Home > The First National Bank of Shelby > Loan Charge- Offs and Recoveries
The First National Bank of Shelby, Loan Charge- Offs and Recoveries
| 2004-09-30 (YTD Data) | Rank | |
| Total charge-offs | $1,955,000 | 436 |
| Loans secured by real estate, total | $199,000 | 737 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $199,000 | 735 |
| Construction and land development | $0 | 678 |
| Secured by farmland | $0 | 260 |
| Total charge-offs secured by 1-4 family residential properties | $167,000 | 441 |
| Secured by multifamily residential properties | $0 | 169 |
| Secured by nonfarm nonresidential properties | $32,000 | 818 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 15 |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $784,000 | 365 |
| Loans to individuals | $895,000 | 304 |
| Credit card loan charge offs | $29,000 | 486 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $866,000 | 251 |
| Loans to foreign governments and official institutions | $0 | 14 |
| Other loans | $77,000 | 365 |
| Lease financing receivables | $0 | 267 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | $77,000 | 150 |
| Total recoveries | $1,446,000 | 224 |
| Loans secured by real estate, total | $669,000 | 105 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $669,000 | 103 |
| Construction and land development | $0 | 449 |
| Secured by farmland | $58,000 | 48 |
| Secured by 1-4 family residential properties - total recoveries | $210,000 | 150 |
| Secured by multifamily residential properties | $0 | 123 |
| Secured by nonfarm nonresidential properties | $401,000 | 71 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 30 |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $223,000 | 362 |
| Loans to individuals | $433,000 | 236 |
| Credit card loan recoveries | $2,000 | 797 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $431,000 | 194 |
| Loans to foreign governments and official institutions | $0 | 12 |
| Other loans | $121,000 | 147 |
| Lease financing receivables | $0 | 250 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | $121,000 | 43 |
| Net charge-offs | $509,000 | 926 |
| Loans secured by real estate, total | $-470,000 | 9,001 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $-470,000 | 9,013 |
| Construction and land development | $0 | 609 |
| Secured by farmland | $-58,000 | 8,103 |
| Secured by 1-4 family residential properties- net charge-offs | $-43,000 | 8,903 |
| Secured by multifamily residential properties | $0 | 159 |
| Secured by nonfarm nonresidential properties | $-369,000 | 8,993 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 11 |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $561,000 | 398 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $462,000 | 379 |
| Credit card loan net charge offs | $27,000 | 431 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $435,000 | 318 |
| Loans to foreign governments and official institutions | $0 | 11 |
| Other loans | $-44,000 | 8,021 |
| Lease financing receivables | $0 | 209 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | $-44,000 | 7,944 |
| 2004-06-30 (YTD Data) | Rank | |
| Total charge-offs | $1,383,000 | 421 |
| Loans secured by real estate, total | $200,000 | 517 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $200,000 | 515 |
| Construction and land development | $0 | 514 |
| Secured by farmland | $0 | 209 |
| Total charge-offs secured by 1-4 family residential properties | $167,000 | 306 |
| Secured by multifamily residential properties | $0 | 129 |
| Secured by nonfarm nonresidential properties | $33,000 | 608 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 13 |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $498,000 | 385 |
| Loans to individuals | $608,000 | 310 |
| Credit card loan charge offs | $25,000 | 421 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $583,000 | 254 |
| Loans to foreign governments and official institutions | $0 | 9 |
| Other loans | $77,000 | 269 |
| Lease financing receivables | $0 | 232 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | $77,000 | 110 |
| Total recoveries | $1,177,000 | 208 |
| Loans secured by real estate, total | $583,000 | 88 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $583,000 | 86 |
| Construction and land development | $0 | 382 |
| Secured by farmland | $52,000 | 31 |
| Secured by 1-4 family residential properties - total recoveries | $138,000 | 143 |
| Secured by multifamily residential properties | $0 | 117 |
| Secured by nonfarm nonresidential properties | $393,000 | 40 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 33 |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $175,000 | 322 |
| Loans to individuals | $308,000 | 235 |
| Credit card loan recoveries | $2,000 | 656 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $306,000 | 190 |
| Loans to foreign governments and official institutions | $0 | 8 |
| Other loans | $111,000 | 116 |
| Lease financing receivables | $0 | 221 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | $111,000 | 34 |
| Net charge-offs | $206,000 | 1,345 |
| Loans secured by real estate, total | $-383,000 | 9,051 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $-383,000 | 9,065 |
| Construction and land development | $0 | 468 |
| Secured by farmland | $-52,000 | 8,148 |
| Secured by 1-4 family residential properties- net charge-offs | $29,000 | 981 |
| Secured by multifamily residential properties | $0 | 120 |
| Secured by nonfarm nonresidential properties | $-360,000 | 9,057 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 11 |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $323,000 | 442 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $300,000 | 396 |
| Credit card loan net charge offs | $23,000 | 393 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $277,000 | 343 |
| Loans to foreign governments and official institutions | $0 | 7 |
| Other loans | $-34,000 | 8,064 |
| Lease financing receivables | $0 | 190 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | $-34,000 | 7,985 |
| 2004-03-31 (YTD Data) | Rank | |
| Total charge-offs | $710,000 | 408 |
| Loans secured by real estate, total | $130,000 | 386 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $130,000 | 385 |
| Construction and land development | $0 | 316 |
| Secured by farmland | $0 | 111 |
| Total charge-offs secured by 1-4 family residential properties | $130,000 | 216 |
| Secured by multifamily residential properties | $0 | 78 |
| Secured by nonfarm nonresidential properties | $0 | 629 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 6 |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $136,000 | 530 |
| Loans to individuals | $367,000 | 299 |
| Credit card loan charge offs | $22,000 | 309 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $345,000 | 250 |
| Loans to foreign governments and official institutions | $0 | 15 |
| Other loans | $77,000 | 150 |
| Lease financing receivables | $0 | 196 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | $77,000 | 59 |
| Total recoveries | $741,000 | 174 |
| Loans secured by real estate, total | $372,000 | 75 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $372,000 | 74 |
| Construction and land development | $0 | 273 |
| Secured by farmland | $52,000 | 16 |
| Secured by 1-4 family residential properties - total recoveries | $107,000 | 105 |
| Secured by multifamily residential properties | $0 | 78 |
| Secured by nonfarm nonresidential properties | $213,000 | 43 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 23 |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $142,000 | 232 |
| Loans to individuals | $173,000 | 228 |
| Credit card loan recoveries | $2,000 | 460 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $171,000 | 187 |
| Loans to foreign governments and official institutions | $0 | 20 |
| Other loans | $54,000 | 109 |
| Lease financing receivables | $0 | 196 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | $54,000 | 33 |
| Net charge-offs | $-31,000 | 8,722 |
| Loans secured by real estate, total | $-242,000 | 9,094 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $-242,000 | 9,108 |
| Construction and land development | $0 | 287 |
| Secured by farmland | $-52,000 | 8,181 |
| Secured by 1-4 family residential properties- net charge-offs | $23,000 | 694 |
| Secured by multifamily residential properties | $0 | 71 |
| Secured by nonfarm nonresidential properties | $-213,000 | 9,093 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 6 |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $-6,000 | 8,221 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $194,000 | 347 |
| Credit card loan net charge offs | $20,000 | 290 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $174,000 | 306 |
| Loans to foreign governments and official institutions | $0 | 12 |
| Other loans | $23,000 | 260 |
| Lease financing receivables | $0 | 166 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | $23,000 | 114 |
| 2003-12-31 (YTD Data) | Rank | |
| Total charge-offs | $7,231,000 | 255 |
| Loans secured by real estate, total | $2,772,000 | 138 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $2,772,000 | 137 |
| Construction and land development | $52,000 | 471 |
| Secured by farmland | $331,000 | 31 |
| Total charge-offs secured by 1-4 family residential properties | $1,370,000 | 132 |
| Secured by multifamily residential properties | $0 | 215 |
| Secured by nonfarm nonresidential properties | $1,019,000 | 151 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 18 |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $2,127,000 | 258 |
| Loans to individuals | $2,093,000 | 261 |
| Credit card loan charge offs | $77,000 | 379 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $2,016,000 | 205 |
| Loans to foreign governments and official institutions | $0 | 11 |
| Other loans | $239,000 | 250 |
| Lease financing receivables | $0 | 327 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | $239,000 | 109 |
| Total recoveries | $744,000 | 436 |
| Loans secured by real estate, total | $67,000 | 728 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $67,000 | 727 |
| Construction and land development | $0 | 538 |
| Secured by farmland | $8,000 | 208 |
| Secured by 1-4 family residential properties - total recoveries | $12,000 | 1,265 |
| Secured by multifamily residential properties | $0 | 183 |
| Secured by nonfarm nonresidential properties | $47,000 | 398 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 32 |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $209,000 | 477 |
| Loans to individuals | $427,000 | 286 |
| Credit card loan recoveries | $5,000 | 686 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $422,000 | 235 |
| Loans to foreign governments and official institutions | $0 | 7 |
| Other loans | $41,000 | 366 |
| Lease financing receivables | $0 | 274 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | $41,000 | 177 |
| Net charge-offs | $6,487,000 | 235 |
| Loans secured by real estate, total | $2,705,000 | 123 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $2,705,000 | 123 |
| Construction and land development | $52,000 | 422 |
| Secured by farmland | $323,000 | 31 |
| Secured by 1-4 family residential properties- net charge-offs | $1,358,000 | 117 |
| Secured by multifamily residential properties | $0 | 192 |
| Secured by nonfarm nonresidential properties | $972,000 | 145 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 16 |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $1,918,000 | 242 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $1,666,000 | 252 |
| Credit card loan net charge offs | $72,000 | 347 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $1,594,000 | 196 |
| Loans to foreign governments and official institutions | $0 | 10 |
| Other loans | $198,000 | 238 |
| Lease financing receivables | $0 | 296 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | $198,000 | 110 |
| 2003-09-30 (YTD Data) | Rank | |
| Total charge-offs | $4,441,000 | 299 |
| Loans secured by real estate, total | $1,395,000 | 190 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $1,395,000 | 188 |
| Construction and land development | $0 | 744 |
| Secured by farmland | $285,000 | 19 |
| Total charge-offs secured by 1-4 family residential properties | $492,000 | 209 |
| Secured by multifamily residential properties | $0 | 164 |
| Secured by nonfarm nonresidential properties | $618,000 | 150 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 14 |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $1,522,000 | 275 |
| Loans to individuals | $1,312,000 | 297 |
| Credit card loan charge offs | $63,000 | 366 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $1,249,000 | 240 |
| Loans to foreign governments and official institutions | $0 | 10 |
| Other loans | $212,000 | 200 |
| Lease financing receivables | $0 | 304 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | $212,000 | 87 |
| Total recoveries | $501,000 | 466 |
| Loans secured by real estate, total | $49,000 | 716 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $49,000 | 715 |
| Construction and land development | $0 | 454 |
| Secured by farmland | $13,000 | 130 |
| Secured by 1-4 family residential properties - total recoveries | $0 | 2,516 |
| Secured by multifamily residential properties | $0 | 161 |
| Secured by nonfarm nonresidential properties | $36,000 | 369 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 28 |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $144,000 | 504 |
| Loans to individuals | $295,000 | 322 |
| Credit card loan recoveries | $4,000 | 663 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $291,000 | 273 |
| Loans to foreign governments and official institutions | $0 | 11 |
| Other loans | $13,000 | 638 |
| Lease financing receivables | $0 | 258 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | $13,000 | 306 |
| Net charge-offs | $3,940,000 | 276 |
| Loans secured by real estate, total | $1,346,000 | 168 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $1,346,000 | 168 |
| Construction and land development | $0 | 670 |
| Secured by farmland | $272,000 | 17 |
| Secured by 1-4 family residential properties- net charge-offs | $492,000 | 182 |
| Secured by multifamily residential properties | $0 | 144 |
| Secured by nonfarm nonresidential properties | $582,000 | 140 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 13 |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $1,378,000 | 253 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $1,017,000 | 281 |
| Credit card loan net charge offs | $59,000 | 340 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $958,000 | 224 |
| Loans to foreign governments and official institutions | $0 | 8 |
| Other loans | $199,000 | 178 |
| Lease financing receivables | $0 | 274 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | $199,000 | 83 |
| 2003-06-30 (YTD Data) | Rank | |
| Total charge-offs | $3,406,000 | 270 |
| Loans secured by real estate, total | $1,023,000 | 176 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $1,023,000 | 174 |
| Construction and land development | $0 | 582 |
| Secured by farmland | $226,000 | 17 |
| Total charge-offs secured by 1-4 family residential properties | $205,000 | 299 |
| Secured by multifamily residential properties | $0 | 115 |
| Secured by nonfarm nonresidential properties | $592,000 | 105 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 14 |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $1,356,000 | 216 |
| Loans to individuals | $834,000 | 303 |
| Credit card loan charge offs | $35,000 | 387 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $799,000 | 248 |
| Loans to foreign governments and official institutions | $0 | 11 |
| Other loans | $193,000 | 162 |
| Lease financing receivables | $0 | 280 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | $193,000 | 69 |
| Total recoveries | $246,000 | 608 |
| Loans secured by real estate, total | $0 | 2,784 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $0 | 2,783 |
| Construction and land development | $0 | 360 |
| Secured by farmland | $0 | 274 |
| Secured by 1-4 family residential properties - total recoveries | $0 | 2,154 |
| Secured by multifamily residential properties | $0 | 122 |
| Secured by nonfarm nonresidential properties | $0 | 952 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 22 |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $90,000 | 539 |
| Loans to individuals | $156,000 | 389 |
| Credit card loan recoveries | $2,000 | 716 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $154,000 | 339 |
| Loans to foreign governments and official institutions | $0 | 10 |
| Other loans | $0 | 1,482 |
| Lease financing receivables | $0 | 235 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | $0 | 695 |
| Net charge-offs | $3,160,000 | 245 |
| Loans secured by real estate, total | $1,023,000 | 154 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $1,023,000 | 153 |
| Construction and land development | $0 | 528 |
| Secured by farmland | $226,000 | 15 |
| Secured by 1-4 family residential properties- net charge-offs | $205,000 | 267 |
| Secured by multifamily residential properties | $0 | 103 |
| Secured by nonfarm nonresidential properties | $592,000 | 97 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 13 |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $1,266,000 | 201 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $678,000 | 282 |
| Credit card loan net charge offs | $33,000 | 364 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $645,000 | 221 |
| Loans to foreign governments and official institutions | $0 | 10 |
| Other loans | $193,000 | 132 |
| Lease financing receivables | $0 | 253 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | $193,000 | 62 |
| 2003-03-31 (YTD Data) | Rank | |
| Total charge-offs | $421,000 | 654 |
| Loans secured by real estate, total | $0 | 2,312 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $0 | 2,312 |
| Construction and land development | $0 | 356 |
| Secured by farmland | $0 | 142 |
| Total charge-offs secured by 1-4 family residential properties | $0 | 1,819 |
| Secured by multifamily residential properties | $0 | 62 |
| Secured by nonfarm nonresidential properties | $0 | 685 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 11 |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $182,000 | 491 |
| Loans to individuals | $184,000 | 509 |
| Credit card loan charge offs | $12,000 | 494 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $172,000 | 454 |
| Loans to foreign governments and official institutions | $0 | 9 |
| Other loans | $55,000 | 229 |
| Lease financing receivables | $0 | 227 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | $55,000 | 100 |
| Total recoveries | $88,000 | 785 |
| Loans secured by real estate, total | $0 | 2,063 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $0 | 2,062 |
| Construction and land development | $0 | 259 |
| Secured by farmland | $0 | 177 |
| Secured by 1-4 family residential properties - total recoveries | $0 | 1,536 |
| Secured by multifamily residential properties | $0 | 90 |
| Secured by nonfarm nonresidential properties | $0 | 671 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 22 |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $1,000 | 2,376 |
| Loans to individuals | $87,000 | 364 |
| Credit card loan recoveries | $0 | 989 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $87,000 | 311 |
| Loans to foreign governments and official institutions | $0 | 8 |
| Other loans | $0 | 1,167 |
| Lease financing receivables | $0 | 201 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | $0 | 518 |
| Net charge-offs | $333,000 | 657 |
| Loans secured by real estate, total | $0 | 2,066 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $0 | 2,065 |
| Construction and land development | $0 | 331 |
| Secured by farmland | $0 | 129 |
| Secured by 1-4 family residential properties- net charge-offs | $0 | 1,648 |
| Secured by multifamily residential properties | $0 | 56 |
| Secured by nonfarm nonresidential properties | $0 | 618 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 10 |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $181,000 | 432 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $97,000 | 643 |
| Credit card loan net charge offs | $12,000 | 439 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $85,000 | 620 |
| Loans to foreign governments and official institutions | $0 | 8 |
| Other loans | $55,000 | 180 |
| Lease financing receivables | $0 | 207 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | $55,000 | 85 |
| 2002-12-31 (YTD Data) | Rank | |
| Total charge-offs | $2,561,000 | 557 |
| Loans secured by real estate, total | $0 | 4,602 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $0 | 4,600 |
| Construction and land development | $0 | 961 |
| Secured by farmland | $0 | 395 |
| Total charge-offs secured by 1-4 family residential properties | $0 | 3,799 |
| Secured by multifamily residential properties | $0 | 205 |
| Secured by nonfarm nonresidential properties | $0 | 1,733 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 22 |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $1,255,000 | 426 |
| Loans to individuals | $1,269,000 | 390 |
| Credit card loan charge offs | $24,000 | 844 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $1,245,000 | 308 |
| Loans to foreign governments and official institutions | $0 | 19 |
| Other loans | $37,000 | 940 |
| Lease financing receivables | $0 | 351 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | $37,000 | 496 |
| Total recoveries | $252,000 | 994 |
| Loans secured by real estate, total | $0 | 3,530 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $0 | 3,529 |
| Construction and land development | $0 | 512 |
| Secured by farmland | $0 | 408 |
| Secured by 1-4 family residential properties - total recoveries | $0 | 2,793 |
| Secured by multifamily residential properties | $0 | 183 |
| Secured by nonfarm nonresidential properties | $0 | 1,235 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 26 |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $33,000 | 1,584 |
| Loans to individuals | $219,000 | 480 |
| Credit card loan recoveries | $4,000 | 797 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $215,000 | 424 |
| Loans to foreign governments and official institutions | $0 | 16 |
| Other loans | $0 | 1,889 |
| Lease financing receivables | $0 | 274 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | $0 | 1,014 |
| Net charge-offs | $2,309,000 | 521 |
| Loans secured by real estate, total | $0 | 4,119 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $0 | 4,115 |
| Construction and land development | $0 | 884 |
| Secured by farmland | $0 | 335 |
| Secured by 1-4 family residential properties- net charge-offs | $0 | 3,443 |
| Secured by multifamily residential properties | $0 | 191 |
| Secured by nonfarm nonresidential properties | $0 | 1,573 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 22 |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $1,222,000 | 376 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $1,050,000 | 355 |
| Credit card loan net charge offs | $20,000 | 839 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $1,030,000 | 282 |
| Loans to foreign governments and official institutions | $0 | 16 |
| Other loans | $37,000 | 790 |
| Lease financing receivables | $0 | 327 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | $37,000 | 430 |
| 2001-12-31 (YTD Data) | Rank | |
| Total charge-offs | $857,000 | 1,240 |
| Loans secured by real estate, total | $10,000 | 3,586 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $10,000 | 3,584 |
| Construction and land development | $0 | 908 |
| Secured by farmland | $0 | 391 |
| Total charge-offs secured by 1-4 family residential properties | $10,000 | 2,758 |
| Secured by multifamily residential properties | $0 | 232 |
| Secured by nonfarm nonresidential properties | $0 | 1,604 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 24 |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $103,000 | 2,331 |
| Loans to individuals | $744,000 | 549 |
| Credit card loan charge offs | $11,000 | 1,273 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $733,000 | 462 |
| Loans to foreign governments and official institutions | $0 | 19 |
| Other loans | $0 | 1,962 |
| Lease financing receivables | $0 | 314 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | $0 | 889 |
| Total recoveries | $128,000 | 1,568 |
| Loans secured by real estate, total | $0 | 3,477 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $0 | 3,476 |
| Construction and land development | $0 | 490 |
| Secured by farmland | $0 | 411 |
| Secured by 1-4 family residential properties - total recoveries | $0 | 2,684 |
| Secured by multifamily residential properties | $0 | 182 |
| Secured by nonfarm nonresidential properties | $0 | 1,182 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 35 |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $12,000 | 2,451 |
| Loans to individuals | $116,000 | 779 |
| Credit card loan recoveries | $2,000 | 1,117 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $114,000 | 703 |
| Loans to foreign governments and official institutions | $0 | 18 |
| Other loans | $0 | 1,877 |
| Lease financing receivables | $0 | 247 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | $0 | 990 |
| Net charge-offs | $729,000 | 1,180 |
| Loans secured by real estate, total | $10,000 | 3,130 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $10,000 | 3,127 |
| Construction and land development | $0 | 844 |
| Secured by farmland | $0 | 337 |
| Secured by 1-4 family residential properties- net charge-offs | $10,000 | 2,415 |
| Secured by multifamily residential properties | $0 | 198 |
| Secured by nonfarm nonresidential properties | $0 | 1,437 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 21 |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $91,000 | 2,168 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $628,000 | 506 |
| Credit card loan net charge offs | $9,000 | 1,252 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $619,000 | 426 |
| Loans to foreign governments and official institutions | $0 | 17 |
| Other loans | $0 | 1,676 |
| Lease financing receivables | $0 | 303 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | $0 | 735 |
| 2000-12-31 (YTD Data) | Rank | |
| Total charge-offs | $960,000 | 926 |
| Loans secured by real estate, total | $0 | 4,112 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $0 | 4,108 |
| Construction and land development | $0 | 585 |
| Secured by farmland | $0 | 333 |
| Total charge-offs secured by 1-4 family residential properties | $0 | 3,423 |
| Secured by multifamily residential properties | $0 | 211 |
| Secured by nonfarm nonresidential properties | $0 | 1,312 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $123,000 | 2,027 |
| Loans to individuals | $837,000 | 465 |
| Credit card loan charge offs | $13,000 | 1,532 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $824,000 | 366 |
| Loans to foreign governments and official institutions | $0 | 13 |
| Other loans | NA | NA |
| Lease financing receivables | $0 | 262 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | $0 | 988 |
| Total recoveries | $174,000 | 1,186 |
| Loans secured by real estate, total | $0 | 3,499 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $0 | 3,493 |
| Construction and land development | $0 | 380 |
| Secured by farmland | $0 | 361 |
| Secured by 1-4 family residential properties - total recoveries | $0 | 2,812 |
| Secured by multifamily residential properties | $0 | 214 |
| Secured by nonfarm nonresidential properties | $0 | 1,178 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $40,000 | 1,571 |
| Loans to individuals | $134,000 | 665 |
| Credit card loan recoveries | $2,000 | 1,531 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $132,000 | 554 |
| Loans to foreign governments and official institutions | $0 | 13 |
| Other loans | NA | NA |
| Lease financing receivables | $0 | 249 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | $0 | 1,156 |
| Net charge-offs | $786,000 | 889 |
| Loans secured by real estate, total | $0 | 3,531 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $0 | 3,527 |
| Construction and land development | $0 | 551 |
| Secured by farmland | $0 | 284 |
| Secured by 1-4 family residential properties- net charge-offs | $0 | 2,988 |
| Secured by multifamily residential properties | $0 | 179 |
| Secured by nonfarm nonresidential properties | $0 | 1,145 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $83,000 | 2,187 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $703,000 | 433 |
| Credit card loan net charge offs | $11,000 | 1,439 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $692,000 | 323 |
| Loans to foreign governments and official institutions | $0 | 10 |
| Other loans | NA | NA |
| Lease financing receivables | $0 | 240 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | $0 | 795 |
| 1999-12-31 (YTD Data) | Rank | |
| Total charge-offs | $644,000 | 1,293 |
| Loans secured by real estate, total | $0 | 4,449 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $0 | 4,444 |
| Construction and land development | $0 | 611 |
| Secured by farmland | $0 | 351 |
| Total charge-offs secured by 1-4 family residential properties | $0 | 3,696 |
| Secured by multifamily residential properties | $0 | 249 |
| Secured by nonfarm nonresidential properties | $0 | 1,427 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $104,000 | 2,283 |
| Loans to individuals | $540,000 | 673 |
| Credit card loan charge offs | $20,000 | 1,309 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $520,000 | 546 |
| Loans to foreign governments and official institutions | $0 | 10 |
| Other loans | NA | NA |
| Lease financing receivables | $0 | 289 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | $0 | 1,213 |
| Total recoveries | $154,000 | 1,427 |
| Loans secured by real estate, total | $2,000 | 3,072 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $2,000 | 3,071 |
| Construction and land development | $0 | 429 |
| Secured by farmland | $0 | 418 |
| Secured by 1-4 family residential properties - total recoveries | $2,000 | 2,312 |
| Secured by multifamily residential properties | $0 | 246 |
| Secured by nonfarm nonresidential properties | $0 | 1,309 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $6,000 | 4,184 |
| Loans to individuals | $146,000 | 679 |
| Credit card loan recoveries | $1,000 | 1,990 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $145,000 | 564 |
| Loans to foreign governments and official institutions | $0 | 11 |
| Other loans | NA | NA |
| Lease financing receivables | $0 | 264 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | $0 | 1,259 |
| Net charge-offs | $490,000 | 1,243 |
| Loans secured by real estate, total | $-2,000 | 8,776 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $-2,000 | 8,796 |
| Construction and land development | $0 | 547 |
| Secured by farmland | $0 | 293 |
| Secured by 1-4 family residential properties- net charge-offs | $-2,000 | 9,175 |
| Secured by multifamily residential properties | $0 | 211 |
| Secured by nonfarm nonresidential properties | $0 | 1,166 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $98,000 | 1,924 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $394,000 | 674 |
| Credit card loan net charge offs | $19,000 | 1,181 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $375,000 | 548 |
| Loans to foreign governments and official institutions | $0 | 9 |
| Other loans | NA | NA |
| Lease financing receivables | $0 | 263 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | $0 | 1,003 |
| 1998-12-31 (YTD Data) | Rank | |
| Total charge-offs | $613,000 | 1,355 |
| Loans secured by real estate, total | $56,000 | 1,746 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $56,000 | 1,744 |
| Construction and land development | $0 | 630 |
| Secured by farmland | $0 | 328 |
| Total charge-offs secured by 1-4 family residential properties | $23,000 | 1,984 |
| Secured by multifamily residential properties | $0 | 335 |
| Secured by nonfarm nonresidential properties | $33,000 | 863 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $67,000 | 2,887 |
| Loans to individuals | $490,000 | 778 |
| Credit card loan charge offs | $37,000 | 1,029 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $453,000 | 647 |
| Loans to foreign governments and official institutions | $0 | 11 |
| Other loans | NA | NA |
| Lease financing receivables | $0 | 296 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | $0 | 1,225 |
| Total recoveries | $212,000 | 1,143 |
| Loans secured by real estate, total | $3,000 | 2,993 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $3,000 | 2,994 |
| Construction and land development | $0 | 460 |
| Secured by farmland | $0 | 446 |
| Secured by 1-4 family residential properties - total recoveries | $3,000 | 2,184 |
| Secured by multifamily residential properties | $0 | 272 |
| Secured by nonfarm nonresidential properties | $0 | 1,438 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $55,000 | 1,404 |
| Loans to individuals | $154,000 | 656 |
| Credit card loan recoveries | $4,000 | 1,302 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $150,000 | 535 |
| Loans to foreign governments and official institutions | $0 | 14 |
| Other loans | NA | NA |
| Lease financing receivables | $0 | 264 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | $0 | 1,322 |
| Net charge-offs | $401,000 | 1,503 |
| Loans secured by real estate, total | $53,000 | 1,447 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $53,000 | 1,444 |
| Construction and land development | $0 | 552 |
| Secured by farmland | $0 | 259 |
| Secured by 1-4 family residential properties- net charge-offs | $20,000 | 1,785 |
| Secured by multifamily residential properties | $0 | 283 |
| Secured by nonfarm nonresidential properties | $33,000 | 677 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $12,000 | 4,231 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $336,000 | 814 |
| Credit card loan net charge offs | $33,000 | 978 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $303,000 | 680 |
| Loans to foreign governments and official institutions | $0 | 10 |
| Other loans | NA | NA |
| Lease financing receivables | $0 | 278 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | $0 | 1,029 |
| 1997-12-31 (YTD Data) | Rank | |
| Total charge-offs | $836,000 | 1,142 |
| Loans secured by real estate, total | $30,000 | 2,578 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $30,000 | 2,578 |
| Construction and land development | $0 | 676 |
| Secured by farmland | $0 | 358 |
| Total charge-offs secured by 1-4 family residential properties | $5,000 | 3,360 |
| Secured by multifamily residential properties | $0 | 405 |
| Secured by nonfarm nonresidential properties | $25,000 | 1,095 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $182,000 | 1,511 |
| Loans to individuals | $624,000 | 724 |
| Credit card loan charge offs | $40,000 | 1,106 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $584,000 | 587 |
| Loans to foreign governments and official institutions | $0 | 7 |
| Other loans | NA | NA |
| Lease financing receivables | $0 | 317 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | $0 | 1,269 |
| Total recoveries | $273,000 | 1,043 |
| Loans secured by real estate, total | $3,000 | 3,312 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $3,000 | 3,312 |
| Construction and land development | $0 | 513 |
| Secured by farmland | $0 | 504 |
| Secured by 1-4 family residential properties - total recoveries | $3,000 | 2,363 |
| Secured by multifamily residential properties | $0 | 333 |
| Secured by nonfarm nonresidential properties | $0 | 1,668 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $121,000 | 835 |
| Loans to individuals | $149,000 | 712 |
| Credit card loan recoveries | $10,000 | 802 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $139,000 | 615 |
| Loans to foreign governments and official institutions | $0 | 27 |
| Other loans | NA | NA |
| Lease financing receivables | $0 | 286 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | $0 | 1,495 |
| Net charge-offs | $563,000 | 1,229 |
| Loans secured by real estate, total | $27,000 | 2,184 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $27,000 | 2,181 |
| Construction and land development | $0 | 590 |
| Secured by farmland | $0 | 284 |
| Secured by 1-4 family residential properties- net charge-offs | $2,000 | 3,221 |
| Secured by multifamily residential properties | $0 | 354 |
| Secured by nonfarm nonresidential properties | $25,000 | 869 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $61,000 | 2,385 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $475,000 | 725 |
| Credit card loan net charge offs | $30,000 | 1,177 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $445,000 | 580 |
| Loans to foreign governments and official institutions | $0 | 7 |
| Other loans | NA | NA |
| Lease financing receivables | $0 | 291 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | $0 | 1,019 |
| 1996-12-31 (YTD Data) | Rank | |
| Total charge-offs | $578,000 | 1,636 |
| Loans secured by real estate, total | $0 | 5,176 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $0 | 5,167 |
| Construction and land development | $0 | 737 |
| Secured by farmland | $0 | 391 |
| Total charge-offs secured by 1-4 family residential properties | $0 | 4,217 |
| Secured by multifamily residential properties | $0 | 460 |
| Secured by nonfarm nonresidential properties | $0 | 1,929 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $176,000 | 1,618 |
| Loans to individuals | $402,000 | 1,010 |
| Credit card loan charge offs | $32,000 | 1,277 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $370,000 | 844 |
| Loans to foreign governments and official institutions | $0 | 11 |
| Other loans | NA | NA |
| Lease financing receivables | $0 | 355 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | $0 | 1,488 |
| Total recoveries | $206,000 | 1,444 |
| Loans secured by real estate, total | $11,000 | 2,528 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $11,000 | 2,528 |
| Construction and land development | $0 | 613 |
| Secured by farmland | $0 | 587 |
| Secured by 1-4 family residential properties - total recoveries | $11,000 | 1,621 |
| Secured by multifamily residential properties | $0 | 399 |
| Secured by nonfarm nonresidential properties | $0 | 1,954 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $17,000 | 3,455 |
| Loans to individuals | $178,000 | 721 |
| Credit card loan recoveries | $1,000 | 2,132 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $177,000 | 610 |
| Loans to foreign governments and official institutions | $0 | 32 |
| Other loans | NA | NA |
| Lease financing receivables | $0 | 294 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | $0 | 1,588 |
| Net charge-offs | $372,000 | 1,766 |
| Loans secured by real estate, total | $-11,000 | 10,403 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $-11,000 | 10,427 |
| Construction and land development | $0 | 634 |
| Secured by farmland | $0 | 311 |
| Secured by 1-4 family residential properties- net charge-offs | $-11,000 | 10,905 |
| Secured by multifamily residential properties | $0 | 413 |
| Secured by nonfarm nonresidential properties | $0 | 1,551 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $159,000 | 1,299 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $224,000 | 1,209 |
| Credit card loan net charge offs | $31,000 | 1,180 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $193,000 | 1,055 |
| Loans to foreign governments and official institutions | $0 | 5 |
| Other loans | NA | NA |
| Lease financing receivables | $0 | 316 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | $0 | 1,236 |
| 1995-12-31 (YTD Data) | Rank | |
| Total charge-offs | $477,000 | 1,815 |
| Loans secured by real estate, total | $30,000 | 2,934 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $30,000 | 2,932 |
| Construction and land development | $0 | 883 |
| Secured by farmland | $0 | 381 |
| Total charge-offs secured by 1-4 family residential properties | $30,000 | 2,028 |
| Secured by multifamily residential properties | $0 | 559 |
| Secured by nonfarm nonresidential properties | $0 | 2,210 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $90,000 | 2,496 |
| Loans to individuals | $357,000 | 1,014 |
| Credit card loan charge offs | $21,000 | 1,479 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $336,000 | 838 |
| Loans to foreign governments and official institutions | $0 | 15 |
| Other loans | NA | NA |
| Lease financing receivables | $0 | 341 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | $0 | 1,401 |
| Total recoveries | $169,000 | 1,705 |
| Loans secured by real estate, total | $9,000 | 2,930 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $9,000 | 2,929 |
| Construction and land development | $0 | 688 |
| Secured by farmland | $0 | 623 |
| Secured by 1-4 family residential properties - total recoveries | $9,000 | 1,871 |
| Secured by multifamily residential properties | $0 | 496 |
| Secured by nonfarm nonresidential properties | $0 | 2,179 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $16,000 | 3,834 |
| Loans to individuals | $144,000 | 813 |
| Credit card loan recoveries | $3,000 | 1,552 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $141,000 | 722 |
| Loans to foreign governments and official institutions | $0 | 30 |
| Other loans | NA | NA |
| Lease financing receivables | $0 | 322 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | $0 | 1,639 |
| Net charge-offs | $308,000 | 1,911 |
| Loans secured by real estate, total | $21,000 | 2,691 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $21,000 | 2,689 |
| Construction and land development | $0 | 772 |
| Secured by farmland | $0 | 306 |
| Secured by 1-4 family residential properties- net charge-offs | $21,000 | 1,994 |
| Secured by multifamily residential properties | $0 | 498 |
| Secured by nonfarm nonresidential properties | $0 | 1,798 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $74,000 | 2,078 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $213,000 | 1,117 |
| Credit card loan net charge offs | $18,000 | 1,414 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $195,000 | 940 |
| Loans to foreign governments and official institutions | $0 | 11 |
| Other loans | NA | NA |
| Lease financing receivables | $0 | 281 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | $0 | 1,114 |
| 1994-12-31 (YTD Data) | Rank | |
| Total charge-offs | $552,000 | 1,695 |
| Loans secured by real estate, total | $58,000 | 2,554 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $58,000 | 2,554 |
| Construction and land development | $0 | 994 |
| Secured by farmland | $0 | 491 |
| Total charge-offs secured by 1-4 family residential properties | $43,000 | 1,856 |
| Secured by multifamily residential properties | $0 | 659 |
| Secured by nonfarm nonresidential properties | $15,000 | 1,980 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $119,000 | 2,160 |
| Loans to individuals | $375,000 | 882 |
| Credit card loan charge offs | $9,000 | 2,076 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $366,000 | 689 |
| Loans to foreign governments and official institutions | $0 | 15 |
| Other loans | NA | NA |
| Lease financing receivables | $0 | 332 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | $0 | 1,333 |
| Total recoveries | $293,000 | 1,259 |
| Loans secured by real estate, total | $100,000 | 990 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $100,000 | 990 |
| Construction and land development | $0 | 797 |
| Secured by farmland | $95,000 | 50 |
| Secured by 1-4 family residential properties - total recoveries | $5,000 | 2,570 |
| Secured by multifamily residential properties | $0 | 504 |
| Secured by nonfarm nonresidential properties | $0 | 2,421 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $16,000 | 4,439 |
| Loans to individuals | $177,000 | 745 |
| Credit card loan recoveries | $3,000 | 1,578 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $174,000 | 631 |
| Loans to foreign governments and official institutions | $0 | 34 |
| Other loans | NA | NA |
| Lease financing receivables | $0 | 351 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | $0 | 1,776 |
| Net charge-offs | $259,000 | 2,109 |
| Loans secured by real estate, total | $-42,000 | 12,043 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $-42,000 | 12,081 |
| Construction and land development | $0 | 849 |
| Secured by farmland | $-95,000 | 11,029 |
| Secured by 1-4 family residential properties- net charge-offs | $38,000 | 1,659 |
| Secured by multifamily residential properties | $0 | 608 |
| Secured by nonfarm nonresidential properties | $15,000 | 1,656 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $103,000 | 1,654 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $198,000 | 998 |
| Credit card loan net charge offs | $6,000 | 2,124 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $192,000 | 751 |
| Loans to foreign governments and official institutions | $0 | 9 |
| Other loans | NA | NA |
| Lease financing receivables | $0 | 251 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | $0 | 1,012 |
| 1993-12-31 (YTD Data) | Rank | |
| Total charge-offs | $506,000 | 2,247 |
| Loans secured by real estate, total | $116,000 | 2,261 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $116,000 | 2,260 |
| Construction and land development | $0 | 1,259 |
| Secured by farmland | $95,000 | 90 |
| Total charge-offs secured by 1-4 family residential properties | $21,000 | 3,167 |
| Secured by multifamily residential properties | $0 | 764 |
| Secured by nonfarm nonresidential properties | $0 | 3,211 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $88,000 | 3,356 |
| Loans to individuals | $302,000 | 1,126 |
| Credit card loan charge offs | $1,000 | 3,705 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $301,000 | 874 |
| Loans to foreign governments and official institutions | $0 | 34 |
| Other loans | NA | NA |
| Lease financing receivables | $0 | 379 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | $0 | 1,635 |
| Total recoveries | $244,000 | 1,568 |
| Loans secured by real estate, total | $5,000 | 4,250 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $5,000 | 4,250 |
| Construction and land development | $0 | 926 |
| Secured by farmland | $0 | 821 |
| Secured by 1-4 family residential properties - total recoveries | $5,000 | 2,817 |
| Secured by multifamily residential properties | $0 | 535 |
| Secured by nonfarm nonresidential properties | $0 | 2,606 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $14,000 | 5,093 |
| Loans to individuals | $225,000 | 686 |
| Credit card loan recoveries | $3,000 | 1,624 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $222,000 | 572 |
| Loans to foreign governments and official institutions | $0 | 38 |
| Other loans | NA | NA |
| Lease financing receivables | $0 | 365 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | $0 | 1,965 |
| Net charge-offs | $262,000 | 2,671 |
| Loans secured by real estate, total | $111,000 | 1,963 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $111,000 | 1,962 |
| Construction and land development | $0 | 1,117 |
| Secured by farmland | $95,000 | 70 |
| Secured by 1-4 family residential properties- net charge-offs | $16,000 | 3,035 |
| Secured by multifamily residential properties | $0 | 715 |
| Secured by nonfarm nonresidential properties | $0 | 2,799 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $74,000 | 2,806 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $77,000 | 2,136 |
| Credit card loan net charge offs | $-2,000 | 13,112 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $79,000 | 1,739 |
| Loans to foreign governments and official institutions | $0 | 28 |
| Other loans | NA | NA |
| Lease financing receivables | $0 | 315 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | $0 | 1,260 |
| 1992-12-31 (YTD Data) | Rank | |
| Total charge-offs | $495,000 | 2,948 |
| Loans secured by real estate, total | $55,000 | 3,965 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $55,000 | 3,965 |
| Construction and land development | $0 | 1,669 |
| Secured by farmland | $0 | 904 |
| Total charge-offs secured by 1-4 family residential properties | $55,000 | 2,324 |
| Secured by multifamily residential properties | $0 | 893 |
| Secured by nonfarm nonresidential properties | $0 | 3,945 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $109,000 | 3,907 |
| Loans to individuals | $331,000 | 1,298 |
| Credit card loan charge offs | $13,000 | 2,089 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $318,000 | 1,077 |
| Loans to foreign governments and official institutions | $0 | 43 |
| Other loans | NA | NA |
| Lease financing receivables | $0 | 464 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | $0 | 1,961 |
| Total recoveries | $128,000 | 2,751 |
| Loans secured by real estate, total | $20,000 | 2,630 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $20,000 | 2,629 |
| Construction and land development | $0 | 1,048 |
| Secured by farmland | $0 | 870 |
| Secured by 1-4 family residential properties - total recoveries | $20,000 | 1,492 |
| Secured by multifamily residential properties | $0 | 476 |
| Secured by nonfarm nonresidential properties | $0 | 2,509 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $33,000 | 3,583 |
| Loans to individuals | $75,000 | 1,557 |
| Credit card loan recoveries | $10,000 | 1,021 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $65,000 | 1,555 |
| Loans to foreign governments and official institutions | $0 | 47 |
| Other loans | NA | NA |
| Lease financing receivables | $0 | 397 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | $0 | 2,110 |
| Net charge-offs | $367,000 | 2,973 |
| Loans secured by real estate, total | $35,000 | 4,206 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $35,000 | 4,206 |
| Construction and land development | $0 | 1,547 |
| Secured by farmland | $0 | 773 |
| Secured by 1-4 family residential properties- net charge-offs | $35,000 | 2,596 |
| Secured by multifamily residential properties | $0 | 849 |
| Secured by nonfarm nonresidential properties | $0 | 3,618 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $76,000 | 3,863 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $256,000 | 1,219 |
| Credit card loan net charge offs | $3,000 | 3,042 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $253,000 | 925 |
| Loans to foreign governments and official institutions | $0 | 37 |
| Other loans | NA | NA |
| Lease financing receivables | $0 | 406 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | $0 | 1,543 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.