Home > The First National Bank of Quinter > Income and Expense
The First National Bank of Quinter, Income and Expense
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $4,867,000 | 5,906 |
| Total interest expense | $2,453,000 | 5,490 |
| Net interest income | $2,414,000 | 6,192 |
| Provision for loan and lease losses | $120,000 | 4,629 |
| Total noninterest income | $55,000 | 10,192 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $24,000 | 9,039 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $31,000 | 9,280 |
| Total noninterest expense | $1,543,000 | 6,682 |
| Salaries and employee benefits | $1,004,000 | 5,848 |
| Premises and equipment expense | $182,000 | 7,166 |
| Additional noninterest expense | $357,000 | 7,736 |
| Pre-tax net operating income | $806,000 | 6,523 |
| Securities gains (losses) | $-13,000 | 10,166 |
| Applicable income taxes | $174,000 | 7,253 |
| Income before extraordinary items | $619,000 | 6,250 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $619,000 | 6,252 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $206,000 | 2,504 |
| Cash dividends | $300,000 | 4,516 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $629,140 | 6,165 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $4,587,000 | 6,309 |
| Total interest expense | $2,324,000 | 5,809 |
| Net interest income | $2,263,000 | 6,633 |
| Provision for loan and lease losses | $150,000 | 4,046 |
| Total noninterest income | $55,000 | 10,766 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $23,000 | 9,517 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $32,000 | 9,747 |
| Total noninterest expense | $1,557,000 | 6,953 |
| Salaries and employee benefits | $1,060,000 | 5,740 |
| Premises and equipment expense | $180,000 | 7,427 |
| Additional noninterest expense | $317,000 | 8,705 |
| Pre-tax net operating income | $611,000 | 7,358 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $135,000 | 8,126 |
| Income before extraordinary items | $476,000 | 7,068 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $476,000 | 7,071 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $202,000 | 2,655 |
| Cash dividends | $100,000 | 6,641 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $476,000 | 7,005 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $4,637,000 | 6,308 |
| Total interest expense | $2,426,000 | 5,703 |
| Net interest income | $2,211,000 | 6,850 |
| Provision for loan and lease losses | $150,000 | 3,621 |
| Total noninterest income | $55,000 | 11,269 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $22,000 | 9,956 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $33,000 | 10,076 |
| Total noninterest expense | $1,558,000 | 7,097 |
| Salaries and employee benefits | $1,004,000 | 6,051 |
| Premises and equipment expense | $173,000 | 7,747 |
| Additional noninterest expense | $381,000 | 8,387 |
| Pre-tax net operating income | $558,000 | 8,137 |
| Securities gains (losses) | $13,000 | 2,193 |
| Applicable income taxes | $116,000 | 8,861 |
| Income before extraordinary items | $455,000 | 7,597 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $455,000 | 7,596 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $66,000 | 4,621 |
| Cash dividends | $25,000 | 8,267 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $444,600 | 7,658 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $4,230,000 | 6,443 |
| Total interest expense | $1,792,000 | 6,095 |
| Net interest income | $2,438,000 | 6,593 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $43,000 | 12,073 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $20,000 | 10,549 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $23,000 | 11,244 |
| Total noninterest expense | $1,566,000 | 7,389 |
| Salaries and employee benefits | $972,000 | 6,229 |
| Premises and equipment expense | $174,000 | 7,986 |
| Additional noninterest expense | $420,000 | 8,616 |
| Pre-tax net operating income | $915,000 | 6,323 |
| Securities gains (losses) | $-88,000 | 11,444 |
| Applicable income taxes | $211,000 | 7,166 |
| Income before extraordinary items | $616,000 | 6,419 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $616,000 | 6,435 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-38,000 | 11,726 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $681,120 | 6,093 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $4,333,000 | 6,489 |
| Total interest expense | $1,809,000 | 6,313 |
| Net interest income | $2,524,000 | 6,500 |
| Provision for loan and lease losses | $125,000 | 5,103 |
| Total noninterest income | $41,000 | 12,744 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $18,000 | 11,051 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $23,000 | 11,812 |
| Total noninterest expense | $1,537,000 | 7,704 |
| Salaries and employee benefits | $956,000 | 6,382 |
| Premises and equipment expense | $163,000 | 8,556 |
| Additional noninterest expense | $418,000 | 9,057 |
| Pre-tax net operating income | $903,000 | 6,337 |
| Securities gains (losses) | $30,000 | 4,104 |
| Applicable income taxes | $216,000 | 7,326 |
| Income before extraordinary items | $717,000 | 6,010 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $717,000 | 6,170 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $84,000 | 4,933 |
| Cash dividends | $50,000 | 7,918 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $693,900 | 5,883 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $4,602,000 | 6,764 |
| Total interest expense | $2,213,000 | 6,592 |
| Net interest income | $2,389,000 | 6,812 |
| Provision for loan and lease losses | $0 | 11,756 |
| Total noninterest income | $45,000 | 13,226 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $17,000 | 11,442 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $28,000 | 11,929 |
| Total noninterest expense | $1,348,000 | 8,487 |
| Salaries and employee benefits | $812,000 | 7,194 |
| Premises and equipment expense | $161,000 | 8,809 |
| Additional noninterest expense | $375,000 | 9,880 |
| Pre-tax net operating income | $1,086,000 | 5,309 |
| Securities gains (losses) | $-3,000 | 12,949 |
| Applicable income taxes | $254,000 | 6,590 |
| Income before extraordinary items | $829,000 | 5,219 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $829,000 | 5,277 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-38,000 | 13,380 |
| Cash dividends | $92,000 | 6,796 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $831,310 | 4,911 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.