Home > The First National Bank of Spangler > Assets and Liabilities
The First National Bank of Spangler, Assets and Liabilities
| 1998-12-31 | Rank | |
| # of Employees: | 13 | 8,274 |
| Assets and Liabilities | ||
| Total Assets: | $32,093,000 | 8,451 |
| Cash and due from depository institutions | $712,000 | 8,274 |
| Interest-bearing balances | $0 | 6,728 |
| Securities | $5,872,000 | 8,446 |
| Federal funds sold & reverse repurchase agreements | $2,280,000 | 5,513 |
| Net loans & leases | $22,538,000 | 7,612 |
| Loan loss allowance | $214,000 | 8,364 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $413,000 | 8,151 |
| Other real estate owned | $23,000 | 8,274 |
| Goodwill and other intangibles | $0 | 3,445 |
| All other assets | $255,000 | 9,635 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $32,093,000 | 8,451 |
| Total liabilities | $27,500,000 | 8,534 |
| Total deposits | $27,268,000 | 8,427 |
| Interest-bearing deposits | $24,905,000 | 8,202 |
| Deposits held in domestic offices | $27,268,000 | 8,426 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,214 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,274 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $232,000 | 8,239 |
| Total equity capital | $4,593,000 | 7,415 |
| Total bank equity capital | $4,593,000 | 7,415 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $50,000 | 8,719 |
| Surplus | $300,000 | 9,026 |
| Undivided profits | $4,243,000 | 4,912 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $141,000 | 6,788 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $73,000 | 9,711 |
| Earning assets | $30,690,000 | 8,323 |
| Long-term assets (5+ years) | $17,624,000 | 3,402 |
| Average Assets, year-to-date | $31,725,000 | 8,310 |
| Average Assets, quarterly | $32,302,500 | 8,377 |
| Volatile liabilities | $3,606,000 | 7,838 |
| Insider loans | $493,000 | 5,326 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $709,000 | 9,057 |
| Tier 1 (core) risk-based capital | $4,534,000 | 7,304 |
| Tier 2 risk-based capital | $193,700 | 8,341 |
| Total risk weighted assets | $15,475,900 | 8,912 |
| Total unused commitments | $709,000 | 9,067 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 12 | 8,855 |
| Assets and Liabilities | ||
| Total Assets: | $30,912,000 | 8,775 |
| Cash and due from depository institutions | $669,000 | 8,855 |
| Interest-bearing balances | $0 | 6,604 |
| Securities | $6,539,000 | 8,606 |
| Federal funds sold & reverse repurchase agreements | $1,010,000 | 6,365 |
| Net loans & leases | $21,998,000 | 7,949 |
| Loan loss allowance | $213,000 | 8,630 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $441,000 | 8,189 |
| Other real estate owned | $0 | 8,855 |
| Goodwill and other intangibles | $0 | 3,571 |
| All other assets | $255,000 | 10,056 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $30,912,000 | 8,775 |
| Total liabilities | $26,514,000 | 8,873 |
| Total deposits | $26,286,000 | 8,776 |
| Interest-bearing deposits | $24,117,000 | 8,501 |
| Deposits held in domestic offices | $26,286,000 | 8,774 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,723 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $0 | 5,103 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $228,000 | 8,621 |
| Total equity capital | $4,398,000 | 7,699 |
| Total bank equity capital | $4,398,000 | 7,699 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $50,000 | 9,107 |
| Surplus | $300,000 | 9,398 |
| Undivided profits | $4,048,000 | 5,121 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $19,000 | 9,279 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $73,000 | 10,164 |
| Earning assets | $29,547,000 | 8,633 |
| Long-term assets (5+ years) | $16,753,000 | 3,143 |
| Average Assets, year-to-date | $31,122,200 | 8,597 |
| Average Assets, quarterly | $30,840,500 | 8,744 |
| Volatile liabilities | $3,358,000 | 8,219 |
| Insider loans | $537,000 | 5,223 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $1,327,000 | 8,271 |
| Tier 1 (core) risk-based capital | $4,345,000 | 7,616 |
| Tier 2 risk-based capital | $190,210 | 8,528 |
| Total risk weighted assets | $15,194,310 | 9,178 |
| Total unused commitments | $1,327,000 | 8,283 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 9 | 10,084 |
| Assets and Liabilities | ||
| Total Assets: | $31,380,000 | 9,043 |
| Cash and due from depository institutions | $693,000 | 10,084 |
| Interest-bearing balances | $0 | 6,640 |
| Securities | $6,907,000 | 9,017 |
| Federal funds sold & reverse repurchase agreements | $2,385,000 | 4,427 |
| Net loans & leases | $20,683,000 | 8,320 |
| Loan loss allowance | $210,000 | 9,014 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $464,000 | 8,278 |
| Other real estate owned | $0 | 10,084 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $248,000 | 10,582 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $31,380,000 | 9,043 |
| Total liabilities | $27,292,000 | 9,137 |
| Total deposits | $27,063,000 | 9,021 |
| Interest-bearing deposits | $24,702,000 | 8,769 |
| Deposits held in domestic offices | $27,063,000 | 9,018 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $0 | 5,299 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $229,000 | 8,838 |
| Total equity capital | $4,088,000 | 8,100 |
| Total bank equity capital | $4,088,000 | 8,100 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $50,000 | 9,556 |
| Surplus | $300,000 | 9,840 |
| Undivided profits | $3,738,000 | 5,352 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $32,000 | 9,478 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $182,000 | 8,779 |
| Earning assets | $29,975,000 | 8,891 |
| Long-term assets (5+ years) | $15,269,000 | 3,220 |
| Average Assets, year-to-date | $29,695,600 | 9,094 |
| Average Assets, quarterly | $31,246,000 | 9,021 |
| Volatile liabilities | $2,580,000 | 8,944 |
| Insider loans | $565,000 | 5,200 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $480,000 | 9,819 |
| Tier 1 (core) risk-based capital | $4,037,000 | 8,056 |
| Tier 2 risk-based capital | $192,440 | 8,764 |
| Total risk weighted assets | $15,377,740 | 9,464 |
| Total unused commitments | $480,000 | 9,827 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 10 | 10,247 |
| Assets and Liabilities | ||
| Total Assets: | $27,730,000 | 9,780 |
| Cash and due from depository institutions | $1,120,000 | 10,247 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $6,385,000 | 9,612 |
| Federal funds sold & reverse repurchase agreements | $350,000 | 8,633 |
| Net loans & leases | $19,204,000 | 8,763 |
| Loan loss allowance | $183,000 | 9,733 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $488,000 | 8,348 |
| Other real estate owned | $0 | 10,247 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $183,000 | 11,444 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $27,730,000 | 9,780 |
| Total liabilities | $23,882,000 | 9,874 |
| Total deposits | $23,510,000 | 9,799 |
| Interest-bearing deposits | $21,033,000 | 9,638 |
| Deposits held in domestic offices | $23,510,000 | 9,796 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $0 | 5,136 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $372,000 | 7,460 |
| Total equity capital | $3,848,000 | 8,511 |
| Total bank equity capital | $3,848,000 | 8,511 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $50,000 | 10,014 |
| Surplus | $300,000 | 10,245 |
| Undivided profits | $3,498,000 | 5,695 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 11,056 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $83,000 | 10,955 |
| Earning assets | $25,939,000 | 9,680 |
| Long-term assets (5+ years) | $9,284,000 | 4,231 |
| Average Assets, year-to-date | $27,628,800 | 9,629 |
| Average Assets, quarterly | $28,165,500 | 9,686 |
| Volatile liabilities | $2,181,000 | 9,431 |
| Insider loans | $554,000 | 5,364 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $341,000 | 10,370 |
| Tier 1 (core) risk-based capital | $3,747,000 | 8,506 |
| Tier 2 risk-based capital | $183,000 | 9,155 |
| Total risk weighted assets | $14,829,000 | 9,843 |
| Total unused commitments | $341,000 | 10,378 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 10 | 10,754 |
| Assets and Liabilities | ||
| Total Assets: | $26,604,000 | 10,211 |
| Cash and due from depository institutions | $927,000 | 10,754 |
| Interest-bearing balances | $100,000 | 5,091 |
| Securities | $8,264,000 | 9,436 |
| Federal funds sold & reverse repurchase agreements | $500,000 | 6,727 |
| Net loans & leases | $16,471,000 | 9,483 |
| Loan loss allowance | $168,000 | 10,394 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $197,000 | 10,709 |
| Other real estate owned | $0 | 10,754 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $245,000 | 11,601 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $26,604,000 | 10,211 |
| Total liabilities | $23,151,000 | 10,314 |
| Total deposits | $23,057,000 | 10,185 |
| Interest-bearing deposits | $20,919,000 | 9,961 |
| Deposits held in domestic offices | $23,057,000 | 10,180 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,375 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $94,000 | 11,246 |
| Total equity capital | $3,453,000 | 8,863 |
| Total bank equity capital | $3,453,000 | 8,863 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $50,000 | 10,556 |
| Surplus | $300,000 | 10,693 |
| Undivided profits | $3,103,000 | 5,764 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $63,000 | 9,267 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $66,000 | 11,637 |
| Earning assets | $25,335,000 | 10,050 |
| Long-term assets (5+ years) | $7,796,000 | 4,780 |
| Average Assets, year-to-date | $26,395,400 | 10,180 |
| Average Assets, quarterly | $26,868,000 | 10,164 |
| Volatile liabilities | $2,677,000 | 8,822 |
| Insider loans | $483,000 | 5,798 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $1,592,000 | 8,098 |
| Tier 1 (core) risk-based capital | $3,465,000 | 8,949 |
| Tier 2 risk-based capital | $151,470 | 10,113 |
| Total risk weighted assets | $12,101,270 | 10,754 |
| Total unused commitments | $1,592,000 | 8,110 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 8 | 11,961 |
| Assets and Liabilities | ||
| Total Assets: | $25,967,000 | 10,742 |
| Cash and due from depository institutions | $1,356,000 | 11,961 |
| Interest-bearing balances | $200,000 | 5,465 |
| Securities | $8,464,000 | 9,689 |
| Federal funds sold & reverse repurchase agreements | $2,890,000 | 4,552 |
| Net loans & leases | $12,851,000 | 10,576 |
| Loan loss allowance | $147,000 | 11,244 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $183,000 | 11,342 |
| Other real estate owned | $0 | 11,961 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $223,000 | 12,094 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $25,967,000 | 10,742 |
| Total liabilities | $22,808,000 | 10,835 |
| Total deposits | $22,661,000 | 10,738 |
| Interest-bearing deposits | $20,879,000 | 10,432 |
| Deposits held in domestic offices | $22,661,000 | 10,734 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $147,000 | 10,462 |
| Total equity capital | $3,159,000 | 9,536 |
| Total bank equity capital | $3,159,000 | 9,536 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $50,000 | 11,073 |
| Surplus | $300,000 | 11,156 |
| Undivided profits | $2,809,000 | 6,371 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $61,000 | 10,113 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $45,000 | 12,521 |
| Earning assets | $24,405,000 | 10,607 |
| Long-term assets (5+ years) | $7,984,000 | 5,025 |
| Average Assets, year-to-date | $25,793,600 | 10,655 |
| Average Assets, quarterly | $26,085,500 | 10,672 |
| Volatile liabilities | $2,570,000 | 8,911 |
| Insider loans | $47,000 | 10,695 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $324,000 | 11,079 |
| Tier 1 (core) risk-based capital | $3,159,000 | 9,479 |
| Tier 2 risk-based capital | $124,840 | 11,031 |
| Total risk weighted assets | $9,965,240 | 11,672 |
| Total unused commitments | $324,000 | 11,089 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 7 | 12,845 |
| Assets and Liabilities | ||
| Total Assets: | $25,323,000 | 11,142 |
| Cash and due from depository institutions | $1,526,000 | 12,845 |
| Interest-bearing balances | $200,000 | 6,016 |
| Securities | $7,460,000 | 10,285 |
| Federal funds sold & reverse repurchase agreements | $2,500,000 | 5,662 |
| Net loans & leases | $13,411,000 | 10,635 |
| Loan loss allowance | $100,000 | 12,531 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $197,000 | 11,608 |
| Other real estate owned | $0 | 12,845 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $229,000 | 12,545 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $25,323,000 | 11,142 |
| Total liabilities | $22,461,000 | 11,228 |
| Total deposits | $22,234,000 | 11,160 |
| Interest-bearing deposits | $20,645,000 | 10,821 |
| Deposits held in domestic offices | $22,234,000 | 11,156 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $227,000 | 9,460 |
| Total equity capital | $2,862,000 | 9,979 |
| Total bank equity capital | $2,862,000 | 9,979 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $50,000 | 11,578 |
| Surplus | $300,000 | 11,544 |
| Undivided profits | $2,512,000 | 6,615 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $142,000 | 9,314 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $50,000 | 12,979 |
| Earning assets | $23,571,000 | 11,026 |
| Long-term assets (5+ years) | $9,118,000 | 4,600 |
| Average Assets, year-to-date | $24,367,200 | 11,182 |
| Average Assets, quarterly | $25,422,500 | 11,086 |
| Volatile liabilities | $2,835,000 | 8,779 |
| Insider loans | $58,000 | 6,903 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $222,000 | 11,600 |
| Tier 1 (core) risk-based capital | $2,862,000 | 9,912 |
| Tier 2 risk-based capital | $100,000 | 11,951 |
| Total risk weighted assets | $10,117,700 | 12,051 |
| Total unused commitments | $222,000 | 11,619 |
| Derivatives | $0 | 651 |