Home > The First National Bank of Southeastern Ohio > Loan Charge- Offs and Recoveries

The First National Bank of Southeastern Ohio, Loan Charge- Offs and Recoveries

1999-12-31 (YTD Data)Rank
Total charge-offs$1,077,000825
Loans secured by real estate, total$78,0001,422
To non-U.S. addressees$08
Real estate loans in domestic offices$78,0001,421
Construction and land development$0611
Secured by farmland$0351
Total charge-offs secured by 1-4 family residential properties$34,0001,592
Secured by multifamily residential properties$0249
Secured by nonfarm nonresidential properties$44,000679
Real estate loans in foreign officesNANA
Loans to depository institutions$027
To foreign banks$023
Loans to finance agricultural production and other loans to farmers$0203
Commercial and industrial loans$112,0002,194
Loans to individuals$887,000485
Credit card loan charge offs$204,000395
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$683,000459
Loans to foreign governments and official institutions$010
Other loans$0281
Lease financing receivables$0289
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
Total recoveries$297,000854
Loans secured by real estate, total$8,0002,215
To non-U.S. addressees$09
Real estate loans in domestic offices$8,0002,213
Construction and land development$0429
Secured by farmland$0418
Secured by 1-4 family residential properties - total recoveries$8,0001,542
Secured by multifamily residential properties$0246
Secured by nonfarm nonresidential properties$01,309
Real estate loans in foreign officesNANA
Loans to depository institutions$024
To foreign banks$018
Loans to finance agricultural production and other loans to farmers$0208
Commercial and industrial loans$46,0001,631
Loans to individuals$243,000485
Credit card loan recoveries$24,000488
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$219,000423
Loans to foreign governments and official institutions$011
Other loans$0282
Lease financing receivables$0264
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
Net charge-offs$780,000857
Loans secured by real estate, total$70,0001,230
To non-U.S. addressees$07
Real estate loans in domestic offices$70,0001,230
Construction and land development$0547
Secured by farmland$0293
Secured by 1-4 family residential properties- net charge-offs$26,0001,573
Secured by multifamily residential properties$0211
Secured by nonfarm nonresidential properties$44,000545
Real estate loans in foreign officesNANA
Loans to depository institutions$025
To foreign banks$022
Loans to finance agricultural production and other loans to farmers$0165
Commercial and industrial loans$66,0002,407
To non-U.S. addressees$035
Loans to individuals$644,000486
Credit card loan net charge offs$180,000372
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$464,000465
Loans to foreign governments and official institutions$09
Other loans$0248
Lease financing receivables$0263
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
1998-12-31 (YTD Data)Rank
Total charge-offs$1,454,000721
Loans secured by real estate, total$36,0002,240
To non-U.S. addressees$013
Real estate loans in domestic offices$36,0002,238
Construction and land development$0630
Secured by farmland$0328
Total charge-offs secured by 1-4 family residential properties$26,0001,845
Secured by multifamily residential properties$0335
Secured by nonfarm nonresidential properties$10,0001,236
Real estate loans in foreign officesNANA
Loans to depository institutions$021
To foreign banks$017
Loans to finance agricultural production and other loans to farmers$0187
Commercial and industrial loans$92,0002,426
Loans to individuals$1,326,000428
Credit card loan charge offs$277,000381
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$1,049,000361
Loans to foreign governments and official institutions$011
Other loans$0275
Lease financing receivables$0296
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
Total recoveries$431,000674
Loans secured by real estate, total$27,0001,393
To non-U.S. addressees$010
Real estate loans in domestic offices$27,0001,393
Construction and land development$0460
Secured by farmland$0446
Secured by 1-4 family residential properties - total recoveries$13,0001,255
Secured by multifamily residential properties$0272
Secured by nonfarm nonresidential properties$14,000820
Real estate loans in foreign officesNANA
Loans to depository institutions$019
To foreign banks$013
Loans to finance agricultural production and other loans to farmers$0201
Commercial and industrial loans$40,0001,753
Loans to individuals$364,000393
Credit card loan recoveries$27,000479
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$337,000314
Loans to foreign governments and official institutions$014
Other loans$0267
Lease financing receivables$0264
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
Net charge-offs$1,023,000739
Loans secured by real estate, total$9,0002,987
To non-U.S. addressees$012
Real estate loans in domestic offices$9,0002,985
Construction and land development$0552
Secured by farmland$0259
Secured by 1-4 family residential properties- net charge-offs$13,0002,157
Secured by multifamily residential properties$0283
Secured by nonfarm nonresidential properties$-4,0009,743
Real estate loans in foreign officesNANA
Loans to depository institutions$021
To foreign banks$017
Loans to finance agricultural production and other loans to farmers$0152
Commercial and industrial loans$52,0002,671
To non-U.S. addressees$036
Loans to individuals$962,000442
Credit card loan net charge offs$250,000361
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$712,000376
Loans to foreign governments and official institutions$010
Other loans$0249
Lease financing receivables$0278
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
1997-12-31 (YTD Data)Rank
Total charge-offs$1,693,000693
Loans secured by real estate, total$57,0001,906
To non-U.S. addressees$011
Real estate loans in domestic offices$57,0001,906
Construction and land development$0676
Secured by farmland$0358
Total charge-offs secured by 1-4 family residential properties$57,0001,295
Secured by multifamily residential properties$0405
Secured by nonfarm nonresidential properties$01,725
Real estate loans in foreign officesNANA
Loans to depository institutions$018
To foreign banks$010
Loans to finance agricultural production and other loans to farmers$0200
Commercial and industrial loans$272,0001,110
Loans to individuals$1,364,000475
Credit card loan charge offs$263,000434
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$1,101,000378
Loans to foreign governments and official institutions$07
Other loans$0270
Lease financing receivables$0317
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
Total recoveries$485,000683
Loans secured by real estate, total$45,0001,179
To non-U.S. addressees$012
Real estate loans in domestic offices$45,0001,179
Construction and land development$0513
Secured by farmland$0504
Secured by 1-4 family residential properties - total recoveries$45,000654
Secured by multifamily residential properties$0333
Secured by nonfarm nonresidential properties$01,668
Real estate loans in foreign officesNANA
Loans to depository institutions$028
To foreign banks$018
Loans to finance agricultural production and other loans to farmers$0218
Commercial and industrial loans$82,0001,186
Loans to individuals$358,000412
Credit card loan recoveries$17,000610
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$341,000328
Loans to foreign governments and official institutions$027
Other loans$0271
Lease financing receivables$0286
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
Net charge-offs$1,208,000706
Loans secured by real estate, total$12,0002,860
To non-U.S. addressees$010
Real estate loans in domestic offices$12,0002,857
Construction and land development$0590
Secured by farmland$0284
Secured by 1-4 family residential properties- net charge-offs$12,0002,280
Secured by multifamily residential properties$0354
Secured by nonfarm nonresidential properties$01,405
Real estate loans in foreign officesNANA
Loans to depository institutions$016
To foreign banks$08
Loans to finance agricultural production and other loans to farmers$0139
Commercial and industrial loans$190,0001,135
To non-U.S. addressees$021
Loans to individuals$1,006,000492
Credit card loan net charge offs$246,000419
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$760,000397
Loans to foreign governments and official institutions$07
Other loans$0229
Lease financing receivables$0291
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
1996-12-31 (YTD Data)Rank
Total charge-offs$2,124,000686
Loans secured by real estate, total$82,0001,720
To non-U.S. addressees$010
Real estate loans in domestic offices$82,0001,720
Construction and land development$0737
Secured by farmland$0391
Total charge-offs secured by 1-4 family residential properties$38,0001,726
Secured by multifamily residential properties$0460
Secured by nonfarm nonresidential properties$44,0001,048
Real estate loans in foreign officesNANA
Loans to depository institutions$023
To foreign banks$012
Loans to finance agricultural production and other loans to farmers$0223
Commercial and industrial loans$336,000929
Loans to individuals$1,706,000453
Credit card loan charge offs$168,000568
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$1,538,000343
Loans to foreign governments and official institutions$011
Other loans$0308
Lease financing receivables$0355
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
Total recoveries$440,000841
Loans secured by real estate, total$74,000998
To non-U.S. addressees$08
Real estate loans in domestic offices$74,000998
Construction and land development$0613
Secured by farmland$0587
Secured by 1-4 family residential properties - total recoveries$30,000926
Secured by multifamily residential properties$0399
Secured by nonfarm nonresidential properties$44,000699
Real estate loans in foreign officesNANA
Loans to depository institutions$032
To foreign banks$018
Loans to finance agricultural production and other loans to farmers$0231
Commercial and industrial loans$36,0002,316
Loans to individuals$330,000510
Credit card loan recoveries$9,000922
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$321,000409
Loans to foreign governments and official institutions$032
Other loans$0331
Lease financing receivables$0294
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
Net charge-offs$1,684,000641
Loans secured by real estate, total$8,0003,289
To non-U.S. addressees$07
Real estate loans in domestic offices$8,0003,289
Construction and land development$0634
Secured by farmland$0311
Secured by 1-4 family residential properties- net charge-offs$8,0002,676
Secured by multifamily residential properties$0413
Secured by nonfarm nonresidential properties$01,551
Real estate loans in foreign officesNANA
Loans to depository institutions$020
To foreign banks$010
Loans to finance agricultural production and other loans to farmers$0178
Commercial and industrial loans$300,000750
To non-U.S. addressees$022
Loans to individuals$1,376,000426
Credit card loan net charge offs$159,000540
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$1,217,000311
Loans to foreign governments and official institutions$05
Other loans$0263
Lease financing receivables$0316
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
1995-12-31 (YTD Data)Rank
Total charge-offs$1,509,000868
Loans secured by real estate, total$34,0002,811
To non-U.S. addressees$015
Real estate loans in domestic offices$34,0002,809
Construction and land development$0883
Secured by farmland$0381
Total charge-offs secured by 1-4 family residential properties$34,0001,916
Secured by multifamily residential properties$0559
Secured by nonfarm nonresidential properties$02,210
Real estate loans in foreign officesNANA
Loans to depository institutions$023
To foreign banks$020
Loans to finance agricultural production and other loans to farmers$0186
Commercial and industrial loans$256,0001,151
Loans to individuals$1,219,000488
Credit card loan charge offs$113,000677
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$1,106,000364
Loans to foreign governments and official institutions$015
Other loans$0360
Lease financing receivables$0341
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
Total recoveries$376,000940
Loans secured by real estate, total$41,0001,507
To non-U.S. addressees$013
Real estate loans in domestic offices$41,0001,506
Construction and land development$0688
Secured by farmland$0623
Secured by 1-4 family residential properties - total recoveries$39,000800
Secured by multifamily residential properties$0496
Secured by nonfarm nonresidential properties$2,0001,843
Real estate loans in foreign officesNANA
Loans to depository institutions$032
To foreign banks$020
Loans to finance agricultural production and other loans to farmers$0227
Commercial and industrial loans$109,0001,080
Loans to individuals$226,000628
Credit card loan recoveries$9,000958
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$217,000535
Loans to foreign governments and official institutions$030
Other loans$0383
Lease financing receivables$0322
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
Net charge-offs$1,133,000815
Loans secured by real estate, total$-7,00010,538
To non-U.S. addressees$012
Real estate loans in domestic offices$-7,00010,567
Construction and land development$0772
Secured by farmland$0306
Secured by 1-4 family residential properties- net charge-offs$-5,00010,936
Secured by multifamily residential properties$0498
Secured by nonfarm nonresidential properties$-2,00010,829
Real estate loans in foreign officesNANA
Loans to depository institutions$019
To foreign banks$018
Loans to finance agricultural production and other loans to farmers$0130
Commercial and industrial loans$147,0001,270
To non-U.S. addressees$022
Loans to individuals$993,000446
Credit card loan net charge offs$104,000640
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$889,000312
Loans to foreign governments and official institutions$011
Other loans$0309
Lease financing receivables$0281
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
1994-12-31 (YTD Data)Rank
Total charge-offs$904,0001,221
Loans secured by real estate, total$100,0001,916
To non-U.S. addressees$013
Real estate loans in domestic offices$100,0001,916
Construction and land development$0994
Secured by farmland$0491
Total charge-offs secured by 1-4 family residential properties$78,0001,327
Secured by multifamily residential properties$0659
Secured by nonfarm nonresidential properties$22,0001,805
Real estate loans in foreign officesNANA
Loans to depository institutions$018
To foreign banks$013
Loans to finance agricultural production and other loans to farmers$0188
Commercial and industrial loans$29,0004,541
Loans to individuals$775,000573
Credit card loan charge offs$55,000886
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$720,000427
Loans to foreign governments and official institutions$015
Other loans$0345
Lease financing receivables$0332
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
Total recoveries$729,000663
Loans secured by real estate, total$137,000787
To non-U.S. addressees$012
Real estate loans in domestic offices$137,000786
Construction and land development$0797
Secured by farmland$0744
Secured by 1-4 family residential properties - total recoveries$45,000789
Secured by multifamily residential properties$0504
Secured by nonfarm nonresidential properties$92,000585
Real estate loans in foreign officesNANA
Loans to depository institutions$033
To foreign banks$021
Loans to finance agricultural production and other loans to farmers$0235
Commercial and industrial loans$304,000558
Loans to individuals$288,000558
Credit card loan recoveries$15,000777
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$273,000463
Loans to foreign governments and official institutions$034
Other loans$0356
Lease financing receivables$0351
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
Net charge-offs$175,0002,727
Loans secured by real estate, total$-37,00011,979
To non-U.S. addressees$09
Real estate loans in domestic offices$-37,00012,017
Construction and land development$0849
Secured by farmland$0385
Secured by 1-4 family residential properties- net charge-offs$33,0001,761
Secured by multifamily residential properties$0608
Secured by nonfarm nonresidential properties$-70,00012,328
Real estate loans in foreign officesNANA
Loans to depository institutions$014
To foreign banks$011
Loans to finance agricultural production and other loans to farmers$0130
Commercial and industrial loans$-275,00012,392
To non-U.S. addressees$026
Loans to individuals$487,000583
Credit card loan net charge offs$40,000908
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$447,000405
Loans to foreign governments and official institutions$09
Other loans$0276
Lease financing receivables$0251
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
1993-12-31 (YTD Data)Rank
Total charge-offs$1,034,0001,394
Loans secured by real estate, total$108,0002,337
To non-U.S. addressees$019
Real estate loans in domestic offices$108,0002,336
Construction and land development$01,259
Secured by farmland$0674
Total charge-offs secured by 1-4 family residential properties$75,0001,655
Secured by multifamily residential properties$0764
Secured by nonfarm nonresidential properties$33,0002,003
Real estate loans in foreign officesNANA
Loans to depository institutions$028
To foreign banks$017
Loans to finance agricultural production and other loans to farmers$0175
Commercial and industrial loans$151,0002,427
Loans to individuals$775,000627
Credit card loan charge offs$51,0001,005
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$724,000470
Loans to foreign governments and official institutions$034
Other loans$0371
Lease financing receivables$0379
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
Total recoveries$273,0001,450
Loans secured by real estate, total$92,0001,071
To non-U.S. addressees$016
Real estate loans in domestic offices$92,0001,070
Construction and land development$0926
Secured by farmland$0821
Secured by 1-4 family residential properties - total recoveries$92,000450
Secured by multifamily residential properties$0535
Secured by nonfarm nonresidential properties$02,606
Real estate loans in foreign officesNANA
Loans to depository institutions$043
To foreign banks$026
Loans to finance agricultural production and other loans to farmers$0220
Commercial and industrial loans$32,0003,460
Loans to individuals$149,000889
Credit card loan recoveries$12,000908
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$137,000809
Loans to foreign governments and official institutions$038
Other loans$0355
Lease financing receivables$0365
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
Net charge-offs$761,0001,360
Loans secured by real estate, total$16,0004,224
To non-U.S. addressees$018
Real estate loans in domestic offices$16,0004,222
Construction and land development$01,117
Secured by farmland$0548
Secured by 1-4 family residential properties- net charge-offs$-17,00012,860
Secured by multifamily residential properties$0715
Secured by nonfarm nonresidential properties$33,0001,764
Real estate loans in foreign officesNANA
Loans to depository institutions$016
To foreign banks$011
Loans to finance agricultural production and other loans to farmers$0121
Commercial and industrial loans$119,0002,164
To non-U.S. addressees$036
Loans to individuals$626,000544
Credit card loan net charge offs$39,0001,026
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$587,000365
Loans to foreign governments and official institutions$028
Other loans$0299
Lease financing receivables$0315
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
1992-12-31 (YTD Data)Rank
Total charge-offs$1,995,0001,116
Loans secured by real estate, total$328,0001,652
To non-U.S. addressees$017
Real estate loans in domestic offices$328,0001,652
Construction and land development$10,0001,409
Secured by farmland$36,000312
Total charge-offs secured by 1-4 family residential properties$228,000941
Secured by multifamily residential properties$0893
Secured by nonfarm nonresidential properties$54,0002,131
Real estate loans in foreign officesNANA
Loans to depository institutions$043
To foreign banks$020
Loans to finance agricultural production and other loans to farmers$0201
Commercial and industrial loans$1,068,000737
Loans to individuals$599,000885
Credit card loan charge offs$33,0001,375
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$566,000705
Loans to foreign governments and official institutions$043
Other loans$0387
Lease financing receivables$0464
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
Total recoveries$598,000811
Loans secured by real estate, total$115,000881
To non-U.S. addressees$07
Real estate loans in domestic offices$115,000880
Construction and land development$28,000451
Secured by farmland$0870
Secured by 1-4 family residential properties - total recoveries$87,000451
Secured by multifamily residential properties$0476
Secured by nonfarm nonresidential properties$02,509
Real estate loans in foreign officesNANA
Loans to depository institutions$052
To foreign banks$028
Loans to finance agricultural production and other loans to farmers$0217
Commercial and industrial loans$237,000747
Loans to individuals$246,000675
Credit card loan recoveries$5,0001,375
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$241,000572
Loans to foreign governments and official institutions$047
Other loans$0349
Lease financing receivables$0397
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
Net charge-offs$1,397,0001,259
Loans secured by real estate, total$213,0001,874
To non-U.S. addressees$017
Real estate loans in domestic offices$213,0001,874
Construction and land development$-18,00013,748
Secured by farmland$36,000268
Secured by 1-4 family residential properties- net charge-offs$141,0001,141
Secured by multifamily residential properties$0849
Secured by nonfarm nonresidential properties$54,0001,973
Real estate loans in foreign officesNANA
Loans to depository institutions$036
To foreign banks$015
Loans to finance agricultural production and other loans to farmers$0152
Commercial and industrial loans$831,000777
To non-U.S. addressees$050
Loans to individuals$353,000984
Credit card loan net charge offs$28,0001,357
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$325,000770
Loans to foreign governments and official institutions$037
Other loans$0326
Lease financing receivables$0406
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.