Home > The First National Bank of Southeastern Ohio > Net charge- offs to loans
The First National Bank of Southeastern Ohio, Net charge- offs to loans
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1558% | 3,820 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0213% | 687 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 250 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0321% | 310 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 120 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0146% | 803 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 369 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0164% | 736 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0863% | 816 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7057% | 631 |
| Percentage Net Loans Charged-off: Credit card loans | 2.6554% | 406 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 415 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2364% | 3,035 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0032% | 925 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 229 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0044% | 1,145 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0078% | 825 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 385 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0087% | 754 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0887% | 784 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0826% | 443 |
| Percentage Net Loans Charged-off: Credit card loans | 3.6073% | 321 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 409 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3086% | 2,682 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0049% | 928 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 260 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 477 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0074% | 900 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 396 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0082% | 833 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3749% | 422 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1139% | 486 |
| Percentage Net Loans Charged-off: Credit card loans | 3.4392% | 388 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 386 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4802% | 1,849 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0037% | 979 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 284 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 559 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 233 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0056% | 959 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 412 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0061% | 906 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6749% | 268 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5569% | 311 |
| Percentage Net Loans Charged-off: Credit card loans | 2.3935% | 552 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 444 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3497% | 2,457 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0035% | 1,257 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 344 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0035% | 1,171 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 281 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0038% | 1,346 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0833% | 1,321 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0033% | 942 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3649% | 376 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1823% | 316 |
| Percentage Net Loans Charged-off: Credit card loans | 1.7554% | 584 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 433 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0586% | 6,762 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0203% | 1,308 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 353 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1428% | 1,352 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 332 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0269% | 734 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 393 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0294% | 676 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.6332% | 1,305 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6832% | 466 |
| Percentage Net Loans Charged-off: Credit card loans | 0.8853% | 772 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 371 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2820% | 4,392 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0098% | 1,121 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 485 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0747% | 714 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 368 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0153% | 1,419 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 462 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0167% | 1,415 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2991% | 679 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9723% | 410 |
| Percentage Net Loans Charged-off: Credit card loans | 1.0435% | 762 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 423 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5429% | 3,976 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1370% | 861 |
| Percentage Net Loans Charged-off:Construction & development | -0.7781% | 1,489 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1418% | 802 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 418 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1257% | 532 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 487 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1362% | 501 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.1927% | 322 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6002% | 864 |
| Percentage Net Loans Charged-off: Credit card loans | 0.7793% | 931 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 479 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |