Home > The First National Bank of Southeastern Ohio > Assets and Liabilities
The First National Bank of Southeastern Ohio, Assets and Liabilities
| 1999-12-31 | Rank | |
| # of Employees: | 301 | 567 |
| Assets and Liabilities | ||
| Total Assets: | $893,746,000 | 590 |
| Cash and due from depository institutions | $37,157,000 | 567 |
| Interest-bearing balances | $106,000 | 4,569 |
| Securities | $273,096,000 | 473 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,825 |
| Net loans & leases | $541,751,000 | 617 |
| Loan loss allowance | $8,623,000 | 536 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $12,313,000 | 616 |
| Other real estate owned | $26,000 | 567 |
| Goodwill and other intangibles | $13,921,000 | 323 |
| All other assets | $15,482,000 | 716 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $893,746,000 | 590 |
| Total liabilities | $822,538,000 | 591 |
| Total deposits | $607,578,000 | 626 |
| Interest-bearing deposits | $531,120,000 | 626 |
| Deposits held in domestic offices | $607,578,000 | 622 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $60,638,000 | 447 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $150,438,000 | 382 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $3,884,000 | 1,131 |
| Total equity capital | $71,208,000 | 668 |
| Total bank equity capital | $71,208,000 | 668 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $1,875,000 | 2,059 |
| Surplus | $27,165,000 | 731 |
| Undivided profits | $42,168,000 | 602 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $804,000 | 2,602 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $2,649,000 | 797 |
| Earning assets | $814,953,000 | 591 |
| Long-term assets (5+ years) | $355,190,000 | 329 |
| Average Assets, year-to-date | $797,613,800 | 624 |
| Average Assets, quarterly | $878,291,000 | 593 |
| Volatile liabilities | $134,605,000 | 798 |
| Insider loans | $23,432,000 | 180 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $106,026,000 | 713 |
| Tier 1 (core) risk-based capital | $65,930,000 | 682 |
| Tier 2 risk-based capital | $7,685,480 | 561 |
| Total risk weighted assets | $613,900,680 | 583 |
| Total unused commitments | $106,026,000 | 713 |
| Derivatives | $10,000,000 | 345 |
| 1998-12-31 | Rank | |
| # of Employees: | 279 | 617 |
| Assets and Liabilities | ||
| Total Assets: | $693,978,000 | 702 |
| Cash and due from depository institutions | $23,832,000 | 617 |
| Interest-bearing balances | $54,000 | 5,494 |
| Securities | $171,825,000 | 696 |
| Federal funds sold & reverse repurchase agreements | $7,000,000 | 2,474 |
| Net loans & leases | $455,711,000 | 671 |
| Loan loss allowance | $7,828,000 | 572 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $11,680,000 | 622 |
| Other real estate owned | $50,000 | 617 |
| Goodwill and other intangibles | $15,672,000 | 302 |
| All other assets | $8,208,000 | 1,034 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $693,978,000 | 702 |
| Total liabilities | $630,860,000 | 701 |
| Total deposits | $582,250,000 | 636 |
| Interest-bearing deposits | $505,120,000 | 629 |
| Deposits held in domestic offices | $582,250,000 | 629 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $27,008,000 | 643 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $18,464,000 | 1,108 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $3,138,000 | 1,396 |
| Total equity capital | $63,118,000 | 745 |
| Total bank equity capital | $63,118,000 | 745 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $1,875,000 | 2,015 |
| Surplus | $17,165,000 | 1,002 |
| Undivided profits | $44,078,000 | 578 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $591,000 | 3,564 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $2,178,000 | 948 |
| Earning assets | $634,590,000 | 698 |
| Long-term assets (5+ years) | $202,718,000 | 473 |
| Average Assets, year-to-date | $648,696,200 | 704 |
| Average Assets, quarterly | $691,318,000 | 689 |
| Volatile liabilities | $60,023,000 | 1,205 |
| Insider loans | $20,681,000 | 182 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $82,177,000 | 808 |
| Tier 1 (core) risk-based capital | $45,845,000 | 920 |
| Tier 2 risk-based capital | $6,019,510 | 660 |
| Total risk weighted assets | $479,751,910 | 662 |
| Total unused commitments | $82,177,000 | 813 |
| Derivatives | $20,000,000 | 324 |
| 1997-12-31 | Rank | |
| # of Employees: | 234 | 763 |
| Assets and Liabilities | ||
| Total Assets: | $576,987,000 | 826 |
| Cash and due from depository institutions | $19,200,000 | 763 |
| Interest-bearing balances | $32,000 | 5,614 |
| Securities | $115,327,000 | 993 |
| Federal funds sold & reverse repurchase agreements | $9,200,000 | 1,492 |
| Net loans & leases | $412,370,000 | 743 |
| Loan loss allowance | $6,901,000 | 637 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $9,773,000 | 753 |
| Other real estate owned | $0 | 763 |
| Goodwill and other intangibles | $5,685,000 | 515 |
| All other assets | $5,432,000 | 1,416 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $576,987,000 | 826 |
| Total liabilities | $530,706,000 | 811 |
| Total deposits | $480,604,000 | 776 |
| Interest-bearing deposits | $422,092,000 | 759 |
| Deposits held in domestic offices | $480,604,000 | 769 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $26,293,000 | 649 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $19,377,000 | 975 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $4,432,000 | 1,111 |
| Total equity capital | $46,281,000 | 979 |
| Total bank equity capital | $46,281,000 | 979 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $1,875,000 | 2,016 |
| Surplus | $7,346,000 | 2,051 |
| Undivided profits | $37,060,000 | 673 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $932,000 | 2,601 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $2,073,000 | 1,050 |
| Earning assets | $536,929,000 | 817 |
| Long-term assets (5+ years) | $125,030,000 | 637 |
| Average Assets, year-to-date | $553,155,000 | 827 |
| Average Assets, quarterly | $568,800,500 | 830 |
| Volatile liabilities | $67,744,000 | 1,122 |
| Insider loans | $19,360,000 | 209 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $66,246,000 | 873 |
| Tier 1 (core) risk-based capital | $39,664,000 | 1,063 |
| Tier 2 risk-based capital | $5,037,580 | 708 |
| Total risk weighted assets | $401,142,980 | 757 |
| Total unused commitments | $66,246,000 | 877 |
| Derivatives | $37,000,000 | 275 |
| 1996-12-31 | Rank | |
| # of Employees: | 226 | 822 |
| Assets and Liabilities | ||
| Total Assets: | $534,837,000 | 917 |
| Cash and due from depository institutions | $23,570,000 | 822 |
| Interest-bearing balances | $29,000 | 5,743 |
| Securities | $122,565,000 | 986 |
| Federal funds sold & reverse repurchase agreements | $2,100,000 | 4,745 |
| Net loans & leases | $364,737,000 | 857 |
| Loan loss allowance | $5,809,000 | 776 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $10,430,000 | 718 |
| Other real estate owned | $0 | 822 |
| Goodwill and other intangibles | $5,580,000 | 513 |
| All other assets | $5,855,000 | 1,410 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $534,837,000 | 917 |
| Total liabilities | $494,710,000 | 899 |
| Total deposits | $446,507,000 | 876 |
| Interest-bearing deposits | $389,924,000 | 859 |
| Deposits held in domestic offices | $446,507,000 | 869 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $14,030,000 | 977 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $27,273,000 | 795 |
| Subordinated debt | $3,000,000 | 207 |
| All other liabilities | $3,900,000 | 1,200 |
| Total equity capital | $40,127,000 | 1,138 |
| Total bank equity capital | $40,127,000 | 1,138 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $1,875,000 | 2,137 |
| Surplus | $7,346,000 | 2,105 |
| Undivided profits | $30,906,000 | 825 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,183,000 | 2,358 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $1,822,000 | 1,194 |
| Earning assets | $489,431,000 | 923 |
| Long-term assets (5+ years) | $120,870,000 | 623 |
| Average Assets, year-to-date | $512,975,000 | 923 |
| Average Assets, quarterly | $534,984,500 | 903 |
| Volatile liabilities | $55,281,000 | 1,299 |
| Insider loans | $19,272,000 | 249 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $64,482,000 | 901 |
| Tier 1 (core) risk-based capital | $34,125,000 | 1,251 |
| Tier 2 risk-based capital | $7,571,090 | 554 |
| Total risk weighted assets | $364,448,990 | 839 |
| Total unused commitments | $64,482,000 | 907 |
| Derivatives | $17,000,000 | 403 |
| 1995-12-31 | Rank | |
| # of Employees: | 210 | 919 |
| Assets and Liabilities | ||
| Total Assets: | $468,804,000 | 1,050 |
| Cash and due from depository institutions | $15,176,000 | 919 |
| Interest-bearing balances | $35,000 | 5,920 |
| Securities | $109,710,000 | 1,139 |
| Federal funds sold & reverse repurchase agreements | $2,650,000 | 4,717 |
| Net loans & leases | $326,811,000 | 928 |
| Loan loss allowance | $5,768,000 | 821 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $9,442,000 | 796 |
| Other real estate owned | $0 | 919 |
| Goodwill and other intangibles | $150,000 | 2,172 |
| All other assets | $4,865,000 | 1,653 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $468,804,000 | 1,050 |
| Total liabilities | $430,626,000 | 1,035 |
| Total deposits | $375,643,000 | 1,058 |
| Interest-bearing deposits | $332,419,000 | 1,047 |
| Deposits held in domestic offices | $375,643,000 | 1,049 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $9,909,000 | 1,115 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $39,065,000 | 619 |
| Subordinated debt | $3,000,000 | 213 |
| All other liabilities | $3,009,000 | 1,527 |
| Total equity capital | $38,178,000 | 1,196 |
| Total bank equity capital | $38,178,000 | 1,196 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $1,875,000 | 2,196 |
| Surplus | $7,346,000 | 2,106 |
| Undivided profits | $28,957,000 | 911 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,219,000 | 2,250 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $1,842,000 | 1,225 |
| Earning assets | $439,206,000 | 1,037 |
| Long-term assets (5+ years) | $87,168,000 | 766 |
| Average Assets, year-to-date | $455,860,800 | 1,037 |
| Average Assets, quarterly | $472,652,500 | 1,040 |
| Volatile liabilities | $63,763,000 | 1,099 |
| Insider loans | $15,226,000 | 317 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $47,671,000 | 1,068 |
| Tier 1 (core) risk-based capital | $36,286,000 | 1,197 |
| Tier 2 risk-based capital | $7,160,990 | 584 |
| Total risk weighted assets | $331,271,990 | 930 |
| Total unused commitments | $47,671,000 | 1,075 |
| Derivatives | $17,000,000 | 469 |
| 1994-12-31 | Rank | |
| # of Employees: | 223 | 886 |
| Assets and Liabilities | ||
| Total Assets: | $432,476,000 | 1,102 |
| Cash and due from depository institutions | $17,324,000 | 886 |
| Interest-bearing balances | $59,000 | 6,023 |
| Securities | $82,774,000 | 1,562 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,397 |
| Net loans & leases | $315,932,000 | 930 |
| Loan loss allowance | $5,826,000 | 824 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $9,766,000 | 751 |
| Other real estate owned | $26,000 | 886 |
| Goodwill and other intangibles | $172,000 | 2,004 |
| All other assets | $6,482,000 | 1,342 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $432,476,000 | 1,102 |
| Total liabilities | $400,009,000 | 1,085 |
| Total deposits | $355,432,000 | 1,084 |
| Interest-bearing deposits | $313,688,000 | 1,064 |
| Deposits held in domestic offices | $355,432,000 | 1,073 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $8,392,000 | 1,392 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $30,444,000 | 709 |
| Subordinated debt | $3,000,000 | 214 |
| All other liabilities | $2,741,000 | 1,399 |
| Total equity capital | $32,467,000 | 1,277 |
| Total bank equity capital | $32,467,000 | 1,277 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $1,875,000 | 2,253 |
| Surplus | $7,346,000 | 2,036 |
| Undivided profits | $23,246,000 | 1,005 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,237,000 | 2,270 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $1,589,000 | 1,213 |
| Earning assets | $398,765,000 | 1,097 |
| Long-term assets (5+ years) | $74,130,000 | 849 |
| Average Assets, year-to-date | $414,787,800 | 1,107 |
| Average Assets, quarterly | $429,629,500 | 1,096 |
| Volatile liabilities | $39,212,000 | 1,493 |
| Insider loans | $10,571,000 | 419 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $42,545,000 | 1,103 |
| Tier 1 (core) risk-based capital | $33,545,000 | 1,234 |
| Tier 2 risk-based capital | $6,949,480 | 594 |
| Total risk weighted assets | $314,082,080 | 938 |
| Total unused commitments | $42,545,000 | 1,111 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 218 | 955 |
| Assets and Liabilities | ||
| Total Assets: | $400,000,000 | 1,199 |
| Cash and due from depository institutions | $16,133,000 | 955 |
| Interest-bearing balances | $3,030,000 | 1,840 |
| Securities | $86,962,000 | 1,575 |
| Federal funds sold & reverse repurchase agreements | $4,950,000 | 2,843 |
| Net loans & leases | $277,282,000 | 1,021 |
| Loan loss allowance | $5,226,000 | 950 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $9,722,000 | 749 |
| Other real estate owned | $30,000 | 955 |
| Goodwill and other intangibles | $193,000 | 1,849 |
| All other assets | $4,728,000 | 1,648 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $400,000,000 | 1,199 |
| Total liabilities | $369,435,000 | 1,188 |
| Total deposits | $336,186,000 | 1,171 |
| Interest-bearing deposits | $296,835,000 | 1,162 |
| Deposits held in domestic offices | $336,186,000 | 1,160 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $8,704,000 | 1,144 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $18,954,000 | 801 |
| Subordinated debt | $3,000,000 | 215 |
| All other liabilities | $2,591,000 | 1,485 |
| Total equity capital | $30,565,000 | 1,342 |
| Total bank equity capital | $30,565,000 | 1,342 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $1,875,000 | 2,300 |
| Surplus | $7,346,000 | 1,949 |
| Undivided profits | $21,344,000 | 1,113 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,438,000 | 2,447 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $1,290,000 | 1,321 |
| Earning assets | $372,224,000 | 1,190 |
| Long-term assets (5+ years) | $68,316,000 | 943 |
| Average Assets, year-to-date | $400,319,200 | 1,161 |
| Average Assets, quarterly | $401,609,500 | 1,178 |
| Volatile liabilities | $44,638,000 | 1,314 |
| Insider loans | $10,586,000 | 408 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $34,909,000 | 1,286 |
| Tier 1 (core) risk-based capital | $30,372,000 | 1,309 |
| Tier 2 risk-based capital | $5,836,960 | 657 |
| Total risk weighted assets | $273,167,560 | 1,042 |
| Total unused commitments | $34,909,000 | 1,305 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 223 | 948 |
| Assets and Liabilities | ||
| Total Assets: | $404,363,000 | 1,205 |
| Cash and due from depository institutions | $24,896,000 | 948 |
| Interest-bearing balances | $8,980,000 | 838 |
| Securities | $93,783,000 | 1,452 |
| Federal funds sold & reverse repurchase agreements | $21,200,000 | 800 |
| Net loans & leases | $252,801,000 | 1,128 |
| Loan loss allowance | $4,637,000 | 1,057 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $6,939,000 | 1,042 |
| Other real estate owned | $25,000 | 948 |
| Goodwill and other intangibles | $214,000 | 1,815 |
| All other assets | $4,505,000 | 1,795 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $404,363,000 | 1,205 |
| Total liabilities | $373,683,000 | 1,207 |
| Total deposits | $350,753,000 | 1,181 |
| Interest-bearing deposits | $310,541,000 | 1,188 |
| Deposits held in domestic offices | $350,753,000 | 1,172 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $9,185,000 | 1,038 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $10,916,000 | 905 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $2,829,000 | 1,439 |
| Total equity capital | $30,680,000 | 1,270 |
| Total bank equity capital | $30,680,000 | 1,270 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $1,875,000 | 2,381 |
| Surplus | $7,346,000 | 1,873 |
| Undivided profits | $21,459,000 | 1,001 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,820,000 | 2,403 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $1,258,000 | 1,529 |
| Earning assets | $376,764,000 | 1,185 |
| Long-term assets (5+ years) | $46,190,000 | 1,258 |
| Average Assets, year-to-date | $388,649,600 | 1,240 |
| Average Assets, quarterly | $402,286,500 | 1,207 |
| Volatile liabilities | $41,837,000 | 1,352 |
| Insider loans | $742,000 | 1,199 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $35,383,000 | 1,203 |
| Tier 1 (core) risk-based capital | $30,466,000 | 1,236 |
| Tier 2 risk-based capital | $3,233,330 | 1,057 |
| Total risk weighted assets | $257,263,030 | 1,139 |
| Total unused commitments | $35,383,000 | 1,216 |
| Derivatives | $0 | 651 |