Home > The First National Bank of Platteville > Income and Expense
The First National Bank of Platteville, Income and Expense
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $4,144,000 | 4,120 |
| Total interest expense | $1,060,000 | 2,940 |
| Net interest income | $3,084,000 | 4,403 |
| Provision for loan and lease losses | $68,000 | 4,738 |
| Total noninterest income | $509,000 | 3,968 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $122,000 | 4,695 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $387,000 | 3,315 |
| Total noninterest expense | $3,147,000 | 3,923 |
| Salaries and employee benefits | $1,834,000 | 3,645 |
| Premises and equipment expense | $480,000 | 3,263 |
| Additional noninterest expense | $833,000 | 4,568 |
| Pre-tax net operating income | $378,000 | 5,054 |
| Securities gains (losses) | $36,000 | 2,615 |
| Applicable income taxes | $133,000 | 3,167 |
| Income before extraordinary items | $281,000 | 5,396 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $281,000 | 5,395 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $281,000 | 5,395 |
| Net charge-offs | $57,000 | 4,428 |
| Cash dividends | $188,000 | 2,962 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $256,520 | 5,305 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $2,786,000 | 4,132 |
| Total interest expense | $741,000 | 2,927 |
| Net interest income | $2,045,000 | 4,424 |
| Provision for loan and lease losses | $38,000 | 4,765 |
| Total noninterest income | $355,000 | 3,891 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $79,000 | 4,755 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $276,000 | 3,185 |
| Total noninterest expense | $2,154,000 | 3,886 |
| Salaries and employee benefits | $1,252,000 | 3,591 |
| Premises and equipment expense | $326,000 | 3,230 |
| Additional noninterest expense | $576,000 | 4,492 |
| Pre-tax net operating income | $208,000 | 5,264 |
| Securities gains (losses) | $37,000 | 2,229 |
| Applicable income taxes | $78,000 | 3,254 |
| Income before extraordinary items | $167,000 | 5,535 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $167,000 | 5,534 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $167,000 | 5,534 |
| Net charge-offs | $20,000 | 4,645 |
| Cash dividends | $38,000 | 3,369 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $141,840 | 5,503 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $1,417,000 | 4,132 |
| Total interest expense | $381,000 | 2,972 |
| Net interest income | $1,036,000 | 4,416 |
| Provision for loan and lease losses | $0 | 5,254 |
| Total noninterest income | $175,000 | 3,923 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $39,000 | 4,766 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $136,000 | 3,216 |
| Total noninterest expense | $1,076,000 | 3,894 |
| Salaries and employee benefits | $642,000 | 3,564 |
| Premises and equipment expense | $168,000 | 3,186 |
| Additional noninterest expense | $266,000 | 4,705 |
| Pre-tax net operating income | $135,000 | 5,065 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $42,000 | 3,207 |
| Income before extraordinary items | $93,000 | 5,457 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $93,000 | 5,457 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $93,000 | 5,457 |
| Net charge-offs | $-4,000 | 6,305 |
| Cash dividends | $18,000 | 2,653 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $93,000 | 5,298 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $5,843,000 | 4,153 |
| Total interest expense | $1,666,000 | 3,168 |
| Net interest income | $4,177,000 | 4,420 |
| Provision for loan and lease losses | $25,000 | 6,126 |
| Total noninterest income | $906,000 | 3,290 |
| Gross Fiduciary activities income | $64,000 | 890 |
| Service charges on deposit accounts | $185,000 | 4,523 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $657,000 | 2,738 |
| Total noninterest expense | $4,514,000 | 3,796 |
| Salaries and employee benefits | $2,395,000 | 3,688 |
| Premises and equipment expense | $757,000 | 3,029 |
| Additional noninterest expense | $1,362,000 | 4,115 |
| Pre-tax net operating income | $544,000 | 4,633 |
| Securities gains (losses) | $13,000 | 3,238 |
| Applicable income taxes | $184,000 | 2,977 |
| Income before extraordinary items | $373,000 | 5,016 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $373,000 | 5,018 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $373,000 | 5,018 |
| Net charge-offs | $73,000 | 5,230 |
| Cash dividends | $110,000 | 3,714 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $364,290 | 4,920 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $4,401,000 | 4,187 |
| Total interest expense | $1,273,000 | 3,248 |
| Net interest income | $3,128,000 | 4,449 |
| Provision for loan and lease losses | $0 | 6,393 |
| Total noninterest income | $722,000 | 3,190 |
| Gross Fiduciary activities income | $65,000 | 846 |
| Service charges on deposit accounts | $141,000 | 4,507 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $516,000 | 2,658 |
| Total noninterest expense | $3,434,000 | 3,777 |
| Salaries and employee benefits | $1,793,000 | 3,687 |
| Premises and equipment expense | $613,000 | 2,885 |
| Additional noninterest expense | $1,028,000 | 4,106 |
| Pre-tax net operating income | $416,000 | 4,725 |
| Securities gains (losses) | $13,000 | 2,968 |
| Applicable income taxes | $130,000 | 3,012 |
| Income before extraordinary items | $299,000 | 5,055 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $299,000 | 5,056 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $299,000 | 5,056 |
| Net charge-offs | $-32,000 | 7,187 |
| Cash dividends | $75,000 | 3,259 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $289,900 | 4,981 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $2,915,000 | 4,228 |
| Total interest expense | $868,000 | 3,292 |
| Net interest income | $2,047,000 | 4,522 |
| Provision for loan and lease losses | $0 | 6,217 |
| Total noninterest income | $532,000 | 3,001 |
| Gross Fiduciary activities income | $50,000 | 849 |
| Service charges on deposit accounts | $91,000 | 4,565 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $391,000 | 2,468 |
| Total noninterest expense | $2,325,000 | 3,770 |
| Salaries and employee benefits | $1,210,000 | 3,680 |
| Premises and equipment expense | $417,000 | 2,853 |
| Additional noninterest expense | $698,000 | 4,118 |
| Pre-tax net operating income | $254,000 | 4,819 |
| Securities gains (losses) | $13,000 | 2,268 |
| Applicable income taxes | $91,000 | 2,931 |
| Income before extraordinary items | $176,000 | 5,186 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $176,000 | 5,185 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $176,000 | 5,186 |
| Net charge-offs | $5,000 | 5,553 |
| Cash dividends | $75,000 | 2,955 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $167,420 | 5,157 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $1,449,000 | 4,266 |
| Total interest expense | $438,000 | 3,388 |
| Net interest income | $1,011,000 | 4,548 |
| Provision for loan and lease losses | $0 | 5,840 |
| Total noninterest income | $199,000 | 3,597 |
| Gross Fiduciary activities income | $26,000 | 851 |
| Service charges on deposit accounts | $43,000 | 4,615 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $130,000 | 3,138 |
| Total noninterest expense | $1,182,000 | 3,735 |
| Salaries and employee benefits | $629,000 | 3,594 |
| Premises and equipment expense | $211,000 | 2,861 |
| Additional noninterest expense | $342,000 | 4,156 |
| Pre-tax net operating income | $28,000 | 6,011 |
| Securities gains (losses) | $13,000 | 1,224 |
| Applicable income taxes | $-2,000 | 6,910 |
| Income before extraordinary items | $43,000 | 5,810 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $43,000 | 5,809 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $43,000 | 5,810 |
| Net charge-offs | $39,000 | 3,544 |
| Cash dividends | $75,000 | 2,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $30,000 | 5,963 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $6,024,000 | 4,319 |
| Total interest expense | $2,028,000 | 3,523 |
| Net interest income | $3,996,000 | 4,590 |
| Provision for loan and lease losses | $300,000 | 4,839 |
| Total noninterest income | $849,000 | 3,537 |
| Gross Fiduciary activities income | $156,000 | 799 |
| Service charges on deposit accounts | $166,000 | 4,748 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $527,000 | 3,108 |
| Total noninterest expense | $4,599,000 | 3,837 |
| Salaries and employee benefits | $2,447,000 | 3,638 |
| Premises and equipment expense | $775,000 | 3,045 |
| Additional noninterest expense | $1,377,000 | 4,235 |
| Pre-tax net operating income | $-54,000 | 5,878 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $-141,000 | 6,904 |
| Income before extraordinary items | $87,000 | 5,660 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $87,000 | 5,661 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $87,000 | 5,661 |
| Net charge-offs | $19,000 | 6,398 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $87,000 | 5,520 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $4,614,000 | 4,335 |
| Total interest expense | $1,563,000 | 3,587 |
| Net interest income | $3,051,000 | 4,604 |
| Provision for loan and lease losses | $250,000 | 4,581 |
| Total noninterest income | $556,000 | 3,848 |
| Gross Fiduciary activities income | $132,000 | 777 |
| Service charges on deposit accounts | $19,000 | 6,661 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $405,000 | 3,085 |
| Total noninterest expense | $3,546,000 | 3,776 |
| Salaries and employee benefits | $1,881,000 | 3,615 |
| Premises and equipment expense | $621,000 | 2,952 |
| Additional noninterest expense | $1,044,000 | 4,194 |
| Pre-tax net operating income | $-189,000 | 6,281 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $-168,000 | 7,165 |
| Income before extraordinary items | $-21,000 | 6,180 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $-21,000 | 6,181 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $-21,000 | 6,181 |
| Net charge-offs | $-27,000 | 7,579 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $-21,000 | 6,053 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $3,045,000 | 4,407 |
| Total interest expense | $1,065,000 | 3,641 |
| Net interest income | $1,980,000 | 4,689 |
| Provision for loan and lease losses | $250,000 | 3,882 |
| Total noninterest income | $463,000 | 3,362 |
| Gross Fiduciary activities income | $111,000 | 733 |
| Service charges on deposit accounts | $80,000 | 4,881 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $272,000 | 3,000 |
| Total noninterest expense | $2,377,000 | 3,763 |
| Salaries and employee benefits | $1,256,000 | 3,626 |
| Premises and equipment expense | $411,000 | 2,994 |
| Additional noninterest expense | $710,000 | 4,112 |
| Pre-tax net operating income | $-184,000 | 6,411 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $-126,000 | 7,236 |
| Income before extraordinary items | $-58,000 | 6,335 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-58,000 | 6,337 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $-58,000 | 6,335 |
| Net charge-offs | $-46,000 | 7,693 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-58,000 | 6,239 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $1,528,000 | 4,441 |
| Total interest expense | $556,000 | 3,640 |
| Net interest income | $972,000 | 4,763 |
| Provision for loan and lease losses | $250,000 | 2,660 |
| Total noninterest income | $237,000 | 3,306 |
| Gross Fiduciary activities income | $53,000 | 749 |
| Service charges on deposit accounts | $41,000 | 4,830 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $143,000 | 2,923 |
| Total noninterest expense | $1,252,000 | 3,643 |
| Salaries and employee benefits | $674,000 | 3,490 |
| Premises and equipment expense | $205,000 | 3,058 |
| Additional noninterest expense | $373,000 | 3,975 |
| Pre-tax net operating income | $-293,000 | 6,958 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $-48,000 | 7,315 |
| Income before extraordinary items | $-245,000 | 7,007 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-245,000 | 7,008 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $-245,000 | 7,007 |
| Net charge-offs | $-98,000 | 7,847 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $-245,000 | 6,970 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $6,265,000 | 4,484 |
| Total interest expense | $2,777,000 | 3,626 |
| Net interest income | $3,488,000 | 4,977 |
| Provision for loan and lease losses | $1,828,000 | 2,607 |
| Total noninterest income | $772,000 | 3,839 |
| Gross Fiduciary activities income | $163,000 | 803 |
| Service charges on deposit accounts | $179,000 | 4,842 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $430,000 | 3,441 |
| Total noninterest expense | $5,124,000 | 3,613 |
| Salaries and employee benefits | $2,382,000 | 3,839 |
| Premises and equipment expense | $838,000 | 2,997 |
| Additional noninterest expense | $1,904,000 | 3,446 |
| Pre-tax net operating income | $-2,692,000 | 6,822 |
| Securities gains (losses) | $6,000 | 3,400 |
| Applicable income taxes | $-1,190,000 | 7,343 |
| Income before extraordinary items | $-1,496,000 | 6,566 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-1,496,000 | 6,566 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-1,496,000 | 6,566 |
| Net charge-offs | $2,426,000 | 1,826 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $-1,499,840 | 6,563 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $4,773,000 | 4,502 |
| Total interest expense | $2,123,000 | 3,702 |
| Net interest income | $2,650,000 | 4,954 |
| Provision for loan and lease losses | $1,478,000 | 2,234 |
| Total noninterest income | $598,000 | 3,844 |
| Gross Fiduciary activities income | $126,000 | 789 |
| Service charges on deposit accounts | $134,000 | 4,883 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $338,000 | 3,442 |
| Total noninterest expense | $3,662,000 | 3,765 |
| Salaries and employee benefits | $1,783,000 | 3,881 |
| Premises and equipment expense | $590,000 | 3,201 |
| Additional noninterest expense | $1,289,000 | 3,682 |
| Pre-tax net operating income | $-1,892,000 | 7,011 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $-421,000 | 7,296 |
| Income before extraordinary items | $-1,471,000 | 6,991 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-1,471,000 | 6,991 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-1,471,000 | 6,992 |
| Net charge-offs | $1,397,000 | 1,836 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-1,471,000 | 6,975 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $3,209,000 | 4,510 |
| Total interest expense | $1,429,000 | 3,789 |
| Net interest income | $1,780,000 | 4,912 |
| Provision for loan and lease losses | $728,000 | 2,445 |
| Total noninterest income | $404,000 | 3,826 |
| Gross Fiduciary activities income | $64,000 | 828 |
| Service charges on deposit accounts | $89,000 | 4,870 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $251,000 | 3,297 |
| Total noninterest expense | $2,416,000 | 3,833 |
| Salaries and employee benefits | $1,201,000 | 3,896 |
| Premises and equipment expense | $383,000 | 3,299 |
| Additional noninterest expense | $832,000 | 3,768 |
| Pre-tax net operating income | $-960,000 | 7,002 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $-419,000 | 7,533 |
| Income before extraordinary items | $-541,000 | 6,803 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-541,000 | 6,803 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-541,000 | 6,803 |
| Net charge-offs | $194,000 | 3,456 |
| Cash dividends | $150,000 | 2,953 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $-541,000 | 6,783 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $1,627,000 | 4,519 |
| Total interest expense | $724,000 | 3,851 |
| Net interest income | $903,000 | 4,868 |
| Provision for loan and lease losses | $618,000 | 1,569 |
| Total noninterest income | $229,000 | 3,552 |
| Gross Fiduciary activities income | $31,000 | 848 |
| Service charges on deposit accounts | $43,000 | 4,885 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $155,000 | 2,912 |
| Total noninterest expense | $1,170,000 | 3,842 |
| Salaries and employee benefits | $593,000 | 3,950 |
| Premises and equipment expense | $168,000 | 3,672 |
| Additional noninterest expense | $409,000 | 3,508 |
| Pre-tax net operating income | $-656,000 | 7,457 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $-18,000 | 7,259 |
| Income before extraordinary items | $-638,000 | 7,549 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-638,000 | 7,550 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $-638,000 | 7,550 |
| Net charge-offs | $0 | 5,728 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-638,000 | 7,535 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $7,073,000 | 4,454 |
| Total interest expense | $3,134,000 | 4,132 |
| Net interest income | $3,939,000 | 4,618 |
| Provision for loan and lease losses | $692,000 | 3,270 |
| Total noninterest income | $784,000 | 3,922 |
| Gross Fiduciary activities income | $189,000 | 791 |
| Service charges on deposit accounts | $236,000 | 4,479 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $359,000 | 3,775 |
| Total noninterest expense | $3,825,000 | 4,382 |
| Salaries and employee benefits | $2,104,000 | 4,284 |
| Premises and equipment expense | $612,000 | 3,880 |
| Additional noninterest expense | $1,109,000 | 4,509 |
| Pre-tax net operating income | $206,000 | 5,738 |
| Securities gains (losses) | $58,000 | 1,498 |
| Applicable income taxes | $-70,000 | 7,007 |
| Income before extraordinary items | $334,000 | 4,974 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $334,000 | 4,973 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $135,000 | 4,610 |
| Cash dividends | $215,000 | 4,430 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $276,000 | 5,366 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $5,387,000 | 4,474 |
| Total interest expense | $2,430,000 | 4,155 |
| Net interest income | $2,957,000 | 4,657 |
| Provision for loan and lease losses | $485,000 | 2,767 |
| Total noninterest income | $617,000 | 3,906 |
| Gross Fiduciary activities income | $153,000 | 775 |
| Service charges on deposit accounts | $189,000 | 4,364 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $275,000 | 3,832 |
| Total noninterest expense | $2,886,000 | 4,345 |
| Salaries and employee benefits | $1,672,000 | 4,140 |
| Premises and equipment expense | $460,000 | 3,882 |
| Additional noninterest expense | $754,000 | 4,729 |
| Pre-tax net operating income | $203,000 | 6,026 |
| Securities gains (losses) | $58,000 | 1,318 |
| Applicable income taxes | $-37,000 | 7,417 |
| Income before extraordinary items | $298,000 | 5,222 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $298,000 | 5,218 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 6,164 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $240,000 | 5,674 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $3,648,000 | 4,495 |
| Total interest expense | $1,684,000 | 4,179 |
| Net interest income | $1,964,000 | 4,674 |
| Provision for loan and lease losses | $485,000 | 1,954 |
| Total noninterest income | $427,000 | 3,880 |
| Gross Fiduciary activities income | $107,000 | 786 |
| Service charges on deposit accounts | $130,000 | 4,315 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $190,000 | 3,864 |
| Total noninterest expense | $1,941,000 | 4,334 |
| Salaries and employee benefits | $1,139,000 | 4,106 |
| Premises and equipment expense | $307,000 | 3,902 |
| Additional noninterest expense | $495,000 | 4,759 |
| Pre-tax net operating income | $-35,000 | 7,055 |
| Securities gains (losses) | $58,000 | 1,332 |
| Applicable income taxes | $143,000 | 3,080 |
| Income before extraordinary items | $-120,000 | 7,281 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-120,000 | 7,281 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,998 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $-157,120 | 7,314 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $2,069,000 | 4,222 |
| Total interest expense | $905,000 | 4,167 |
| Net interest income | $1,164,000 | 4,185 |
| Provision for loan and lease losses | $10,000 | 5,419 |
| Total noninterest income | $212,000 | 3,877 |
| Gross Fiduciary activities income | $45,000 | 824 |
| Service charges on deposit accounts | $67,000 | 4,239 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $100,000 | 3,764 |
| Total noninterest expense | $974,000 | 4,314 |
| Salaries and employee benefits | $580,000 | 4,077 |
| Premises and equipment expense | $156,000 | 3,860 |
| Additional noninterest expense | $238,000 | 4,834 |
| Pre-tax net operating income | $392,000 | 3,587 |
| Securities gains (losses) | $55,000 | 1,035 |
| Applicable income taxes | $60,000 | 3,371 |
| Income before extraordinary items | $387,000 | 3,261 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $387,000 | 3,263 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,009 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $339,150 | 3,446 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $8,842,000 | 4,088 |
| Total interest expense | $4,617,000 | 3,659 |
| Net interest income | $4,225,000 | 4,468 |
| Provision for loan and lease losses | $4,270,000 | 474 |
| Total noninterest income | $785,000 | 4,042 |
| Gross Fiduciary activities income | $184,000 | 822 |
| Service charges on deposit accounts | $237,000 | 4,562 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $364,000 | 3,914 |
| Total noninterest expense | $3,551,000 | 4,472 |
| Salaries and employee benefits | $1,963,000 | 4,441 |
| Premises and equipment expense | $582,000 | 3,932 |
| Additional noninterest expense | $1,006,000 | 4,647 |
| Pre-tax net operating income | $-2,811,000 | 8,359 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $-1,369,000 | 8,434 |
| Income before extraordinary items | $-1,442,000 | 8,221 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-1,442,000 | 8,218 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,197,000 | 355 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $-1,442,000 | 8,213 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $6,629,000 | 4,103 |
| Total interest expense | $3,529,000 | 3,619 |
| Net interest income | $3,100,000 | 4,549 |
| Provision for loan and lease losses | $4,220,000 | 294 |
| Total noninterest income | $592,000 | 4,047 |
| Gross Fiduciary activities income | $140,000 | 810 |
| Service charges on deposit accounts | $180,000 | 4,560 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $272,000 | 3,935 |
| Total noninterest expense | $2,718,000 | 4,407 |
| Salaries and employee benefits | $1,556,000 | 4,260 |
| Premises and equipment expense | $399,000 | 4,177 |
| Additional noninterest expense | $763,000 | 4,534 |
| Pre-tax net operating income | $-3,246,000 | 8,500 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $-1,492,000 | 8,509 |
| Income before extraordinary items | $-1,754,000 | 8,445 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $-1,754,000 | 8,441 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,187,000 | 230 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $-1,754,000 | 8,435 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $4,399,000 | 4,137 |
| Total interest expense | $2,385,000 | 3,584 |
| Net interest income | $2,014,000 | 4,642 |
| Provision for loan and lease losses | $4,210,000 | 194 |
| Total noninterest income | $396,000 | 4,058 |
| Gross Fiduciary activities income | $99,000 | 820 |
| Service charges on deposit accounts | $119,000 | 4,598 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $178,000 | 4,012 |
| Total noninterest expense | $1,816,000 | 4,415 |
| Salaries and employee benefits | $1,059,000 | 4,235 |
| Premises and equipment expense | $258,000 | 4,285 |
| Additional noninterest expense | $499,000 | 4,589 |
| Pre-tax net operating income | $-3,616,000 | 8,587 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $-1,617,000 | 8,591 |
| Income before extraordinary items | $-1,999,000 | 8,566 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-1,999,000 | 8,563 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,188,000 | 162 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $-1,999,000 | 8,557 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $2,318,000 | 3,988 |
| Total interest expense | $1,200,000 | 3,537 |
| Net interest income | $1,118,000 | 4,364 |
| Provision for loan and lease losses | $10,000 | 5,012 |
| Total noninterest income | $187,000 | 4,166 |
| Gross Fiduciary activities income | $41,000 | 859 |
| Service charges on deposit accounts | $56,000 | 4,665 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $90,000 | 3,960 |
| Total noninterest expense | $891,000 | 4,461 |
| Salaries and employee benefits | $542,000 | 4,187 |
| Premises and equipment expense | $124,000 | 4,417 |
| Additional noninterest expense | $225,000 | 4,862 |
| Pre-tax net operating income | $404,000 | 3,973 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $70,000 | 3,742 |
| Income before extraordinary items | $334,000 | 3,931 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $334,000 | 3,932 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 3,116 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $334,000 | 3,909 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $8,594,000 | 4,005 |
| Total interest expense | $4,411,000 | 3,335 |
| Net interest income | $4,183,000 | 4,538 |
| Provision for loan and lease losses | $115,000 | 4,549 |
| Total noninterest income | $771,000 | 4,155 |
| Gross Fiduciary activities income | $161,000 | 850 |
| Service charges on deposit accounts | $260,000 | 4,406 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $350,000 | 3,993 |
| Total noninterest expense | $3,527,000 | 4,389 |
| Salaries and employee benefits | $1,971,000 | 4,323 |
| Premises and equipment expense | $627,000 | 3,636 |
| Additional noninterest expense | $929,000 | 4,757 |
| Pre-tax net operating income | $1,312,000 | 4,586 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $383,000 | 3,484 |
| Income before extraordinary items | $929,000 | 4,868 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $929,000 | 4,871 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $73,000 | 3,558 |
| Cash dividends | $500,000 | 3,695 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $929,000 | 4,862 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $6,382,000 | 3,999 |
| Total interest expense | $3,218,000 | 3,312 |
| Net interest income | $3,164,000 | 4,541 |
| Provision for loan and lease losses | $30,000 | 5,631 |
| Total noninterest income | $582,000 | 4,139 |
| Gross Fiduciary activities income | $116,000 | 850 |
| Service charges on deposit accounts | $200,000 | 4,389 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $266,000 | 3,980 |
| Total noninterest expense | $2,757,000 | 4,222 |
| Salaries and employee benefits | $1,590,000 | 4,075 |
| Premises and equipment expense | $472,000 | 3,632 |
| Additional noninterest expense | $695,000 | 4,735 |
| Pre-tax net operating income | $959,000 | 4,806 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $314,000 | 3,521 |
| Income before extraordinary items | $645,000 | 5,186 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $645,000 | 5,190 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-56,000 | 8,384 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $645,000 | 5,179 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $4,174,000 | 4,005 |
| Total interest expense | $2,072,000 | 3,281 |
| Net interest income | $2,102,000 | 4,562 |
| Provision for loan and lease losses | $20,000 | 5,511 |
| Total noninterest income | $389,000 | 4,106 |
| Gross Fiduciary activities income | $76,000 | 865 |
| Service charges on deposit accounts | $134,000 | 4,365 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $179,000 | 3,952 |
| Total noninterest expense | $1,855,000 | 4,212 |
| Salaries and employee benefits | $1,065,000 | 4,076 |
| Premises and equipment expense | $307,000 | 3,703 |
| Additional noninterest expense | $483,000 | 4,592 |
| Pre-tax net operating income | $616,000 | 4,923 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $198,000 | 3,639 |
| Income before extraordinary items | $418,000 | 5,280 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $418,000 | 5,284 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-56,000 | 8,445 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $418,000 | 5,280 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $1,984,000 | 4,103 |
| Total interest expense | $976,000 | 3,315 |
| Net interest income | $1,008,000 | 4,687 |
| Provision for loan and lease losses | $10,000 | 5,231 |
| Total noninterest income | $198,000 | 4,012 |
| Gross Fiduciary activities income | $36,000 | 887 |
| Service charges on deposit accounts | $69,000 | 4,247 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $93,000 | 3,860 |
| Total noninterest expense | $928,000 | 4,223 |
| Salaries and employee benefits | $543,000 | 4,045 |
| Premises and equipment expense | $151,000 | 3,771 |
| Additional noninterest expense | $234,000 | 4,666 |
| Pre-tax net operating income | $268,000 | 5,227 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $73,000 | 3,988 |
| Income before extraordinary items | $195,000 | 5,410 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $195,000 | 5,409 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-43,000 | 8,454 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $195,000 | 5,411 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $7,568,000 | 3,915 |
| Total interest expense | $3,406,000 | 3,009 |
| Net interest income | $4,162,000 | 4,499 |
| Provision for loan and lease losses | $40,000 | 5,969 |
| Total noninterest income | $771,000 | 4,137 |
| Gross Fiduciary activities income | $156,000 | 866 |
| Service charges on deposit accounts | $209,000 | 4,943 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $406,000 | 3,764 |
| Total noninterest expense | $3,443,000 | 4,340 |
| Salaries and employee benefits | $1,929,000 | 4,233 |
| Premises and equipment expense | $540,000 | 3,960 |
| Additional noninterest expense | $974,000 | 4,504 |
| Pre-tax net operating income | $1,450,000 | 4,474 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $375,000 | 3,810 |
| Income before extraordinary items | $1,075,000 | 4,647 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $1,075,000 | 4,648 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $279,000 | 1,832 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $1,075,000 | 4,602 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $5,548,000 | 3,935 |
| Total interest expense | $2,449,000 | 2,978 |
| Net interest income | $3,099,000 | 4,537 |
| Provision for loan and lease losses | $30,000 | 5,800 |
| Total noninterest income | $569,000 | 4,185 |
| Gross Fiduciary activities income | $110,000 | 862 |
| Service charges on deposit accounts | $149,000 | 5,085 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $310,000 | 3,742 |
| Total noninterest expense | $2,642,000 | 4,227 |
| Salaries and employee benefits | $1,472,000 | 4,155 |
| Premises and equipment expense | $404,000 | 3,940 |
| Additional noninterest expense | $766,000 | 4,326 |
| Pre-tax net operating income | $996,000 | 4,781 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $264,000 | 4,002 |
| Income before extraordinary items | $732,000 | 4,969 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $732,000 | 4,970 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $270,000 | 1,356 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $732,000 | 4,927 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $3,598,000 | 3,957 |
| Total interest expense | $1,537,000 | 2,990 |
| Net interest income | $2,061,000 | 4,523 |
| Provision for loan and lease losses | $20,000 | 5,646 |
| Total noninterest income | $386,000 | 4,142 |
| Gross Fiduciary activities income | $74,000 | 871 |
| Service charges on deposit accounts | $91,000 | 5,229 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $221,000 | 3,595 |
| Total noninterest expense | $1,746,000 | 4,241 |
| Salaries and employee benefits | $986,000 | 4,125 |
| Premises and equipment expense | $259,000 | 4,035 |
| Additional noninterest expense | $501,000 | 4,370 |
| Pre-tax net operating income | $681,000 | 4,694 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $164,000 | 4,112 |
| Income before extraordinary items | $517,000 | 4,816 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $517,000 | 4,818 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $271,000 | 962 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $517,000 | 4,762 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,749,000 | 4,005 |
| Total interest expense | $733,000 | 3,006 |
| Net interest income | $1,016,000 | 4,573 |
| Provision for loan and lease losses | $10,000 | 5,373 |
| Total noninterest income | $191,000 | 4,090 |
| Gross Fiduciary activities income | $36,000 | 881 |
| Service charges on deposit accounts | $48,000 | 5,081 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $107,000 | 3,603 |
| Total noninterest expense | $895,000 | 4,186 |
| Salaries and employee benefits | $503,000 | 4,076 |
| Premises and equipment expense | $130,000 | 4,075 |
| Additional noninterest expense | $262,000 | 4,216 |
| Pre-tax net operating income | $302,000 | 4,974 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $73,000 | 4,232 |
| Income before extraordinary items | $229,000 | 5,089 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $229,000 | 5,090 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 3,609 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $229,000 | 5,059 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $6,816,000 | 3,887 |
| Total interest expense | $2,660,000 | 2,904 |
| Net interest income | $4,156,000 | 4,360 |
| Provision for loan and lease losses | $71,000 | 5,490 |
| Total noninterest income | $703,000 | 4,377 |
| Gross Fiduciary activities income | $186,000 | 809 |
| Service charges on deposit accounts | $198,000 | 5,246 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $319,000 | 4,151 |
| Total noninterest expense | $3,317,000 | 4,350 |
| Salaries and employee benefits | $1,832,000 | 4,281 |
| Premises and equipment expense | $513,000 | 4,007 |
| Additional noninterest expense | $972,000 | 4,445 |
| Pre-tax net operating income | $1,471,000 | 4,294 |
| Securities gains (losses) | $43,000 | 1,860 |
| Applicable income taxes | $385,000 | 3,780 |
| Income before extraordinary items | $1,129,000 | 4,363 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,129,000 | 4,364 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-23,000 | 8,492 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $1,096,750 | 4,382 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $5,100,000 | 3,874 |
| Total interest expense | $1,982,000 | 2,862 |
| Net interest income | $3,118,000 | 4,360 |
| Provision for loan and lease losses | $55,000 | 5,258 |
| Total noninterest income | $509,000 | 4,493 |
| Gross Fiduciary activities income | $146,000 | 791 |
| Service charges on deposit accounts | $146,000 | 5,322 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $217,000 | 4,348 |
| Total noninterest expense | $2,506,000 | 4,290 |
| Salaries and employee benefits | $1,409,000 | 4,151 |
| Premises and equipment expense | $382,000 | 4,004 |
| Additional noninterest expense | $715,000 | 4,451 |
| Pre-tax net operating income | $1,066,000 | 4,454 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $252,000 | 4,073 |
| Income before extraordinary items | $814,000 | 4,584 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $814,000 | 4,584 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-33,000 | 8,546 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $814,000 | 4,496 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $3,380,000 | 3,879 |
| Total interest expense | $1,320,000 | 2,857 |
| Net interest income | $2,060,000 | 4,384 |
| Provision for loan and lease losses | $25,000 | 5,618 |
| Total noninterest income | $349,000 | 4,430 |
| Gross Fiduciary activities income | $99,000 | 798 |
| Service charges on deposit accounts | $97,000 | 5,328 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $153,000 | 4,270 |
| Total noninterest expense | $1,687,000 | 4,289 |
| Salaries and employee benefits | $957,000 | 4,115 |
| Premises and equipment expense | $248,000 | 4,102 |
| Additional noninterest expense | $482,000 | 4,433 |
| Pre-tax net operating income | $697,000 | 4,464 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $140,000 | 4,363 |
| Income before extraordinary items | $557,000 | 4,444 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $557,000 | 4,445 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-74,000 | 8,828 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $557,000 | 4,358 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,675,000 | 3,911 |
| Total interest expense | $666,000 | 2,865 |
| Net interest income | $1,009,000 | 4,445 |
| Provision for loan and lease losses | $7,000 | 5,890 |
| Total noninterest income | $184,000 | 4,261 |
| Gross Fiduciary activities income | $55,000 | 779 |
| Service charges on deposit accounts | $46,000 | 5,389 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $83,000 | 4,094 |
| Total noninterest expense | $866,000 | 4,217 |
| Salaries and employee benefits | $487,000 | 4,094 |
| Premises and equipment expense | $129,000 | 4,010 |
| Additional noninterest expense | $250,000 | 4,318 |
| Pre-tax net operating income | $320,000 | 4,669 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $63,000 | 4,507 |
| Income before extraordinary items | $257,000 | 4,669 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $257,000 | 4,668 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-72,000 | 8,919 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $257,000 | 4,543 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $6,743,000 | 3,938 |
| Total interest expense | $2,838,000 | 3,010 |
| Net interest income | $3,905,000 | 4,430 |
| Provision for loan and lease losses | $120,000 | 4,933 |
| Total noninterest income | $711,000 | 4,515 |
| Gross Fiduciary activities income | $138,000 | 898 |
| Service charges on deposit accounts | $200,000 | 5,268 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $373,000 | 4,098 |
| Total noninterest expense | $3,087,000 | 4,520 |
| Salaries and employee benefits | $1,715,000 | 4,410 |
| Premises and equipment expense | $486,000 | 4,161 |
| Additional noninterest expense | $886,000 | 4,688 |
| Pre-tax net operating income | $1,409,000 | 4,293 |
| Securities gains (losses) | $36,000 | 2,779 |
| Applicable income taxes | $360,000 | 3,983 |
| Income before extraordinary items | $1,085,000 | 4,420 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,085,000 | 4,421 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-19,000 | 8,737 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,058,000 | 4,312 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $5,095,000 | 3,972 |
| Total interest expense | $2,154,000 | 3,085 |
| Net interest income | $2,941,000 | 4,448 |
| Provision for loan and lease losses | $90,000 | 4,812 |
| Total noninterest income | $511,000 | 4,685 |
| Gross Fiduciary activities income | $100,000 | 903 |
| Service charges on deposit accounts | $151,000 | 5,283 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $260,000 | 4,307 |
| Total noninterest expense | $2,332,000 | 4,488 |
| Salaries and employee benefits | $1,306,000 | 4,357 |
| Premises and equipment expense | $389,000 | 3,942 |
| Additional noninterest expense | $637,000 | 4,803 |
| Pre-tax net operating income | $1,030,000 | 4,474 |
| Securities gains (losses) | $36,000 | 2,564 |
| Applicable income taxes | $330,000 | 3,751 |
| Income before extraordinary items | $736,000 | 4,843 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $736,000 | 4,843 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-44,000 | 8,922 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $711,160 | 4,761 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $3,390,000 | 4,020 |
| Total interest expense | $1,452,000 | 3,146 |
| Net interest income | $1,938,000 | 4,487 |
| Provision for loan and lease losses | $60,000 | 4,687 |
| Total noninterest income | $364,000 | 4,480 |
| Gross Fiduciary activities income | $66,000 | 916 |
| Service charges on deposit accounts | $98,000 | 5,331 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $200,000 | 4,036 |
| Total noninterest expense | $1,574,000 | 4,423 |
| Salaries and employee benefits | $880,000 | 4,313 |
| Premises and equipment expense | $263,000 | 3,880 |
| Additional noninterest expense | $431,000 | 4,742 |
| Pre-tax net operating income | $668,000 | 4,549 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $187,000 | 4,099 |
| Income before extraordinary items | $481,000 | 4,904 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $481,000 | 4,904 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-45,000 | 8,972 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $481,000 | 4,682 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,705,000 | 4,007 |
| Total interest expense | $737,000 | 3,167 |
| Net interest income | $968,000 | 4,494 |
| Provision for loan and lease losses | $30,000 | 4,429 |
| Total noninterest income | $169,000 | 4,577 |
| Gross Fiduciary activities income | $32,000 | 930 |
| Service charges on deposit accounts | $44,000 | 5,485 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $93,000 | 4,068 |
| Total noninterest expense | $803,000 | 4,356 |
| Salaries and employee benefits | $450,000 | 4,245 |
| Premises and equipment expense | $127,000 | 3,981 |
| Additional noninterest expense | $226,000 | 4,556 |
| Pre-tax net operating income | $304,000 | 4,753 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $77,000 | 4,426 |
| Income before extraordinary items | $227,000 | 4,985 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $227,000 | 4,984 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-15,000 | 8,751 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $227,000 | 4,780 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $7,339,000 | 3,896 |
| Total interest expense | $3,443,000 | 3,151 |
| Net interest income | $3,896,000 | 4,432 |
| Provision for loan and lease losses | $60,000 | 6,444 |
| Total noninterest income | $470,000 | 5,385 |
| Gross Fiduciary activities income | $136,000 | 926 |
| Service charges on deposit accounts | $192,000 | 5,292 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $142,000 | 5,719 |
| Total noninterest expense | $2,953,000 | 4,517 |
| Salaries and employee benefits | $1,643,000 | 4,371 |
| Premises and equipment expense | $497,000 | 3,945 |
| Additional noninterest expense | $813,000 | 4,868 |
| Pre-tax net operating income | $1,353,000 | 4,376 |
| Securities gains (losses) | $167,000 | 1,289 |
| Applicable income taxes | $381,000 | 3,981 |
| Income before extraordinary items | $1,139,000 | 4,222 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $1,139,000 | 4,223 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $113,000 | 3,967 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,013,750 | 4,436 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $8,077,000 | 3,995 |
| Total interest expense | $4,275,000 | 3,606 |
| Net interest income | $3,802,000 | 4,286 |
| Provision for loan and lease losses | $60,000 | 6,353 |
| Total noninterest income | $441,000 | 5,428 |
| Gross Fiduciary activities income | $142,000 | 916 |
| Service charges on deposit accounts | $176,000 | 5,441 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $123,000 | 5,948 |
| Total noninterest expense | $2,735,000 | 4,651 |
| Salaries and employee benefits | $1,491,000 | 4,539 |
| Premises and equipment expense | $467,000 | 4,120 |
| Additional noninterest expense | $777,000 | 4,882 |
| Pre-tax net operating income | $1,448,000 | 3,948 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $441,000 | 3,536 |
| Income before extraordinary items | $1,007,000 | 4,279 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $1,007,000 | 4,280 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-54,000 | 9,429 |
| Cash dividends | $330,000 | 4,229 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $1,007,000 | 4,157 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $7,206,000 | 4,475 |
| Total interest expense | $4,038,000 | 3,944 |
| Net interest income | $3,168,000 | 4,960 |
| Provision for loan and lease losses | $130,000 | 4,683 |
| Total noninterest income | $448,000 | 5,200 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $164,000 | 5,573 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $284,000 | 4,045 |
| Total noninterest expense | $2,394,000 | 5,008 |
| Salaries and employee benefits | $1,302,000 | 4,898 |
| Premises and equipment expense | $385,000 | 4,627 |
| Additional noninterest expense | $707,000 | 5,139 |
| Pre-tax net operating income | $1,092,000 | 5,021 |
| Securities gains (losses) | $-5,000 | 7,961 |
| Applicable income taxes | $348,000 | 4,283 |
| Income before extraordinary items | $739,000 | 5,265 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $739,000 | 5,264 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $105,000 | 3,499 |
| Cash dividends | $958,000 | 2,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $742,400 | 5,256 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $6,517,000 | 4,664 |
| Total interest expense | $3,309,000 | 4,247 |
| Net interest income | $3,208,000 | 4,932 |
| Provision for loan and lease losses | $35,000 | 7,095 |
| Total noninterest income | $478,000 | 5,089 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $177,000 | 5,430 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $301,000 | 4,012 |
| Total noninterest expense | $2,181,000 | 5,357 |
| Salaries and employee benefits | $1,220,000 | 5,103 |
| Premises and equipment expense | $280,000 | 5,681 |
| Additional noninterest expense | $681,000 | 5,345 |
| Pre-tax net operating income | $1,470,000 | 4,160 |
| Securities gains (losses) | $11,000 | 1,705 |
| Applicable income taxes | $497,000 | 3,656 |
| Income before extraordinary items | $984,000 | 4,481 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $984,000 | 4,481 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $27,000 | 5,737 |
| Cash dividends | $285,000 | 4,655 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $976,740 | 4,460 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $6,627,000 | 4,602 |
| Total interest expense | $3,317,000 | 4,350 |
| Net interest income | $3,310,000 | 4,793 |
| Provision for loan and lease losses | $60,000 | 6,123 |
| Total noninterest income | $416,000 | 5,488 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $182,000 | 5,405 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $234,000 | 4,560 |
| Total noninterest expense | $2,128,000 | 5,347 |
| Salaries and employee benefits | $1,177,000 | 5,143 |
| Premises and equipment expense | $279,000 | 5,599 |
| Additional noninterest expense | $672,000 | 5,331 |
| Pre-tax net operating income | $1,538,000 | 4,106 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $521,000 | 3,734 |
| Income before extraordinary items | $1,017,000 | 4,449 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,017,000 | 4,448 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $121,000 | 3,318 |
| Cash dividends | $75,000 | 6,560 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $1,017,000 | 4,354 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $6,374,000 | 4,839 |
| Total interest expense | $3,146,000 | 4,524 |
| Net interest income | $3,228,000 | 5,027 |
| Provision for loan and lease losses | $175,000 | 3,795 |
| Total noninterest income | $379,000 | 5,907 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $181,000 | 5,643 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $198,000 | 4,977 |
| Total noninterest expense | $2,033,000 | 5,600 |
| Salaries and employee benefits | $1,103,000 | 5,457 |
| Premises and equipment expense | $265,000 | 5,857 |
| Additional noninterest expense | $665,000 | 5,432 |
| Pre-tax net operating income | $1,399,000 | 4,725 |
| Securities gains (losses) | $-1,000 | 9,009 |
| Applicable income taxes | $469,000 | 4,408 |
| Income before extraordinary items | $929,000 | 4,949 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $929,000 | 4,950 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $71,000 | 4,485 |
| Cash dividends | $100,000 | 6,450 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $929,660 | 4,889 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $6,039,000 | 5,163 |
| Total interest expense | $2,910,000 | 4,925 |
| Net interest income | $3,129,000 | 5,284 |
| Provision for loan and lease losses | $178,000 | 3,741 |
| Total noninterest income | $406,000 | 5,897 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $201,000 | 5,545 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $205,000 | 5,093 |
| Total noninterest expense | $1,939,000 | 6,071 |
| Salaries and employee benefits | $1,067,000 | 5,712 |
| Premises and equipment expense | $241,000 | 6,374 |
| Additional noninterest expense | $631,000 | 6,152 |
| Pre-tax net operating income | $1,418,000 | 4,533 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $471,000 | 4,352 |
| Income before extraordinary items | $947,000 | 4,700 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $947,000 | 4,701 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $174,000 | 2,906 |
| Cash dividends | $225,000 | 5,172 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $947,000 | 4,648 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $5,828,000 | 5,327 |
| Total interest expense | $2,788,000 | 5,075 |
| Net interest income | $3,040,000 | 5,443 |
| Provision for loan and lease losses | $180,000 | 3,223 |
| Total noninterest income | $411,000 | 5,888 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $213,000 | 5,470 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $198,000 | 5,162 |
| Total noninterest expense | $1,993,000 | 5,994 |
| Salaries and employee benefits | $979,000 | 6,166 |
| Premises and equipment expense | $254,000 | 6,277 |
| Additional noninterest expense | $760,000 | 5,465 |
| Pre-tax net operating income | $1,278,000 | 5,029 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $485,000 | 4,299 |
| Income before extraordinary items | $793,000 | 5,482 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $793,000 | 5,480 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $169,000 | 2,784 |
| Cash dividends | $550,000 | 3,104 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $793,000 | 5,461 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $5,258,000 | 5,432 |
| Total interest expense | $2,286,000 | 5,001 |
| Net interest income | $2,972,000 | 5,644 |
| Provision for loan and lease losses | $357,000 | 2,003 |
| Total noninterest income | $423,000 | 5,920 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $208,000 | 5,708 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $215,000 | 5,040 |
| Total noninterest expense | $1,975,000 | 6,269 |
| Salaries and employee benefits | $938,000 | 6,424 |
| Premises and equipment expense | $262,000 | 6,316 |
| Additional noninterest expense | $775,000 | 5,854 |
| Pre-tax net operating income | $1,063,000 | 5,706 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $399,000 | 4,778 |
| Income before extraordinary items | $664,000 | 6,128 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $664,000 | 6,148 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $228,000 | 2,291 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $664,000 | 6,192 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $5,046,000 | 5,735 |
| Total interest expense | $2,343,000 | 5,082 |
| Net interest income | $2,703,000 | 6,159 |
| Provision for loan and lease losses | $379,000 | 2,546 |
| Total noninterest income | $396,000 | 6,520 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $223,000 | 5,548 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $173,000 | 6,106 |
| Total noninterest expense | $2,026,000 | 6,260 |
| Salaries and employee benefits | $941,000 | 6,469 |
| Premises and equipment expense | $255,000 | 6,603 |
| Additional noninterest expense | $830,000 | 5,755 |
| Pre-tax net operating income | $694,000 | 7,397 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $192,000 | 7,775 |
| Income before extraordinary items | $502,000 | 7,534 |
| Extraordinary gains, net | $74,000 | 1,859 |
| Net income | $576,000 | 7,141 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $388,000 | 2,103 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $502,000 | 7,283 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $5,272,000 | 6,113 |
| Total interest expense | $2,585,000 | 5,821 |
| Net interest income | $2,687,000 | 6,237 |
| Provision for loan and lease losses | $75,000 | 8,067 |
| Total noninterest income | $370,000 | 6,843 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $215,000 | 5,714 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $155,000 | 6,528 |
| Total noninterest expense | $2,051,000 | 6,248 |
| Salaries and employee benefits | $947,000 | 6,350 |
| Premises and equipment expense | $299,000 | 5,991 |
| Additional noninterest expense | $805,000 | 6,046 |
| Pre-tax net operating income | $931,000 | 5,938 |
| Securities gains (losses) | $10,000 | 6,439 |
| Applicable income taxes | $308,000 | 5,822 |
| Income before extraordinary items | $633,000 | 6,350 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $633,000 | 6,419 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $49,000 | 7,598 |
| Cash dividends | $133,000 | 6,007 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $626,300 | 6,033 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.