Home > The First National Bank of Rosenberg > Assets and Liabilities
The First National Bank of Rosenberg, Assets and Liabilities
| 1999-12-31 | Rank | |
| # of Employees: | 64 | 2,792 |
| Assets and Liabilities | ||
| Total Assets: | $92,286,000 | 4,735 |
| Cash and due from depository institutions | $5,315,000 | 2,792 |
| Interest-bearing balances | $0 | 6,854 |
| Securities | $38,213,000 | 2,918 |
| Federal funds sold & reverse repurchase agreements | $3,266,000 | 2,712 |
| Net loans & leases | $40,399,000 | 5,797 |
| Loan loss allowance | $459,000 | 5,974 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $3,379,000 | 2,560 |
| Other real estate owned | $0 | 2,792 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $1,714,000 | 4,423 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $92,286,000 | 4,735 |
| Total liabilities | $85,690,000 | 4,602 |
| Total deposits | $84,848,000 | 4,319 |
| Interest-bearing deposits | $65,948,000 | 4,710 |
| Deposits held in domestic offices | $84,848,000 | 4,313 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,093 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,751 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $842,000 | 3,716 |
| Total equity capital | $6,596,000 | 5,901 |
| Total bank equity capital | $6,596,000 | 5,901 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $200,000 | 6,528 |
| Surplus | $200,000 | 9,068 |
| Undivided profits | $6,196,000 | 3,570 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $177,000 | 5,944 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $69,000 | 992 |
| Income earned, not collected on loans | $240,000 | 7,249 |
| Earning assets | $81,878,000 | 4,799 |
| Long-term assets (5+ years) | $32,126,000 | 2,418 |
| Average Assets, year-to-date | $91,138,600 | 4,621 |
| Average Assets, quarterly | $91,366,500 | 4,731 |
| Volatile liabilities | $4,380,000 | 7,654 |
| Insider loans | $526,000 | 5,255 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $6,917,000 | 4,636 |
| Tier 1 (core) risk-based capital | $7,245,000 | 5,530 |
| Tier 2 risk-based capital | $459,000 | 5,616 |
| Total risk weighted assets | $54,749,600 | 4,921 |
| Total unused commitments | $6,917,000 | 4,640 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 39 | 4,361 |
| Assets and Liabilities | ||
| Total Assets: | $96,330,000 | 4,481 |
| Cash and due from depository institutions | $8,558,000 | 4,361 |
| Interest-bearing balances | $0 | 6,728 |
| Securities | $50,046,000 | 2,302 |
| Federal funds sold & reverse repurchase agreements | $2,150,000 | 5,657 |
| Net loans & leases | $31,304,000 | 6,570 |
| Loan loss allowance | $427,000 | 6,185 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $3,219,000 | 2,526 |
| Other real estate owned | $0 | 4,361 |
| Goodwill and other intangibles | $0 | 3,445 |
| All other assets | $1,053,000 | 5,725 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $96,330,000 | 4,481 |
| Total liabilities | $88,407,000 | 4,394 |
| Total deposits | $87,525,000 | 4,196 |
| Interest-bearing deposits | $68,913,000 | 4,515 |
| Deposits held in domestic offices | $87,525,000 | 4,189 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,214 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,274 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $882,000 | 3,872 |
| Total equity capital | $7,923,000 | 5,242 |
| Total bank equity capital | $7,923,000 | 5,242 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $200,000 | 6,646 |
| Surplus | $200,000 | 9,278 |
| Undivided profits | $7,523,000 | 3,263 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $108,000 | 7,205 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $218,000 | 7,667 |
| Earning assets | $83,500,000 | 4,702 |
| Long-term assets (5+ years) | $37,263,000 | 2,028 |
| Average Assets, year-to-date | $91,062,200 | 4,500 |
| Average Assets, quarterly | $92,433,500 | 4,577 |
| Volatile liabilities | $5,224,000 | 6,904 |
| Insider loans | $716,000 | 4,371 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $7,136,000 | 4,449 |
| Tier 1 (core) risk-based capital | $7,123,000 | 5,521 |
| Tier 2 risk-based capital | $427,000 | 5,767 |
| Total risk weighted assets | $51,857,800 | 4,953 |
| Total unused commitments | $7,136,000 | 4,456 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 42 | 4,197 |
| Assets and Liabilities | ||
| Total Assets: | $91,021,000 | 4,687 |
| Cash and due from depository institutions | $7,637,000 | 4,197 |
| Interest-bearing balances | $0 | 6,604 |
| Securities | $47,337,000 | 2,415 |
| Federal funds sold & reverse repurchase agreements | $1,850,000 | 5,148 |
| Net loans & leases | $30,033,000 | 6,845 |
| Loan loss allowance | $477,000 | 5,895 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $3,369,000 | 2,361 |
| Other real estate owned | $0 | 4,197 |
| Goodwill and other intangibles | $0 | 3,571 |
| All other assets | $795,000 | 6,911 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $91,021,000 | 4,687 |
| Total liabilities | $83,003,000 | 4,618 |
| Total deposits | $82,479,000 | 4,394 |
| Interest-bearing deposits | $65,956,000 | 4,675 |
| Deposits held in domestic offices | $82,479,000 | 4,386 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,723 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $0 | 5,103 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $524,000 | 5,746 |
| Total equity capital | $8,018,000 | 5,190 |
| Total bank equity capital | $8,018,000 | 5,190 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $200,000 | 6,929 |
| Surplus | $200,000 | 9,672 |
| Undivided profits | $7,618,000 | 3,214 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $136,000 | 7,140 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $158,000 | 8,894 |
| Earning assets | $79,220,000 | 4,877 |
| Long-term assets (5+ years) | $34,419,000 | 1,893 |
| Average Assets, year-to-date | $85,308,800 | 4,768 |
| Average Assets, quarterly | $89,759,000 | 4,690 |
| Volatile liabilities | $5,772,000 | 6,713 |
| Insider loans | $854,000 | 3,957 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $3,977,000 | 5,784 |
| Tier 1 (core) risk-based capital | $7,309,000 | 5,410 |
| Tier 2 risk-based capital | $477,000 | 5,343 |
| Total risk weighted assets | $50,332,100 | 5,018 |
| Total unused commitments | $3,977,000 | 5,794 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 45 | 4,115 |
| Assets and Liabilities | ||
| Total Assets: | $83,677,000 | 5,124 |
| Cash and due from depository institutions | $4,894,000 | 4,115 |
| Interest-bearing balances | $0 | 6,640 |
| Securities | $37,281,000 | 3,255 |
| Federal funds sold & reverse repurchase agreements | $4,500,000 | 2,827 |
| Net loans & leases | $32,211,000 | 6,681 |
| Loan loss allowance | $1,033,000 | 3,407 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $3,572,000 | 2,219 |
| Other real estate owned | $558,000 | 4,115 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $661,000 | 7,845 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $83,677,000 | 5,124 |
| Total liabilities | $76,765,000 | 5,035 |
| Total deposits | $76,378,000 | 4,832 |
| Interest-bearing deposits | $60,360,000 | 5,169 |
| Deposits held in domestic offices | $76,378,000 | 4,820 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $0 | 5,299 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $387,000 | 6,943 |
| Total equity capital | $6,912,000 | 5,852 |
| Total bank equity capital | $6,912,000 | 5,852 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $200,000 | 7,308 |
| Surplus | $200,000 | 10,141 |
| Undivided profits | $6,512,000 | 3,629 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $116,000 | 7,831 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $180,000 | 8,815 |
| Earning assets | $73,992,000 | 5,285 |
| Long-term assets (5+ years) | $26,370,000 | 2,182 |
| Average Assets, year-to-date | $81,741,200 | 5,055 |
| Average Assets, quarterly | $82,545,500 | 5,131 |
| Volatile liabilities | $5,384,000 | 6,861 |
| Insider loans | $771,000 | 4,314 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $1,853,000 | 7,631 |
| Tier 1 (core) risk-based capital | $6,547,000 | 5,991 |
| Tier 2 risk-based capital | $642,980 | 4,344 |
| Total risk weighted assets | $51,048,680 | 4,983 |
| Total unused commitments | $1,853,000 | 7,645 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 41 | 4,605 |
| Assets and Liabilities | ||
| Total Assets: | $82,844,000 | 5,211 |
| Cash and due from depository institutions | $4,890,000 | 4,605 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $35,129,000 | 3,605 |
| Federal funds sold & reverse repurchase agreements | $4,000,000 | 3,488 |
| Net loans & leases | $34,462,000 | 6,430 |
| Loan loss allowance | $455,000 | 6,438 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $2,316,000 | 3,243 |
| Other real estate owned | $557,000 | 4,605 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $1,490,000 | 4,692 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $82,844,000 | 5,211 |
| Total liabilities | $75,922,000 | 5,121 |
| Total deposits | $75,357,000 | 4,937 |
| Interest-bearing deposits | $58,314,000 | 5,415 |
| Deposits held in domestic offices | $75,357,000 | 4,927 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $0 | 5,136 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $565,000 | 5,716 |
| Total equity capital | $6,922,000 | 5,918 |
| Total bank equity capital | $6,922,000 | 5,918 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $200,000 | 7,680 |
| Surplus | $200,000 | 10,561 |
| Undivided profits | $6,522,000 | 3,670 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $51,000 | 9,269 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $125,000 | 10,193 |
| Earning assets | $73,591,000 | 5,340 |
| Long-term assets (5+ years) | $20,819,000 | 2,427 |
| Average Assets, year-to-date | $84,206,800 | 4,937 |
| Average Assets, quarterly | $83,715,000 | 5,116 |
| Volatile liabilities | $4,083,000 | 7,587 |
| Insider loans | $701,000 | 4,690 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $2,850,000 | 6,513 |
| Tier 1 (core) risk-based capital | $6,356,000 | 6,151 |
| Tier 2 risk-based capital | $455,000 | 5,677 |
| Total risk weighted assets | $50,825,300 | 4,973 |
| Total unused commitments | $2,850,000 | 6,526 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 40 | 4,868 |
| Assets and Liabilities | ||
| Total Assets: | $88,392,000 | 4,872 |
| Cash and due from depository institutions | $3,569,000 | 4,868 |
| Interest-bearing balances | $0 | 7,034 |
| Securities | $59,289,000 | 2,211 |
| Federal funds sold & reverse repurchase agreements | $8,300,000 | 1,113 |
| Net loans & leases | $14,170,000 | 9,998 |
| Loan loss allowance | $163,000 | 10,474 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $917,000 | 6,412 |
| Other real estate owned | $800,000 | 4,868 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $1,347,000 | 5,368 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $88,392,000 | 4,872 |
| Total liabilities | $72,961,000 | 5,290 |
| Total deposits | $72,671,000 | 5,064 |
| Interest-bearing deposits | $58,445,000 | 5,349 |
| Deposits held in domestic offices | $72,671,000 | 5,054 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,375 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $290,000 | 7,468 |
| Total equity capital | $15,431,000 | 2,662 |
| Total bank equity capital | $15,431,000 | 2,662 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $150,000 | 8,932 |
| Surplus | $250,000 | 10,885 |
| Undivided profits | $15,031,000 | 1,570 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $58,000 | 9,405 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $70,000 | 11,569 |
| Earning assets | $81,759,000 | 4,844 |
| Long-term assets (5+ years) | $29,530,000 | 1,850 |
| Average Assets, year-to-date | $93,904,600 | 4,529 |
| Average Assets, quarterly | $88,946,000 | 4,814 |
| Volatile liabilities | $2,231,000 | 9,377 |
| Insider loans | $83,000 | 9,710 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $1,477,000 | 8,282 |
| Tier 1 (core) risk-based capital | $16,187,000 | 2,562 |
| Tier 2 risk-based capital | $163,000 | 9,869 |
| Total risk weighted assets | $32,577,800 | 6,868 |
| Total unused commitments | $1,477,000 | 8,293 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 38 | 5,309 |
| Assets and Liabilities | ||
| Total Assets: | $104,570,000 | 4,275 |
| Cash and due from depository institutions | $6,779,000 | 5,309 |
| Interest-bearing balances | $0 | 7,655 |
| Securities | $66,597,000 | 2,053 |
| Federal funds sold & reverse repurchase agreements | $18,200,000 | 750 |
| Net loans & leases | $10,980,000 | 11,088 |
| Loan loss allowance | $510,000 | 6,289 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $716,000 | 7,425 |
| Other real estate owned | $0 | 5,309 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $1,298,000 | 5,003 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $104,570,000 | 4,275 |
| Total liabilities | $89,336,000 | 4,510 |
| Total deposits | $89,175,000 | 4,330 |
| Interest-bearing deposits | $74,556,000 | 4,481 |
| Deposits held in domestic offices | $89,175,000 | 4,323 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $161,000 | 10,110 |
| Total equity capital | $15,234,000 | 2,656 |
| Total bank equity capital | $15,234,000 | 2,656 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $150,000 | 9,374 |
| Surplus | $250,000 | 11,355 |
| Undivided profits | $14,834,000 | 1,608 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,179,000 | 2,810 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $50,000 | 12,397 |
| Earning assets | $95,777,000 | 4,291 |
| Long-term assets (5+ years) | $653,000 | 10,430 |
| Average Assets, year-to-date | $97,103,200 | 4,457 |
| Average Assets, quarterly | $99,097,500 | 4,445 |
| Volatile liabilities | $2,141,000 | 9,508 |
| Insider loans | $100,000 | 9,726 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $158,000 | 11,611 |
| Tier 1 (core) risk-based capital | $15,234,000 | 2,600 |
| Tier 2 risk-based capital | $262,000 | 8,154 |
| Total risk weighted assets | $20,712,100 | 8,984 |
| Total unused commitments | $158,000 | 11,617 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 39 | 5,307 |
| Assets and Liabilities | ||
| Total Assets: | $98,595,000 | 4,578 |
| Cash and due from depository institutions | $5,711,000 | 5,307 |
| Interest-bearing balances | $0 | 8,059 |
| Securities | $69,257,000 | 1,958 |
| Federal funds sold & reverse repurchase agreements | $6,300,000 | 2,625 |
| Net loans & leases | $15,180,000 | 10,144 |
| Loan loss allowance | $716,000 | 4,913 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $748,000 | 7,384 |
| Other real estate owned | $0 | 5,307 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $1,399,000 | 4,871 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $98,595,000 | 4,578 |
| Total liabilities | $84,436,000 | 4,857 |
| Total deposits | $84,236,000 | 4,700 |
| Interest-bearing deposits | $70,884,000 | 4,833 |
| Deposits held in domestic offices | $84,236,000 | 4,692 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $200,000 | 10,036 |
| Total equity capital | $14,159,000 | 2,727 |
| Total bank equity capital | $14,159,000 | 2,727 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $150,000 | 9,817 |
| Surplus | $250,000 | 11,781 |
| Undivided profits | $13,759,000 | 1,593 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,815,000 | 2,409 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $118,000 | 10,977 |
| Earning assets | $90,737,000 | 4,562 |
| Long-term assets (5+ years) | $1,083,000 | 10,132 |
| Average Assets, year-to-date | $95,050,600 | 4,630 |
| Average Assets, quarterly | $96,580,000 | 4,633 |
| Volatile liabilities | $3,086,000 | 8,449 |
| Insider loans | $27,000 | 8,040 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $125,000 | 12,010 |
| Tier 1 (core) risk-based capital | $14,159,000 | 2,671 |
| Tier 2 risk-based capital | $288,240 | 7,809 |
| Total risk weighted assets | $22,631,040 | 8,755 |
| Total unused commitments | $125,000 | 12,022 |
| Derivatives | $0 | 651 |