Home > The First National Bank of Sterling > Income and Expense
The First National Bank of Sterling, Income and Expense
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $558,000 | 12,987 |
| Total interest expense | $226,000 | 12,917 |
| Net interest income | $332,000 | 12,948 |
| Provision for loan and lease losses | $2,000 | 10,273 |
| Total noninterest income | $54,000 | 12,434 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $29,000 | 10,780 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $25,000 | 11,679 |
| Total noninterest expense | $442,000 | 12,461 |
| Salaries and employee benefits | $172,000 | 12,840 |
| Premises and equipment expense | $16,000 | 13,144 |
| Additional noninterest expense | $254,000 | 11,020 |
| Pre-tax net operating income | $-58,000 | 12,550 |
| Securities gains (losses) | $17,000 | 4,881 |
| Applicable income taxes | $0 | 12,141 |
| Income before extraordinary items | $-41,000 | 12,608 |
| Extraordinary gains, net | $10,000 | 2,939 |
| Net income | $-31,000 | 12,617 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 8,678 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $-58,000 | 12,520 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $643,000 | 13,559 |
| Total interest expense | $296,000 | 13,491 |
| Net interest income | $347,000 | 13,516 |
| Provision for loan and lease losses | $11,000 | 11,121 |
| Total noninterest income | $46,000 | 13,204 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $25,000 | 11,220 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $21,000 | 12,470 |
| Total noninterest expense | $415,000 | 13,086 |
| Salaries and employee benefits | $205,000 | 13,100 |
| Premises and equipment expense | $16,000 | 13,750 |
| Additional noninterest expense | $194,000 | 12,318 |
| Pre-tax net operating income | $-33,000 | 12,828 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $0 | 12,680 |
| Income before extraordinary items | $-33,000 | 12,968 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $-33,000 | 12,960 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 9,788 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $-33,000 | 12,782 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.