Home > The First National Bank of Smith Center > Income and Expense
The First National Bank of Smith Center, Income and Expense
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $1,379,000 | 6,295 |
| Total interest expense | $156,000 | 6,140 |
| Net interest income | $1,223,000 | 6,277 |
| Provision for loan and lease losses | $-53,000 | 6,324 |
| Total noninterest income | $57,000 | 6,454 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $61,000 | 5,817 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $-4,000 | 6,482 |
| Total noninterest expense | $1,265,000 | 6,116 |
| Salaries and employee benefits | $517,000 | 6,382 |
| Premises and equipment expense | $333,000 | 4,612 |
| Additional noninterest expense | $415,000 | 6,075 |
| Pre-tax net operating income | $68,000 | 6,039 |
| Securities gains (losses) | $221,000 | 837 |
| Applicable income taxes | $14,000 | 4,213 |
| Income before extraordinary items | $275,000 | 5,488 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $275,000 | 5,492 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $275,000 | 5,492 |
| Net charge-offs | $17,000 | 4,903 |
| Cash dividends | $50,000 | 4,144 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $65,050 | 6,045 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $1,058,000 | 6,348 |
| Total interest expense | $121,000 | 6,207 |
| Net interest income | $937,000 | 6,315 |
| Provision for loan and lease losses | $-53,000 | 6,512 |
| Total noninterest income | $52,000 | 6,465 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $47,000 | 5,839 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $5,000 | 6,490 |
| Total noninterest expense | $822,000 | 6,307 |
| Salaries and employee benefits | $386,000 | 6,428 |
| Premises and equipment expense | $167,000 | 5,434 |
| Additional noninterest expense | $269,000 | 6,259 |
| Pre-tax net operating income | $220,000 | 5,615 |
| Securities gains (losses) | $100,000 | 1,214 |
| Applicable income taxes | $0 | 4,713 |
| Income before extraordinary items | $320,000 | 5,185 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $320,000 | 5,186 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $320,000 | 5,187 |
| Net charge-offs | $-6,000 | 6,008 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $220,000 | 5,496 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $702,000 | 6,394 |
| Total interest expense | $82,000 | 6,264 |
| Net interest income | $620,000 | 6,359 |
| Provision for loan and lease losses | $-53,000 | 6,642 |
| Total noninterest income | $-1,000 | 6,808 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $29,000 | 5,935 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $-30,000 | 6,724 |
| Total noninterest expense | $535,000 | 6,363 |
| Salaries and employee benefits | $261,000 | 6,470 |
| Premises and equipment expense | $109,000 | 5,472 |
| Additional noninterest expense | $165,000 | 6,357 |
| Pre-tax net operating income | $137,000 | 5,657 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $0 | 4,679 |
| Income before extraordinary items | $137,000 | 5,624 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $137,000 | 5,626 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $137,000 | 5,626 |
| Net charge-offs | $-3,000 | 5,794 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $137,000 | 5,524 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $353,000 | 6,435 |
| Total interest expense | $41,000 | 6,341 |
| Net interest income | $312,000 | 6,399 |
| Provision for loan and lease losses | $-53,000 | 6,808 |
| Total noninterest income | $-28,000 | 6,917 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $14,000 | 5,965 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $-42,000 | 6,870 |
| Total noninterest expense | $267,000 | 6,432 |
| Salaries and employee benefits | $129,000 | 6,534 |
| Premises and equipment expense | $51,000 | 5,624 |
| Additional noninterest expense | $87,000 | 6,381 |
| Pre-tax net operating income | $70,000 | 5,620 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $0 | 4,602 |
| Income before extraordinary items | $70,000 | 5,606 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $70,000 | 5,608 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $70,000 | 5,608 |
| Net charge-offs | $-2,000 | 5,471 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $70,000 | 5,509 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $1,449,000 | 6,520 |
| Total interest expense | $209,000 | 6,369 |
| Net interest income | $1,240,000 | 6,491 |
| Provision for loan and lease losses | $0 | 5,905 |
| Total noninterest income | $142,000 | 6,018 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $66,000 | 5,964 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $76,000 | 5,549 |
| Total noninterest expense | $1,256,000 | 6,347 |
| Salaries and employee benefits | $586,000 | 6,490 |
| Premises and equipment expense | $193,000 | 5,760 |
| Additional noninterest expense | $477,000 | 6,133 |
| Pre-tax net operating income | $126,000 | 5,859 |
| Securities gains (losses) | $3,000 | 3,606 |
| Applicable income taxes | $29,000 | 4,074 |
| Income before extraordinary items | $100,000 | 6,066 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $100,000 | 6,061 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $100,000 | 6,064 |
| Net charge-offs | $-8,000 | 6,577 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $97,660 | 5,917 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $1,096,000 | 6,619 |
| Total interest expense | $162,000 | 6,465 |
| Net interest income | $934,000 | 6,594 |
| Provision for loan and lease losses | $0 | 5,790 |
| Total noninterest income | $103,000 | 6,144 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $51,000 | 6,005 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $52,000 | 5,725 |
| Total noninterest expense | $838,000 | 6,542 |
| Salaries and employee benefits | $434,000 | 6,562 |
| Premises and equipment expense | $140,000 | 5,888 |
| Additional noninterest expense | $264,000 | 6,558 |
| Pre-tax net operating income | $199,000 | 5,687 |
| Securities gains (losses) | $3,000 | 3,350 |
| Applicable income taxes | $14,000 | 4,284 |
| Income before extraordinary items | $188,000 | 5,776 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $188,000 | 5,775 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $188,000 | 5,775 |
| Net charge-offs | $-5,000 | 6,472 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $185,210 | 5,611 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $736,000 | 6,660 |
| Total interest expense | $112,000 | 6,509 |
| Net interest income | $624,000 | 6,645 |
| Provision for loan and lease losses | $0 | 5,619 |
| Total noninterest income | $54,000 | 6,377 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $34,000 | 6,029 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $20,000 | 6,149 |
| Total noninterest expense | $553,000 | 6,607 |
| Salaries and employee benefits | $292,000 | 6,606 |
| Premises and equipment expense | $88,000 | 6,011 |
| Additional noninterest expense | $173,000 | 6,625 |
| Pre-tax net operating income | $125,000 | 5,738 |
| Securities gains (losses) | $3,000 | 2,959 |
| Applicable income taxes | $11,000 | 4,208 |
| Income before extraordinary items | $117,000 | 5,850 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $117,000 | 5,849 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $117,000 | 5,849 |
| Net charge-offs | $-2,000 | 6,263 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $114,270 | 5,699 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $374,000 | 6,697 |
| Total interest expense | $57,000 | 6,578 |
| Net interest income | $317,000 | 6,681 |
| Provision for loan and lease losses | $0 | 5,254 |
| Total noninterest income | $35,000 | 6,212 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $17,000 | 6,021 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $18,000 | 5,812 |
| Total noninterest expense | $290,000 | 6,614 |
| Salaries and employee benefits | $146,000 | 6,654 |
| Premises and equipment expense | $50,000 | 5,849 |
| Additional noninterest expense | $94,000 | 6,572 |
| Pre-tax net operating income | $62,000 | 5,795 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $0 | 4,704 |
| Income before extraordinary items | $62,000 | 5,849 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $62,000 | 5,849 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $62,000 | 5,849 |
| Net charge-offs | $-1,000 | 5,761 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $62,000 | 5,698 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $1,628,000 | 6,685 |
| Total interest expense | $255,000 | 6,704 |
| Net interest income | $1,373,000 | 6,622 |
| Provision for loan and lease losses | $0 | 6,496 |
| Total noninterest income | $151,000 | 6,044 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $74,000 | 5,914 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $77,000 | 5,559 |
| Total noninterest expense | $1,171,000 | 6,658 |
| Salaries and employee benefits | $569,000 | 6,770 |
| Premises and equipment expense | $187,000 | 6,111 |
| Additional noninterest expense | $415,000 | 6,509 |
| Pre-tax net operating income | $353,000 | 5,102 |
| Securities gains (losses) | $-29,000 | 6,957 |
| Applicable income taxes | $0 | 4,719 |
| Income before extraordinary items | $324,000 | 5,170 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $324,000 | 5,172 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $324,000 | 5,172 |
| Net charge-offs | $-20,000 | 7,094 |
| Cash dividends | $25,000 | 4,090 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $353,000 | 4,956 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $1,232,000 | 6,748 |
| Total interest expense | $195,000 | 6,788 |
| Net interest income | $1,037,000 | 6,675 |
| Provision for loan and lease losses | $0 | 6,393 |
| Total noninterest income | $114,000 | 6,152 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $56,000 | 5,923 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $58,000 | 5,635 |
| Total noninterest expense | $875,000 | 6,698 |
| Salaries and employee benefits | $427,000 | 6,795 |
| Premises and equipment expense | $142,000 | 6,130 |
| Additional noninterest expense | $306,000 | 6,570 |
| Pre-tax net operating income | $276,000 | 5,205 |
| Securities gains (losses) | $-7,000 | 6,982 |
| Applicable income taxes | $0 | 4,740 |
| Income before extraordinary items | $269,000 | 5,193 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $269,000 | 5,194 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $269,000 | 5,194 |
| Net charge-offs | $-20,000 | 7,115 |
| Cash dividends | $12,000 | 3,563 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $276,000 | 5,043 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $825,000 | 6,806 |
| Total interest expense | $133,000 | 6,860 |
| Net interest income | $692,000 | 6,732 |
| Provision for loan and lease losses | $0 | 6,217 |
| Total noninterest income | $75,000 | 6,205 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $38,000 | 5,893 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $37,000 | 5,755 |
| Total noninterest expense | $609,000 | 6,715 |
| Salaries and employee benefits | $290,000 | 6,838 |
| Premises and equipment expense | $94,000 | 6,199 |
| Additional noninterest expense | $225,000 | 6,531 |
| Pre-tax net operating income | $158,000 | 5,357 |
| Securities gains (losses) | $5,000 | 2,547 |
| Applicable income taxes | $0 | 4,697 |
| Income before extraordinary items | $163,000 | 5,270 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $163,000 | 5,269 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $163,000 | 5,270 |
| Net charge-offs | $-18,000 | 7,136 |
| Cash dividends | $12,000 | 3,315 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $158,000 | 5,217 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $416,000 | 6,840 |
| Total interest expense | $67,000 | 6,934 |
| Net interest income | $349,000 | 6,754 |
| Provision for loan and lease losses | $0 | 5,840 |
| Total noninterest income | $33,000 | 6,395 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $17,000 | 6,004 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $16,000 | 6,012 |
| Total noninterest expense | $297,000 | 6,800 |
| Salaries and employee benefits | $153,000 | 6,804 |
| Premises and equipment expense | $39,000 | 6,503 |
| Additional noninterest expense | $105,000 | 6,670 |
| Pre-tax net operating income | $85,000 | 5,320 |
| Securities gains (losses) | $11,000 | 1,280 |
| Applicable income taxes | $0 | 4,545 |
| Income before extraordinary items | $96,000 | 5,065 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $96,000 | 5,063 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $96,000 | 5,065 |
| Net charge-offs | $-17,000 | 7,158 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $85,000 | 5,162 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $1,839,000 | 6,824 |
| Total interest expense | $344,000 | 6,938 |
| Net interest income | $1,495,000 | 6,721 |
| Provision for loan and lease losses | $244,000 | 5,118 |
| Total noninterest income | $152,000 | 6,278 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $72,000 | 5,886 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $80,000 | 5,689 |
| Total noninterest expense | $1,279,000 | 6,771 |
| Salaries and employee benefits | $632,000 | 6,845 |
| Premises and equipment expense | $183,000 | 6,349 |
| Additional noninterest expense | $464,000 | 6,623 |
| Pre-tax net operating income | $124,000 | 5,409 |
| Securities gains (losses) | $9,000 | 3,335 |
| Applicable income taxes | $0 | 4,655 |
| Income before extraordinary items | $133,000 | 5,501 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $133,000 | 5,501 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $133,000 | 5,502 |
| Net charge-offs | $312,000 | 4,246 |
| Cash dividends | $26,000 | 4,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $124,000 | 5,402 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $1,409,000 | 6,903 |
| Total interest expense | $273,000 | 7,017 |
| Net interest income | $1,136,000 | 6,794 |
| Provision for loan and lease losses | $190,000 | 4,943 |
| Total noninterest income | $113,000 | 6,398 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $53,000 | 5,990 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $60,000 | 5,807 |
| Total noninterest expense | $922,000 | 6,886 |
| Salaries and employee benefits | $478,000 | 6,890 |
| Premises and equipment expense | $143,000 | 6,363 |
| Additional noninterest expense | $301,000 | 6,856 |
| Pre-tax net operating income | $137,000 | 5,475 |
| Securities gains (losses) | $12,000 | 3,059 |
| Applicable income taxes | $0 | 4,726 |
| Income before extraordinary items | $149,000 | 5,510 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $149,000 | 5,511 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $149,000 | 5,511 |
| Net charge-offs | $192,000 | 4,275 |
| Cash dividends | $13,000 | 3,649 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $137,000 | 5,407 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $960,000 | 6,933 |
| Total interest expense | $191,000 | 7,057 |
| Net interest income | $769,000 | 6,814 |
| Provision for loan and lease losses | $185,000 | 4,332 |
| Total noninterest income | $74,000 | 6,455 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $37,000 | 5,969 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $37,000 | 5,932 |
| Total noninterest expense | $627,000 | 6,909 |
| Salaries and employee benefits | $322,000 | 6,933 |
| Premises and equipment expense | $103,000 | 6,257 |
| Additional noninterest expense | $202,000 | 6,899 |
| Pre-tax net operating income | $31,000 | 5,919 |
| Securities gains (losses) | $12,000 | 2,543 |
| Applicable income taxes | $0 | 4,691 |
| Income before extraordinary items | $43,000 | 5,943 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $43,000 | 5,945 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $43,000 | 5,944 |
| Net charge-offs | $193,000 | 3,586 |
| Cash dividends | $13,000 | 3,415 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $31,000 | 5,922 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $489,000 | 6,991 |
| Total interest expense | $99,000 | 7,144 |
| Net interest income | $390,000 | 6,858 |
| Provision for loan and lease losses | $50,000 | 4,831 |
| Total noninterest income | $36,000 | 6,531 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $18,000 | 6,033 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $18,000 | 6,058 |
| Total noninterest expense | $328,000 | 6,924 |
| Salaries and employee benefits | $158,000 | 7,035 |
| Premises and equipment expense | $64,000 | 5,914 |
| Additional noninterest expense | $106,000 | 6,916 |
| Pre-tax net operating income | $48,000 | 5,681 |
| Securities gains (losses) | $-38,000 | 7,610 |
| Applicable income taxes | $0 | 4,611 |
| Income before extraordinary items | $10,000 | 6,254 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $10,000 | 6,256 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $10,000 | 6,256 |
| Net charge-offs | $0 | 5,610 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $48,000 | 5,628 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $2,021,000 | 7,042 |
| Total interest expense | $501,000 | 7,129 |
| Net interest income | $1,520,000 | 6,887 |
| Provision for loan and lease losses | $304,000 | 5,236 |
| Total noninterest income | $146,000 | 6,613 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $71,000 | 6,153 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $75,000 | 5,986 |
| Total noninterest expense | $1,339,000 | 6,995 |
| Salaries and employee benefits | $637,000 | 7,114 |
| Premises and equipment expense | $244,000 | 6,120 |
| Additional noninterest expense | $458,000 | 6,924 |
| Pre-tax net operating income | $23,000 | 5,336 |
| Securities gains (losses) | $-94,000 | 7,275 |
| Applicable income taxes | $0 | 4,388 |
| Income before extraordinary items | $-71,000 | 5,656 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-71,000 | 5,655 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-71,000 | 5,655 |
| Net charge-offs | $368,000 | 4,215 |
| Cash dividends | $14,000 | 4,610 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $23,000 | 5,402 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $1,525,000 | 7,114 |
| Total interest expense | $390,000 | 7,202 |
| Net interest income | $1,135,000 | 6,932 |
| Provision for loan and lease losses | $304,000 | 4,566 |
| Total noninterest income | $109,000 | 6,744 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $51,000 | 6,242 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $58,000 | 6,081 |
| Total noninterest expense | $947,000 | 7,119 |
| Salaries and employee benefits | $478,000 | 7,152 |
| Premises and equipment expense | $183,000 | 6,159 |
| Additional noninterest expense | $286,000 | 7,184 |
| Pre-tax net operating income | $-7,000 | 5,690 |
| Securities gains (losses) | $-53,000 | 7,389 |
| Applicable income taxes | $0 | 4,592 |
| Income before extraordinary items | $-60,000 | 5,906 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-60,000 | 5,906 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-60,000 | 5,906 |
| Net charge-offs | $374,000 | 3,424 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-7,000 | 5,730 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $1,019,000 | 7,181 |
| Total interest expense | $269,000 | 7,272 |
| Net interest income | $750,000 | 6,979 |
| Provision for loan and lease losses | $304,000 | 3,661 |
| Total noninterest income | $66,000 | 6,893 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $32,000 | 6,340 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $34,000 | 6,268 |
| Total noninterest expense | $607,000 | 7,229 |
| Salaries and employee benefits | $318,000 | 7,236 |
| Premises and equipment expense | $122,000 | 6,209 |
| Additional noninterest expense | $167,000 | 7,405 |
| Pre-tax net operating income | $-95,000 | 6,085 |
| Securities gains (losses) | $-53,000 | 7,608 |
| Applicable income taxes | $0 | 4,657 |
| Income before extraordinary items | $-148,000 | 6,280 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-148,000 | 6,279 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-148,000 | 6,279 |
| Net charge-offs | $377,000 | 2,680 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $-95,000 | 6,139 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $518,000 | 7,209 |
| Total interest expense | $139,000 | 7,321 |
| Net interest income | $379,000 | 6,973 |
| Provision for loan and lease losses | $304,000 | 2,273 |
| Total noninterest income | $31,000 | 6,970 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $14,000 | 6,456 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $17,000 | 6,333 |
| Total noninterest expense | $312,000 | 7,205 |
| Salaries and employee benefits | $159,000 | 7,276 |
| Premises and equipment expense | $64,000 | 6,148 |
| Additional noninterest expense | $89,000 | 7,251 |
| Pre-tax net operating income | $-206,000 | 6,901 |
| Securities gains (losses) | $-54,000 | 7,951 |
| Applicable income taxes | $0 | 4,835 |
| Income before extraordinary items | $-260,000 | 7,133 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-260,000 | 7,133 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $-260,000 | 7,134 |
| Net charge-offs | $380,000 | 1,587 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-206,000 | 6,967 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $2,137,000 | 7,236 |
| Total interest expense | $714,000 | 7,300 |
| Net interest income | $1,423,000 | 7,102 |
| Provision for loan and lease losses | $650,000 | 3,353 |
| Total noninterest income | $130,000 | 7,028 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $65,000 | 6,421 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $65,000 | 6,475 |
| Total noninterest expense | $1,113,000 | 7,391 |
| Salaries and employee benefits | $639,000 | 7,310 |
| Premises and equipment expense | $161,000 | 7,041 |
| Additional noninterest expense | $313,000 | 7,398 |
| Pre-tax net operating income | $-210,000 | 6,559 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $-10,000 | 6,791 |
| Income before extraordinary items | $-200,000 | 6,476 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-200,000 | 6,476 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $536,000 | 2,703 |
| Cash dividends | $100,000 | 4,953 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $-200,000 | 6,626 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $1,627,000 | 7,291 |
| Total interest expense | $546,000 | 7,391 |
| Net interest income | $1,081,000 | 7,130 |
| Provision for loan and lease losses | $650,000 | 2,355 |
| Total noninterest income | $96,000 | 7,155 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $47,000 | 6,503 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $49,000 | 6,608 |
| Total noninterest expense | $860,000 | 7,358 |
| Salaries and employee benefits | $511,000 | 7,212 |
| Premises and equipment expense | $121,000 | 7,083 |
| Additional noninterest expense | $228,000 | 7,456 |
| Pre-tax net operating income | $-333,000 | 7,136 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $-13,000 | 7,319 |
| Income before extraordinary items | $-320,000 | 7,044 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $-320,000 | 7,041 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $544,000 | 1,874 |
| Cash dividends | $100,000 | 4,390 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-320,000 | 7,189 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $1,087,000 | 7,353 |
| Total interest expense | $371,000 | 7,473 |
| Net interest income | $716,000 | 7,163 |
| Provision for loan and lease losses | $-7,000 | 8,327 |
| Total noninterest income | $63,000 | 7,244 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $32,000 | 6,500 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $31,000 | 6,744 |
| Total noninterest expense | $571,000 | 7,431 |
| Salaries and employee benefits | $343,000 | 7,270 |
| Premises and equipment expense | $80,000 | 7,130 |
| Additional noninterest expense | $148,000 | 7,528 |
| Pre-tax net operating income | $215,000 | 5,716 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $8,000 | 5,072 |
| Income before extraordinary items | $207,000 | 5,557 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $207,000 | 5,558 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-6,000 | 7,731 |
| Cash dividends | $100,000 | 4,065 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $207,000 | 5,494 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $547,000 | 7,423 |
| Total interest expense | $194,000 | 7,540 |
| Net interest income | $353,000 | 7,236 |
| Provision for loan and lease losses | $-2,000 | 8,344 |
| Total noninterest income | $30,000 | 7,325 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $15,000 | 6,545 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $15,000 | 6,825 |
| Total noninterest expense | $292,000 | 7,429 |
| Salaries and employee benefits | $173,000 | 7,275 |
| Premises and equipment expense | $43,000 | 7,040 |
| Additional noninterest expense | $76,000 | 7,503 |
| Pre-tax net operating income | $93,000 | 6,075 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $3,000 | 5,279 |
| Income before extraordinary items | $90,000 | 5,972 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $90,000 | 5,974 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 6,920 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $90,000 | 5,887 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $2,098,000 | 7,485 |
| Total interest expense | $721,000 | 7,617 |
| Net interest income | $1,377,000 | 7,279 |
| Provision for loan and lease losses | $-79,000 | 8,353 |
| Total noninterest income | $127,000 | 7,312 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $63,000 | 6,552 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $64,000 | 6,820 |
| Total noninterest expense | $1,154,000 | 7,432 |
| Salaries and employee benefits | $674,000 | 7,327 |
| Premises and equipment expense | $171,000 | 7,026 |
| Additional noninterest expense | $309,000 | 7,493 |
| Pre-tax net operating income | $429,000 | 6,195 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $13,000 | 5,571 |
| Income before extraordinary items | $416,000 | 5,989 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $416,000 | 5,989 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-80,000 | 8,358 |
| Cash dividends | $350,000 | 4,232 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $416,000 | 5,983 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $1,551,000 | 7,546 |
| Total interest expense | $531,000 | 7,683 |
| Net interest income | $1,020,000 | 7,351 |
| Provision for loan and lease losses | $-79,000 | 8,406 |
| Total noninterest income | $96,000 | 7,373 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $48,000 | 6,565 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $48,000 | 6,845 |
| Total noninterest expense | $863,000 | 7,414 |
| Salaries and employee benefits | $504,000 | 7,309 |
| Premises and equipment expense | $129,000 | 6,999 |
| Additional noninterest expense | $230,000 | 7,495 |
| Pre-tax net operating income | $332,000 | 6,439 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $9,000 | 5,755 |
| Income before extraordinary items | $323,000 | 6,195 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $323,000 | 6,193 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-80,000 | 8,343 |
| Cash dividends | $200,000 | 4,096 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $323,000 | 6,187 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $1,018,000 | 7,612 |
| Total interest expense | $345,000 | 7,746 |
| Net interest income | $673,000 | 7,429 |
| Provision for loan and lease losses | $-79,000 | 8,458 |
| Total noninterest income | $62,000 | 7,433 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $32,000 | 6,601 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $30,000 | 6,985 |
| Total noninterest expense | $581,000 | 7,453 |
| Salaries and employee benefits | $335,000 | 7,364 |
| Premises and equipment expense | $87,000 | 7,002 |
| Additional noninterest expense | $159,000 | 7,475 |
| Pre-tax net operating income | $233,000 | 6,457 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $6,000 | 5,846 |
| Income before extraordinary items | $227,000 | 6,177 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $227,000 | 6,176 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-80,000 | 8,395 |
| Cash dividends | $200,000 | 3,613 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $227,000 | 6,161 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $501,000 | 7,686 |
| Total interest expense | $165,000 | 7,835 |
| Net interest income | $336,000 | 7,468 |
| Provision for loan and lease losses | $-79,000 | 8,532 |
| Total noninterest income | $28,000 | 7,526 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $14,000 | 6,735 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $14,000 | 7,050 |
| Total noninterest expense | $301,000 | 7,417 |
| Salaries and employee benefits | $164,000 | 7,449 |
| Premises and equipment expense | $45,000 | 6,985 |
| Additional noninterest expense | $92,000 | 7,237 |
| Pre-tax net operating income | $142,000 | 6,140 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $3,000 | 5,852 |
| Income before extraordinary items | $139,000 | 5,799 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $139,000 | 5,798 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-80,000 | 8,475 |
| Cash dividends | $100,000 | 3,076 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $139,000 | 5,778 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $1,881,000 | 7,641 |
| Total interest expense | $544,000 | 7,836 |
| Net interest income | $1,337,000 | 7,394 |
| Provision for loan and lease losses | $0 | 6,850 |
| Total noninterest income | $128,000 | 7,486 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $57,000 | 6,779 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $71,000 | 6,836 |
| Total noninterest expense | $1,153,000 | 7,472 |
| Salaries and employee benefits | $655,000 | 7,422 |
| Premises and equipment expense | $183,000 | 6,894 |
| Additional noninterest expense | $315,000 | 7,505 |
| Pre-tax net operating income | $312,000 | 7,079 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $14,000 | 6,054 |
| Income before extraordinary items | $298,000 | 6,926 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $298,000 | 6,927 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $38,000 | 4,393 |
| Cash dividends | $200,000 | 4,916 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $298,000 | 6,928 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $1,400,000 | 7,704 |
| Total interest expense | $389,000 | 7,908 |
| Net interest income | $1,011,000 | 7,450 |
| Provision for loan and lease losses | $0 | 6,685 |
| Total noninterest income | $99,000 | 7,525 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $43,000 | 6,864 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $56,000 | 6,781 |
| Total noninterest expense | $852,000 | 7,508 |
| Salaries and employee benefits | $487,000 | 7,430 |
| Premises and equipment expense | $141,000 | 6,877 |
| Additional noninterest expense | $224,000 | 7,606 |
| Pre-tax net operating income | $258,000 | 7,199 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $11,000 | 6,190 |
| Income before extraordinary items | $247,000 | 6,984 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $247,000 | 6,987 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $38,000 | 3,540 |
| Cash dividends | $200,000 | 4,136 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $247,000 | 6,986 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $919,000 | 7,742 |
| Total interest expense | $245,000 | 7,961 |
| Net interest income | $674,000 | 7,497 |
| Provision for loan and lease losses | $0 | 6,419 |
| Total noninterest income | $58,000 | 7,716 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $28,000 | 6,920 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $30,000 | 7,109 |
| Total noninterest expense | $566,000 | 7,545 |
| Salaries and employee benefits | $326,000 | 7,460 |
| Premises and equipment expense | $91,000 | 6,962 |
| Additional noninterest expense | $149,000 | 7,621 |
| Pre-tax net operating income | $166,000 | 7,298 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $7,000 | 6,238 |
| Income before extraordinary items | $159,000 | 7,086 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $159,000 | 7,088 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $38,000 | 2,811 |
| Cash dividends | $100,000 | 4,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $159,000 | 7,098 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $457,000 | 7,753 |
| Total interest expense | $118,000 | 7,982 |
| Net interest income | $339,000 | 7,506 |
| Provision for loan and lease losses | $0 | 6,013 |
| Total noninterest income | $26,000 | 7,808 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $13,000 | 6,977 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $13,000 | 7,271 |
| Total noninterest expense | $288,000 | 7,519 |
| Salaries and employee benefits | $163,000 | 7,481 |
| Premises and equipment expense | $46,000 | 6,927 |
| Additional noninterest expense | $79,000 | 7,530 |
| Pre-tax net operating income | $77,000 | 7,349 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $5,000 | 6,088 |
| Income before extraordinary items | $72,000 | 7,166 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $72,000 | 7,166 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 6,875 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $72,000 | 7,167 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $1,788,000 | 7,652 |
| Total interest expense | $437,000 | 7,796 |
| Net interest income | $1,351,000 | 7,493 |
| Provision for loan and lease losses | $0 | 7,120 |
| Total noninterest income | $121,000 | 7,745 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $60,000 | 6,923 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $61,000 | 7,146 |
| Total noninterest expense | $1,109,000 | 7,549 |
| Salaries and employee benefits | $633,000 | 7,509 |
| Premises and equipment expense | $176,000 | 6,991 |
| Additional noninterest expense | $300,000 | 7,656 |
| Pre-tax net operating income | $363,000 | 7,187 |
| Securities gains (losses) | $-1,000 | 6,938 |
| Applicable income taxes | $18,000 | 6,362 |
| Income before extraordinary items | $344,000 | 6,993 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $344,000 | 6,994 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 6,036 |
| Cash dividends | $310,000 | 4,335 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $344,950 | 6,979 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $1,334,000 | 7,680 |
| Total interest expense | $319,000 | 7,805 |
| Net interest income | $1,015,000 | 7,535 |
| Provision for loan and lease losses | $0 | 6,899 |
| Total noninterest income | $92,000 | 7,773 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $46,000 | 6,939 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $46,000 | 7,164 |
| Total noninterest expense | $833,000 | 7,544 |
| Salaries and employee benefits | $473,000 | 7,494 |
| Premises and equipment expense | $133,000 | 6,961 |
| Additional noninterest expense | $227,000 | 7,634 |
| Pre-tax net operating income | $274,000 | 7,307 |
| Securities gains (losses) | $-1,000 | 7,299 |
| Applicable income taxes | $13,000 | 6,453 |
| Income before extraordinary items | $260,000 | 7,129 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $260,000 | 7,128 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 5,608 |
| Cash dividends | $160,000 | 4,286 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $260,950 | 7,090 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $886,000 | 7,689 |
| Total interest expense | $206,000 | 7,797 |
| Net interest income | $680,000 | 7,535 |
| Provision for loan and lease losses | $0 | 6,626 |
| Total noninterest income | $61,000 | 7,755 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $31,000 | 6,910 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $30,000 | 7,186 |
| Total noninterest expense | $551,000 | 7,571 |
| Salaries and employee benefits | $312,000 | 7,513 |
| Premises and equipment expense | $89,000 | 6,941 |
| Additional noninterest expense | $150,000 | 7,617 |
| Pre-tax net operating income | $190,000 | 7,278 |
| Securities gains (losses) | $-1,000 | 7,609 |
| Applicable income taxes | $7,000 | 6,523 |
| Income before extraordinary items | $182,000 | 7,069 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $182,000 | 7,070 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 5,447 |
| Cash dividends | $160,000 | 3,751 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $182,960 | 7,033 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $440,000 | 7,736 |
| Total interest expense | $102,000 | 7,805 |
| Net interest income | $338,000 | 7,599 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $31,000 | 7,764 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $15,000 | 6,958 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $16,000 | 7,179 |
| Total noninterest expense | $280,000 | 7,587 |
| Salaries and employee benefits | $154,000 | 7,601 |
| Premises and equipment expense | $45,000 | 6,980 |
| Additional noninterest expense | $81,000 | 7,543 |
| Pre-tax net operating income | $89,000 | 7,387 |
| Securities gains (losses) | $-1,000 | 8,158 |
| Applicable income taxes | $2,000 | 6,630 |
| Income before extraordinary items | $86,000 | 7,129 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $86,000 | 7,129 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,728 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $86,980 | 7,097 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $1,808,000 | 7,572 |
| Total interest expense | $463,000 | 7,444 |
| Net interest income | $1,345,000 | 7,531 |
| Provision for loan and lease losses | $15,000 | 6,861 |
| Total noninterest income | $116,000 | 7,911 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $64,000 | 7,054 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $52,000 | 7,358 |
| Total noninterest expense | $1,074,000 | 7,666 |
| Salaries and employee benefits | $606,000 | 7,641 |
| Premises and equipment expense | $180,000 | 6,974 |
| Additional noninterest expense | $288,000 | 7,764 |
| Pre-tax net operating income | $372,000 | 7,193 |
| Securities gains (losses) | $41,000 | 1,887 |
| Applicable income taxes | $5,000 | 6,914 |
| Income before extraordinary items | $408,000 | 6,724 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $408,000 | 6,726 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 6,654 |
| Cash dividends | $320,000 | 4,239 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $367,410 | 6,878 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $1,356,000 | 7,618 |
| Total interest expense | $356,000 | 7,422 |
| Net interest income | $1,000,000 | 7,577 |
| Provision for loan and lease losses | $15,000 | 6,527 |
| Total noninterest income | $88,000 | 7,950 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $48,000 | 7,102 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $40,000 | 7,356 |
| Total noninterest expense | $799,000 | 7,645 |
| Salaries and employee benefits | $454,000 | 7,598 |
| Premises and equipment expense | $133,000 | 6,990 |
| Additional noninterest expense | $212,000 | 7,810 |
| Pre-tax net operating income | $274,000 | 7,351 |
| Securities gains (losses) | $41,000 | 1,811 |
| Applicable income taxes | $4,000 | 6,986 |
| Income before extraordinary items | $311,000 | 6,832 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $311,000 | 6,832 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 6,103 |
| Cash dividends | $160,000 | 4,227 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $270,410 | 7,021 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $916,000 | 7,622 |
| Total interest expense | $243,000 | 7,438 |
| Net interest income | $673,000 | 7,582 |
| Provision for loan and lease losses | $15,000 | 6,089 |
| Total noninterest income | $58,000 | 8,010 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $32,000 | 7,125 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $26,000 | 7,425 |
| Total noninterest expense | $527,000 | 7,718 |
| Salaries and employee benefits | $295,000 | 7,709 |
| Premises and equipment expense | $86,000 | 7,074 |
| Additional noninterest expense | $146,000 | 7,780 |
| Pre-tax net operating income | $189,000 | 7,264 |
| Securities gains (losses) | $17,000 | 2,130 |
| Applicable income taxes | $4,000 | 6,937 |
| Income before extraordinary items | $202,000 | 6,884 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $202,000 | 6,884 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 5,407 |
| Cash dividends | $160,000 | 3,707 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $185,340 | 6,952 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $462,000 | 7,662 |
| Total interest expense | $126,000 | 7,424 |
| Net interest income | $336,000 | 7,625 |
| Provision for loan and lease losses | $0 | 6,501 |
| Total noninterest income | $27,000 | 8,089 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $15,000 | 7,174 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $12,000 | 7,544 |
| Total noninterest expense | $267,000 | 7,743 |
| Salaries and employee benefits | $146,000 | 7,753 |
| Premises and equipment expense | $42,000 | 7,151 |
| Additional noninterest expense | $79,000 | 7,660 |
| Pre-tax net operating income | $96,000 | 7,218 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $3,000 | 6,752 |
| Income before extraordinary items | $93,000 | 7,012 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $93,000 | 7,014 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 6,968 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $93,000 | 6,923 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $1,952,000 | 7,593 |
| Total interest expense | $623,000 | 7,327 |
| Net interest income | $1,329,000 | 7,612 |
| Provision for loan and lease losses | $25,000 | 6,896 |
| Total noninterest income | $120,000 | 8,099 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $66,000 | 7,169 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $54,000 | 7,452 |
| Total noninterest expense | $1,044,000 | 7,783 |
| Salaries and employee benefits | $588,000 | 7,745 |
| Premises and equipment expense | $169,000 | 7,147 |
| Additional noninterest expense | $287,000 | 7,854 |
| Pre-tax net operating income | $380,000 | 7,121 |
| Securities gains (losses) | $3,000 | 4,078 |
| Applicable income taxes | $18,000 | 6,842 |
| Income before extraordinary items | $365,000 | 6,965 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $365,000 | 6,966 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $110,000 | 3,900 |
| Cash dividends | $375,000 | 4,049 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $362,150 | 6,832 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $1,487,000 | 7,656 |
| Total interest expense | $485,000 | 7,387 |
| Net interest income | $1,002,000 | 7,662 |
| Provision for loan and lease losses | $25,000 | 6,589 |
| Total noninterest income | $88,000 | 8,182 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $49,000 | 7,238 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $39,000 | 7,544 |
| Total noninterest expense | $789,000 | 7,767 |
| Salaries and employee benefits | $442,000 | 7,701 |
| Premises and equipment expense | $129,000 | 7,135 |
| Additional noninterest expense | $218,000 | 7,835 |
| Pre-tax net operating income | $276,000 | 7,299 |
| Securities gains (losses) | $1,000 | 4,000 |
| Applicable income taxes | $14,000 | 6,958 |
| Income before extraordinary items | $263,000 | 7,170 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $263,000 | 7,171 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $140,000 | 2,715 |
| Cash dividends | $265,000 | 3,662 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $262,050 | 7,014 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $1,014,000 | 7,653 |
| Total interest expense | $337,000 | 7,412 |
| Net interest income | $677,000 | 7,667 |
| Provision for loan and lease losses | $25,000 | 6,080 |
| Total noninterest income | $57,000 | 8,206 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $32,000 | 7,257 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $25,000 | 7,564 |
| Total noninterest expense | $527,000 | 7,779 |
| Salaries and employee benefits | $293,000 | 7,747 |
| Premises and equipment expense | $87,000 | 7,105 |
| Additional noninterest expense | $147,000 | 7,817 |
| Pre-tax net operating income | $182,000 | 7,367 |
| Securities gains (losses) | $8,000 | 3,037 |
| Applicable income taxes | $9,000 | 7,001 |
| Income before extraordinary items | $181,000 | 7,153 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $181,000 | 7,155 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $139,000 | 2,066 |
| Cash dividends | $265,000 | 3,058 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $173,400 | 7,043 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $512,000 | 7,686 |
| Total interest expense | $176,000 | 7,410 |
| Net interest income | $336,000 | 7,689 |
| Provision for loan and lease losses | $0 | 6,934 |
| Total noninterest income | $29,000 | 8,205 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $15,000 | 7,293 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $14,000 | 7,447 |
| Total noninterest expense | $260,000 | 7,841 |
| Salaries and employee benefits | $145,000 | 7,801 |
| Premises and equipment expense | $40,000 | 7,320 |
| Additional noninterest expense | $75,000 | 7,806 |
| Pre-tax net operating income | $105,000 | 7,111 |
| Securities gains (losses) | $6,000 | 2,344 |
| Applicable income taxes | $4,000 | 6,977 |
| Income before extraordinary items | $107,000 | 6,766 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $107,000 | 6,767 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $70,000 | 1,853 |
| Cash dividends | $160,000 | 2,448 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $101,240 | 6,712 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $2,282,000 | 7,555 |
| Total interest expense | $886,000 | 7,236 |
| Net interest income | $1,396,000 | 7,595 |
| Provision for loan and lease losses | $0 | 8,089 |
| Total noninterest income | $118,000 | 8,183 |
| Gross Fiduciary activities income | $3,000 | 1,565 |
| Service charges on deposit accounts | $64,000 | 7,261 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $51,000 | 7,577 |
| Total noninterest expense | $1,010,000 | 7,915 |
| Salaries and employee benefits | $561,000 | 7,884 |
| Premises and equipment expense | $176,000 | 7,078 |
| Additional noninterest expense | $273,000 | 8,002 |
| Pre-tax net operating income | $504,000 | 6,749 |
| Securities gains (losses) | $22,000 | 3,078 |
| Applicable income taxes | $24,000 | 6,951 |
| Income before extraordinary items | $502,000 | 6,393 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $502,000 | 6,392 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-7,000 | 8,753 |
| Cash dividends | $370,000 | 3,978 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $481,100 | 6,341 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $2,439,000 | 7,812 |
| Total interest expense | $1,146,000 | 7,715 |
| Net interest income | $1,293,000 | 7,699 |
| Provision for loan and lease losses | $-15,000 | 9,451 |
| Total noninterest income | $120,000 | 8,231 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $69,000 | 7,188 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $51,000 | 7,655 |
| Total noninterest expense | $1,009,000 | 7,934 |
| Salaries and employee benefits | $532,000 | 8,021 |
| Premises and equipment expense | $220,000 | 6,494 |
| Additional noninterest expense | $257,000 | 8,160 |
| Pre-tax net operating income | $419,000 | 6,891 |
| Securities gains (losses) | $-10,000 | 9,297 |
| Applicable income taxes | $21,000 | 7,291 |
| Income before extraordinary items | $388,000 | 6,646 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $388,000 | 6,649 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-5,000 | 8,952 |
| Cash dividends | $310,000 | 4,316 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $397,500 | 6,460 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $2,572,000 | 7,839 |
| Total interest expense | $1,188,000 | 7,824 |
| Net interest income | $1,384,000 | 7,673 |
| Provision for loan and lease losses | $0 | 8,337 |
| Total noninterest income | $158,000 | 7,773 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $76,000 | 7,081 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $82,000 | 6,864 |
| Total noninterest expense | $988,000 | 8,063 |
| Salaries and employee benefits | $587,000 | 7,764 |
| Premises and equipment expense | $148,000 | 7,625 |
| Additional noninterest expense | $253,000 | 8,313 |
| Pre-tax net operating income | $554,000 | 6,764 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $17,000 | 7,911 |
| Income before extraordinary items | $537,000 | 6,139 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $537,000 | 6,137 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-26,000 | 9,470 |
| Cash dividends | $405,000 | 3,906 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $537,000 | 6,145 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $2,591,000 | 7,810 |
| Total interest expense | $1,221,000 | 7,592 |
| Net interest income | $1,370,000 | 7,831 |
| Provision for loan and lease losses | $0 | 8,503 |
| Total noninterest income | $127,000 | 8,430 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $76,000 | 7,217 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $51,000 | 8,031 |
| Total noninterest expense | $941,000 | 8,297 |
| Salaries and employee benefits | $533,000 | 8,142 |
| Premises and equipment expense | $166,000 | 7,378 |
| Additional noninterest expense | $242,000 | 8,638 |
| Pre-tax net operating income | $556,000 | 6,880 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $95,000 | 6,999 |
| Income before extraordinary items | $461,000 | 6,630 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $461,000 | 6,629 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $19,000 | 6,178 |
| Cash dividends | $400,000 | 3,903 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $461,000 | 6,612 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $2,697,000 | 7,873 |
| Total interest expense | $1,324,000 | 7,606 |
| Net interest income | $1,373,000 | 7,964 |
| Provision for loan and lease losses | $0 | 8,652 |
| Total noninterest income | $144,000 | 8,311 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $81,000 | 7,260 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $63,000 | 7,707 |
| Total noninterest expense | $937,000 | 8,317 |
| Salaries and employee benefits | $547,000 | 8,068 |
| Premises and equipment expense | $168,000 | 7,274 |
| Additional noninterest expense | $222,000 | 8,878 |
| Pre-tax net operating income | $580,000 | 7,022 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $183,000 | 6,381 |
| Income before extraordinary items | $397,000 | 7,242 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $397,000 | 7,239 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-41,000 | 10,055 |
| Cash dividends | $250,000 | 4,929 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $397,000 | 7,149 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $2,743,000 | 8,075 |
| Total interest expense | $1,344,000 | 7,731 |
| Net interest income | $1,399,000 | 8,235 |
| Provision for loan and lease losses | $0 | 8,829 |
| Total noninterest income | $135,000 | 8,817 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $84,000 | 7,557 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $51,000 | 8,389 |
| Total noninterest expense | $921,000 | 8,602 |
| Salaries and employee benefits | $522,000 | 8,444 |
| Premises and equipment expense | $172,000 | 7,344 |
| Additional noninterest expense | $227,000 | 9,099 |
| Pre-tax net operating income | $613,000 | 7,358 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $217,000 | 6,654 |
| Income before extraordinary items | $396,000 | 7,672 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $396,000 | 7,675 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 9,725 |
| Cash dividends | $475,000 | 3,608 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $396,000 | 7,615 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $2,792,000 | 8,288 |
| Total interest expense | $1,334,000 | 8,006 |
| Net interest income | $1,458,000 | 8,369 |
| Provision for loan and lease losses | $0 | 9,041 |
| Total noninterest income | $139,000 | 9,187 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $88,000 | 7,775 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $51,000 | 8,849 |
| Total noninterest expense | $894,000 | 9,079 |
| Salaries and employee benefits | $506,000 | 8,840 |
| Premises and equipment expense | $165,000 | 7,728 |
| Additional noninterest expense | $223,000 | 9,673 |
| Pre-tax net operating income | $703,000 | 6,920 |
| Securities gains (losses) | $-4,000 | 9,823 |
| Applicable income taxes | $251,000 | 6,439 |
| Income before extraordinary items | $448,000 | 7,250 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $448,000 | 7,253 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $33,000 | 6,017 |
| Cash dividends | $375,000 | 4,050 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $450,560 | 7,187 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $2,841,000 | 8,449 |
| Total interest expense | $1,324,000 | 8,204 |
| Net interest income | $1,517,000 | 8,485 |
| Provision for loan and lease losses | $36,000 | 6,768 |
| Total noninterest income | $161,000 | 9,123 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $84,000 | 8,206 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $77,000 | 8,059 |
| Total noninterest expense | $891,000 | 9,382 |
| Salaries and employee benefits | $488,000 | 9,220 |
| Premises and equipment expense | $149,000 | 8,299 |
| Additional noninterest expense | $254,000 | 9,779 |
| Pre-tax net operating income | $751,000 | 7,053 |
| Securities gains (losses) | $-5,000 | 9,676 |
| Applicable income taxes | $266,000 | 6,426 |
| Income before extraordinary items | $480,000 | 7,402 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $480,000 | 7,403 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $34,000 | 5,798 |
| Cash dividends | $300,000 | 4,483 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $483,200 | 7,339 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $2,767,000 | 8,436 |
| Total interest expense | $1,196,000 | 7,918 |
| Net interest income | $1,571,000 | 8,664 |
| Provision for loan and lease losses | $28,000 | 7,286 |
| Total noninterest income | $151,000 | 9,686 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $89,000 | 8,410 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $62,000 | 9,009 |
| Total noninterest expense | $906,000 | 9,752 |
| Salaries and employee benefits | $448,000 | 9,847 |
| Premises and equipment expense | $128,000 | 9,152 |
| Additional noninterest expense | $330,000 | 9,596 |
| Pre-tax net operating income | $788,000 | 6,931 |
| Securities gains (losses) | $-139,000 | 11,741 |
| Applicable income taxes | $217,000 | 7,062 |
| Income before extraordinary items | $432,000 | 7,881 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $432,000 | 7,892 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-6,000 | 10,519 |
| Cash dividends | $300,000 | 4,418 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $525,130 | 7,154 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $2,918,000 | 8,468 |
| Total interest expense | $1,309,000 | 7,842 |
| Net interest income | $1,609,000 | 8,771 |
| Provision for loan and lease losses | $39,000 | 8,009 |
| Total noninterest income | $151,000 | 10,182 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $85,000 | 8,849 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $66,000 | 9,257 |
| Total noninterest expense | $892,000 | 10,229 |
| Salaries and employee benefits | $459,000 | 10,049 |
| Premises and equipment expense | $128,000 | 9,539 |
| Additional noninterest expense | $305,000 | 10,379 |
| Pre-tax net operating income | $829,000 | 6,667 |
| Securities gains (losses) | $1,000 | 7,052 |
| Applicable income taxes | $281,000 | 6,325 |
| Income before extraordinary items | $549,000 | 7,154 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $549,000 | 7,318 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $46,000 | 6,216 |
| Cash dividends | $575,000 | 2,752 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $548,340 | 6,908 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $3,261,000 | 8,541 |
| Total interest expense | $1,654,000 | 8,036 |
| Net interest income | $1,607,000 | 8,937 |
| Provision for loan and lease losses | $5,000 | 11,499 |
| Total noninterest income | $150,000 | 10,494 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $88,000 | 8,897 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $62,000 | 9,701 |
| Total noninterest expense | $896,000 | 10,507 |
| Salaries and employee benefits | $431,000 | 10,506 |
| Premises and equipment expense | $118,000 | 10,101 |
| Additional noninterest expense | $347,000 | 10,227 |
| Pre-tax net operating income | $856,000 | 6,308 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $281,000 | 6,199 |
| Income before extraordinary items | $575,000 | 6,738 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $575,000 | 6,824 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 11,197 |
| Cash dividends | $540,000 | 2,616 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $575,000 | 6,397 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.