Home > The First National Bank of Slippery Rock > Income and Expense
The First National Bank of Slippery Rock, Income and Expense
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $11,495,000 | 1,846 |
| Total interest expense | $4,141,000 | 1,461 |
| Net interest income | $7,354,000 | 2,051 |
| Provision for loan and lease losses | $2,767,000 | 331 |
| Total noninterest income | $1,982,000 | 1,790 |
| Gross Fiduciary activities income | $109,000 | 852 |
| Service charges on deposit accounts | $1,098,000 | 1,225 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $775,000 | 2,120 |
| Total noninterest expense | $8,536,000 | 1,425 |
| Salaries and employee benefits | $4,218,000 | 1,573 |
| Premises and equipment expense | $1,440,000 | 1,196 |
| Additional noninterest expense | $2,878,000 | 1,285 |
| Pre-tax net operating income | $-1,967,000 | 8,972 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $-868,000 | 8,991 |
| Income before extraordinary items | $-1,099,000 | 8,933 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $-1,099,000 | 8,934 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,270,000 | 481 |
| Cash dividends | $1,040,000 | 1,659 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $-1,099,000 | 8,919 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $7,790,000 | 1,804 |
| Total interest expense | $2,779,000 | 1,427 |
| Net interest income | $5,011,000 | 1,986 |
| Provision for loan and lease losses | $2,617,000 | 258 |
| Total noninterest income | $1,512,000 | 1,574 |
| Gross Fiduciary activities income | $73,000 | 859 |
| Service charges on deposit accounts | $717,000 | 1,235 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $722,000 | 1,677 |
| Total noninterest expense | $5,506,000 | 1,472 |
| Salaries and employee benefits | $2,904,000 | 1,519 |
| Premises and equipment expense | $925,000 | 1,243 |
| Additional noninterest expense | $1,677,000 | 1,439 |
| Pre-tax net operating income | $-1,600,000 | 9,031 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $-687,000 | 9,043 |
| Income before extraordinary items | $-913,000 | 9,006 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-913,000 | 9,006 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $201,000 | 1,369 |
| Cash dividends | $1,040,000 | 1,213 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $-913,000 | 8,987 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $3,947,000 | 1,788 |
| Total interest expense | $1,400,000 | 1,427 |
| Net interest income | $2,547,000 | 1,960 |
| Provision for loan and lease losses | $150,000 | 1,414 |
| Total noninterest income | $808,000 | 1,478 |
| Gross Fiduciary activities income | $36,000 | 876 |
| Service charges on deposit accounts | $337,000 | 1,277 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $435,000 | 1,433 |
| Total noninterest expense | $2,822,000 | 1,445 |
| Salaries and employee benefits | $1,490,000 | 1,488 |
| Premises and equipment expense | $461,000 | 1,261 |
| Additional noninterest expense | $871,000 | 1,389 |
| Pre-tax net operating income | $383,000 | 4,187 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $58,000 | 4,646 |
| Income before extraordinary items | $325,000 | 4,054 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $325,000 | 4,053 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $123,000 | 1,129 |
| Cash dividends | $410,000 | 1,413 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $325,000 | 3,911 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $17,556,000 | 1,629 |
| Total interest expense | $6,329,000 | 1,403 |
| Net interest income | $11,227,000 | 1,725 |
| Provision for loan and lease losses | $1,519,000 | 817 |
| Total noninterest income | $3,998,000 | 1,341 |
| Gross Fiduciary activities income | $158,000 | 860 |
| Service charges on deposit accounts | $1,475,000 | 1,178 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $2,365,000 | 1,286 |
| Total noninterest expense | $10,511,000 | 1,523 |
| Salaries and employee benefits | $5,603,000 | 1,532 |
| Premises and equipment expense | $1,751,000 | 1,308 |
| Additional noninterest expense | $3,157,000 | 1,565 |
| Pre-tax net operating income | $3,195,000 | 2,385 |
| Securities gains (losses) | $252,000 | 1,167 |
| Applicable income taxes | $928,000 | 2,282 |
| Income before extraordinary items | $2,519,000 | 2,360 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $2,519,000 | 2,363 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,523,000 | 675 |
| Cash dividends | $2,335,000 | 1,225 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $2,335,040 | 2,408 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $13,410,000 | 1,632 |
| Total interest expense | $4,871,000 | 1,431 |
| Net interest income | $8,539,000 | 1,721 |
| Provision for loan and lease losses | $1,100,000 | 816 |
| Total noninterest income | $3,101,000 | 1,344 |
| Gross Fiduciary activities income | $132,000 | 841 |
| Service charges on deposit accounts | $1,102,000 | 1,191 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,867,000 | 1,302 |
| Total noninterest expense | $7,913,000 | 1,526 |
| Salaries and employee benefits | $4,185,000 | 1,550 |
| Premises and equipment expense | $1,313,000 | 1,303 |
| Additional noninterest expense | $2,415,000 | 1,526 |
| Pre-tax net operating income | $2,627,000 | 2,283 |
| Securities gains (losses) | $252,000 | 1,080 |
| Applicable income taxes | $805,000 | 2,198 |
| Income before extraordinary items | $2,074,000 | 2,262 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $2,074,000 | 2,260 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $754,000 | 846 |
| Cash dividends | $1,925,000 | 1,043 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $1,892,560 | 2,325 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $9,041,000 | 1,623 |
| Total interest expense | $3,334,000 | 1,447 |
| Net interest income | $5,707,000 | 1,707 |
| Provision for loan and lease losses | $300,000 | 1,769 |
| Total noninterest income | $2,454,000 | 1,168 |
| Gross Fiduciary activities income | $99,000 | 814 |
| Service charges on deposit accounts | $729,000 | 1,170 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $1,626,000 | 1,071 |
| Total noninterest expense | $5,272,000 | 1,525 |
| Salaries and employee benefits | $2,768,000 | 1,559 |
| Premises and equipment expense | $878,000 | 1,308 |
| Additional noninterest expense | $1,626,000 | 1,504 |
| Pre-tax net operating income | $2,589,000 | 1,621 |
| Securities gains (losses) | $252,000 | 915 |
| Applicable income taxes | $867,000 | 1,515 |
| Income before extraordinary items | $1,974,000 | 1,641 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,974,000 | 1,641 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $429,000 | 939 |
| Cash dividends | $1,516,000 | 924 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $1,800,120 | 1,672 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $4,651,000 | 1,598 |
| Total interest expense | $1,721,000 | 1,442 |
| Net interest income | $2,930,000 | 1,664 |
| Provision for loan and lease losses | $150,000 | 1,666 |
| Total noninterest income | $1,119,000 | 1,235 |
| Gross Fiduciary activities income | $37,000 | 893 |
| Service charges on deposit accounts | $352,000 | 1,182 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $730,000 | 1,128 |
| Total noninterest expense | $2,687,000 | 1,478 |
| Salaries and employee benefits | $1,392,000 | 1,535 |
| Premises and equipment expense | $442,000 | 1,308 |
| Additional noninterest expense | $853,000 | 1,413 |
| Pre-tax net operating income | $1,212,000 | 1,735 |
| Securities gains (losses) | $48,000 | 1,413 |
| Applicable income taxes | $379,000 | 1,704 |
| Income before extraordinary items | $881,000 | 1,801 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $881,000 | 1,800 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $344,000 | 640 |
| Cash dividends | $700,000 | 914 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $847,400 | 1,757 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $20,319,000 | 1,518 |
| Total interest expense | $8,344,000 | 1,354 |
| Net interest income | $11,975,000 | 1,613 |
| Provision for loan and lease losses | $911,000 | 1,460 |
| Total noninterest income | $2,833,000 | 1,624 |
| Gross Fiduciary activities income | $128,000 | 940 |
| Service charges on deposit accounts | $1,169,000 | 1,384 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,536,000 | 1,619 |
| Total noninterest expense | $9,948,000 | 1,553 |
| Salaries and employee benefits | $4,972,000 | 1,621 |
| Premises and equipment expense | $1,613,000 | 1,366 |
| Additional noninterest expense | $3,363,000 | 1,410 |
| Pre-tax net operating income | $3,949,000 | 2,011 |
| Securities gains (losses) | $240,000 | 1,049 |
| Applicable income taxes | $1,232,000 | 1,911 |
| Income before extraordinary items | $2,957,000 | 2,025 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $2,957,000 | 2,025 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $567,000 | 1,501 |
| Cash dividends | $1,666,000 | 1,523 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $2,786,600 | 2,068 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $22,774,000 | 1,494 |
| Total interest expense | $11,380,000 | 1,422 |
| Net interest income | $11,394,000 | 1,562 |
| Provision for loan and lease losses | $1,020,000 | 1,219 |
| Total noninterest income | $2,909,000 | 1,514 |
| Gross Fiduciary activities income | $148,000 | 905 |
| Service charges on deposit accounts | $1,000,000 | 1,474 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $1,761,000 | 1,354 |
| Total noninterest expense | $8,540,000 | 1,702 |
| Salaries and employee benefits | $4,393,000 | 1,716 |
| Premises and equipment expense | $1,442,000 | 1,492 |
| Additional noninterest expense | $2,705,000 | 1,703 |
| Pre-tax net operating income | $4,743,000 | 1,515 |
| Securities gains (losses) | $37,000 | 2,648 |
| Applicable income taxes | $1,409,000 | 1,586 |
| Income before extraordinary items | $3,371,000 | 1,573 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $3,371,000 | 1,574 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $396,000 | 1,831 |
| Cash dividends | $1,524,000 | 1,639 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $3,344,730 | 1,514 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $20,049,000 | 1,728 |
| Total interest expense | $8,955,000 | 1,932 |
| Net interest income | $11,094,000 | 1,577 |
| Provision for loan and lease losses | $820,000 | 1,252 |
| Total noninterest income | $1,969,000 | 1,901 |
| Gross Fiduciary activities income | $124,000 | 894 |
| Service charges on deposit accounts | $847,000 | 1,637 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $998,000 | 1,860 |
| Total noninterest expense | $7,433,000 | 1,870 |
| Salaries and employee benefits | $3,660,000 | 1,956 |
| Premises and equipment expense | $1,272,000 | 1,632 |
| Additional noninterest expense | $2,501,000 | 1,775 |
| Pre-tax net operating income | $4,810,000 | 1,534 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $1,402,000 | 1,596 |
| Income before extraordinary items | $3,408,000 | 1,549 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $3,408,000 | 1,549 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $359,000 | 1,605 |
| Cash dividends | $1,385,000 | 1,762 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $3,408,000 | 1,543 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $16,619,000 | 1,955 |
| Total interest expense | $6,796,000 | 2,176 |
| Net interest income | $9,823,000 | 1,772 |
| Provision for loan and lease losses | $720,000 | 1,277 |
| Total noninterest income | $1,735,000 | 2,056 |
| Gross Fiduciary activities income | $123,000 | 958 |
| Service charges on deposit accounts | $640,000 | 2,077 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $972,000 | 1,913 |
| Total noninterest expense | $6,432,000 | 2,113 |
| Salaries and employee benefits | $3,220,000 | 2,179 |
| Premises and equipment expense | $1,181,000 | 1,732 |
| Additional noninterest expense | $2,031,000 | 2,153 |
| Pre-tax net operating income | $4,406,000 | 1,712 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $1,274,000 | 1,817 |
| Income before extraordinary items | $3,132,000 | 1,707 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $3,132,000 | 1,708 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $449,000 | 1,321 |
| Cash dividends | $1,189,000 | 2,007 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $3,132,000 | 1,675 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $16,091,000 | 2,026 |
| Total interest expense | $6,986,000 | 2,172 |
| Net interest income | $9,105,000 | 1,881 |
| Provision for loan and lease losses | $310,000 | 2,519 |
| Total noninterest income | $1,636,000 | 2,130 |
| Gross Fiduciary activities income | $76,000 | 1,058 |
| Service charges on deposit accounts | $593,000 | 2,171 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $967,000 | 1,904 |
| Total noninterest expense | $5,981,000 | 2,182 |
| Salaries and employee benefits | $2,927,000 | 2,303 |
| Premises and equipment expense | $997,000 | 1,969 |
| Additional noninterest expense | $2,057,000 | 2,071 |
| Pre-tax net operating income | $4,450,000 | 1,657 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $1,368,000 | 1,772 |
| Income before extraordinary items | $3,082,000 | 1,705 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $3,082,000 | 1,705 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $199,000 | 2,446 |
| Cash dividends | $1,077,000 | 2,098 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $3,082,000 | 1,640 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $15,152,000 | 2,153 |
| Total interest expense | $6,515,000 | 2,304 |
| Net interest income | $8,637,000 | 2,015 |
| Provision for loan and lease losses | $275,000 | 2,782 |
| Total noninterest income | $1,068,000 | 2,892 |
| Gross Fiduciary activities income | $76,000 | 1,105 |
| Service charges on deposit accounts | $539,000 | 2,447 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $453,000 | 3,029 |
| Total noninterest expense | $5,379,000 | 2,396 |
| Salaries and employee benefits | $2,708,000 | 2,456 |
| Premises and equipment expense | $992,000 | 1,983 |
| Additional noninterest expense | $1,679,000 | 2,460 |
| Pre-tax net operating income | $4,051,000 | 1,869 |
| Securities gains (losses) | $-15,000 | 10,235 |
| Applicable income taxes | $1,118,000 | 2,212 |
| Income before extraordinary items | $2,918,000 | 1,813 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $2,918,000 | 1,812 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $153,000 | 2,992 |
| Cash dividends | $1,005,000 | 2,140 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $2,928,800 | 1,762 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $13,742,000 | 2,433 |
| Total interest expense | $5,761,000 | 2,642 |
| Net interest income | $7,981,000 | 2,262 |
| Provision for loan and lease losses | $200,000 | 3,395 |
| Total noninterest income | $868,000 | 3,484 |
| Gross Fiduciary activities income | $53,000 | 1,224 |
| Service charges on deposit accounts | $497,000 | 2,739 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $318,000 | 3,939 |
| Total noninterest expense | $4,928,000 | 2,772 |
| Salaries and employee benefits | $2,421,000 | 2,775 |
| Premises and equipment expense | $1,013,000 | 1,978 |
| Additional noninterest expense | $1,494,000 | 3,135 |
| Pre-tax net operating income | $3,721,000 | 1,951 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $1,014,000 | 2,323 |
| Income before extraordinary items | $2,707,000 | 1,823 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $2,707,000 | 1,824 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $121,000 | 3,564 |
| Cash dividends | $822,000 | 2,449 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $2,707,000 | 1,789 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $12,483,000 | 2,674 |
| Total interest expense | $4,874,000 | 3,092 |
| Net interest income | $7,609,000 | 2,357 |
| Provision for loan and lease losses | $275,000 | 2,402 |
| Total noninterest income | $901,000 | 3,363 |
| Gross Fiduciary activities income | $49,000 | 1,286 |
| Service charges on deposit accounts | $513,000 | 2,642 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $339,000 | 3,698 |
| Total noninterest expense | $4,640,000 | 2,902 |
| Salaries and employee benefits | $2,248,000 | 2,959 |
| Premises and equipment expense | $883,000 | 2,270 |
| Additional noninterest expense | $1,509,000 | 3,084 |
| Pre-tax net operating income | $3,595,000 | 2,052 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $1,070,000 | 2,239 |
| Income before extraordinary items | $2,525,000 | 1,996 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $2,525,000 | 1,993 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $214,000 | 2,390 |
| Cash dividends | $684,000 | 2,698 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $2,525,000 | 1,971 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $11,042,000 | 2,749 |
| Total interest expense | $4,049,000 | 3,012 |
| Net interest income | $6,993,000 | 2,579 |
| Provision for loan and lease losses | $163,000 | 3,436 |
| Total noninterest income | $815,000 | 3,669 |
| Gross Fiduciary activities income | $28,000 | 1,390 |
| Service charges on deposit accounts | $425,000 | 3,198 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $362,000 | 3,639 |
| Total noninterest expense | $4,506,000 | 3,053 |
| Salaries and employee benefits | $2,170,000 | 3,052 |
| Premises and equipment expense | $689,000 | 2,867 |
| Additional noninterest expense | $1,647,000 | 3,052 |
| Pre-tax net operating income | $3,139,000 | 2,256 |
| Securities gains (losses) | $-6,000 | 9,509 |
| Applicable income taxes | $849,000 | 2,628 |
| Income before extraordinary items | $2,284,000 | 2,134 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $2,284,000 | 2,132 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $107,000 | 3,602 |
| Cash dividends | $566,000 | 2,928 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $2,288,380 | 2,154 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $10,320,000 | 2,998 |
| Total interest expense | $3,871,000 | 3,257 |
| Net interest income | $6,449,000 | 2,807 |
| Provision for loan and lease losses | $250,000 | 3,377 |
| Total noninterest income | $788,000 | 4,034 |
| Gross Fiduciary activities income | $20,000 | 1,445 |
| Service charges on deposit accounts | $410,000 | 3,367 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $358,000 | 4,059 |
| Total noninterest expense | $4,045,000 | 3,455 |
| Salaries and employee benefits | $1,997,000 | 3,291 |
| Premises and equipment expense | $527,000 | 3,696 |
| Additional noninterest expense | $1,521,000 | 3,469 |
| Pre-tax net operating income | $2,942,000 | 2,332 |
| Securities gains (losses) | $50,000 | 3,394 |
| Applicable income taxes | $800,000 | 2,757 |
| Income before extraordinary items | $2,192,000 | 2,279 |
| Extraordinary gains, net | $40,000 | 2,305 |
| Net income | $2,232,000 | 2,320 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $206,000 | 3,087 |
| Cash dividends | $497,000 | 3,142 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $2,155,500 | 2,184 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $10,095,000 | 3,458 |
| Total interest expense | $4,244,000 | 3,862 |
| Net interest income | $5,851,000 | 3,135 |
| Provision for loan and lease losses | $275,000 | 4,347 |
| Total noninterest income | $755,000 | 4,144 |
| Gross Fiduciary activities income | $28,000 | 1,444 |
| Service charges on deposit accounts | $411,000 | 3,378 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $316,000 | 4,287 |
| Total noninterest expense | $3,938,000 | 3,551 |
| Salaries and employee benefits | $1,960,000 | 3,264 |
| Premises and equipment expense | $522,000 | 3,823 |
| Additional noninterest expense | $1,456,000 | 3,689 |
| Pre-tax net operating income | $2,393,000 | 2,605 |
| Securities gains (losses) | $5,000 | 7,049 |
| Applicable income taxes | $608,000 | 3,400 |
| Income before extraordinary items | $1,790,000 | 2,567 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,790,000 | 2,605 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $118,000 | 5,482 |
| Cash dividends | $461,000 | 2,981 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $1,786,250 | 2,377 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.