Home > The First National Bank of Saxton > Income and Expense
The First National Bank of Saxton, Income and Expense
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $2,932,000 | 8,169 |
| Total interest expense | $1,166,000 | 8,036 |
| Net interest income | $1,766,000 | 8,129 |
| Provision for loan and lease losses | $106,000 | 4,419 |
| Total noninterest income | $146,000 | 9,773 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $86,000 | 8,498 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $60,000 | 9,091 |
| Total noninterest expense | $1,299,000 | 8,240 |
| Salaries and employee benefits | $477,000 | 9,599 |
| Premises and equipment expense | $109,000 | 9,741 |
| Additional noninterest expense | $713,000 | 6,227 |
| Pre-tax net operating income | $507,000 | 8,609 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $125,000 | 8,819 |
| Income before extraordinary items | $382,000 | 8,334 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $382,000 | 8,341 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $74,000 | 4,318 |
| Cash dividends | $235,000 | 5,102 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $382,000 | 8,382 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $3,042,000 | 8,264 |
| Total interest expense | $1,295,000 | 7,894 |
| Net interest income | $1,747,000 | 8,374 |
| Provision for loan and lease losses | $106,000 | 5,611 |
| Total noninterest income | $151,000 | 10,182 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $104,000 | 8,262 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $47,000 | 10,262 |
| Total noninterest expense | $1,126,000 | 9,219 |
| Salaries and employee benefits | $464,000 | 9,995 |
| Premises and equipment expense | $130,000 | 9,470 |
| Additional noninterest expense | $532,000 | 7,934 |
| Pre-tax net operating income | $666,000 | 7,539 |
| Securities gains (losses) | $1,000 | 7,052 |
| Applicable income taxes | $168,000 | 8,248 |
| Income before extraordinary items | $499,000 | 7,572 |
| Extraordinary gains, net | $33,000 | 2,444 |
| Net income | $532,000 | 7,463 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $78,000 | 5,088 |
| Cash dividends | $216,000 | 5,235 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $498,250 | 7,316 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $3,144,000 | 8,730 |
| Total interest expense | $1,497,000 | 8,518 |
| Net interest income | $1,647,000 | 8,814 |
| Provision for loan and lease losses | $139,000 | 6,334 |
| Total noninterest income | $138,000 | 10,732 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $96,000 | 8,631 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $42,000 | 10,916 |
| Total noninterest expense | $1,014,000 | 9,906 |
| Salaries and employee benefits | $475,000 | 10,041 |
| Premises and equipment expense | $119,000 | 10,050 |
| Additional noninterest expense | $420,000 | 9,333 |
| Pre-tax net operating income | $632,000 | 7,508 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $142,000 | 8,837 |
| Income before extraordinary items | $490,000 | 7,419 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $490,000 | 7,509 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $81,000 | 6,412 |
| Cash dividends | $190,000 | 5,228 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $490,000 | 7,038 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.