Home > The First National Bank of Portsmouth > Income and Expense
The First National Bank of Portsmouth, Income and Expense
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $36,780,000 | 971 |
| Total interest expense | $15,443,000 | 1,092 |
| Net interest income | $21,337,000 | 881 |
| Provision for loan and lease losses | $830,000 | 1,095 |
| Total noninterest income | $6,786,000 | 779 |
| Gross Fiduciary activities income | $805,000 | 588 |
| Service charges on deposit accounts | $1,579,000 | 833 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $4,402,000 | 717 |
| Total noninterest expense | $17,952,000 | 874 |
| Salaries and employee benefits | $7,240,000 | 941 |
| Premises and equipment expense | $1,736,000 | 1,199 |
| Additional noninterest expense | $8,976,000 | 732 |
| Pre-tax net operating income | $9,341,000 | 881 |
| Securities gains (losses) | $-76,000 | 11,379 |
| Applicable income taxes | $3,392,000 | 825 |
| Income before extraordinary items | $5,873,000 | 924 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $5,873,000 | 924 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $960,000 | 901 |
| Cash dividends | $1,836,000 | 1,315 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $5,921,640 | 913 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $23,499,000 | 1,331 |
| Total interest expense | $7,814,000 | 1,613 |
| Net interest income | $15,685,000 | 1,161 |
| Provision for loan and lease losses | $303,000 | 2,226 |
| Total noninterest income | $3,286,000 | 1,275 |
| Gross Fiduciary activities income | $828,000 | 574 |
| Service charges on deposit accounts | $1,056,000 | 1,267 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $1,402,000 | 1,457 |
| Total noninterest expense | $12,767,000 | 1,173 |
| Salaries and employee benefits | $5,911,000 | 1,140 |
| Premises and equipment expense | $1,658,000 | 1,256 |
| Additional noninterest expense | $5,198,000 | 1,139 |
| Pre-tax net operating income | $5,901,000 | 1,266 |
| Securities gains (losses) | $-111,000 | 11,601 |
| Applicable income taxes | $1,967,000 | 1,224 |
| Income before extraordinary items | $3,823,000 | 1,316 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $3,823,000 | 1,317 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $447,000 | 1,475 |
| Cash dividends | $1,758,000 | 1,247 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $3,896,260 | 1,305 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $18,855,000 | 1,658 |
| Total interest expense | $6,679,000 | 1,948 |
| Net interest income | $12,176,000 | 1,488 |
| Provision for loan and lease losses | $1,736,000 | 889 |
| Total noninterest income | $4,534,000 | 1,064 |
| Gross Fiduciary activities income | $818,000 | 597 |
| Service charges on deposit accounts | $1,494,000 | 880 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $2,222,000 | 1,171 |
| Total noninterest expense | $12,336,000 | 1,252 |
| Salaries and employee benefits | $6,028,000 | 1,119 |
| Premises and equipment expense | $1,373,000 | 1,539 |
| Additional noninterest expense | $4,935,000 | 1,287 |
| Pre-tax net operating income | $2,638,000 | 2,589 |
| Securities gains (losses) | $564,000 | 826 |
| Applicable income taxes | $1,011,000 | 2,237 |
| Income before extraordinary items | $2,191,000 | 2,280 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $2,191,000 | 2,371 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,436,000 | 647 |
| Cash dividends | $1,010,000 | 1,718 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $1,807,480 | 2,597 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $21,629,000 | 1,651 |
| Total interest expense | $8,986,000 | 1,888 |
| Net interest income | $12,643,000 | 1,465 |
| Provision for loan and lease losses | $5,034,000 | 594 |
| Total noninterest income | $3,183,000 | 1,363 |
| Gross Fiduciary activities income | $697,000 | 659 |
| Service charges on deposit accounts | $1,324,000 | 979 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $1,162,000 | 1,804 |
| Total noninterest expense | $10,763,000 | 1,441 |
| Salaries and employee benefits | $5,106,000 | 1,314 |
| Premises and equipment expense | $1,379,000 | 1,550 |
| Additional noninterest expense | $4,278,000 | 1,519 |
| Pre-tax net operating income | $29,000 | 12,544 |
| Securities gains (losses) | $999,000 | 651 |
| Applicable income taxes | $257,000 | 6,552 |
| Income before extraordinary items | $771,000 | 5,515 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $771,000 | 5,575 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,928,000 | 467 |
| Cash dividends | $3,004,000 | 586 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $21,750 | 12,530 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.