Home > The First National Bank of Starbuck > Income and Expense
The First National Bank of Starbuck, Income and Expense
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $92,000 | 6,675 |
| Total interest expense | $4,000 | 6,672 |
| Net interest income | $88,000 | 6,669 |
| Provision for loan and lease losses | $-17,000 | 6,416 |
| Total noninterest income | $54,000 | 5,439 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $5,000 | 6,292 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $49,000 | 4,588 |
| Total noninterest expense | $3,250,000 | 1,483 |
| Salaries and employee benefits | $93,000 | 6,498 |
| Premises and equipment expense | $39,000 | 5,815 |
| Additional noninterest expense | $3,118,000 | 535 |
| Pre-tax net operating income | $-3,091,000 | 6,725 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $-47,000 | 6,577 |
| Income before extraordinary items | $-3,044,000 | 6,717 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-3,044,000 | 6,717 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $-3,044,000 | 6,717 |
| Net charge-offs | $2,000 | 3,350 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $-3,044,000 | 6,715 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $535,000 | 6,712 |
| Total interest expense | $16,000 | 6,763 |
| Net interest income | $519,000 | 6,686 |
| Provision for loan and lease losses | $0 | 5,091 |
| Total noninterest income | $250,000 | 5,357 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $24,000 | 6,372 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $226,000 | 4,452 |
| Total noninterest expense | $1,213,000 | 6,162 |
| Salaries and employee benefits | $792,000 | 5,926 |
| Premises and equipment expense | $159,000 | 5,854 |
| Additional noninterest expense | $262,000 | 6,460 |
| Pre-tax net operating income | $-444,000 | 6,462 |
| Securities gains (losses) | $0 | 3,182 |
| Applicable income taxes | $-339,000 | 6,607 |
| Income before extraordinary items | $-105,000 | 6,342 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-105,000 | 6,343 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $-105,000 | 6,344 |
| Net charge-offs | $0 | 5,475 |
| Cash dividends | $0 | 4,350 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $-105,000 | 6,313 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $417,000 | 6,782 |
| Total interest expense | $13,000 | 6,841 |
| Net interest income | $404,000 | 6,756 |
| Provision for loan and lease losses | $0 | 4,941 |
| Total noninterest income | $182,000 | 5,487 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $19,000 | 6,420 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $163,000 | 4,597 |
| Total noninterest expense | $723,000 | 6,421 |
| Salaries and employee benefits | $411,000 | 6,378 |
| Premises and equipment expense | $117,000 | 5,922 |
| Additional noninterest expense | $195,000 | 6,515 |
| Pre-tax net operating income | $-137,000 | 6,445 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $-57,000 | 6,641 |
| Income before extraordinary items | $-80,000 | 6,446 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $-80,000 | 6,448 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $-80,000 | 6,447 |
| Net charge-offs | $0 | 5,212 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $-80,000 | 6,412 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $291,000 | 6,824 |
| Total interest expense | $9,000 | 6,891 |
| Net interest income | $282,000 | 6,795 |
| Provision for loan and lease losses | $0 | 4,788 |
| Total noninterest income | $95,000 | 5,787 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $13,000 | 6,447 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $82,000 | 4,983 |
| Total noninterest expense | $491,000 | 6,443 |
| Salaries and employee benefits | $276,000 | 6,418 |
| Premises and equipment expense | $79,000 | 5,938 |
| Additional noninterest expense | $136,000 | 6,517 |
| Pre-tax net operating income | $-114,000 | 6,488 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $-46,000 | 6,693 |
| Income before extraordinary items | $-68,000 | 6,486 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $-68,000 | 6,487 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $-68,000 | 6,487 |
| Net charge-offs | $0 | 4,909 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $-68,000 | 6,447 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $156,000 | 6,879 |
| Total interest expense | $5,000 | 6,966 |
| Net interest income | $151,000 | 6,843 |
| Provision for loan and lease losses | $0 | 4,409 |
| Total noninterest income | $48,000 | 5,789 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $6,000 | 6,510 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $42,000 | 4,926 |
| Total noninterest expense | $252,000 | 6,490 |
| Salaries and employee benefits | $142,000 | 6,441 |
| Premises and equipment expense | $40,000 | 5,967 |
| Additional noninterest expense | $70,000 | 6,577 |
| Pre-tax net operating income | $-53,000 | 6,543 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $-12,000 | 6,760 |
| Income before extraordinary items | $-41,000 | 6,561 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $-41,000 | 6,562 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $-41,000 | 6,562 |
| Net charge-offs | $0 | 4,145 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $-41,000 | 6,516 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $697,000 | 6,925 |
| Total interest expense | $20,000 | 7,038 |
| Net interest income | $677,000 | 6,880 |
| Provision for loan and lease losses | $11,000 | 5,735 |
| Total noninterest income | $263,000 | 5,393 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $26,000 | 6,583 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $237,000 | 4,376 |
| Total noninterest expense | $898,000 | 6,671 |
| Salaries and employee benefits | $516,000 | 6,605 |
| Premises and equipment expense | $144,000 | 6,166 |
| Additional noninterest expense | $238,000 | 6,777 |
| Pre-tax net operating income | $31,000 | 6,086 |
| Securities gains (losses) | $1,000 | 3,729 |
| Applicable income taxes | $-219,000 | 6,800 |
| Income before extraordinary items | $251,000 | 5,620 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $251,000 | 5,617 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $251,000 | 5,618 |
| Net charge-offs | $0 | 5,985 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $250,000 | 5,434 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $494,000 | 7,050 |
| Total interest expense | $15,000 | 7,139 |
| Net interest income | $479,000 | 7,007 |
| Provision for loan and lease losses | $11,000 | 5,558 |
| Total noninterest income | $162,000 | 5,682 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $20,000 | 6,654 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $142,000 | 4,711 |
| Total noninterest expense | $669,000 | 6,744 |
| Salaries and employee benefits | $397,000 | 6,647 |
| Premises and equipment expense | $105,000 | 6,280 |
| Additional noninterest expense | $167,000 | 6,888 |
| Pre-tax net operating income | $-39,000 | 6,348 |
| Securities gains (losses) | $1,000 | 3,476 |
| Applicable income taxes | $-267,000 | 6,993 |
| Income before extraordinary items | $229,000 | 5,607 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $229,000 | 5,606 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $229,000 | 5,606 |
| Net charge-offs | $0 | 5,771 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $228,360 | 5,432 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $314,000 | 7,118 |
| Total interest expense | $9,000 | 7,208 |
| Net interest income | $305,000 | 7,081 |
| Provision for loan and lease losses | $5,000 | 5,486 |
| Total noninterest income | $76,000 | 6,070 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $13,000 | 6,711 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $63,000 | 5,220 |
| Total noninterest expense | $465,000 | 6,769 |
| Salaries and employee benefits | $276,000 | 6,666 |
| Premises and equipment expense | $70,000 | 6,310 |
| Additional noninterest expense | $119,000 | 6,909 |
| Pre-tax net operating income | $-89,000 | 6,513 |
| Securities gains (losses) | $1,000 | 3,081 |
| Applicable income taxes | $2,000 | 4,564 |
| Income before extraordinary items | $-90,000 | 6,618 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-90,000 | 6,618 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $-90,000 | 6,618 |
| Net charge-offs | $0 | 5,507 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $-91,000 | 6,530 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $160,000 | 7,177 |
| Total interest expense | $6,000 | 7,263 |
| Net interest income | $154,000 | 7,132 |
| Provision for loan and lease losses | $5,000 | 5,057 |
| Total noninterest income | $39,000 | 6,108 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $6,000 | 6,762 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $33,000 | 5,248 |
| Total noninterest expense | $234,000 | 6,818 |
| Salaries and employee benefits | $138,000 | 6,718 |
| Premises and equipment expense | $35,000 | 6,350 |
| Additional noninterest expense | $61,000 | 6,936 |
| Pre-tax net operating income | $-46,000 | 6,611 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $2,000 | 4,463 |
| Income before extraordinary items | $-48,000 | 6,708 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-48,000 | 6,710 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $-48,000 | 6,710 |
| Net charge-offs | $0 | 4,730 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $-48,000 | 6,627 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $791,000 | 7,173 |
| Total interest expense | $37,000 | 7,303 |
| Net interest income | $754,000 | 7,107 |
| Provision for loan and lease losses | $27,000 | 6,112 |
| Total noninterest income | $260,000 | 5,425 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $30,000 | 6,615 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $230,000 | 4,259 |
| Total noninterest expense | $980,000 | 6,859 |
| Salaries and employee benefits | $578,000 | 6,746 |
| Premises and equipment expense | $147,000 | 6,440 |
| Additional noninterest expense | $255,000 | 6,988 |
| Pre-tax net operating income | $7,000 | 5,989 |
| Securities gains (losses) | $0 | 3,838 |
| Applicable income taxes | $46,000 | 3,796 |
| Income before extraordinary items | $-39,000 | 6,204 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-39,000 | 6,206 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $-39,000 | 6,206 |
| Net charge-offs | $0 | 6,441 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $-39,000 | 6,096 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $610,000 | 7,235 |
| Total interest expense | $28,000 | 7,376 |
| Net interest income | $582,000 | 7,163 |
| Provision for loan and lease losses | $27,000 | 5,868 |
| Total noninterest income | $182,000 | 5,595 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $22,000 | 6,669 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $160,000 | 4,426 |
| Total noninterest expense | $712,000 | 6,929 |
| Salaries and employee benefits | $422,000 | 6,811 |
| Premises and equipment expense | $109,000 | 6,503 |
| Additional noninterest expense | $181,000 | 7,084 |
| Pre-tax net operating income | $25,000 | 6,058 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $0 | 4,740 |
| Income before extraordinary items | $25,000 | 6,173 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $25,000 | 6,174 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $25,000 | 6,174 |
| Net charge-offs | $0 | 6,185 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $25,000 | 6,070 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $379,000 | 7,329 |
| Total interest expense | $19,000 | 7,448 |
| Net interest income | $360,000 | 7,269 |
| Provision for loan and lease losses | $26,000 | 5,580 |
| Total noninterest income | $93,000 | 5,944 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $15,000 | 6,692 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $78,000 | 4,942 |
| Total noninterest expense | $474,000 | 6,995 |
| Salaries and employee benefits | $278,000 | 6,892 |
| Premises and equipment expense | $76,000 | 6,490 |
| Additional noninterest expense | $120,000 | 7,155 |
| Pre-tax net operating income | $-47,000 | 6,321 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $0 | 4,697 |
| Income before extraordinary items | $-47,000 | 6,414 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-47,000 | 6,413 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $-47,000 | 6,414 |
| Net charge-offs | $0 | 5,875 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $-47,000 | 6,354 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $176,000 | 7,417 |
| Total interest expense | $9,000 | 7,515 |
| Net interest income | $167,000 | 7,346 |
| Provision for loan and lease losses | $1,000 | 5,795 |
| Total noninterest income | $37,000 | 6,288 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $7,000 | 6,714 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $30,000 | 5,389 |
| Total noninterest expense | $217,000 | 7,134 |
| Salaries and employee benefits | $114,000 | 7,122 |
| Premises and equipment expense | $46,000 | 6,267 |
| Additional noninterest expense | $57,000 | 7,253 |
| Pre-tax net operating income | $-14,000 | 6,420 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $0 | 4,545 |
| Income before extraordinary items | $-14,000 | 6,456 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $-14,000 | 6,456 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $-14,000 | 6,456 |
| Net charge-offs | $0 | 5,107 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $-14,000 | 6,434 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $107,000 | 7,629 |
| Total interest expense | $5,000 | 7,627 |
| Net interest income | $102,000 | 7,620 |
| Provision for loan and lease losses | $3,000 | 7,017 |
| Total noninterest income | $97,000 | 6,698 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $5,000 | 6,758 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $92,000 | 5,538 |
| Total noninterest expense | $140,000 | 7,636 |
| Salaries and employee benefits | $71,000 | 7,624 |
| Premises and equipment expense | $17,000 | 7,600 |
| Additional noninterest expense | $52,000 | 7,639 |
| Pre-tax net operating income | $56,000 | 5,608 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $0 | 4,655 |
| Income before extraordinary items | $56,000 | 5,775 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $56,000 | 5,776 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $56,000 | 5,776 |
| Net charge-offs | $0 | 6,851 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $56,000 | 5,637 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $513,000 | 7,613 |
| Total interest expense | $56,000 | 7,667 |
| Net interest income | $457,000 | 7,560 |
| Provision for loan and lease losses | $216,000 | 4,789 |
| Total noninterest income | $224,000 | 5,496 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $30,000 | 6,470 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $194,000 | 4,224 |
| Total noninterest expense | $564,000 | 7,415 |
| Salaries and employee benefits | $295,000 | 7,406 |
| Premises and equipment expense | $104,000 | 6,801 |
| Additional noninterest expense | $165,000 | 7,436 |
| Pre-tax net operating income | $-99,000 | 6,157 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $-27,000 | 6,917 |
| Income before extraordinary items | $-72,000 | 6,264 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $-72,000 | 6,265 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $-72,000 | 6,265 |
| Net charge-offs | $483,000 | 3,132 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $-72,000 | 6,159 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $351,000 | 7,676 |
| Total interest expense | $41,000 | 7,732 |
| Net interest income | $310,000 | 7,619 |
| Provision for loan and lease losses | $203,000 | 4,200 |
| Total noninterest income | $129,000 | 5,734 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $20,000 | 6,495 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $109,000 | 4,502 |
| Total noninterest expense | $336,000 | 7,553 |
| Salaries and employee benefits | $173,000 | 7,545 |
| Premises and equipment expense | $70,000 | 6,839 |
| Additional noninterest expense | $93,000 | 7,606 |
| Pre-tax net operating income | $-100,000 | 6,280 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $-27,000 | 7,000 |
| Income before extraordinary items | $-73,000 | 6,361 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-73,000 | 6,363 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $-73,000 | 6,361 |
| Net charge-offs | $483,000 | 2,491 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-73,000 | 6,280 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $177,000 | 7,777 |
| Total interest expense | $20,000 | 7,837 |
| Net interest income | $157,000 | 7,704 |
| Provision for loan and lease losses | $0 | 6,552 |
| Total noninterest income | $61,000 | 5,853 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $10,000 | 6,536 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $51,000 | 4,653 |
| Total noninterest expense | $181,000 | 7,606 |
| Salaries and employee benefits | $98,000 | 7,567 |
| Premises and equipment expense | $33,000 | 6,994 |
| Additional noninterest expense | $50,000 | 7,667 |
| Pre-tax net operating income | $37,000 | 5,814 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $-43,000 | 7,299 |
| Income before extraordinary items | $80,000 | 5,259 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $80,000 | 5,260 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $80,000 | 5,259 |
| Net charge-offs | $207,000 | 2,393 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $80,000 | 5,138 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $821,000 | 7,802 |
| Total interest expense | $120,000 | 7,881 |
| Net interest income | $701,000 | 7,704 |
| Provision for loan and lease losses | $382,000 | 4,929 |
| Total noninterest income | $279,000 | 5,724 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $29,000 | 6,779 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $250,000 | 4,275 |
| Total noninterest expense | $1,311,000 | 7,031 |
| Salaries and employee benefits | $634,000 | 7,120 |
| Premises and equipment expense | $204,000 | 6,452 |
| Additional noninterest expense | $473,000 | 6,871 |
| Pre-tax net operating income | $-713,000 | 6,119 |
| Securities gains (losses) | $3,000 | 3,532 |
| Applicable income taxes | $-189,000 | 6,750 |
| Income before extraordinary items | $-521,000 | 6,091 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-521,000 | 6,090 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-521,000 | 6,091 |
| Net charge-offs | $237,000 | 4,785 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $-523,190 | 6,091 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $632,000 | 7,879 |
| Total interest expense | $96,000 | 7,962 |
| Net interest income | $536,000 | 7,758 |
| Provision for loan and lease losses | $402,000 | 4,172 |
| Total noninterest income | $192,000 | 5,964 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $19,000 | 6,883 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $173,000 | 4,528 |
| Total noninterest expense | $819,000 | 7,329 |
| Salaries and employee benefits | $417,000 | 7,354 |
| Premises and equipment expense | $164,000 | 6,381 |
| Additional noninterest expense | $238,000 | 7,403 |
| Pre-tax net operating income | $-493,000 | 6,330 |
| Securities gains (losses) | $3,000 | 3,260 |
| Applicable income taxes | $0 | 4,592 |
| Income before extraordinary items | $-490,000 | 6,419 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-490,000 | 6,420 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-490,000 | 6,419 |
| Net charge-offs | $237,000 | 4,040 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-493,000 | 6,418 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $433,000 | 7,954 |
| Total interest expense | $67,000 | 8,052 |
| Net interest income | $366,000 | 7,804 |
| Provision for loan and lease losses | $0 | 7,158 |
| Total noninterest income | $106,000 | 6,305 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $13,000 | 6,932 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $93,000 | 4,923 |
| Total noninterest expense | $474,000 | 7,558 |
| Salaries and employee benefits | $275,000 | 7,446 |
| Premises and equipment expense | $71,000 | 7,112 |
| Additional noninterest expense | $128,000 | 7,679 |
| Pre-tax net operating income | $-2,000 | 5,808 |
| Securities gains (losses) | $3,000 | 2,873 |
| Applicable income taxes | $0 | 4,657 |
| Income before extraordinary items | $1,000 | 5,908 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,000 | 5,906 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $1,000 | 5,906 |
| Net charge-offs | $-3,000 | 7,699 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $-2,000 | 5,848 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $230,000 | 7,984 |
| Total interest expense | $37,000 | 8,097 |
| Net interest income | $193,000 | 7,820 |
| Provision for loan and lease losses | $0 | 6,744 |
| Total noninterest income | $62,000 | 6,059 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $7,000 | 6,895 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $55,000 | 4,661 |
| Total noninterest expense | $247,000 | 7,533 |
| Salaries and employee benefits | $155,000 | 7,316 |
| Premises and equipment expense | $38,000 | 7,069 |
| Additional noninterest expense | $54,000 | 7,787 |
| Pre-tax net operating income | $8,000 | 6,152 |
| Securities gains (losses) | $4,000 | 2,106 |
| Applicable income taxes | $2,000 | 4,551 |
| Income before extraordinary items | $10,000 | 6,276 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $10,000 | 6,278 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $10,000 | 6,278 |
| Net charge-offs | $-1,000 | 7,151 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $6,680 | 6,184 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $1,027,000 | 7,968 |
| Total interest expense | $202,000 | 8,107 |
| Net interest income | $825,000 | 7,790 |
| Provision for loan and lease losses | $40,000 | 6,700 |
| Total noninterest income | $334,000 | 5,647 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $38,000 | 6,802 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $296,000 | 4,131 |
| Total noninterest expense | $1,173,000 | 7,302 |
| Salaries and employee benefits | $687,000 | 7,187 |
| Premises and equipment expense | $129,000 | 7,340 |
| Additional noninterest expense | $357,000 | 7,211 |
| Pre-tax net operating income | $-54,000 | 6,405 |
| Securities gains (losses) | $83,000 | 1,267 |
| Applicable income taxes | $11,000 | 4,508 |
| Income before extraordinary items | $18,000 | 6,150 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $18,000 | 6,150 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $81,000 | 5,208 |
| Cash dividends | $150,000 | 4,716 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $-35,120 | 6,437 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $765,000 | 8,063 |
| Total interest expense | $153,000 | 8,189 |
| Net interest income | $612,000 | 7,865 |
| Provision for loan and lease losses | $22,000 | 6,451 |
| Total noninterest income | $232,000 | 5,843 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $30,000 | 6,830 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $202,000 | 4,393 |
| Total noninterest expense | $811,000 | 7,449 |
| Salaries and employee benefits | $474,000 | 7,344 |
| Premises and equipment expense | $89,000 | 7,492 |
| Additional noninterest expense | $248,000 | 7,331 |
| Pre-tax net operating income | $11,000 | 6,705 |
| Securities gains (losses) | $84,000 | 1,074 |
| Applicable income taxes | $13,000 | 4,781 |
| Income before extraordinary items | $82,000 | 6,267 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $82,000 | 6,267 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $83,000 | 4,156 |
| Cash dividends | $150,000 | 4,104 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $9,760 | 6,734 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $510,000 | 8,138 |
| Total interest expense | $103,000 | 8,255 |
| Net interest income | $407,000 | 7,918 |
| Provision for loan and lease losses | $22,000 | 5,910 |
| Total noninterest income | $123,000 | 6,326 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $21,000 | 6,831 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $102,000 | 5,021 |
| Total noninterest expense | $490,000 | 7,652 |
| Salaries and employee benefits | $314,000 | 7,425 |
| Premises and equipment expense | $56,000 | 7,583 |
| Additional noninterest expense | $120,000 | 7,787 |
| Pre-tax net operating income | $18,000 | 6,842 |
| Securities gains (losses) | $84,000 | 1,092 |
| Applicable income taxes | $23,000 | 4,596 |
| Income before extraordinary items | $79,000 | 6,489 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $79,000 | 6,490 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $26,000 | 4,422 |
| Cash dividends | $150,000 | 3,727 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $14,320 | 6,872 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $262,000 | 8,182 |
| Total interest expense | $51,000 | 8,309 |
| Net interest income | $211,000 | 7,929 |
| Provision for loan and lease losses | $0 | 6,080 |
| Total noninterest income | $55,000 | 6,514 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $10,000 | 6,870 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $45,000 | 5,251 |
| Total noninterest expense | $235,000 | 7,742 |
| Salaries and employee benefits | $158,000 | 7,448 |
| Premises and equipment expense | $25,000 | 7,727 |
| Additional noninterest expense | $52,000 | 7,956 |
| Pre-tax net operating income | $31,000 | 6,842 |
| Securities gains (losses) | $48,000 | 1,107 |
| Applicable income taxes | $24,000 | 4,234 |
| Income before extraordinary items | $55,000 | 6,507 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $55,000 | 6,508 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 3,665 |
| Cash dividends | $150,000 | 2,574 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $21,400 | 6,918 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $1,124,000 | 8,122 |
| Total interest expense | $202,000 | 8,296 |
| Net interest income | $922,000 | 7,842 |
| Provision for loan and lease losses | $15,000 | 6,431 |
| Total noninterest income | $304,000 | 6,006 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $52,000 | 6,719 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $252,000 | 4,567 |
| Total noninterest expense | $973,000 | 7,687 |
| Salaries and employee benefits | $608,000 | 7,521 |
| Premises and equipment expense | $105,000 | 7,694 |
| Additional noninterest expense | $260,000 | 7,737 |
| Pre-tax net operating income | $238,000 | 6,772 |
| Securities gains (losses) | $-20,000 | 7,762 |
| Applicable income taxes | $32,000 | 5,185 |
| Income before extraordinary items | $186,000 | 6,835 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $186,000 | 6,834 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-5,000 | 7,845 |
| Cash dividends | $50,000 | 5,584 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $203,000 | 6,762 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $859,000 | 8,168 |
| Total interest expense | $152,000 | 8,340 |
| Net interest income | $707,000 | 7,864 |
| Provision for loan and lease losses | $7,000 | 6,306 |
| Total noninterest income | $210,000 | 6,200 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $40,000 | 6,723 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $170,000 | 4,816 |
| Total noninterest expense | $697,000 | 7,738 |
| Salaries and employee benefits | $451,000 | 7,515 |
| Premises and equipment expense | $74,000 | 7,744 |
| Additional noninterest expense | $172,000 | 7,862 |
| Pre-tax net operating income | $213,000 | 6,919 |
| Securities gains (losses) | $-20,000 | 7,962 |
| Applicable income taxes | $57,000 | 4,857 |
| Income before extraordinary items | $136,000 | 7,102 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $136,000 | 7,101 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-5,000 | 7,646 |
| Cash dividends | $20,000 | 5,090 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $150,000 | 7,024 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $585,000 | 8,226 |
| Total interest expense | $101,000 | 8,405 |
| Net interest income | $484,000 | 7,897 |
| Provision for loan and lease losses | $0 | 6,209 |
| Total noninterest income | $119,000 | 6,549 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $25,000 | 6,819 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $94,000 | 5,231 |
| Total noninterest expense | $466,000 | 7,782 |
| Salaries and employee benefits | $295,000 | 7,601 |
| Premises and equipment expense | $53,000 | 7,706 |
| Additional noninterest expense | $118,000 | 7,873 |
| Pre-tax net operating income | $137,000 | 7,042 |
| Securities gains (losses) | $-18,000 | 8,116 |
| Applicable income taxes | $34,000 | 5,030 |
| Income before extraordinary items | $85,000 | 7,219 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $85,000 | 7,220 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 7,435 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $97,780 | 7,128 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $302,000 | 8,255 |
| Total interest expense | $51,000 | 8,452 |
| Net interest income | $251,000 | 7,912 |
| Provision for loan and lease losses | $0 | 5,779 |
| Total noninterest income | $55,000 | 6,682 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $12,000 | 6,858 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $43,000 | 5,388 |
| Total noninterest expense | $234,000 | 7,807 |
| Salaries and employee benefits | $149,000 | 7,617 |
| Premises and equipment expense | $25,000 | 7,791 |
| Additional noninterest expense | $60,000 | 7,876 |
| Pre-tax net operating income | $72,000 | 7,025 |
| Securities gains (losses) | $-18,000 | 8,359 |
| Applicable income taxes | $15,000 | 5,100 |
| Income before extraordinary items | $39,000 | 7,321 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $39,000 | 7,320 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 7,195 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $51,960 | 7,127 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $1,114,000 | 8,198 |
| Total interest expense | $191,000 | 8,428 |
| Net interest income | $923,000 | 7,946 |
| Provision for loan and lease losses | $-7,000 | 8,312 |
| Total noninterest income | $252,000 | 6,515 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $59,000 | 6,743 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $193,000 | 5,184 |
| Total noninterest expense | $921,000 | 7,834 |
| Salaries and employee benefits | $569,000 | 7,683 |
| Premises and equipment expense | $100,000 | 7,794 |
| Additional noninterest expense | $252,000 | 7,841 |
| Pre-tax net operating income | $261,000 | 7,227 |
| Securities gains (losses) | $-40,000 | 7,853 |
| Applicable income taxes | $41,000 | 5,569 |
| Income before extraordinary items | $180,000 | 7,352 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $180,000 | 7,354 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-14,000 | 8,042 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $212,400 | 7,214 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $830,000 | 8,276 |
| Total interest expense | $142,000 | 8,490 |
| Net interest income | $688,000 | 8,030 |
| Provision for loan and lease losses | $-7,000 | 8,464 |
| Total noninterest income | $191,000 | 6,548 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $45,000 | 6,821 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $146,000 | 5,185 |
| Total noninterest expense | $666,000 | 7,894 |
| Salaries and employee benefits | $410,000 | 7,738 |
| Premises and equipment expense | $80,000 | 7,760 |
| Additional noninterest expense | $176,000 | 7,966 |
| Pre-tax net operating income | $220,000 | 7,346 |
| Securities gains (losses) | $-7,000 | 7,492 |
| Applicable income taxes | $66,000 | 5,255 |
| Income before extraordinary items | $147,000 | 7,494 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $147,000 | 7,497 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-8,000 | 7,745 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $151,830 | 7,474 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $559,000 | 8,294 |
| Total interest expense | $92,000 | 8,526 |
| Net interest income | $467,000 | 8,055 |
| Provision for loan and lease losses | $2,000 | 6,347 |
| Total noninterest income | $131,000 | 6,491 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $30,000 | 6,853 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $101,000 | 5,108 |
| Total noninterest expense | $456,000 | 7,880 |
| Salaries and employee benefits | $274,000 | 7,777 |
| Premises and equipment expense | $59,000 | 7,640 |
| Additional noninterest expense | $123,000 | 7,912 |
| Pre-tax net operating income | $140,000 | 7,451 |
| Securities gains (losses) | $-7,000 | 7,777 |
| Applicable income taxes | $40,000 | 5,383 |
| Income before extraordinary items | $93,000 | 7,582 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $93,000 | 7,583 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-7,000 | 7,609 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $97,900 | 7,556 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $274,000 | 8,325 |
| Total interest expense | $44,000 | 8,556 |
| Net interest income | $230,000 | 8,099 |
| Provision for loan and lease losses | $0 | 6,013 |
| Total noninterest income | $59,000 | 6,658 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $14,000 | 6,901 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $45,000 | 5,314 |
| Total noninterest expense | $221,000 | 7,943 |
| Salaries and employee benefits | $133,000 | 7,832 |
| Premises and equipment expense | $32,000 | 7,546 |
| Additional noninterest expense | $56,000 | 8,039 |
| Pre-tax net operating income | $68,000 | 7,462 |
| Securities gains (losses) | $-7,000 | 8,168 |
| Applicable income taxes | $18,000 | 5,421 |
| Income before extraordinary items | $43,000 | 7,646 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $43,000 | 7,646 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-9,000 | 7,786 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $47,900 | 7,579 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $1,105,000 | 8,243 |
| Total interest expense | $158,000 | 8,523 |
| Net interest income | $947,000 | 8,016 |
| Provision for loan and lease losses | $22,000 | 6,455 |
| Total noninterest income | $270,000 | 6,530 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $67,000 | 6,794 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $203,000 | 5,134 |
| Total noninterest expense | $998,000 | 7,757 |
| Salaries and employee benefits | $649,000 | 7,449 |
| Premises and equipment expense | $108,000 | 7,776 |
| Additional noninterest expense | $241,000 | 7,978 |
| Pre-tax net operating income | $197,000 | 7,715 |
| Securities gains (losses) | $-4,000 | 7,217 |
| Applicable income taxes | $24,000 | 6,255 |
| Income before extraordinary items | $169,000 | 7,716 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $169,000 | 7,718 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $38,000 | 4,615 |
| Cash dividends | $342,000 | 4,211 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $172,520 | 7,664 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $846,000 | 8,271 |
| Total interest expense | $118,000 | 8,561 |
| Net interest income | $728,000 | 8,029 |
| Provision for loan and lease losses | $8,000 | 6,628 |
| Total noninterest income | $205,000 | 6,550 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $51,000 | 6,835 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $154,000 | 5,143 |
| Total noninterest expense | $734,000 | 7,767 |
| Salaries and employee benefits | $481,000 | 7,448 |
| Premises and equipment expense | $86,000 | 7,702 |
| Additional noninterest expense | $167,000 | 8,087 |
| Pre-tax net operating income | $191,000 | 7,664 |
| Securities gains (losses) | $-4,000 | 7,604 |
| Applicable income taxes | $53,000 | 5,756 |
| Income before extraordinary items | $134,000 | 7,783 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $134,000 | 7,784 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,295 |
| Cash dividends | $110,000 | 4,613 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $136,880 | 7,733 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $572,000 | 8,275 |
| Total interest expense | $78,000 | 8,568 |
| Net interest income | $494,000 | 8,016 |
| Provision for loan and lease losses | $7,000 | 6,262 |
| Total noninterest income | $130,000 | 6,608 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $32,000 | 6,885 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $98,000 | 5,236 |
| Total noninterest expense | $501,000 | 7,728 |
| Salaries and employee benefits | $326,000 | 7,417 |
| Premises and equipment expense | $63,000 | 7,547 |
| Additional noninterest expense | $112,000 | 8,070 |
| Pre-tax net operating income | $116,000 | 7,763 |
| Securities gains (losses) | $-4,000 | 7,869 |
| Applicable income taxes | $29,000 | 5,891 |
| Income before extraordinary items | $83,000 | 7,864 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $83,000 | 7,862 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 7,519 |
| Cash dividends | $90,000 | 4,372 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $85,960 | 7,806 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $287,000 | 8,321 |
| Total interest expense | $38,000 | 8,632 |
| Net interest income | $249,000 | 8,073 |
| Provision for loan and lease losses | $4,000 | 5,908 |
| Total noninterest income | $65,000 | 6,590 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $15,000 | 6,958 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $50,000 | 5,188 |
| Total noninterest expense | $245,000 | 7,833 |
| Salaries and employee benefits | $166,000 | 7,431 |
| Premises and equipment expense | $31,000 | 7,653 |
| Additional noninterest expense | $48,000 | 8,312 |
| Pre-tax net operating income | $65,000 | 7,705 |
| Securities gains (losses) | $-4,000 | 8,340 |
| Applicable income taxes | $16,000 | 5,817 |
| Income before extraordinary items | $45,000 | 7,849 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $45,000 | 7,849 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 7,481 |
| Cash dividends | $40,000 | 3,526 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $47,960 | 7,784 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $1,126,000 | 8,289 |
| Total interest expense | $192,000 | 8,492 |
| Net interest income | $934,000 | 8,120 |
| Provision for loan and lease losses | $10,000 | 7,024 |
| Total noninterest income | $287,000 | 6,501 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $74,000 | 6,886 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $213,000 | 4,982 |
| Total noninterest expense | $1,001,000 | 7,817 |
| Salaries and employee benefits | $621,000 | 7,582 |
| Premises and equipment expense | $112,000 | 7,815 |
| Additional noninterest expense | $268,000 | 7,880 |
| Pre-tax net operating income | $210,000 | 7,751 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $60,000 | 5,928 |
| Income before extraordinary items | $150,000 | 7,879 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $150,000 | 7,879 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-12,000 | 8,326 |
| Cash dividends | $45,000 | 5,880 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $150,000 | 7,834 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $847,000 | 8,326 |
| Total interest expense | $152,000 | 8,504 |
| Net interest income | $695,000 | 8,163 |
| Provision for loan and lease losses | $7,000 | 6,892 |
| Total noninterest income | $199,000 | 6,684 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $57,000 | 6,887 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $142,000 | 5,231 |
| Total noninterest expense | $728,000 | 7,844 |
| Salaries and employee benefits | $466,000 | 7,531 |
| Premises and equipment expense | $88,000 | 7,742 |
| Additional noninterest expense | $174,000 | 8,107 |
| Pre-tax net operating income | $159,000 | 7,881 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $40,000 | 6,113 |
| Income before extraordinary items | $119,000 | 7,970 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $119,000 | 7,973 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-13,000 | 8,247 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $119,000 | 7,922 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $570,000 | 8,365 |
| Total interest expense | $109,000 | 8,507 |
| Net interest income | $461,000 | 8,238 |
| Provision for loan and lease losses | $4,000 | 6,726 |
| Total noninterest income | $132,000 | 6,734 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $39,000 | 6,883 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $93,000 | 5,304 |
| Total noninterest expense | $471,000 | 7,945 |
| Salaries and employee benefits | $303,000 | 7,648 |
| Premises and equipment expense | $54,000 | 7,890 |
| Additional noninterest expense | $114,000 | 8,169 |
| Pre-tax net operating income | $118,000 | 7,775 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $32,000 | 5,987 |
| Income before extraordinary items | $86,000 | 7,920 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $86,000 | 7,921 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-11,000 | 8,198 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $86,000 | 7,860 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $291,000 | 8,390 |
| Total interest expense | $61,000 | 8,466 |
| Net interest income | $230,000 | 8,273 |
| Provision for loan and lease losses | $2,000 | 6,358 |
| Total noninterest income | $64,000 | 6,737 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $19,000 | 6,877 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $45,000 | 5,324 |
| Total noninterest expense | $229,000 | 8,034 |
| Salaries and employee benefits | $151,000 | 7,686 |
| Premises and equipment expense | $25,000 | 8,017 |
| Additional noninterest expense | $53,000 | 8,333 |
| Pre-tax net operating income | $63,000 | 7,712 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $18,000 | 5,857 |
| Income before extraordinary items | $45,000 | 7,876 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $45,000 | 7,876 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 4,134 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $45,000 | 7,813 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $1,308,000 | 8,273 |
| Total interest expense | $386,000 | 8,153 |
| Net interest income | $922,000 | 8,226 |
| Provision for loan and lease losses | $91,000 | 5,464 |
| Total noninterest income | $317,000 | 6,486 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $72,000 | 7,052 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $245,000 | 4,890 |
| Total noninterest expense | $959,000 | 7,978 |
| Salaries and employee benefits | $562,000 | 7,856 |
| Premises and equipment expense | $113,000 | 7,901 |
| Additional noninterest expense | $284,000 | 7,873 |
| Pre-tax net operating income | $189,000 | 7,853 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $12,000 | 6,979 |
| Income before extraordinary items | $177,000 | 7,876 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $177,000 | 7,877 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $60,000 | 4,839 |
| Cash dividends | $108,000 | 5,497 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $177,000 | 7,745 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $1,000,000 | 8,332 |
| Total interest expense | $300,000 | 8,238 |
| Net interest income | $700,000 | 8,282 |
| Provision for loan and lease losses | $35,000 | 6,280 |
| Total noninterest income | $160,000 | 7,274 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $51,000 | 7,191 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $109,000 | 5,920 |
| Total noninterest expense | $673,000 | 8,076 |
| Salaries and employee benefits | $415,000 | 7,857 |
| Premises and equipment expense | $81,000 | 7,979 |
| Additional noninterest expense | $177,000 | 8,211 |
| Pre-tax net operating income | $152,000 | 7,958 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $40,000 | 6,389 |
| Income before extraordinary items | $112,000 | 8,146 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $112,000 | 8,150 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $41,000 | 4,539 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $112,000 | 8,009 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $685,000 | 8,357 |
| Total interest expense | $209,000 | 8,272 |
| Net interest income | $476,000 | 8,278 |
| Provision for loan and lease losses | $29,000 | 5,996 |
| Total noninterest income | $108,000 | 7,253 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $32,000 | 7,257 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $76,000 | 5,812 |
| Total noninterest expense | $442,000 | 8,135 |
| Salaries and employee benefits | $273,000 | 7,911 |
| Premises and equipment expense | $55,000 | 7,952 |
| Additional noninterest expense | $114,000 | 8,241 |
| Pre-tax net operating income | $113,000 | 7,898 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $33,000 | 6,264 |
| Income before extraordinary items | $80,000 | 8,135 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $80,000 | 8,138 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $39,000 | 3,755 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $80,000 | 7,975 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $353,000 | 8,381 |
| Total interest expense | $113,000 | 8,261 |
| Net interest income | $240,000 | 8,308 |
| Provision for loan and lease losses | $18,000 | 5,381 |
| Total noninterest income | $53,000 | 7,265 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $16,000 | 7,223 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $37,000 | 5,843 |
| Total noninterest expense | $238,000 | 8,031 |
| Salaries and employee benefits | $152,000 | 7,681 |
| Premises and equipment expense | $25,000 | 8,112 |
| Additional noninterest expense | $61,000 | 8,180 |
| Pre-tax net operating income | $37,000 | 8,200 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $8,000 | 6,684 |
| Income before extraordinary items | $29,000 | 8,299 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $29,000 | 8,298 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,539 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $29,000 | 8,169 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $1,666,000 | 8,201 |
| Total interest expense | $640,000 | 7,988 |
| Net interest income | $1,026,000 | 8,226 |
| Provision for loan and lease losses | $28,000 | 7,268 |
| Total noninterest income | $248,000 | 6,886 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $68,000 | 7,172 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $180,000 | 5,232 |
| Total noninterest expense | $1,181,000 | 7,511 |
| Salaries and employee benefits | $766,000 | 7,010 |
| Premises and equipment expense | $115,000 | 7,948 |
| Additional noninterest expense | $300,000 | 7,802 |
| Pre-tax net operating income | $65,000 | 8,420 |
| Securities gains (losses) | $8,000 | 3,732 |
| Applicable income taxes | $19,000 | 7,067 |
| Income before extraordinary items | $54,000 | 8,535 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $54,000 | 8,538 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 6,742 |
| Cash dividends | $196,000 | 4,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $48,080 | 8,481 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $1,880,000 | 8,343 |
| Total interest expense | $860,000 | 8,312 |
| Net interest income | $1,020,000 | 8,245 |
| Provision for loan and lease losses | $105,000 | 5,502 |
| Total noninterest income | $261,000 | 6,760 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $63,000 | 7,334 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $198,000 | 4,944 |
| Total noninterest expense | $889,000 | 8,237 |
| Salaries and employee benefits | $526,000 | 8,043 |
| Premises and equipment expense | $110,000 | 8,147 |
| Additional noninterest expense | $253,000 | 8,193 |
| Pre-tax net operating income | $287,000 | 7,477 |
| Securities gains (losses) | $9,000 | 3,652 |
| Applicable income taxes | $97,000 | 6,045 |
| Income before extraordinary items | $199,000 | 7,745 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $199,000 | 7,748 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $105,000 | 3,980 |
| Cash dividends | $126,000 | 5,521 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $192,970 | 7,676 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $1,976,000 | 8,429 |
| Total interest expense | $965,000 | 8,294 |
| Net interest income | $1,011,000 | 8,455 |
| Provision for loan and lease losses | $12,000 | 7,853 |
| Total noninterest income | $259,000 | 6,679 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $66,000 | 7,272 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $193,000 | 4,880 |
| Total noninterest expense | $900,000 | 8,298 |
| Salaries and employee benefits | $503,000 | 8,227 |
| Premises and equipment expense | $107,000 | 8,330 |
| Additional noninterest expense | $290,000 | 8,022 |
| Pre-tax net operating income | $358,000 | 7,650 |
| Securities gains (losses) | $-24,000 | 8,832 |
| Applicable income taxes | $125,000 | 6,224 |
| Income before extraordinary items | $209,000 | 8,014 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $209,000 | 8,014 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 7,352 |
| Cash dividends | $63,000 | 6,288 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $224,360 | 7,942 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $1,704,000 | 8,827 |
| Total interest expense | $749,000 | 8,821 |
| Net interest income | $955,000 | 8,728 |
| Provision for loan and lease losses | $26,000 | 7,391 |
| Total noninterest income | $250,000 | 6,946 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $62,000 | 7,557 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $188,000 | 5,076 |
| Total noninterest expense | $1,174,000 | 7,631 |
| Salaries and employee benefits | $496,000 | 8,359 |
| Premises and equipment expense | $113,000 | 8,364 |
| Additional noninterest expense | $565,000 | 6,057 |
| Pre-tax net operating income | $5,000 | 9,392 |
| Securities gains (losses) | $-3,000 | 8,917 |
| Applicable income taxes | $-29,000 | 9,760 |
| Income before extraordinary items | $31,000 | 9,326 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $31,000 | 9,321 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 7,765 |
| Cash dividends | $187,000 | 5,348 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $34,000 | 9,275 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $1,746,000 | 8,991 |
| Total interest expense | $783,000 | 8,984 |
| Net interest income | $963,000 | 8,882 |
| Provision for loan and lease losses | $53,000 | 6,503 |
| Total noninterest income | $242,000 | 7,093 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $75,000 | 7,419 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $167,000 | 5,411 |
| Total noninterest expense | $923,000 | 8,363 |
| Salaries and employee benefits | $544,000 | 8,085 |
| Premises and equipment expense | $120,000 | 8,264 |
| Additional noninterest expense | $259,000 | 8,513 |
| Pre-tax net operating income | $229,000 | 8,774 |
| Securities gains (losses) | $1,000 | 4,151 |
| Applicable income taxes | $87,000 | 7,722 |
| Income before extraordinary items | $143,000 | 9,027 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $143,000 | 9,025 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-6,000 | 9,466 |
| Cash dividends | $140,000 | 5,882 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $142,360 | 8,973 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $1,663,000 | 9,479 |
| Total interest expense | $759,000 | 9,375 |
| Net interest income | $904,000 | 9,414 |
| Provision for loan and lease losses | $26,000 | 7,586 |
| Total noninterest income | $253,000 | 7,186 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $87,000 | 7,487 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $166,000 | 5,423 |
| Total noninterest expense | $934,000 | 8,575 |
| Salaries and employee benefits | $546,000 | 8,276 |
| Premises and equipment expense | $125,000 | 8,362 |
| Additional noninterest expense | $263,000 | 8,699 |
| Pre-tax net operating income | $197,000 | 9,592 |
| Securities gains (losses) | $-11,000 | 10,082 |
| Applicable income taxes | $63,000 | 9,033 |
| Income before extraordinary items | $123,000 | 9,811 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $123,000 | 9,811 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 7,455 |
| Cash dividends | $30,000 | 7,454 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $130,260 | 9,721 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $1,607,000 | 9,963 |
| Total interest expense | $708,000 | 9,940 |
| Net interest income | $899,000 | 9,835 |
| Provision for loan and lease losses | $20,000 | 7,945 |
| Total noninterest income | $432,000 | 5,686 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $80,000 | 7,987 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $352,000 | 3,681 |
| Total noninterest expense | $963,000 | 8,808 |
| Salaries and employee benefits | $545,000 | 8,533 |
| Premises and equipment expense | $147,000 | 8,133 |
| Additional noninterest expense | $271,000 | 9,181 |
| Pre-tax net operating income | $348,000 | 8,820 |
| Securities gains (losses) | $-6,000 | 10,029 |
| Applicable income taxes | $139,000 | 8,045 |
| Income before extraordinary items | $203,000 | 9,267 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $203,000 | 9,270 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-7,000 | 10,270 |
| Cash dividends | $342,000 | 4,248 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $206,840 | 9,177 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $1,548,000 | 10,447 |
| Total interest expense | $639,000 | 10,529 |
| Net interest income | $909,000 | 10,215 |
| Provision for loan and lease losses | $15,000 | 7,935 |
| Total noninterest income | $243,000 | 7,791 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $74,000 | 8,484 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $169,000 | 5,628 |
| Total noninterest expense | $994,000 | 8,975 |
| Salaries and employee benefits | $563,000 | 8,621 |
| Premises and equipment expense | $110,000 | 9,315 |
| Additional noninterest expense | $321,000 | 9,019 |
| Pre-tax net operating income | $143,000 | 10,816 |
| Securities gains (losses) | $-6,000 | 9,789 |
| Applicable income taxes | $27,000 | 10,638 |
| Income before extraordinary items | $110,000 | 10,841 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $110,000 | 10,841 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 7,925 |
| Cash dividends | $80,000 | 7,161 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $114,800 | 10,770 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $1,492,000 | 10,747 |
| Total interest expense | $521,000 | 11,004 |
| Net interest income | $971,000 | 10,489 |
| Provision for loan and lease losses | $7,000 | 8,694 |
| Total noninterest income | $212,000 | 8,534 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $68,000 | 9,072 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $144,000 | 6,323 |
| Total noninterest expense | $984,000 | 9,414 |
| Salaries and employee benefits | $563,000 | 8,864 |
| Premises and equipment expense | $108,000 | 9,773 |
| Additional noninterest expense | $313,000 | 9,804 |
| Pre-tax net operating income | $192,000 | 10,955 |
| Securities gains (losses) | $-3,000 | 9,178 |
| Applicable income taxes | $54,000 | 10,369 |
| Income before extraordinary items | $135,000 | 11,000 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $135,000 | 11,008 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 10,341 |
| Cash dividends | $75,000 | 7,404 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $137,130 | 11,027 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $1,531,000 | 11,170 |
| Total interest expense | $528,000 | 11,546 |
| Net interest income | $1,003,000 | 10,768 |
| Provision for loan and lease losses | $14,000 | 9,467 |
| Total noninterest income | $244,000 | 8,449 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $70,000 | 9,341 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $174,000 | 6,088 |
| Total noninterest expense | $1,001,000 | 9,721 |
| Salaries and employee benefits | $585,000 | 8,939 |
| Premises and equipment expense | $103,000 | 10,359 |
| Additional noninterest expense | $313,000 | 10,275 |
| Pre-tax net operating income | $232,000 | 10,769 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $34,000 | 11,288 |
| Income before extraordinary items | $198,000 | 10,682 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $198,000 | 10,788 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 11,177 |
| Cash dividends | $61,000 | 7,683 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $198,000 | 10,449 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $1,670,000 | 11,577 |
| Total interest expense | $733,000 | 11,658 |
| Net interest income | $937,000 | 11,352 |
| Provision for loan and lease losses | $30,000 | 9,956 |
| Total noninterest income | $205,000 | 9,315 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $64,000 | 9,773 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $141,000 | 6,863 |
| Total noninterest expense | $960,000 | 10,162 |
| Salaries and employee benefits | $578,000 | 9,005 |
| Premises and equipment expense | $35,000 | 13,246 |
| Additional noninterest expense | $347,000 | 10,227 |
| Pre-tax net operating income | $152,000 | 11,513 |
| Securities gains (losses) | $13,000 | 6,142 |
| Applicable income taxes | $33,000 | 11,726 |
| Income before extraordinary items | $132,000 | 11,516 |
| Extraordinary gains, net | $14,000 | 1,291 |
| Net income | $146,000 | 11,414 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $28,000 | 8,614 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $121,600 | 11,338 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.