Home > The First National Bank of South Miami > Income and Expense

The First National Bank of South Miami, Income and Expense

2023-06-30 (YTD Data)		Rank
Total interest income	$20,549,000	1,047
Total interest expense	$7,647,000	813
Net interest income	$12,902,000	1,193
Provision for loan and lease losses	$1,612,000	401
Total noninterest income	$2,097,000	1,263
Gross Fiduciary activities income	$1,367,000	343
Service charges on deposit accounts	$495,000	987
Trading account gains and fees	NA	NA
Additional Noninterest Income	$235,000	3,005
Total noninterest expense	$12,329,000	1,016
Salaries and employee benefits	$7,062,000	1,006
Premises and equipment expense	$907,000	1,324
Additional noninterest expense	$235,000	2,998
Pre-tax net operating income	$1,058,000	2,975
Securities gains (losses)	$68,000	229
Applicable income taxes	$272,000	1,920
Income before extraordinary items	$854,000	3,043
Extraordinary gains, net	$0	51
Net income	$854,000	3,076
Minority interest net income	$0	81
Net income of bank and minority interests.	$854,000	3,042
Net charge-offs	$452,000	472
Cash dividends	$0	2,952
Sale, conversion, retirement of capital stock, net	$0	486
Net operating income	$800,280	3,136
2023-03-31 (YTD Data)		Rank
Total interest income	$10,079,000	1,049
Total interest expense	$3,080,000	875
Net interest income	$6,999,000	1,117
Provision for loan and lease losses	$525,000	500
Total noninterest income	$1,128,000	1,221
Gross Fiduciary activities income	$765,000	342
Service charges on deposit accounts	$246,000	1,001
Trading account gains and fees	NA	NA
Additional Noninterest Income	$117,000	2,997
Total noninterest expense	$5,806,000	1,079
Salaries and employee benefits	$3,558,000	1,025
Premises and equipment expense	$414,000	1,442
Additional noninterest expense	$117,000	2,997
Pre-tax net operating income	$1,796,000	1,586
Securities gains (losses)	$23,000	407
Applicable income taxes	$457,000	1,096
Income before extraordinary items	$1,362,000	1,705
Extraordinary gains, net	$0	4
Net income	$1,362,000	1,704
Minority interest net income	$0	48
Net income of bank and minority interests.	$1,362,000	1,705
Net charge-offs	$-4,000	3,763
Cash dividends	$547,000	1,182
Sale, conversion, retirement of capital stock, net	$0	430
Net operating income	$1,343,830	1,740
2022-12-31 (YTD Data)		Rank
Total interest income	$32,623,000	1,063
Total interest expense	$5,240,000	760
Net interest income	$27,383,000	1,116
Provision for loan and lease losses	$768,000	965
Total noninterest income	$4,006,000	1,370
Gross Fiduciary activities income	$2,654,000	365
Service charges on deposit accounts	$1,002,000	1,013
Trading account gains and fees	NA	NA
Additional Noninterest Income	$350,000	3,390
Total noninterest expense	$22,958,000	1,062
Salaries and employee benefits	$14,121,000	1,006
Premises and equipment expense	$1,911,000	1,265
Additional noninterest expense	$350,000	3,390
Pre-tax net operating income	$7,663,000	1,536
Securities gains (losses)	$-51,000	3,759
Applicable income taxes	$2,696,000	885
Income before extraordinary items	$4,916,000	1,843
Extraordinary gains, net	$0	5
Net income	$4,916,000	1,841
Minority interest net income	$0	63
Net income of bank and minority interests.	$4,916,000	1,842
Net charge-offs	$-50,000	4,093
Cash dividends	$1,000,000	2,143
Sale, conversion, retirement of capital stock, net	$0	568
Net operating income	$4,956,290	1,863
2022-09-30 (YTD Data)		Rank
Total interest income	$22,481,000	1,097
Total interest expense	$3,001,000	737
Net interest income	$19,480,000	1,143
Provision for loan and lease losses	$206,000	1,455
Total noninterest income	$3,030,000	1,382
Gross Fiduciary activities income	$2,021,000	360
Service charges on deposit accounts	$751,000	1,023
Trading account gains and fees	NA	NA
Additional Noninterest Income	$258,000	3,425
Total noninterest expense	$17,236,000	1,057
Salaries and employee benefits	$10,682,000	1,001
Premises and equipment expense	$1,497,000	1,206
Additional noninterest expense	$258,000	3,425
Pre-tax net operating income	$5,068,000	1,680
Securities gains (losses)	$-94,000	4,209
Applicable income taxes	$2,093,000	870
Income before extraordinary items	$2,881,000	2,130
Extraordinary gains, net	$0	4
Net income	$2,881,000	2,130
Minority interest net income	$0	57
Net income of bank and minority interests.	$2,881,000	2,129
Net charge-offs	$-50,000	4,098
Cash dividends	$1,000,000	1,660
Sale, conversion, retirement of capital stock, net	$0	519
Net operating income	$2,955,260	2,130
2022-06-30 (YTD Data)		Rank
Total interest income	$13,746,000	1,142
Total interest expense	$1,593,000	727
Net interest income	$12,153,000	1,175
Provision for loan and lease losses	$-92,000	4,469
Total noninterest income	$2,001,000	1,386
Gross Fiduciary activities income	$1,322,000	326
Service charges on deposit accounts	$509,000	997
Trading account gains and fees	NA	NA
Additional Noninterest Income	$170,000	3,479
Total noninterest expense	$11,287,000	1,062
Salaries and employee benefits	$7,126,000	989
Premises and equipment expense	$968,000	1,243
Additional noninterest expense	$3,193,000	1,100
Pre-tax net operating income	$2,959,000	1,753
Securities gains (losses)	$-94,000	4,360
Applicable income taxes	$689,000	1,253
Income before extraordinary items	$2,176,000	1,892
Extraordinary gains, net	$0	4
Net income	$2,176,000	1,892
Minority interest net income	$0	60
Net income of bank and minority interests.	$2,176,000	1,892
Net charge-offs	$-62,000	4,253
Cash dividends	$0	2,961
Sale, conversion, retirement of capital stock, net	$0	494
Net operating income	$2,250,260	1,888
2022-03-31 (YTD Data)		Rank
Total interest income	$6,358,000	1,185
Total interest expense	$810,000	681
Net interest income	$5,548,000	1,225
Provision for loan and lease losses	$-103,000	4,526
Total noninterest income	$1,021,000	1,355
Gross Fiduciary activities income	$680,000	318
Service charges on deposit accounts	$253,000	997
Trading account gains and fees	NA	NA
Additional Noninterest Income	$88,000	3,403
Total noninterest expense	$5,680,000	1,057
Salaries and employee benefits	$3,490,000	1,016
Premises and equipment expense	$495,000	1,229
Additional noninterest expense	$1,695,000	1,050
Pre-tax net operating income	$992,000	2,102
Securities gains (losses)	$-97,000	4,529
Applicable income taxes	$242,000	1,471
Income before extraordinary items	$653,000	2,446
Extraordinary gains, net	$0	4
Net income	$653,000	2,443
Minority interest net income	$0	50
Net income of bank and minority interests.	$653,000	2,446
Net charge-offs	$0	1,838
Cash dividends	$0	2,284
Sale, conversion, retirement of capital stock, net	$0	453
Net operating income	$729,630	2,326
2021-12-31 (YTD Data)		Rank
Total interest income	$27,778,000	1,119
Total interest expense	$3,842,000	703
Net interest income	$23,936,000	1,173
Provision for loan and lease losses	$-177,000	4,296
Total noninterest income	$3,680,000	1,587
Gross Fiduciary activities income	$2,332,000	346
Service charges on deposit accounts	$976,000	994
Trading account gains and fees	NA	NA
Additional Noninterest Income	$372,000	3,532
Total noninterest expense	$22,701,000	1,061
Salaries and employee benefits	$13,456,000	1,032
Premises and equipment expense	$2,732,000	934
Additional noninterest expense	$6,513,000	1,080
Pre-tax net operating income	$5,092,000	2,032
Securities gains (losses)	$-37,000	4,529
Applicable income taxes	$1,087,000	1,544
Income before extraordinary items	$3,968,000	2,178
Extraordinary gains, net	$0	10
Net income	$3,968,000	2,179
Minority interest net income	$0	74
Net income of bank and minority interests.	$3,968,000	2,179
Net charge-offs	$-195,000	4,539
Cash dividends	$0	3,608
Sale, conversion, retirement of capital stock, net	$0	582
Net operating income	$3,997,230	2,139
2021-09-30 (YTD Data)		Rank
Total interest income	$21,298,000	1,136
Total interest expense	$2,982,000	719
Net interest income	$18,316,000	1,174
Provision for loan and lease losses	$190,000	1,517
Total noninterest income	$2,716,000	1,641
Gross Fiduciary activities income	$1,704,000	351
Service charges on deposit accounts	$712,000	1,007
Trading account gains and fees	NA	NA
Additional Noninterest Income	$300,000	3,519
Total noninterest expense	$17,291,000	1,048
Salaries and employee benefits	$10,024,000	1,053
Premises and equipment expense	$2,292,000	861
Additional noninterest expense	$4,975,000	1,060
Pre-tax net operating income	$3,551,000	2,214
Securities gains (losses)	$-36,000	4,702
Applicable income taxes	$945,000	1,506
Income before extraordinary items	$2,570,000	2,475
Extraordinary gains, net	$0	8
Net income	$2,570,000	2,475
Minority interest net income	$0	69
Net income of bank and minority interests.	$2,570,000	2,475
Net charge-offs	$19,000	1,762
Cash dividends	$0	3,251
Sale, conversion, retirement of capital stock, net	$0	543
Net operating income	$2,598,440	2,431
2021-06-30 (YTD Data)		Rank
Total interest income	$14,750,000	1,083
Total interest expense	$1,981,000	767
Net interest income	$12,769,000	1,119
Provision for loan and lease losses	$-126,000	4,505
Total noninterest income	$1,775,000	1,636
Gross Fiduciary activities income	$1,095,000	350
Service charges on deposit accounts	$467,000	996
Trading account gains and fees	NA	NA
Additional Noninterest Income	$213,000	3,449
Total noninterest expense	$11,476,000	1,044
Salaries and employee benefits	$6,594,000	1,055
Premises and equipment expense	$1,568,000	845
Additional noninterest expense	$3,314,000	1,061
Pre-tax net operating income	$3,194,000	1,795
Securities gains (losses)	$-27,000	4,745
Applicable income taxes	$855,000	1,265
Income before extraordinary items	$2,312,000	2,058
Extraordinary gains, net	$0	6
Net income	$2,312,000	2,058
Minority interest net income	$0	67
Net income of bank and minority interests.	$2,312,000	2,058
Net charge-offs	$1,000	2,145
Cash dividends	$0	3,104
Sale, conversion, retirement of capital stock, net	$0	517
Net operating income	$2,333,330	2,009
2021-03-31 (YTD Data)		Rank
Total interest income	$7,953,000	1,004
Total interest expense	$970,000	835
Net interest income	$6,983,000	1,023
Provision for loan and lease losses	$-149,000	4,681
Total noninterest income	$866,000	1,664
Gross Fiduciary activities income	$504,000	360
Service charges on deposit accounts	$232,000	980
Trading account gains and fees	NA	NA
Additional Noninterest Income	$130,000	3,256
Total noninterest expense	$5,736,000	1,034
Salaries and employee benefits	$3,357,000	1,033
Premises and equipment expense	$870,000	777
Additional noninterest expense	$1,509,000	1,106
Pre-tax net operating income	$2,262,000	1,394
Securities gains (losses)	$-1,000	4,533
Applicable income taxes	$610,000	1,003
Income before extraordinary items	$1,651,000	1,613
Extraordinary gains, net	$0	3
Net income	$1,651,000	1,613
Minority interest net income	$0	55
Net income of bank and minority interests.	$1,651,000	1,613
Net charge-offs	$1,000	1,805
Cash dividends	$0	2,452
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$1,651,790	1,571
2020-12-31 (YTD Data)		Rank
Total interest income	$30,489,000	1,034
Total interest expense	$5,257,000	902
Net interest income	$25,232,000	1,065
Provision for loan and lease losses	$925,000	1,688
Total noninterest income	$3,175,000	1,678
Gross Fiduciary activities income	$1,708,000	379
Service charges on deposit accounts	$1,008,000	940
Trading account gains and fees	NA	NA
Additional Noninterest Income	$459,000	3,238
Total noninterest expense	$21,690,000	1,047
Salaries and employee benefits	$13,196,000	1,001
Premises and equipment expense	$2,720,000	925
Additional noninterest expense	$5,774,000	1,130
Pre-tax net operating income	$5,792,000	1,600
Securities gains (losses)	$-139,000	4,951
Applicable income taxes	$1,005,000	1,423
Income before extraordinary items	$4,648,000	1,719
Extraordinary gains, net	$0	4
Net income	$4,648,000	1,719
Minority interest net income	$0	72
Net income of bank and minority interests.	$4,648,000	1,719
Net charge-offs	$340,000	1,202
Cash dividends	$0	3,782
Sale, conversion, retirement of capital stock, net	$0	566
Net operating income	$4,761,980	1,651
2020-09-30 (YTD Data)		Rank
Total interest income	$23,490,000	1,013
Total interest expense	$4,284,000	891
Net interest income	$19,206,000	1,040
Provision for loan and lease losses	$939,000	1,412
Total noninterest income	$2,305,000	1,656
Gross Fiduciary activities income	$1,252,000	376
Service charges on deposit accounts	$756,000	939
Trading account gains and fees	NA	NA
Additional Noninterest Income	$297,000	3,354
Total noninterest expense	$15,755,000	1,060
Salaries and employee benefits	$9,979,000	984
Premises and equipment expense	$1,801,000	1,009
Additional noninterest expense	$3,975,000	1,191
Pre-tax net operating income	$4,817,000	1,440
Securities gains (losses)	$-127,000	4,955
Applicable income taxes	$1,250,000	1,010
Income before extraordinary items	$3,440,000	1,732
Extraordinary gains, net	$0	4
Net income	$3,440,000	1,732
Minority interest net income	$0	65
Net income of bank and minority interests.	$3,440,000	1,732
Net charge-offs	$226,000	1,189
Cash dividends	$0	3,384
Sale, conversion, retirement of capital stock, net	$0	532
Net operating income	$3,540,330	1,641
2020-06-30 (YTD Data)		Rank
Total interest income	$16,325,000	1,002
Total interest expense	$3,315,000	835
Net interest income	$13,010,000	1,028
Provision for loan and lease losses	$1,014,000	1,070
Total noninterest income	$1,530,000	1,604
Gross Fiduciary activities income	$817,000	381
Service charges on deposit accounts	$529,000	903
Trading account gains and fees	NA	NA
Additional Noninterest Income	$184,000	3,391
Total noninterest expense	$10,404,000	1,060
Salaries and employee benefits	$6,612,000	985
Premises and equipment expense	$1,163,000	1,028
Additional noninterest expense	$2,629,000	1,190
Pre-tax net operating income	$3,122,000	1,397
Securities gains (losses)	$-103,000	4,953
Applicable income taxes	$814,000	976
Income before extraordinary items	$2,205,000	1,703
Extraordinary gains, net	$0	4
Net income	$2,205,000	1,704
Minority interest net income	$0	65
Net income of bank and minority interests.	$2,205,000	1,704
Net charge-offs	$10,000	2,452
Cash dividends	$0	3,237
Sale, conversion, retirement of capital stock, net	$0	504
Net operating income	$2,286,370	1,603
2020-03-31 (YTD Data)		Rank
Total interest income	$7,931,000	1,025
Total interest expense	$2,121,000	748
Net interest income	$5,810,000	1,105
Provision for loan and lease losses	$746,000	720
Total noninterest income	$817,000	1,458
Gross Fiduciary activities income	$403,000	383
Service charges on deposit accounts	$327,000	869
Trading account gains and fees	NA	NA
Additional Noninterest Income	$87,000	3,329
Total noninterest expense	$5,208,000	1,069
Salaries and employee benefits	$3,220,000	1,011
Premises and equipment expense	$567,000	1,069
Additional noninterest expense	$1,421,000	1,143
Pre-tax net operating income	$673,000	2,400
Securities gains (losses)	$-74,000	4,970
Applicable income taxes	$161,000	1,572
Income before extraordinary items	$438,000	2,794
Extraordinary gains, net	$0	4
Net income	$438,000	2,793
Minority interest net income	$0	56
Net income of bank and minority interests.	$438,000	2,795
Net charge-offs	$3,000	2,231
Cash dividends	$0	2,639
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$496,460	2,623
2019-12-31 (YTD Data)		Rank
Total interest income	$33,578,000	987
Total interest expense	$8,447,000	787
Net interest income	$25,131,000	1,043
Provision for loan and lease losses	$119,000	2,847
Total noninterest income	$3,523,000	1,433
Gross Fiduciary activities income	$2,046,000	342
Service charges on deposit accounts	$1,206,000	969
Trading account gains and fees	NA	NA
Additional Noninterest Income	$271,000	3,673
Total noninterest expense	$20,513,000	1,065
Salaries and employee benefits	$12,323,000	1,012
Premises and equipment expense	$2,313,000	1,040
Additional noninterest expense	$5,877,000	1,104
Pre-tax net operating income	$8,022,000	1,226
Securities gains (losses)	$-32,000	4,968
Applicable income taxes	$1,284,000	1,219
Income before extraordinary items	$6,706,000	1,282
Extraordinary gains, net	$0	11
Net income	$6,706,000	1,283
Minority interest net income	$0	76
Net income of bank and minority interests.	$6,706,000	1,284
Net charge-offs	$-79,000	4,857
Cash dividends	$0	3,944
Sale, conversion, retirement of capital stock, net	$0	626
Net operating income	$6,732,880	1,258
2019-09-30 (YTD Data)		Rank
Total interest income	$25,483,000	977
Total interest expense	$6,193,000	804
Net interest income	$19,290,000	1,029
Provision for loan and lease losses	$429,000	1,303
Total noninterest income	$2,651,000	1,430
Gross Fiduciary activities income	$1,589,000	333
Service charges on deposit accounts	$881,000	998
Trading account gains and fees	NA	NA
Additional Noninterest Income	$181,000	3,820
Total noninterest expense	$15,329,000	1,065
Salaries and employee benefits	$9,271,000	1,012
Premises and equipment expense	$1,771,000	1,028
Additional noninterest expense	$4,287,000	1,125
Pre-tax net operating income	$6,183,000	1,230
Securities gains (losses)	$-5,000	4,797
Applicable income taxes	$1,580,000	905
Income before extraordinary items	$4,598,000	1,382
Extraordinary gains, net	$0	11
Net income	$4,598,000	1,382
Minority interest net income	$0	72
Net income of bank and minority interests.	$4,598,000	1,384
Net charge-offs	$-77,000	4,905
Cash dividends	$0	3,588
Sale, conversion, retirement of capital stock, net	$0	590
Net operating income	$4,601,950	1,352
2019-06-30 (YTD Data)		Rank
Total interest income	$16,943,000	976
Total interest expense	$4,011,000	809
Net interest income	$12,932,000	1,023
Provision for loan and lease losses	$416,000	984
Total noninterest income	$1,793,000	1,384
Gross Fiduciary activities income	$1,108,000	332
Service charges on deposit accounts	$560,000	1,032
Trading account gains and fees	NA	NA
Additional Noninterest Income	$125,000	3,780
Total noninterest expense	$10,312,000	1,057
Salaries and employee benefits	$6,176,000	1,006
Premises and equipment expense	$1,127,000	1,065
Additional noninterest expense	$3,009,000	1,085
Pre-tax net operating income	$3,997,000	1,230
Securities gains (losses)	$-5,000	4,829
Applicable income taxes	$1,079,000	864
Income before extraordinary items	$2,913,000	1,421
Extraordinary gains, net	$0	11
Net income	$2,913,000	1,421
Minority interest net income	$0	69
Net income of bank and minority interests.	$2,913,000	1,421
Net charge-offs	$-79,000	5,010
Cash dividends	$0	3,456
Sale, conversion, retirement of capital stock, net	$0	573
Net operating income	$2,916,950	1,397
2019-03-31 (YTD Data)		Rank
Total interest income	$8,202,000	997
Total interest expense	$1,850,000	851
Net interest income	$6,352,000	1,038
Provision for loan and lease losses	$388,000	575
Total noninterest income	$803,000	1,430
Gross Fiduciary activities income	$472,000	356
Service charges on deposit accounts	$275,000	1,028
Trading account gains and fees	NA	NA
Additional Noninterest Income	$56,000	3,892
Total noninterest expense	$5,173,000	1,049
Salaries and employee benefits	$3,112,000	1,003
Premises and equipment expense	$561,000	1,079
Additional noninterest expense	$1,500,000	1,074
Pre-tax net operating income	$1,594,000	1,443
Securities gains (losses)	$0	1,087
Applicable income taxes	$431,000	991
Income before extraordinary items	$1,163,000	1,666
Extraordinary gains, net	$0	5
Net income	$1,163,000	1,664
Minority interest net income	$0	52
Net income of bank and minority interests.	$1,163,000	1,665
Net charge-offs	$-75,000	5,151
Cash dividends	$0	2,803
Sale, conversion, retirement of capital stock, net	$0	529
Net operating income	$1,163,000	1,640
2018-12-31 (YTD Data)		Rank
Total interest income	$29,551,000	1,023
Total interest expense	$4,684,000	981
Net interest income	$24,867,000	1,035
Provision for loan and lease losses	$810,000	1,041
Total noninterest income	$3,127,000	1,495
Gross Fiduciary activities income	$1,852,000	366
Service charges on deposit accounts	$1,045,000	1,133
Trading account gains and fees	NA	NA
Additional Noninterest Income	$230,000	3,949
Total noninterest expense	$18,631,000	1,127
Salaries and employee benefits	$11,412,000	1,051
Premises and equipment expense	$1,941,000	1,210
Additional noninterest expense	$5,278,000	1,197
Pre-tax net operating income	$8,553,000	1,170
Securities gains (losses)	$-25,000	4,659
Applicable income taxes	$1,681,000	977
Income before extraordinary items	$6,847,000	1,241
Extraordinary gains, net	$0	6
Net income	$6,847,000	1,240
Minority interest net income	$0	72
Net income of bank and minority interests.	$6,847,000	1,240
Net charge-offs	$289,000	1,361
Cash dividends	$0	4,033
Sale, conversion, retirement of capital stock, net	$0	671
Net operating income	$6,867,000	1,235
2018-09-30 (YTD Data)		Rank
Total interest income	$21,938,000	1,020
Total interest expense	$3,181,000	1,013
Net interest income	$18,757,000	1,026
Provision for loan and lease losses	$658,000	914
Total noninterest income	$2,297,000	1,541
Gross Fiduciary activities income	$1,349,000	370
Service charges on deposit accounts	$784,000	1,120
Trading account gains and fees	NA	NA
Additional Noninterest Income	$164,000	4,026
Total noninterest expense	$13,843,000	1,129
Salaries and employee benefits	$8,611,000	1,050
Premises and equipment expense	$1,430,000	1,225
Additional noninterest expense	$3,802,000	1,226
Pre-tax net operating income	$6,553,000	1,150
Securities gains (losses)	$0	1,118
Applicable income taxes	$1,794,000	785
Income before extraordinary items	$4,759,000	1,317
Extraordinary gains, net	$0	5
Net income	$4,759,000	1,316
Minority interest net income	$0	66
Net income of bank and minority interests.	$4,759,000	1,316
Net charge-offs	$286,000	1,028
Cash dividends	$0	3,618
Sale, conversion, retirement of capital stock, net	$0	633
Net operating income	$4,759,000	1,305
2018-06-30 (YTD Data)		Rank
Total interest income	$14,546,000	1,021
Total interest expense	$1,941,000	1,034
Net interest income	$12,605,000	1,020
Provision for loan and lease losses	$347,000	1,082
Total noninterest income	$1,497,000	1,568
Gross Fiduciary activities income	$863,000	377
Service charges on deposit accounts	$526,000	1,122
Trading account gains and fees	NA	NA
Additional Noninterest Income	$108,000	4,068
Total noninterest expense	$9,206,000	1,134
Salaries and employee benefits	$5,749,000	1,050
Premises and equipment expense	$946,000	1,241
Additional noninterest expense	$2,511,000	1,236
Pre-tax net operating income	$4,549,000	1,104
Securities gains (losses)	$0	961
Applicable income taxes	$1,278,000	737
Income before extraordinary items	$3,271,000	1,267
Extraordinary gains, net	$0	6
Net income	$3,271,000	1,266
Minority interest net income	$0	65
Net income of bank and minority interests.	$3,271,000	1,266
Net charge-offs	$123,000	1,189
Cash dividends	$0	3,485
Sale, conversion, retirement of capital stock, net	$0	620
Net operating income	$3,271,000	1,261
2018-03-31 (YTD Data)		Rank
Total interest income	$7,206,000	1,025
Total interest expense	$888,000	1,071
Net interest income	$6,318,000	1,017
Provision for loan and lease losses	$67,000	1,830
Total noninterest income	$753,000	1,549
Gross Fiduciary activities income	$418,000	382
Service charges on deposit accounts	$278,000	1,075
Trading account gains and fees	NA	NA
Additional Noninterest Income	$57,000	4,022
Total noninterest expense	$4,585,000	1,139
Salaries and employee benefits	$2,906,000	1,056
Premises and equipment expense	$486,000	1,225
Additional noninterest expense	$1,193,000	1,290
Pre-tax net operating income	$2,419,000	1,024
Securities gains (losses)	$0	735
Applicable income taxes	$703,000	677
Income before extraordinary items	$1,716,000	1,185
Extraordinary gains, net	$0	7
Net income	$1,716,000	1,184
Minority interest net income	$0	52
Net income of bank and minority interests.	$1,716,000	1,185
Net charge-offs	$0	2,722
Cash dividends	$0	2,774
Sale, conversion, retirement of capital stock, net	$0	580
Net operating income	$1,716,000	1,176
2017-12-31 (YTD Data)		Rank
Total interest income	$25,261,000	1,110
Total interest expense	$2,375,000	1,340
Net interest income	$22,886,000	1,087
Provision for loan and lease losses	$1,670,000	595
Total noninterest income	$2,990,000	1,592
Gross Fiduciary activities income	$1,578,000	382
Service charges on deposit accounts	$1,045,000	1,146
Trading account gains and fees	NA	NA
Additional Noninterest Income	$367,000	3,554
Total noninterest expense	$16,832,000	1,206
Salaries and employee benefits	$10,391,000	1,121
Premises and equipment expense	$1,763,000	1,313
Additional noninterest expense	$4,678,000	1,314
Pre-tax net operating income	$7,374,000	1,259
Securities gains (losses)	$-59,000	5,336
Applicable income taxes	$3,525,000	853
Income before extraordinary items	$3,790,000	1,683
Extraordinary gains, net	$0	9
Net income	$3,790,000	1,684
Minority interest net income	$0	76
Net income of bank and minority interests.	$3,790,000	1,683
Net charge-offs	$-45,000	5,111
Cash dividends	$0	4,147
Sale, conversion, retirement of capital stock, net	$0	711
Net operating income	$3,827,760	1,647
2017-09-30 (YTD Data)		Rank
Total interest income	$18,365,000	1,135
Total interest expense	$1,697,000	1,375
Net interest income	$16,668,000	1,112
Provision for loan and lease losses	$1,208,000	588
Total noninterest income	$2,108,000	1,671
Gross Fiduciary activities income	$1,170,000	382
Service charges on deposit accounts	$772,000	1,172
Trading account gains and fees	NA	NA
Additional Noninterest Income	$166,000	4,166
Total noninterest expense	$12,503,000	1,220
Salaries and employee benefits	$7,746,000	1,143
Premises and equipment expense	$1,318,000	1,329
Additional noninterest expense	$3,439,000	1,333
Pre-tax net operating income	$5,065,000	1,357
Securities gains (losses)	$-59,000	5,604
Applicable income taxes	$1,978,000	916
Income before extraordinary items	$3,028,000	1,725
Extraordinary gains, net	$0	9
Net income	$3,028,000	1,726
Minority interest net income	$0	71
Net income of bank and minority interests.	$3,028,000	1,726
Net charge-offs	$-43,000	5,125
Cash dividends	$0	3,705
Sale, conversion, retirement of capital stock, net	$0	677
Net operating income	$3,065,760	1,691
2017-06-30 (YTD Data)		Rank
Total interest income	$11,623,000	1,183
Total interest expense	$1,037,000	1,436
Net interest income	$10,586,000	1,150
Provision for loan and lease losses	$1,212,000	426
Total noninterest income	$1,250,000	1,791
Gross Fiduciary activities income	$802,000	376
Service charges on deposit accounts	$448,000	1,291
Trading account gains and fees	NA	NA
Additional Noninterest Income	$0	5,670
Total noninterest expense	$8,122,000	1,252
Salaries and employee benefits	$5,152,000	1,149
Premises and equipment expense	$786,000	1,459
Additional noninterest expense	$2,184,000	1,392
Pre-tax net operating income	$2,502,000	1,702
Securities gains (losses)	$-59,000	5,681
Applicable income taxes	$929,000	1,162
Income before extraordinary items	$1,514,000	2,140
Extraordinary gains, net	$0	11
Net income	$1,514,000	2,140
Minority interest net income	$0	71
Net income of bank and minority interests.	$1,514,000	2,141
Net charge-offs	$-39,000	5,218
Cash dividends	$0	3,544
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$1,551,760	2,067
2017-03-31 (YTD Data)		Rank
Total interest income	$5,742,000	1,180
Total interest expense	$496,000	1,471
Net interest income	$5,246,000	1,150
Provision for loan and lease losses	$431,000	505
Total noninterest income	$1,086,000	1,248
Gross Fiduciary activities income	$424,000	371
Service charges on deposit accounts	$285,000	1,048
Trading account gains and fees	NA	NA
Additional Noninterest Income	$377,000	1,820
Total noninterest expense	$4,658,000	1,135
Salaries and employee benefits	$2,721,000	1,107
Premises and equipment expense	$502,000	1,190
Additional noninterest expense	$1,435,000	1,109
Pre-tax net operating income	$1,243,000	1,675
Securities gains (losses)	$-59,000	5,783
Applicable income taxes	$438,000	1,178
Income before extraordinary items	$746,000	2,101
Extraordinary gains, net	$0	8
Net income	$746,000	2,102
Minority interest net income	$0	55
Net income of bank and minority interests.	$746,000	2,102
Net charge-offs	$-8,000	4,903
Cash dividends	$0	2,846
Sale, conversion, retirement of capital stock, net	$0	632
Net operating income	$783,760	1,993
2016-12-31 (YTD Data)		Rank
Total interest income	$20,705,000	1,261
Total interest expense	$1,728,000	1,592
Net interest income	$18,977,000	1,228
Provision for loan and lease losses	$1,397,000	687
Total noninterest income	$3,260,000	1,557
Gross Fiduciary activities income	$1,377,000	405
Service charges on deposit accounts	$1,108,000	1,101
Trading account gains and fees	$0	170
Additional Noninterest Income	$775,000	2,700
Total noninterest expense	$16,615,000	1,216
Salaries and employee benefits	$9,698,000	1,179
Premises and equipment expense	$778,000	2,549
Additional noninterest expense	$6,139,000	1,075
Pre-tax net operating income	$4,225,000	1,863
Securities gains (losses)	$-87,000	5,795
Applicable income taxes	$1,350,000	1,363
Income before extraordinary items	$2,788,000	2,226
Extraordinary gains, net	$0	5
Net income	$2,788,000	2,224
Minority interest net income	$0	82
Net income of bank and minority interests.	$2,788,000	2,225
Net charge-offs	$-13,000	5,041
Cash dividends	$0	4,239
Sale, conversion, retirement of capital stock, net	$0	759
Net operating income	$2,846,290	2,140
2016-09-30 (YTD Data)		Rank
Total interest income	$15,177,000	1,293
Total interest expense	$1,334,000	1,559
Net interest income	$13,843,000	1,260
Provision for loan and lease losses	$912,000	733
Total noninterest income	$2,406,000	1,570
Gross Fiduciary activities income	$999,000	417
Service charges on deposit accounts	$840,000	1,096
Trading account gains and fees	$0	169
Additional Noninterest Income	$567,000	2,716
Total noninterest expense	$12,388,000	1,226
Salaries and employee benefits	$7,280,000	1,176
Premises and equipment expense	$587,000	2,538
Additional noninterest expense	$4,521,000	1,094
Pre-tax net operating income	$2,949,000	1,989
Securities gains (losses)	$-99,000	5,918
Applicable income taxes	$1,083,000	1,338
Income before extraordinary items	$1,767,000	2,538
Extraordinary gains, net	$0	5
Net income	$1,767,000	2,539
Minority interest net income	$0	71
Net income of bank and minority interests.	$1,767,000	2,539
Net charge-offs	$-64,000	5,445
Cash dividends	$0	3,792
Sale, conversion, retirement of capital stock, net	$0	719
Net operating income	$1,830,360	2,433
2016-06-30 (YTD Data)		Rank
Total interest income	$10,060,000	1,304
Total interest expense	$892,000	1,555
Net interest income	$9,168,000	1,273
Provision for loan and lease losses	$513,000	834
Total noninterest income	$1,580,000	1,558
Gross Fiduciary activities income	$653,000	420
Service charges on deposit accounts	$550,000	1,098
Trading account gains and fees	$0	157
Additional Noninterest Income	$377,000	2,734
Total noninterest expense	$8,034,000	1,252
Salaries and employee benefits	$4,848,000	1,181
Premises and equipment expense	$389,000	2,561
Additional noninterest expense	$2,797,000	1,164
Pre-tax net operating income	$2,201,000	1,800
Securities gains (losses)	$-104,000	6,008
Applicable income taxes	$935,000	1,132
Income before extraordinary items	$1,162,000	2,535
Extraordinary gains, net	$0	16
Net income	$1,162,000	2,534
Minority interest net income	$0	71
Net income of bank and minority interests.	$1,162,000	2,534
Net charge-offs	$-55,000	5,535
Cash dividends	$0	3,654
Sale, conversion, retirement of capital stock, net	$0	705
Net operating income	$1,228,560	2,399
2016-03-31 (YTD Data)		Rank
Total interest income	$4,781,000	1,347
Total interest expense	$449,000	1,543
Net interest income	$4,332,000	1,336
Provision for loan and lease losses	$75,000	1,741
Total noninterest income	$934,000	1,370
Gross Fiduciary activities income	$325,000	418
Service charges on deposit accounts	$276,000	1,093
Trading account gains and fees	$0	142
Additional Noninterest Income	$333,000	1,972
Total noninterest expense	$3,957,000	1,277
Salaries and employee benefits	$2,306,000	1,237
Premises and equipment expense	$194,000	2,597
Additional noninterest expense	$1,457,000	1,118
Pre-tax net operating income	$1,234,000	1,631
Securities gains (losses)	$-79,000	6,076
Applicable income taxes	$512,000	1,040
Income before extraordinary items	$643,000	2,336
Extraordinary gains, net	$0	12
Net income	$643,000	2,336
Minority interest net income	$0	62
Net income of bank and minority interests.	$643,000	2,336
Net charge-offs	$-106,000	5,886
Cash dividends	$0	2,895
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$693,560	2,158
2015-12-31 (YTD Data)		Rank
Total interest income	$17,464,000	1,417
Total interest expense	$1,732,000	1,570
Net interest income	$15,732,000	1,409
Provision for loan and lease losses	$857,000	927
Total noninterest income	$2,608,000	1,779
Gross Fiduciary activities income	$1,300,000	418
Service charges on deposit accounts	$1,131,000	1,099
Trading account gains and fees	$0	159
Additional Noninterest Income	$177,000	4,588
Total noninterest expense	$13,415,000	1,462
Salaries and employee benefits	$8,121,000	1,335
Premises and equipment expense	$1,306,000	1,743
Additional noninterest expense	$3,988,000	1,529
Pre-tax net operating income	$4,068,000	1,843
Securities gains (losses)	$-180,000	6,108
Applicable income taxes	$1,550,000	1,211
Income before extraordinary items	$2,338,000	2,457
Extraordinary gains, net	$0	23
Net income	$2,338,000	2,459
Minority interest net income	$0	81
Net income of bank and minority interests.	$2,338,000	2,459
Net charge-offs	$-9,000	5,171
Cash dividends	$0	4,291
Sale, conversion, retirement of capital stock, net	$0	804
Net operating income	$2,453,200	2,334
2015-09-30 (YTD Data)		Rank
Total interest income	$12,769,000	1,459
Total interest expense	$1,309,000	1,580
Net interest income	$11,460,000	1,457
Provision for loan and lease losses	$369,000	1,326
Total noninterest income	$2,025,000	1,741
Gross Fiduciary activities income	$979,000	417
Service charges on deposit accounts	$843,000	1,110
Trading account gains and fees	$0	153
Additional Noninterest Income	$203,000	4,118
Total noninterest expense	$10,031,000	1,458
Salaries and employee benefits	$6,059,000	1,349
Premises and equipment expense	$1,017,000	1,700
Additional noninterest expense	$2,955,000	1,544
Pre-tax net operating income	$3,085,000	1,858
Securities gains (losses)	$-174,000	6,213
Applicable income taxes	$1,135,000	1,253
Income before extraordinary items	$1,776,000	2,466
Extraordinary gains, net	$0	21
Net income	$1,776,000	2,467
Minority interest net income	$0	78
Net income of bank and minority interests.	$1,776,000	2,467
Net charge-offs	$-6,000	5,025
Cash dividends	$0	3,825
Sale, conversion, retirement of capital stock, net	$0	773
Net operating income	$1,887,360	2,323
2015-06-30 (YTD Data)		Rank
Total interest income	$8,316,000	1,499
Total interest expense	$880,000	1,572
Net interest income	$7,436,000	1,495
Provision for loan and lease losses	$236,000	1,357
Total noninterest income	$1,346,000	1,745
Gross Fiduciary activities income	$665,000	416
Service charges on deposit accounts	$547,000	1,122
Trading account gains and fees	$0	157
Additional Noninterest Income	$134,000	4,166
Total noninterest expense	$6,674,000	1,466
Salaries and employee benefits	$4,087,000	1,339
Premises and equipment expense	$686,000	1,696
Additional noninterest expense	$1,901,000	1,607
Pre-tax net operating income	$1,872,000	1,984
Securities gains (losses)	$-85,000	6,269
Applicable income taxes	$697,000	1,326
Income before extraordinary items	$1,090,000	2,601
Extraordinary gains, net	$0	22
Net income	$1,090,000	2,603
Minority interest net income	$0	75
Net income of bank and minority interests.	$1,090,000	2,603
Net charge-offs	$-1,000	4,579
Cash dividends	$0	3,664
Sale, conversion, retirement of capital stock, net	$0	751
Net operating income	$1,144,400	2,458
2015-03-31 (YTD Data)		Rank
Total interest income	$4,148,000	1,496
Total interest expense	$445,000	1,560
Net interest income	$3,703,000	1,496
Provision for loan and lease losses	$96,000	1,498
Total noninterest income	$652,000	1,765
Gross Fiduciary activities income	$318,000	431
Service charges on deposit accounts	$262,000	1,151
Trading account gains and fees	$0	152
Additional Noninterest Income	$72,000	4,060
Total noninterest expense	$3,385,000	1,445
Salaries and employee benefits	$2,178,000	1,281
Premises and equipment expense	$337,000	1,739
Additional noninterest expense	$870,000	1,733
Pre-tax net operating income	$874,000	2,067
Securities gains (losses)	$-10,000	6,254
Applicable income taxes	$337,000	1,335
Income before extraordinary items	$527,000	2,618
Extraordinary gains, net	$0	13
Net income	$527,000	2,621
Minority interest net income	$0	64
Net income of bank and minority interests.	$527,000	2,621
Net charge-offs	$0	3,288
Cash dividends	$0	2,892
Sale, conversion, retirement of capital stock, net	$0	697
Net operating income	$533,400	2,523
2014-12-31 (YTD Data)		Rank
Total interest income	$16,493,000	1,512
Total interest expense	$1,966,000	1,508
Net interest income	$14,527,000	1,521
Provision for loan and lease losses	$516,000	1,436
Total noninterest income	$2,717,000	1,679
Gross Fiduciary activities income	$1,202,000	432
Service charges on deposit accounts	$1,013,000	1,268
Trading account gains and fees	$0	180
Additional Noninterest Income	$502,000	3,267
Total noninterest expense	$12,795,000	1,488
Salaries and employee benefits	$7,617,000	1,386
Premises and equipment expense	$1,299,000	1,782
Additional noninterest expense	$3,879,000	1,609
Pre-tax net operating income	$3,933,000	1,862
Securities gains (losses)	$-514,000	6,451
Applicable income taxes	$1,273,000	1,314
Income before extraordinary items	$2,146,000	2,565
Extraordinary gains, net	$0	17
Net income	$2,146,000	2,565
Minority interest net income	$0	84
Net income of bank and minority interests.	$2,146,000	2,565
Net charge-offs	$67,000	3,528
Cash dividends	$0	4,358
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$2,474,960	2,279
2014-09-30 (YTD Data)		Rank
Total interest income	$12,215,000	1,540
Total interest expense	$1,374,000	1,616
Net interest income	$10,841,000	1,538
Provision for loan and lease losses	$371,000	1,444
Total noninterest income	$2,060,000	1,679
Gross Fiduciary activities income	$895,000	432
Service charges on deposit accounts	$732,000	1,332
Trading account gains and fees	$0	174
Additional Noninterest Income	$433,000	3,109
Total noninterest expense	$9,631,000	1,494
Salaries and employee benefits	$5,714,000	1,386
Premises and equipment expense	$1,007,000	1,748
Additional noninterest expense	$2,910,000	1,611
Pre-tax net operating income	$2,899,000	1,911
Securities gains (losses)	$-402,000	6,530
Applicable income taxes	$974,000	1,335
Income before extraordinary items	$1,523,000	2,703
Extraordinary gains, net	$0	15
Net income	$1,523,000	2,703
Minority interest net income	$0	81
Net income of bank and minority interests.	$1,523,000	2,703
Net charge-offs	$-33,000	5,924
Cash dividends	$0	3,845
Sale, conversion, retirement of capital stock, net	$0	819
Net operating income	$1,780,280	2,369
2014-06-30 (YTD Data)		Rank
Total interest income	$7,997,000	1,557
Total interest expense	$922,000	1,625
Net interest income	$7,075,000	1,567
Provision for loan and lease losses	$345,000	1,122
Total noninterest income	$1,332,000	1,685
Gross Fiduciary activities income	$596,000	432
Service charges on deposit accounts	$484,000	1,316
Trading account gains and fees	$0	172
Additional Noninterest Income	$252,000	3,280
Total noninterest expense	$6,446,000	1,486
Salaries and employee benefits	$3,825,000	1,382
Premises and equipment expense	$673,000	1,764
Additional noninterest expense	$1,948,000	1,596
Pre-tax net operating income	$1,616,000	2,152
Securities gains (losses)	$-172,000	6,575
Applicable income taxes	$563,000	1,427
Income before extraordinary items	$881,000	2,892
Extraordinary gains, net	$0	20
Net income	$881,000	2,898
Minority interest net income	$0	80
Net income of bank and minority interests.	$881,000	2,898
Net charge-offs	$42,000	2,932
Cash dividends	$0	3,668
Sale, conversion, retirement of capital stock, net	$0	794
Net operating income	$991,080	2,620
2014-03-31 (YTD Data)		Rank
Total interest income	$3,965,000	1,563
Total interest expense	$460,000	1,649
Net interest income	$3,505,000	1,559
Provision for loan and lease losses	$30,000	2,577
Total noninterest income	$731,000	1,544
Gross Fiduciary activities income	$296,000	438
Service charges on deposit accounts	$242,000	1,310
Trading account gains and fees	$0	147
Additional Noninterest Income	$193,000	2,608
Total noninterest expense	$3,444,000	1,415
Salaries and employee benefits	$2,169,000	1,262
Premises and equipment expense	$322,000	1,867
Additional noninterest expense	$953,000	1,611
Pre-tax net operating income	$762,000	2,181
Securities gains (losses)	$-147,000	6,669
Applicable income taxes	$240,000	1,545
Income before extraordinary items	$375,000	3,136
Extraordinary gains, net	$0	16
Net income	$375,000	3,138
Minority interest net income	$0	66
Net income of bank and minority interests.	$375,000	3,139
Net charge-offs	$43,000	1,986
Cash dividends	$0	2,887
Sale, conversion, retirement of capital stock, net	$0	747
Net operating income	$469,080	2,648
2013-12-31 (YTD Data)		Rank
Total interest income	$14,400,000	1,729
Total interest expense	$1,909,000	1,780
Net interest income	$12,491,000	1,724
Provision for loan and lease losses	$-455,000	6,573
Total noninterest income	$2,289,000	1,962
Gross Fiduciary activities income	$1,128,000	436
Service charges on deposit accounts	$1,033,000	1,315
Trading account gains and fees	$0	184
Additional Noninterest Income	$128,000	5,124
Total noninterest expense	$12,793,000	1,517
Salaries and employee benefits	$7,036,000	1,477
Premises and equipment expense	$1,590,000	1,497
Additional noninterest expense	$4,167,000	1,575
Pre-tax net operating income	$2,442,000	2,510
Securities gains (losses)	$-1,084,000	6,743
Applicable income taxes	$479,000	2,204
Income before extraordinary items	$879,000	4,116
Extraordinary gains, net	$0	29
Net income	$879,000	4,119
Minority interest net income	$0	90
Net income of bank and minority interests.	$879,000	4,119
Net charge-offs	$-232,000	6,647
Cash dividends	$0	4,350
Sale, conversion, retirement of capital stock, net	$0	924
Net operating income	$1,583,600	2,990
2013-09-30 (YTD Data)		Rank
Total interest income	$10,513,000	1,787
Total interest expense	$1,452,000	1,803
Net interest income	$9,061,000	1,783
Provision for loan and lease losses	$-735,000	6,755
Total noninterest income	$1,836,000	1,907
Gross Fiduciary activities income	$850,000	431
Service charges on deposit accounts	$787,000	1,306
Trading account gains and fees	$0	180
Additional Noninterest Income	$199,000	4,317
Total noninterest expense	$9,864,000	1,489
Salaries and employee benefits	$5,312,000	1,473
Premises and equipment expense	$1,242,000	1,443
Additional noninterest expense	$3,310,000	1,499
Pre-tax net operating income	$1,768,000	2,649
Securities gains (losses)	$-727,000	6,843
Applicable income taxes	$382,000	2,187
Income before extraordinary items	$659,000	4,158
Extraordinary gains, net	$0	25
Net income	$659,000	4,160
Minority interest net income	$0	84
Net income of bank and minority interests.	$659,000	4,162
Net charge-offs	$-225,000	6,740
Cash dividends	$0	3,782
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$1,124,280	3,131
2013-06-30 (YTD Data)		Rank
Total interest income	$6,780,000	1,848
Total interest expense	$993,000	1,792
Net interest income	$5,787,000	1,843
Provision for loan and lease losses	$-870,000	6,847
Total noninterest income	$1,210,000	1,965
Gross Fiduciary activities income	$523,000	452
Service charges on deposit accounts	$531,000	1,264
Trading account gains and fees	$0	157
Additional Noninterest Income	$156,000	4,165
Total noninterest expense	$6,872,000	1,437
Salaries and employee benefits	$3,578,000	1,462
Premises and equipment expense	$866,000	1,392
Additional noninterest expense	$2,428,000	1,360
Pre-tax net operating income	$995,000	2,913
Securities gains (losses)	$-400,000	6,901
Applicable income taxes	$208,000	2,393
Income before extraordinary items	$387,000	4,377
Extraordinary gains, net	$0	22
Net income	$387,000	4,379
Minority interest net income	$0	82
Net income of bank and minority interests.	$387,000	4,380
Net charge-offs	$-223,000	6,820
Cash dividends	$0	3,564
Sale, conversion, retirement of capital stock, net	$0	838
Net operating income	$647,000	3,373
2013-03-31 (YTD Data)		Rank
Total interest income	$3,249,000	1,928
Total interest expense	$504,000	1,824
Net interest income	$2,745,000	1,942
Provision for loan and lease losses	$-870,000	6,974
Total noninterest income	$626,000	1,905
Gross Fiduciary activities income	$257,000	458
Service charges on deposit accounts	$265,000	1,255
Trading account gains and fees	$0	148
Additional Noninterest Income	$104,000	3,700
Total noninterest expense	$3,632,000	1,377
Salaries and employee benefits	$1,843,000	1,440
Premises and equipment expense	$512,000	1,195
Additional noninterest expense	$1,277,000	1,293
Pre-tax net operating income	$609,000	2,530
Securities gains (losses)	$-292,000	6,995
Applicable income taxes	$111,000	2,295
Income before extraordinary items	$206,000	4,222
Extraordinary gains, net	$0	10
Net income	$206,000	4,224
Minority interest net income	$0	76
Net income of bank and minority interests.	$206,000	4,224
Net charge-offs	$-478,000	6,971
Cash dividends	$0	2,726
Sale, conversion, retirement of capital stock, net	$0	789
Net operating income	$395,800	2,958
2012-12-31 (YTD Data)		Rank
Total interest income	$13,272,000	1,981
Total interest expense	$2,092,000	2,058
Net interest income	$11,180,000	1,953
Provision for loan and lease losses	$620,000	2,413
Total noninterest income	$2,313,000	1,977
Gross Fiduciary activities income	$1,098,000	432
Service charges on deposit accounts	$948,000	1,480
Trading account gains and fees	$0	166
Additional Noninterest Income	$267,000	4,195
Total noninterest expense	$12,640,000	1,539
Salaries and employee benefits	$6,870,000	1,486
Premises and equipment expense	$1,887,000	1,257
Additional noninterest expense	$3,883,000	1,715
Pre-tax net operating income	$233,000	5,596
Securities gains (losses)	$-220,000	6,968
Applicable income taxes	$-143,000	6,745
Income before extraordinary items	$156,000	5,902
Extraordinary gains, net	$0	29
Net income	$156,000	5,899
Minority interest net income	$0	93
Net income of bank and minority interests.	$156,000	5,902
Net charge-offs	$626,000	2,359
Cash dividends	$0	4,373
Sale, conversion, retirement of capital stock, net	$0	1,002
Net operating income	$376,000	5,068
2012-09-30 (YTD Data)		Rank
Total interest income	$10,028,000	1,998
Total interest expense	$1,566,000	2,139
Net interest income	$8,462,000	1,964
Provision for loan and lease losses	$218,000	3,424
Total noninterest income	$1,607,000	2,087
Gross Fiduciary activities income	$756,000	452
Service charges on deposit accounts	$699,000	1,510
Trading account gains and fees	$0	157
Additional Noninterest Income	$152,000	4,619
Total noninterest expense	$9,772,000	1,503
Salaries and employee benefits	$5,140,000	1,480
Premises and equipment expense	$1,477,000	1,211
Additional noninterest expense	$3,155,000	1,588
Pre-tax net operating income	$79,000	6,064
Securities gains (losses)	$-97,000	7,014
Applicable income taxes	$-6,000	6,736
Income before extraordinary items	$-12,000	6,429
Extraordinary gains, net	$0	20
Net income	$-12,000	6,428
Minority interest net income	$0	86
Net income of bank and minority interests.	$-12,000	6,428
Net charge-offs	$589,000	1,995
Cash dividends	$0	3,773
Sale, conversion, retirement of capital stock, net	$0	952
Net operating income	$52,990	6,130
2012-06-30 (YTD Data)		Rank
Total interest income	$6,783,000	1,983
Total interest expense	$1,021,000	2,248
Net interest income	$5,762,000	1,922
Provision for loan and lease losses	$300,000	2,388
Total noninterest income	$1,069,000	2,072
Gross Fiduciary activities income	$506,000	448
Service charges on deposit accounts	$462,000	1,514
Trading account gains and fees	$0	153
Additional Noninterest Income	$101,000	4,647
Total noninterest expense	$6,342,000	1,539
Salaries and employee benefits	$3,365,000	1,503
Premises and equipment expense	$972,000	1,226
Additional noninterest expense	$2,005,000	1,668
Pre-tax net operating income	$189,000	5,363
Securities gains (losses)	$-26,000	7,001
Applicable income taxes	$57,000	3,457
Income before extraordinary items	$106,000	5,904
Extraordinary gains, net	$0	19
Net income	$106,000	5,904
Minority interest net income	$0	84
Net income of bank and minority interests.	$106,000	5,904
Net charge-offs	$625,000	1,565
Cash dividends	$0	3,576
Sale, conversion, retirement of capital stock, net	$0	928
Net operating income	$122,900	5,634
2012-03-31 (YTD Data)		Rank
Total interest income	$3,460,000	1,955
Total interest expense	$494,000	2,406
Net interest income	$2,966,000	1,872
Provision for loan and lease losses	$225,000	1,839
Total noninterest income	$505,000	2,128
Gross Fiduciary activities income	$219,000	479
Service charges on deposit accounts	$232,000	1,500
Trading account gains and fees	$0	148
Additional Noninterest Income	$54,000	4,597
Total noninterest expense	$3,098,000	1,577
Salaries and employee benefits	$1,653,000	1,537
Premises and equipment expense	$469,000	1,274
Additional noninterest expense	$976,000	1,707
Pre-tax net operating income	$148,000	4,955
Securities gains (losses)	$-20,000	7,103
Applicable income taxes	$51,000	3,059
Income before extraordinary items	$77,000	5,647
Extraordinary gains, net	$0	19
Net income	$77,000	5,647
Minority interest net income	$0	78
Net income of bank and minority interests.	$77,000	5,647
Net charge-offs	$287,000	1,536
Cash dividends	$0	2,768
Sale, conversion, retirement of capital stock, net	$0	861
Net operating income	$89,800	5,348
2011-12-31 (YTD Data)		Rank
Total interest income	$13,282,000	2,100
Total interest expense	$2,333,000	2,452
Net interest income	$10,949,000	1,993
Provision for loan and lease losses	$1,542,000	1,860
Total noninterest income	$2,309,000	1,817
Gross Fiduciary activities income	$842,000	438
Service charges on deposit accounts	$907,000	1,606
Trading account gains and fees	$0	146
Additional Noninterest Income	$560,000	2,962
Total noninterest expense	$11,226,000	1,734
Salaries and employee benefits	$6,080,000	1,610
Premises and equipment expense	$1,555,000	1,588
Additional noninterest expense	$3,591,000	1,877
Pre-tax net operating income	$490,000	4,757
Securities gains (losses)	$573,000	713
Applicable income taxes	$266,000	2,637
Income before extraordinary items	$797,000	3,949
Extraordinary gains, net	$0	29
Net income	$797,000	3,954
Minority interest net income	$0	96
Net income of bank and minority interests.	$797,000	3,953
Net charge-offs	$1,607,000	1,784
Cash dividends	$0	4,207
Sale, conversion, retirement of capital stock, net	$0	1,108
Net operating income	$367,250	4,911
2011-09-30 (YTD Data)		Rank
Total interest income	$10,061,000	2,110
Total interest expense	$1,838,000	2,438
Net interest income	$8,223,000	2,005
Provision for loan and lease losses	$760,000	2,332
Total noninterest income	$1,779,000	1,759
Gross Fiduciary activities income	$610,000	437
Service charges on deposit accounts	$666,000	1,644
Trading account gains and fees	$0	145
Additional Noninterest Income	$503,000	2,697
Total noninterest expense	$8,474,000	1,711
Salaries and employee benefits	$4,552,000	1,621
Premises and equipment expense	$1,217,000	1,538
Additional noninterest expense	$2,705,000	1,879
Pre-tax net operating income	$768,000	3,796
Securities gains (losses)	$193,000	1,250
Applicable income taxes	$373,000	2,014
Income before extraordinary items	$588,000	4,067
Extraordinary gains, net	$0	21
Net income	$588,000	4,068
Minority interest net income	$0	87
Net income of bank and minority interests.	$588,000	4,069
Net charge-offs	$314,000	3,196
Cash dividends	$0	3,617
Sale, conversion, retirement of capital stock, net	$0	1,036
Net operating income	$464,480	4,318
2011-06-30 (YTD Data)		Rank
Total interest income	$6,476,000	2,202
Total interest expense	$1,274,000	2,446
Net interest income	$5,202,000	2,101
Provision for loan and lease losses	$545,000	2,211
Total noninterest income	$1,188,000	1,759
Gross Fiduciary activities income	$409,000	444
Service charges on deposit accounts	$437,000	1,649
Trading account gains and fees	$0	153
Additional Noninterest Income	$342,000	2,692
Total noninterest expense	$5,541,000	1,759
Salaries and employee benefits	$3,032,000	1,630
Premises and equipment expense	$872,000	1,446
Additional noninterest expense	$1,637,000	2,080
Pre-tax net operating income	$304,000	4,598
Securities gains (losses)	$-245,000	7,397
Applicable income taxes	$-6,000	6,833
Income before extraordinary items	$65,000	5,914
Extraordinary gains, net	$0	15
Net income	$65,000	5,913
Minority interest net income	$0	89
Net income of bank and minority interests.	$65,000	5,914
Net charge-offs	$309,000	2,654
Cash dividends	$0	3,374
Sale, conversion, retirement of capital stock, net	$0	986
Net operating income	$310,000	4,311
2011-03-31 (YTD Data)		Rank
Total interest income	$3,158,000	2,264
Total interest expense	$641,000	2,500
Net interest income	$2,517,000	2,162
Provision for loan and lease losses	$0	5,840
Total noninterest income	$522,000	1,923
Gross Fiduciary activities income	$197,000	455
Service charges on deposit accounts	$224,000	1,579
Trading account gains and fees	$0	158
Additional Noninterest Income	$101,000	3,554
Total noninterest expense	$2,760,000	1,784
Salaries and employee benefits	$1,532,000	1,624
Premises and equipment expense	$405,000	1,587
Additional noninterest expense	$823,000	2,048
Pre-tax net operating income	$279,000	3,646
Securities gains (losses)	$0	1,772
Applicable income taxes	$112,000	2,065
Income before extraordinary items	$167,000	4,284
Extraordinary gains, net	$0	9
Net income	$167,000	4,283
Minority interest net income	$0	86
Net income of bank and minority interests.	$167,000	4,284
Net charge-offs	$212,000	2,071
Cash dividends	$0	2,576
Sale, conversion, retirement of capital stock, net	$0	925
Net operating income	$167,000	4,229
2010-12-31 (YTD Data)		Rank
Total interest income	$12,393,000	2,431
Total interest expense	$3,168,000	2,486
Net interest income	$9,225,000	2,365
Provision for loan and lease losses	$-1,085,000	7,642
Total noninterest income	$2,125,000	1,997
Gross Fiduciary activities income	$811,000	445
Service charges on deposit accounts	$894,000	1,653
Trading account gains and fees	$0	175
Additional Noninterest Income	$420,000	3,437
Total noninterest expense	$11,853,000	1,673
Salaries and employee benefits	$5,722,000	1,699
Premises and equipment expense	$1,945,000	1,328
Additional noninterest expense	$4,186,000	1,719
Pre-tax net operating income	$582,000	4,186
Securities gains (losses)	$-49,000	7,154
Applicable income taxes	$86,000	3,334
Income before extraordinary items	$447,000	4,475
Extraordinary gains, net	$0	29
Net income	$447,000	4,475
Minority interest net income	$0	111
Net income of bank and minority interests.	$447,000	4,475
Net charge-offs	$-1,463,000	7,652
Cash dividends	$0	4,193
Sale, conversion, retirement of capital stock, net	$0	1,226
Net operating income	$488,160	4,222
2010-09-30 (YTD Data)		Rank
Total interest income	$9,128,000	2,519
Total interest expense	$2,453,000	2,521
Net interest income	$6,675,000	2,487
Provision for loan and lease losses	$-1,085,000	7,749
Total noninterest income	$1,459,000	2,130
Gross Fiduciary activities income	$625,000	435
Service charges on deposit accounts	$661,000	1,726
Trading account gains and fees	$0	165
Additional Noninterest Income	$173,000	4,425
Total noninterest expense	$8,424,000	1,755
Salaries and employee benefits	$4,251,000	1,727
Premises and equipment expense	$1,501,000	1,312
Additional noninterest expense	$2,672,000	1,934
Pre-tax net operating income	$795,000	3,476
Securities gains (losses)	$-49,000	7,327
Applicable income taxes	$326,000	2,068
Income before extraordinary items	$420,000	4,403
Extraordinary gains, net	$0	23
Net income	$420,000	4,404
Minority interest net income	$0	110
Net income of bank and minority interests.	$420,000	4,404
Net charge-offs	$-1,441,000	7,757
Cash dividends	$0	3,702
Sale, conversion, retirement of capital stock, net	$0	1,139
Net operating income	$451,360	4,134
2010-06-30 (YTD Data)		Rank
Total interest income	$6,133,000	2,537
Total interest expense	$1,711,000	2,499
Net interest income	$4,422,000	2,502
Provision for loan and lease losses	$-1,360,000	7,820
Total noninterest income	$1,047,000	1,986
Gross Fiduciary activities income	$436,000	428
Service charges on deposit accounts	$456,000	1,681
Trading account gains and fees	$0	152
Additional Noninterest Income	$155,000	3,921
Total noninterest expense	$5,690,000	1,738
Salaries and employee benefits	$2,902,000	1,701
Premises and equipment expense	$991,000	1,338
Additional noninterest expense	$1,797,000	1,925
Pre-tax net operating income	$1,139,000	2,138
Securities gains (losses)	$-49,000	7,433
Applicable income taxes	$470,000	1,279
Income before extraordinary items	$620,000	3,003
Extraordinary gains, net	$0	19
Net income	$620,000	2,999
Minority interest net income	$0	105
Net income of bank and minority interests.	$620,000	3,002
Net charge-offs	$-1,460,000	7,826
Cash dividends	$0	3,476
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$651,360	2,792
2010-03-31 (YTD Data)		Rank
Total interest income	$2,945,000	2,697
Total interest expense	$876,000	2,563
Net interest income	$2,069,000	2,693
Provision for loan and lease losses	$-1,210,000	7,922
Total noninterest income	$521,000	1,976
Gross Fiduciary activities income	$215,000	440
Service charges on deposit accounts	$214,000	1,774
Trading account gains and fees	$0	175
Additional Noninterest Income	$92,000	3,675
Total noninterest expense	$2,890,000	1,727
Salaries and employee benefits	$1,489,000	1,677
Premises and equipment expense	$497,000	1,370
Additional noninterest expense	$904,000	1,891
Pre-tax net operating income	$910,000	1,438
Securities gains (losses)	$0	2,284
Applicable income taxes	$395,000	846
Income before extraordinary items	$515,000	2,099
Extraordinary gains, net	$0	16
Net income	$515,000	2,098
Minority interest net income	$0	91
Net income of bank and minority interests.	$515,000	2,099
Net charge-offs	$-1,443,000	7,931
Cash dividends	$0	2,646
Sale, conversion, retirement of capital stock, net	$0	1,017
Net operating income	$515,000	2,011
2009-12-31 (YTD Data)		Rank
Total interest income	$12,781,000	2,582
Total interest expense	$3,623,000	2,966
Net interest income	$9,158,000	2,379
Provision for loan and lease losses	$5,572,000	1,314
Total noninterest income	$1,838,000	2,244
Gross Fiduciary activities income	$767,000	450
Service charges on deposit accounts	$919,000	1,810
Trading account gains and fees	$0	211
Additional Noninterest Income	$152,000	5,072
Total noninterest expense	$11,585,000	1,763
Salaries and employee benefits	$5,483,000	1,811
Premises and equipment expense	$2,021,000	1,339
Additional noninterest expense	$4,081,000	1,821
Pre-tax net operating income	$-6,161,000	7,288
Securities gains (losses)	$-492,000	7,587
Applicable income taxes	$-1,617,000	7,452
Income before extraordinary items	$-5,036,000	7,267
Extraordinary gains, net	$0	34
Net income	$-5,036,000	7,267
Minority interest net income	$0	115
Net income of bank and minority interests.	$-5,036,000	7,267
Net charge-offs	$4,334,000	1,275
Cash dividends	$0	4,670
Sale, conversion, retirement of capital stock, net	$0	1,342
Net operating income	$-4,662,080	7,241
2009-09-30 (YTD Data)		Rank
Total interest income	$9,784,000	2,585
Total interest expense	$2,717,000	3,085
Net interest income	$7,067,000	2,317
Provision for loan and lease losses	$3,082,000	1,453
Total noninterest income	$1,391,000	2,289
Gross Fiduciary activities income	$588,000	441
Service charges on deposit accounts	$689,000	1,819
Trading account gains and fees	$0	212
Additional Noninterest Income	$114,000	5,209
Total noninterest expense	$8,363,000	1,818
Salaries and employee benefits	$4,148,000	1,815
Premises and equipment expense	$1,522,000	1,346
Additional noninterest expense	$2,693,000	1,962
Pre-tax net operating income	$-2,987,000	7,286
Securities gains (losses)	$0	3,497
Applicable income taxes	$-1,292,000	7,623
Income before extraordinary items	$-1,695,000	7,071
Extraordinary gains, net	$0	27
Net income	$-1,695,000	7,069
Minority interest net income	$0	118
Net income of bank and minority interests.	$-1,695,000	7,070
Net charge-offs	$955,000	2,245
Cash dividends	$0	4,191
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$-1,695,000	7,060
2009-06-30 (YTD Data)		Rank
Total interest income	$6,588,000	2,595
Total interest expense	$1,775,000	3,270
Net interest income	$4,813,000	2,270
Provision for loan and lease losses	$1,397,000	1,712
Total noninterest income	$884,000	2,371
Gross Fiduciary activities income	$348,000	472
Service charges on deposit accounts	$465,000	1,777
Trading account gains and fees	$0	193
Additional Noninterest Income	$71,000	5,343
Total noninterest expense	$5,340,000	1,915
Salaries and employee benefits	$2,814,000	1,811
Premises and equipment expense	$988,000	1,416
Additional noninterest expense	$1,538,000	2,283
Pre-tax net operating income	$-1,040,000	7,041
Securities gains (losses)	$0	3,136
Applicable income taxes	$-473,000	7,562
Income before extraordinary items	$-567,000	6,826
Extraordinary gains, net	$0	21
Net income	$-567,000	6,826
Minority interest net income	$0	112
Net income of bank and minority interests.	$-567,000	6,826
Net charge-offs	$173,000	3,610
Cash dividends	$0	3,983
Sale, conversion, retirement of capital stock, net	$0	1,195
Net operating income	$-567,000	6,811
2009-03-31 (YTD Data)		Rank
Total interest income	$3,259,000	2,651
Total interest expense	$886,000	3,357
Net interest income	$2,373,000	2,302
Provision for loan and lease losses	$785,000	1,356
Total noninterest income	$446,000	2,307
Gross Fiduciary activities income	$177,000	472
Service charges on deposit accounts	$240,000	1,683
Trading account gains and fees	$0	171
Additional Noninterest Income	$29,000	5,665
Total noninterest expense	$2,670,000	1,863
Salaries and employee benefits	$1,441,000	1,801
Premises and equipment expense	$477,000	1,488
Additional noninterest expense	$752,000	2,094
Pre-tax net operating income	$-636,000	7,445
Securities gains (losses)	$0	2,434
Applicable income taxes	$-267,000	7,768
Income before extraordinary items	$-369,000	7,298
Extraordinary gains, net	$0	15
Net income	$-369,000	7,299
Minority interest net income	$0	102
Net income of bank and minority interests.	$-369,000	7,299
Net charge-offs	$14,000	4,567
Cash dividends	$0	3,051
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$-369,000	7,257
2008-12-31 (YTD Data)		Rank
Total interest income	$14,277,000	2,592
Total interest expense	$3,754,000	3,676
Net interest income	$10,523,000	2,111
Provision for loan and lease losses	$1,580,000	2,094
Total noninterest income	$1,837,000	2,266
Gross Fiduciary activities income	$697,000	499
Service charges on deposit accounts	$965,000	1,814
Trading account gains and fees	$0	154
Additional Noninterest Income	$175,000	5,065
Total noninterest expense	$10,192,000	1,894
Salaries and employee benefits	$5,609,000	1,818
Premises and equipment expense	$2,007,000	1,372
Additional noninterest expense	$2,576,000	2,287
Pre-tax net operating income	$588,000	4,642
Securities gains (losses)	$104,000	1,099
Applicable income taxes	$286,000	2,456
Income before extraordinary items	$406,000	4,738
Extraordinary gains, net	$0	39
Net income	$406,000	4,738
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,414,000	1,613
Cash dividends	$0	5,455
Sale, conversion, retirement of capital stock, net	$0	1,389
Net operating income	$339,440	5,122
2008-09-30 (YTD Data)		Rank
Total interest income	$10,828,000	2,619
Total interest expense	$2,862,000	3,741
Net interest income	$7,966,000	2,102
Provision for loan and lease losses	$334,000	3,368
Total noninterest income	$1,338,000	2,393
Gross Fiduciary activities income	$536,000	493
Service charges on deposit accounts	$690,000	1,889
Trading account gains and fees	$0	148
Additional Noninterest Income	$112,000	5,436
Total noninterest expense	$7,667,000	1,878
Salaries and employee benefits	$4,262,000	1,821
Premises and equipment expense	$1,511,000	1,375
Additional noninterest expense	$1,894,000	2,260
Pre-tax net operating income	$1,303,000	3,139
Securities gains (losses)	$104,000	940
Applicable income taxes	$591,000	1,696
Income before extraordinary items	$816,000	3,526
Extraordinary gains, net	$0	31
Net income	$816,000	3,527
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$426,000	2,143
Cash dividends	$0	4,937
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$749,440	3,827
2008-06-30 (YTD Data)		Rank
Total interest income	$7,189,000	2,654
Total interest expense	$1,993,000	3,755
Net interest income	$5,196,000	2,132
Provision for loan and lease losses	$24,000	5,853
Total noninterest income	$876,000	2,459
Gross Fiduciary activities income	$364,000	496
Service charges on deposit accounts	$429,000	1,981
Trading account gains and fees	$0	149
Additional Noninterest Income	$83,000	5,358
Total noninterest expense	$5,246,000	1,836
Salaries and employee benefits	$2,930,000	1,775
Premises and equipment expense	$1,011,000	1,370
Additional noninterest expense	$1,305,000	2,170
Pre-tax net operating income	$802,000	3,425
Securities gains (losses)	$105,000	929
Applicable income taxes	$381,000	1,923
Income before extraordinary items	$526,000	3,917
Extraordinary gains, net	$0	21
Net income	$526,000	3,917
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$58,000	3,637
Cash dividends	$0	4,733
Sale, conversion, retirement of capital stock, net	$0	1,136
Net operating income	$458,800	4,141
2008-03-31 (YTD Data)		Rank
Total interest income	$3,727,000	2,632
Total interest expense	$1,105,000	3,651
Net interest income	$2,622,000	2,121
Provision for loan and lease losses	$16,000	5,047
Total noninterest income	$460,000	2,352
Gross Fiduciary activities income	$193,000	489
Service charges on deposit accounts	$205,000	2,041
Trading account gains and fees	$0	158
Additional Noninterest Income	$62,000	4,635
Total noninterest expense	$2,636,000	1,818
Salaries and employee benefits	$1,558,000	1,687
Premises and equipment expense	$502,000	1,382
Additional noninterest expense	$576,000	2,399
Pre-tax net operating income	$430,000	3,384
Securities gains (losses)	$85,000	794
Applicable income taxes	$216,000	1,871
Income before extraordinary items	$299,000	3,801
Extraordinary gains, net	$0	15
Net income	$299,000	3,805
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$25,000	3,138
Cash dividends	$0	3,705
Sale, conversion, retirement of capital stock, net	$0	1,000
Net operating income	$244,600	4,136
2007-12-31 (YTD Data)		Rank
Total interest income	$15,971,000	2,544
Total interest expense	$5,628,000	3,168
Net interest income	$10,343,000	2,184
Provision for loan and lease losses	$295,000	3,233
Total noninterest income	$1,738,000	2,440
Gross Fiduciary activities income	$702,000	509
Service charges on deposit accounts	$738,000	2,270
Trading account gains and fees	$0	178
Additional Noninterest Income	$298,000	4,259
Total noninterest expense	$9,569,000	1,936
Salaries and employee benefits	$5,020,000	1,995
Premises and equipment expense	$1,893,000	1,408
Additional noninterest expense	$2,656,000	2,063
Pre-tax net operating income	$2,217,000	3,104
Securities gains (losses)	$0	2,146
Applicable income taxes	$240,000	3,662
Income before extraordinary items	$1,977,000	2,846
Extraordinary gains, net	$0	39
Net income	$1,977,000	2,845
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$243,000	2,573
Cash dividends	$0	5,817
Sale, conversion, retirement of capital stock, net	$0	1,304
Net operating income	$1,977,000	2,824
2007-09-30 (YTD Data)		Rank
Total interest income	$11,960,000	2,547
Total interest expense	$4,239,000	3,160
Net interest income	$7,721,000	2,208
Provision for loan and lease losses	$98,000	4,156
Total noninterest income	$1,302,000	2,441
Gross Fiduciary activities income	$528,000	515
Service charges on deposit accounts	$534,000	2,321
Trading account gains and fees	$0	184
Additional Noninterest Income	$240,000	4,162
Total noninterest expense	$7,007,000	1,962
Salaries and employee benefits	$3,678,000	2,050
Premises and equipment expense	$1,384,000	1,439
Additional noninterest expense	$1,945,000	2,069
Pre-tax net operating income	$1,918,000	2,935
Securities gains (losses)	$0	1,655
Applicable income taxes	$712,000	2,056
Income before extraordinary items	$1,206,000	3,454
Extraordinary gains, net	$0	33
Net income	$1,206,000	3,453
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$201,000	1,965
Cash dividends	$0	5,179
Sale, conversion, retirement of capital stock, net	$0	1,144
Net operating income	$1,206,000	3,443
2007-06-30 (YTD Data)		Rank
Total interest income	$7,826,000	2,605
Total interest expense	$2,803,000	3,171
Net interest income	$5,023,000	2,282
Provision for loan and lease losses	$75,000	3,728
Total noninterest income	$891,000	2,404
Gross Fiduciary activities income	$358,000	516
Service charges on deposit accounts	$352,000	2,349
Trading account gains and fees	$0	168
Additional Noninterest Income	$181,000	3,978
Total noninterest expense	$4,730,000	1,954
Salaries and employee benefits	$2,512,000	2,027
Premises and equipment expense	$905,000	1,476
Additional noninterest expense	$1,313,000	2,053
Pre-tax net operating income	$1,109,000	3,292
Securities gains (losses)	$0	1,444
Applicable income taxes	$413,000	2,334
Income before extraordinary items	$696,000	3,833
Extraordinary gains, net	$0	29
Net income	$696,000	3,833
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$173,000	1,479
Cash dividends	$0	4,977
Sale, conversion, retirement of capital stock, net	$0	1,051
Net operating income	$696,000	3,821
2007-03-31 (YTD Data)		Rank
Total interest income	$3,881,000	2,616
Total interest expense	$1,405,000	3,159
Net interest income	$2,476,000	2,313
Provision for loan and lease losses	$28,000	4,050
Total noninterest income	$453,000	2,353
Gross Fiduciary activities income	$183,000	505
Service charges on deposit accounts	$177,000	2,278
Trading account gains and fees	$0	195
Additional Noninterest Income	$93,000	3,879
Total noninterest expense	$2,450,000	1,885
Salaries and employee benefits	$1,338,000	1,922
Premises and equipment expense	$469,000	1,432
Additional noninterest expense	$643,000	2,041
Pre-tax net operating income	$451,000	3,745
Securities gains (losses)	$0	1,187
Applicable income taxes	$169,000	2,618
Income before extraordinary items	$282,000	4,319
Extraordinary gains, net	$0	22
Net income	$282,000	4,321
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$105,000	1,146
Cash dividends	$0	3,942
Sale, conversion, retirement of capital stock, net	$0	885
Net operating income	$282,000	4,300
2006-12-31 (YTD Data)		Rank
Total interest income	$13,648,000	2,769
Total interest expense	$5,014,000	3,021
Net interest income	$8,634,000	2,611
Provision for loan and lease losses	$453,000	2,053
Total noninterest income	$1,798,000	2,396
Gross Fiduciary activities income	$902,000	437
Service charges on deposit accounts	$623,000	2,608
Trading account gains and fees	$0	130
Additional Noninterest Income	$273,000	4,486
Total noninterest expense	$8,930,000	1,976
Salaries and employee benefits	$4,505,000	2,172
Premises and equipment expense	$1,516,000	1,681
Additional noninterest expense	$2,909,000	1,811
Pre-tax net operating income	$1,049,000	5,087
Securities gains (losses)	$0	1,687
Applicable income taxes	$394,000	3,455
Income before extraordinary items	$655,000	5,634
Extraordinary gains, net	$0	51
Net income	$655,000	5,635
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$541,000	1,107
Cash dividends	$0	5,941
Sale, conversion, retirement of capital stock, net	$0	1,251
Net operating income	$655,000	5,614
2006-09-30 (YTD Data)		Rank
Total interest income	$9,895,000	2,819
Total interest expense	$3,605,000	3,040
Net interest income	$6,290,000	2,691
Provision for loan and lease losses	$405,000	1,679
Total noninterest income	$1,409,000	2,329
Gross Fiduciary activities income	$723,000	408
Service charges on deposit accounts	$467,000	2,613
Trading account gains and fees	$0	126
Additional Noninterest Income	$219,000	4,347
Total noninterest expense	$6,342,000	2,080
Salaries and employee benefits	$3,338,000	2,198
Premises and equipment expense	$1,006,000	1,880
Additional noninterest expense	$1,998,000	1,953
Pre-tax net operating income	$952,000	4,820
Securities gains (losses)	$0	1,388
Applicable income taxes	$355,000	3,346
Income before extraordinary items	$597,000	5,365
Extraordinary gains, net	$0	45
Net income	$597,000	5,368
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$473,000	844
Cash dividends	$0	5,292
Sale, conversion, retirement of capital stock, net	$0	1,045
Net operating income	$597,000	5,363
2006-06-30 (YTD Data)		Rank
Total interest income	$6,404,000	2,863
Total interest expense	$2,220,000	3,127
Net interest income	$4,184,000	2,696
Provision for loan and lease losses	$305,000	1,445
Total noninterest income	$986,000	2,249
Gross Fiduciary activities income	$541,000	379
Service charges on deposit accounts	$316,000	2,564
Trading account gains and fees	$0	126
Additional Noninterest Income	$129,000	4,602
Total noninterest expense	$4,301,000	2,045
Salaries and employee benefits	$2,236,000	2,198
Premises and equipment expense	$699,000	1,807
Additional noninterest expense	$1,366,000	1,913
Pre-tax net operating income	$564,000	5,140
Securities gains (losses)	$0	1,185
Applicable income taxes	$210,000	3,549
Income before extraordinary items	$354,000	5,661
Extraordinary gains, net	$0	39
Net income	$354,000	5,662
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$410,000	662
Cash dividends	$0	5,069
Sale, conversion, retirement of capital stock, net	$0	887
Net operating income	$354,000	5,660
2006-03-31 (YTD Data)		Rank
Total interest income	$3,043,000	2,933
Total interest expense	$1,032,000	3,183
Net interest income	$2,011,000	2,769
Provision for loan and lease losses	$200,000	1,130
Total noninterest income	$594,000	1,949
Gross Fiduciary activities income	$363,000	328
Service charges on deposit accounts	$160,000	2,456
Trading account gains and fees	$0	115
Additional Noninterest Income	$71,000	4,406
Total noninterest expense	$2,165,000	2,041
Salaries and employee benefits	$1,158,000	2,130
Premises and equipment expense	$331,000	1,914
Additional noninterest expense	$676,000	1,931
Pre-tax net operating income	$240,000	5,464
Securities gains (losses)	$0	955
Applicable income taxes	$88,000	3,760
Income before extraordinary items	$152,000	5,939
Extraordinary gains, net	$0	21
Net income	$152,000	5,940
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$274,000	494
Cash dividends	$0	3,943
Sale, conversion, retirement of capital stock, net	$0	648
Net operating income	$152,000	5,936
2005-12-31 (YTD Data)		Rank
Total interest income	$10,767,000	2,952
Total interest expense	$2,956,000	3,372
Net interest income	$7,811,000	2,769
Provision for loan and lease losses	$684,000	1,467
Total noninterest income	$1,774,000	2,408
Gross Fiduciary activities income	$810,000	446
Service charges on deposit accounts	$703,000	2,344
Trading account gains and fees	$0	138
Additional Noninterest Income	$261,000	4,638
Total noninterest expense	$7,933,000	2,104
Salaries and employee benefits	$4,242,000	2,165
Premises and equipment expense	$1,234,000	1,947
Additional noninterest expense	$2,457,000	2,047
Pre-tax net operating income	$968,000	5,438
Securities gains (losses)	$0	2,296
Applicable income taxes	$410,000	3,663
Income before extraordinary items	$558,000	6,152
Extraordinary gains, net	$0	46
Net income	$558,000	6,157
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$771,000	819
Cash dividends	$0	6,054
Sale, conversion, retirement of capital stock, net	$0	934
Net operating income	$558,000	6,116
2005-09-30 (YTD Data)		Rank
Total interest income	$7,849,000	2,978
Total interest expense	$2,015,000	3,492
Net interest income	$5,834,000	2,757
Provision for loan and lease losses	$374,000	1,820
Total noninterest income	$1,326,000	2,412
Gross Fiduciary activities income	$592,000	444
Service charges on deposit accounts	$533,000	2,320
Trading account gains and fees	$0	126
Additional Noninterest Income	$201,000	4,596
Total noninterest expense	$5,916,000	2,092
Salaries and employee benefits	$3,192,000	2,140
Premises and equipment expense	$901,000	1,986
Additional noninterest expense	$1,823,000	2,049
Pre-tax net operating income	$870,000	5,108
Securities gains (losses)	$0	2,317
Applicable income taxes	$323,000	3,680
Income before extraordinary items	$547,000	5,684
Extraordinary gains, net	$0	35
Net income	$547,000	5,687
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$506,000	827
Cash dividends	$0	5,317
Sale, conversion, retirement of capital stock, net	$0	769
Net operating income	$547,000	5,641
2005-06-30 (YTD Data)		Rank
Total interest income	$5,184,000	2,940
Total interest expense	$1,185,000	3,649
Net interest income	$3,999,000	2,656
Provision for loan and lease losses	$248,000	1,801
Total noninterest income	$910,000	2,343
Gross Fiduciary activities income	$406,000	435
Service charges on deposit accounts	$358,000	2,261
Trading account gains and fees	$0	116
Additional Noninterest Income	$146,000	4,386
Total noninterest expense	$3,965,000	2,069
Salaries and employee benefits	$2,186,000	2,074
Premises and equipment expense	$568,000	2,080
Additional noninterest expense	$1,211,000	2,032
Pre-tax net operating income	$696,000	4,640
Securities gains (losses)	$0	2,146
Applicable income taxes	$258,000	3,360
Income before extraordinary items	$438,000	5,223
Extraordinary gains, net	$0	30
Net income	$438,000	5,225
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$297,000	901
Cash dividends	$0	5,072
Sale, conversion, retirement of capital stock, net	$0	643
Net operating income	$438,000	5,173
2005-03-31 (YTD Data)		Rank
Total interest income	$2,580,000	2,916
Total interest expense	$549,000	3,765
Net interest income	$2,031,000	2,608
Provision for loan and lease losses	$115,000	1,851
Total noninterest income	$492,000	2,162
Gross Fiduciary activities income	$220,000	419
Service charges on deposit accounts	$172,000	2,285
Trading account gains and fees	$0	115
Additional Noninterest Income	$100,000	3,737
Total noninterest expense	$1,990,000	2,080
Salaries and employee benefits	$1,107,000	2,065
Premises and equipment expense	$282,000	2,122
Additional noninterest expense	$601,000	2,038
Pre-tax net operating income	$418,000	4,144
Securities gains (losses)	$0	1,685
Applicable income taxes	$157,000	3,029
Income before extraordinary items	$261,000	4,748
Extraordinary gains, net	$0	24
Net income	$261,000	4,749
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$155,000	816
Cash dividends	$0	3,863
Sale, conversion, retirement of capital stock, net	$0	491
Net operating income	$261,000	4,710
2004-12-31 (YTD Data)		Rank
Total interest income	$9,477,000	2,969
Total interest expense	$2,013,000	3,632
Net interest income	$7,464,000	2,710
Provision for loan and lease losses	$402,000	2,355
Total noninterest income	$1,801,000	2,365
Gross Fiduciary activities income	$759,000	434
Service charges on deposit accounts	$832,000	2,070
Trading account gains and fees	$0	138
Additional Noninterest Income	$210,000	5,009
Total noninterest expense	$8,690,000	1,860
Salaries and employee benefits	$4,400,000	1,984
Premises and equipment expense	$1,232,000	1,863
Additional noninterest expense	$3,058,000	1,595
Pre-tax net operating income	$173,000	7,869
Securities gains (losses)	$0	3,819
Applicable income taxes	$90,000	5,619
Income before extraordinary items	$83,000	8,163
Extraordinary gains, net	$0	34
Net income	$83,000	8,162
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$509,000	1,324
Cash dividends	$5,200,000	593
Sale, conversion, retirement of capital stock, net	$0	872
Net operating income	$83,000	8,124
2004-09-30 (YTD Data)		Rank
Total interest income	$6,874,000	3,025
Total interest expense	$1,484,000	3,652
Net interest income	$5,390,000	2,791
Provision for loan and lease losses	$277,000	2,394
Total noninterest income	$1,367,000	2,354
Gross Fiduciary activities income	$560,000	444
Service charges on deposit accounts	$647,000	2,020
Trading account gains and fees	$0	134
Additional Noninterest Income	$160,000	4,974
Total noninterest expense	$6,696,000	1,803
Salaries and employee benefits	$3,343,000	1,950
Premises and equipment expense	$956,000	1,813
Additional noninterest expense	$2,397,000	1,525
Pre-tax net operating income	$-216,000	8,656
Securities gains (losses)	$0	3,710
Applicable income taxes	$-29,000	8,787
Income before extraordinary items	$-187,000	8,670
Extraordinary gains, net	$0	26
Net income	$-187,000	8,672
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$340,000	1,317
Cash dividends	$5,200,000	441
Sale, conversion, retirement of capital stock, net	$0	738
Net operating income	$-187,000	8,641
2004-06-30 (YTD Data)		Rank
Total interest income	$4,439,000	3,100
Total interest expense	$973,000	3,687
Net interest income	$3,466,000	2,877
Provision for loan and lease losses	$285,000	1,655
Total noninterest income	$864,000	2,457
Gross Fiduciary activities income	$318,000	489
Service charges on deposit accounts	$445,000	1,940
Trading account gains and fees	$0	130
Additional Noninterest Income	$101,000	5,138
Total noninterest expense	$4,533,000	1,767
Salaries and employee benefits	$2,315,000	1,877
Premises and equipment expense	$638,000	1,811
Additional noninterest expense	$1,580,000	1,532
Pre-tax net operating income	$-488,000	8,895
Securities gains (losses)	$0	3,413
Applicable income taxes	$-137,000	8,960
Income before extraordinary items	$-351,000	8,875
Extraordinary gains, net	$0	21
Net income	$-351,000	8,875
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$318,000	994
Cash dividends	$5,200,000	319
Sale, conversion, retirement of capital stock, net	$0	638
Net operating income	$-351,000	8,848
2004-03-31 (YTD Data)		Rank
Total interest income	$2,220,000	3,106
Total interest expense	$497,000	3,665
Net interest income	$1,723,000	2,891
Provision for loan and lease losses	$175,000	1,288
Total noninterest income	$433,000	2,410
Gross Fiduciary activities income	$158,000	500
Service charges on deposit accounts	$226,000	1,866
Trading account gains and fees	$0	121
Additional Noninterest Income	$49,000	5,162
Total noninterest expense	$2,296,000	1,761
Salaries and employee benefits	$1,200,000	1,835
Premises and equipment expense	$325,000	1,800
Additional noninterest expense	$771,000	1,550
Pre-tax net operating income	$-315,000	8,976
Securities gains (losses)	$0	2,934
Applicable income taxes	$-69,000	9,005
Income before extraordinary items	$-246,000	8,970
Extraordinary gains, net	$0	16
Net income	$-246,000	8,970
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$191,000	843
Cash dividends	$0	3,841
Sale, conversion, retirement of capital stock, net	$0	464
Net operating income	$-246,000	8,946
2003-12-31 (YTD Data)		Rank
Total interest income	$9,815,000	2,879
Total interest expense	$2,599,000	3,245
Net interest income	$7,216,000	2,683
Provision for loan and lease losses	$745,000	1,547
Total noninterest income	$1,783,000	2,514
Gross Fiduciary activities income	$688,000	466
Service charges on deposit accounts	$885,000	1,949
Trading account gains and fees	$0	160
Additional Noninterest Income	$210,000	5,193
Total noninterest expense	$8,620,000	1,840
Salaries and employee benefits	$4,833,000	1,778
Premises and equipment expense	$1,281,000	1,775
Additional noninterest expense	$2,506,000	1,920
Pre-tax net operating income	$-366,000	8,765
Securities gains (losses)	$3,000	4,078
Applicable income taxes	$-142,000	8,978
Income before extraordinary items	$-221,000	8,792
Extraordinary gains, net	$0	54
Net income	$-221,000	8,795
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$788,000	1,114
Cash dividends	$0	6,283
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$-222,920	8,725
2003-09-30 (YTD Data)		Rank
Total interest income	$7,498,000	2,862
Total interest expense	$2,091,000	3,173
Net interest income	$5,407,000	2,689
Provision for loan and lease losses	$545,000	1,542
Total noninterest income	$1,348,000	2,548
Gross Fiduciary activities income	$515,000	468
Service charges on deposit accounts	$672,000	1,925
Trading account gains and fees	$0	153
Additional Noninterest Income	$161,000	5,199
Total noninterest expense	$6,441,000	1,841
Salaries and employee benefits	$3,611,000	1,803
Premises and equipment expense	$981,000	1,748
Additional noninterest expense	$1,849,000	1,932
Pre-tax net operating income	$-231,000	8,838
Securities gains (losses)	$3,000	3,777
Applicable income taxes	$-96,000	9,059
Income before extraordinary items	$-132,000	8,852
Extraordinary gains, net	$0	40
Net income	$-132,000	8,853
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$557,000	1,074
Cash dividends	$0	5,519
Sale, conversion, retirement of capital stock, net	$0	722
Net operating income	$-133,920	8,785
2003-06-30 (YTD Data)		Rank
Total interest income	$5,235,000	2,772
Total interest expense	$1,547,000	2,957
Net interest income	$3,688,000	2,640
Provision for loan and lease losses	$310,000	1,741
Total noninterest income	$922,000	2,488
Gross Fiduciary activities income	$363,000	460
Service charges on deposit accounts	$451,000	1,877
Trading account gains and fees	$0	150
Additional Noninterest Income	$108,000	5,191
Total noninterest expense	$4,352,000	1,815
Salaries and employee benefits	$2,455,000	1,750
Premises and equipment expense	$627,000	1,817
Additional noninterest expense	$1,270,000	1,889
Pre-tax net operating income	$-52,000	8,772
Securities gains (losses)	$3,000	3,367
Applicable income taxes	$-20,000	9,027
Income before extraordinary items	$-29,000	8,834
Extraordinary gains, net	$0	30
Net income	$-29,000	8,835
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$378,000	1,038
Cash dividends	$0	5,215
Sale, conversion, retirement of capital stock, net	$0	589
Net operating income	$-30,920	8,737
2003-03-31 (YTD Data)		Rank
Total interest income	$2,803,000	2,625
Total interest expense	$809,000	2,911
Net interest income	$1,994,000	2,438
Provision for loan and lease losses	$190,000	1,428
Total noninterest income	$471,000	2,396
Gross Fiduciary activities income	$187,000	460
Service charges on deposit accounts	$229,000	1,791
Trading account gains and fees	$0	134
Additional Noninterest Income	$55,000	5,085
Total noninterest expense	$2,182,000	1,803
Salaries and employee benefits	$1,227,000	1,736
Premises and equipment expense	$303,000	1,888
Additional noninterest expense	$652,000	1,803
Pre-tax net operating income	$93,000	7,295
Securities gains (losses)	$0	2,891
Applicable income taxes	$39,000	5,433
Income before extraordinary items	$54,000	7,793
Extraordinary gains, net	$0	21
Net income	$54,000	7,793
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$213,000	906
Cash dividends	$0	3,930
Sale, conversion, retirement of capital stock, net	$0	419
Net operating income	$54,000	7,648
2002-12-31 (YTD Data)		Rank
Total interest income	$13,053,000	2,351
Total interest expense	$4,226,000	2,621
Net interest income	$8,827,000	2,192
Provision for loan and lease losses	$450,000	2,572
Total noninterest income	$1,857,000	2,270
Gross Fiduciary activities income	$753,000	457
Service charges on deposit accounts	$842,000	1,914
Trading account gains and fees	$0	153
Additional Noninterest Income	$262,000	4,532
Total noninterest expense	$8,479,000	1,786
Salaries and employee benefits	$4,514,000	1,775
Premises and equipment expense	$1,314,000	1,666
Additional noninterest expense	$2,651,000	1,764
Pre-tax net operating income	$1,755,000	3,720
Securities gains (losses)	$5,000	3,957
Applicable income taxes	$689,000	2,883
Income before extraordinary items	$1,071,000	4,403
Extraordinary gains, net	$0	70
Net income	$1,071,000	4,404
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$623,000	1,389
Cash dividends	$0	6,377
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$1,067,800	4,306
2001-12-31 (YTD Data)		Rank
Total interest income	$16,219,000	2,122
Total interest expense	$8,004,000	2,017
Net interest income	$8,215,000	2,187
Provision for loan and lease losses	$333,000	3,003
Total noninterest income	$1,890,000	2,104
Gross Fiduciary activities income	$765,000	477
Service charges on deposit accounts	$844,000	1,800
Trading account gains and fees	$0	177
Additional Noninterest Income	$281,000	4,258
Total noninterest expense	$8,733,000	1,664
Salaries and employee benefits	$4,530,000	1,663
Premises and equipment expense	$1,412,000	1,530
Additional noninterest expense	$2,791,000	1,654
Pre-tax net operating income	$1,039,000	4,816
Securities gains (losses)	$18,000	3,221
Applicable income taxes	$104,000	5,960
Income before extraordinary items	$953,000	4,409
Extraordinary gains, net	$0	105
Net income	$953,000	4,410
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$313,000	2,178
Cash dividends	$0	6,617
Sale, conversion, retirement of capital stock, net	$0	922
Net operating income	$936,800	4,344
2000-12-31 (YTD Data)		Rank
Total interest income	$17,954,000	1,959
Total interest expense	$8,372,000	2,052
Net interest income	$9,582,000	1,843
Provision for loan and lease losses	$366,000	2,448
Total noninterest income	$1,838,000	2,004
Gross Fiduciary activities income	$749,000	486
Service charges on deposit accounts	$759,000	1,836
Trading account gains and fees	$0	180
Additional Noninterest Income	$330,000	3,725
Total noninterest expense	$8,126,000	1,706
Salaries and employee benefits	$4,167,000	1,725
Premises and equipment expense	$1,409,000	1,476
Additional noninterest expense	$2,550,000	1,741
Pre-tax net operating income	$2,928,000	2,435
Securities gains (losses)	$0	1,956
Applicable income taxes	$1,242,000	1,781
Income before extraordinary items	$1,686,000	2,956
Extraordinary gains, net	$0	38
Net income	$1,686,000	2,954
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$184,000	2,531
Cash dividends	$500,000	3,528
Sale, conversion, retirement of capital stock, net	$0	969
Net operating income	$1,686,000	2,941
1999-12-31 (YTD Data)		Rank
Total interest income	$16,982,000	1,924
Total interest expense	$7,898,000	1,904
Net interest income	$9,084,000	1,948
Provision for loan and lease losses	$511,000	1,732
Total noninterest income	$1,797,000	2,000
Gross Fiduciary activities income	$688,000	546
Service charges on deposit accounts	$799,000	1,661
Trading account gains and fees	$0	173
Additional Noninterest Income	$310,000	3,951
Total noninterest expense	$7,795,000	1,768
Salaries and employee benefits	$3,936,000	1,755
Premises and equipment expense	$1,226,000	1,666
Additional noninterest expense	$2,633,000	1,693
Pre-tax net operating income	$2,575,000	2,727
Securities gains (losses)	$35,000	1,127
Applicable income taxes	$880,000	2,430
Income before extraordinary items	$1,730,000	2,898
Extraordinary gains, net	$0	35
Net income	$1,730,000	2,899
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$41,000	5,166
Cash dividends	$800,000	2,646
Sale, conversion, retirement of capital stock, net	$0	1,035
Net operating income	$1,706,900	2,898
1998-12-31 (YTD Data)		Rank
Total interest income	$15,975,000	2,038
Total interest expense	$7,873,000	1,948
Net interest income	$8,102,000	2,105
Provision for loan and lease losses	$145,000	4,249
Total noninterest income	$1,596,000	2,161
Gross Fiduciary activities income	$553,000	610
Service charges on deposit accounts	$748,000	1,704
Trading account gains and fees	$0	224
Additional Noninterest Income	$295,000	4,071
Total noninterest expense	$7,206,000	1,801
Salaries and employee benefits	$3,591,000	1,859
Premises and equipment expense	$1,240,000	1,579
Additional noninterest expense	$2,375,000	1,785
Pre-tax net operating income	$2,347,000	2,942
Securities gains (losses)	$0	4,449
Applicable income taxes	$866,000	2,564
Income before extraordinary items	$1,481,000	3,298
Extraordinary gains, net	$0	32
Net income	$1,481,000	3,299
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$15,000	6,674
Cash dividends	$1,000,000	2,191
Sale, conversion, retirement of capital stock, net	$0	1,027
Net operating income	$1,481,000	3,211
1997-12-31 (YTD Data)		Rank
Total interest income	$15,145,000	2,154
Total interest expense	$7,499,000	2,045
Net interest income	$7,646,000	2,296
Provision for loan and lease losses	$14,000	8,198
Total noninterest income	$1,590,000	2,100
Gross Fiduciary activities income	$517,000	644
Service charges on deposit accounts	$814,000	1,598
Trading account gains and fees	$0	239
Additional Noninterest Income	$259,000	4,283
Total noninterest expense	$6,883,000	1,881
Salaries and employee benefits	$3,346,000	1,964
Premises and equipment expense	$1,202,000	1,632
Additional noninterest expense	$2,335,000	1,822
Pre-tax net operating income	$2,339,000	3,083
Securities gains (losses)	$0	3,944
Applicable income taxes	$704,000	3,221
Income before extraordinary items	$1,635,000	3,101
Extraordinary gains, net	$0	44
Net income	$1,635,000	3,101
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$14,000	7,011
Cash dividends	$0	7,871
Sale, conversion, retirement of capital stock, net	$0	1,030
Net operating income	$1,635,000	3,044
1996-12-31 (YTD Data)		Rank
Total interest income	$14,478,000	2,316
Total interest expense	$7,451,000	2,107
Net interest income	$7,027,000	2,524
Provision for loan and lease losses	$-4,000	11,056
Total noninterest income	$1,682,000	2,111
Gross Fiduciary activities income	$496,000	707
Service charges on deposit accounts	$920,000	1,459
Trading account gains and fees	$0	262
Additional Noninterest Income	$266,000	4,378
Total noninterest expense	$6,467,000	2,130
Salaries and employee benefits	$3,220,000	2,069
Premises and equipment expense	$1,295,000	1,570
Additional noninterest expense	$1,952,000	2,515
Pre-tax net operating income	$2,246,000	3,096
Securities gains (losses)	$0	4,148
Applicable income taxes	$671,000	3,273
Income before extraordinary items	$1,575,000	3,044
Extraordinary gains, net	$0	53
Net income	$1,575,000	3,046
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-4,000	10,098
Cash dividends	$0	8,336
Sale, conversion, retirement of capital stock, net	$0	953
Net operating income	$1,575,000	3,013
1995-12-31 (YTD Data)		Rank
Total interest income	$14,760,000	2,278
Total interest expense	$7,838,000	1,998
Net interest income	$6,922,000	2,589
Provision for loan and lease losses	$-10,000	11,420
Total noninterest income	$1,653,000	2,136
Gross Fiduciary activities income	$467,000	761
Service charges on deposit accounts	$908,000	1,507
Trading account gains and fees	$0	522
Additional Noninterest Income	$278,000	4,187
Total noninterest expense	$6,864,000	2,015
Salaries and employee benefits	$3,328,000	1,991
Premises and equipment expense	$1,353,000	1,506
Additional noninterest expense	$2,183,000	2,234
Pre-tax net operating income	$1,721,000	3,996
Securities gains (losses)	$0	3,831
Applicable income taxes	$469,000	4,396
Income before extraordinary items	$1,252,000	3,816
Extraordinary gains, net	$0	65
Net income	$1,252,000	3,813
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-11,000	10,724
Cash dividends	$0	8,717
Sale, conversion, retirement of capital stock, net	$0	809
Net operating income	$1,252,000	3,795
1994-12-31 (YTD Data)		Rank
Total interest income	$14,002,000	2,186
Total interest expense	$5,560,000	2,237
Net interest income	$8,442,000	2,141
Provision for loan and lease losses	$10,000	8,460
Total noninterest income	$1,736,000	2,049
Gross Fiduciary activities income	$428,000	787
Service charges on deposit accounts	$969,000	1,382
Trading account gains and fees	$0	475
Additional Noninterest Income	$339,000	3,794
Total noninterest expense	$7,053,000	2,026
Salaries and employee benefits	$3,437,000	1,945
Premises and equipment expense	$1,177,000	1,747
Additional noninterest expense	$2,439,000	2,177
Pre-tax net operating income	$3,115,000	2,275
Securities gains (losses)	$28,000	1,509
Applicable income taxes	$825,000	2,701
Income before extraordinary items	$2,318,000	2,108
Extraordinary gains, net	$0	249
Net income	$2,318,000	2,106
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$10,000	7,455
Cash dividends	$0	8,932
Sale, conversion, retirement of capital stock, net	$0	1,160
Net operating income	$2,297,280	2,144
1993-12-31 (YTD Data)		Rank
Total interest income	$15,760,000	1,991
Total interest expense	$5,829,000	2,231
Net interest income	$9,931,000	1,809
Provision for loan and lease losses	$65,000	6,791
Total noninterest income	$1,619,000	2,294
Gross Fiduciary activities income	$417,000	829
Service charges on deposit accounts	$916,000	1,477
Trading account gains and fees	$0	532
Additional Noninterest Income	$286,000	4,602
Total noninterest expense	$7,147,000	2,053
Salaries and employee benefits	$3,499,000	1,913
Premises and equipment expense	$1,192,000	1,761
Additional noninterest expense	$2,456,000	2,270
Pre-tax net operating income	$4,338,000	1,608
Securities gains (losses)	$491,000	908
Applicable income taxes	$-159,000	13,010
Income before extraordinary items	$4,988,000	1,037
Extraordinary gains, net	$0	3,149
Net income	$4,988,000	1,068
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$65,000	5,491
Cash dividends	$5,700,000	429
Sale, conversion, retirement of capital stock, net	$0	1,223
Net operating income	$4,497,000	1,068
1992-12-31 (YTD Data)		Rank
Total interest income	$15,333,000	2,296
Total interest expense	$6,880,000	2,446
Net interest income	$8,453,000	2,154
Provision for loan and lease losses	$154,000	6,013
Total noninterest income	$1,551,000	2,334
Gross Fiduciary activities income	$360,000	878
Service charges on deposit accounts	$903,000	1,497
Trading account gains and fees	$0	504
Additional Noninterest Income	$288,000	4,536
Total noninterest expense	$6,887,000	2,133
Salaries and employee benefits	$3,358,000	1,952
Premises and equipment expense	$1,000,000	2,094
Additional noninterest expense	$2,529,000	2,298
Pre-tax net operating income	$2,963,000	2,098
Securities gains (losses)	$16,000	5,884
Applicable income taxes	$586,000	3,494
Income before extraordinary items	$2,393,000	1,901
Extraordinary gains, net	$0	1,422
Net income	$2,393,000	1,934
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$154,000	4,817
Cash dividends	$600,000	2,382
Sale, conversion, retirement of capital stock, net	$0	1,165
Net operating income	$2,380,200	1,759

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.