Home > The First National Bank of Rhinebeck > Income and Expense
The First National Bank of Rhinebeck, Income and Expense
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $19,968,000 | 1,578 |
| Total interest expense | $6,336,000 | 2,045 |
| Net interest income | $13,632,000 | 1,324 |
| Provision for loan and lease losses | $1,894,000 | 847 |
| Total noninterest income | $2,612,000 | 1,620 |
| Gross Fiduciary activities income | $269,000 | 977 |
| Service charges on deposit accounts | $1,322,000 | 997 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $1,021,000 | 2,006 |
| Total noninterest expense | $9,694,000 | 1,567 |
| Salaries and employee benefits | $4,662,000 | 1,453 |
| Premises and equipment expense | $1,795,000 | 1,187 |
| Additional noninterest expense | $3,237,000 | 1,795 |
| Pre-tax net operating income | $4,656,000 | 1,509 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $1,721,000 | 1,381 |
| Income before extraordinary items | $2,935,000 | 1,718 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $2,935,000 | 1,774 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $871,000 | 1,254 |
| Cash dividends | $2,393,000 | 874 |
| Sale, conversion, retirement of capital stock, net | $122,000 | 851 |
| Net operating income | $2,935,000 | 1,620 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $21,849,000 | 1,640 |
| Total interest expense | $8,660,000 | 1,964 |
| Net interest income | $13,189,000 | 1,401 |
| Provision for loan and lease losses | $2,000,000 | 1,148 |
| Total noninterest income | $2,123,000 | 1,854 |
| Gross Fiduciary activities income | $193,000 | 1,091 |
| Service charges on deposit accounts | $1,186,000 | 1,109 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $744,000 | 2,418 |
| Total noninterest expense | $9,266,000 | 1,643 |
| Salaries and employee benefits | $4,748,000 | 1,397 |
| Premises and equipment expense | $1,544,000 | 1,405 |
| Additional noninterest expense | $2,974,000 | 2,011 |
| Pre-tax net operating income | $4,046,000 | 1,553 |
| Securities gains (losses) | $1,000 | 7,986 |
| Applicable income taxes | $1,380,000 | 1,555 |
| Income before extraordinary items | $2,667,000 | 1,716 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $2,667,000 | 1,736 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,285,000 | 1,333 |
| Cash dividends | $1,183,000 | 1,353 |
| Sale, conversion, retirement of capital stock, net | $11,139,000 | 82 |
| Net operating income | $2,666,340 | 1,584 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.