The First National Bank of Port Allegany, Income and Expense

2015-09-30 (YTD Data)Rank
Total interest income$2,610,0004,629
Total interest expense$213,0004,781
Net interest income$2,397,0004,559
Provision for loan and lease losses$04,232
Total noninterest income$281,0004,601
Gross Fiduciary activities income$2,0001,102
Service charges on deposit accounts$182,0003,417
Trading account gains and fees$0153
Additional Noninterest Income$97,0004,932
Total noninterest expense$2,155,0004,445
Salaries and employee benefits$1,077,0004,618
Premises and equipment expense$322,0003,812
Additional noninterest expense$756,0004,300
Pre-tax net operating income$523,0004,681
Securities gains (losses)$03,031
Applicable income taxes$46,0003,665
Income before extraordinary items$477,0004,627
Extraordinary gains, net$021
Net income$477,0004,629
Minority interest net income$078
Net income of bank and minority interests.$477,0004,630
Net charge-offs$20,0003,350
Cash dividends$155,0003,254
Sale, conversion, retirement of capital stock, net$0773
Net operating income$477,0004,566
2015-06-30 (YTD Data)Rank
Total interest income$1,650,0004,766
Total interest expense$147,0004,767
Net interest income$1,503,0004,717
Provision for loan and lease losses$04,069
Total noninterest income$168,0004,740
Gross Fiduciary activities income$4,0001,048
Service charges on deposit accounts$116,0003,467
Trading account gains and fees$0157
Additional Noninterest Income$48,0005,203
Total noninterest expense$1,333,0004,646
Salaries and employee benefits$733,0004,623
Premises and equipment expense$207,0003,922
Additional noninterest expense$393,0004,801
Pre-tax net operating income$338,0004,699
Securities gains (losses)$02,636
Applicable income taxes$25,0003,777
Income before extraordinary items$313,0004,632
Extraordinary gains, net$022
Net income$313,0004,634
Minority interest net income$075
Net income of bank and minority interests.$313,0004,635
Net charge-offs$16,0003,071
Cash dividends$157,0002,945
Sale, conversion, retirement of capital stock, net$0751
Net operating income$313,0004,560
2015-03-31 (YTD Data)Rank
Total interest income$817,0004,816
Total interest expense$74,0004,806
Net interest income$743,0004,766
Provision for loan and lease losses$03,703
Total noninterest income$85,0004,734
Gross Fiduciary activities income$4,000991
Service charges on deposit accounts$58,0003,437
Trading account gains and fees$0152
Additional Noninterest Income$23,0005,282
Total noninterest expense$672,0004,659
Salaries and employee benefits$364,0004,671
Premises and equipment expense$102,0003,983
Additional noninterest expense$206,0004,751
Pre-tax net operating income$156,0004,792
Securities gains (losses)$02,027
Applicable income taxes$9,0003,868
Income before extraordinary items$147,0004,703
Extraordinary gains, net$013
Net income$147,0004,705
Minority interest net income$064
Net income of bank and minority interests.$147,0004,707
Net charge-offs$12,0002,395
Cash dividends$02,892
Sale, conversion, retirement of capital stock, net$0697
Net operating income$147,0004,634
2014-12-31 (YTD Data)Rank
Total interest income$3,470,0004,770
Total interest expense$350,0004,700
Net interest income$3,120,0004,728
Provision for loan and lease losses$11,0004,394
Total noninterest income$371,0004,740
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$253,0003,518
Trading account gains and fees$0180
Additional Noninterest Income$118,0005,102
Total noninterest expense$2,633,0004,787
Salaries and employee benefits$1,369,0004,833
Premises and equipment expense$398,0004,106
Additional noninterest expense$866,0004,755
Pre-tax net operating income$847,0004,403
Securities gains (losses)$39,0001,908
Applicable income taxes$94,0003,428
Income before extraordinary items$792,0004,314
Extraordinary gains, net$017
Net income$792,0004,313
Minority interest net income$084
Net income of bank and minority interests.$792,0004,314
Net charge-offs$21,0004,269
Cash dividends$472,0002,930
Sale, conversion, retirement of capital stock, net$0862
Net operating income$757,2904,328
2014-09-30 (YTD Data)Rank
Total interest income$2,598,0004,826
Total interest expense$271,0004,710
Net interest income$2,327,0004,784
Provision for loan and lease losses$04,401
Total noninterest income$296,0004,697
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$186,0003,600
Trading account gains and fees$0174
Additional Noninterest Income$110,0004,929
Total noninterest expense$1,958,0004,840
Salaries and employee benefits$1,034,0004,836
Premises and equipment expense$301,0004,131
Additional noninterest expense$623,0004,861
Pre-tax net operating income$665,0004,444
Securities gains (losses)$02,980
Applicable income taxes$70,0003,484
Income before extraordinary items$595,0004,367
Extraordinary gains, net$015
Net income$595,0004,367
Minority interest net income$081
Net income of bank and minority interests.$595,0004,368
Net charge-offs$13,0004,044
Cash dividends$157,0003,223
Sale, conversion, retirement of capital stock, net$0819
Net operating income$595,0004,320
2014-06-30 (YTD Data)Rank
Total interest income$1,760,0004,813
Total interest expense$184,0004,732
Net interest income$1,576,0004,775
Provision for loan and lease losses$04,196
Total noninterest income$166,0004,929
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$121,0003,618
Trading account gains and fees$0172
Additional Noninterest Income$45,0005,433
Total noninterest expense$1,309,0004,867
Salaries and employee benefits$689,0004,875
Premises and equipment expense$202,0004,161
Additional noninterest expense$418,0004,874
Pre-tax net operating income$433,0004,407
Securities gains (losses)$02,580
Applicable income taxes$43,0003,517
Income before extraordinary items$390,0004,355
Extraordinary gains, net$020
Net income$390,0004,359
Minority interest net income$080
Net income of bank and minority interests.$390,0004,360
Net charge-offs$04,375
Cash dividends$157,0002,897
Sale, conversion, retirement of capital stock, net$0794
Net operating income$390,0004,312
2014-03-31 (YTD Data)Rank
Total interest income$909,0004,786
Total interest expense$96,0004,712
Net interest income$813,0004,731
Provision for loan and lease losses$03,817
Total noninterest income$82,0004,914
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$60,0003,626
Trading account gains and fees$0147
Additional Noninterest Income$22,0005,452
Total noninterest expense$661,0004,889
Salaries and employee benefits$337,0004,980
Premises and equipment expense$112,0003,977
Additional noninterest expense$212,0004,869
Pre-tax net operating income$234,0004,208
Securities gains (losses)$01,715
Applicable income taxes$28,0003,328
Income before extraordinary items$206,0004,206
Extraordinary gains, net$016
Net income$206,0004,206
Minority interest net income$066
Net income of bank and minority interests.$206,0004,208
Net charge-offs$-5,0005,444
Cash dividends$02,887
Sale, conversion, retirement of capital stock, net$0747
Net operating income$206,0004,152
2013-12-31 (YTD Data)Rank
Total interest income$3,643,0004,846
Total interest expense$488,0004,516
Net interest income$3,155,0004,817
Provision for loan and lease losses$33,0004,500
Total noninterest income$373,0004,846
Gross Fiduciary activities income$28,0001,004
Service charges on deposit accounts$250,0003,707
Trading account gains and fees$0184
Additional Noninterest Income$95,0005,423
Total noninterest expense$2,444,0005,091
Salaries and employee benefits$1,397,0004,931
Premises and equipment expense$400,0004,220
Additional noninterest expense$647,0005,468
Pre-tax net operating income$1,051,0004,002
Securities gains (losses)$57,0001,705
Applicable income taxes$166,0003,082
Income before extraordinary items$942,0004,002
Extraordinary gains, net$029
Net income$942,0004,005
Minority interest net income$090
Net income of bank and minority interests.$942,0004,006
Net charge-offs$22,0004,804
Cash dividends$472,0002,832
Sale, conversion, retirement of capital stock, net$0924
Net operating income$893,5504,042
2013-09-30 (YTD Data)Rank
Total interest income$2,756,0004,876
Total interest expense$378,0004,540
Net interest income$2,378,0004,844
Provision for loan and lease losses$30,0004,276
Total noninterest income$287,0004,876
Gross Fiduciary activities income$28,000962
Service charges on deposit accounts$186,0003,748
Trading account gains and fees$0180
Additional Noninterest Income$73,0005,483
Total noninterest expense$1,802,0005,147
Salaries and employee benefits$1,097,0004,849
Premises and equipment expense$279,0004,423
Additional noninterest expense$426,0005,689
Pre-tax net operating income$833,0003,997
Securities gains (losses)$57,0001,567
Applicable income taxes$144,0003,053
Income before extraordinary items$746,0003,942
Extraordinary gains, net$025
Net income$746,0003,945
Minority interest net income$084
Net income of bank and minority interests.$746,0003,945
Net charge-offs$17,0004,487
Cash dividends$157,0003,085
Sale, conversion, retirement of capital stock, net$0868
Net operating income$698,1203,997
2013-06-30 (YTD Data)Rank
Total interest income$1,866,0004,857
Total interest expense$264,0004,497
Net interest income$1,602,0004,848
Provision for loan and lease losses$25,0004,134
Total noninterest income$173,0005,050
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$124,0003,720
Trading account gains and fees$0157
Additional Noninterest Income$49,0005,517
Total noninterest expense$1,162,0005,232
Salaries and employee benefits$748,0004,812
Premises and equipment expense$195,0004,321
Additional noninterest expense$219,0006,063
Pre-tax net operating income$588,0003,855
Securities gains (losses)$57,0001,438
Applicable income taxes$113,0002,925
Income before extraordinary items$532,0003,821
Extraordinary gains, net$022
Net income$532,0003,822
Minority interest net income$082
Net income of bank and minority interests.$532,0003,824
Net charge-offs$18,0004,060
Cash dividends$157,0002,713
Sale, conversion, retirement of capital stock, net$0838
Net operating income$485,2603,896
2013-03-31 (YTD Data)Rank
Total interest income$957,0004,833
Total interest expense$141,0004,444
Net interest income$816,0004,830
Provision for loan and lease losses$04,409
Total noninterest income$87,0005,049
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$63,0003,667
Trading account gains and fees$0148
Additional Noninterest Income$24,0005,533
Total noninterest expense$703,0004,850
Salaries and employee benefits$359,0004,948
Premises and equipment expense$99,0004,329
Additional noninterest expense$245,0004,695
Pre-tax net operating income$200,0004,457
Securities gains (losses)$01,966
Applicable income taxes$15,0003,753
Income before extraordinary items$185,0004,403
Extraordinary gains, net$010
Net income$185,0004,406
Minority interest net income$076
Net income of bank and minority interests.$185,0004,405
Net charge-offs$-3,0005,668
Cash dividends$02,726
Sale, conversion, retirement of capital stock, net$0789
Net operating income$185,0004,306
2012-12-31 (YTD Data)Rank
Total interest income$4,026,0004,852
Total interest expense$700,0004,404
Net interest income$3,326,0004,875
Provision for loan and lease losses$13,0005,697
Total noninterest income$359,0004,977
Gross Fiduciary activities income$1,0001,273
Service charges on deposit accounts$258,0003,780
Trading account gains and fees$0166
Additional Noninterest Income$100,0005,342
Total noninterest expense$2,841,0004,873
Salaries and employee benefits$1,406,0004,998
Premises and equipment expense$403,0004,295
Additional noninterest expense$1,032,0004,730
Pre-tax net operating income$831,0004,293
Securities gains (losses)$03,810
Applicable income taxes$90,0003,575
Income before extraordinary items$741,0004,385
Extraordinary gains, net$029
Net income$741,0004,382
Minority interest net income$093
Net income of bank and minority interests.$741,0004,384
Net charge-offs$25,0005,294
Cash dividends$419,0002,962
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$741,0004,216
2012-09-30 (YTD Data)Rank
Total interest income$3,107,0004,873
Total interest expense$533,0004,497
Net interest income$2,574,0004,879
Provision for loan and lease losses$13,0005,535
Total noninterest income$268,0005,035
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$191,0003,854
Trading account gains and fees$0157
Additional Noninterest Income$77,0005,401
Total noninterest expense$2,286,0004,734
Salaries and employee benefits$1,182,0004,742
Premises and equipment expense$292,0004,415
Additional noninterest expense$812,0004,633
Pre-tax net operating income$543,0004,609
Securities gains (losses)$03,575
Applicable income taxes$57,0003,726
Income before extraordinary items$486,0004,686
Extraordinary gains, net$020
Net income$486,0004,685
Minority interest net income$086
Net income of bank and minority interests.$486,0004,685
Net charge-offs$22,0005,017
Cash dividends$157,0003,068
Sale, conversion, retirement of capital stock, net$0952
Net operating income$486,0004,503
2012-06-30 (YTD Data)Rank
Total interest income$2,083,0004,896
Total interest expense$362,0004,567
Net interest income$1,721,0004,894
Provision for loan and lease losses$1,0005,598
Total noninterest income$178,0005,054
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$126,0003,864
Trading account gains and fees$0153
Additional Noninterest Income$52,0005,408
Total noninterest expense$1,464,0004,874
Salaries and employee benefits$791,0004,770
Premises and equipment expense$167,0004,806
Additional noninterest expense$506,0004,833
Pre-tax net operating income$434,0004,332
Securities gains (losses)$03,178
Applicable income taxes$64,0003,378
Income before extraordinary items$370,0004,486
Extraordinary gains, net$019
Net income$370,0004,490
Minority interest net income$084
Net income of bank and minority interests.$370,0004,490
Net charge-offs$9,0004,968
Cash dividends$157,0002,698
Sale, conversion, retirement of capital stock, net$0928
Net operating income$370,0004,306
2012-03-31 (YTD Data)Rank
Total interest income$1,044,0004,933
Total interest expense$187,0004,601
Net interest income$857,0004,921
Provision for loan and lease losses$1,0005,211
Total noninterest income$88,0005,127
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$61,0003,920
Trading account gains and fees$0148
Additional Noninterest Income$27,0005,460
Total noninterest expense$733,0004,882
Salaries and employee benefits$389,0004,840
Premises and equipment expense$86,0004,752
Additional noninterest expense$258,0004,785
Pre-tax net operating income$211,0004,434
Securities gains (losses)$02,210
Applicable income taxes$31,0003,411
Income before extraordinary items$180,0004,552
Extraordinary gains, net$019
Net income$180,0004,555
Minority interest net income$078
Net income of bank and minority interests.$180,0004,555
Net charge-offs$-1,0005,761
Cash dividends$02,768
Sale, conversion, retirement of capital stock, net$0861
Net operating income$180,0004,416
2011-12-31 (YTD Data)Rank
Total interest income$4,487,0004,847
Total interest expense$881,0004,691
Net interest income$3,606,0004,807
Provision for loan and lease losses$31,0006,054
Total noninterest income$350,0004,981
Gross Fiduciary activities income$1,0001,250
Service charges on deposit accounts$257,0003,903
Trading account gains and fees$0146
Additional Noninterest Income$92,0005,387
Total noninterest expense$2,762,0005,100
Salaries and employee benefits$1,420,0005,099
Premises and equipment expense$373,0004,727
Additional noninterest expense$969,0004,971
Pre-tax net operating income$1,163,0003,449
Securities gains (losses)$3,0003,591
Applicable income taxes$248,0002,699
Income before extraordinary items$918,0003,707
Extraordinary gains, net$029
Net income$918,0003,710
Minority interest net income$096
Net income of bank and minority interests.$918,0003,710
Net charge-offs$10,0006,100
Cash dividends$472,0002,502
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$915,6303,583
2011-09-30 (YTD Data)Rank
Total interest income$3,393,0004,876
Total interest expense$675,0004,774
Net interest income$2,718,0004,830
Provision for loan and lease losses$06,393
Total noninterest income$263,0005,037
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$191,0003,940
Trading account gains and fees$0145
Additional Noninterest Income$72,0005,452
Total noninterest expense$2,147,0005,009
Salaries and employee benefits$1,121,0004,969
Premises and equipment expense$274,0004,832
Additional noninterest expense$752,0004,929
Pre-tax net operating income$834,0003,637
Securities gains (losses)$3,0003,309
Applicable income taxes$161,0002,851
Income before extraordinary items$676,0003,815
Extraordinary gains, net$021
Net income$676,0003,816
Minority interest net income$087
Net income of bank and minority interests.$676,0003,816
Net charge-offs$5,0005,949
Cash dividends$171,0002,821
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$673,5703,711
2011-06-30 (YTD Data)Rank
Total interest income$2,308,0004,875
Total interest expense$453,0004,870
Net interest income$1,855,0004,785
Provision for loan and lease losses$06,217
Total noninterest income$178,0005,038
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$125,0003,955
Trading account gains and fees$0153
Additional Noninterest Income$53,0005,391
Total noninterest expense$1,401,0005,113
Salaries and employee benefits$741,0005,024
Premises and equipment expense$184,0004,849
Additional noninterest expense$476,0005,119
Pre-tax net operating income$632,0003,366
Securities gains (losses)$3,0002,636
Applicable income taxes$126,0002,666
Income before extraordinary items$509,0003,555
Extraordinary gains, net$015
Net income$509,0003,557
Minority interest net income$089
Net income of bank and minority interests.$509,0003,556
Net charge-offs$-5,0006,855
Cash dividends$171,0002,420
Sale, conversion, retirement of capital stock, net$0986
Net operating income$506,6003,462
2011-03-31 (YTD Data)Rank
Total interest income$1,181,0004,850
Total interest expense$227,0004,980
Net interest income$954,0004,713
Provision for loan and lease losses$05,840
Total noninterest income$92,0005,055
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$58,0004,076
Trading account gains and fees$0158
Additional Noninterest Income$34,0005,221
Total noninterest expense$695,0005,176
Salaries and employee benefits$360,0005,154
Premises and equipment expense$99,0004,717
Additional noninterest expense$236,0005,145
Pre-tax net operating income$351,0003,240
Securities gains (losses)$-4,0007,085
Applicable income taxes$75,0002,504
Income before extraordinary items$272,0003,423
Extraordinary gains, net$09
Net income$272,0003,420
Minority interest net income$086
Net income of bank and minority interests.$272,0003,421
Net charge-offs$-3,0006,584
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$0925
Net operating income$275,1203,346
2010-12-31 (YTD Data)Rank
Total interest income$4,853,0004,899
Total interest expense$1,580,0004,138
Net interest income$3,273,0005,130
Provision for loan and lease losses$15,0006,867
Total noninterest income$364,0005,104
Gross Fiduciary activities income$1,0001,307
Service charges on deposit accounts$261,0003,919
Trading account gains and fees$0175
Additional Noninterest Income$102,0005,425
Total noninterest expense$2,655,0005,357
Salaries and employee benefits$1,353,0005,340
Premises and equipment expense$346,0005,086
Additional noninterest expense$956,0005,207
Pre-tax net operating income$967,0003,429
Securities gains (losses)$59,0002,547
Applicable income taxes$143,0002,969
Income before extraordinary items$883,0003,455
Extraordinary gains, net$029
Net income$883,0003,452
Minority interest net income$0111
Net income of bank and minority interests.$883,0003,455
Net charge-offs$93,0005,473
Cash dividends$406,0002,594
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$832,2603,424
2010-09-30 (YTD Data)Rank
Total interest income$3,713,0004,937
Total interest expense$1,330,0004,012
Net interest income$2,383,0005,264
Provision for loan and lease losses$2,0006,962
Total noninterest income$281,0005,151
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$199,0003,966
Trading account gains and fees$0165
Additional Noninterest Income$82,0005,456
Total noninterest expense$2,008,0005,353
Salaries and employee benefits$1,054,0005,277
Premises and equipment expense$256,0005,188
Additional noninterest expense$698,0005,276
Pre-tax net operating income$654,0003,833
Securities gains (losses)$46,0002,464
Applicable income taxes$87,0003,209
Income before extraordinary items$613,0003,742
Extraordinary gains, net$023
Net income$613,0003,742
Minority interest net income$0110
Net income of bank and minority interests.$613,0003,743
Net charge-offs$78,0005,143
Cash dividends$144,0002,969
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$572,5203,718
2010-06-30 (YTD Data)Rank
Total interest income$2,494,0004,956
Total interest expense$981,0003,852
Net interest income$1,513,0005,424
Provision for loan and lease losses$2,0006,827
Total noninterest income$187,0005,135
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$133,0003,943
Trading account gains and fees$0152
Additional Noninterest Income$54,0005,493
Total noninterest expense$1,307,0005,446
Salaries and employee benefits$695,0005,339
Premises and equipment expense$164,0005,318
Additional noninterest expense$448,0005,376
Pre-tax net operating income$391,0004,034
Securities gains (losses)$03,184
Applicable income taxes$31,0003,560
Income before extraordinary items$360,0003,960
Extraordinary gains, net$019
Net income$360,0003,958
Minority interest net income$0105
Net income of bank and minority interests.$360,0003,959
Net charge-offs$11,0005,773
Cash dividends$144,0002,587
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$360,0003,847
2010-03-31 (YTD Data)Rank
Total interest income$1,242,0005,035
Total interest expense$497,0003,944
Net interest income$745,0005,493
Provision for loan and lease losses$2,0006,491
Total noninterest income$95,0005,145
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$65,0003,983
Trading account gains and fees$0175
Additional Noninterest Income$30,0005,438
Total noninterest expense$647,0005,535
Salaries and employee benefits$347,0005,389
Premises and equipment expense$80,0005,439
Additional noninterest expense$220,0005,460
Pre-tax net operating income$191,0004,161
Securities gains (losses)$02,284
Applicable income taxes$13,0003,663
Income before extraordinary items$178,0004,092
Extraordinary gains, net$016
Net income$178,0004,091
Minority interest net income$091
Net income of bank and minority interests.$178,0004,091
Net charge-offs$12,0004,735
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$178,0003,989
2009-12-31 (YTD Data)Rank
Total interest income$5,410,0004,907
Total interest expense$2,395,0004,008
Net interest income$3,015,0005,368
Provision for loan and lease losses$108,0006,364
Total noninterest income$413,0005,066
Gross Fiduciary activities income$1,0001,342
Service charges on deposit accounts$304,0003,853
Trading account gains and fees$0211
Additional Noninterest Income$108,0005,550
Total noninterest expense$2,715,0005,458
Salaries and employee benefits$1,336,0005,528
Premises and equipment expense$364,0005,226
Additional noninterest expense$1,015,0005,198
Pre-tax net operating income$605,0003,759
Securities gains (losses)$29,0002,891
Applicable income taxes$-1,0006,154
Income before extraordinary items$635,0003,520
Extraordinary gains, net$034
Net income$635,0003,520
Minority interest net income$0115
Net income of bank and minority interests.$635,0003,519
Net charge-offs$42,0006,304
Cash dividends$393,0002,894
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$606,0003,510
2009-09-30 (YTD Data)Rank
Total interest income$4,068,0004,969
Total interest expense$1,842,0004,070
Net interest income$2,226,0005,429
Provision for loan and lease losses$80,0006,212
Total noninterest income$301,0005,193
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$224,0003,897
Trading account gains and fees$0212
Additional Noninterest Income$77,0005,751
Total noninterest expense$1,956,0005,582
Salaries and employee benefits$998,0005,588
Premises and equipment expense$274,0005,255
Additional noninterest expense$684,0005,475
Pre-tax net operating income$491,0003,919
Securities gains (losses)$29,0002,577
Applicable income taxes$15,0003,904
Income before extraordinary items$505,0003,673
Extraordinary gains, net$027
Net income$505,0003,672
Minority interest net income$0118
Net income of bank and minority interests.$505,0003,673
Net charge-offs$-1,0007,629
Cash dividends$144,0003,367
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$476,8703,685
2009-06-30 (YTD Data)Rank
Total interest income$2,721,0004,996
Total interest expense$1,232,0004,177
Net interest income$1,489,0005,428
Provision for loan and lease losses$28,0006,551
Total noninterest income$194,0005,269
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$142,0003,986
Trading account gains and fees$0193
Additional Noninterest Income$52,0005,792
Total noninterest expense$1,292,0005,657
Salaries and employee benefits$669,0005,638
Premises and equipment expense$184,0005,282
Additional noninterest expense$439,0005,589
Pre-tax net operating income$363,0003,857
Securities gains (losses)$29,0002,179
Applicable income taxes$27,0003,544
Income before extraordinary items$365,0003,634
Extraordinary gains, net$021
Net income$365,0003,632
Minority interest net income$0112
Net income of bank and minority interests.$365,0003,633
Net charge-offs$3,0006,371
Cash dividends$144,0003,005
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$338,0303,636
2009-03-31 (YTD Data)Rank
Total interest income$1,366,0005,013
Total interest expense$614,0004,298
Net interest income$752,0005,390
Provision for loan and lease losses$15,0006,043
Total noninterest income$92,0005,352
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$67,0004,058
Trading account gains and fees$0171
Additional Noninterest Income$25,0005,902
Total noninterest expense$660,0005,551
Salaries and employee benefits$334,0005,694
Premises and equipment expense$102,0005,065
Additional noninterest expense$224,0005,279
Pre-tax net operating income$169,0004,320
Securities gains (losses)$1,0002,304
Applicable income taxes$6,0004,227
Income before extraordinary items$164,0004,188
Extraordinary gains, net$015
Net income$164,0004,191
Minority interest net income$0102
Net income of bank and minority interests.$164,0004,191
Net charge-offs$-7,0007,788
Cash dividends$03,051
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$163,0404,039
2008-12-31 (YTD Data)Rank
Total interest income$5,320,0005,290
Total interest expense$2,341,0004,918
Net interest income$2,979,0005,433
Provision for loan and lease losses$83,0006,218
Total noninterest income$416,0005,199
Gross Fiduciary activities income$1,0001,385
Service charges on deposit accounts$327,0003,858
Trading account gains and fees$0154
Additional Noninterest Income$88,0006,092
Total noninterest expense$2,654,0005,473
Salaries and employee benefits$1,399,0005,543
Premises and equipment expense$383,0005,205
Additional noninterest expense$872,0005,236
Pre-tax net operating income$658,0004,488
Securities gains (losses)$17,0002,264
Applicable income taxes$22,0004,237
Income before extraordinary items$653,0004,036
Extraordinary gains, net$039
Net income$653,0004,037
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$3,0006,844
Cash dividends$380,0003,761
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$636,5104,228
2008-09-30 (YTD Data)Rank
Total interest income$3,963,0005,371
Total interest expense$1,772,0005,012
Net interest income$2,191,0005,531
Provision for loan and lease losses$55,0005,792
Total noninterest income$304,0005,349
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$239,0003,942
Trading account gains and fees$0148
Additional Noninterest Income$65,0006,256
Total noninterest expense$2,024,0005,421
Salaries and employee benefits$1,078,0005,477
Premises and equipment expense$282,0005,262
Additional noninterest expense$664,0005,121
Pre-tax net operating income$416,0005,214
Securities gains (losses)$03,106
Applicable income taxes$-16,0007,330
Income before extraordinary items$432,0004,677
Extraordinary gains, net$031
Net income$432,0004,676
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-10,0007,914
Cash dividends$131,0004,216
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$432,0004,836
2008-06-30 (YTD Data)Rank
Total interest income$2,601,0005,482
Total interest expense$1,192,0005,148
Net interest income$1,409,0005,648
Provision for loan and lease losses$06,671
Total noninterest income$195,0005,479
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$155,0003,992
Trading account gains and fees$0149
Additional Noninterest Income$40,0006,423
Total noninterest expense$1,337,0005,484
Salaries and employee benefits$733,0005,466
Premises and equipment expense$190,0005,284
Additional noninterest expense$414,0005,324
Pre-tax net operating income$267,0005,424
Securities gains (losses)$03,233
Applicable income taxes$-13,0007,623
Income before extraordinary items$280,0005,119
Extraordinary gains, net$021
Net income$280,0005,118
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-15,0007,987
Cash dividends$131,0003,871
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$280,0005,050
2008-03-31 (YTD Data)Rank
Total interest income$1,267,0005,660
Total interest expense$608,0005,253
Net interest income$659,0005,858
Provision for loan and lease losses$06,080
Total noninterest income$99,0005,443
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$79,0003,905
Trading account gains and fees$0158
Additional Noninterest Income$20,0006,458
Total noninterest expense$672,0005,496
Salaries and employee benefits$376,0005,428
Premises and equipment expense$99,0005,177
Additional noninterest expense$197,0005,417
Pre-tax net operating income$86,0006,167
Securities gains (losses)$02,688
Applicable income taxes$-27,0007,938
Income before extraordinary items$113,0005,665
Extraordinary gains, net$015
Net income$113,0005,668
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-10,0007,931
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$113,0005,560
2007-12-31 (YTD Data)Rank
Total interest income$5,223,0005,596
Total interest expense$2,555,0005,194
Net interest income$2,668,0005,800
Provision for loan and lease losses$83,0005,164
Total noninterest income$405,0005,465
Gross Fiduciary activities income$2,0001,406
Service charges on deposit accounts$319,0003,967
Trading account gains and fees$0178
Additional Noninterest Income$84,0006,467
Total noninterest expense$2,649,0005,424
Salaries and employee benefits$1,431,0005,451
Premises and equipment expense$393,0005,080
Additional noninterest expense$825,0005,246
Pre-tax net operating income$341,0006,465
Securities gains (losses)$-27,0007,838
Applicable income taxes$-96,0008,022
Income before extraordinary items$410,0006,011
Extraordinary gains, net$039
Net income$410,0006,011
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$94,0003,852
Cash dividends$380,0004,130
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$437,0005,907
2007-09-30 (YTD Data)Rank
Total interest income$3,919,0005,622
Total interest expense$1,914,0005,217
Net interest income$2,005,0005,840
Provision for loan and lease losses$27,0005,609
Total noninterest income$300,0005,535
Gross Fiduciary activities income$1,0001,384
Service charges on deposit accounts$239,0003,960
Trading account gains and fees$0184
Additional Noninterest Income$60,0006,545
Total noninterest expense$1,999,0005,358
Salaries and employee benefits$1,086,0005,392
Premises and equipment expense$293,0005,082
Additional noninterest expense$620,0005,181
Pre-tax net operating income$279,0006,644
Securities gains (losses)$-28,0008,044
Applicable income taxes$-68,0008,196
Income before extraordinary items$319,0006,219
Extraordinary gains, net$033
Net income$319,0006,216
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$51,0003,620
Cash dividends$144,0004,437
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$347,0006,053
2007-06-30 (YTD Data)Rank
Total interest income$2,615,0005,650
Total interest expense$1,249,0005,286
Net interest income$1,366,0005,816
Provision for loan and lease losses$18,0005,390
Total noninterest income$204,0005,529
Gross Fiduciary activities income$1,0001,345
Service charges on deposit accounts$163,0003,923
Trading account gains and fees$0168
Additional Noninterest Income$40,0006,612
Total noninterest expense$1,331,0005,397
Salaries and employee benefits$725,0005,441
Premises and equipment expense$198,0005,072
Additional noninterest expense$408,0005,235
Pre-tax net operating income$221,0006,516
Securities gains (losses)$01,444
Applicable income taxes$-27,0008,232
Income before extraordinary items$248,0006,032
Extraordinary gains, net$029
Net income$248,0006,030
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$6,0004,692
Cash dividends$144,0004,008
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$248,0006,016
2007-03-31 (YTD Data)Rank
Total interest income$1,290,0005,689
Total interest expense$623,0005,285
Net interest income$667,0005,875
Provision for loan and lease losses$18,0004,475
Total noninterest income$104,0005,453
Gross Fiduciary activities income$1,0001,263
Service charges on deposit accounts$82,0003,854
Trading account gains and fees$0195
Additional Noninterest Income$21,0006,540
Total noninterest expense$671,0005,395
Salaries and employee benefits$360,0005,500
Premises and equipment expense$102,0004,980
Additional noninterest expense$209,0005,128
Pre-tax net operating income$82,0006,896
Securities gains (losses)$01,187
Applicable income taxes$-25,0008,323
Income before extraordinary items$107,0006,292
Extraordinary gains, net$022
Net income$107,0006,292
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,0004,049
Cash dividends$03,942
Sale, conversion, retirement of capital stock, net$0885
Net operating income$107,0006,272
2006-12-31 (YTD Data)Rank
Total interest income$5,314,0005,385
Total interest expense$2,542,0004,776
Net interest income$2,772,0005,751
Provision for loan and lease losses$42,0005,768
Total noninterest income$399,0005,613
Gross Fiduciary activities income$7,0001,322
Service charges on deposit accounts$318,0004,007
Trading account gains and fees$0130
Additional Noninterest Income$74,0006,786
Total noninterest expense$2,575,0005,389
Salaries and employee benefits$1,331,0005,571
Premises and equipment expense$392,0004,985
Additional noninterest expense$852,0005,032
Pre-tax net operating income$554,0006,317
Securities gains (losses)$-10,0007,284
Applicable income taxes$-26,0008,235
Income before extraordinary items$570,0005,927
Extraordinary gains, net$051
Net income$570,0005,927
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$122,0002,871
Cash dividends$381,0004,164
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$580,0005,885
2006-09-30 (YTD Data)Rank
Total interest income$3,958,0005,405
Total interest expense$1,883,0004,724
Net interest income$2,075,0005,809
Provision for loan and lease losses$42,0005,348
Total noninterest income$304,0005,606
Gross Fiduciary activities income$5,0001,291
Service charges on deposit accounts$243,0003,994
Trading account gains and fees$0126
Additional Noninterest Income$56,0006,781
Total noninterest expense$1,960,0005,327
Salaries and employee benefits$1,023,0005,483
Premises and equipment expense$308,0004,848
Additional noninterest expense$629,0005,058
Pre-tax net operating income$377,0006,705
Securities gains (losses)$-3,0007,275
Applicable income taxes$-29,0008,467
Income before extraordinary items$403,0006,217
Extraordinary gains, net$045
Net income$403,0006,218
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$130,0001,987
Cash dividends$144,0004,504
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$406,0006,208
2006-06-30 (YTD Data)Rank
Total interest income$2,607,0005,396
Total interest expense$1,225,0004,652
Net interest income$1,382,0005,835
Provision for loan and lease losses$28,0005,259
Total noninterest income$194,0005,715
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$160,0004,010
Trading account gains and fees$0126
Additional Noninterest Income$34,0006,958
Total noninterest expense$1,271,0005,421
Salaries and employee benefits$687,0005,489
Premises and equipment expense$207,0004,829
Additional noninterest expense$377,0005,413
Pre-tax net operating income$277,0006,605
Securities gains (losses)$01,185
Applicable income taxes$-9,0008,484
Income before extraordinary items$286,0006,112
Extraordinary gains, net$039
Net income$286,0006,111
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$96,0001,757
Cash dividends$144,0004,053
Sale, conversion, retirement of capital stock, net$0887
Net operating income$286,0006,115
2006-03-31 (YTD Data)Rank
Total interest income$1,291,0005,387
Total interest expense$599,0004,577
Net interest income$692,0005,835
Provision for loan and lease losses$06,013
Total noninterest income$101,0005,577
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$84,0003,836
Trading account gains and fees$0115
Additional Noninterest Income$17,0006,929
Total noninterest expense$620,0005,512
Salaries and employee benefits$341,0005,515
Premises and equipment expense$104,0004,836
Additional noninterest expense$175,0005,592
Pre-tax net operating income$173,0006,125
Securities gains (losses)$0955
Applicable income taxes$7,0005,939
Income before extraordinary items$166,0005,734
Extraordinary gains, net$021
Net income$166,0005,735
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$7,0003,205
Cash dividends$03,943
Sale, conversion, retirement of capital stock, net$0648
Net operating income$166,0005,732
2005-12-31 (YTD Data)Rank
Total interest income$5,093,0005,106
Total interest expense$2,263,0004,084
Net interest income$2,830,0005,684
Provision for loan and lease losses$63,0005,408
Total noninterest income$379,0005,839
Gross Fiduciary activities income$4,0001,396
Service charges on deposit accounts$267,0004,429
Trading account gains and fees$0138
Additional Noninterest Income$108,0006,289
Total noninterest expense$2,398,0005,508
Salaries and employee benefits$1,360,0005,383
Premises and equipment expense$406,0004,809
Additional noninterest expense$632,0005,890
Pre-tax net operating income$748,0006,020
Securities gains (losses)$68,000840
Applicable income taxes$61,0005,733
Income before extraordinary items$755,0005,491
Extraordinary gains, net$046
Net income$755,0005,495
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$163,0002,600
Cash dividends$360,0004,131
Sale, conversion, retirement of capital stock, net$0934
Net operating income$691,7605,676
2005-09-30 (YTD Data)Rank
Total interest income$3,811,0005,065
Total interest expense$1,665,0004,002
Net interest income$2,146,0005,665
Provision for loan and lease losses$06,899
Total noninterest income$252,0006,128
Gross Fiduciary activities income$4,0001,330
Service charges on deposit accounts$197,0004,490
Trading account gains and fees$0126
Additional Noninterest Income$51,0007,043
Total noninterest expense$1,825,0005,440
Salaries and employee benefits$975,0005,494
Premises and equipment expense$301,0004,830
Additional noninterest expense$549,0005,417
Pre-tax net operating income$573,0006,123
Securities gains (losses)$4,0001,810
Applicable income taxes$39,0005,953
Income before extraordinary items$538,0005,727
Extraordinary gains, net$035
Net income$538,0005,731
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$42,0003,724
Cash dividends$136,0004,463
Sale, conversion, retirement of capital stock, net$0769
Net operating income$534,2805,714
2005-06-30 (YTD Data)Rank
Total interest income$2,555,0004,994
Total interest expense$1,096,0003,877
Net interest income$1,459,0005,587
Provision for loan and lease losses$06,626
Total noninterest income$159,0006,221
Gross Fiduciary activities income$2,0001,342
Service charges on deposit accounts$125,0004,565
Trading account gains and fees$0116
Additional Noninterest Income$32,0007,096
Total noninterest expense$1,219,0005,419
Salaries and employee benefits$652,0005,474
Premises and equipment expense$210,0004,651
Additional noninterest expense$357,0005,458
Pre-tax net operating income$399,0005,986
Securities gains (losses)$-1,0007,609
Applicable income taxes$31,0005,850
Income before extraordinary items$367,0005,662
Extraordinary gains, net$030
Net income$367,0005,665
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$31,0003,314
Cash dividends$136,0003,967
Sale, conversion, retirement of capital stock, net$0643
Net operating income$367,9205,622
2005-03-31 (YTD Data)Rank
Total interest income$1,327,0004,854
Total interest expense$548,0003,768
Net interest income$779,0005,402
Provision for loan and lease losses$06,226
Total noninterest income$78,0006,223
Gross Fiduciary activities income$2,0001,263
Service charges on deposit accounts$60,0004,608
Trading account gains and fees$0115
Additional Noninterest Income$16,0007,179
Total noninterest expense$602,0005,510
Salaries and employee benefits$327,0005,515
Premises and equipment expense$113,0004,465
Additional noninterest expense$162,0005,752
Pre-tax net operating income$255,0005,412
Securities gains (losses)$-1,0008,158
Applicable income taxes$34,0005,190
Income before extraordinary items$220,0005,171
Extraordinary gains, net$024
Net income$220,0005,172
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$29,0002,216
Cash dividends$03,863
Sale, conversion, retirement of capital stock, net$0491
Net operating income$220,8705,139
2004-12-31 (YTD Data)Rank
Total interest income$4,882,0004,926
Total interest expense$2,168,0003,418
Net interest income$2,714,0005,733
Provision for loan and lease losses$64,0005,604
Total noninterest income$356,0006,052
Gross Fiduciary activities income$3,0001,452
Service charges on deposit accounts$277,0004,499
Trading account gains and fees$0138
Additional Noninterest Income$76,0006,858
Total noninterest expense$2,404,0005,438
Salaries and employee benefits$1,225,0005,629
Premises and equipment expense$409,0004,691
Additional noninterest expense$770,0005,220
Pre-tax net operating income$602,0006,382
Securities gains (losses)$223,000776
Applicable income taxes$58,0005,953
Income before extraordinary items$767,0005,361
Extraordinary gains, net$034
Net income$767,0005,363
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-35,0008,599
Cash dividends$341,0004,161
Sale, conversion, retirement of capital stock, net$0872
Net operating income$559,6106,048
2004-09-30 (YTD Data)Rank
Total interest income$3,604,0004,966
Total interest expense$1,596,0003,427
Net interest income$2,008,0005,781
Provision for loan and lease losses$64,0005,058
Total noninterest income$263,0006,104
Gross Fiduciary activities income$2,0001,430
Service charges on deposit accounts$207,0004,550
Trading account gains and fees$0134
Additional Noninterest Income$54,0006,952
Total noninterest expense$1,806,0005,404
Salaries and employee benefits$949,0005,491
Premises and equipment expense$294,0004,811
Additional noninterest expense$563,0005,259
Pre-tax net operating income$401,0006,737
Securities gains (losses)$77,0001,352
Applicable income taxes$-12,0008,736
Income before extraordinary items$490,0005,855
Extraordinary gains, net$026
Net income$490,0005,855
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$3,0006,103
Cash dividends$132,0004,408
Sale, conversion, retirement of capital stock, net$0738
Net operating income$413,0006,172
2004-06-30 (YTD Data)Rank
Total interest income$2,390,0004,996
Total interest expense$1,061,0003,427
Net interest income$1,329,0005,795
Provision for loan and lease losses$4,0006,726
Total noninterest income$172,0006,163
Gross Fiduciary activities income$2,0001,383
Service charges on deposit accounts$133,0004,638
Trading account gains and fees$0130
Additional Noninterest Income$37,0006,933
Total noninterest expense$1,217,0005,385
Salaries and employee benefits$650,0005,441
Premises and equipment expense$189,0004,954
Additional noninterest expense$378,0005,262
Pre-tax net operating income$280,0006,633
Securities gains (losses)$80,0001,164
Applicable income taxes$5,0006,869
Income before extraordinary items$355,0005,627
Extraordinary gains, net$021
Net income$355,0005,627
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-21,0008,447
Cash dividends$131,0003,936
Sale, conversion, retirement of capital stock, net$0638
Net operating income$275,8006,151
2004-03-31 (YTD Data)Rank
Total interest income$1,186,0005,038
Total interest expense$535,0003,435
Net interest income$651,0005,867
Provision for loan and lease losses$06,501
Total noninterest income$83,0006,207
Gross Fiduciary activities income$1,0001,344
Service charges on deposit accounts$63,0004,680
Trading account gains and fees$0121
Additional Noninterest Income$19,0006,892
Total noninterest expense$624,0005,317
Salaries and employee benefits$340,0005,296
Premises and equipment expense$92,0005,093
Additional noninterest expense$192,0005,222
Pre-tax net operating income$110,0006,993
Securities gains (losses)$73,000971
Applicable income taxes$3,0006,752
Income before extraordinary items$180,0005,590
Extraordinary gains, net$016
Net income$180,0005,591
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-12,0008,331
Cash dividends$03,841
Sale, conversion, retirement of capital stock, net$0464
Net operating income$108,4606,609
2003-12-31 (YTD Data)Rank
Total interest income$5,047,0004,864
Total interest expense$2,400,0003,441
Net interest income$2,647,0005,711
Provision for loan and lease losses$8,0007,438
Total noninterest income$352,0006,247
Gross Fiduciary activities income$3,0001,497
Service charges on deposit accounts$245,0004,798
Trading account gains and fees$0160
Additional Noninterest Income$104,0006,474
Total noninterest expense$1,910,0006,142
Salaries and employee benefits$1,150,0005,779
Premises and equipment expense$384,0004,871
Additional noninterest expense$376,0007,290
Pre-tax net operating income$1,081,0004,972
Securities gains (losses)$15,0003,390
Applicable income taxes$258,0004,517
Income before extraordinary items$838,0005,131
Extraordinary gains, net$379,00015
Net income$1,217,0004,109
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$143,0003,458
Cash dividends$337,0004,205
Sale, conversion, retirement of capital stock, net$0868
Net operating income$826,6004,998
2003-09-30 (YTD Data)Rank
Total interest income$3,805,0004,903
Total interest expense$1,852,0003,483
Net interest income$1,953,0005,788
Provision for loan and lease losses$8,0007,260
Total noninterest income$265,0006,276
Gross Fiduciary activities income$2,0001,482
Service charges on deposit accounts$184,0004,829
Trading account gains and fees$0153
Additional Noninterest Income$79,0006,483
Total noninterest expense$1,308,0006,428
Salaries and employee benefits$863,0005,747
Premises and equipment expense$306,0004,647
Additional noninterest expense$139,0008,550
Pre-tax net operating income$902,0004,821
Securities gains (losses)$14,0003,164
Applicable income taxes$140,0005,201
Income before extraordinary items$776,0004,687
Extraordinary gains, net$040
Net income$776,0004,688
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$38,0004,621
Cash dividends$132,0004,496
Sale, conversion, retirement of capital stock, net$0722
Net operating income$764,1004,545
2003-06-30 (YTD Data)Rank
Total interest income$2,597,0004,858
Total interest expense$1,269,0003,506
Net interest income$1,328,0005,712
Provision for loan and lease losses$8,0006,936
Total noninterest income$168,0006,381
Gross Fiduciary activities income$2,0001,432
Service charges on deposit accounts$118,0004,897
Trading account gains and fees$0150
Additional Noninterest Income$48,0006,645
Total noninterest expense$794,0006,735
Salaries and employee benefits$639,0005,413
Premises and equipment expense$197,0004,748
Additional noninterest expense$-42,0009,280
Pre-tax net operating income$694,0004,450
Securities gains (losses)$3,0003,367
Applicable income taxes$123,0004,828
Income before extraordinary items$574,0004,420
Extraordinary gains, net$030
Net income$574,0004,419
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$30,0004,092
Cash dividends$132,0003,987
Sale, conversion, retirement of capital stock, net$0589
Net operating income$571,5404,218
2003-03-31 (YTD Data)Rank
Total interest income$1,271,0004,951
Total interest expense$666,0003,448
Net interest income$605,0006,038
Provision for loan and lease losses$06,934
Total noninterest income$83,0006,334
Gross Fiduciary activities income$1,0001,409
Service charges on deposit accounts$57,0004,884
Trading account gains and fees$0134
Additional Noninterest Income$25,0006,569
Total noninterest expense$630,0005,182
Salaries and employee benefits$292,0005,706
Premises and equipment expense$106,0004,525
Additional noninterest expense$232,0004,473
Pre-tax net operating income$58,0007,870
Securities gains (losses)$02,891
Applicable income taxes$-36,0009,152
Income before extraordinary items$94,0007,010
Extraordinary gains, net$021
Net income$94,0007,012
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$56,0002,069
Cash dividends$03,930
Sale, conversion, retirement of capital stock, net$0419
Net operating income$94,0006,852
2002-12-31 (YTD Data)Rank
Total interest income$5,286,0004,982
Total interest expense$2,762,0003,787
Net interest income$2,524,0005,873
Provision for loan and lease losses$83,0006,026
Total noninterest income$438,0005,559
Gross Fiduciary activities income$4,0001,538
Service charges on deposit accounts$269,0004,509
Trading account gains and fees$0153
Additional Noninterest Income$165,0005,405
Total noninterest expense$3,432,0004,038
Salaries and employee benefits$1,119,0005,749
Premises and equipment expense$353,0005,071
Additional noninterest expense$1,960,0002,345
Pre-tax net operating income$-553,0009,003
Securities gains (losses)$54,0002,339
Applicable income taxes$-389,0009,219
Income before extraordinary items$-110,0008,846
Extraordinary gains, net$070
Net income$-110,0008,845
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-24,0009,008
Cash dividends$295,0004,374
Sale, conversion, retirement of capital stock, net$0862
Net operating income$-144,5608,816
2001-12-31 (YTD Data)Rank
Total interest income$5,353,0005,382
Total interest expense$3,199,0004,493
Net interest income$2,154,0006,195
Provision for loan and lease losses$08,228
Total noninterest income$468,0005,253
Gross Fiduciary activities income$01,731
Service charges on deposit accounts$266,0004,472
Trading account gains and fees$0177
Additional Noninterest Income$202,0004,912
Total noninterest expense$2,096,0005,570
Salaries and employee benefits$1,051,0005,815
Premises and equipment expense$352,0005,011
Additional noninterest expense$693,0005,329
Pre-tax net operating income$526,0006,453
Securities gains (losses)$04,612
Applicable income taxes$-92,0009,247
Income before extraordinary items$618,0005,540
Extraordinary gains, net$0105
Net income$618,0005,544
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$34,0005,674
Cash dividends$295,0004,433
Sale, conversion, retirement of capital stock, net$0922
Net operating income$618,0005,408
2000-12-31 (YTD Data)Rank
Total interest income$5,207,0005,599
Total interest expense$2,780,0005,203
Net interest income$2,427,0005,922
Provision for loan and lease losses$35,0007,078
Total noninterest income$336,0006,009
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$252,0004,507
Trading account gains and feesNANA
Additional Noninterest Income$84,0006,813
Total noninterest expense$1,967,0005,739
Salaries and employee benefits$1,006,0005,884
Premises and equipment expense$328,0005,154
Additional noninterest expense$633,0005,569
Pre-tax net operating income$761,0006,000
Securities gains (losses)$01,956
Applicable income taxes$168,0005,734
Income before extraordinary items$593,0005,878
Extraordinary gains, net$038
Net income$593,0005,877
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$78,0004,010
Cash dividends$295,0004,562
Sale, conversion, retirement of capital stock, net$0969
Net operating income$593,0005,895
1999-12-31 (YTD Data)Rank
Total interest income$4,752,0005,747
Total interest expense$2,395,0005,341
Net interest income$2,357,0006,018
Provision for loan and lease losses$08,503
Total noninterest income$225,0007,200
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$147,0005,898
Trading account gains and feesNANA
Additional Noninterest Income$78,0007,202
Total noninterest expense$1,924,0005,825
Salaries and employee benefits$994,0005,908
Premises and equipment expense$313,0005,345
Additional noninterest expense$617,0005,720
Pre-tax net operating income$658,0006,485
Securities gains (losses)$03,155
Applicable income taxes$169,0006,053
Income before extraordinary items$489,0006,511
Extraordinary gains, net$035
Net income$489,0006,510
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$49,0004,871
Cash dividends$282,0004,664
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$489,0006,490
1998-12-31 (YTD Data)Rank
Total interest income$4,594,0005,980
Total interest expense$2,208,0005,822
Net interest income$2,386,0006,008
Provision for loan and lease losses$60,0006,123
Total noninterest income$212,0007,437
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$150,0005,934
Trading account gains and feesNANA
Additional Noninterest Income$62,0007,734
Total noninterest expense$1,731,0006,160
Salaries and employee benefits$810,0006,645
Premises and equipment expense$289,0005,493
Additional noninterest expense$632,0005,540
Pre-tax net operating income$807,0006,069
Securities gains (losses)$04,449
Applicable income taxes$228,0005,854
Income before extraordinary items$579,0006,163
Extraordinary gains, net$032
Net income$579,0006,163
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$91,0003,807
Cash dividends$275,0004,786
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$579,0006,051
1997-12-31 (YTD Data)Rank
Total interest income$4,491,0006,235
Total interest expense$2,067,0006,137
Net interest income$2,424,0006,170
Provision for loan and lease losses$180,0003,648
Total noninterest income$232,0007,438
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$179,0005,677
Trading account gains and feesNANA
Additional Noninterest Income$53,0008,302
Total noninterest expense$1,574,0006,599
Salaries and employee benefits$703,0007,302
Premises and equipment expense$295,0005,499
Additional noninterest expense$576,0005,958
Pre-tax net operating income$902,0006,144
Securities gains (losses)$03,944
Applicable income taxes$239,0006,377
Income before extraordinary items$663,0006,055
Extraordinary gains, net$044
Net income$663,0006,057
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$34,0005,767
Cash dividends$262,0004,854
Sale, conversion, retirement of capital stock, net$-2,014,00010,893
Net operating income$663,0006,008
1996-12-31 (YTD Data)Rank
Total interest income$4,635,0006,256
Total interest expense$2,130,0006,164
Net interest income$2,505,0006,182
Provision for loan and lease losses$80,0005,594
Total noninterest income$240,0007,715
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$138,0006,695
Trading account gains and feesNANA
Additional Noninterest Income$102,0007,055
Total noninterest expense$1,337,0007,553
Salaries and employee benefits$699,0007,537
Premises and equipment expense$201,0007,007
Additional noninterest expense$437,0007,571
Pre-tax net operating income$1,328,0004,764
Securities gains (losses)$04,148
Applicable income taxes$436,0004,616
Income before extraordinary items$892,0004,904
Extraordinary gains, net$053
Net income$892,0004,905
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$61,0004,891
Cash dividends$280,0004,699
Sale, conversion, retirement of capital stock, net$0953
Net operating income$892,0004,846
1995-12-31 (YTD Data)Rank
Total interest income$4,325,0006,650
Total interest expense$2,217,0006,054
Net interest income$2,108,0007,062
Provision for loan and lease losses$86,0004,934
Total noninterest income$189,0008,604
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$146,0006,759
Trading account gains and feesNANA
Additional Noninterest Income$43,0009,575
Total noninterest expense$1,405,0007,566
Salaries and employee benefits$714,0007,633
Premises and equipment expense$229,0006,680
Additional noninterest expense$462,0007,591
Pre-tax net operating income$806,0006,811
Securities gains (losses)$8,0002,536
Applicable income taxes$289,0006,150
Income before extraordinary items$525,0007,069
Extraordinary gains, net$065
Net income$525,0007,068
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$57,0004,894
Cash dividends$228,0005,178
Sale, conversion, retirement of capital stock, net$0809
Net operating income$519,8807,084
1994-12-31 (YTD Data)Rank
Total interest income$4,422,0006,228
Total interest expense$2,152,0005,274
Net interest income$2,270,0006,923
Provision for loan and lease losses$67,0005,416
Total noninterest income$172,0009,264
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$145,0007,011
Trading account gains and feesNANA
Additional Noninterest Income$27,00010,986
Total noninterest expense$1,232,0008,492
Salaries and employee benefits$563,0008,864
Premises and equipment expense$182,0007,818
Additional noninterest expense$487,0007,978
Pre-tax net operating income$1,143,0005,420
Securities gains (losses)$-50,00011,027
Applicable income taxes$341,0005,376
Income before extraordinary items$752,0005,602
Extraordinary gains, net$0249
Net income$752,0005,619
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$67,0004,525
Cash dividends$215,0005,286
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$786,5005,497
1993-12-31 (YTD Data)Rank
Total interest income$4,357,0006,464
Total interest expense$2,247,0005,272
Net interest income$2,110,0007,407
Provision for loan and lease losses$21,0008,998
Total noninterest income$173,0009,753
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$152,0007,042
Trading account gains and feesNANA
Additional Noninterest Income$21,00011,957
Total noninterest expense$1,190,0008,927
Salaries and employee benefits$512,0009,556
Premises and equipment expense$163,0008,556
Additional noninterest expense$515,0008,072
Pre-tax net operating income$1,072,0005,605
Securities gains (losses)$12,0005,266
Applicable income taxes$273,0006,440
Income before extraordinary items$811,0005,518
Extraordinary gains, net$03,149
Net income$811,0005,648
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-59,00012,742
Cash dividends$205,0005,330
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$802,0005,327
1992-12-31 (YTD Data)Rank
Total interest income$4,333,0007,096
Total interest expense$2,454,0006,073
Net interest income$1,879,0008,107
Provision for loan and lease losses$424,0003,329
Total noninterest income$190,0009,610
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$136,0007,502
Trading account gains and feesNANA
Additional Noninterest Income$54,00010,164
Total noninterest expense$1,128,0009,366
Salaries and employee benefits$485,0009,921
Premises and equipment expense$156,0008,945
Additional noninterest expense$487,0008,581
Pre-tax net operating income$517,0008,294
Securities gains (losses)$08,369
Applicable income taxes$157,0008,451
Income before extraordinary items$360,0008,616
Extraordinary gains, net$01,422
Net income$360,0008,740
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$198,0004,225
Cash dividends$175,0005,409
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$360,0008,252

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.