Home > The First National Bank of Strasburg > Income and Expense
The First National Bank of Strasburg, Income and Expense
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $4,306,000 | 1,820 |
| Total interest expense | $610,000 | 3,470 |
| Net interest income | $3,696,000 | 1,424 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $232,000 | 3,637 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $205,000 | 1,965 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $27,000 | 6,349 |
| Total noninterest expense | $3,464,000 | 1,225 |
| Salaries and employee benefits | $2,225,000 | 1,006 |
| Premises and equipment expense | $408,000 | 1,480 |
| Additional noninterest expense | $831,000 | 1,497 |
| Pre-tax net operating income | $464,000 | 3,875 |
| Securities gains (losses) | $-1,000 | 8,158 |
| Applicable income taxes | $141,000 | 3,203 |
| Income before extraordinary items | $322,000 | 4,179 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $322,000 | 4,181 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-54,000 | 8,662 |
| Cash dividends | $2,500,000 | 300 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $322,700 | 4,131 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $16,946,000 | 1,689 |
| Total interest expense | $3,299,000 | 2,418 |
| Net interest income | $13,647,000 | 1,480 |
| Provision for loan and lease losses | $2,199,000 | 496 |
| Total noninterest income | $1,116,000 | 3,299 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $952,000 | 1,837 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $164,000 | 5,508 |
| Total noninterest expense | $9,688,000 | 1,675 |
| Salaries and employee benefits | $5,467,000 | 1,613 |
| Premises and equipment expense | $1,314,000 | 1,755 |
| Additional noninterest expense | $2,907,000 | 1,676 |
| Pre-tax net operating income | $2,876,000 | 2,685 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $809,000 | 2,513 |
| Income before extraordinary items | $2,067,000 | 2,827 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $2,067,000 | 2,829 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $497,000 | 1,347 |
| Cash dividends | $6,000,000 | 519 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $2,067,000 | 2,764 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $12,614,000 | 1,683 |
| Total interest expense | $2,461,000 | 2,391 |
| Net interest income | $10,153,000 | 1,486 |
| Provision for loan and lease losses | $155,000 | 3,470 |
| Total noninterest income | $923,000 | 3,100 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $738,000 | 1,795 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $185,000 | 4,660 |
| Total noninterest expense | $7,133,000 | 1,691 |
| Salaries and employee benefits | $4,101,000 | 1,619 |
| Premises and equipment expense | $1,012,000 | 1,714 |
| Additional noninterest expense | $2,020,000 | 1,779 |
| Pre-tax net operating income | $3,788,000 | 1,696 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $1,335,000 | 1,425 |
| Income before extraordinary items | $2,453,000 | 1,932 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $2,453,000 | 1,933 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $220,000 | 1,784 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $2,453,000 | 1,882 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $8,386,000 | 1,676 |
| Total interest expense | $1,635,000 | 2,370 |
| Net interest income | $6,751,000 | 1,478 |
| Provision for loan and lease losses | $155,000 | 2,649 |
| Total noninterest income | $648,000 | 2,997 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $506,000 | 1,727 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $142,000 | 4,412 |
| Total noninterest expense | $4,901,000 | 1,650 |
| Salaries and employee benefits | $2,740,000 | 1,610 |
| Premises and equipment expense | $689,000 | 1,674 |
| Additional noninterest expense | $1,472,000 | 1,633 |
| Pre-tax net operating income | $2,343,000 | 1,791 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $816,000 | 1,512 |
| Income before extraordinary items | $1,527,000 | 2,041 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,527,000 | 2,042 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $183,000 | 1,468 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $1,527,000 | 1,988 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $4,142,000 | 1,698 |
| Total interest expense | $813,000 | 2,408 |
| Net interest income | $3,329,000 | 1,494 |
| Provision for loan and lease losses | $70,000 | 2,755 |
| Total noninterest income | $269,000 | 3,352 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $241,000 | 1,770 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $28,000 | 6,237 |
| Total noninterest expense | $2,208,000 | 1,820 |
| Salaries and employee benefits | $1,348,000 | 1,653 |
| Premises and equipment expense | $354,000 | 1,656 |
| Additional noninterest expense | $506,000 | 2,332 |
| Pre-tax net operating income | $1,320,000 | 1,568 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $467,000 | 1,373 |
| Income before extraordinary items | $853,000 | 1,832 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $853,000 | 1,832 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $170,000 | 912 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $853,000 | 1,751 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $17,301,000 | 1,649 |
| Total interest expense | $3,967,000 | 2,226 |
| Net interest income | $13,334,000 | 1,455 |
| Provision for loan and lease losses | $390,000 | 2,639 |
| Total noninterest income | $1,041,000 | 3,639 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $874,000 | 1,964 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $167,000 | 5,630 |
| Total noninterest expense | $8,324,000 | 1,907 |
| Salaries and employee benefits | $4,987,000 | 1,723 |
| Premises and equipment expense | $1,154,000 | 1,976 |
| Additional noninterest expense | $2,183,000 | 2,213 |
| Pre-tax net operating income | $5,661,000 | 1,456 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $2,015,000 | 1,286 |
| Income before extraordinary items | $3,646,000 | 1,705 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $3,646,000 | 1,707 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $157,000 | 3,282 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $3,646,000 | 1,619 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $13,161,000 | 1,656 |
| Total interest expense | $3,076,000 | 2,241 |
| Net interest income | $10,085,000 | 1,461 |
| Provision for loan and lease losses | $370,000 | 2,151 |
| Total noninterest income | $778,000 | 3,705 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $643,000 | 2,010 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $135,000 | 5,542 |
| Total noninterest expense | $6,221,000 | 1,907 |
| Salaries and employee benefits | $3,660,000 | 1,774 |
| Premises and equipment expense | $862,000 | 1,989 |
| Additional noninterest expense | $1,699,000 | 2,115 |
| Pre-tax net operating income | $4,272,000 | 1,487 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $1,524,000 | 1,336 |
| Income before extraordinary items | $2,748,000 | 1,752 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $2,748,000 | 1,753 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $88,000 | 3,430 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $2,748,000 | 1,655 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $8,760,000 | 1,678 |
| Total interest expense | $2,123,000 | 2,237 |
| Net interest income | $6,637,000 | 1,475 |
| Provision for loan and lease losses | $250,000 | 2,117 |
| Total noninterest income | $507,000 | 3,704 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $412,000 | 2,042 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $95,000 | 5,412 |
| Total noninterest expense | $4,132,000 | 1,914 |
| Salaries and employee benefits | $2,444,000 | 1,762 |
| Premises and equipment expense | $554,000 | 2,066 |
| Additional noninterest expense | $1,134,000 | 2,108 |
| Pre-tax net operating income | $2,762,000 | 1,522 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $983,000 | 1,393 |
| Income before extraordinary items | $1,779,000 | 1,811 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,779,000 | 1,811 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $23,000 | 4,430 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $1,779,000 | 1,690 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $4,407,000 | 1,679 |
| Total interest expense | $1,107,000 | 2,203 |
| Net interest income | $3,300,000 | 1,474 |
| Provision for loan and lease losses | $140,000 | 1,874 |
| Total noninterest income | $244,000 | 3,688 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $206,000 | 1,975 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $38,000 | 5,786 |
| Total noninterest expense | $2,082,000 | 1,887 |
| Salaries and employee benefits | $1,235,000 | 1,728 |
| Premises and equipment expense | $269,000 | 2,118 |
| Additional noninterest expense | $578,000 | 2,039 |
| Pre-tax net operating income | $1,322,000 | 1,591 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $471,000 | 1,442 |
| Income before extraordinary items | $851,000 | 1,853 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $851,000 | 1,852 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $16,000 | 3,468 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $851,000 | 1,741 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $17,759,000 | 1,730 |
| Total interest expense | $5,109,000 | 2,196 |
| Net interest income | $12,650,000 | 1,532 |
| Provision for loan and lease losses | $606,000 | 2,044 |
| Total noninterest income | $1,080,000 | 3,307 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $832,000 | 1,935 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $248,000 | 4,629 |
| Total noninterest expense | $8,070,000 | 1,872 |
| Salaries and employee benefits | $4,470,000 | 1,799 |
| Premises and equipment expense | $1,156,000 | 1,910 |
| Additional noninterest expense | $2,444,000 | 1,890 |
| Pre-tax net operating income | $5,054,000 | 1,617 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $1,847,000 | 1,382 |
| Income before extraordinary items | $3,207,000 | 1,867 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $3,207,000 | 1,865 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $334,000 | 2,206 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $3,207,000 | 1,798 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $19,581,000 | 1,740 |
| Total interest expense | $7,591,000 | 2,117 |
| Net interest income | $11,990,000 | 1,490 |
| Provision for loan and lease losses | $475,000 | 2,312 |
| Total noninterest income | $1,284,000 | 2,799 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $982,000 | 1,507 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $302,000 | 4,111 |
| Total noninterest expense | $7,576,000 | 1,906 |
| Salaries and employee benefits | $3,862,000 | 1,944 |
| Premises and equipment expense | $1,008,000 | 2,106 |
| Additional noninterest expense | $2,706,000 | 1,702 |
| Pre-tax net operating income | $5,223,000 | 1,385 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $1,866,000 | 1,251 |
| Income before extraordinary items | $3,357,000 | 1,579 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $3,357,000 | 1,579 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $119,000 | 3,773 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $3,357,000 | 1,509 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $18,376,000 | 1,904 |
| Total interest expense | $7,286,000 | 2,324 |
| Net interest income | $11,090,000 | 1,579 |
| Provision for loan and lease losses | $360,000 | 2,489 |
| Total noninterest income | $981,000 | 3,182 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $778,000 | 1,781 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $203,000 | 4,761 |
| Total noninterest expense | $6,811,000 | 2,031 |
| Salaries and employee benefits | $3,645,000 | 1,963 |
| Premises and equipment expense | $836,000 | 2,476 |
| Additional noninterest expense | $2,330,000 | 1,888 |
| Pre-tax net operating income | $4,900,000 | 1,507 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $1,743,000 | 1,318 |
| Income before extraordinary items | $3,157,000 | 1,664 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $3,157,000 | 1,663 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $131,000 | 3,108 |
| Cash dividends | $800,000 | 2,651 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $3,157,000 | 1,655 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $15,929,000 | 2,038 |
| Total interest expense | $5,952,000 | 2,480 |
| Net interest income | $9,977,000 | 1,744 |
| Provision for loan and lease losses | $300,000 | 2,624 |
| Total noninterest income | $795,000 | 3,632 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $675,000 | 1,976 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $120,000 | 6,180 |
| Total noninterest expense | $6,282,000 | 2,171 |
| Salaries and employee benefits | $3,394,000 | 2,067 |
| Premises and equipment expense | $851,000 | 2,368 |
| Additional noninterest expense | $2,037,000 | 2,144 |
| Pre-tax net operating income | $4,190,000 | 1,770 |
| Securities gains (losses) | $2,000 | 2,566 |
| Applicable income taxes | $1,560,000 | 1,546 |
| Income before extraordinary items | $2,632,000 | 2,011 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $2,632,000 | 2,011 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $22,000 | 5,975 |
| Cash dividends | $600,000 | 3,129 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $2,630,720 | 1,980 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $13,701,000 | 2,378 |
| Total interest expense | $5,333,000 | 2,822 |
| Net interest income | $8,368,000 | 2,046 |
| Provision for loan and lease losses | $240,000 | 3,065 |
| Total noninterest income | $970,000 | 3,153 |
| Gross Fiduciary activities income | $0 | 1,398 |
| Service charges on deposit accounts | $790,000 | 1,602 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $180,000 | 5,229 |
| Total noninterest expense | $5,618,000 | 2,336 |
| Salaries and employee benefits | $3,046,000 | 2,224 |
| Premises and equipment expense | $866,000 | 2,251 |
| Additional noninterest expense | $1,706,000 | 2,444 |
| Pre-tax net operating income | $3,480,000 | 2,073 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $1,234,000 | 1,945 |
| Income before extraordinary items | $2,246,000 | 2,297 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $2,246,000 | 2,296 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $123,000 | 3,285 |
| Cash dividends | $750,000 | 2,706 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $2,246,000 | 2,226 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $8,448,000 | 3,776 |
| Total interest expense | $3,209,000 | 4,441 |
| Net interest income | $5,239,000 | 3,326 |
| Provision for loan and lease losses | $47,000 | 6,813 |
| Total noninterest income | $708,000 | 3,942 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $559,000 | 2,348 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $149,000 | 5,702 |
| Total noninterest expense | $3,418,000 | 3,683 |
| Salaries and employee benefits | $1,845,000 | 3,550 |
| Premises and equipment expense | $498,000 | 3,714 |
| Additional noninterest expense | $1,075,000 | 3,658 |
| Pre-tax net operating income | $2,482,000 | 2,932 |
| Securities gains (losses) | $4,000 | 2,936 |
| Applicable income taxes | $781,000 | 2,986 |
| Income before extraordinary items | $1,705,000 | 2,983 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,705,000 | 2,982 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $40,000 | 5,500 |
| Cash dividends | $1,000,000 | 2,147 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,702,240 | 2,932 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $7,564,000 | 4,248 |
| Total interest expense | $2,923,000 | 4,891 |
| Net interest income | $4,641,000 | 3,790 |
| Provision for loan and lease losses | $0 | 9,041 |
| Total noninterest income | $734,000 | 3,948 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $546,000 | 2,493 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $188,000 | 5,346 |
| Total noninterest expense | $2,902,000 | 4,405 |
| Salaries and employee benefits | $1,514,000 | 4,271 |
| Premises and equipment expense | $420,000 | 4,359 |
| Additional noninterest expense | $968,000 | 4,523 |
| Pre-tax net operating income | $2,473,000 | 2,788 |
| Securities gains (losses) | $-2,000 | 9,485 |
| Applicable income taxes | $769,000 | 2,953 |
| Income before extraordinary items | $1,702,000 | 2,854 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,702,000 | 2,855 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 8,019 |
| Cash dividends | $1,000,000 | 2,117 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $1,703,380 | 2,804 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $6,899,000 | 4,623 |
| Total interest expense | $2,631,000 | 5,337 |
| Net interest income | $4,268,000 | 4,090 |
| Provision for loan and lease losses | $15,000 | 7,935 |
| Total noninterest income | $630,000 | 4,425 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $496,000 | 2,743 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $134,000 | 6,308 |
| Total noninterest expense | $2,639,000 | 4,762 |
| Salaries and employee benefits | $1,326,000 | 4,791 |
| Premises and equipment expense | $338,000 | 5,158 |
| Additional noninterest expense | $975,000 | 4,452 |
| Pre-tax net operating income | $2,244,000 | 3,161 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $692,000 | 3,267 |
| Income before extraordinary items | $1,552,000 | 3,148 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,552,000 | 3,145 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $18,000 | 6,779 |
| Cash dividends | $1,000,000 | 2,009 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $1,552,000 | 3,125 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $5,660,000 | 5,118 |
| Total interest expense | $1,889,000 | 5,858 |
| Net interest income | $3,771,000 | 4,616 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $580,000 | 4,775 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $439,000 | 3,116 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $141,000 | 6,387 |
| Total noninterest expense | $2,645,000 | 4,915 |
| Salaries and employee benefits | $1,245,000 | 5,078 |
| Premises and equipment expense | $326,000 | 5,358 |
| Additional noninterest expense | $1,074,000 | 4,436 |
| Pre-tax net operating income | $1,706,000 | 3,952 |
| Securities gains (losses) | $1,000 | 3,293 |
| Applicable income taxes | $506,000 | 4,017 |
| Income before extraordinary items | $1,201,000 | 3,861 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,201,000 | 3,867 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-26,000 | 11,449 |
| Cash dividends | $1,250,000 | 1,596 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $1,200,300 | 3,889 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $4,431,000 | 6,384 |
| Total interest expense | $1,486,000 | 7,255 |
| Net interest income | $2,945,000 | 5,739 |
| Provision for loan and lease losses | $0 | 10,371 |
| Total noninterest income | $417,000 | 6,306 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $318,000 | 4,215 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $99,000 | 7,899 |
| Total noninterest expense | $2,254,000 | 5,750 |
| Salaries and employee benefits | $1,052,000 | 5,861 |
| Premises and equipment expense | $233,000 | 7,032 |
| Additional noninterest expense | $969,000 | 5,050 |
| Pre-tax net operating income | $1,108,000 | 5,489 |
| Securities gains (losses) | $5,000 | 6,132 |
| Applicable income taxes | $349,000 | 5,511 |
| Income before extraordinary items | $764,000 | 5,758 |
| Extraordinary gains, net | $110,000 | 1,482 |
| Net income | $874,000 | 5,348 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 9,155 |
| Cash dividends | $720,000 | 2,333 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $760,550 | 5,525 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $4,008,000 | 7,499 |
| Total interest expense | $1,633,000 | 8,097 |
| Net interest income | $2,375,000 | 6,835 |
| Provision for loan and lease losses | $45,000 | 9,299 |
| Total noninterest income | $395,000 | 6,593 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $292,000 | 4,546 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $103,000 | 7,958 |
| Total noninterest expense | $1,991,000 | 6,402 |
| Salaries and employee benefits | $881,000 | 6,730 |
| Premises and equipment expense | $166,000 | 8,671 |
| Additional noninterest expense | $944,000 | 5,303 |
| Pre-tax net operating income | $734,000 | 6,920 |
| Securities gains (losses) | $10,000 | 6,439 |
| Applicable income taxes | $228,000 | 7,031 |
| Income before extraordinary items | $516,000 | 7,189 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $516,000 | 7,284 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $156,000 | 4,785 |
| Cash dividends | $340,000 | 3,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $509,100 | 6,880 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.