Home > The First National Bank of St. Ignace > Income and Expense
The First National Bank of St. Ignace, Income and Expense
| 2023-12-31 (YTD Data) | Rank | |
| Total interest income | $9,458,000 | 2,922 |
| Total interest expense | $3,067,000 | 2,590 |
| Net interest income | $6,391,000 | 3,026 |
| Provision for loan and lease losses | $-28,000 | 4,242 |
| Total noninterest income | $1,176,000 | 2,551 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $205,000 | 2,652 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $971,000 | 2,304 |
| Total noninterest expense | $7,172,000 | 2,523 |
| Salaries and employee benefits | $3,964,000 | 2,531 |
| Premises and equipment expense | $375,000 | 3,343 |
| Additional noninterest expense | $971,000 | 2,304 |
| Pre-tax net operating income | $423,000 | 4,010 |
| Securities gains (losses) | $-74,000 | 3,731 |
| Applicable income taxes | $28,000 | 3,149 |
| Income before extraordinary items | $321,000 | 4,040 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $321,000 | 4,079 |
| Minority interest net income | $0 | 88 |
| Net income of bank and minority interests. | $321,000 | 4,042 |
| Net charge-offs | $-18,000 | 3,974 |
| Cash dividends | $584,000 | 2,638 |
| Sale, conversion, retirement of capital stock, net | $0 | 540 |
| Net operating income | $389,080 | 3,996 |
| 2023-09-30 (YTD Data) | Rank | |
| Total interest income | $6,730,000 | 2,955 |
| Total interest expense | $2,223,000 | 2,523 |
| Net interest income | $4,507,000 | 3,119 |
| Provision for loan and lease losses | $40,000 | 2,606 |
| Total noninterest income | $1,022,000 | 2,396 |
| Gross Fiduciary activities income | $0 | 950 |
| Service charges on deposit accounts | $182,000 | 2,485 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $840,000 | 2,171 |
| Total noninterest expense | $5,698,000 | 2,407 |
| Salaries and employee benefits | $3,009,000 | 2,507 |
| Premises and equipment expense | $290,000 | 3,309 |
| Additional noninterest expense | $840,000 | 2,171 |
| Pre-tax net operating income | $-209,000 | 4,452 |
| Securities gains (losses) | $-74,000 | 3,924 |
| Applicable income taxes | $-128,000 | 4,517 |
| Income before extraordinary items | $-155,000 | 4,452 |
| Extraordinary gains, net | $0 | 52 |
| Net income | $-155,000 | 4,449 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $-155,000 | 4,452 |
| Net charge-offs | $19,000 | 1,924 |
| Cash dividends | $536,000 | 2,190 |
| Sale, conversion, retirement of capital stock, net | $0 | 507 |
| Net operating income | $-96,540 | 4,453 |
| 2023-06-30 (YTD Data) | Rank | |
| Total interest income | $4,346,000 | 2,979 |
| Total interest expense | $1,398,000 | 2,439 |
| Net interest income | $2,948,000 | 3,173 |
| Provision for loan and lease losses | $30,000 | 2,429 |
| Total noninterest income | $619,000 | 2,446 |
| Gross Fiduciary activities income | $0 | 931 |
| Service charges on deposit accounts | $160,000 | 2,117 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $459,000 | 2,290 |
| Total noninterest expense | $3,773,000 | 2,409 |
| Salaries and employee benefits | $1,996,000 | 2,511 |
| Premises and equipment expense | $201,000 | 3,264 |
| Additional noninterest expense | $459,000 | 2,286 |
| Pre-tax net operating income | $-236,000 | 4,508 |
| Securities gains (losses) | $-74,000 | 4,168 |
| Applicable income taxes | $-122,000 | 4,563 |
| Income before extraordinary items | $-188,000 | 4,522 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $-188,000 | 4,519 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $-188,000 | 4,521 |
| Net charge-offs | $1,000 | 2,309 |
| Cash dividends | $400,000 | 2,106 |
| Sale, conversion, retirement of capital stock, net | $0 | 486 |
| Net operating income | $-129,540 | 4,517 |
| 2023-03-31 (YTD Data) | Rank | |
| Total interest income | $2,199,000 | 2,960 |
| Total interest expense | $588,000 | 2,446 |
| Net interest income | $1,611,000 | 3,071 |
| Provision for loan and lease losses | $15,000 | 2,190 |
| Total noninterest income | $299,000 | 2,493 |
| Gross Fiduciary activities income | $0 | 913 |
| Service charges on deposit accounts | $86,000 | 2,074 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $213,000 | 2,364 |
| Total noninterest expense | $1,811,000 | 2,497 |
| Salaries and employee benefits | $892,000 | 2,718 |
| Premises and equipment expense | $106,000 | 3,240 |
| Additional noninterest expense | $213,000 | 2,364 |
| Pre-tax net operating income | $84,000 | 4,255 |
| Securities gains (losses) | $-69,000 | 4,303 |
| Applicable income taxes | $-30,000 | 4,535 |
| Income before extraordinary items | $45,000 | 4,342 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $45,000 | 4,342 |
| Minority interest net income | $0 | 48 |
| Net income of bank and minority interests. | $45,000 | 4,342 |
| Net charge-offs | $0 | 2,062 |
| Cash dividends | $208,000 | 1,775 |
| Sale, conversion, retirement of capital stock, net | $0 | 430 |
| Net operating income | $114,000 | 4,127 |
| 2022-12-31 (YTD Data) | Rank | |
| Total interest income | $8,109,000 | 2,838 |
| Total interest expense | $954,000 | 2,474 |
| Net interest income | $7,155,000 | 2,844 |
| Provision for loan and lease losses | $60,000 | 2,455 |
| Total noninterest income | $1,398,000 | 2,415 |
| Gross Fiduciary activities income | $0 | 1,005 |
| Service charges on deposit accounts | $325,000 | 2,166 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,073,000 | 2,264 |
| Total noninterest expense | $6,912,000 | 2,535 |
| Salaries and employee benefits | $3,004,000 | 2,936 |
| Premises and equipment expense | $444,000 | 3,149 |
| Additional noninterest expense | $1,073,000 | 2,264 |
| Pre-tax net operating income | $1,581,000 | 3,366 |
| Securities gains (losses) | $28,000 | 304 |
| Applicable income taxes | $269,000 | 2,488 |
| Income before extraordinary items | $1,340,000 | 3,376 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,340,000 | 3,372 |
| Minority interest net income | $0 | 63 |
| Net income of bank and minority interests. | $1,340,000 | 3,375 |
| Net charge-offs | $-3,000 | 3,401 |
| Cash dividends | $888,000 | 2,262 |
| Sale, conversion, retirement of capital stock, net | $0 | 568 |
| Net operating income | $1,316,760 | 3,418 |
| 2022-09-30 (YTD Data) | Rank | |
| Total interest income | $5,845,000 | 2,840 |
| Total interest expense | $655,000 | 2,291 |
| Net interest income | $5,190,000 | 2,867 |
| Provision for loan and lease losses | $45,000 | 2,281 |
| Total noninterest income | $896,000 | 2,624 |
| Gross Fiduciary activities income | $0 | 968 |
| Service charges on deposit accounts | $241,000 | 2,194 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $655,000 | 2,505 |
| Total noninterest expense | $5,020,000 | 2,569 |
| Salaries and employee benefits | $2,674,000 | 2,673 |
| Premises and equipment expense | $330,000 | 3,163 |
| Additional noninterest expense | $655,000 | 2,505 |
| Pre-tax net operating income | $1,021,000 | 3,519 |
| Securities gains (losses) | $28,000 | 303 |
| Applicable income taxes | $150,000 | 2,643 |
| Income before extraordinary items | $899,000 | 3,487 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $899,000 | 3,486 |
| Minority interest net income | $0 | 57 |
| Net income of bank and minority interests. | $899,000 | 3,486 |
| Net charge-offs | $-7,000 | 3,496 |
| Cash dividends | $584,000 | 2,090 |
| Sale, conversion, retirement of capital stock, net | $0 | 519 |
| Net operating income | $874,920 | 3,546 |
| 2022-06-30 (YTD Data) | Rank | |
| Total interest income | $3,725,000 | 2,870 |
| Total interest expense | $394,000 | 2,284 |
| Net interest income | $3,331,000 | 2,907 |
| Provision for loan and lease losses | $30,000 | 2,075 |
| Total noninterest income | $542,000 | 2,739 |
| Gross Fiduciary activities income | $0 | 925 |
| Service charges on deposit accounts | $155,000 | 2,232 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $387,000 | 2,673 |
| Total noninterest expense | $3,304,000 | 2,580 |
| Salaries and employee benefits | $1,772,000 | 2,687 |
| Premises and equipment expense | $217,000 | 3,202 |
| Additional noninterest expense | $1,315,000 | 2,172 |
| Pre-tax net operating income | $539,000 | 3,638 |
| Securities gains (losses) | $28,000 | 276 |
| Applicable income taxes | $72,000 | 2,744 |
| Income before extraordinary items | $495,000 | 3,560 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $495,000 | 3,559 |
| Minority interest net income | $0 | 60 |
| Net income of bank and minority interests. | $495,000 | 3,560 |
| Net charge-offs | $4,000 | 1,826 |
| Cash dividends | $384,000 | 2,091 |
| Sale, conversion, retirement of capital stock, net | $0 | 494 |
| Net operating income | $470,640 | 3,632 |
| 2022-03-31 (YTD Data) | Rank | |
| Total interest income | $1,847,000 | 2,848 |
| Total interest expense | $178,000 | 2,389 |
| Net interest income | $1,669,000 | 2,867 |
| Provision for loan and lease losses | $15,000 | 1,841 |
| Total noninterest income | $248,000 | 2,801 |
| Gross Fiduciary activities income | $0 | 892 |
| Service charges on deposit accounts | $77,000 | 2,220 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $171,000 | 2,742 |
| Total noninterest expense | $1,619,000 | 2,613 |
| Salaries and employee benefits | $952,000 | 2,582 |
| Premises and equipment expense | $106,000 | 3,256 |
| Additional noninterest expense | $561,000 | 2,393 |
| Pre-tax net operating income | $283,000 | 3,494 |
| Securities gains (losses) | $28,000 | 259 |
| Applicable income taxes | $37,000 | 2,656 |
| Income before extraordinary items | $274,000 | 3,367 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $274,000 | 3,365 |
| Minority interest net income | $0 | 50 |
| Net income of bank and minority interests. | $274,000 | 3,367 |
| Net charge-offs | $-2,000 | 3,266 |
| Cash dividends | $192,000 | 1,760 |
| Sale, conversion, retirement of capital stock, net | $0 | 453 |
| Net operating income | $249,360 | 3,470 |
| 2021-12-31 (YTD Data) | Rank | |
| Total interest income | $7,465,000 | 2,904 |
| Total interest expense | $843,000 | 2,464 |
| Net interest income | $6,622,000 | 2,926 |
| Provision for loan and lease losses | $45,000 | 2,606 |
| Total noninterest income | $1,056,000 | 2,907 |
| Gross Fiduciary activities income | $0 | 994 |
| Service charges on deposit accounts | $296,000 | 2,207 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $760,000 | 2,888 |
| Total noninterest expense | $7,084,000 | 2,464 |
| Salaries and employee benefits | $3,667,000 | 2,640 |
| Premises and equipment expense | $441,000 | 3,188 |
| Additional noninterest expense | $2,976,000 | 1,998 |
| Pre-tax net operating income | $549,000 | 4,203 |
| Securities gains (losses) | $260,000 | 516 |
| Applicable income taxes | $-56,000 | 4,758 |
| Income before extraordinary items | $865,000 | 3,860 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $865,000 | 3,860 |
| Minority interest net income | $0 | 74 |
| Net income of bank and minority interests. | $865,000 | 3,860 |
| Net charge-offs | $5,000 | 2,441 |
| Cash dividends | $816,000 | 2,405 |
| Sale, conversion, retirement of capital stock, net | $0 | 582 |
| Net operating income | $605,000 | 4,090 |
| 2021-09-30 (YTD Data) | Rank | |
| Total interest income | $5,674,000 | 2,940 |
| Total interest expense | $666,000 | 2,475 |
| Net interest income | $5,008,000 | 2,963 |
| Provision for loan and lease losses | $45,000 | 2,393 |
| Total noninterest income | $913,000 | 2,809 |
| Gross Fiduciary activities income | $0 | 957 |
| Service charges on deposit accounts | $210,000 | 2,269 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $703,000 | 2,718 |
| Total noninterest expense | $5,140,000 | 2,538 |
| Salaries and employee benefits | $2,715,000 | 2,662 |
| Premises and equipment expense | $336,000 | 3,217 |
| Additional noninterest expense | $2,089,000 | 2,100 |
| Pre-tax net operating income | $736,000 | 3,968 |
| Securities gains (losses) | $173,000 | 608 |
| Applicable income taxes | $-25,000 | 4,837 |
| Income before extraordinary items | $934,000 | 3,688 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $934,000 | 3,688 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $934,000 | 3,688 |
| Net charge-offs | $4,000 | 2,210 |
| Cash dividends | $632,000 | 2,116 |
| Sale, conversion, retirement of capital stock, net | $0 | 543 |
| Net operating income | $761,000 | 3,851 |
| 2021-06-30 (YTD Data) | Rank | |
| Total interest income | $3,907,000 | 2,921 |
| Total interest expense | $468,000 | 2,464 |
| Net interest income | $3,439,000 | 2,928 |
| Provision for loan and lease losses | $30,000 | 2,355 |
| Total noninterest income | $584,000 | 2,828 |
| Gross Fiduciary activities income | $0 | 951 |
| Service charges on deposit accounts | $131,000 | 2,309 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $453,000 | 2,733 |
| Total noninterest expense | $3,428,000 | 2,520 |
| Salaries and employee benefits | $1,771,000 | 2,696 |
| Premises and equipment expense | $214,000 | 3,288 |
| Additional noninterest expense | $1,443,000 | 2,031 |
| Pre-tax net operating income | $565,000 | 3,863 |
| Securities gains (losses) | $155,000 | 530 |
| Applicable income taxes | $-33,000 | 4,882 |
| Income before extraordinary items | $753,000 | 3,460 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $753,000 | 3,459 |
| Minority interest net income | $0 | 67 |
| Net income of bank and minority interests. | $753,000 | 3,460 |
| Net charge-offs | $2,000 | 2,060 |
| Cash dividends | $424,000 | 2,098 |
| Sale, conversion, retirement of capital stock, net | $0 | 517 |
| Net operating income | $598,000 | 3,685 |
| 2021-03-31 (YTD Data) | Rank | |
| Total interest income | $1,701,000 | 3,102 |
| Total interest expense | $246,000 | 2,470 |
| Net interest income | $1,455,000 | 3,159 |
| Provision for loan and lease losses | $15,000 | 2,330 |
| Total noninterest income | $272,000 | 2,892 |
| Gross Fiduciary activities income | $0 | 922 |
| Service charges on deposit accounts | $62,000 | 2,361 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $210,000 | 2,788 |
| Total noninterest expense | $1,704,000 | 2,509 |
| Salaries and employee benefits | $830,000 | 2,791 |
| Premises and equipment expense | $106,000 | 3,312 |
| Additional noninterest expense | $768,000 | 1,889 |
| Pre-tax net operating income | $8,000 | 4,752 |
| Securities gains (losses) | $117,000 | 436 |
| Applicable income taxes | $-127,000 | 4,954 |
| Income before extraordinary items | $252,000 | 3,849 |
| Extraordinary gains, net | $0 | 3 |
| Net income | $252,000 | 3,848 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $252,000 | 3,849 |
| Net charge-offs | $-1,000 | 3,038 |
| Cash dividends | $208,000 | 1,786 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $135,000 | 4,255 |
| 2020-12-31 (YTD Data) | Rank | |
| Total interest income | $7,466,000 | 2,986 |
| Total interest expense | $1,247,000 | 2,635 |
| Net interest income | $6,219,000 | 3,002 |
| Provision for loan and lease losses | $260,000 | 2,806 |
| Total noninterest income | $1,979,000 | 2,131 |
| Gross Fiduciary activities income | $0 | 1,030 |
| Service charges on deposit accounts | $247,000 | 2,476 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,732,000 | 1,942 |
| Total noninterest expense | $6,410,000 | 2,600 |
| Salaries and employee benefits | $3,394,000 | 2,738 |
| Premises and equipment expense | $460,000 | 3,184 |
| Additional noninterest expense | $2,556,000 | 2,174 |
| Pre-tax net operating income | $1,528,000 | 3,252 |
| Securities gains (losses) | $164,000 | 1,133 |
| Applicable income taxes | $245,000 | 2,437 |
| Income before extraordinary items | $1,447,000 | 3,229 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,447,000 | 3,228 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $1,447,000 | 3,229 |
| Net charge-offs | $468,000 | 1,012 |
| Cash dividends | $872,000 | 2,354 |
| Sale, conversion, retirement of capital stock, net | $0 | 566 |
| Net operating income | $1,305,960 | 3,292 |
| 2020-09-30 (YTD Data) | Rank | |
| Total interest income | $5,747,000 | 2,975 |
| Total interest expense | $968,000 | 2,665 |
| Net interest income | $4,779,000 | 2,972 |
| Provision for loan and lease losses | $45,000 | 3,752 |
| Total noninterest income | $1,570,000 | 2,041 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $184,000 | 2,497 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,386,000 | 1,823 |
| Total noninterest expense | $4,949,000 | 2,529 |
| Salaries and employee benefits | $2,525,000 | 2,746 |
| Premises and equipment expense | $336,000 | 3,228 |
| Additional noninterest expense | $2,088,000 | 2,010 |
| Pre-tax net operating income | $1,355,000 | 3,087 |
| Securities gains (losses) | $101,000 | 1,211 |
| Applicable income taxes | $176,000 | 2,464 |
| Income before extraordinary items | $1,280,000 | 3,038 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,280,000 | 3,037 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $1,280,000 | 3,038 |
| Net charge-offs | $57,000 | 1,993 |
| Cash dividends | $608,000 | 2,136 |
| Sale, conversion, retirement of capital stock, net | $0 | 532 |
| Net operating income | $1,191,120 | 3,086 |
| 2020-06-30 (YTD Data) | Rank | |
| Total interest income | $4,064,000 | 2,911 |
| Total interest expense | $701,000 | 2,654 |
| Net interest income | $3,363,000 | 2,903 |
| Provision for loan and lease losses | $30,000 | 3,658 |
| Total noninterest income | $1,207,000 | 1,833 |
| Gross Fiduciary activities income | $0 | 970 |
| Service charges on deposit accounts | $130,000 | 2,462 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,077,000 | 1,600 |
| Total noninterest expense | $3,281,000 | 2,537 |
| Salaries and employee benefits | $1,757,000 | 2,684 |
| Premises and equipment expense | $221,000 | 3,256 |
| Additional noninterest expense | $1,303,000 | 2,102 |
| Pre-tax net operating income | $1,259,000 | 2,627 |
| Securities gains (losses) | $-25,000 | 4,878 |
| Applicable income taxes | $185,000 | 2,117 |
| Income before extraordinary items | $1,049,000 | 2,750 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,049,000 | 2,749 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $1,049,000 | 2,750 |
| Net charge-offs | $61,000 | 1,618 |
| Cash dividends | $400,000 | 2,160 |
| Sale, conversion, retirement of capital stock, net | $0 | 504 |
| Net operating income | $1,070,250 | 2,669 |
| 2020-03-31 (YTD Data) | Rank | |
| Total interest income | $1,968,000 | 2,955 |
| Total interest expense | $360,000 | 2,750 |
| Net interest income | $1,608,000 | 2,962 |
| Provision for loan and lease losses | $15,000 | 3,204 |
| Total noninterest income | $250,000 | 2,734 |
| Gross Fiduciary activities income | $0 | 941 |
| Service charges on deposit accounts | $81,000 | 2,415 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $169,000 | 2,636 |
| Total noninterest expense | $1,655,000 | 2,556 |
| Salaries and employee benefits | $848,000 | 2,749 |
| Premises and equipment expense | $110,000 | 3,269 |
| Additional noninterest expense | $697,000 | 2,028 |
| Pre-tax net operating income | $188,000 | 3,846 |
| Securities gains (losses) | $96,000 | 619 |
| Applicable income taxes | $22,000 | 2,842 |
| Income before extraordinary items | $262,000 | 3,434 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $262,000 | 3,435 |
| Minority interest net income | $0 | 56 |
| Net income of bank and minority interests. | $262,000 | 3,435 |
| Net charge-offs | $60,000 | 1,125 |
| Cash dividends | $200,000 | 1,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $173,680 | 3,815 |
| 2019-12-31 (YTD Data) | Rank | |
| Total interest income | $8,425,000 | 2,875 |
| Total interest expense | $1,677,000 | 2,604 |
| Net interest income | $6,748,000 | 2,909 |
| Provision for loan and lease losses | $60,000 | 3,246 |
| Total noninterest income | $1,142,000 | 2,650 |
| Gross Fiduciary activities income | $0 | 1,051 |
| Service charges on deposit accounts | $350,000 | 2,388 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $792,000 | 2,515 |
| Total noninterest expense | $6,841,000 | 2,488 |
| Salaries and employee benefits | $3,684,000 | 2,592 |
| Premises and equipment expense | $451,000 | 3,276 |
| Additional noninterest expense | $2,706,000 | 2,087 |
| Pre-tax net operating income | $989,000 | 3,877 |
| Securities gains (losses) | $120,000 | 835 |
| Applicable income taxes | $21,000 | 3,545 |
| Income before extraordinary items | $1,088,000 | 3,675 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,088,000 | 3,675 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $1,088,000 | 3,676 |
| Net charge-offs | $29,000 | 2,953 |
| Cash dividends | $1,065,000 | 2,259 |
| Sale, conversion, retirement of capital stock, net | $0 | 626 |
| Net operating income | $970,400 | 3,784 |
| 2019-09-30 (YTD Data) | Rank | |
| Total interest income | $6,370,000 | 2,905 |
| Total interest expense | $1,277,000 | 2,606 |
| Net interest income | $5,093,000 | 2,936 |
| Provision for loan and lease losses | $45,000 | 3,145 |
| Total noninterest income | $896,000 | 2,589 |
| Gross Fiduciary activities income | $0 | 1,014 |
| Service charges on deposit accounts | $261,000 | 2,418 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $635,000 | 2,432 |
| Total noninterest expense | $5,013,000 | 2,535 |
| Salaries and employee benefits | $2,646,000 | 2,665 |
| Premises and equipment expense | $340,000 | 3,292 |
| Additional noninterest expense | $2,027,000 | 2,097 |
| Pre-tax net operating income | $931,000 | 3,727 |
| Securities gains (losses) | $12,000 | 1,604 |
| Applicable income taxes | $60,000 | 3,178 |
| Income before extraordinary items | $883,000 | 3,675 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $883,000 | 3,674 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $883,000 | 3,675 |
| Net charge-offs | $15,000 | 2,825 |
| Cash dividends | $826,000 | 2,013 |
| Sale, conversion, retirement of capital stock, net | $0 | 590 |
| Net operating income | $871,720 | 3,661 |
| 2019-06-30 (YTD Data) | Rank | |
| Total interest income | $4,242,000 | 2,918 |
| Total interest expense | $878,000 | 2,537 |
| Net interest income | $3,364,000 | 2,962 |
| Provision for loan and lease losses | $30,000 | 3,043 |
| Total noninterest income | $534,000 | 2,719 |
| Gross Fiduciary activities income | $0 | 1,004 |
| Service charges on deposit accounts | $173,000 | 2,415 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $361,000 | 2,607 |
| Total noninterest expense | $3,407,000 | 2,520 |
| Salaries and employee benefits | $1,790,000 | 2,668 |
| Premises and equipment expense | $225,000 | 3,312 |
| Additional noninterest expense | $1,392,000 | 2,064 |
| Pre-tax net operating income | $461,000 | 4,072 |
| Securities gains (losses) | $2,000 | 1,537 |
| Applicable income taxes | $-14,000 | 5,180 |
| Income before extraordinary items | $477,000 | 3,912 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $477,000 | 3,910 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $477,000 | 3,911 |
| Net charge-offs | $15,000 | 2,458 |
| Cash dividends | $384,000 | 2,390 |
| Sale, conversion, retirement of capital stock, net | $0 | 573 |
| Net operating income | $475,000 | 3,905 |
| 2019-03-31 (YTD Data) | Rank | |
| Total interest income | $2,029,000 | 2,998 |
| Total interest expense | $442,000 | 2,479 |
| Net interest income | $1,587,000 | 3,076 |
| Provision for loan and lease losses | $15,000 | 2,868 |
| Total noninterest income | $244,000 | 2,791 |
| Gross Fiduciary activities income | $0 | 972 |
| Service charges on deposit accounts | $84,000 | 2,444 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $160,000 | 2,682 |
| Total noninterest expense | $1,655,000 | 2,592 |
| Salaries and employee benefits | $840,000 | 2,783 |
| Premises and equipment expense | $116,000 | 3,295 |
| Additional noninterest expense | $699,000 | 2,029 |
| Pre-tax net operating income | $161,000 | 4,388 |
| Securities gains (losses) | $2,000 | 961 |
| Applicable income taxes | $-19,000 | 5,228 |
| Income before extraordinary items | $182,000 | 4,183 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $182,000 | 4,182 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $182,000 | 4,182 |
| Net charge-offs | $19,000 | 1,716 |
| Cash dividends | $192,000 | 2,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 529 |
| Net operating income | $180,000 | 4,184 |
| 2018-12-31 (YTD Data) | Rank | |
| Total interest income | $8,170,000 | 2,899 |
| Total interest expense | $1,463,000 | 2,381 |
| Net interest income | $6,707,000 | 2,971 |
| Provision for loan and lease losses | $-70,000 | 5,158 |
| Total noninterest income | $1,174,000 | 2,640 |
| Gross Fiduciary activities income | $0 | 1,098 |
| Service charges on deposit accounts | $322,000 | 2,637 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $852,000 | 2,422 |
| Total noninterest expense | $6,789,000 | 2,511 |
| Salaries and employee benefits | $3,694,000 | 2,586 |
| Premises and equipment expense | $375,000 | 3,648 |
| Additional noninterest expense | $2,720,000 | 2,078 |
| Pre-tax net operating income | $1,162,000 | 3,861 |
| Securities gains (losses) | $9,000 | 738 |
| Applicable income taxes | $37,000 | 3,467 |
| Income before extraordinary items | $1,134,000 | 3,736 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $1,134,000 | 3,734 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $1,134,000 | 3,735 |
| Net charge-offs | $-36,000 | 4,821 |
| Cash dividends | $752,000 | 2,533 |
| Sale, conversion, retirement of capital stock, net | $0 | 671 |
| Net operating income | $1,125,270 | 3,754 |
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $6,073,000 | 2,921 |
| Total interest expense | $1,060,000 | 2,356 |
| Net interest income | $5,013,000 | 2,994 |
| Provision for loan and lease losses | $45,000 | 3,238 |
| Total noninterest income | $913,000 | 2,626 |
| Gross Fiduciary activities income | $0 | 1,048 |
| Service charges on deposit accounts | $239,000 | 2,664 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $674,000 | 2,384 |
| Total noninterest expense | $5,041,000 | 2,539 |
| Salaries and employee benefits | $2,595,000 | 2,713 |
| Premises and equipment expense | $351,000 | 3,307 |
| Additional noninterest expense | $2,095,000 | 2,040 |
| Pre-tax net operating income | $840,000 | 3,971 |
| Securities gains (losses) | $0 | 1,118 |
| Applicable income taxes | $0 | 4,032 |
| Income before extraordinary items | $840,000 | 3,811 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $840,000 | 3,809 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $840,000 | 3,810 |
| Net charge-offs | $-33,000 | 4,813 |
| Cash dividends | $528,000 | 2,310 |
| Sale, conversion, retirement of capital stock, net | $0 | 633 |
| Net operating income | $840,000 | 3,817 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $3,994,000 | 2,931 |
| Total interest expense | $695,000 | 2,300 |
| Net interest income | $3,299,000 | 3,021 |
| Provision for loan and lease losses | $30,000 | 3,103 |
| Total noninterest income | $530,000 | 2,808 |
| Gross Fiduciary activities income | $0 | 1,037 |
| Service charges on deposit accounts | $160,000 | 2,669 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $370,000 | 2,618 |
| Total noninterest expense | $3,351,000 | 2,558 |
| Salaries and employee benefits | $1,749,000 | 2,711 |
| Premises and equipment expense | $219,000 | 3,444 |
| Additional noninterest expense | $1,383,000 | 2,072 |
| Pre-tax net operating income | $448,000 | 4,225 |
| Securities gains (losses) | $-10,000 | 4,991 |
| Applicable income taxes | $-29,000 | 5,441 |
| Income before extraordinary items | $467,000 | 4,037 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $467,000 | 4,036 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $467,000 | 4,036 |
| Net charge-offs | $-33,000 | 4,911 |
| Cash dividends | $352,000 | 2,327 |
| Sale, conversion, retirement of capital stock, net | $0 | 620 |
| Net operating income | $477,000 | 4,013 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $1,988,000 | 2,950 |
| Total interest expense | $346,000 | 2,230 |
| Net interest income | $1,642,000 | 3,040 |
| Provision for loan and lease losses | $15,000 | 2,913 |
| Total noninterest income | $270,000 | 2,756 |
| Gross Fiduciary activities income | $0 | 1,003 |
| Service charges on deposit accounts | $76,000 | 2,755 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $194,000 | 2,526 |
| Total noninterest expense | $1,731,000 | 2,524 |
| Salaries and employee benefits | $823,000 | 2,851 |
| Premises and equipment expense | $108,000 | 3,514 |
| Additional noninterest expense | $800,000 | 1,818 |
| Pre-tax net operating income | $166,000 | 4,508 |
| Securities gains (losses) | $0 | 735 |
| Applicable income taxes | $-26,000 | 5,517 |
| Income before extraordinary items | $192,000 | 4,232 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $192,000 | 4,232 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $192,000 | 4,232 |
| Net charge-offs | $-1,000 | 3,770 |
| Cash dividends | $176,000 | 2,000 |
| Sale, conversion, retirement of capital stock, net | $0 | 580 |
| Net operating income | $192,000 | 4,236 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $7,893,000 | 2,894 |
| Total interest expense | $1,306,000 | 2,130 |
| Net interest income | $6,587,000 | 3,010 |
| Provision for loan and lease losses | $-95,000 | 5,368 |
| Total noninterest income | $1,198,000 | 2,691 |
| Gross Fiduciary activities income | $0 | 1,137 |
| Service charges on deposit accounts | $338,000 | 2,646 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $860,000 | 2,474 |
| Total noninterest expense | $6,994,000 | 2,515 |
| Salaries and employee benefits | $3,325,000 | 2,806 |
| Premises and equipment expense | $447,000 | 3,454 |
| Additional noninterest expense | $3,222,000 | 1,832 |
| Pre-tax net operating income | $886,000 | 4,209 |
| Securities gains (losses) | $52,000 | 878 |
| Applicable income taxes | $1,062,000 | 1,819 |
| Income before extraordinary items | $-124,000 | 5,428 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $-124,000 | 5,428 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $-124,000 | 5,428 |
| Net charge-offs | $-15,000 | 4,891 |
| Cash dividends | $760,000 | 2,527 |
| Sale, conversion, retirement of capital stock, net | $0 | 711 |
| Net operating income | $-157,280 | 5,441 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $5,899,000 | 2,917 |
| Total interest expense | $965,000 | 2,131 |
| Net interest income | $4,934,000 | 3,032 |
| Provision for loan and lease losses | $45,000 | 3,301 |
| Total noninterest income | $870,000 | 2,758 |
| Gross Fiduciary activities income | $0 | 1,093 |
| Service charges on deposit accounts | $255,000 | 2,656 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $615,000 | 2,553 |
| Total noninterest expense | $4,738,000 | 2,698 |
| Salaries and employee benefits | $2,407,000 | 2,887 |
| Premises and equipment expense | $426,000 | 3,056 |
| Additional noninterest expense | $1,905,000 | 2,225 |
| Pre-tax net operating income | $1,021,000 | 3,751 |
| Securities gains (losses) | $32,000 | 1,084 |
| Applicable income taxes | $69,000 | 3,334 |
| Income before extraordinary items | $984,000 | 3,576 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $984,000 | 3,576 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $984,000 | 3,576 |
| Net charge-offs | $2,000 | 3,621 |
| Cash dividends | $528,000 | 2,342 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $954,240 | 3,596 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $3,906,000 | 2,919 |
| Total interest expense | $636,000 | 2,119 |
| Net interest income | $3,270,000 | 3,030 |
| Provision for loan and lease losses | $30,000 | 3,129 |
| Total noninterest income | $561,000 | 2,810 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $177,000 | 2,590 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $384,000 | 2,641 |
| Total noninterest expense | $3,099,000 | 2,735 |
| Salaries and employee benefits | $1,660,000 | 2,843 |
| Premises and equipment expense | $270,000 | 3,149 |
| Additional noninterest expense | $1,169,000 | 2,377 |
| Pre-tax net operating income | $702,000 | 3,644 |
| Securities gains (losses) | $-7,000 | 5,446 |
| Applicable income taxes | $44,000 | 3,362 |
| Income before extraordinary items | $651,000 | 3,536 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $651,000 | 3,535 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $651,000 | 3,536 |
| Net charge-offs | $3,000 | 3,240 |
| Cash dividends | $352,000 | 2,343 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $657,580 | 3,500 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $1,901,000 | 2,979 |
| Total interest expense | $312,000 | 2,107 |
| Net interest income | $1,589,000 | 3,094 |
| Provision for loan and lease losses | $15,000 | 2,918 |
| Total noninterest income | $259,000 | 2,906 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $83,000 | 2,694 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $176,000 | 2,731 |
| Total noninterest expense | $1,527,000 | 2,790 |
| Salaries and employee benefits | $766,000 | 3,024 |
| Premises and equipment expense | $133,000 | 3,230 |
| Additional noninterest expense | $628,000 | 2,234 |
| Pre-tax net operating income | $306,000 | 3,801 |
| Securities gains (losses) | $0 | 1,153 |
| Applicable income taxes | $6,000 | 3,734 |
| Income before extraordinary items | $300,000 | 3,604 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $300,000 | 3,603 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $300,000 | 3,604 |
| Net charge-offs | $4,000 | 2,506 |
| Cash dividends | $176,000 | 2,041 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $300,000 | 3,586 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $7,599,000 | 2,953 |
| Total interest expense | $1,212,000 | 2,120 |
| Net interest income | $6,387,000 | 3,066 |
| Provision for loan and lease losses | $60,000 | 3,507 |
| Total noninterest income | $1,112,000 | 2,868 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $374,000 | 2,573 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $738,000 | 2,761 |
| Total noninterest expense | $6,912,000 | 2,579 |
| Salaries and employee benefits | $3,318,000 | 2,855 |
| Premises and equipment expense | $419,000 | 3,699 |
| Additional noninterest expense | $3,175,000 | 1,883 |
| Pre-tax net operating income | $527,000 | 4,773 |
| Securities gains (losses) | $225,000 | 809 |
| Applicable income taxes | $-138,000 | 5,785 |
| Income before extraordinary items | $890,000 | 4,049 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $890,000 | 4,047 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $890,000 | 4,048 |
| Net charge-offs | $80,000 | 2,791 |
| Cash dividends | $752,000 | 2,512 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $665,000 | 4,365 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $5,726,000 | 2,952 |
| Total interest expense | $901,000 | 2,128 |
| Net interest income | $4,825,000 | 3,062 |
| Provision for loan and lease losses | $45,000 | 3,408 |
| Total noninterest income | $844,000 | 2,865 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $286,000 | 2,547 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $558,000 | 2,750 |
| Total noninterest expense | $4,664,000 | 2,778 |
| Salaries and employee benefits | $2,303,000 | 2,978 |
| Premises and equipment expense | $320,000 | 3,691 |
| Additional noninterest expense | $2,041,000 | 2,147 |
| Pre-tax net operating income | $960,000 | 3,780 |
| Securities gains (losses) | $46,000 | 1,823 |
| Applicable income taxes | $64,000 | 3,458 |
| Income before extraordinary items | $942,000 | 3,593 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $942,000 | 3,591 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $942,000 | 3,593 |
| Net charge-offs | $39,000 | 2,751 |
| Cash dividends | $528,000 | 2,318 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $898,760 | 3,619 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $3,797,000 | 2,970 |
| Total interest expense | $598,000 | 2,141 |
| Net interest income | $3,199,000 | 3,092 |
| Provision for loan and lease losses | $30,000 | 3,242 |
| Total noninterest income | $533,000 | 2,928 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $200,000 | 2,444 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $333,000 | 2,893 |
| Total noninterest expense | $3,071,000 | 2,810 |
| Salaries and employee benefits | $800,000 | 4,311 |
| Premises and equipment expense | $194,000 | 3,867 |
| Additional noninterest expense | $2,077,000 | 1,490 |
| Pre-tax net operating income | $631,000 | 3,808 |
| Securities gains (losses) | $37,000 | 1,629 |
| Applicable income taxes | $0 | 4,338 |
| Income before extraordinary items | $668,000 | 3,492 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $668,000 | 3,487 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $668,000 | 3,489 |
| Net charge-offs | $22,000 | 2,715 |
| Cash dividends | $352,000 | 2,345 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $631,000 | 3,521 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $1,969,000 | 2,892 |
| Total interest expense | $302,000 | 2,125 |
| Net interest income | $1,667,000 | 3,015 |
| Provision for loan and lease losses | $15,000 | 2,996 |
| Total noninterest income | $239,000 | 3,087 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $94,000 | 2,518 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $145,000 | 3,025 |
| Total noninterest expense | $1,467,000 | 2,925 |
| Salaries and employee benefits | $376,000 | 4,475 |
| Premises and equipment expense | $103,000 | 3,806 |
| Additional noninterest expense | $988,000 | 1,539 |
| Pre-tax net operating income | $424,000 | 3,304 |
| Securities gains (losses) | $26,000 | 1,120 |
| Applicable income taxes | $63,000 | 2,817 |
| Income before extraordinary items | $387,000 | 3,189 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $387,000 | 3,187 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $387,000 | 3,188 |
| Net charge-offs | $-5,000 | 4,858 |
| Cash dividends | $176,000 | 2,036 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $364,640 | 3,231 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $7,543,000 | 2,959 |
| Total interest expense | $1,158,000 | 2,176 |
| Net interest income | $6,385,000 | 3,068 |
| Provision for loan and lease losses | $-140,000 | 5,773 |
| Total noninterest income | $1,114,000 | 2,896 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $370,000 | 2,667 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $744,000 | 2,745 |
| Total noninterest expense | $6,237,000 | 2,788 |
| Salaries and employee benefits | $2,790,000 | 3,176 |
| Premises and equipment expense | $456,000 | 3,647 |
| Additional noninterest expense | $2,991,000 | 2,014 |
| Pre-tax net operating income | $1,402,000 | 3,599 |
| Securities gains (losses) | $112,000 | 1,103 |
| Applicable income taxes | $0 | 4,402 |
| Income before extraordinary items | $1,514,000 | 3,212 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $1,514,000 | 3,213 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,514,000 | 3,214 |
| Net charge-offs | $51,000 | 3,233 |
| Cash dividends | $752,000 | 2,457 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $1,402,000 | 3,301 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $5,721,000 | 2,949 |
| Total interest expense | $859,000 | 2,217 |
| Net interest income | $4,862,000 | 3,057 |
| Provision for loan and lease losses | $10,000 | 4,009 |
| Total noninterest income | $767,000 | 3,044 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $276,000 | 2,699 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $491,000 | 2,941 |
| Total noninterest expense | $4,453,000 | 2,897 |
| Salaries and employee benefits | $2,301,000 | 3,013 |
| Premises and equipment expense | $352,000 | 3,657 |
| Additional noninterest expense | $1,800,000 | 2,411 |
| Pre-tax net operating income | $1,166,000 | 3,512 |
| Securities gains (losses) | $66,000 | 1,289 |
| Applicable income taxes | $155,000 | 2,995 |
| Income before extraordinary items | $1,077,000 | 3,383 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,077,000 | 3,381 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $1,077,000 | 3,382 |
| Net charge-offs | $50,000 | 2,778 |
| Cash dividends | $504,000 | 2,298 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $1,019,580 | 3,410 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $3,844,000 | 2,939 |
| Total interest expense | $568,000 | 2,243 |
| Net interest income | $3,276,000 | 3,034 |
| Provision for loan and lease losses | $10,000 | 3,765 |
| Total noninterest income | $461,000 | 3,226 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $181,000 | 2,691 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $280,000 | 3,150 |
| Total noninterest expense | $2,998,000 | 2,889 |
| Salaries and employee benefits | $1,488,000 | 3,096 |
| Premises and equipment expense | $239,000 | 3,643 |
| Additional noninterest expense | $1,271,000 | 2,319 |
| Pre-tax net operating income | $729,000 | 3,582 |
| Securities gains (losses) | $33,000 | 1,449 |
| Applicable income taxes | $84,000 | 3,137 |
| Income before extraordinary items | $678,000 | 3,469 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $678,000 | 3,469 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $678,000 | 3,470 |
| Net charge-offs | $47,000 | 2,361 |
| Cash dividends | $336,000 | 2,320 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $648,630 | 3,481 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $1,921,000 | 2,933 |
| Total interest expense | $285,000 | 2,251 |
| Net interest income | $1,636,000 | 3,040 |
| Provision for loan and lease losses | $10,000 | 3,223 |
| Total noninterest income | $221,000 | 3,253 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $87,000 | 2,739 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $134,000 | 3,187 |
| Total noninterest expense | $1,478,000 | 2,928 |
| Salaries and employee benefits | $765,000 | 3,064 |
| Premises and equipment expense | $121,000 | 3,636 |
| Additional noninterest expense | $592,000 | 2,446 |
| Pre-tax net operating income | $369,000 | 3,514 |
| Securities gains (losses) | $13,000 | 1,390 |
| Applicable income taxes | $45,000 | 3,067 |
| Income before extraordinary items | $337,000 | 3,436 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $337,000 | 3,439 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $337,000 | 3,439 |
| Net charge-offs | $43,000 | 1,671 |
| Cash dividends | $168,000 | 1,984 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $325,560 | 3,410 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $7,897,000 | 2,911 |
| Total interest expense | $1,379,000 | 2,031 |
| Net interest income | $6,518,000 | 3,050 |
| Provision for loan and lease losses | $110,000 | 3,095 |
| Total noninterest income | $1,052,000 | 3,038 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $418,000 | 2,600 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $634,000 | 2,961 |
| Total noninterest expense | $6,236,000 | 2,834 |
| Salaries and employee benefits | $2,966,000 | 3,101 |
| Premises and equipment expense | $571,000 | 3,340 |
| Additional noninterest expense | $2,699,000 | 2,238 |
| Pre-tax net operating income | $1,224,000 | 3,819 |
| Securities gains (losses) | $199,000 | 809 |
| Applicable income taxes | $53,000 | 3,685 |
| Income before extraordinary items | $1,370,000 | 3,400 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $1,370,000 | 3,402 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,370,000 | 3,402 |
| Net charge-offs | $2,000 | 4,861 |
| Cash dividends | $720,000 | 2,436 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,178,960 | 3,622 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $5,961,000 | 2,929 |
| Total interest expense | $1,062,000 | 2,011 |
| Net interest income | $4,899,000 | 3,071 |
| Provision for loan and lease losses | $90,000 | 2,885 |
| Total noninterest income | $759,000 | 3,126 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $317,000 | 2,606 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $442,000 | 3,077 |
| Total noninterest expense | $4,533,000 | 2,912 |
| Salaries and employee benefits | $2,311,000 | 3,037 |
| Premises and equipment expense | $408,000 | 3,488 |
| Additional noninterest expense | $1,814,000 | 2,489 |
| Pre-tax net operating income | $1,035,000 | 3,694 |
| Securities gains (losses) | $66,000 | 1,268 |
| Applicable income taxes | $144,000 | 3,062 |
| Income before extraordinary items | $957,000 | 3,581 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $957,000 | 3,582 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $957,000 | 3,583 |
| Net charge-offs | $1,000 | 4,590 |
| Cash dividends | $480,000 | 2,248 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $899,580 | 3,643 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $4,005,000 | 2,915 |
| Total interest expense | $713,000 | 2,019 |
| Net interest income | $3,292,000 | 3,044 |
| Provision for loan and lease losses | $60,000 | 2,755 |
| Total noninterest income | $484,000 | 3,170 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $208,000 | 2,614 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $276,000 | 3,156 |
| Total noninterest expense | $3,036,000 | 2,917 |
| Salaries and employee benefits | $1,504,000 | 3,108 |
| Premises and equipment expense | $270,000 | 3,528 |
| Additional noninterest expense | $1,262,000 | 2,379 |
| Pre-tax net operating income | $680,000 | 3,642 |
| Securities gains (losses) | $55,000 | 1,121 |
| Applicable income taxes | $100,000 | 3,006 |
| Income before extraordinary items | $635,000 | 3,522 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $635,000 | 3,527 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $635,000 | 3,528 |
| Net charge-offs | $2,000 | 4,144 |
| Cash dividends | $320,000 | 2,264 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $587,700 | 3,606 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $2,018,000 | 2,911 |
| Total interest expense | $361,000 | 2,022 |
| Net interest income | $1,657,000 | 3,040 |
| Provision for loan and lease losses | $30,000 | 2,577 |
| Total noninterest income | $224,000 | 3,265 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $98,000 | 2,708 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $126,000 | 3,228 |
| Total noninterest expense | $1,478,000 | 2,993 |
| Salaries and employee benefits | $761,000 | 3,101 |
| Premises and equipment expense | $131,000 | 3,648 |
| Additional noninterest expense | $586,000 | 2,536 |
| Pre-tax net operating income | $373,000 | 3,409 |
| Securities gains (losses) | $46,000 | 677 |
| Applicable income taxes | $83,000 | 2,517 |
| Income before extraordinary items | $336,000 | 3,335 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $336,000 | 3,338 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $336,000 | 3,338 |
| Net charge-offs | $7,000 | 2,989 |
| Cash dividends | $160,000 | 1,919 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $299,200 | 3,503 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $8,109,000 | 2,912 |
| Total interest expense | $1,606,000 | 2,034 |
| Net interest income | $6,503,000 | 3,065 |
| Provision for loan and lease losses | $90,000 | 3,788 |
| Total noninterest income | $1,000,000 | 3,200 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $411,000 | 2,750 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $589,000 | 3,147 |
| Total noninterest expense | $6,097,000 | 2,955 |
| Salaries and employee benefits | $3,023,000 | 3,091 |
| Premises and equipment expense | $555,000 | 3,495 |
| Additional noninterest expense | $2,519,000 | 2,449 |
| Pre-tax net operating income | $1,316,000 | 3,614 |
| Securities gains (losses) | $70,000 | 1,565 |
| Applicable income taxes | $89,000 | 3,476 |
| Income before extraordinary items | $1,297,000 | 3,412 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,297,000 | 3,413 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $1,297,000 | 3,415 |
| Net charge-offs | $170,000 | 3,200 |
| Cash dividends | $688,000 | 2,384 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $1,231,200 | 3,459 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $6,111,000 | 2,927 |
| Total interest expense | $1,233,000 | 2,052 |
| Net interest income | $4,878,000 | 3,097 |
| Provision for loan and lease losses | $75,000 | 3,636 |
| Total noninterest income | $726,000 | 3,312 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $315,000 | 2,730 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $411,000 | 3,307 |
| Total noninterest expense | $4,737,000 | 2,876 |
| Salaries and employee benefits | $2,320,000 | 3,071 |
| Premises and equipment expense | $405,000 | 3,584 |
| Additional noninterest expense | $2,012,000 | 2,291 |
| Pre-tax net operating income | $792,000 | 4,071 |
| Securities gains (losses) | $14,000 | 2,364 |
| Applicable income taxes | $54,000 | 3,681 |
| Income before extraordinary items | $752,000 | 3,930 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $752,000 | 3,933 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $752,000 | 3,933 |
| Net charge-offs | $-3,000 | 5,867 |
| Cash dividends | $480,000 | 2,137 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $738,980 | 3,896 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $4,083,000 | 2,921 |
| Total interest expense | $841,000 | 2,053 |
| Net interest income | $3,242,000 | 3,106 |
| Provision for loan and lease losses | $60,000 | 3,384 |
| Total noninterest income | $437,000 | 3,550 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $212,000 | 2,685 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $225,000 | 3,605 |
| Total noninterest expense | $3,077,000 | 2,933 |
| Salaries and employee benefits | $1,477,000 | 3,182 |
| Premises and equipment expense | $270,000 | 3,594 |
| Additional noninterest expense | $1,330,000 | 2,302 |
| Pre-tax net operating income | $542,000 | 4,004 |
| Securities gains (losses) | $7,000 | 2,393 |
| Applicable income taxes | $31,000 | 3,745 |
| Income before extraordinary items | $518,000 | 3,867 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $518,000 | 3,870 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $518,000 | 3,871 |
| Net charge-offs | $7,000 | 4,432 |
| Cash dividends | $320,000 | 2,123 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $511,420 | 3,800 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $2,082,000 | 2,887 |
| Total interest expense | $429,000 | 2,058 |
| Net interest income | $1,653,000 | 3,070 |
| Provision for loan and lease losses | $30,000 | 3,174 |
| Total noninterest income | $216,000 | 3,526 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $105,000 | 2,697 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $111,000 | 3,602 |
| Total noninterest expense | $1,431,000 | 3,127 |
| Salaries and employee benefits | $680,000 | 3,395 |
| Premises and equipment expense | $125,000 | 3,806 |
| Additional noninterest expense | $626,000 | 2,450 |
| Pre-tax net operating income | $408,000 | 3,265 |
| Securities gains (losses) | $2,000 | 1,785 |
| Applicable income taxes | $70,000 | 2,737 |
| Income before extraordinary items | $340,000 | 3,330 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $340,000 | 3,330 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $340,000 | 3,332 |
| Net charge-offs | $9,000 | 3,485 |
| Cash dividends | $160,000 | 1,767 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $338,340 | 3,233 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $8,489,000 | 2,961 |
| Total interest expense | $2,014,000 | 2,125 |
| Net interest income | $6,475,000 | 3,188 |
| Provision for loan and lease losses | $120,000 | 4,465 |
| Total noninterest income | $1,188,000 | 2,981 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $472,000 | 2,609 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $716,000 | 2,859 |
| Total noninterest expense | $5,996,000 | 3,037 |
| Salaries and employee benefits | $3,029,000 | 3,113 |
| Premises and equipment expense | $542,000 | 3,621 |
| Additional noninterest expense | $2,425,000 | 2,631 |
| Pre-tax net operating income | $1,547,000 | 3,287 |
| Securities gains (losses) | $-154,000 | 6,937 |
| Applicable income taxes | $37,000 | 3,989 |
| Income before extraordinary items | $1,356,000 | 3,309 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,356,000 | 3,310 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $1,356,000 | 3,310 |
| Net charge-offs | $67,000 | 4,729 |
| Cash dividends | $688,000 | 2,410 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $1,505,380 | 2,993 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $6,320,000 | 3,033 |
| Total interest expense | $1,553,000 | 2,159 |
| Net interest income | $4,767,000 | 3,274 |
| Provision for loan and lease losses | $90,000 | 4,446 |
| Total noninterest income | $939,000 | 2,900 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $367,000 | 2,561 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $572,000 | 2,743 |
| Total noninterest expense | $4,617,000 | 2,987 |
| Salaries and employee benefits | $2,334,000 | 3,071 |
| Premises and equipment expense | $372,000 | 3,892 |
| Additional noninterest expense | $1,911,000 | 2,528 |
| Pre-tax net operating income | $999,000 | 3,633 |
| Securities gains (losses) | $-269,000 | 7,086 |
| Applicable income taxes | $-47,000 | 6,843 |
| Income before extraordinary items | $777,000 | 3,907 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $777,000 | 3,907 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $777,000 | 3,909 |
| Net charge-offs | $33,000 | 4,788 |
| Cash dividends | $456,000 | 2,122 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $1,046,000 | 3,198 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $4,235,000 | 3,051 |
| Total interest expense | $1,055,000 | 2,186 |
| Net interest income | $3,180,000 | 3,279 |
| Provision for loan and lease losses | $60,000 | 4,338 |
| Total noninterest income | $511,000 | 3,205 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $246,000 | 2,518 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $265,000 | 3,249 |
| Total noninterest expense | $2,990,000 | 3,077 |
| Salaries and employee benefits | $1,508,000 | 3,150 |
| Premises and equipment expense | $238,000 | 3,993 |
| Additional noninterest expense | $1,244,000 | 2,592 |
| Pre-tax net operating income | $641,000 | 3,690 |
| Securities gains (losses) | $-280,000 | 7,167 |
| Applicable income taxes | $-42,000 | 6,928 |
| Income before extraordinary items | $403,000 | 4,345 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $403,000 | 4,348 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $403,000 | 4,347 |
| Net charge-offs | $42,000 | 4,179 |
| Cash dividends | $304,000 | 2,123 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $683,000 | 3,202 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $2,126,000 | 3,065 |
| Total interest expense | $543,000 | 2,201 |
| Net interest income | $1,583,000 | 3,308 |
| Provision for loan and lease losses | $30,000 | 4,088 |
| Total noninterest income | $255,000 | 3,222 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $124,000 | 2,487 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $131,000 | 3,265 |
| Total noninterest expense | $1,475,000 | 3,099 |
| Salaries and employee benefits | $776,000 | 3,098 |
| Premises and equipment expense | $101,000 | 4,371 |
| Additional noninterest expense | $598,000 | 2,672 |
| Pre-tax net operating income | $333,000 | 3,645 |
| Securities gains (losses) | $1,000 | 2,095 |
| Applicable income taxes | $38,000 | 3,275 |
| Income before extraordinary items | $296,000 | 3,684 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $296,000 | 3,686 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $296,000 | 3,687 |
| Net charge-offs | $-11,000 | 6,688 |
| Cash dividends | $152,000 | 1,776 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $295,110 | 3,521 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $8,663,000 | 3,115 |
| Total interest expense | $2,189,000 | 2,586 |
| Net interest income | $6,474,000 | 3,272 |
| Provision for loan and lease losses | $120,000 | 5,149 |
| Total noninterest income | $1,108,000 | 2,946 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $81,000 | 5,797 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $1,027,000 | 2,096 |
| Total noninterest expense | $5,829,000 | 3,128 |
| Salaries and employee benefits | $2,989,000 | 3,123 |
| Premises and equipment expense | $456,000 | 4,271 |
| Additional noninterest expense | $2,384,000 | 2,688 |
| Pre-tax net operating income | $1,633,000 | 2,888 |
| Securities gains (losses) | $178,000 | 1,551 |
| Applicable income taxes | $209,000 | 2,862 |
| Income before extraordinary items | $1,602,000 | 2,651 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,602,000 | 2,652 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $1,602,000 | 2,652 |
| Net charge-offs | $100,000 | 4,972 |
| Cash dividends | $656,000 | 2,113 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $1,445,360 | 2,751 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $6,559,000 | 3,125 |
| Total interest expense | $1,647,000 | 2,667 |
| Net interest income | $4,912,000 | 3,257 |
| Provision for loan and lease losses | $90,000 | 5,036 |
| Total noninterest income | $836,000 | 2,927 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $63,000 | 5,779 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $773,000 | 2,088 |
| Total noninterest expense | $4,340,000 | 3,151 |
| Salaries and employee benefits | $2,213,000 | 3,169 |
| Premises and equipment expense | $336,000 | 4,355 |
| Additional noninterest expense | $1,791,000 | 2,691 |
| Pre-tax net operating income | $1,318,000 | 2,823 |
| Securities gains (losses) | $1,000 | 3,451 |
| Applicable income taxes | $242,000 | 2,483 |
| Income before extraordinary items | $1,077,000 | 2,917 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,077,000 | 2,920 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $1,077,000 | 2,920 |
| Net charge-offs | $105,000 | 4,385 |
| Cash dividends | $432,000 | 1,957 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $1,076,180 | 2,820 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $4,387,000 | 3,150 |
| Total interest expense | $1,115,000 | 2,719 |
| Net interest income | $3,272,000 | 3,273 |
| Provision for loan and lease losses | $60,000 | 4,872 |
| Total noninterest income | $540,000 | 2,980 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $43,000 | 5,733 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $497,000 | 2,106 |
| Total noninterest expense | $2,772,000 | 3,296 |
| Salaries and employee benefits | $1,420,000 | 3,273 |
| Premises and equipment expense | $213,000 | 4,521 |
| Additional noninterest expense | $1,139,000 | 2,857 |
| Pre-tax net operating income | $980,000 | 2,580 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $196,000 | 2,250 |
| Income before extraordinary items | $784,000 | 2,704 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $784,000 | 2,704 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $784,000 | 2,704 |
| Net charge-offs | $59,000 | 4,321 |
| Cash dividends | $288,000 | 1,984 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $784,000 | 2,623 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $2,194,000 | 3,159 |
| Total interest expense | $569,000 | 2,749 |
| Net interest income | $1,625,000 | 3,277 |
| Provision for loan and lease losses | $30,000 | 4,582 |
| Total noninterest income | $272,000 | 2,992 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $20,000 | 5,795 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $252,000 | 2,137 |
| Total noninterest expense | $1,434,000 | 3,216 |
| Salaries and employee benefits | $732,000 | 3,210 |
| Premises and equipment expense | $105,000 | 4,589 |
| Additional noninterest expense | $597,000 | 2,730 |
| Pre-tax net operating income | $433,000 | 2,815 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $81,000 | 2,406 |
| Income before extraordinary items | $352,000 | 2,917 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $352,000 | 2,916 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $352,000 | 2,917 |
| Net charge-offs | $-8,000 | 6,939 |
| Cash dividends | $144,000 | 1,676 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $352,000 | 2,865 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $9,113,000 | 3,185 |
| Total interest expense | $2,528,000 | 2,962 |
| Net interest income | $6,585,000 | 3,235 |
| Provision for loan and lease losses | $240,000 | 5,139 |
| Total noninterest income | $1,279,000 | 2,797 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $83,000 | 5,722 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $1,196,000 | 1,956 |
| Total noninterest expense | $6,028,000 | 3,089 |
| Salaries and employee benefits | $2,828,000 | 3,274 |
| Premises and equipment expense | $483,000 | 4,280 |
| Additional noninterest expense | $2,717,000 | 2,490 |
| Pre-tax net operating income | $1,596,000 | 2,625 |
| Securities gains (losses) | $269,000 | 1,352 |
| Applicable income taxes | $286,000 | 2,408 |
| Income before extraordinary items | $1,579,000 | 2,423 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,579,000 | 2,420 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $1,579,000 | 2,425 |
| Net charge-offs | $29,000 | 6,217 |
| Cash dividends | $600,000 | 2,113 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $1,350,350 | 2,584 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $6,875,000 | 3,237 |
| Total interest expense | $1,916,000 | 3,060 |
| Net interest income | $4,959,000 | 3,266 |
| Provision for loan and lease losses | $180,000 | 5,003 |
| Total noninterest income | $1,019,000 | 2,696 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $62,000 | 5,806 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $957,000 | 1,849 |
| Total noninterest expense | $4,413,000 | 3,164 |
| Salaries and employee benefits | $2,130,000 | 3,278 |
| Premises and equipment expense | $367,000 | 4,292 |
| Additional noninterest expense | $1,916,000 | 2,576 |
| Pre-tax net operating income | $1,385,000 | 2,536 |
| Securities gains (losses) | $99,000 | 1,948 |
| Applicable income taxes | $296,000 | 2,164 |
| Income before extraordinary items | $1,188,000 | 2,567 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $1,188,000 | 2,563 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $1,188,000 | 2,568 |
| Net charge-offs | $20,000 | 6,019 |
| Cash dividends | $360,000 | 2,150 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $1,108,800 | 2,576 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $4,674,000 | 3,220 |
| Total interest expense | $1,276,000 | 3,157 |
| Net interest income | $3,398,000 | 3,168 |
| Provision for loan and lease losses | $120,000 | 4,894 |
| Total noninterest income | $562,000 | 2,996 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $42,000 | 5,813 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $520,000 | 2,042 |
| Total noninterest expense | $2,834,000 | 3,252 |
| Salaries and employee benefits | $1,360,000 | 3,415 |
| Premises and equipment expense | $231,000 | 4,483 |
| Additional noninterest expense | $1,243,000 | 2,633 |
| Pre-tax net operating income | $1,006,000 | 2,354 |
| Securities gains (losses) | $101,000 | 1,408 |
| Applicable income taxes | $243,000 | 1,945 |
| Income before extraordinary items | $864,000 | 2,369 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $864,000 | 2,365 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $864,000 | 2,368 |
| Net charge-offs | $49,000 | 4,905 |
| Cash dividends | $240,000 | 2,166 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $785,220 | 2,442 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $2,202,000 | 3,452 |
| Total interest expense | $643,000 | 3,263 |
| Net interest income | $1,559,000 | 3,449 |
| Provision for loan and lease losses | $60,000 | 4,570 |
| Total noninterest income | $268,000 | 3,086 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $21,000 | 5,847 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $247,000 | 2,086 |
| Total noninterest expense | $1,357,000 | 3,417 |
| Salaries and employee benefits | $626,000 | 3,695 |
| Premises and equipment expense | $110,000 | 4,697 |
| Additional noninterest expense | $621,000 | 2,625 |
| Pre-tax net operating income | $410,000 | 2,794 |
| Securities gains (losses) | $52,000 | 1,130 |
| Applicable income taxes | $89,000 | 2,231 |
| Income before extraordinary items | $373,000 | 2,681 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $373,000 | 2,679 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $373,000 | 2,682 |
| Net charge-offs | $123,000 | 2,927 |
| Cash dividends | $120,000 | 1,762 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $330,880 | 2,833 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $9,037,000 | 3,503 |
| Total interest expense | $2,878,000 | 3,523 |
| Net interest income | $6,159,000 | 3,392 |
| Provision for loan and lease losses | $465,000 | 4,649 |
| Total noninterest income | $1,170,000 | 3,032 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $88,000 | 5,919 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $1,082,000 | 2,060 |
| Total noninterest expense | $6,389,000 | 3,022 |
| Salaries and employee benefits | $2,799,000 | 3,390 |
| Premises and equipment expense | $558,000 | 4,093 |
| Additional noninterest expense | $3,032,000 | 2,320 |
| Pre-tax net operating income | $475,000 | 4,056 |
| Securities gains (losses) | $333,000 | 1,150 |
| Applicable income taxes | $-38,000 | 6,400 |
| Income before extraordinary items | $846,000 | 3,051 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $846,000 | 3,049 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $846,000 | 3,049 |
| Net charge-offs | $177,000 | 5,138 |
| Cash dividends | $240,000 | 3,472 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $513,000 | 3,774 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $6,804,000 | 3,530 |
| Total interest expense | $2,194,000 | 3,614 |
| Net interest income | $4,610,000 | 3,403 |
| Provision for loan and lease losses | $245,000 | 4,887 |
| Total noninterest income | $843,000 | 3,162 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $65,000 | 5,987 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $778,000 | 2,158 |
| Total noninterest expense | $4,656,000 | 3,099 |
| Salaries and employee benefits | $1,947,000 | 3,620 |
| Premises and equipment expense | $388,000 | 4,334 |
| Additional noninterest expense | $2,321,000 | 2,251 |
| Pre-tax net operating income | $552,000 | 3,744 |
| Securities gains (losses) | $-8,000 | 7,209 |
| Applicable income taxes | $-61,000 | 6,846 |
| Income before extraordinary items | $605,000 | 3,379 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $605,000 | 3,377 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $605,000 | 3,379 |
| Net charge-offs | $175,000 | 4,406 |
| Cash dividends | $160,000 | 3,260 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $613,000 | 3,258 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $4,507,000 | 3,582 |
| Total interest expense | $1,483,000 | 3,703 |
| Net interest income | $3,024,000 | 3,434 |
| Provision for loan and lease losses | $140,000 | 4,862 |
| Total noninterest income | $546,000 | 3,210 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $43,000 | 6,001 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $503,000 | 2,217 |
| Total noninterest expense | $3,053,000 | 3,176 |
| Salaries and employee benefits | $1,315,000 | 3,628 |
| Premises and equipment expense | $259,000 | 4,366 |
| Additional noninterest expense | $1,479,000 | 2,367 |
| Pre-tax net operating income | $377,000 | 3,786 |
| Securities gains (losses) | $-8,000 | 7,458 |
| Applicable income taxes | $-30,000 | 6,911 |
| Income before extraordinary items | $399,000 | 3,481 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $399,000 | 3,478 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $399,000 | 3,479 |
| Net charge-offs | $98,000 | 4,266 |
| Cash dividends | $80,000 | 3,418 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $407,000 | 3,331 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $2,315,000 | 3,551 |
| Total interest expense | $752,000 | 3,766 |
| Net interest income | $1,563,000 | 3,339 |
| Provision for loan and lease losses | $60,000 | 4,614 |
| Total noninterest income | $244,000 | 3,430 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $21,000 | 6,011 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $223,000 | 2,361 |
| Total noninterest expense | $1,522,000 | 3,102 |
| Salaries and employee benefits | $599,000 | 3,924 |
| Premises and equipment expense | $135,000 | 4,292 |
| Additional noninterest expense | $788,000 | 2,017 |
| Pre-tax net operating income | $225,000 | 3,841 |
| Securities gains (losses) | $-6,000 | 7,794 |
| Applicable income taxes | $-1,000 | 7,065 |
| Income before extraordinary items | $220,000 | 3,705 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $220,000 | 3,705 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $220,000 | 3,706 |
| Net charge-offs | $77,000 | 3,144 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $226,000 | 3,507 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $9,687,000 | 3,622 |
| Total interest expense | $3,527,000 | 3,824 |
| Net interest income | $6,160,000 | 3,412 |
| Provision for loan and lease losses | $190,000 | 5,266 |
| Total noninterest income | $697,000 | 4,150 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $93,000 | 5,996 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $604,000 | 2,881 |
| Total noninterest expense | $6,098,000 | 3,029 |
| Salaries and employee benefits | $2,609,000 | 3,652 |
| Premises and equipment expense | $567,000 | 4,117 |
| Additional noninterest expense | $2,922,000 | 2,052 |
| Pre-tax net operating income | $569,000 | 4,684 |
| Securities gains (losses) | $-799,000 | 7,664 |
| Applicable income taxes | $-430,000 | 7,442 |
| Income before extraordinary items | $200,000 | 5,485 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $200,000 | 5,483 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $403,000 | 3,112 |
| Cash dividends | $48,000 | 5,257 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $711,360 | 4,051 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $7,251,000 | 3,677 |
| Total interest expense | $2,741,000 | 3,846 |
| Net interest income | $4,510,000 | 3,491 |
| Provision for loan and lease losses | $140,000 | 4,706 |
| Total noninterest income | $725,000 | 3,571 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $69,000 | 6,058 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $656,000 | 2,406 |
| Total noninterest expense | $4,759,000 | 2,901 |
| Salaries and employee benefits | $1,911,000 | 3,749 |
| Premises and equipment expense | $415,000 | 4,188 |
| Additional noninterest expense | $2,433,000 | 1,819 |
| Pre-tax net operating income | $336,000 | 5,505 |
| Securities gains (losses) | $-589,000 | 7,810 |
| Applicable income taxes | $-294,000 | 7,735 |
| Income before extraordinary items | $41,000 | 6,444 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $41,000 | 6,442 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $340,000 | 2,412 |
| Cash dividends | $48,000 | 4,716 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $417,960 | 4,890 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $4,838,000 | 3,729 |
| Total interest expense | $1,837,000 | 3,950 |
| Net interest income | $3,001,000 | 3,492 |
| Provision for loan and lease losses | $95,000 | 4,331 |
| Total noninterest income | $446,000 | 3,771 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $46,000 | 6,062 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $400,000 | 2,592 |
| Total noninterest expense | $3,161,000 | 2,918 |
| Salaries and employee benefits | $1,302,000 | 3,718 |
| Premises and equipment expense | $279,000 | 4,179 |
| Additional noninterest expense | $1,580,000 | 1,830 |
| Pre-tax net operating income | $191,000 | 5,881 |
| Securities gains (losses) | $11,000 | 2,404 |
| Applicable income taxes | $-45,000 | 7,738 |
| Income before extraordinary items | $247,000 | 5,303 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $247,000 | 5,304 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $312,000 | 1,760 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $236,000 | 5,303 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $2,509,000 | 3,717 |
| Total interest expense | $938,000 | 4,067 |
| Net interest income | $1,571,000 | 3,375 |
| Provision for loan and lease losses | $50,000 | 3,776 |
| Total noninterest income | $157,000 | 4,507 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $22,000 | 6,119 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $135,000 | 3,231 |
| Total noninterest expense | $1,627,000 | 2,842 |
| Salaries and employee benefits | $614,000 | 3,903 |
| Premises and equipment expense | $109,000 | 4,922 |
| Additional noninterest expense | $904,000 | 1,590 |
| Pre-tax net operating income | $51,000 | 6,599 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $-44,000 | 8,005 |
| Income before extraordinary items | $95,000 | 5,908 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $95,000 | 5,911 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $95,000 | 1,853 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $95,000 | 5,823 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $10,810,000 | 3,579 |
| Total interest expense | $5,080,000 | 3,427 |
| Net interest income | $5,730,000 | 3,628 |
| Provision for loan and lease losses | $1,200,000 | 1,247 |
| Total noninterest income | $790,000 | 4,028 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $92,000 | 6,127 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $698,000 | 2,763 |
| Total noninterest expense | $5,805,000 | 3,056 |
| Salaries and employee benefits | $2,739,000 | 3,470 |
| Premises and equipment expense | $567,000 | 3,997 |
| Additional noninterest expense | $2,499,000 | 2,178 |
| Pre-tax net operating income | $-485,000 | 7,808 |
| Securities gains (losses) | $47,000 | 820 |
| Applicable income taxes | $-490,000 | 8,310 |
| Income before extraordinary items | $52,000 | 7,316 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $52,000 | 7,315 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,121,000 | 942 |
| Cash dividends | $240,000 | 4,706 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $21,920 | 7,401 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $7,736,000 | 3,701 |
| Total interest expense | $3,912,000 | 3,357 |
| Net interest income | $3,824,000 | 3,950 |
| Provision for loan and lease losses | $800,000 | 1,092 |
| Total noninterest income | $458,000 | 4,612 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $69,000 | 6,161 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $389,000 | 3,253 |
| Total noninterest expense | $4,404,000 | 3,005 |
| Salaries and employee benefits | $2,004,000 | 3,530 |
| Premises and equipment expense | $417,000 | 4,039 |
| Additional noninterest expense | $1,983,000 | 2,020 |
| Pre-tax net operating income | $-922,000 | 8,267 |
| Securities gains (losses) | $8,000 | 1,069 |
| Applicable income taxes | $-524,000 | 8,447 |
| Income before extraordinary items | $-390,000 | 8,062 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $-390,000 | 8,058 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $882,000 | 706 |
| Cash dividends | $240,000 | 3,906 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $-395,120 | 8,053 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $5,064,000 | 3,752 |
| Total interest expense | $2,602,000 | 3,345 |
| Net interest income | $2,462,000 | 4,078 |
| Provision for loan and lease losses | $760,000 | 733 |
| Total noninterest income | $289,000 | 4,756 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $45,000 | 6,229 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $244,000 | 3,404 |
| Total noninterest expense | $3,190,000 | 2,803 |
| Salaries and employee benefits | $1,377,000 | 3,465 |
| Premises and equipment expense | $269,000 | 4,161 |
| Additional noninterest expense | $1,544,000 | 1,760 |
| Pre-tax net operating income | $-1,199,000 | 8,492 |
| Securities gains (losses) | $8,000 | 912 |
| Applicable income taxes | $-597,000 | 8,560 |
| Income before extraordinary items | $-594,000 | 8,372 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-594,000 | 8,371 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $863,000 | 496 |
| Cash dividends | $240,000 | 3,413 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $-599,120 | 8,367 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $2,488,000 | 3,787 |
| Total interest expense | $1,289,000 | 3,342 |
| Net interest income | $1,199,000 | 4,161 |
| Provision for loan and lease losses | $60,000 | 2,747 |
| Total noninterest income | $139,000 | 4,807 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $21,000 | 6,298 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $118,000 | 3,468 |
| Total noninterest expense | $1,440,000 | 3,086 |
| Salaries and employee benefits | $653,000 | 3,644 |
| Premises and equipment expense | $137,000 | 4,125 |
| Additional noninterest expense | $650,000 | 2,018 |
| Pre-tax net operating income | $-162,000 | 8,246 |
| Securities gains (losses) | $4,000 | 855 |
| Applicable income taxes | $-149,000 | 8,543 |
| Income before extraordinary items | $-9,000 | 7,905 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $-9,000 | 7,904 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 3,606 |
| Cash dividends | $120,000 | 2,940 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $-11,560 | 7,910 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $10,056,000 | 3,551 |
| Total interest expense | $4,737,000 | 3,164 |
| Net interest income | $5,319,000 | 3,844 |
| Provision for loan and lease losses | $255,000 | 3,055 |
| Total noninterest income | $921,000 | 3,730 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $88,000 | 6,312 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $833,000 | 2,517 |
| Total noninterest expense | $5,253,000 | 3,221 |
| Salaries and employee benefits | $2,864,000 | 3,262 |
| Premises and equipment expense | $569,000 | 3,916 |
| Additional noninterest expense | $1,820,000 | 2,791 |
| Pre-tax net operating income | $732,000 | 5,837 |
| Securities gains (losses) | $1,000 | 1,542 |
| Applicable income taxes | $-115,000 | 8,389 |
| Income before extraordinary items | $848,000 | 5,086 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $848,000 | 5,090 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $106,000 | 3,075 |
| Cash dividends | $584,000 | 3,507 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $847,000 | 5,079 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $7,532,000 | 3,537 |
| Total interest expense | $3,474,000 | 3,131 |
| Net interest income | $4,058,000 | 3,810 |
| Provision for loan and lease losses | $195,000 | 2,911 |
| Total noninterest income | $549,000 | 4,273 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $65,000 | 6,410 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $484,000 | 2,901 |
| Total noninterest expense | $3,825,000 | 3,287 |
| Salaries and employee benefits | $2,074,000 | 3,345 |
| Premises and equipment expense | $376,000 | 4,275 |
| Additional noninterest expense | $1,375,000 | 2,756 |
| Pre-tax net operating income | $587,000 | 5,908 |
| Securities gains (losses) | $1,000 | 1,261 |
| Applicable income taxes | $35,000 | 5,660 |
| Income before extraordinary items | $553,000 | 5,551 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $553,000 | 5,553 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $86,000 | 2,520 |
| Cash dividends | $464,000 | 3,052 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $552,060 | 5,554 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $4,910,000 | 3,540 |
| Total interest expense | $2,229,000 | 3,121 |
| Net interest income | $2,681,000 | 3,852 |
| Provision for loan and lease losses | $135,000 | 2,822 |
| Total noninterest income | $350,000 | 4,350 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $43,000 | 6,440 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $307,000 | 2,975 |
| Total noninterest expense | $2,556,000 | 3,289 |
| Salaries and employee benefits | $1,413,000 | 3,299 |
| Premises and equipment expense | $259,000 | 4,184 |
| Additional noninterest expense | $884,000 | 2,866 |
| Pre-tax net operating income | $340,000 | 6,217 |
| Securities gains (losses) | $1,000 | 1,053 |
| Applicable income taxes | $9,000 | 6,166 |
| Income before extraordinary items | $332,000 | 5,800 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $332,000 | 5,800 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $46,000 | 2,578 |
| Cash dividends | $344,000 | 2,924 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $331,030 | 5,798 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $2,391,000 | 3,552 |
| Total interest expense | $1,070,000 | 3,080 |
| Net interest income | $1,321,000 | 3,892 |
| Provision for loan and lease losses | $75,000 | 2,394 |
| Total noninterest income | $188,000 | 4,110 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $20,000 | 6,506 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $168,000 | 2,773 |
| Total noninterest expense | $1,263,000 | 3,337 |
| Salaries and employee benefits | $671,000 | 3,453 |
| Premises and equipment expense | $127,000 | 4,250 |
| Additional noninterest expense | $465,000 | 2,721 |
| Pre-tax net operating income | $171,000 | 6,153 |
| Securities gains (losses) | $1,000 | 856 |
| Applicable income taxes | $2,000 | 6,346 |
| Income before extraordinary items | $170,000 | 5,681 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $170,000 | 5,682 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 3,605 |
| Cash dividends | $224,000 | 2,285 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $169,010 | 5,691 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $9,557,000 | 3,269 |
| Total interest expense | $3,706,000 | 2,816 |
| Net interest income | $5,851,000 | 3,497 |
| Provision for loan and lease losses | $298,000 | 2,883 |
| Total noninterest income | $558,000 | 4,980 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $85,000 | 6,496 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $473,000 | 3,475 |
| Total noninterest expense | $5,103,000 | 3,178 |
| Salaries and employee benefits | $2,939,000 | 3,018 |
| Premises and equipment expense | $520,000 | 4,066 |
| Additional noninterest expense | $1,644,000 | 3,008 |
| Pre-tax net operating income | $1,008,000 | 5,343 |
| Securities gains (losses) | $-1,000 | 6,938 |
| Applicable income taxes | $50,000 | 5,861 |
| Income before extraordinary items | $957,000 | 4,936 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $957,000 | 4,937 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $756,000 | 835 |
| Cash dividends | $896,000 | 2,672 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $957,950 | 4,906 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $7,100,000 | 3,239 |
| Total interest expense | $2,628,000 | 2,807 |
| Net interest income | $4,472,000 | 3,432 |
| Provision for loan and lease losses | $238,000 | 2,627 |
| Total noninterest income | $427,000 | 4,960 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $63,000 | 6,561 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $364,000 | 3,441 |
| Total noninterest expense | $3,714,000 | 3,233 |
| Salaries and employee benefits | $2,112,000 | 3,124 |
| Premises and equipment expense | $366,000 | 4,238 |
| Additional noninterest expense | $1,236,000 | 2,969 |
| Pre-tax net operating income | $947,000 | 4,912 |
| Securities gains (losses) | $-1,000 | 7,299 |
| Applicable income taxes | $165,000 | 4,699 |
| Income before extraordinary items | $781,000 | 4,818 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $781,000 | 4,820 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $680,000 | 660 |
| Cash dividends | $672,000 | 2,365 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $781,830 | 4,786 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $4,615,000 | 3,243 |
| Total interest expense | $1,651,000 | 2,815 |
| Net interest income | $2,964,000 | 3,432 |
| Provision for loan and lease losses | $178,000 | 2,385 |
| Total noninterest income | $310,000 | 4,707 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $42,000 | 6,539 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $268,000 | 3,268 |
| Total noninterest expense | $2,475,000 | 3,228 |
| Salaries and employee benefits | $1,416,000 | 3,083 |
| Premises and equipment expense | $244,000 | 4,222 |
| Additional noninterest expense | $815,000 | 2,973 |
| Pre-tax net operating income | $621,000 | 4,924 |
| Securities gains (losses) | $-1,000 | 7,609 |
| Applicable income taxes | $110,000 | 4,694 |
| Income before extraordinary items | $510,000 | 4,843 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $510,000 | 4,845 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $657,000 | 498 |
| Cash dividends | $448,000 | 2,389 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $510,820 | 4,790 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $2,298,000 | 3,227 |
| Total interest expense | $772,000 | 2,887 |
| Net interest income | $1,526,000 | 3,362 |
| Provision for loan and lease losses | $123,000 | 1,714 |
| Total noninterest income | $155,000 | 4,629 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $20,000 | 6,602 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $135,000 | 3,174 |
| Total noninterest expense | $1,310,000 | 3,076 |
| Salaries and employee benefits | $648,000 | 3,327 |
| Premises and equipment expense | $122,000 | 4,262 |
| Additional noninterest expense | $540,000 | 2,254 |
| Pre-tax net operating income | $248,000 | 5,465 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $58,000 | 4,584 |
| Income before extraordinary items | $190,000 | 5,547 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $190,000 | 5,548 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $486,000 | 360 |
| Cash dividends | $224,000 | 2,092 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $190,000 | 5,513 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $9,377,000 | 3,002 |
| Total interest expense | $2,602,000 | 2,946 |
| Net interest income | $6,775,000 | 2,979 |
| Provision for loan and lease losses | $125,000 | 4,546 |
| Total noninterest income | $539,000 | 5,076 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $87,000 | 6,666 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $452,000 | 3,502 |
| Total noninterest expense | $5,022,000 | 3,108 |
| Salaries and employee benefits | $2,881,000 | 2,941 |
| Premises and equipment expense | $501,000 | 4,084 |
| Additional noninterest expense | $1,640,000 | 2,908 |
| Pre-tax net operating income | $2,167,000 | 3,335 |
| Securities gains (losses) | $22,000 | 2,338 |
| Applicable income taxes | $456,000 | 3,490 |
| Income before extraordinary items | $1,733,000 | 3,265 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,733,000 | 3,263 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $25,000 | 5,458 |
| Cash dividends | $896,000 | 2,543 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $1,715,620 | 3,218 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $6,955,000 | 2,990 |
| Total interest expense | $1,899,000 | 2,973 |
| Net interest income | $5,056,000 | 2,967 |
| Provision for loan and lease losses | $90,000 | 4,429 |
| Total noninterest income | $429,000 | 4,960 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $65,000 | 6,713 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $364,000 | 3,366 |
| Total noninterest expense | $3,747,000 | 3,082 |
| Salaries and employee benefits | $2,103,000 | 2,995 |
| Premises and equipment expense | $369,000 | 4,124 |
| Additional noninterest expense | $1,275,000 | 2,751 |
| Pre-tax net operating income | $1,648,000 | 3,374 |
| Securities gains (losses) | $20,000 | 2,305 |
| Applicable income taxes | $396,000 | 3,322 |
| Income before extraordinary items | $1,272,000 | 3,396 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $1,272,000 | 3,396 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,000 | 5,248 |
| Cash dividends | $672,000 | 2,255 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $1,256,800 | 3,334 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $4,629,000 | 2,988 |
| Total interest expense | $1,225,000 | 3,031 |
| Net interest income | $3,404,000 | 2,935 |
| Provision for loan and lease losses | $60,000 | 4,267 |
| Total noninterest income | $304,000 | 4,783 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $43,000 | 6,739 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $261,000 | 3,242 |
| Total noninterest expense | $2,377,000 | 3,243 |
| Salaries and employee benefits | $1,377,000 | 3,069 |
| Premises and equipment expense | $255,000 | 4,012 |
| Additional noninterest expense | $745,000 | 3,138 |
| Pre-tax net operating income | $1,271,000 | 2,972 |
| Securities gains (losses) | $19,000 | 2,067 |
| Applicable income taxes | $333,000 | 2,887 |
| Income before extraordinary items | $957,000 | 3,043 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $957,000 | 3,043 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,017 |
| Cash dividends | $448,000 | 2,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $942,940 | 3,002 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $2,331,000 | 2,984 |
| Total interest expense | $607,000 | 3,086 |
| Net interest income | $1,724,000 | 2,886 |
| Provision for loan and lease losses | $30,000 | 4,060 |
| Total noninterest income | $145,000 | 4,852 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $21,000 | 6,734 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $124,000 | 3,282 |
| Total noninterest expense | $1,186,000 | 3,256 |
| Salaries and employee benefits | $705,000 | 3,018 |
| Premises and equipment expense | $114,000 | 4,394 |
| Additional noninterest expense | $367,000 | 3,156 |
| Pre-tax net operating income | $653,000 | 2,864 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $164,000 | 2,923 |
| Income before extraordinary items | $489,000 | 2,999 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $489,000 | 2,999 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 7,741 |
| Cash dividends | $224,000 | 2,052 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $489,000 | 2,892 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $9,663,000 | 2,931 |
| Total interest expense | $3,048,000 | 2,822 |
| Net interest income | $6,615,000 | 2,904 |
| Provision for loan and lease losses | $165,000 | 4,406 |
| Total noninterest income | $765,000 | 4,341 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $88,000 | 6,750 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $677,000 | 3,031 |
| Total noninterest expense | $4,761,000 | 3,175 |
| Salaries and employee benefits | $2,751,000 | 2,995 |
| Premises and equipment expense | $468,000 | 4,271 |
| Additional noninterest expense | $1,542,000 | 3,004 |
| Pre-tax net operating income | $2,454,000 | 2,929 |
| Securities gains (losses) | $6,000 | 3,841 |
| Applicable income taxes | $563,000 | 3,177 |
| Income before extraordinary items | $1,897,000 | 2,980 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,897,000 | 2,979 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $87,000 | 4,292 |
| Cash dividends | $920,000 | 2,471 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,892,380 | 2,866 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $7,302,000 | 2,941 |
| Total interest expense | $2,397,000 | 2,795 |
| Net interest income | $4,905,000 | 2,946 |
| Provision for loan and lease losses | $135,000 | 4,077 |
| Total noninterest income | $555,000 | 4,447 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $65,000 | 6,831 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $490,000 | 3,182 |
| Total noninterest expense | $3,497,000 | 3,237 |
| Salaries and employee benefits | $1,991,000 | 3,105 |
| Premises and equipment expense | $345,000 | 4,308 |
| Additional noninterest expense | $1,161,000 | 2,979 |
| Pre-tax net operating income | $1,828,000 | 3,038 |
| Securities gains (losses) | $6,000 | 3,549 |
| Applicable income taxes | $456,000 | 3,189 |
| Income before extraordinary items | $1,378,000 | 3,163 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $1,378,000 | 3,162 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $74,000 | 3,689 |
| Cash dividends | $660,000 | 2,246 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $1,373,500 | 3,014 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $4,918,000 | 2,945 |
| Total interest expense | $1,665,000 | 2,758 |
| Net interest income | $3,253,000 | 2,950 |
| Provision for loan and lease losses | $90,000 | 4,018 |
| Total noninterest income | $345,000 | 4,621 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $43,000 | 6,840 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $302,000 | 3,277 |
| Total noninterest expense | $2,225,000 | 3,360 |
| Salaries and employee benefits | $1,255,000 | 3,263 |
| Premises and equipment expense | $235,000 | 4,252 |
| Additional noninterest expense | $735,000 | 3,104 |
| Pre-tax net operating income | $1,283,000 | 2,934 |
| Securities gains (losses) | $6,000 | 3,151 |
| Applicable income taxes | $326,000 | 3,081 |
| Income before extraordinary items | $963,000 | 3,055 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $963,000 | 3,054 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $69,000 | 3,017 |
| Cash dividends | $440,000 | 2,328 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $958,500 | 2,905 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $2,501,000 | 2,911 |
| Total interest expense | $849,000 | 2,777 |
| Net interest income | $1,652,000 | 2,901 |
| Provision for loan and lease losses | $45,000 | 3,818 |
| Total noninterest income | $152,000 | 4,860 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $20,000 | 6,904 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $132,000 | 3,437 |
| Total noninterest expense | $1,079,000 | 3,446 |
| Salaries and employee benefits | $626,000 | 3,240 |
| Premises and equipment expense | $108,000 | 4,477 |
| Additional noninterest expense | $345,000 | 3,233 |
| Pre-tax net operating income | $680,000 | 2,799 |
| Securities gains (losses) | $7,000 | 2,278 |
| Applicable income taxes | $177,000 | 2,907 |
| Income before extraordinary items | $510,000 | 2,905 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $510,000 | 2,903 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $33,000 | 2,653 |
| Cash dividends | $220,000 | 2,102 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $504,820 | 2,783 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $10,356,000 | 2,924 |
| Total interest expense | $3,478,000 | 3,118 |
| Net interest income | $6,878,000 | 2,779 |
| Provision for loan and lease losses | $165,000 | 4,742 |
| Total noninterest income | $826,000 | 3,909 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $87,000 | 6,811 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $739,000 | 2,630 |
| Total noninterest expense | $4,468,000 | 3,242 |
| Salaries and employee benefits | $2,453,000 | 3,173 |
| Premises and equipment expense | $458,000 | 4,217 |
| Additional noninterest expense | $1,557,000 | 2,876 |
| Pre-tax net operating income | $3,071,000 | 2,453 |
| Securities gains (losses) | $7,000 | 3,799 |
| Applicable income taxes | $800,000 | 2,596 |
| Income before extraordinary items | $2,278,000 | 2,527 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $2,278,000 | 2,527 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-50,000 | 9,150 |
| Cash dividends | $1,000,000 | 2,224 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $2,272,820 | 2,448 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $11,734,000 | 2,893 |
| Total interest expense | $4,752,000 | 3,300 |
| Net interest income | $6,982,000 | 2,561 |
| Provision for loan and lease losses | $120,000 | 5,188 |
| Total noninterest income | $701,000 | 4,190 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $90,000 | 6,770 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $611,000 | 2,797 |
| Total noninterest expense | $4,044,000 | 3,393 |
| Salaries and employee benefits | $2,148,000 | 3,383 |
| Premises and equipment expense | $436,000 | 4,331 |
| Additional noninterest expense | $1,460,000 | 2,940 |
| Pre-tax net operating income | $3,519,000 | 1,971 |
| Securities gains (losses) | $10,000 | 3,593 |
| Applicable income taxes | $1,007,000 | 2,055 |
| Income before extraordinary items | $2,522,000 | 2,076 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $2,522,000 | 2,079 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $332,000 | 2,083 |
| Cash dividends | $1,100,000 | 2,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $2,514,900 | 2,006 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $11,522,000 | 2,993 |
| Total interest expense | $5,524,000 | 3,016 |
| Net interest income | $5,998,000 | 2,948 |
| Provision for loan and lease losses | $100,000 | 5,274 |
| Total noninterest income | $606,000 | 4,384 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $86,000 | 6,857 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $520,000 | 2,888 |
| Total noninterest expense | $3,805,000 | 3,465 |
| Salaries and employee benefits | $2,007,000 | 3,451 |
| Premises and equipment expense | $412,000 | 4,413 |
| Additional noninterest expense | $1,386,000 | 3,016 |
| Pre-tax net operating income | $2,699,000 | 2,601 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $740,000 | 2,666 |
| Income before extraordinary items | $1,959,000 | 2,621 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $1,959,000 | 2,620 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $50,000 | 4,757 |
| Cash dividends | $800,000 | 2,651 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $1,959,000 | 2,613 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $9,567,000 | 3,353 |
| Total interest expense | $4,289,000 | 3,382 |
| Net interest income | $5,278,000 | 3,290 |
| Provision for loan and lease losses | $70,000 | 5,912 |
| Total noninterest income | $621,000 | 4,332 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $83,000 | 7,068 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $538,000 | 2,824 |
| Total noninterest expense | $3,688,000 | 3,554 |
| Salaries and employee benefits | $2,024,000 | 3,405 |
| Premises and equipment expense | $395,000 | 4,583 |
| Additional noninterest expense | $1,269,000 | 3,275 |
| Pre-tax net operating income | $2,141,000 | 3,171 |
| Securities gains (losses) | $-9,000 | 9,275 |
| Applicable income taxes | $564,000 | 3,357 |
| Income before extraordinary items | $1,568,000 | 3,136 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,568,000 | 3,136 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $30,000 | 5,586 |
| Cash dividends | $800,000 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $1,574,660 | 3,100 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $9,460,000 | 3,391 |
| Total interest expense | $4,164,000 | 3,550 |
| Net interest income | $5,296,000 | 3,228 |
| Provision for loan and lease losses | $65,000 | 5,993 |
| Total noninterest income | $648,000 | 4,177 |
| Gross Fiduciary activities income | $0 | 1,398 |
| Service charges on deposit accounts | $82,000 | 7,234 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $566,000 | 2,750 |
| Total noninterest expense | $3,469,000 | 3,638 |
| Salaries and employee benefits | $1,912,000 | 3,479 |
| Premises and equipment expense | $416,000 | 4,288 |
| Additional noninterest expense | $1,141,000 | 3,516 |
| Pre-tax net operating income | $2,410,000 | 2,869 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $693,000 | 3,058 |
| Income before extraordinary items | $1,717,000 | 2,906 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,717,000 | 2,907 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $71,000 | 4,276 |
| Cash dividends | $760,000 | 2,690 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $1,717,000 | 2,819 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $9,104,000 | 3,544 |
| Total interest expense | $3,923,000 | 3,750 |
| Net interest income | $5,181,000 | 3,374 |
| Provision for loan and lease losses | $60,000 | 6,153 |
| Total noninterest income | $493,000 | 5,042 |
| Gross Fiduciary activities income | $0 | 1,450 |
| Service charges on deposit accounts | $80,000 | 7,654 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $413,000 | 3,224 |
| Total noninterest expense | $3,350,000 | 3,744 |
| Salaries and employee benefits | $1,877,000 | 3,498 |
| Premises and equipment expense | $401,000 | 4,447 |
| Additional noninterest expense | $1,072,000 | 3,668 |
| Pre-tax net operating income | $2,264,000 | 3,177 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $662,000 | 3,411 |
| Income before extraordinary items | $1,602,000 | 3,160 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,602,000 | 3,160 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $74,000 | 4,391 |
| Cash dividends | $760,000 | 2,637 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,602,000 | 3,095 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $8,446,000 | 3,832 |
| Total interest expense | $3,520,000 | 4,180 |
| Net interest income | $4,926,000 | 3,580 |
| Provision for loan and lease losses | $30,000 | 7,397 |
| Total noninterest income | $613,000 | 4,516 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $80,000 | 7,987 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $533,000 | 2,799 |
| Total noninterest expense | $2,964,000 | 4,343 |
| Salaries and employee benefits | $1,753,000 | 3,758 |
| Premises and equipment expense | $389,000 | 4,641 |
| Additional noninterest expense | $822,000 | 5,108 |
| Pre-tax net operating income | $2,545,000 | 2,737 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $779,000 | 2,918 |
| Income before extraordinary items | $1,766,000 | 2,745 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,766,000 | 2,747 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-44,000 | 10,993 |
| Cash dividends | $680,000 | 2,804 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $1,766,000 | 2,704 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $8,138,000 | 3,952 |
| Total interest expense | $3,063,000 | 4,665 |
| Net interest income | $5,075,000 | 3,484 |
| Provision for loan and lease losses | $124,000 | 4,042 |
| Total noninterest income | $355,000 | 6,416 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $79,000 | 8,338 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $276,000 | 4,212 |
| Total noninterest expense | $3,167,000 | 4,090 |
| Salaries and employee benefits | $1,589,000 | 4,072 |
| Premises and equipment expense | $360,000 | 4,928 |
| Additional noninterest expense | $1,218,000 | 3,692 |
| Pre-tax net operating income | $2,139,000 | 3,286 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $655,000 | 3,422 |
| Income before extraordinary items | $1,484,000 | 3,279 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,484,000 | 3,278 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $71,000 | 4,478 |
| Cash dividends | $540,000 | 3,153 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $1,484,000 | 3,254 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $6,624,000 | 4,444 |
| Total interest expense | $2,497,000 | 4,660 |
| Net interest income | $4,127,000 | 4,255 |
| Provision for loan and lease losses | $167,000 | 3,389 |
| Total noninterest income | $387,000 | 6,261 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $72,000 | 8,938 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $315,000 | 3,948 |
| Total noninterest expense | $2,859,000 | 4,593 |
| Salaries and employee benefits | $1,398,000 | 4,572 |
| Premises and equipment expense | $358,000 | 5,012 |
| Additional noninterest expense | $1,103,000 | 4,346 |
| Pre-tax net operating income | $1,488,000 | 4,439 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $430,000 | 4,520 |
| Income before extraordinary items | $1,058,000 | 4,312 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,058,000 | 4,313 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $36,000 | 5,693 |
| Cash dividends | $430,000 | 3,552 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $1,058,000 | 4,374 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $5,993,000 | 4,959 |
| Total interest expense | $2,410,000 | 4,987 |
| Net interest income | $3,583,000 | 4,863 |
| Provision for loan and lease losses | $168,000 | 4,365 |
| Total noninterest income | $379,000 | 6,712 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $77,000 | 9,110 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $302,000 | 4,444 |
| Total noninterest expense | $2,628,000 | 5,054 |
| Salaries and employee benefits | $1,299,000 | 4,886 |
| Premises and equipment expense | $305,000 | 5,763 |
| Additional noninterest expense | $1,024,000 | 4,818 |
| Pre-tax net operating income | $1,166,000 | 5,284 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $317,000 | 5,878 |
| Income before extraordinary items | $849,000 | 5,318 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $849,000 | 5,459 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $193,000 | 3,202 |
| Cash dividends | $410,000 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $849,000 | 5,095 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $6,606,000 | 5,066 |
| Total interest expense | $2,905,000 | 5,296 |
| Net interest income | $3,701,000 | 4,778 |
| Provision for loan and lease losses | $175,000 | 5,648 |
| Total noninterest income | $353,000 | 7,075 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $82,000 | 9,107 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $271,000 | 4,720 |
| Total noninterest expense | $2,517,000 | 5,285 |
| Salaries and employee benefits | $1,239,000 | 5,018 |
| Premises and equipment expense | $297,000 | 6,023 |
| Additional noninterest expense | $981,000 | 5,120 |
| Pre-tax net operating income | $1,362,000 | 4,431 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $355,000 | 5,285 |
| Income before extraordinary items | $1,007,000 | 4,475 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,007,000 | 4,518 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $118,000 | 5,482 |
| Cash dividends | $430,000 | 3,139 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $1,007,000 | 4,157 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.