
Secured by 1-4 family residential properties- net charge-offs | $-1,000 | 8,305 |
Secured by multifamily residential properties | $0 | 103 |
Secured by nonfarm nonresidential properties | $0 | 978 |
Real estate loans in foreign offices | NA | NA |
Loans to depository institutions | $0 | 13 |
To foreign banks | NA | NA |
Loans to finance agricultural production and other loans to farmers | NA | NA |
Commercial and industrial loans | $16,000 | 2,531 |
To non-U.S. addressees | NA | NA |
Loans to individuals | $0 | 6,001 |
Credit card loan net charge offs | $0 | 1,616 |
Auto Loans - Net Charge-Offs | NA | NA |
Other Consumer Loans Net Charge-Offs | $0 | 5,738 |
Loans to foreign governments and official institutions | $0 | 10 |
Other loans | $8,000 | 810 |
Lease financing receivables | $0 | 253 |
Memoranda: | ||
Loans to finance agricultural production and other loans to farmers | $8,000 | 370 |
2003-03-31 (YTD Data) | Rank | |
Total charge-offs | $28,000 | 3,482 |
Loans secured by real estate, total | $0 | 2,312 |
To non-U.S. addressees | NA | NA |
Real estate loans in domestic offices | $0 | 2,312 |
Construction and land development | $0 | 356 |
Secured by farmland | $0 | 142 |
Total charge-offs secured by 1-4 family residential properties | $0 | 1,819 |
Secured by multifamily residential properties | $0 | 62 |
Secured by nonfarm nonresidential properties | $0 | 685 |
Real estate loans in foreign offices | NA | NA |
Loans to depository institutions | $0 | 11 |
To foreign banks | NA | NA |
Loans to finance agricultural production and other loans to farmers | NA | NA |
Commercial and industrial loans | $8,000 | 2,167 |
Loans to individuals | $12,000 | 3,210 |
Credit card loan charge offs | $0 | 1,417 |
Auto Loans Charge-Offs | NA | NA |
Other Consumer Loan Charge-Offs | $12,000 | 2,993 |
Loans to foreign governments and official institutions | $0 | 9 |
Other loans | $8,000 | 602 |
Lease financing receivables | $0 | 227 |
Memoranda: | ||
Loans to finance agricultural production and other loans to farmers | $8,000 | 244 |
Total recoveries | $12,000 | 2,927 |
Loans secured by real estate, total | $0 | 2,063 |
To non-U.S. addressees | NA | NA |
Real estate loans in domestic offices | $0 | 2,062 |
Construction and land development | $0 | 259 |
Secured by farmland | $0 | 177 |
Secured by 1-4 family residential properties - total recoveries | $0 | 1,536 |
Secured by multifamily residential properties | $0 | 90 |
Secured by nonfarm nonresidential properties | $0 | 671 |
Real estate loans in foreign offices | NA | NA |
Loans to depository institutions | $0 | 22 |
To foreign banks | NA | NA |
Loans to finance agricultural production and other loans to farmers | NA | NA |
Commercial and industrial loans | $0 | 3,004 |
Loans to individuals | $12,000 | 1,719 |
Credit card loan recoveries | $0 | 989 |
Auto Loans - Recoveries | NA | NA |
Other Consumer Loan Recoveries | $12,000 | 1,603 |
Loans to foreign governments and official institutions | $0 | 8 |
Other loans | $0 | 1,167 |
Lease financing receivables | $0 | 201 |
Memoranda: | ||
Loans to finance agricultural production and other loans to farmers | $0 | 518 |
Net charge-offs | $16,000 | 3,468 |
Loans secured by real estate, total | $0 | 2,066 |
To non-U.S. addressees | NA | NA |
Real estate loans in domestic offices | $0 | 2,065 |
Construction and land development | $0 | 331 |
Secured by farmland | $0 | 129 |
Secured by 1-4 family residential properties- net charge-offs | $0 | 1,648 |
Secured by multifamily residential properties | $0 | 56 |
Secured by nonfarm nonresidential properties | $0 | 618 |
Real estate loans in foreign offices | NA | NA |
Loans to depository institutions | $0 | 10 |
To foreign banks | NA | NA |
Loans to finance agricultural production and other loans to farmers | NA | NA |
Commercial and industrial loans | $8,000 | 1,879 |
To non-U.S. addressees | NA | NA |
Loans to individuals | $0 | 4,985 |
Credit card loan net charge offs | $0 | 1,291 |
Auto Loans - Net Charge-Offs | NA | NA |
Other Consumer Loans Net Charge-Offs | $0 | 4,714 |
Loans to foreign governments and official institutions | $0 | 8 |
Other loans | $8,000 | 499 |
Lease financing receivables | $0 | 207 |
Memoranda: | ||
Loans to finance agricultural production and other loans to farmers | $8,000 | 213 |
2002-12-31 (YTD Data) | Rank | |
Total charge-offs | $375,000 | 2,430 |
Loans secured by real estate, total | $4,000 | 4,241 |
To non-U.S. addressees | NA | NA |
Real estate loans in domestic offices | $4,000 | 4,238 |
Construction and land development | $0 | 961 |
Secured by farmland | $0 | 395 |
Total charge-offs secured by 1-4 family residential properties | $4,000 | 3,416 |
Secured by multifamily residential properties | $0 | 205 |
Secured by nonfarm nonresidential properties | $0 | 1,733 |
Real estate loans in foreign offices | NA | NA |
Loans to depository institutions | $0 | 22 |
To foreign banks | NA | NA |
Loans to finance agricultural production and other loans to farmers | NA | NA |
Commercial and industrial loans | $301,000 | 1,370 |
Loans to individuals | $36,000 | 4,341 |
Credit card loan charge offs | $0 | 2,154 |
Auto Loans Charge-Offs | NA | NA |
Other Consumer Loan Charge-Offs | $36,000 | 4,103 |
Loans to foreign governments and official institutions | $0 | 19 |
Other loans | $34,000 | 975 |
Lease financing receivables | $0 | 351 |
Memoranda: | ||
Loans to finance agricultural production and other loans to farmers | $34,000 | 516 |
Total recoveries | $41,000 | 3,534 |
Loans secured by real estate, total | $1,000 | 3,160 |
To non-U.S. addressees | NA | NA |
Real estate loans in domestic offices | $1,000 | 3,159 |
Construction and land development | $0 | 512 |
Secured by farmland | $0 | 408 |
Secured by 1-4 family residential properties - total recoveries | $1,000 | 2,419 |
Secured by multifamily residential properties | $0 | 183 |
Secured by nonfarm nonresidential properties | $0 | 1,235 |
Real estate loans in foreign offices | NA | NA |
Loans to depository institutions | $0 | 26 |
To foreign banks | NA | NA |
Loans to finance agricultural production and other loans to farmers | NA | NA |
Commercial and industrial loans | $5,000 | 3,303 |
Loans to individuals | $33,000 | 2,212 |
Credit card loan recoveries | $0 | 1,607 |
Auto Loans - Recoveries | NA | NA |
Other Consumer Loan Recoveries | $33,000 | 2,087 |
Loans to foreign governments and official institutions | $0 | 16 |
Other loans | $2,000 | 1,449 |
Lease financing receivables | $0 | 274 |
Memoranda: | ||
Loans to finance agricultural production and other loans to farmers | $2,000 | 791 |
Net charge-offs | $334,000 | 2,206 |
Loans secured by real estate, total | $3,000 | 3,859 |
To non-U.S. addressees | NA | NA |
Real estate loans in domestic offices | $3,000 | 3,855 |
Construction and land development | $0 | 884 |
Secured by farmland | $0 | 335 |
Secured by 1-4 family residential properties- net charge-offs | $3,000 | 3,148 |
Secured by multifamily residential properties | $0 | 191 |
Secured by nonfarm nonresidential properties | $0 | 1,573 |
Real estate loans in foreign offices | NA | NA |
Loans to depository institutions | $0 | 22 |
To foreign banks | NA | NA |
Loans to finance agricultural production and other loans to farmers | NA | NA |
Commercial and industrial loans | $296,000 | 1,228 |
To non-U.S. addressees | NA | NA |
Loans to individuals | $3,000 | 6,489 |
Credit card loan net charge offs | $0 | 2,007 |
Auto Loans - Net Charge-Offs | NA | NA |
Other Consumer Loans Net Charge-Offs | $3,000 | 6,270 |
Loans to foreign governments and official institutions | $0 | 16 |
Other loans | $32,000 | 858 |
Lease financing receivables | $0 | 327 |
Memoranda: | ||
Loans to finance agricultural production and other loans to farmers | $32,000 | 465 |
2001-12-31 (YTD Data) | Rank | |
Total charge-offs | $180,000 | 3,637 |
Loans secured by real estate, total | $41,000 | 2,276 |
To non-U.S. addressees | NA | NA |
Real estate loans in domestic offices | $41,000 | 2,274 |
Construction and land development | $34,000 | 490 |
Secured by farmland | $0 | 391 |
Total charge-offs secured by 1-4 family residential properties | $7,000 | 3,005 |
Secured by multifamily residential properties | $0 | 232 |
Secured by nonfarm nonresidential properties | $0 | 1,604 |
Real estate loans in foreign offices | NA | NA |
Loans to depository institutions | $0 | 24 |
To foreign banks | NA | NA |
Loans to finance agricultural production and other loans to farmers | NA | NA |
Commercial and industrial loans | $37,000 | 3,501 |
Loans to individuals | $47,000 | 3,828 |
Credit card loan charge offs | $0 | 2,261 |
Auto Loans Charge-Offs | NA | NA |
Other Consumer Loan Charge-Offs | $47,000 | 3,601 |
Loans to foreign governments and official institutions | $0 | 19 |
Other loans | $55,000 | 690 |
Lease financing receivables | $0 | 314 |
Memoranda: | ||
Loans to finance agricultural production and other loans to farmers | $0 | 889 |
Total recoveries | $61,000 | 2,715 |
Loans secured by real estate, total | $30,000 | 1,103 |
To non-U.S. addressees | NA | NA |
Real estate loans in domestic offices | $30,000 | 1,102 |
Construction and land development | $0 | 490 |
Secured by farmland | $0 | 411 |
Secured by 1-4 family residential properties - total recoveries | $30,000 | 663 |
Secured by multifamily residential properties | $0 | 182 |
Secured by nonfarm nonresidential properties | $0 | 1,182 |
Real estate loans in foreign offices | NA | NA |
Loans to depository institutions | $0 | 35 |
To foreign banks | NA | NA |
Loans to finance agricultural production and other loans to farmers | NA | NA |
Commercial and industrial loans | $0 | 4,540 |
Loans to individuals | $11,000 | 3,816 |
Credit card loan recoveries | $0 | 1,709 |
Auto Loans - Recoveries | NA | NA |
Other Consumer Loan Recoveries | $11,000 | 3,648 |
Loans to foreign governments and official institutions | $0 | 18 |
Other loans | $20,000 | 565 |
Lease financing receivables | $0 | 247 |
Memoranda: | ||
Loans to finance agricultural production and other loans to farmers | $0 | 990 |
Net charge-offs | $119,000 | 3,773 |
Loans secured by real estate, total | $11,000 | 3,073 |
To non-U.S. addressees | NA | NA |
Real estate loans in domestic offices | $11,000 | 3,070 |
Construction and land development | $34,000 | 457 |
Secured by farmland | $0 | 337 |
Secured by 1-4 family residential properties- net charge-offs | $-23,000 | 9,382 |
Secured by multifamily residential properties | $0 | 198 |
Secured by nonfarm nonresidential properties | $0 | 1,437 |
Real estate loans in foreign offices | NA | NA |
Loans to depository institutions | $0 | 21 |
To foreign banks | NA | NA |
Loans to finance agricultural production and other loans to farmers | NA | NA |
Commercial and industrial loans | $37,000 | 3,115 |
To non-U.S. addressees | NA | NA |
Loans to individuals | $36,000 | 3,671 |
Credit card loan net charge offs | $0 | 2,129 |
Auto Loans - Net Charge-Offs | NA | NA |
Other Consumer Loans Net Charge-Offs | $36,000 | 3,418 |
Loans to foreign governments and official institutions | $0 | 17 |
Other loans | $35,000 | 740 |
Lease financing receivables | $0 | 303 |
Memoranda: | ||
Loans to finance agricultural production and other loans to farmers | $0 | 735 |
2000-12-31 (YTD Data) | Rank | |
Total charge-offs | $264,000 | 2,493 |
Loans secured by real estate, total | $79,000 | 1,341 |
To non-U.S. addressees | NA | NA |
Real estate loans in domestic offices | $79,000 | 1,340 |
Construction and land development | $50,000 | 282 |
Secured by farmland | $0 | 333 |
Total charge-offs secured by 1-4 family residential properties | $29,000 | 1,605 |
Secured by multifamily residential properties | $0 | 211 |
Secured by nonfarm nonresidential properties | $0 | 1,312 |
Real estate loans in foreign offices | NA | NA |
Loans to depository institutions | NA | NA |
To foreign banks | NA | NA |
Loans to finance agricultural production and other loans to farmers | NA | NA |
Commercial and industrial loans | $87,000 | 2,520 |
Loans to individuals | $98,000 | 2,321 |
Credit card loan charge offs | $81,000 | 537 |
Auto Loans Charge-Offs | NA | NA |
Other Consumer Loan Charge-Offs | $17,000 | 4,934 |
Loans to foreign governments and official institutions | $0 | 13 |
Other loans | NA | NA |
Lease financing receivables | $0 | 262 |
Memoranda: | ||
Loans to finance agricultural production and other loans to farmers | $22,000 | 560 |
Total recoveries | $133,000 | 1,492 |
Loans secured by real estate, total | $0 | 3,499 |
To non-U.S. addressees | NA | NA |
Real estate loans in domestic offices | $0 | 3,493 |
Construction and land development | $0 | 380 |
Secured by farmland | $0 | 361 |
Secured by 1-4 family residential properties - total recoveries | $0 | 2,812 |
Secured by multifamily residential properties | $0 | 214 |
Secured by nonfarm nonresidential properties | $0 | 1,178 |
Real estate loans in foreign offices | NA | NA |
Loans to depository institutions | NA | NA |
To foreign banks | NA | NA |
Loans to finance agricultural production and other loans to farmers | NA | NA |
Commercial and industrial loans | $58,000 | 1,195 |
Loans to individuals | $75,000 | 1,067 |
Credit card loan recoveries | $49,000 | 315 |
Auto Loans - Recoveries | NA | NA |
Other Consumer Loan Recoveries | $26,000 | 2,219 |
Loans to foreign governments and official institutions | $0 | 13 |
Other loans | NA | NA |
Lease financing receivables | $0 | 249 |
Memoranda: | ||
Loans to finance agricultural production and other loans to farmers | $0 | 1,156 |
Net charge-offs | $131,000 | 3,108 |
Loans secured by real estate, total | $79,000 | 1,110 |
To non-U.S. addressees | NA | NA |
Real estate loans in domestic offices | $79,000 | 1,109 |
Construction and land development | $50,000 | 259 |
Secured by farmland | $0 | 284 |
Secured by 1-4 family residential properties- net charge-offs | $29,000 | 1,358 |
Secured by multifamily residential properties | $0 | 179 |
Secured by nonfarm nonresidential properties | $0 | 1,145 |
Real estate loans in foreign offices | NA | NA |
Loans to depository institutions | NA | NA |
To foreign banks | NA | NA |
Loans to finance agricultural production and other loans to farmers | NA | NA |
Commercial and industrial loans | $29,000 | 3,395 |
To non-U.S. addressees | NA | NA |
Loans to individuals | $23,000 | 4,039 |
Credit card loan net charge offs | $32,000 | 796 |
Auto Loans - Net Charge-Offs | NA | NA |
Other Consumer Loans Net Charge-Offs | $-9,000 | 9,623 |
Loans to foreign governments and official institutions | $0 | 10 |
Other loans | NA | NA |
Lease financing receivables | $0 | 240 |
Memoranda: | ||
Loans to finance agricultural production and other loans to farmers | $22,000 | 451 |
1999-12-31 (YTD Data) | Rank | |
Total charge-offs | $114,000 | 4,236 |
Loans secured by real estate, total | $0 | 4,449 |
To non-U.S. addressees | NA | NA |
Real estate loans in domestic offices | $0 | 4,444 |
Construction and land development | $0 | 611 |
Secured by farmland | $0 | 351 |
Total charge-offs secured by 1-4 family residential properties | $0 | 3,696 |
Secured by multifamily residential properties | $0 | 249 |
Secured by nonfarm nonresidential properties | $0 | 1,427 |
Real estate loans in foreign offices | NA | NA |
Loans to depository institutions | NA | NA |
To foreign banks | NA | NA |
Loans to finance agricultural production and other loans to farmers | NA | NA |
Commercial and industrial loans | $62,000 | 3,075 |
Loans to individuals | $52,000 | 3,478 |
Credit card loan charge offs | $0 | 3,493 |
Auto Loans Charge-Offs | NA | NA |
Other Consumer Loan Charge-Offs | $52,000 | 3,146 |
Loans to foreign governments and official institutions | $0 | 10 |
Other loans | NA | NA |
Lease financing receivables | $0 | 289 |
Memoranda: | ||
Loans to finance agricultural production and other loans to farmers | $7,000 | 998 |
Total recoveries | $92,000 | 2,184 |
Loans secured by real estate, total | $0 | 3,744 |
To non-U.S. addressees | NA | NA |
Real estate loans in domestic offices | $0 | 3,741 |
Construction and land development | $0 | 429 |
Secured by farmland | $0 | 418 |
Secured by 1-4 family residential properties - total recoveries | $0 | 2,967 |
Secured by multifamily residential properties | $0 | 246 |
Secured by nonfarm nonresidential properties | $0 | 1,309 |
Real estate loans in foreign offices | NA | NA |
Loans to depository institutions | NA | NA |
To foreign banks | NA | NA |
Loans to finance agricultural production and other loans to farmers | NA | NA |
Commercial and industrial loans | $50,000 | 1,543 |
Loans to individuals | $42,000 | 1,781 |
Credit card loan recoveries | $0 | 2,561 |
Auto Loans - Recoveries | NA | NA |
Other Consumer Loan Recoveries | $42,000 | 1,589 |
Loans to foreign governments and official institutions | $0 | 11 |
Other loans | NA | NA |
Lease financing receivables | $0 | 264 |
Memoranda: | ||
Loans to finance agricultural production and other loans to farmers | $0 | 1,259 |
Net charge-offs | $22,000 | 5,975 |
Loans secured by real estate, total | $0 | 3,741 |
To non-U.S. addressees | NA | NA |
Real estate loans in domestic offices | $0 | 3,737 |
Construction and land development | $0 | 547 |
Secured by farmland | $0 | 293 |
Secured by 1-4 family residential properties- net charge-offs | $0 | 3,220 |
Secured by multifamily residential properties | $0 | 211 |
Secured by nonfarm nonresidential properties | $0 | 1,166 |
Real estate loans in foreign offices | NA | NA |
Loans to depository institutions | NA | NA |
To foreign banks | NA | NA |
Loans to finance agricultural production and other loans to farmers | NA | NA |
Commercial and industrial loans | $12,000 | 4,175 |
To non-U.S. addressees | NA | NA |
Loans to individuals | $10,000 | 5,374 |
Credit card loan net charge offs | $0 | 3,241 |
Auto Loans - Net Charge-Offs | NA | NA |
Other Consumer Loans Net Charge-Offs | $10,000 | 4,881 |
Loans to foreign governments and official institutions | $0 | 9 |
Other loans | NA | NA |
Lease financing receivables | $0 | 263 |
Memoranda: | ||
Loans to finance agricultural production and other loans to farmers | $7,000 | 811 |
1998-12-31 (YTD Data) | Rank | |
Total charge-offs | $232,000 | 2,819 |
Loans secured by real estate, total | $2,000 | 4,337 |
To non-U.S. addressees | NA | NA |
Real estate loans in domestic offices | $2,000 | 4,332 |
Construction and land development | $0 | 630 |
Secured by farmland | $0 | 328 |
Total charge-offs secured by 1-4 family residential properties | $0 | 3,812 |
Secured by multifamily residential properties | $0 | 335 |
Secured by nonfarm nonresidential properties | $2,000 | 1,454 |
Real estate loans in foreign offices | NA | NA |
Loans to depository institutions | NA | NA |
To foreign banks | NA | NA |
Loans to finance agricultural production and other loans to farmers | NA | NA |
Commercial and industrial loans | $152,000 | 1,760 |
Loans to individuals | $78,000 | 2,866 |
Credit card loan charge offs | $7,000 | 2,310 |
Auto Loans Charge-Offs | NA | NA |
Other Consumer Loan Charge-Offs | $71,000 | 2,694 |
Loans to foreign governments and official institutions | $0 | 11 |
Other loans | NA | NA |
Lease financing receivables | $0 | 296 |
Memoranda: | ||
Loans to finance agricultural production and other loans to farmers | $0 | 1,225 |
Total recoveries | $109,000 | 1,995 |
Loans secured by real estate, total | $6,000 | 2,543 |
To non-U.S. addressees | NA | NA |
Real estate loans in domestic offices | $6,000 | 2,544 |
Construction and land development | $0 | 460 |
Secured by farmland | $0 | 446 |
Secured by 1-4 family residential properties - total recoveries | $0 | 3,049 |
Secured by multifamily residential properties | $0 | 272 |
Secured by nonfarm nonresidential properties | $6,000 | 1,016 |
Real estate loans in foreign offices | NA | NA |
Loans to depository institutions | NA | NA |
To foreign banks | NA | NA |
Loans to finance agricultural production and other loans to farmers | NA | NA |
Commercial and industrial loans | $81,000 | 1,034 |
Loans to individuals | $22,000 | 2,858 |
Credit card loan recoveries | $4,000 | 1,302 |
Auto Loans - Recoveries | NA | NA |
Other Consumer Loan Recoveries | $18,000 | 2,935 |
Loans to foreign governments and official institutions | $0 | 14 |
Other loans | NA | NA |
Lease financing receivables | $0 | 264 |
Memoranda: | ||
Loans to finance agricultural production and other loans to farmers | $0 | 1,322 |
Net charge-offs | $123,000 | 3,285 |
Loans secured by real estate, total | $-4,000 | 9,144 |
To non-U.S. addressees | NA | NA |
Real estate loans in domestic offices | $-4,000 | 9,162 |
Construction and land development | $0 | 552 |
Secured by farmland | $0 | 259 |
Secured by 1-4 family residential properties- net charge-offs | $0 | 3,290 |
Secured by multifamily residential properties | $0 | 283 |
Secured by nonfarm nonresidential properties | $-4,000 | 9,743 |
Real estate loans in foreign offices | NA | NA |
Loans to depository institutions | NA | NA |
To foreign banks | NA | NA |
Loans to finance agricultural production and other loans to farmers | NA | NA |
Commercial and industrial loans | $71,000 | 2,274 |
To non-U.S. addressees | NA | NA |
Loans to individuals | $56,000 | 2,753 |
Credit card loan net charge offs | $3,000 | 2,598 |
Auto Loans - Net Charge-Offs | NA | NA |
Other Consumer Loans Net Charge-Offs | $53,000 | 2,510 |
Loans to foreign governments and official institutions | $0 | 10 |
Other loans | NA | NA |
Lease financing receivables | $0 | 278 |
Memoranda: | ||
Loans to finance agricultural production and other loans to farmers | $0 | 1,029 |
1997-12-31 (YTD Data) | Rank | |
Total charge-offs | $108,000 | 4,661 |
Loans secured by real estate, total | $2,000 | 4,593 |
To non-U.S. addressees | NA | NA |
Real estate loans in domestic offices | $2,000 | 4,591 |
Construction and land development | $0 | 676 |
Secured by farmland | $0 | 358 |
Total charge-offs secured by 1-4 family residential properties | $2,000 | 3,768 |
Secured by multifamily residential properties | $0 | 405 |
Secured by nonfarm nonresidential properties | $0 | 1,725 |
Real estate loans in foreign offices | NA | NA |
Loans to depository institutions | NA | NA |
To foreign banks | NA | NA |
Loans to finance agricultural production and other loans to farmers | NA | NA |
Commercial and industrial loans | $40,000 | 3,771 |
Loans to individuals | $66,000 | 3,336 |
Credit card loan charge offs | $9,000 | 2,281 |
Auto Loans Charge-Offs | NA | NA |
Other Consumer Loan Charge-Offs | $57,000 | 3,213 |
Loans to foreign governments and official institutions | NA | NA |
Other loans | NA | NA |
Lease financing receivables | $0 | 317 |
Memoranda: | ||
Loans to finance agricultural production and other loans to farmers | $0 | 1,269 |
Total recoveries | $68,000 | 3,028 |
Loans secured by real estate, total | $0 | 4,351 |
To non-U.S. addressees | NA | NA |
Real estate loans in domestic offices | $0 | 4,349 |
Construction and land development | $0 | 513 |
Secured by farmland | $0 | 504 |
Secured by 1-4 family residential properties - total recoveries | $0 | 3,348 |
Secured by multifamily residential properties | $0 | 333 |
Secured by nonfarm nonresidential properties | $0 | 1,668 |
Real estate loans in foreign offices | NA | NA |
Loans to depository institutions | NA | NA |
To foreign banks | NA | NA |
Loans to finance agricultural production and other loans to farmers | NA | NA |
Commercial and industrial loans | $24,000 | 2,717 |
Loans to individuals | $44,000 | 1,829 |
Credit card loan recoveries | $6,000 | 1,064 |
Auto Loans - Recoveries | NA | NA |
Other Consumer Loan Recoveries | $38,000 | 1,824 |
Loans to foreign governments and official institutions | NA | NA |
Other loans | NA | NA |
Lease financing receivables | $0 | 286 |
Memoranda: | ||
Loans to finance agricultural production and other loans to farmers | $0 | 1,495 |
Net charge-offs | $40,000 | 5,500 |
Loans secured by real estate, total | $2,000 | 3,793 |
To non-U.S. addressees | NA | NA |
Real estate loans in domestic offices | $2,000 | 3,789 |
Construction and land development | $0 | 590 |
Secured by farmland | $0 | 284 |
Secured by 1-4 family residential properties- net charge-offs | $2,000 | 3,221 |
Secured by multifamily residential properties | $0 | 354 |
Secured by nonfarm nonresidential properties | $0 | 1,405 |
Real estate loans in foreign offices | NA | NA |
Loans to depository institutions | NA | NA |
To foreign banks | NA | NA |
Loans to finance agricultural production and other loans to farmers | NA | NA |
Commercial and industrial loans | $16,000 | 3,971 |
To non-U.S. addressees | NA | NA |
Loans to individuals | $22,000 | 4,609 |
Credit card loan net charge offs | $3,000 | 2,845 |
Auto Loans - Net Charge-Offs | NA | NA |
Other Consumer Loans Net Charge-Offs | $19,000 | 4,443 |
Loans to foreign governments and official institutions | NA | NA |
Other loans | NA | NA |
Lease financing receivables | $0 | 291 |
Memoranda: | ||
Loans to finance agricultural production and other loans to farmers | $0 | 1,019 |
1996-12-31 (YTD Data) | Rank | |
Total charge-offs | $87,000 | 5,327 |
Loans secured by real estate, total | $0 | 5,176 |
To non-U.S. addressees | NA | NA |
Real estate loans in domestic offices | $0 | 5,167 |
Construction and land development | $0 | 737 |
Secured by farmland | $0 | 391 |
Total charge-offs secured by 1-4 family residential properties | $0 | 4,217 |
Secured by multifamily residential properties | $0 | 460 |
Secured by nonfarm nonresidential properties | $0 | 1,929 |
Real estate loans in foreign offices | NA | NA |
Loans to depository institutions | NA | NA |
To foreign banks | NA | NA |
Loans to finance agricultural production and other loans to farmers | NA | NA |
Commercial and industrial loans | $46,000 | 3,736 |
Loans to individuals | $41,000 | 4,274 |
Credit card loan charge offs | $11,000 | 2,160 |
Auto Loans Charge-Offs | NA | NA |
Other Consumer Loan Charge-Offs | $30,000 | 4,384 |
Loans to foreign governments and official institutions | NA | NA |
Other loans | NA | NA |
Lease financing receivables | $0 | 355 |
Memoranda: | ||
Loans to finance agricultural production and other loans to farmers | $0 | 1,488 |
Total recoveries | $82,000 | 2,816 |
Loans secured by real estate, total | $0 | 4,712 |
To non-U.S. addressees | NA | NA |
Real estate loans in domestic offices | $0 | 4,705 |
Construction and land development | $0 | 613 |
Secured by farmland | $0 | 587 |
Secured by 1-4 family residential properties - total recoveries | $0 | 3,594 |
Secured by multifamily residential properties | $0 | 399 |
Secured by nonfarm nonresidential properties | $0 | 1,954 |
Real estate loans in foreign offices | NA | NA |
Loans to depository institutions | NA | NA |
To foreign banks | NA | NA |
Loans to finance agricultural production and other loans to farmers | NA | NA |
Commercial and industrial loans | $62,000 | 1,600 |
Loans to individuals | $20,000 | 3,211 |
Credit card loan recoveries | $3,000 | 1,534 |
Auto Loans - Recoveries | NA | NA |
Other Consumer Loan Recoveries | $17,000 | 3,241 |
Loans to foreign governments and official institutions | NA | NA |
Other loans | NA | NA |
Lease financing receivables | $0 | 294 |
Memoranda: | ||
Loans to finance agricultural production and other loans to farmers | $0 | 1,588 |
Net charge-offs | $5,000 | 8,019 |
Loans secured by real estate, total | $0 | 4,193 |
To non-U.S. addressees | NA | NA |
Real estate loans in domestic offices | $0 | 4,185 |
Construction and land development | $0 | 634 |
Secured by farmland | $0 | 311 |
Secured by 1-4 family residential properties- net charge-offs | $0 | 3,584 |
Secured by multifamily residential properties | $0 | 413 |
Secured by nonfarm nonresidential properties | $0 | 1,551 |
Real estate loans in foreign offices | NA | NA |
Loans to depository institutions | NA | NA |
To foreign banks | NA | NA |
Loans to finance agricultural production and other loans to farmers | NA | NA |
Commercial and industrial loans | $-16,000 | 10,315 |
To non-U.S. addressees | NA | NA |
Loans to individuals | $21,000 | 4,718 |
Credit card loan net charge offs | $8,000 | 2,210 |
Auto Loans - Net Charge-Offs | NA | NA |
Other Consumer Loans Net Charge-Offs | $13,000 | 4,991 |
Loans to foreign governments and official institutions | NA | NA |
Other loans | NA | NA |
Lease financing receivables | $0 | 316 |
Memoranda: | ||
Loans to finance agricultural production and other loans to farmers | $0 | 1,236 |
1995-12-31 (YTD Data) | Rank | |
Total charge-offs | $93,000 | 5,141 |
Loans secured by real estate, total | $0 | 5,487 |
To non-U.S. addressees | NA | NA |
Real estate loans in domestic offices | $0 | 5,481 |
Construction and land development | $0 | 883 |
Secured by farmland | $0 | 381 |
Total charge-offs secured by 1-4 family residential properties | $0 | 4,398 |
Secured by multifamily residential properties | $0 | 559 |
Secured by nonfarm nonresidential properties | $0 | 2,210 |
Real estate loans in foreign offices | NA | NA |
Loans to depository institutions | NA | NA |
To foreign banks | NA | NA |
Loans to finance agricultural production and other loans to farmers | NA | NA |
Commercial and industrial loans | $56,000 | 3,296 |
Loans to individuals | $37,000 | 4,203 |
Credit card loan charge offs | $2,000 | 3,288 |
Auto Loans Charge-Offs | NA | NA |
Other Consumer Loan Charge-Offs | $35,000 | 3,899 |
Loans to foreign governments and official institutions | NA | NA |
Other loans | NA | NA |
Lease financing receivables | $0 | 341 |
Memoranda: | ||
Loans to finance agricultural production and other loans to farmers | $0 | 1,401 |
Total recoveries | $75,000 | 3,159 |
Loans secured by real estate, total | $0 | 5,162 |
To non-U.S. addressees | NA | NA |
Real estate loans in domestic offices | $0 | 5,149 |
Construction and land development | $0 | 688 |
Secured by farmland | $0 | 623 |
Secured by 1-4 family residential properties - total recoveries | $0 | 3,910 |
Secured by multifamily residential properties | $0 | 496 |
Secured by nonfarm nonresidential properties | $0 | 2,179 |
Real estate loans in foreign offices | NA | NA |
Loans to depository institutions | NA | NA |
To foreign banks | NA | NA |
Loans to finance agricultural production and other loans to farmers | NA | NA |
Commercial and industrial loans | $55,000 | 1,831 |
Loans to individuals | $20,000 | 3,278 |
Credit card loan recoveries | $0 | 2,795 |
Auto Loans - Recoveries | NA | NA |
Other Consumer Loan Recoveries | $20,000 | 3,021 |
Loans to foreign governments and official institutions | NA | NA |
Other loans | NA | NA |
Lease financing receivables | $0 | 322 |
Memoranda: | ||
Loans to finance agricultural production and other loans to farmers | $0 | 1,639 |
Net charge-offs | $18,000 | 6,779 |
Loans secured by real estate, total | $0 | 4,386 |
To non-U.S. addressees | NA | NA |
Real estate loans in domestic offices | $0 | 4,381 |
Construction and land development | $0 | 772 |
Secured by farmland | $0 | 306 |
Secured by 1-4 family residential properties- net charge-offs | $0 | 3,681 |
Secured by multifamily residential properties | $0 | 498 |
Secured by nonfarm nonresidential properties | $0 | 1,798 |
Real estate loans in foreign offices | NA | NA |
Loans to depository institutions | NA | NA |
To foreign banks | NA | NA |
Loans to finance agricultural production and other loans to farmers | NA | NA |
Commercial and industrial loans | $1,000 | 5,455 |
To non-U.S. addressees | NA | NA |
Loans to individuals | $17,000 | 4,715 |
Credit card loan net charge offs | $2,000 | 3,022 |
Auto Loans - Net Charge-Offs | NA | NA |
Other Consumer Loans Net Charge-Offs | $15,000 | 4,398 |
Loans to foreign governments and official institutions | NA | NA |
Other loans | NA | NA |
Lease financing receivables | $0 | 281 |
Memoranda: | ||
Loans to finance agricultural production and other loans to farmers | $0 | 1,114 |
1994-12-31 (YTD Data) | Rank | |
Total charge-offs | $83,000 | 5,606 |
Loans secured by real estate, total | $0 | 6,101 |
To non-U.S. addressees | NA | NA |
Real estate loans in domestic offices | $0 | 6,096 |
Construction and land development | $0 | 994 |
Secured by farmland | $0 | 491 |
Total charge-offs secured by 1-4 family residential properties | $0 | 4,860 |
Secured by multifamily residential properties | $0 | 659 |
Secured by nonfarm nonresidential properties | $0 | 2,579 |
Real estate loans in foreign offices | NA | NA |
Loans to depository institutions | NA | NA |
To foreign banks | NA | NA |
Loans to finance agricultural production and other loans to farmers | NA | NA |
Commercial and industrial loans | $45,000 | 3,784 |
Loans to individuals | $38,000 | 4,076 |
Credit card loan charge offs | $0 | 4,000 |
Auto Loans Charge-Offs | NA | NA |
Other Consumer Loan Charge-Offs | $38,000 | 3,644 |
Loans to foreign governments and official institutions | NA | NA |
Other loans | NA | NA |
Lease financing receivables | $0 | 332 |
Memoranda: | ||
Loans to finance agricultural production and other loans to farmers | $0 | 1,333 |
Total recoveries | $109,000 | 2,720 |
Loans secured by real estate, total | $0 | 5,649 |
To non-U.S. addressees | NA | NA |
Real estate loans in domestic offices | $0 | 5,631 |
Construction and land development | $0 | 797 |
Secured by farmland | $0 | 744 |
Secured by 1-4 family residential properties - total recoveries | $0 | 4,282 |
Secured by multifamily residential properties | $0 | 504 |
Secured by nonfarm nonresidential properties | $0 | 2,421 |
Real estate loans in foreign offices | NA | NA |
Loans to depository institutions | NA | NA |
To foreign banks | NA | NA |
Loans to finance agricultural production and other loans to farmers | NA | NA |
Commercial and industrial loans | $98,000 | 1,391 |
Loans to individuals | $11,000 | 4,728 |
Credit card loan recoveries | $0 | 2,801 |
Auto Loans - Recoveries | NA | NA |
Other Consumer Loan Recoveries | $11,000 | 4,467 |
Loans to foreign governments and official institutions | NA | NA |
Other loans | NA | NA |
Lease financing receivables | $0 | 351 |
Memoranda: | ||
Loans to finance agricultural production and other loans to farmers | $0 | 1,776 |
Net charge-offs | $-26,000 | 11,449 |
Loans secured by real estate, total | $0 | 4,935 |
To non-U.S. addressees | NA | NA |
Real estate loans in domestic offices | $0 | 4,935 |
Construction and land development | $0 | 849 |
Secured by farmland | $0 | 385 |
Secured by 1-4 family residential properties- net charge-offs | $0 | 4,088 |
Secured by multifamily residential properties | $0 | 608 |
Secured by nonfarm nonresidential properties | $0 | 2,119 |
Real estate loans in foreign offices | NA | NA |
Loans to depository institutions | NA | NA |
To foreign banks | NA | NA |
Loans to finance agricultural production and other loans to farmers | NA | NA |
Commercial and industrial loans | $-53,000 | 11,800 |
To non-U.S. addressees | NA | NA |
Loans to individuals | $27,000 | 3,619 |
Credit card loan net charge offs | $0 | 3,705 |
Auto Loans - Net Charge-Offs | NA | NA |
Other Consumer Loans Net Charge-Offs | $27,000 | 3,129 |
Loans to foreign governments and official institutions | NA | NA |
Other loans | NA | NA |
Lease financing receivables | $0 | 251 |
Memoranda: | ||
Loans to finance agricultural production and other loans to farmers | $0 | 1,012 |
1993-12-31 (YTD Data) | Rank | |
Total charge-offs | $184,000 | 4,284 |
Loans secured by real estate, total | $0 | 7,166 |
To non-U.S. addressees | NA | NA |
Real estate loans in domestic offices | $0 | 7,160 |
Construction and land development | $0 | 1,259 |
Secured by farmland | $0 | 674 |
Total charge-offs secured by 1-4 family residential properties | $0 | 5,721 |
Secured by multifamily residential properties | $0 | 764 |
Secured by nonfarm nonresidential properties | $0 | 3,211 |
Real estate loans in foreign offices | NA | NA |
Loans to depository institutions | NA | NA |
To foreign banks | NA | NA |
Loans to finance agricultural production and other loans to farmers | NA | NA |
Commercial and industrial loans | $165,000 | 2,295 |
Loans to individuals | $19,000 | 6,238 |
Credit card loan charge offs | $0 | 4,176 |
Auto Loans Charge-Offs | NA | NA |
Other Consumer Loan Charge-Offs | $19,000 | 5,743 |
Loans to foreign governments and official institutions | NA | NA |
Other loans | NA | NA |
Lease financing receivables | $0 | 379 |
Memoranda: | ||
Loans to finance agricultural production and other loans to farmers | $113,000 | 195 |
Total recoveries | $179,000 | 2,005 |
Loans secured by real estate, total | $0 | 6,091 |
To non-U.S. addressees | NA | NA |
Real estate loans in domestic offices | $0 | 6,082 |
Construction and land development | $0 | 926 |
Secured by farmland | $0 | 821 |
Secured by 1-4 family residential properties - total recoveries | $0 | 4,624 |
Secured by multifamily residential properties | $0 | 535 |
Secured by nonfarm nonresidential properties | $0 | 2,606 |
Real estate loans in foreign offices | NA | NA |
Loans to depository institutions | NA | NA |
To foreign banks | NA | NA |
Loans to finance agricultural production and other loans to farmers | NA | NA |
Commercial and industrial loans | $176,000 | 932 |
Loans to individuals | $3,000 | 7,831 |
Credit card loan recoveries | $0 | 2,866 |
Auto Loans - Recoveries | NA | NA |
Other Consumer Loan Recoveries | $3,000 | 7,536 |
Loans to foreign governments and official institutions | NA | NA |
Other loans | NA | NA |
Lease financing receivables | $0 | 365 |
Memoranda: | ||
Loans to finance agricultural production and other loans to farmers | $70,000 | 150 |
Net charge-offs | $5,000 | 9,155 |
Loans secured by real estate, total | $0 | 6,077 |
To non-U.S. addressees | NA | NA |
Real estate loans in domestic offices | $0 | 6,070 |
Construction and land development | $0 | 1,117 |
Secured by farmland | $0 | 548 |
Secured by 1-4 family residential properties- net charge-offs | $0 | 4,945 |
Secured by multifamily residential properties | $0 | 715 |
Secured by nonfarm nonresidential properties | $0 | 2,799 |
Real estate loans in foreign offices | NA | NA |
Loans to depository institutions | NA | NA |
To foreign banks | NA | NA |
Loans to finance agricultural production and other loans to farmers | NA | NA |
Commercial and industrial loans | $-11,000 | 11,494 |
To non-U.S. addressees | NA | NA |
Loans to individuals | $16,000 | 5,137 |
Credit card loan net charge offs | $0 | 3,895 |
Auto Loans - Net Charge-Offs | NA | NA |
Other Consumer Loans Net Charge-Offs | $16,000 | 4,555 |
Loans to foreign governments and official institutions | NA | NA |
Other loans | NA | NA |
Lease financing receivables | $0 | 315 |
Memoranda: | ||
Loans to finance agricultural production and other loans to farmers | $43,000 | 456 |
1992-12-31 (YTD Data) | Rank | |
Total charge-offs | $189,000 | 5,293 |
Loans secured by real estate, total | $0 | 8,179 |
To non-U.S. addressees | NA | NA |
Real estate loans in domestic offices | $0 | 8,166 |
Construction and land development | $0 | 1,669 |
Secured by farmland | $0 | 904 |
Total charge-offs secured by 1-4 family residential properties | $0 | 6,523 |
Secured by multifamily residential properties | $0 | 893 |
Secured by nonfarm nonresidential properties | $0 | 3,945 |
Real estate loans in foreign offices | NA | NA |
Loans to depository institutions | NA | NA |
To foreign banks | NA | NA |
Loans to finance agricultural production and other loans to farmers | NA | NA |
Commercial and industrial loans | $180,000 | 2,890 |
Loans to individuals | $9,000 | 8,680 |
Credit card loan charge offs | $0 | 4,333 |
Auto Loans Charge-Offs | NA | NA |
Other Consumer Loan Charge-Offs | $9,000 | 8,243 |
Loans to foreign governments and official institutions | NA | NA |
Other loans | NA | NA |
Lease financing receivables | $0 | 464 |
Memoranda: | ||
Loans to finance agricultural production and other loans to farmers | $130,000 | 238 |
Total recoveries | $33,000 | 6,357 |
Loans secured by real estate, total | $0 | 6,234 |
To non-U.S. addressees | NA | NA |
Real estate loans in domestic offices | $0 | 6,207 |
Construction and land development | $0 | 1,048 |
Secured by farmland | $0 | 870 |
Secured by 1-4 family residential properties - total recoveries | $0 | 4,685 |
Secured by multifamily residential properties | $0 | 476 |
Secured by nonfarm nonresidential properties | $0 | 2,509 |
Real estate loans in foreign offices | NA | NA |
Loans to depository institutions | NA | NA |
To foreign banks | NA | NA |
Loans to finance agricultural production and other loans to farmers | NA | NA |
Commercial and industrial loans | $32,000 | 3,640 |
Loans to individuals | $1,000 | 9,611 |
Credit card loan recoveries | $0 | 2,868 |
Auto Loans - Recoveries | NA | NA |
Other Consumer Loan Recoveries | $1,000 | 9,325 |
Loans to foreign governments and official institutions | NA | NA |
Other loans | NA | NA |
Lease financing receivables | $0 | 397 |
Memoranda: | ||
Loans to finance agricultural production and other loans to farmers | $0 | 2,110 |
Net charge-offs | $156,000 | 4,785 |
Loans secured by real estate, total | $0 | 7,205 |
To non-U.S. addressees | NA | NA |
Real estate loans in domestic offices | $0 | 7,197 |
Construction and land development | $0 | 1,547 |
Secured by farmland | $0 | 773 |
Secured by 1-4 family residential properties- net charge-offs | $0 | 5,775 |
Secured by multifamily residential properties | $0 | 849 |
Secured by nonfarm nonresidential properties | $0 | 3,618 |
Real estate loans in foreign offices | NA | NA |
Loans to depository institutions | NA | NA |
To foreign banks | NA | NA |
Loans to finance agricultural production and other loans to farmers | NA | NA |
Commercial and industrial loans | $148,000 | 2,704 |
To non-U.S. addressees | NA | NA |
Loans to individuals | $8,000 | 7,550 |
Credit card loan net charge offs | $0 | 4,099 |
Auto Loans - Net Charge-Offs | NA | NA |
Other Consumer Loans Net Charge-Offs | $8,000 | 7,040 |
Loans to foreign governments and official institutions | NA | NA |
Other loans | NA | NA |
Lease financing receivables | $0 | 406 |
Memoranda: | ||
Loans to finance agricultural production and other loans to farmers | $130,000 | 173 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.