Home > The First National Bank of Rowena > Assets and Liabilities
The First National Bank of Rowena, Assets and Liabilities
1996-12-31 | Rank | |
# of Employees: | 10 | 9,804 |
Assets and Liabilities | ||
Total Assets: | $12,254,000 | 11,045 |
Cash and due from depository institutions | $350,000 | 9,804 |
Interest-bearing balances | $0 | 6,640 |
Securities | $4,801,000 | 9,851 |
Federal funds sold & reverse repurchase agreements | $1,675,000 | 5,339 |
Net loans & leases | $4,951,000 | 11,099 |
Loan loss allowance | $157,000 | 9,758 |
Trading account assets | $0 | 240 |
Bank premises and fixed assets | $143,000 | 10,308 |
Other real estate owned | $18,000 | 9,804 |
Goodwill and other intangibles | $0 | 3,437 |
All other assets | $316,000 | 10,154 |
Life insurance assets | $0 | 1 |
Total liabilities and capital | $12,254,000 | 11,045 |
Total liabilities | $11,670,000 | 10,951 |
Total deposits | $11,559,000 | 10,885 |
Interest-bearing deposits | $9,672,000 | 10,850 |
Deposits held in domestic offices | $11,559,000 | 10,884 |
% insured | 0.00% | 1 |
Federal funds purchased & repurchase agreements | $0 | 3,907 |
Trading liabilities | $0 | 97 |
Other borrowed funds | $0 | 5,299 |
Subordinated debt | $0 | 298 |
All other liabilities | $111,000 | 10,488 |
Total equity capital | $584,000 | 11,406 |
Total bank equity capital | $584,000 | 11,406 |
Perpetual preferred stock | $0 | 250 |
Common stock | $200,000 | 7,308 |
Surplus | $275,000 | 9,967 |
Undivided profits | $109,000 | 10,588 |
Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
Memoranda | ||
Noncurrent loans and leases | $1,407,000 | 2,042 |
Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $997,000 | 132 |
Income earned, not collected on loans | $234,000 | 7,899 |
Earning assets | $11,427,000 | 10,983 |
Long-term assets (5+ years) | $0 | 9,965 |
Average Assets, year-to-date | $12,459,600 | 10,990 |
Average Assets, quarterly | $12,215,500 | 11,028 |
Volatile liabilities | $608,000 | 10,907 |
Insider loans | $132,000 | 8,415 |
FHLB advances | $0 | 882 |
Loans and leases held for sale | $0 | 1,560 |
Unused loan commitments | $897,000 | 9,025 |
Tier 1 (core) risk-based capital | $639,000 | 11,390 |
Tier 2 risk-based capital | $83,160 | 10,580 |
Total risk weighted assets | $6,578,860 | 10,992 |
Total unused commitments | $897,000 | 9,038 |
Derivatives | $0 | 549 |
1995-12-31 | Rank | |
# of Employees: | 10 | 10,247 |
Assets and Liabilities | ||
Total Assets: | $13,167,000 | 11,435 |
Cash and due from depository institutions | $458,000 | 10,247 |
Interest-bearing balances | $0 | 6,853 |
Securities | $5,527,000 | 9,983 |
Federal funds sold & reverse repurchase agreements | $1,450,000 | 6,458 |
Net loans & leases | $5,261,000 | 11,538 |
Loan loss allowance | $195,000 | 9,560 |
Trading account assets | $0 | 261 |
Bank premises and fixed assets | $165,000 | 10,527 |
Other real estate owned | $17,000 | 10,247 |
Goodwill and other intangibles | $0 | 3,181 |
All other assets | $289,000 | 10,762 |
Life insurance assets | $0 | 1 |
Total liabilities and capital | $13,167,000 | 11,435 |
Total liabilities | $12,319,000 | 11,355 |
Total deposits | $12,204,000 | 11,302 |
Interest-bearing deposits | $10,283,000 | 11,274 |
Deposits held in domestic offices | $12,204,000 | 11,302 |
% insured | 0.00% | 1 |
Federal funds purchased & repurchase agreements | $0 | 3,736 |
Trading liabilities | $0 | 110 |
Other borrowed funds | $0 | 5,136 |
Subordinated debt | $0 | 337 |
All other liabilities | $115,000 | 10,925 |
Total equity capital | $848,000 | 11,793 |
Total bank equity capital | $848,000 | 11,793 |
Perpetual preferred stock | $0 | 288 |
Common stock | $200,000 | 7,680 |
Surplus | $275,000 | 10,380 |
Undivided profits | $373,000 | 10,597 |
Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
Memoranda | ||
Noncurrent loans and leases | $935,000 | 2,777 |
Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $539,000 | 247 |
Income earned, not collected on loans | $200,000 | 8,777 |
Earning assets | $12,238,000 | 11,378 |
Long-term assets (5+ years) | $829,000 | 9,213 |
Average Assets, year-to-date | $13,642,600 | 11,332 |
Average Assets, quarterly | $13,323,000 | 11,404 |
Volatile liabilities | $505,000 | 11,427 |
Insider loans | $173,000 | 8,278 |
FHLB advances | $0 | 855 |
Loans and leases held for sale | $0 | 1,606 |
Unused loan commitments | $803,000 | 9,381 |
Tier 1 (core) risk-based capital | $899,000 | 11,762 |
Tier 2 risk-based capital | $88,060 | 10,921 |
Total risk weighted assets | $6,937,660 | 11,390 |
Total unused commitments | $803,000 | 9,389 |
Derivatives | $0 | 628 |
1994-12-31 | Rank | |
# of Employees: | 9 | 11,076 |
Assets and Liabilities | ||
Total Assets: | $14,286,000 | 11,835 |
Cash and due from depository institutions | $423,000 | 11,076 |
Interest-bearing balances | $0 | 7,034 |
Securities | $7,110,000 | 9,884 |
Federal funds sold & reverse repurchase agreements | $50,000 | 8,249 |
Net loans & leases | $6,185,000 | 11,905 |
Loan loss allowance | $139,000 | 10,899 |
Trading account assets | $0 | 286 |
Bank premises and fixed assets | $177,000 | 10,893 |
Other real estate owned | $34,000 | 11,076 |
Goodwill and other intangibles | $0 | 3,133 |
All other assets | $307,000 | 11,103 |
Life insurance assets | $0 | 1 |
Total liabilities and capital | $14,286,000 | 11,835 |
Total liabilities | $13,300,000 | 11,751 |
Total deposits | $13,253,000 | 11,677 |
Interest-bearing deposits | $11,385,000 | 11,630 |
Deposits held in domestic offices | $13,253,000 | 11,675 |
% insured | 0.00% | 1 |
Federal funds purchased & repurchase agreements | $0 | 4,788 |
Trading liabilities | $0 | 87 |
Other borrowed funds | $0 | 5,375 |
Subordinated debt | $0 | 372 |
All other liabilities | $47,000 | 12,206 |
Total equity capital | $986,000 | 12,212 |
Total bank equity capital | $986,000 | 12,212 |
Perpetual preferred stock | $0 | 310 |
Common stock | $200,000 | 8,122 |
Surplus | $275,000 | 10,844 |
Undivided profits | $511,000 | 10,259 |
Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
Memoranda | ||
Noncurrent loans and leases | $1,080,000 | 2,488 |
Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $972,000 | 132 |
Income earned, not collected on loans | $196,000 | 8,572 |
Earning assets | $13,345,000 | 11,757 |
Long-term assets (5+ years) | $890,000 | 9,601 |
Average Assets, year-to-date | $15,610,000 | 11,646 |
Average Assets, quarterly | $14,716,000 | 11,773 |
Volatile liabilities | $500,000 | 11,894 |
Insider loans | $136,000 | 8,947 |
FHLB advances | $0 | 993 |
Loans and leases held for sale | $0 | 1,430 |
Unused loan commitments | $267,000 | 10,965 |
Tier 1 (core) risk-based capital | $1,078,000 | 12,167 |
Tier 2 risk-based capital | $99,820 | 11,218 |
Total risk weighted assets | $7,946,120 | 11,698 |
Total unused commitments | $267,000 | 10,968 |
Derivatives | $0 | 687 |
1993-12-31 | Rank | |
# of Employees: | 11 | 10,972 |
Assets and Liabilities | ||
Total Assets: | $16,413,000 | 12,144 |
Cash and due from depository institutions | $537,000 | 10,972 |
Interest-bearing balances | $0 | 7,655 |
Securities | $8,431,000 | 9,706 |
Federal funds sold & reverse repurchase agreements | $400,000 | 9,365 |
Net loans & leases | $6,520,000 | 12,302 |
Loan loss allowance | $191,000 | 10,434 |
Trading account assets | $0 | 330 |
Bank premises and fixed assets | $146,000 | 11,713 |
Other real estate owned | $45,000 | 10,972 |
Goodwill and other intangibles | $0 | 3,091 |
All other assets | $334,000 | 10,933 |
Life insurance assets | $0 | 1 |
Total liabilities and capital | $16,413,000 | 12,144 |
Total liabilities | $15,344,000 | 12,071 |
Total deposits | $15,186,000 | 11,995 |
Interest-bearing deposits | $13,153,000 | 11,905 |
Deposits held in domestic offices | $15,186,000 | 11,995 |
% insured | 0.00% | 1 |
Federal funds purchased & repurchase agreements | $0 | 3,944 |
Trading liabilities | $0 | 1 |
Other borrowed funds | $0 | 5,027 |
Subordinated debt | $0 | 413 |
All other liabilities | $158,000 | 10,185 |
Total equity capital | $1,069,000 | 12,696 |
Total bank equity capital | $1,069,000 | 12,696 |
Perpetual preferred stock | $0 | 343 |
Common stock | $200,000 | 8,542 |
Surplus | $275,000 | 11,310 |
Undivided profits | $594,000 | 10,574 |
Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
Memoranda | ||
Noncurrent loans and leases | $938,000 | 3,321 |
Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $528,000 | 237 |
Income earned, not collected on loans | $176,000 | 8,760 |
Earning assets | $15,351,000 | 12,042 |
Long-term assets (5+ years) | $1,358,000 | 9,479 |
Average Assets, year-to-date | $16,727,600 | 12,034 |
Average Assets, quarterly | $16,332,000 | 12,120 |
Volatile liabilities | $800,000 | 11,763 |
Insider loans | $296,000 | 7,325 |
FHLB advances | $0 | 821 |
Loans and leases held for sale | $0 | 1,681 |
Unused loan commitments | $730,000 | 9,894 |
Tier 1 (core) risk-based capital | $1,069,000 | 12,686 |
Tier 2 risk-based capital | $108,630 | 11,394 |
Total risk weighted assets | $8,607,930 | 12,026 |
Total unused commitments | $730,000 | 9,919 |
Derivatives | $0 | 714 |
1992-12-31 | Rank | |
# of Employees: | 10 | 11,730 |
Assets and Liabilities | ||
Total Assets: | $16,636,000 | 12,567 |
Cash and due from depository institutions | $931,000 | 11,730 |
Interest-bearing balances | $0 | 8,059 |
Securities | $5,913,000 | 11,112 |
Federal funds sold & reverse repurchase agreements | $1,150,000 | 8,306 |
Net loans & leases | $7,811,000 | 12,368 |
Loan loss allowance | $279,000 | 9,145 |
Trading account assets | $0 | 344 |
Bank premises and fixed assets | $158,000 | 12,021 |
Other real estate owned | $47,000 | 11,730 |
Goodwill and other intangibles | $0 | 3,106 |
All other assets | $626,000 | 8,636 |
Life insurance assets | $0 | 1 |
Total liabilities and capital | $16,636,000 | 12,567 |
Total liabilities | $15,609,000 | 12,461 |
Total deposits | $15,402,000 | 12,412 |
Interest-bearing deposits | $13,511,000 | 12,304 |
Deposits held in domestic offices | $15,402,000 | 12,410 |
% insured | 0.00% | 1 |
Federal funds purchased & repurchase agreements | $0 | 3,764 |
Trading liabilities | $0 | 1 |
Other borrowed funds | $0 | 5,085 |
Subordinated debt | $0 | 482 |
All other liabilities | $207,000 | 9,872 |
Total equity capital | $1,027,000 | 13,175 |
Total bank equity capital | $1,027,000 | 13,175 |
Perpetual preferred stock | $0 | 346 |
Common stock | $200,000 | 8,967 |
Surplus | $275,000 | 11,729 |
Undivided profits | $552,000 | 10,866 |
Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
Memoranda | ||
Noncurrent loans and leases | $1,553,000 | 2,693 |
Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
Income earned, not collected on loans | $426,000 | 4,764 |
Earning assets | $14,874,000 | 12,576 |
Long-term assets (5+ years) | $1,395,000 | 9,680 |
Average Assets, year-to-date | $17,791,200 | 12,298 |
Average Assets, quarterly | $16,367,500 | 12,574 |
Volatile liabilities | $900,000 | 11,993 |
Insider loans | $10,000 | 8,834 |
FHLB advances | $0 | 832 |
Loans and leases held for sale | $0 | 1,207 |
Unused loan commitments | $1,230,000 | 8,659 |
Tier 1 (core) risk-based capital | $1,027,000 | 13,158 |
Tier 2 risk-based capital | $131,670 | 11,140 |
Total risk weighted assets | $10,386,570 | 11,965 |
Total unused commitments | $1,230,000 | 8,686 |
Derivatives | $0 | 651 |