Home > The First National Bank of San Augustine > Income and Expense
The First National Bank of San Augustine, Income and Expense
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $3,247,000 | 7,097 |
| Total interest expense | $1,487,000 | 7,012 |
| Net interest income | $1,760,000 | 7,087 |
| Provision for loan and lease losses | $97,000 | 5,320 |
| Total noninterest income | $298,000 | 6,458 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $244,000 | 4,586 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $54,000 | 7,918 |
| Total noninterest expense | $1,551,000 | 6,652 |
| Salaries and employee benefits | $937,000 | 6,160 |
| Premises and equipment expense | $234,000 | 6,273 |
| Additional noninterest expense | $380,000 | 7,441 |
| Pre-tax net operating income | $410,000 | 7,553 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $112,000 | 6,770 |
| Income before extraordinary items | $298,000 | 7,611 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $298,000 | 7,610 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $227,000 | 2,214 |
| Cash dividends | $75,000 | 6,338 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $298,000 | 7,585 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $3,333,000 | 7,141 |
| Total interest expense | $1,622,000 | 6,933 |
| Net interest income | $1,711,000 | 7,273 |
| Provision for loan and lease losses | $73,000 | 5,785 |
| Total noninterest income | $308,000 | 6,391 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $242,000 | 4,596 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $66,000 | 7,603 |
| Total noninterest expense | $1,580,000 | 6,473 |
| Salaries and employee benefits | $941,000 | 6,025 |
| Premises and equipment expense | $244,000 | 6,050 |
| Additional noninterest expense | $395,000 | 7,259 |
| Pre-tax net operating income | $366,000 | 8,051 |
| Securities gains (losses) | $93,000 | 1,322 |
| Applicable income taxes | $107,000 | 7,422 |
| Income before extraordinary items | $352,000 | 7,516 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $352,000 | 7,516 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $66,000 | 4,378 |
| Cash dividends | $200,000 | 5,324 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $280,390 | 7,961 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $3,426,000 | 7,248 |
| Total interest expense | $1,642,000 | 7,021 |
| Net interest income | $1,784,000 | 7,351 |
| Provision for loan and lease losses | $-16,000 | 10,631 |
| Total noninterest income | $296,000 | 6,691 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $248,000 | 4,688 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $48,000 | 8,525 |
| Total noninterest expense | $1,650,000 | 6,413 |
| Salaries and employee benefits | $980,000 | 5,935 |
| Premises and equipment expense | $207,000 | 6,730 |
| Additional noninterest expense | $463,000 | 6,821 |
| Pre-tax net operating income | $446,000 | 8,208 |
| Securities gains (losses) | $-6,000 | 9,765 |
| Applicable income taxes | $96,000 | 8,464 |
| Income before extraordinary items | $344,000 | 8,042 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $344,000 | 8,045 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-6,000 | 9,836 |
| Cash dividends | $200,000 | 5,346 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $348,680 | 7,956 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $3,621,000 | 7,248 |
| Total interest expense | $1,677,000 | 7,143 |
| Net interest income | $1,944,000 | 7,265 |
| Provision for loan and lease losses | $-10,000 | 11,091 |
| Total noninterest income | $290,000 | 7,066 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $246,000 | 4,884 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $44,000 | 9,167 |
| Total noninterest expense | $1,624,000 | 6,777 |
| Salaries and employee benefits | $919,000 | 6,374 |
| Premises and equipment expense | $179,000 | 7,451 |
| Additional noninterest expense | $526,000 | 6,867 |
| Pre-tax net operating income | $620,000 | 7,316 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $176,000 | 7,502 |
| Income before extraordinary items | $444,000 | 7,280 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $444,000 | 7,282 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $40,000 | 5,716 |
| Cash dividends | $200,000 | 5,388 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $444,000 | 7,224 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $3,647,000 | 7,371 |
| Total interest expense | $1,653,000 | 7,266 |
| Net interest income | $1,994,000 | 7,328 |
| Provision for loan and lease losses | $112,000 | 4,360 |
| Total noninterest income | $297,000 | 7,112 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $259,000 | 4,816 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $38,000 | 9,820 |
| Total noninterest expense | $1,584,000 | 7,023 |
| Salaries and employee benefits | $940,000 | 6,347 |
| Premises and equipment expense | $172,000 | 7,765 |
| Additional noninterest expense | $472,000 | 7,500 |
| Pre-tax net operating income | $595,000 | 7,892 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $139,000 | 8,466 |
| Income before extraordinary items | $456,000 | 7,591 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $456,000 | 7,590 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $20,000 | 6,638 |
| Cash dividends | $200,000 | 5,441 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $456,000 | 7,561 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $3,187,000 | 7,779 |
| Total interest expense | $1,256,000 | 7,702 |
| Net interest income | $1,931,000 | 7,722 |
| Provision for loan and lease losses | $35,000 | 6,861 |
| Total noninterest income | $356,000 | 6,602 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $241,000 | 5,174 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $115,000 | 7,070 |
| Total noninterest expense | $1,614,000 | 7,255 |
| Salaries and employee benefits | $894,000 | 6,680 |
| Premises and equipment expense | $184,000 | 7,770 |
| Additional noninterest expense | $536,000 | 7,553 |
| Pre-tax net operating income | $638,000 | 7,780 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $192,000 | 7,478 |
| Income before extraordinary items | $446,000 | 7,758 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $446,000 | 7,770 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-25,000 | 11,414 |
| Cash dividends | $200,000 | 5,405 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $446,000 | 7,802 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $3,180,000 | 8,046 |
| Total interest expense | $1,168,000 | 8,405 |
| Net interest income | $2,012,000 | 7,636 |
| Provision for loan and lease losses | $17,000 | 9,280 |
| Total noninterest income | $252,000 | 8,332 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $227,000 | 5,475 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $25,000 | 11,679 |
| Total noninterest expense | $1,527,000 | 7,747 |
| Salaries and employee benefits | $828,000 | 7,157 |
| Premises and equipment expense | $161,000 | 8,616 |
| Additional noninterest expense | $538,000 | 7,877 |
| Pre-tax net operating income | $720,000 | 7,257 |
| Securities gains (losses) | $373,000 | 1,111 |
| Applicable income taxes | $349,000 | 5,511 |
| Income before extraordinary items | $744,000 | 5,858 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $744,000 | 6,010 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $34,000 | 6,815 |
| Cash dividends | $160,000 | 5,928 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $490,360 | 7,381 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $3,632,000 | 8,000 |
| Total interest expense | $1,470,000 | 8,601 |
| Net interest income | $2,162,000 | 7,340 |
| Provision for loan and lease losses | $78,000 | 7,978 |
| Total noninterest income | $221,000 | 9,009 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $193,000 | 6,127 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $28,000 | 11,929 |
| Total noninterest expense | $1,424,000 | 8,194 |
| Salaries and employee benefits | $749,000 | 7,615 |
| Premises and equipment expense | $160,000 | 8,845 |
| Additional noninterest expense | $515,000 | 8,307 |
| Pre-tax net operating income | $881,000 | 6,197 |
| Securities gains (losses) | $31,000 | 4,927 |
| Applicable income taxes | $342,000 | 5,442 |
| Income before extraordinary items | $570,000 | 6,778 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $570,000 | 6,867 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $50,000 | 7,548 |
| Cash dividends | $120,000 | 6,190 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $550,160 | 6,562 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.