Home > The First National Bank of Sarcoxie > Income and Expense
The First National Bank of Sarcoxie, Income and Expense
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $1,272,000 | 7,832 |
| Total interest expense | $428,000 | 7,789 |
| Net interest income | $844,000 | 7,746 |
| Provision for loan and lease losses | $79,000 | 4,525 |
| Total noninterest income | $127,000 | 7,209 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $92,000 | 5,921 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $35,000 | 7,365 |
| Total noninterest expense | $597,000 | 8,023 |
| Salaries and employee benefits | $362,000 | 7,912 |
| Premises and equipment expense | $52,000 | 8,195 |
| Additional noninterest expense | $183,000 | 7,910 |
| Pre-tax net operating income | $295,000 | 7,026 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $0 | 6,687 |
| Income before extraordinary items | $295,000 | 6,741 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $295,000 | 6,743 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $119,000 | 2,092 |
| Cash dividends | $275,000 | 3,788 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $295,000 | 6,743 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $835,000 | 7,877 |
| Total interest expense | $280,000 | 7,790 |
| Net interest income | $555,000 | 7,816 |
| Provision for loan and lease losses | $19,000 | 5,586 |
| Total noninterest income | $85,000 | 7,248 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $64,000 | 5,863 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $21,000 | 7,503 |
| Total noninterest expense | $380,000 | 8,114 |
| Salaries and employee benefits | $241,000 | 7,953 |
| Premises and equipment expense | $34,000 | 8,213 |
| Additional noninterest expense | $105,000 | 8,102 |
| Pre-tax net operating income | $241,000 | 6,821 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $0 | 6,706 |
| Income before extraordinary items | $241,000 | 6,435 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $241,000 | 6,436 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,361 |
| Cash dividends | $225,000 | 3,533 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $241,000 | 6,442 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $421,000 | 7,865 |
| Total interest expense | $136,000 | 7,800 |
| Net interest income | $285,000 | 7,804 |
| Provision for loan and lease losses | $9,000 | 5,345 |
| Total noninterest income | $42,000 | 7,231 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $30,000 | 5,914 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $12,000 | 7,358 |
| Total noninterest expense | $192,000 | 8,121 |
| Salaries and employee benefits | $122,000 | 7,958 |
| Premises and equipment expense | $17,000 | 8,221 |
| Additional noninterest expense | $53,000 | 8,099 |
| Pre-tax net operating income | $126,000 | 6,728 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $0 | 6,588 |
| Income before extraordinary items | $126,000 | 6,317 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $126,000 | 6,317 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,399 |
| Cash dividends | $125,000 | 2,884 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $126,000 | 6,314 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $1,545,000 | 7,855 |
| Total interest expense | $402,000 | 7,885 |
| Net interest income | $1,143,000 | 7,750 |
| Provision for loan and lease losses | $12,000 | 6,720 |
| Total noninterest income | $174,000 | 7,274 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $128,000 | 5,896 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $46,000 | 7,467 |
| Total noninterest expense | $728,000 | 8,195 |
| Salaries and employee benefits | $445,000 | 8,070 |
| Premises and equipment expense | $68,000 | 8,253 |
| Additional noninterest expense | $215,000 | 8,135 |
| Pre-tax net operating income | $577,000 | 6,493 |
| Securities gains (losses) | $-2,000 | 7,064 |
| Applicable income taxes | $0 | 6,964 |
| Income before extraordinary items | $575,000 | 6,093 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $575,000 | 6,098 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $33,000 | 4,787 |
| Cash dividends | $525,000 | 3,547 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $577,000 | 6,061 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $1,148,000 | 7,888 |
| Total interest expense | $282,000 | 7,949 |
| Net interest income | $866,000 | 7,779 |
| Provision for loan and lease losses | $9,000 | 6,548 |
| Total noninterest income | $128,000 | 7,331 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $94,000 | 5,969 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $34,000 | 7,520 |
| Total noninterest expense | $562,000 | 8,145 |
| Salaries and employee benefits | $348,000 | 7,995 |
| Premises and equipment expense | $52,000 | 8,242 |
| Additional noninterest expense | $162,000 | 8,129 |
| Pre-tax net operating income | $423,000 | 6,695 |
| Securities gains (losses) | $-1,000 | 7,299 |
| Applicable income taxes | $0 | 6,976 |
| Income before extraordinary items | $422,000 | 6,247 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $422,000 | 6,252 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $33,000 | 4,007 |
| Cash dividends | $475,000 | 2,893 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $423,000 | 6,209 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $753,000 | 7,910 |
| Total interest expense | $178,000 | 7,969 |
| Net interest income | $575,000 | 7,807 |
| Provision for loan and lease losses | $6,000 | 6,298 |
| Total noninterest income | $86,000 | 7,300 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $62,000 | 5,950 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $24,000 | 7,442 |
| Total noninterest expense | $377,000 | 8,142 |
| Salaries and employee benefits | $231,000 | 8,012 |
| Premises and equipment expense | $34,000 | 8,261 |
| Additional noninterest expense | $112,000 | 8,070 |
| Pre-tax net operating income | $278,000 | 6,723 |
| Securities gains (losses) | $-1,000 | 7,609 |
| Applicable income taxes | $0 | 6,961 |
| Income before extraordinary items | $277,000 | 6,291 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $277,000 | 6,293 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $33,000 | 3,220 |
| Cash dividends | $325,000 | 2,815 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $278,000 | 6,231 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $374,000 | 7,967 |
| Total interest expense | $85,000 | 8,038 |
| Net interest income | $289,000 | 7,859 |
| Provision for loan and lease losses | $3,000 | 5,957 |
| Total noninterest income | $42,000 | 7,346 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $31,000 | 5,927 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $11,000 | 7,631 |
| Total noninterest expense | $188,000 | 8,210 |
| Salaries and employee benefits | $115,000 | 8,089 |
| Premises and equipment expense | $17,000 | 8,338 |
| Additional noninterest expense | $56,000 | 8,141 |
| Pre-tax net operating income | $140,000 | 6,689 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $0 | 6,892 |
| Income before extraordinary items | $140,000 | 6,259 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $140,000 | 6,261 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $21,000 | 2,544 |
| Cash dividends | $150,000 | 2,522 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $140,000 | 6,211 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $1,544,000 | 7,838 |
| Total interest expense | $312,000 | 8,039 |
| Net interest income | $1,232,000 | 7,705 |
| Provision for loan and lease losses | $1,000 | 7,299 |
| Total noninterest income | $183,000 | 7,303 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $135,000 | 5,973 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $48,000 | 7,455 |
| Total noninterest expense | $696,000 | 8,321 |
| Salaries and employee benefits | $427,000 | 8,211 |
| Premises and equipment expense | $67,000 | 8,390 |
| Additional noninterest expense | $202,000 | 8,292 |
| Pre-tax net operating income | $718,000 | 6,053 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $0 | 7,185 |
| Income before extraordinary items | $718,000 | 5,520 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $718,000 | 5,521 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-7,000 | 8,212 |
| Cash dividends | $575,000 | 3,311 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $718,000 | 5,438 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $1,170,000 | 7,850 |
| Total interest expense | $234,000 | 8,063 |
| Net interest income | $936,000 | 7,717 |
| Provision for loan and lease losses | $1,000 | 7,077 |
| Total noninterest income | $131,000 | 7,425 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $100,000 | 6,053 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $31,000 | 7,667 |
| Total noninterest expense | $534,000 | 8,304 |
| Salaries and employee benefits | $337,000 | 8,123 |
| Premises and equipment expense | $51,000 | 8,385 |
| Additional noninterest expense | $146,000 | 8,339 |
| Pre-tax net operating income | $532,000 | 6,177 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $0 | 7,220 |
| Income before extraordinary items | $532,000 | 5,663 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $532,000 | 5,663 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-6,000 | 8,006 |
| Cash dividends | $424,000 | 2,963 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $532,000 | 5,591 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $778,000 | 7,904 |
| Total interest expense | $155,000 | 8,147 |
| Net interest income | $623,000 | 7,745 |
| Provision for loan and lease losses | $1,000 | 6,852 |
| Total noninterest income | $86,000 | 7,484 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $66,000 | 6,081 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $20,000 | 7,733 |
| Total noninterest expense | $351,000 | 8,364 |
| Salaries and employee benefits | $218,000 | 8,224 |
| Premises and equipment expense | $32,000 | 8,470 |
| Additional noninterest expense | $101,000 | 8,339 |
| Pre-tax net operating income | $357,000 | 6,140 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $0 | 7,214 |
| Income before extraordinary items | $357,000 | 5,616 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $357,000 | 5,616 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,524 |
| Cash dividends | $275,000 | 3,017 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $357,000 | 5,532 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $404,000 | 7,881 |
| Total interest expense | $80,000 | 8,165 |
| Net interest income | $324,000 | 7,700 |
| Provision for loan and lease losses | $0 | 6,501 |
| Total noninterest income | $48,000 | 7,273 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $34,000 | 5,974 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $14,000 | 7,349 |
| Total noninterest expense | $184,000 | 8,356 |
| Salaries and employee benefits | $108,000 | 8,284 |
| Premises and equipment expense | $17,000 | 8,430 |
| Additional noninterest expense | $59,000 | 8,180 |
| Pre-tax net operating income | $188,000 | 5,963 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $0 | 7,103 |
| Income before extraordinary items | $188,000 | 5,491 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $188,000 | 5,490 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,358 |
| Cash dividends | $125,000 | 2,644 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $188,000 | 5,373 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $1,643,000 | 7,919 |
| Total interest expense | $391,000 | 8,140 |
| Net interest income | $1,252,000 | 7,724 |
| Provision for loan and lease losses | $12,000 | 7,277 |
| Total noninterest income | $201,000 | 7,338 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $135,000 | 6,073 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $66,000 | 7,202 |
| Total noninterest expense | $723,000 | 8,405 |
| Salaries and employee benefits | $442,000 | 8,269 |
| Premises and equipment expense | $68,000 | 8,518 |
| Additional noninterest expense | $213,000 | 8,358 |
| Pre-tax net operating income | $718,000 | 5,950 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $0 | 7,459 |
| Income before extraordinary items | $718,000 | 5,514 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $718,000 | 5,515 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 8,340 |
| Cash dividends | $675,000 | 2,997 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $718,000 | 5,353 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $1,245,000 | 8,002 |
| Total interest expense | $306,000 | 8,210 |
| Net interest income | $939,000 | 7,799 |
| Provision for loan and lease losses | $9,000 | 7,157 |
| Total noninterest income | $155,000 | 7,334 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $102,000 | 6,087 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $53,000 | 7,132 |
| Total noninterest expense | $553,000 | 8,392 |
| Salaries and employee benefits | $343,000 | 8,225 |
| Premises and equipment expense | $50,000 | 8,563 |
| Additional noninterest expense | $160,000 | 8,372 |
| Pre-tax net operating income | $532,000 | 6,156 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $0 | 7,524 |
| Income before extraordinary items | $532,000 | 5,686 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $532,000 | 5,687 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 8,221 |
| Cash dividends | $450,000 | 2,830 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $532,000 | 5,510 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $828,000 | 8,064 |
| Total interest expense | $212,000 | 8,255 |
| Net interest income | $616,000 | 7,851 |
| Provision for loan and lease losses | $6,000 | 7,004 |
| Total noninterest income | $107,000 | 7,271 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $69,000 | 6,045 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $38,000 | 7,030 |
| Total noninterest expense | $370,000 | 8,406 |
| Salaries and employee benefits | $230,000 | 8,249 |
| Premises and equipment expense | $31,000 | 8,641 |
| Additional noninterest expense | $109,000 | 8,325 |
| Pre-tax net operating income | $347,000 | 6,192 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $0 | 7,529 |
| Income before extraordinary items | $347,000 | 5,751 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $347,000 | 5,750 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-32,000 | 8,885 |
| Cash dividends | $275,000 | 3,005 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $347,000 | 5,545 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $414,000 | 8,117 |
| Total interest expense | $112,000 | 8,273 |
| Net interest income | $302,000 | 7,919 |
| Provision for loan and lease losses | $3,000 | 6,662 |
| Total noninterest income | $54,000 | 7,230 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $33,000 | 6,078 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $21,000 | 6,840 |
| Total noninterest expense | $188,000 | 8,428 |
| Salaries and employee benefits | $116,000 | 8,264 |
| Premises and equipment expense | $15,000 | 8,679 |
| Additional noninterest expense | $57,000 | 8,300 |
| Pre-tax net operating income | $165,000 | 6,274 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $0 | 7,403 |
| Income before extraordinary items | $165,000 | 5,798 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $165,000 | 5,798 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,386 |
| Cash dividends | $150,000 | 2,511 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $165,000 | 5,598 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $1,765,000 | 8,109 |
| Total interest expense | $597,000 | 8,104 |
| Net interest income | $1,168,000 | 8,000 |
| Provision for loan and lease losses | $30,000 | 7,191 |
| Total noninterest income | $227,000 | 7,051 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $150,000 | 5,831 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $77,000 | 6,949 |
| Total noninterest expense | $698,000 | 8,543 |
| Salaries and employee benefits | $434,000 | 8,379 |
| Premises and equipment expense | $65,000 | 8,676 |
| Additional noninterest expense | $199,000 | 8,563 |
| Pre-tax net operating income | $667,000 | 6,199 |
| Securities gains (losses) | $23,000 | 3,041 |
| Applicable income taxes | $0 | 7,681 |
| Income before extraordinary items | $690,000 | 5,600 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $690,000 | 5,599 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-19,000 | 8,953 |
| Cash dividends | $525,000 | 3,362 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $667,000 | 5,529 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $2,097,000 | 8,121 |
| Total interest expense | $869,000 | 8,286 |
| Net interest income | $1,228,000 | 7,828 |
| Provision for loan and lease losses | $117,000 | 5,349 |
| Total noninterest income | $220,000 | 7,122 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $157,000 | 5,715 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $63,000 | 7,311 |
| Total noninterest expense | $700,000 | 8,683 |
| Salaries and employee benefits | $406,000 | 8,595 |
| Premises and equipment expense | $74,000 | 8,724 |
| Additional noninterest expense | $220,000 | 8,507 |
| Pre-tax net operating income | $631,000 | 6,061 |
| Securities gains (losses) | $-4,000 | 9,172 |
| Applicable income taxes | $0 | 7,903 |
| Income before extraordinary items | $627,000 | 5,494 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $627,000 | 5,498 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $107,000 | 3,941 |
| Cash dividends | $580,000 | 3,208 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $631,000 | 5,364 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $2,273,000 | 8,155 |
| Total interest expense | $895,000 | 8,447 |
| Net interest income | $1,378,000 | 7,693 |
| Provision for loan and lease losses | $48,000 | 6,621 |
| Total noninterest income | $193,000 | 7,357 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $141,000 | 5,901 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $52,000 | 7,733 |
| Total noninterest expense | $694,000 | 8,836 |
| Salaries and employee benefits | $435,000 | 8,579 |
| Premises and equipment expense | $72,000 | 8,949 |
| Additional noninterest expense | $187,000 | 8,904 |
| Pre-tax net operating income | $829,000 | 5,774 |
| Securities gains (losses) | $-5,000 | 7,961 |
| Applicable income taxes | $-13,000 | 9,348 |
| Income before extraordinary items | $837,000 | 4,918 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $837,000 | 4,917 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $48,000 | 4,827 |
| Cash dividends | $575,000 | 3,305 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $842,000 | 4,892 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $2,088,000 | 8,400 |
| Total interest expense | $797,000 | 8,685 |
| Net interest income | $1,291,000 | 8,005 |
| Provision for loan and lease losses | $58,000 | 6,335 |
| Total noninterest income | $178,000 | 7,740 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $125,000 | 6,261 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $53,000 | 7,953 |
| Total noninterest expense | $678,000 | 9,091 |
| Salaries and employee benefits | $388,000 | 8,952 |
| Premises and equipment expense | $72,000 | 9,182 |
| Additional noninterest expense | $218,000 | 8,852 |
| Pre-tax net operating income | $733,000 | 6,196 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $0 | 8,765 |
| Income before extraordinary items | $733,000 | 5,333 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $733,000 | 5,332 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $58,000 | 4,567 |
| Cash dividends | $575,000 | 3,247 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $733,000 | 5,302 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $2,023,000 | 8,657 |
| Total interest expense | $798,000 | 8,945 |
| Net interest income | $1,225,000 | 8,273 |
| Provision for loan and lease losses | $15,000 | 7,946 |
| Total noninterest income | $138,000 | 8,419 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $104,000 | 6,786 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $34,000 | 8,816 |
| Total noninterest expense | $638,000 | 9,304 |
| Salaries and employee benefits | $369,000 | 9,165 |
| Premises and equipment expense | $72,000 | 9,327 |
| Additional noninterest expense | $197,000 | 9,154 |
| Pre-tax net operating income | $710,000 | 6,444 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $-25,000 | 10,072 |
| Income before extraordinary items | $735,000 | 5,464 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $735,000 | 5,464 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 6,871 |
| Cash dividends | $576,000 | 3,224 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $735,000 | 5,357 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $1,923,000 | 9,105 |
| Total interest expense | $750,000 | 9,408 |
| Net interest income | $1,173,000 | 8,746 |
| Provision for loan and lease losses | $0 | 8,829 |
| Total noninterest income | $115,000 | 9,144 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $91,000 | 7,399 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $24,000 | 9,645 |
| Total noninterest expense | $519,000 | 10,057 |
| Salaries and employee benefits | $356,000 | 9,552 |
| Premises and equipment expense | $60,000 | 9,951 |
| Additional noninterest expense | $103,000 | 10,517 |
| Pre-tax net operating income | $769,000 | 6,688 |
| Securities gains (losses) | $11,000 | 2,294 |
| Applicable income taxes | $298,000 | 5,740 |
| Income before extraordinary items | $482,000 | 7,086 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $482,000 | 7,088 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-46,000 | 10,507 |
| Cash dividends | $405,000 | 3,909 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $474,960 | 7,088 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $1,785,000 | 9,681 |
| Total interest expense | $718,000 | 9,917 |
| Net interest income | $1,067,000 | 9,367 |
| Provision for loan and lease losses | $0 | 9,041 |
| Total noninterest income | $114,000 | 9,634 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $82,000 | 7,938 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $32,000 | 9,747 |
| Total noninterest expense | $521,000 | 10,494 |
| Salaries and employee benefits | $318,000 | 10,201 |
| Premises and equipment expense | $42,000 | 10,856 |
| Additional noninterest expense | $161,000 | 10,425 |
| Pre-tax net operating income | $660,000 | 7,113 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $246,000 | 6,504 |
| Income before extraordinary items | $414,000 | 7,508 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $414,000 | 7,506 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $17,000 | 6,952 |
| Cash dividends | $351,000 | 4,180 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $414,000 | 7,450 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $1,638,000 | 10,278 |
| Total interest expense | $624,000 | 10,588 |
| Net interest income | $1,014,000 | 9,903 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $95,000 | 10,385 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $73,000 | 8,522 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $22,000 | 10,775 |
| Total noninterest expense | $496,000 | 11,032 |
| Salaries and employee benefits | $291,000 | 10,826 |
| Premises and equipment expense | $35,000 | 11,504 |
| Additional noninterest expense | $170,000 | 10,813 |
| Pre-tax net operating income | $613,000 | 7,808 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $234,000 | 6,896 |
| Income before extraordinary items | $379,000 | 8,247 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $379,000 | 8,247 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,856 |
| Cash dividends | $336,000 | 4,277 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $379,000 | 8,233 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $1,366,000 | 11,007 |
| Total interest expense | $455,000 | 11,304 |
| Net interest income | $911,000 | 10,691 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $95,000 | 10,864 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $73,000 | 8,896 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $22,000 | 11,301 |
| Total noninterest expense | $467,000 | 11,770 |
| Salaries and employee benefits | $253,000 | 11,642 |
| Premises and equipment expense | $33,000 | 12,157 |
| Additional noninterest expense | $181,000 | 11,392 |
| Pre-tax net operating income | $539,000 | 8,389 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $206,000 | 7,245 |
| Income before extraordinary items | $333,000 | 8,793 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $333,000 | 8,796 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 10,214 |
| Cash dividends | $260,000 | 4,812 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $333,000 | 8,850 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $1,333,000 | 11,606 |
| Total interest expense | $462,000 | 11,876 |
| Net interest income | $871,000 | 11,269 |
| Provision for loan and lease losses | $22,000 | 8,943 |
| Total noninterest income | $165,000 | 9,917 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $74,000 | 9,210 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $91,000 | 8,188 |
| Total noninterest expense | $546,000 | 11,933 |
| Salaries and employee benefits | $234,000 | 12,337 |
| Premises and equipment expense | $34,000 | 12,727 |
| Additional noninterest expense | $278,000 | 10,714 |
| Pre-tax net operating income | $468,000 | 8,880 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $190,000 | 7,806 |
| Income before extraordinary items | $278,000 | 9,714 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $278,000 | 9,862 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-34,000 | 12,436 |
| Cash dividends | $200,000 | 5,372 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $278,000 | 9,453 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $1,396,000 | 12,190 |
| Total interest expense | $579,000 | 12,402 |
| Net interest income | $817,000 | 11,842 |
| Provision for loan and lease losses | $4,000 | 11,584 |
| Total noninterest income | $72,000 | 12,504 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $60,000 | 9,928 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $12,000 | 13,214 |
| Total noninterest expense | $475,000 | 12,777 |
| Salaries and employee benefits | $272,000 | 12,334 |
| Premises and equipment expense | $31,000 | 13,377 |
| Additional noninterest expense | $172,000 | 12,638 |
| Pre-tax net operating income | $410,000 | 9,151 |
| Securities gains (losses) | $3,000 | 7,429 |
| Applicable income taxes | $160,000 | 8,377 |
| Income before extraordinary items | $253,000 | 9,883 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $253,000 | 10,028 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-18,000 | 13,052 |
| Cash dividends | $189,000 | 5,248 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $251,080 | 9,538 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.