Home > The First National Bank of Rotan > Income and Expense
The First National Bank of Rotan, Income and Expense
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $5,194,000 | 5,781 |
| Total interest expense | $2,207,000 | 6,037 |
| Net interest income | $2,987,000 | 5,460 |
| Provision for loan and lease losses | $512,000 | 1,702 |
| Total noninterest income | $555,000 | 4,814 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $456,000 | 2,958 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $99,000 | 7,162 |
| Total noninterest expense | $2,119,000 | 5,701 |
| Salaries and employee benefits | $1,216,000 | 5,140 |
| Premises and equipment expense | $272,000 | 5,939 |
| Additional noninterest expense | $631,000 | 6,152 |
| Pre-tax net operating income | $911,000 | 6,052 |
| Securities gains (losses) | $-43,000 | 10,985 |
| Applicable income taxes | $235,000 | 6,641 |
| Income before extraordinary items | $633,000 | 6,079 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $633,000 | 6,081 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $635,000 | 1,201 |
| Cash dividends | $150,000 | 5,964 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $664,390 | 5,866 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $5,146,000 | 5,861 |
| Total interest expense | $2,084,000 | 6,291 |
| Net interest income | $3,062,000 | 5,416 |
| Provision for loan and lease losses | $187,000 | 3,155 |
| Total noninterest income | $700,000 | 4,088 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $459,000 | 2,954 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $241,000 | 4,582 |
| Total noninterest expense | $2,202,000 | 5,555 |
| Salaries and employee benefits | $1,316,000 | 4,808 |
| Premises and equipment expense | $288,000 | 5,805 |
| Additional noninterest expense | $598,000 | 6,552 |
| Pre-tax net operating income | $1,373,000 | 4,768 |
| Securities gains (losses) | $-83,000 | 11,405 |
| Applicable income taxes | $480,000 | 4,330 |
| Income before extraordinary items | $810,000 | 5,399 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $810,000 | 5,396 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $184,000 | 2,632 |
| Cash dividends | $720,000 | 2,607 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $863,120 | 5,141 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $4,274,000 | 6,386 |
| Total interest expense | $1,501,000 | 6,886 |
| Net interest income | $2,773,000 | 5,965 |
| Provision for loan and lease losses | $431,000 | 1,719 |
| Total noninterest income | $729,000 | 3,988 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $416,000 | 3,267 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $313,000 | 3,967 |
| Total noninterest expense | $2,242,000 | 5,644 |
| Salaries and employee benefits | $1,261,000 | 5,022 |
| Premises and equipment expense | $334,000 | 5,248 |
| Additional noninterest expense | $647,000 | 6,697 |
| Pre-tax net operating income | $829,000 | 6,730 |
| Securities gains (losses) | $-67,000 | 11,264 |
| Applicable income taxes | $314,000 | 5,710 |
| Income before extraordinary items | $448,000 | 7,737 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $448,000 | 7,749 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $417,000 | 1,547 |
| Cash dividends | $150,000 | 6,052 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $490,880 | 7,417 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $4,542,000 | 6,264 |
| Total interest expense | $1,587,000 | 6,914 |
| Net interest income | $2,955,000 | 5,722 |
| Provision for loan and lease losses | $368,000 | 2,599 |
| Total noninterest income | $601,000 | 4,954 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $411,000 | 3,365 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $190,000 | 5,825 |
| Total noninterest expense | $2,214,000 | 5,840 |
| Salaries and employee benefits | $1,252,000 | 5,040 |
| Premises and equipment expense | $333,000 | 5,419 |
| Additional noninterest expense | $629,000 | 7,089 |
| Pre-tax net operating income | $974,000 | 6,003 |
| Securities gains (losses) | $9,000 | 5,582 |
| Applicable income taxes | $339,000 | 5,624 |
| Income before extraordinary items | $644,000 | 6,466 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $644,000 | 6,631 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $300,000 | 2,475 |
| Cash dividends | $150,000 | 6,064 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $638,060 | 6,267 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $5,182,000 | 6,197 |
| Total interest expense | $2,150,000 | 6,754 |
| Net interest income | $3,032,000 | 5,661 |
| Provision for loan and lease losses | $317,000 | 3,997 |
| Total noninterest income | $743,000 | 4,209 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $418,000 | 3,324 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $325,000 | 4,215 |
| Total noninterest expense | $2,223,000 | 5,863 |
| Salaries and employee benefits | $1,195,000 | 5,181 |
| Premises and equipment expense | $277,000 | 6,329 |
| Additional noninterest expense | $751,000 | 6,415 |
| Pre-tax net operating income | $1,235,000 | 4,807 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $424,000 | 4,586 |
| Income before extraordinary items | $811,000 | 5,306 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $811,000 | 5,359 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $192,000 | 4,281 |
| Cash dividends | $150,000 | 5,711 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $811,000 | 5,004 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.