Home > The First National Bank of Springdale > Net charge- offs to loans
The First National Bank of Springdale, Net charge- offs to loans
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3578% | 2,108 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0470% | 2,609 |
| Percentage Net Loans Charged-off:Construction & development | 0.1947% | 476 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,593 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0861% | 1,889 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 639 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0904% | 1,813 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3507% | 3,066 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.0867% | 783 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,856 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 56 |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3386% | 1,925 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0501% | 2,147 |
| Percentage Net Loans Charged-off:Construction & development | 0.2077% | 376 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,273 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0919% | 1,536 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 519 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0964% | 1,479 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2824% | 2,817 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.0279% | 765 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,617 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 45 |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1684% | 3,075 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0695% | 1,632 |
| Percentage Net Loans Charged-off:Construction & development | 0.3109% | 283 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 978 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1158% | 1,188 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 421 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1215% | 1,139 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0999% | 3,086 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8061% | 2,538 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,407 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 37 |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1300% | 2,976 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0722% | 1,257 |
| Percentage Net Loans Charged-off:Construction & development | 0.5906% | 136 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 618 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,648 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,550 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1833% | 1,924 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3423% | 3,716 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1564% | 4,217 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0081% | 8,352 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 875 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0073% | 8,561 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0158% | 8,581 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 614 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0166% | 8,585 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0208% | 4,771 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0733% | 2,191 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,956 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 51 |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0615% | 5,870 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0496% | 9,050 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 831 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1009% | 9,025 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0125% | 8,772 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 610 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0131% | 8,790 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2040% | 3,646 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3099% | 5,245 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 2,107 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,876 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 74 |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1383% | 9,593 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.2232% | 1,547 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 266 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.5363% | 1,513 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0184% | 657 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1678% | 1,376 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0255% | 562 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0353% | 1,349 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0302% | 1,322 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 977 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 385 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1426% | 4,018 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2411% | 102 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 250 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5843% | 41 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 120 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0392% | 1,457 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 369 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0403% | 1,460 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0166% | 962 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1597% | 1,509 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 985 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 415 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1698% | 3,898 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0627% | 1,403 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 229 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0023% | 1,136 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0707% | 1,430 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 385 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0723% | 1,424 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5720% | 302 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0841% | 442 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 973 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4628% | 156 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0857% | 5,817 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0095% | 1,257 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 260 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0483% | 1,245 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0993% | 334 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 396 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1011% | 299 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5148% | 325 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2546% | 1,101 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 985 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0760% | 1,235 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0823% | 10,712 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1987% | 1,497 |
| Percentage Net Loans Charged-off:Construction & development | -0.9920% | 1,428 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0023% | 1,152 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 233 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1208% | 1,498 |
| Percentage Net Loans Charged-off: Home equity loans | -0.6562% | 1,350 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1135% | 1,493 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0743% | 751 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0625% | 1,317 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,056 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 6.3224% | 15 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0468% | 7,067 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0148% | 1,333 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 344 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 615 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 281 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0164% | 1,420 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 403 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0166% | 1,414 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2626% | 459 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0476% | 1,308 |
| Percentage Net Loans Charged-off: Credit card loans | -0.0845% | 1,299 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.9155% | 82 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 48 |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1045% | 5,622 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0493% | 743 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 353 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1957% | 419 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 332 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0287% | 1,399 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 393 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0291% | 1,398 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0516% | 673 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3843% | 760 |
| Percentage Net Loans Charged-off: Credit card loans | 0.8516% | 787 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4837% | 116 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 53 |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1112% | 12,192 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0767% | 820 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 485 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2061% | 585 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 368 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0475% | 1,470 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 462 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0476% | 1,465 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2044% | 1,283 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.8319% | 1,527 |
| Percentage Net Loans Charged-off: Credit card loans | 0.8178% | 831 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 423 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 93 |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5905% | 3,679 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2657% | 669 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 639 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2699% | 687 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 418 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4621% | 178 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.4621% | 192 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9889% | 588 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7847% | 290 |
| Percentage Net Loans Charged-off: Credit card loans | 1.1931% | 834 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 479 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 144 |