Home > The First National Bank of Springview > Income and Expense
The First National Bank of Springview, Income and Expense
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $989,000 | 12,319 |
| Total interest expense | $551,000 | 11,417 |
| Net interest income | $438,000 | 12,715 |
| Provision for loan and lease losses | $0 | 10,371 |
| Total noninterest income | $25,000 | 13,007 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $14,000 | 11,128 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $11,000 | 12,687 |
| Total noninterest expense | $288,000 | 13,017 |
| Salaries and employee benefits | $154,000 | 12,964 |
| Premises and equipment expense | $16,000 | 13,144 |
| Additional noninterest expense | $118,000 | 12,785 |
| Pre-tax net operating income | $175,000 | 11,267 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $34,000 | 11,288 |
| Income before extraordinary items | $141,000 | 11,312 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $141,000 | 11,392 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 9,724 |
| Cash dividends | $61,000 | 7,683 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $141,000 | 11,106 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $1,103,000 | 12,830 |
| Total interest expense | $633,000 | 12,143 |
| Net interest income | $470,000 | 13,176 |
| Provision for loan and lease losses | $0 | 11,756 |
| Total noninterest income | $27,000 | 13,588 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $15,000 | 11,488 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $12,000 | 13,214 |
| Total noninterest expense | $297,000 | 13,569 |
| Salaries and employee benefits | $168,000 | 13,425 |
| Premises and equipment expense | $18,000 | 13,712 |
| Additional noninterest expense | $111,000 | 13,421 |
| Pre-tax net operating income | $200,000 | 11,075 |
| Securities gains (losses) | $5,000 | 7,049 |
| Applicable income taxes | $48,000 | 11,313 |
| Income before extraordinary items | $157,000 | 11,181 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $157,000 | 11,271 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-31,000 | 13,300 |
| Cash dividends | $136,000 | 5,966 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $153,150 | 10,893 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.