Home > The First National Bank of Southeastern Ohio > Income and Expense
The First National Bank of Southeastern Ohio, Income and Expense
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $59,758,000 | 599 |
| Total interest expense | $28,109,000 | 588 |
| Net interest income | $31,649,000 | 610 |
| Provision for loan and lease losses | $1,575,000 | 673 |
| Total noninterest income | $6,807,000 | 768 |
| Gross Fiduciary activities income | $2,634,000 | 278 |
| Service charges on deposit accounts | $2,780,000 | 488 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $1,393,000 | 1,457 |
| Total noninterest expense | $20,794,000 | 738 |
| Salaries and employee benefits | $8,023,000 | 854 |
| Premises and equipment expense | $2,976,000 | 698 |
| Additional noninterest expense | $9,795,000 | 618 |
| Pre-tax net operating income | $16,087,000 | 576 |
| Securities gains (losses) | $-104,000 | 9,959 |
| Applicable income taxes | $4,799,000 | 615 |
| Income before extraordinary items | $11,184,000 | 570 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $11,184,000 | 570 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $780,000 | 857 |
| Cash dividends | $2,850,000 | 1,021 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $11,256,800 | 562 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $50,090,000 | 681 |
| Total interest expense | $23,182,000 | 708 |
| Net interest income | $26,908,000 | 669 |
| Provision for loan and lease losses | $1,950,000 | 588 |
| Total noninterest income | $6,040,000 | 816 |
| Gross Fiduciary activities income | $2,325,000 | 290 |
| Service charges on deposit accounts | $2,284,000 | 549 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $1,431,000 | 1,447 |
| Total noninterest expense | $18,009,000 | 805 |
| Salaries and employee benefits | $6,846,000 | 947 |
| Premises and equipment expense | $2,693,000 | 747 |
| Additional noninterest expense | $8,470,000 | 660 |
| Pre-tax net operating income | $12,989,000 | 638 |
| Securities gains (losses) | $-86,000 | 10,395 |
| Applicable income taxes | $4,129,000 | 667 |
| Income before extraordinary items | $8,774,000 | 666 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $8,774,000 | 665 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,023,000 | 739 |
| Cash dividends | $2,425,000 | 1,150 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $8,832,480 | 624 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $44,804,000 | 768 |
| Total interest expense | $20,846,000 | 798 |
| Net interest income | $23,958,000 | 758 |
| Provision for loan and lease losses | $2,300,000 | 522 |
| Total noninterest income | $5,258,000 | 893 |
| Gross Fiduciary activities income | $2,176,000 | 312 |
| Service charges on deposit accounts | $1,990,000 | 644 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $1,092,000 | 1,655 |
| Total noninterest expense | $15,222,000 | 928 |
| Salaries and employee benefits | $6,294,000 | 1,049 |
| Premises and equipment expense | $2,339,000 | 860 |
| Additional noninterest expense | $6,589,000 | 789 |
| Pre-tax net operating income | $11,694,000 | 716 |
| Securities gains (losses) | $-30,000 | 10,516 |
| Applicable income taxes | $3,720,000 | 769 |
| Income before extraordinary items | $7,944,000 | 713 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $7,944,000 | 714 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,208,000 | 706 |
| Cash dividends | $2,300,000 | 1,150 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $7,964,400 | 698 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $41,514,000 | 845 |
| Total interest expense | $19,484,000 | 865 |
| Net interest income | $22,030,000 | 846 |
| Provision for loan and lease losses | $1,725,000 | 697 |
| Total noninterest income | $4,256,000 | 1,064 |
| Gross Fiduciary activities income | $1,897,000 | 364 |
| Service charges on deposit accounts | $1,737,000 | 765 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $622,000 | 2,509 |
| Total noninterest expense | $14,510,000 | 1,042 |
| Salaries and employee benefits | $6,601,000 | 1,013 |
| Premises and equipment expense | $2,196,000 | 968 |
| Additional noninterest expense | $5,713,000 | 1,021 |
| Pre-tax net operating income | $10,051,000 | 785 |
| Securities gains (losses) | $48,000 | 1,356 |
| Applicable income taxes | $3,180,000 | 831 |
| Income before extraordinary items | $6,919,000 | 784 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $6,919,000 | 785 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,684,000 | 641 |
| Cash dividends | $3,650,000 | 817 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $6,885,880 | 771 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $37,537,000 | 949 |
| Total interest expense | $18,418,000 | 950 |
| Net interest income | $19,119,000 | 965 |
| Provision for loan and lease losses | $1,075,000 | 893 |
| Total noninterest income | $3,743,000 | 1,166 |
| Gross Fiduciary activities income | $1,751,000 | 407 |
| Service charges on deposit accounts | $1,386,000 | 963 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $606,000 | 2,513 |
| Total noninterest expense | $13,779,000 | 1,089 |
| Salaries and employee benefits | $6,994,000 | 981 |
| Premises and equipment expense | $2,004,000 | 1,056 |
| Additional noninterest expense | $4,781,000 | 1,162 |
| Pre-tax net operating income | $8,008,000 | 978 |
| Securities gains (losses) | $24,000 | 1,774 |
| Applicable income taxes | $2,463,000 | 1,062 |
| Income before extraordinary items | $5,569,000 | 961 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $5,569,000 | 961 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,133,000 | 815 |
| Cash dividends | $2,850,000 | 961 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $5,552,440 | 956 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $31,203,000 | 1,014 |
| Total interest expense | $13,729,000 | 970 |
| Net interest income | $17,474,000 | 1,055 |
| Provision for loan and lease losses | $775,000 | 1,126 |
| Total noninterest income | $3,842,000 | 1,117 |
| Gross Fiduciary activities income | $1,607,000 | 418 |
| Service charges on deposit accounts | $1,266,000 | 1,045 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $969,000 | 1,876 |
| Total noninterest expense | $13,033,000 | 1,157 |
| Salaries and employee benefits | $6,264,000 | 1,084 |
| Premises and equipment expense | $1,885,000 | 1,123 |
| Additional noninterest expense | $4,884,000 | 1,199 |
| Pre-tax net operating income | $7,508,000 | 1,016 |
| Securities gains (losses) | $-186,000 | 11,911 |
| Applicable income taxes | $2,190,000 | 1,107 |
| Income before extraordinary items | $5,132,000 | 995 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $5,132,000 | 991 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $175,000 | 2,727 |
| Cash dividends | $1,980,000 | 1,133 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $5,262,200 | 987 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $30,331,000 | 1,048 |
| Total interest expense | $13,218,000 | 1,026 |
| Net interest income | $17,113,000 | 1,076 |
| Provision for loan and lease losses | $1,350,000 | 1,072 |
| Total noninterest income | $3,588,000 | 1,273 |
| Gross Fiduciary activities income | $1,475,000 | 447 |
| Service charges on deposit accounts | $1,178,000 | 1,143 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $935,000 | 2,127 |
| Total noninterest expense | $12,620,000 | 1,219 |
| Salaries and employee benefits | $6,351,000 | 1,085 |
| Premises and equipment expense | $1,663,000 | 1,284 |
| Additional noninterest expense | $4,606,000 | 1,356 |
| Pre-tax net operating income | $6,731,000 | 1,049 |
| Securities gains (losses) | $44,000 | 3,595 |
| Applicable income taxes | $1,907,000 | 1,258 |
| Income before extraordinary items | $4,868,000 | 1,067 |
| Extraordinary gains, net | $-203,000 | 13,049 |
| Net income | $4,665,000 | 1,148 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $761,000 | 1,360 |
| Cash dividends | $4,780,000 | 510 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $4,836,320 | 1,002 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $32,130,000 | 1,138 |
| Total interest expense | $15,320,000 | 1,166 |
| Net interest income | $16,810,000 | 1,106 |
| Provision for loan and lease losses | $2,100,000 | 1,116 |
| Total noninterest income | $3,151,000 | 1,372 |
| Gross Fiduciary activities income | $1,342,000 | 475 |
| Service charges on deposit accounts | $947,000 | 1,414 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $862,000 | 2,206 |
| Total noninterest expense | $12,093,000 | 1,317 |
| Salaries and employee benefits | $6,059,000 | 1,103 |
| Premises and equipment expense | $1,631,000 | 1,342 |
| Additional noninterest expense | $4,403,000 | 1,494 |
| Pre-tax net operating income | $5,768,000 | 1,125 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $1,566,000 | 1,402 |
| Income before extraordinary items | $4,202,000 | 1,124 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $4,202,000 | 1,128 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,397,000 | 1,259 |
| Cash dividends | $1,500,000 | 1,080 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $4,202,000 | 1,036 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.