The First National Bank of Slippery Rock, Assets and Liabilities

2004-09-30Rank
# of Employees:1401,197
Assets and Liabilities
Total Assets:$332,178,0001,762
Cash and due from depository institutions$16,686,0001,197
Interest-bearing balances$139,0004,801
Securities$81,385,0001,552
Federal funds sold & reverse repurchase agreements$23,600,000474
Net loans & leases$185,324,0002,070
Loan loss allowance$4,603,0001,028
Trading account assets$0149
Bank premises and fixed assets$9,487,0001,024
Other real estate owned$852,0001,197
Goodwill and other intangibles$1,810,0001,275
All other assets$13,034,0001,174
Life insurance assets$0330
Total liabilities and capital$332,178,0001,762
Total liabilities$303,526,0001,739
Total deposits$262,976,0001,752
Interest-bearing deposits$211,146,0001,843
Deposits held in domestic offices$262,976,0001,747
% insured0.00%1
Federal funds purchased & repurchase agreements$9,666,0001,163
Trading liabilities$068
Other borrowed funds$30,098,0001,308
Subordinated debt$0276
All other liabilities$786,0003,754
Total equity capital$28,652,0002,005
Total bank equity capital$28,652,0002,005
Perpetual preferred stock$0124
Common stock$786,0003,433
Surplus$4,063,0003,978
Undivided profits$23,803,0001,423
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$6,741,000448
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,251
Income earned, not collected on loans$1,134,0002,777
Earning assets$290,448,0001,836
Long-term assets (5+ years)$113,797,000925
Average Assets, year-to-date$332,805,2501,702
Average Assets, quarterly$331,070,0001,744
Volatile liabilities$31,808,0002,974
Insider loans$2,682,0002,159
FHLB advances$30,098,0001,202
Loans and leases held for sale$4,019,000412
Unused loan commitments$31,203,0002,230
Tier 1 (core) risk-based capital$28,182,0001,939
Tier 2 risk-based capital$2,514,0001,771
Total risk weighted assets$198,980,0001,992
Total unused commitments$31,203,0002,237
Derivatives$0770
2004-06-30Rank
# of Employees:1441,176
Assets and Liabilities
Total Assets:$329,962,0001,748
Cash and due from depository institutions$17,834,0001,176
Interest-bearing balances$139,0004,869
Securities$86,706,0001,496
Federal funds sold & reverse repurchase agreements$5,000,0001,997
Net loans & leases$194,323,0001,915
Loan loss allowance$5,522,000848
Trading account assets$0153
Bank premises and fixed assets$9,737,000990
Other real estate owned$1,138,0001,176
Goodwill and other intangibles$1,830,0001,255
All other assets$13,394,0001,160
Life insurance assets$0323
Total liabilities and capital$329,962,0001,748
Total liabilities$301,341,0001,732
Total deposits$264,369,0001,727
Interest-bearing deposits$212,728,0001,811
Deposits held in domestic offices$264,369,0001,722
% insured0.00%1
Federal funds purchased & repurchase agreements$6,005,0001,500
Trading liabilities$069
Other borrowed funds$30,104,0001,288
Subordinated debt$0288
All other liabilities$863,0003,269
Total equity capital$28,621,0001,915
Total bank equity capital$28,621,0001,915
Perpetual preferred stock$0126
Common stock$786,0003,452
Surplus$4,063,0003,947
Undivided profits$23,772,0001,347
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$7,477,000412
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,328
Income earned, not collected on loans$1,294,0002,258
Earning assets$286,168,0001,830
Long-term assets (5+ years)$126,205,000864
Average Assets, year-to-date$333,014,3301,688
Average Assets, quarterly$332,019,5001,723
Volatile liabilities$31,651,0002,917
Insider loans$2,617,0002,179
FHLB advances$30,104,0001,187
Loans and leases held for sale$4,259,000400
Unused loan commitments$38,356,0001,903
Tier 1 (core) risk-based capital$28,365,0001,861
Tier 2 risk-based capital$2,608,0001,688
Total risk weighted assets$205,642,0001,889
Total unused commitments$38,356,0001,908
Derivatives$0740
2004-03-31Rank
# of Employees:1431,183
Assets and Liabilities
Total Assets:$334,077,0001,705
Cash and due from depository institutions$13,037,0001,183
Interest-bearing balances$148,0004,934
Securities$80,910,0001,602
Federal funds sold & reverse repurchase agreements$17,400,000836
Net loans & leases$197,892,0001,844
Loan loss allowance$3,133,0001,476
Trading account assets$0144
Bank premises and fixed assets$9,765,000963
Other real estate owned$822,0001,183
Goodwill and other intangibles$1,899,0001,225
All other assets$12,352,0001,181
Life insurance assets$0322
Total liabilities and capital$334,077,0001,705
Total liabilities$302,716,0001,705
Total deposits$265,288,0001,714
Interest-bearing deposits$216,345,0001,794
Deposits held in domestic offices$265,288,0001,709
% insured0.00%1
Federal funds purchased & repurchase agreements$6,379,0001,338
Trading liabilities$070
Other borrowed funds$30,114,0001,210
Subordinated debt$0287
All other liabilities$935,0003,383
Total equity capital$31,361,0001,783
Total bank equity capital$31,361,0001,783
Perpetual preferred stock$0129
Common stock$786,0003,456
Surplus$4,063,0003,917
Undivided profits$26,512,0001,244
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$3,395,000882
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,356
Income earned, not collected on loans$1,211,0002,360
Earning assets$296,350,0001,768
Long-term assets (5+ years)$120,437,000890
Average Assets, year-to-date$334,540,5001,681
Average Assets, quarterly$334,540,5001,681
Volatile liabilities$31,067,0002,873
Insider loans$2,666,0002,097
FHLB advances$30,109,0001,105
Loans and leases held for sale$869,0001,049
Unused loan commitments$36,903,0001,915
Tier 1 (core) risk-based capital$30,216,0001,710
Tier 2 risk-based capital$2,624,0001,654
Total risk weighted assets$209,359,0001,831
Total unused commitments$36,903,0001,919
Derivatives$0699
2003-12-31Rank
# of Employees:1511,103
Assets and Liabilities
Total Assets:$335,004,0001,690
Cash and due from depository institutions$14,969,0001,103
Interest-bearing balances$176,0004,725
Securities$80,370,0001,657
Federal funds sold & reverse repurchase agreements$9,570,0001,235
Net loans & leases$206,078,0001,747
Loan loss allowance$3,106,0001,487
Trading account assets$0168
Bank premises and fixed assets$9,289,0001,016
Other real estate owned$318,0001,103
Goodwill and other intangibles$1,930,0001,209
All other assets$12,480,0001,186
Life insurance assets$01
Total liabilities and capital$335,004,0001,690
Total liabilities$303,789,0001,677
Total deposits$267,204,0001,692
Interest-bearing deposits$218,527,0001,768
Deposits held in domestic offices$267,204,0001,689
% insured0.00%1
Federal funds purchased & repurchase agreements$5,415,0001,553
Trading liabilities$072
Other borrowed funds$30,127,0001,239
Subordinated debt$0293
All other liabilities$1,043,0003,011
Total equity capital$31,215,0001,753
Total bank equity capital$31,215,0001,753
Perpetual preferred stock$0131
Common stock$786,0003,482
Surplus$4,064,0003,887
Undivided profits$26,365,0001,222
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$3,227,000938
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,287
Income earned, not collected on loans$1,370,0002,173
Earning assets$296,194,0001,756
Long-term assets (5+ years)$126,174,000852
Average Assets, year-to-date$339,629,4001,598
Average Assets, quarterly$339,842,5001,640
Volatile liabilities$30,018,0002,929
Insider loans$2,763,0002,017
FHLB advances$30,115,0001,133
Loans and leases held for sale$1,950,000647
Unused loan commitments$38,188,0001,818
Tier 1 (core) risk-based capital$30,211,0001,694
Tier 2 risk-based capital$2,691,0001,601
Total risk weighted assets$214,805,0001,762
Total unused commitments$38,188,0001,822
Derivatives$0665
2003-09-30Rank
# of Employees:1491,131
Assets and Liabilities
Total Assets:$344,681,0001,636
Cash and due from depository institutions$16,172,0001,131
Interest-bearing balances$130,0005,055
Securities$77,918,0001,681
Federal funds sold & reverse repurchase agreements$3,700,0003,217
Net loans & leases$223,544,0001,605
Loan loss allowance$3,456,0001,349
Trading account assets$0165
Bank premises and fixed assets$8,488,0001,104
Other real estate owned$240,0001,131
Goodwill and other intangibles$1,797,0001,238
All other assets$12,822,0001,154
Life insurance assets$01
Total liabilities and capital$344,681,0001,636
Total liabilities$313,315,0001,622
Total deposits$275,626,0001,630
Interest-bearing deposits$222,905,0001,731
Deposits held in domestic offices$275,626,0001,627
% insured0.00%1
Federal funds purchased & repurchase agreements$6,701,0001,350
Trading liabilities$072
Other borrowed funds$30,140,0001,205
Subordinated debt$0293
All other liabilities$848,0003,606
Total equity capital$31,366,0001,750
Total bank equity capital$31,366,0001,750
Perpetual preferred stock$0137
Common stock$786,0003,506
Surplus$4,063,0003,828
Undivided profits$26,517,0001,217
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$4,029,000808
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,354
Income earned, not collected on loans$1,303,0002,415
Earning assets$305,292,0001,698
Long-term assets (5+ years)$117,296,000929
Average Assets, year-to-date$340,785,7501,610
Average Assets, quarterly$343,913,0001,627
Volatile liabilities$34,068,0002,632
Insider loans$2,994,0001,845
FHLB advances$30,121,0001,095
Loans and leases held for sale$6,123,000458
Unused loan commitments$42,619,0001,672
Tier 1 (core) risk-based capital$30,193,0001,698
Tier 2 risk-based capital$2,811,0001,549
Total risk weighted assets$224,198,0001,704
Total unused commitments$42,619,0001,675
Derivatives$0666
2003-06-30Rank
# of Employees:1431,185
Assets and Liabilities
Total Assets:$343,145,0001,626
Cash and due from depository institutions$20,074,0001,185
Interest-bearing balances$128,0005,129
Securities$70,241,0001,776
Federal funds sold & reverse repurchase agreements$14,200,0001,096
Net loans & leases$216,961,0001,633
Loan loss allowance$2,981,0001,527
Trading account assets$0170
Bank premises and fixed assets$8,002,0001,159
Other real estate owned$145,0001,185
Goodwill and other intangibles$1,853,0001,188
All other assets$11,669,0001,196
Life insurance assets$01
Total liabilities and capital$343,145,0001,626
Total liabilities$310,781,0001,621
Total deposits$274,100,0001,623
Interest-bearing deposits$220,165,0001,729
Deposits held in domestic offices$274,100,0001,620
% insured0.00%1
Federal funds purchased & repurchase agreements$5,248,0001,444
Trading liabilities$074
Other borrowed funds$30,152,0001,196
Subordinated debt$0266
All other liabilities$1,281,0002,797
Total equity capital$32,364,0001,691
Total bank equity capital$32,364,0001,691
Perpetual preferred stock$0140
Common stock$786,0003,510
Surplus$4,063,0003,787
Undivided profits$27,515,0001,183
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$3,224,0001,024
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,408
Income earned, not collected on loans$1,298,0002,318
Earning assets$301,530,0001,697
Long-term assets (5+ years)$105,469,000990
Average Assets, year-to-date$339,487,3301,604
Average Assets, quarterly$340,469,5001,616
Volatile liabilities$34,951,0002,521
Insider loans$3,124,0001,777
FHLB advances$30,126,0001,084
Loans and leases held for sale$1,311,0001,334
Unused loan commitments$35,637,0001,859
Tier 1 (core) risk-based capital$30,477,0001,644
Tier 2 risk-based capital$2,743,0001,538
Total risk weighted assets$219,227,0001,698
Total unused commitments$35,637,0001,868
Derivatives$0623
2003-03-31Rank
# of Employees:1421,182
Assets and Liabilities
Total Assets:$337,794,0001,619
Cash and due from depository institutions$21,757,0001,182
Interest-bearing balances$140,0004,957
Securities$69,832,0001,755
Federal funds sold & reverse repurchase agreements$9,500,0001,818
Net loans & leases$220,289,0001,600
Loan loss allowance$2,916,0001,528
Trading account assets$0169
Bank premises and fixed assets$7,842,0001,170
Other real estate owned$458,0001,182
Goodwill and other intangibles$1,799,0001,202
All other assets$6,317,0001,956
Life insurance assets$01
Total liabilities and capital$337,794,0001,619
Total liabilities$305,732,0001,606
Total deposits$268,397,0001,640
Interest-bearing deposits$220,152,0001,717
Deposits held in domestic offices$268,397,0001,637
% insured0.00%1
Federal funds purchased & repurchase agreements$5,654,0001,320
Trading liabilities$079
Other borrowed funds$30,164,0001,134
Subordinated debt$0265
All other liabilities$1,517,0002,505
Total equity capital$32,062,0001,669
Total bank equity capital$32,062,0001,669
Perpetual preferred stock$0141
Common stock$786,0003,524
Surplus$4,063,0003,736
Undivided profits$27,213,0001,162
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$3,541,000939
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,422
Income earned, not collected on loans$1,362,0002,233
Earning assets$299,761,0001,676
Long-term assets (5+ years)$103,897,000959
Average Assets, year-to-date$337,658,5001,599
Average Assets, quarterly$337,658,5001,599
Volatile liabilities$35,577,0002,461
Insider loans$2,910,0001,851
FHLB advances$30,132,0001,042
Loans and leases held for sale$1,861,0001,047
Unused loan commitments$41,302,0001,619
Tier 1 (core) risk-based capital$30,177,0001,638
Tier 2 risk-based capital$2,678,0001,548
Total risk weighted assets$213,985,0001,705
Total unused commitments$41,302,0001,628
Derivatives$0578
2002-12-31Rank
# of Employees:1421,169
Assets and Liabilities
Total Assets:$337,523,0001,595
Cash and due from depository institutions$13,484,0001,169
Interest-bearing balances$136,0004,884
Securities$78,553,0001,560
Federal funds sold & reverse repurchase agreements$06,991
Net loans & leases$230,464,0001,508
Loan loss allowance$3,110,0001,406
Trading account assets$0170
Bank premises and fixed assets$7,419,0001,215
Other real estate owned$356,0001,169
Goodwill and other intangibles$1,753,0001,200
All other assets$5,494,0002,140
Life insurance assets$01
Total liabilities and capital$337,523,0001,595
Total liabilities$305,746,0001,589
Total deposits$271,466,0001,574
Interest-bearing deposits$226,486,0001,641
Deposits held in domestic offices$271,466,0001,571
% insured0.00%1
Federal funds purchased & repurchase agreements$2,825,0001,834
Trading liabilities$075
Other borrowed funds$30,177,0001,156
Subordinated debt$0258
All other liabilities$1,278,0002,851
Total equity capital$31,777,0001,651
Total bank equity capital$31,777,0001,651
Perpetual preferred stock$0142
Common stock$786,0003,522
Surplus$4,063,0003,694
Undivided profits$26,928,0001,145
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$4,888,000655
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,384
Income earned, not collected on loans$1,596,0001,954
Earning assets$309,153,0001,589
Long-term assets (5+ years)$113,881,000859
Average Assets, year-to-date$333,939,0001,527
Average Assets, quarterly$342,725,0001,550
Volatile liabilities$33,296,0002,573
Insider loans$2,598,0002,015
FHLB advances$30,137,0001,046
Loans and leases held for sale$1,417,0001,201
Unused loan commitments$39,979,0001,581
Tier 1 (core) risk-based capital$29,972,0001,612
Tier 2 risk-based capital$2,766,0001,473
Total risk weighted assets$220,965,0001,633
Total unused commitments$39,979,0001,586
Derivatives$0527
2001-12-31Rank
# of Employees:1331,228
Assets and Liabilities
Total Assets:$324,014,0001,561
Cash and due from depository institutions$14,903,0001,228
Interest-bearing balances$143,0004,780
Securities$45,335,0002,397
Federal funds sold & reverse repurchase agreements$7,700,0001,891
Net loans & leases$241,534,0001,377
Loan loss allowance$2,766,0001,490
Trading account assets$0182
Bank premises and fixed assets$7,518,0001,151
Other real estate owned$216,0001,228
Goodwill and other intangibles$1,733,0001,142
All other assets$5,075,0002,171
Life insurance assets$01
Total liabilities and capital$324,014,0001,561
Total liabilities$294,203,0001,555
Total deposits$262,044,0001,530
Interest-bearing deposits$219,532,0001,605
Deposits held in domestic offices$262,044,0001,527
% insured0.00%1
Federal funds purchased & repurchase agreements$03,416
Trading liabilities$069
Other borrowed funds$30,260,0001,046
Subordinated debt$0241
All other liabilities$1,899,0002,090
Total equity capital$29,811,0001,643
Total bank equity capital$29,811,0001,643
Perpetual preferred stock$0158
Common stock$786,0003,586
Surplus$4,063,0003,604
Undivided profits$24,962,0001,140
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$5,984,000526
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,476
Income earned, not collected on loans$1,566,0002,164
Earning assets$294,712,0001,577
Long-term assets (5+ years)$100,895,000946
Average Assets, year-to-date$311,628,0001,540
Average Assets, quarterly$324,303,5001,535
Volatile liabilities$41,470,0002,061
Insider loans$2,885,0001,720
FHLB advances$30,158,000948
Loans and leases held for sale$3,514,000718
Unused loan commitments$40,945,0001,469
Tier 1 (core) risk-based capital$28,620,0001,609
Tier 2 risk-based capital$2,766,0001,399
Total risk weighted assets$226,452,0001,527
Total unused commitments$40,945,0001,473
Derivatives$0450
2000-12-31Rank
# of Employees:1241,327
Assets and Liabilities
Total Assets:$283,423,0001,692
Cash and due from depository institutions$12,643,0001,327
Interest-bearing balances$52,0005,332
Securities$28,112,0003,597
Federal funds sold & reverse repurchase agreements$07,010
Net loans & leases$230,553,0001,375
Loan loss allowance$2,142,0001,793
Trading account assets$0175
Bank premises and fixed assets$6,871,0001,213
Other real estate owned$280,0001,327
Goodwill and other intangibles$1,760,0001,121
All other assets$3,204,0002,704
Life insurance assets$01
Total liabilities and capital$283,423,0001,692
Total liabilities$255,438,0001,702
Total deposits$223,718,0001,725
Interest-bearing deposits$187,974,0001,783
Deposits held in domestic offices$223,718,0001,720
% insured0.00%1
Federal funds purchased & repurchase agreements$03,755
Trading liabilities$077
Other borrowed funds$30,337,0001,019
Subordinated debt$0239
All other liabilities$1,383,0002,760
Total equity capital$27,985,0001,661
Total bank equity capital$27,985,0001,661
Perpetual preferred stock$0178
Common stock$786,0003,687
Surplus$4,063,0003,533
Undivided profits$23,136,0001,151
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$2,540,000997
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,385
Income earned, not collected on loans$1,448,0001,807
Earning assets$258,717,0001,715
Long-term assets (5+ years)$83,866,0001,077
Average Assets, year-to-date$259,409,4001,776
Average Assets, quarterly$279,107,0001,695
Volatile liabilities$62,498,0001,443
Insider loans$2,889,0001,677
FHLB advances$0771
Loans and leases held for sale$1,372,000608
Unused loan commitments$37,498,0001,459
Tier 1 (core) risk-based capital$26,546,0001,660
Tier 2 risk-based capital$2,142,0001,676
Total risk weighted assets$213,296,7001,525
Total unused commitments$37,498,0001,460
Derivatives$0481
1999-12-31Rank
# of Employees:1071,591
Assets and Liabilities
Total Assets:$233,022,0002,019
Cash and due from depository institutions$10,106,0001,591
Interest-bearing balances$38,0005,648
Securities$29,573,0003,628
Federal funds sold & reverse repurchase agreements$1,200,0004,637
Net loans & leases$181,461,0001,675
Loan loss allowance$1,681,0002,161
Trading account assets$0165
Bank premises and fixed assets$5,175,0001,637
Other real estate owned$280,0001,591
Goodwill and other intangibles$1,945,0001,087
All other assets$3,282,0002,614
Life insurance assets$01
Total liabilities and capital$233,022,0002,019
Total liabilities$207,602,0002,035
Total deposits$197,293,0001,925
Interest-bearing deposits$164,654,0001,979
Deposits held in domestic offices$197,293,0001,920
% insured0.00%1
Federal funds purchased & repurchase agreements$04,093
Trading liabilities$065
Other borrowed funds$9,303,0002,105
Subordinated debt$0242
All other liabilities$1,006,0003,255
Total equity capital$25,420,0001,754
Total bank equity capital$25,420,0001,754
Perpetual preferred stock$0193
Common stock$786,0003,788
Surplus$4,063,0003,503
Undivided profits$20,571,0001,219
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$2,619,000908
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,502
Income earned, not collected on loans$997,0002,264
Earning assets$212,272,0002,029
Long-term assets (5+ years)$72,190,0001,279
Average Assets, year-to-date$226,028,8002,002
Average Assets, quarterly$234,383,5001,987
Volatile liabilities$32,694,0002,387
Insider loans$802,0004,279
FHLB advances$0802
Loans and leases held for sale$01,487
Unused loan commitments$34,904,0001,558
Tier 1 (core) risk-based capital$24,295,0001,795
Tier 2 risk-based capital$1,681,0001,987
Total risk weighted assets$167,628,7001,822
Total unused commitments$34,904,0001,560
Derivatives$0488
1998-12-31Rank
# of Employees:951,798
Assets and Liabilities
Total Assets:$215,754,0002,137
Cash and due from depository institutions$16,635,0001,798
Interest-bearing balances$8,015,000788
Securities$21,841,0004,561
Federal funds sold & reverse repurchase agreements$6,400,0002,700
Net loans & leases$161,912,0001,736
Loan loss allowance$1,410,0002,462
Trading account assets$0197
Bank premises and fixed assets$4,401,0001,828
Other real estate owned$138,0001,798
Goodwill and other intangibles$2,053,0001,008
All other assets$2,374,0003,082
Life insurance assets$01
Total liabilities and capital$215,754,0002,137
Total liabilities$191,623,0002,163
Total deposits$190,252,0001,983
Interest-bearing deposits$158,905,0002,033
Deposits held in domestic offices$190,252,0001,978
% insured0.00%1
Federal funds purchased & repurchase agreements$03,214
Trading liabilities$069
Other borrowed funds$333,0004,389
Subordinated debt$0255
All other liabilities$1,038,0003,410
Total equity capital$24,131,0001,844
Total bank equity capital$24,131,0001,844
Perpetual preferred stock$0199
Common stock$786,0003,806
Surplus$4,063,0003,356
Undivided profits$19,282,0001,348
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$1,921,0001,342
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,642
Income earned, not collected on loans$1,111,0001,981
Earning assets$198,168,0002,140
Long-term assets (5+ years)$55,976,0001,435
Average Assets, year-to-date$210,955,4002,068
Average Assets, quarterly$214,569,5002,110
Volatile liabilities$22,910,0002,688
Insider loans$851,0003,952
FHLB advances$0740
Loans and leases held for sale$2,468,000743
Unused loan commitments$33,871,0001,518
Tier 1 (core) risk-based capital$22,117,9001,921
Tier 2 risk-based capital$1,410,0002,226
Total risk weighted assets$149,666,3001,909
Total unused commitments$33,871,0001,524
Derivatives$0527
1997-12-31Rank
# of Employees:951,864
Assets and Liabilities
Total Assets:$207,130,0002,194
Cash and due from depository institutions$13,017,0001,864
Interest-bearing balances$68,0005,164
Securities$20,030,0004,896
Federal funds sold & reverse repurchase agreements$8,800,0001,561
Net loans & leases$157,100,0001,802
Loan loss allowance$1,299,0002,662
Trading account assets$0203
Bank premises and fixed assets$3,647,0002,155
Other real estate owned$1,0001,864
Goodwill and other intangibles$2,147,000946
All other assets$2,388,0002,986
Life insurance assets$01
Total liabilities and capital$207,130,0002,194
Total liabilities$185,024,0002,214
Total deposits$181,277,0002,082
Interest-bearing deposits$153,363,0002,105
Deposits held in domestic offices$181,277,0002,075
% insured0.00%1
Federal funds purchased & repurchase agreements$03,723
Trading liabilities$080
Other borrowed funds$2,552,0002,621
Subordinated debt$0260
All other liabilities$1,195,0003,086
Total equity capital$22,106,0002,030
Total bank equity capital$22,106,0002,030
Perpetual preferred stock$0223
Common stock$786,0003,929
Surplus$4,063,0003,295
Undivided profits$17,257,0001,518
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$1,353,0001,914
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,731
Income earned, not collected on loans$1,087,0002,082
Earning assets$185,998,0002,262
Long-term assets (5+ years)$48,412,0001,410
Average Assets, year-to-date$198,637,2002,182
Average Assets, quarterly$205,251,0002,185
Volatile liabilities$25,392,0002,442
Insider loans$1,019,0003,515
FHLB advances$0780
Loans and leases held for sale$898,000856
Unused loan commitments$30,065,0001,577
Tier 1 (core) risk-based capital$19,892,0002,140
Tier 2 risk-based capital$1,299,0002,297
Total risk weighted assets$143,194,9001,956
Total unused commitments$30,065,0001,580
Derivatives$0533
1996-12-31Rank
# of Employees:902,076
Assets and Liabilities
Total Assets:$195,689,0002,392
Cash and due from depository institutions$8,769,0002,076
Interest-bearing balances$287,0003,701
Securities$37,346,0003,244
Federal funds sold & reverse repurchase agreements$08,460
Net loans & leases$141,272,0002,035
Loan loss allowance$1,177,0003,053
Trading account assets$0240
Bank premises and fixed assets$3,637,0002,175
Other real estate owned$221,0002,076
Goodwill and other intangibles$2,028,000929
All other assets$2,416,0003,026
Life insurance assets$01
Total liabilities and capital$195,689,0002,392
Total liabilities$175,422,0002,401
Total deposits$164,784,0002,349
Interest-bearing deposits$140,041,0002,380
Deposits held in domestic offices$164,784,0002,340
% insured0.00%1
Federal funds purchased & repurchase agreements$03,907
Trading liabilities$097
Other borrowed funds$9,754,0001,363
Subordinated debt$0298
All other liabilities$884,0003,879
Total equity capital$20,267,0002,224
Total bank equity capital$20,267,0002,224
Perpetual preferred stock$0250
Common stock$786,0004,187
Surplus$4,063,0003,374
Undivided profits$15,418,0001,665
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$975,0002,730
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,832
Income earned, not collected on loans$912,0002,477
Earning assets$178,905,0002,399
Long-term assets (5+ years)$59,091,0001,117
Average Assets, year-to-date$176,263,4002,521
Average Assets, quarterly$194,058,5002,389
Volatile liabilities$24,270,0002,490
Insider loans$1,476,0002,707
FHLB advances$0882
Loans and leases held for sale$1,296,000674
Unused loan commitments$22,498,0001,893
Tier 1 (core) risk-based capital$18,098,0002,392
Tier 2 risk-based capital$1,177,0002,564
Total risk weighted assets$133,185,0002,119
Total unused commitments$22,498,0001,907
Derivatives$0549
1995-12-31Rank
# of Employees:792,450
Assets and Liabilities
Total Assets:$161,982,0002,848
Cash and due from depository institutions$6,547,0002,450
Interest-bearing balances$118,0004,677
Securities$25,755,0004,605
Federal funds sold & reverse repurchase agreements$600,0008,086
Net loans & leases$123,108,0002,259
Loan loss allowance$1,098,0003,253
Trading account assets$0261
Bank premises and fixed assets$3,700,0002,092
Other real estate owned$149,0002,450
Goodwill and other intangibles$03,181
All other assets$2,123,0003,453
Life insurance assets$01
Total liabilities and capital$161,982,0002,848
Total liabilities$143,704,0002,896
Total deposits$140,669,0002,770
Interest-bearing deposits$118,958,0002,815
Deposits held in domestic offices$140,669,0002,759
% insured0.00%1
Federal funds purchased & repurchase agreements$03,736
Trading liabilities$0110
Other borrowed funds$2,239,0002,287
Subordinated debt$0337
All other liabilities$796,0004,406
Total equity capital$18,278,0002,434
Total bank equity capital$18,278,0002,434
Perpetual preferred stock$0288
Common stock$786,0004,388
Surplus$4,063,0003,379
Undivided profits$13,429,0001,927
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$870,0002,916
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,782
Income earned, not collected on loans$786,0002,988
Earning assets$149,581,0002,826
Long-term assets (5+ years)$44,318,0001,317
Average Assets, year-to-date$153,571,4002,869
Average Assets, quarterly$160,618,0002,833
Volatile liabilities$14,962,0003,345
Insider loans$877,0004,048
FHLB advances$0855
Loans and leases held for sale$1,593,000676
Unused loan commitments$19,231,0002,048
Tier 1 (core) risk-based capital$18,241,0002,343
Tier 2 risk-based capital$1,098,0002,691
Total risk weighted assets$117,021,7002,330
Total unused commitments$19,231,0002,059
Derivatives$0628
1994-12-31Rank
# of Employees:802,498
Assets and Liabilities
Total Assets:$147,335,0003,053
Cash and due from depository institutions$6,393,0002,498
Interest-bearing balances$127,0004,901
Securities$19,638,0005,945
Federal funds sold & reverse repurchase agreements$4,100,0002,152
Net loans & leases$112,000,0002,415
Loan loss allowance$1,037,0003,464
Trading account assets$0286
Bank premises and fixed assets$3,259,0002,286
Other real estate owned$20,0002,498
Goodwill and other intangibles$03,133
All other assets$1,925,0003,978
Life insurance assets$01
Total liabilities and capital$147,335,0003,053
Total liabilities$131,057,0003,099
Total deposits$129,335,0002,939
Interest-bearing deposits$108,333,0003,020
Deposits held in domestic offices$129,335,0002,927
% insured0.00%1
Federal funds purchased & repurchase agreements$04,788
Trading liabilities$087
Other borrowed funds$1,109,0003,045
Subordinated debt$0372
All other liabilities$613,0004,493
Total equity capital$16,278,0002,517
Total bank equity capital$16,278,0002,517
Perpetual preferred stock$0310
Common stock$786,0004,593
Surplus$4,063,0003,263
Undivided profits$11,429,0002,049
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$811,0003,086
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,752
Income earned, not collected on loans$710,0002,871
Earning assets$135,865,0003,036
Long-term assets (5+ years)$29,431,0001,859
Average Assets, year-to-date$145,045,4003,030
Average Assets, quarterly$148,108,0003,025
Volatile liabilities$9,875,0004,388
Insider loans$419,0006,207
FHLB advances$0993
Loans and leases held for sale$01,430
Unused loan commitments$16,726,0002,181
Tier 1 (core) risk-based capital$16,400,0002,521
Tier 2 risk-based capital$1,037,0002,811
Total risk weighted assets$107,860,4002,462
Total unused commitments$16,726,0002,194
Derivatives$0687
1993-12-31Rank
# of Employees:812,575
Assets and Liabilities
Total Assets:$141,215,0003,240
Cash and due from depository institutions$6,981,0002,575
Interest-bearing balances$210,0005,426
Securities$23,307,0005,498
Federal funds sold & reverse repurchase agreements$3,400,0003,978
Net loans & leases$102,874,0002,546
Loan loss allowance$981,0003,762
Trading account assets$0330
Bank premises and fixed assets$2,713,0002,701
Other real estate owned$121,0002,575
Goodwill and other intangibles$03,091
All other assets$1,819,0003,738
Life insurance assets$01
Total liabilities and capital$141,215,0003,240
Total liabilities$126,533,0003,279
Total deposits$124,479,0003,156
Interest-bearing deposits$105,294,0003,236
Deposits held in domestic offices$124,479,0003,146
% insured0.00%1
Federal funds purchased & repurchase agreements$03,944
Trading liabilities$01
Other borrowed funds$1,441,0002,424
Subordinated debt$0413
All other liabilities$613,0004,591
Total equity capital$14,682,0002,757
Total bank equity capital$14,682,0002,757
Perpetual preferred stock$0343
Common stock$786,0004,777
Surplus$4,063,0003,219
Undivided profits$9,833,0002,415
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$1,025,0003,088
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,950
Income earned, not collected on loans$659,0002,734
Earning assets$129,791,0003,234
Long-term assets (5+ years)$37,123,0001,555
Average Assets, year-to-date$132,775,6003,347
Average Assets, quarterly$140,304,0003,236
Volatile liabilities$10,658,0003,922
Insider loans$305,0007,223
FHLB advances$0821
Loans and leases held for sale$4,048,000556
Unused loan commitments$17,947,0002,032
Tier 1 (core) risk-based capital$14,682,0002,686
Tier 2 risk-based capital$981,0002,941
Total risk weighted assets$102,635,7002,544
Total unused commitments$17,947,0002,050
Derivatives$0714
1992-12-31Rank
# of Employees:812,676
Assets and Liabilities
Total Assets:$126,659,0003,659
Cash and due from depository institutions$6,657,0002,676
Interest-bearing balances$771,0004,275
Securities$18,800,0006,353
Federal funds sold & reverse repurchase agreements$5,205,0003,121
Net loans & leases$92,737,0002,861
Loan loss allowance$937,0003,949
Trading account assets$0344
Bank premises and fixed assets$1,775,0004,020
Other real estate owned$124,0002,676
Goodwill and other intangibles$03,106
All other assets$1,361,0004,964
Life insurance assets$01
Total liabilities and capital$126,659,0003,659
Total liabilities$113,712,0003,733
Total deposits$112,122,0003,614
Interest-bearing deposits$96,230,0003,659
Deposits held in domestic offices$112,122,0003,605
% insured0.00%1
Federal funds purchased & repurchase agreements$03,764
Trading liabilities$01
Other borrowed funds$1,070,0002,449
Subordinated debt$0482
All other liabilities$520,0005,656
Total equity capital$12,947,0002,967
Total bank equity capital$12,947,0002,967
Perpetual preferred stock$0346
Common stock$786,0005,015
Surplus$4,063,0003,103
Undivided profits$8,098,0002,724
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$1,148,0003,336
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01
Income earned, not collected on loans$608,0003,331
Earning assets$117,513,0003,595
Long-term assets (5+ years)$30,636,0001,836
Average Assets, year-to-date$122,701,2003,690
Average Assets, quarterly$126,041,0003,646
Volatile liabilities$8,640,0004,581
Insider loans$1,0009,424
FHLB advances$0832
Loans and leases held for sale$01,207
Unused loan commitments$18,362,0001,940
Tier 1 (core) risk-based capital$12,947,0002,919
Tier 2 risk-based capital$937,0003,077
Total risk weighted assets$91,318,9002,915
Total unused commitments$18,362,0001,956
Derivatives$0651