Home > The First National Bank of Rhinebeck > Assets and Liabilities
The First National Bank of Rhinebeck, Assets and Liabilities
| 1993-12-31 | Rank | |
| # of Employees: | 157 | 1,335 |
| Assets and Liabilities | ||
| Total Assets: | $297,140,000 | 1,584 |
| Cash and due from depository institutions | $18,804,000 | 1,335 |
| Interest-bearing balances | $263,000 | 5,292 |
| Securities | $55,965,000 | 2,472 |
| Federal funds sold & reverse repurchase agreements | $8,225,000 | 1,686 |
| Net loans & leases | $206,013,000 | 1,352 |
| Loan loss allowance | $4,151,000 | 1,125 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $3,682,000 | 1,974 |
| Other real estate owned | $45,000 | 1,335 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $4,406,000 | 1,745 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $297,140,000 | 1,584 |
| Total liabilities | $270,796,000 | 1,583 |
| Total deposits | $267,908,000 | 1,483 |
| Interest-bearing deposits | $210,063,000 | 1,637 |
| Deposits held in domestic offices | $267,908,000 | 1,472 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $2,888,000 | 1,374 |
| Total equity capital | $26,344,000 | 1,565 |
| Total bank equity capital | $26,344,000 | 1,565 |
| Perpetual preferred stock | $6,555,000 | 63 |
| Common stock | $1,058,000 | 3,642 |
| Surplus | $8,723,000 | 1,642 |
| Undivided profits | $10,008,000 | 2,375 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,971,000 | 1,936 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $1,150,000 | 1,505 |
| Earning assets | $270,466,000 | 1,590 |
| Long-term assets (5+ years) | $38,677,000 | 1,498 |
| Average Assets, year-to-date | $280,678,200 | 1,622 |
| Average Assets, quarterly | $287,773,000 | 1,610 |
| Volatile liabilities | $10,595,000 | 3,934 |
| Insider loans | $3,723,000 | 1,108 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $1,358,000 | 931 |
| Unused loan commitments | $21,436,000 | 1,820 |
| Tier 1 (core) risk-based capital | $25,979,000 | 1,536 |
| Tier 2 risk-based capital | $2,612,900 | 1,247 |
| Total risk weighted assets | $207,493,600 | 1,351 |
| Total unused commitments | $21,436,000 | 1,840 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 146 | 1,498 |
| Assets and Liabilities | ||
| Total Assets: | $277,472,000 | 1,732 |
| Cash and due from depository institutions | $12,451,000 | 1,498 |
| Interest-bearing balances | $0 | 8,059 |
| Securities | $34,379,000 | 3,967 |
| Federal funds sold & reverse repurchase agreements | $30,350,000 | 609 |
| Net loans & leases | $192,676,000 | 1,478 |
| Loan loss allowance | $3,128,000 | 1,495 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $2,733,000 | 2,687 |
| Other real estate owned | $973,000 | 1,498 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $3,910,000 | 2,007 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $277,472,000 | 1,732 |
| Total liabilities | $252,157,000 | 1,762 |
| Total deposits | $250,306,000 | 1,671 |
| Interest-bearing deposits | $205,279,000 | 1,775 |
| Deposits held in domestic offices | $250,306,000 | 1,659 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $1,851,000 | 2,004 |
| Total equity capital | $25,315,000 | 1,527 |
| Total bank equity capital | $25,315,000 | 1,527 |
| Perpetual preferred stock | $6,555,000 | 60 |
| Common stock | $1,051,000 | 3,815 |
| Surplus | $8,608,000 | 1,606 |
| Undivided profits | $9,101,000 | 2,418 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,756,000 | 2,474 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $1,224,000 | 1,570 |
| Earning assets | $257,405,000 | 1,717 |
| Long-term assets (5+ years) | $46,596,000 | 1,246 |
| Average Assets, year-to-date | $264,336,000 | 1,775 |
| Average Assets, quarterly | $275,084,500 | 1,736 |
| Volatile liabilities | $19,972,000 | 2,363 |
| Insider loans | $288,000 | 3,009 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $3,976,000 | 402 |
| Unused loan commitments | $20,289,000 | 1,807 |
| Tier 1 (core) risk-based capital | $25,315,000 | 1,493 |
| Tier 2 risk-based capital | $2,408,510 | 1,359 |
| Total risk weighted assets | $191,960,910 | 1,503 |
| Total unused commitments | $20,289,000 | 1,823 |
| Derivatives | $0 | 651 |