Home > The First National Bank of Pauls Valley > Income and Expense
The First National Bank of Pauls Valley, Income and Expense
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $4,154,000 | 6,836 |
| Total interest expense | $2,239,000 | 6,001 |
| Net interest income | $1,915,000 | 7,493 |
| Provision for loan and lease losses | $28,000 | 7,236 |
| Total noninterest income | $168,000 | 8,993 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $109,000 | 7,568 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $59,000 | 8,803 |
| Total noninterest expense | $1,330,000 | 7,794 |
| Salaries and employee benefits | $806,000 | 7,073 |
| Premises and equipment expense | $238,000 | 6,542 |
| Additional noninterest expense | $286,000 | 9,391 |
| Pre-tax net operating income | $725,000 | 7,197 |
| Securities gains (losses) | $-24,000 | 10,683 |
| Applicable income taxes | $150,000 | 8,259 |
| Income before extraordinary items | $551,000 | 6,895 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $551,000 | 6,893 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $18,000 | 6,779 |
| Cash dividends | $320,000 | 4,365 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $569,960 | 6,763 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $3,463,000 | 7,385 |
| Total interest expense | $1,782,000 | 6,119 |
| Net interest income | $1,681,000 | 8,354 |
| Provision for loan and lease losses | $-53,000 | 12,014 |
| Total noninterest income | $150,000 | 9,703 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $102,000 | 8,040 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $48,000 | 9,719 |
| Total noninterest expense | $1,341,000 | 8,115 |
| Salaries and employee benefits | $718,000 | 7,744 |
| Premises and equipment expense | $216,000 | 7,121 |
| Additional noninterest expense | $407,000 | 8,765 |
| Pre-tax net operating income | $543,000 | 8,366 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $94,000 | 9,503 |
| Income before extraordinary items | $449,000 | 7,723 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $449,000 | 7,735 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $23,000 | 6,413 |
| Cash dividends | $160,000 | 5,924 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $449,000 | 7,770 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $3,781,000 | 7,142 |
| Total interest expense | $1,869,000 | 6,158 |
| Net interest income | $1,912,000 | 7,932 |
| Provision for loan and lease losses | $-4,000 | 12,450 |
| Total noninterest income | $147,000 | 10,263 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $108,000 | 8,152 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $39,000 | 10,733 |
| Total noninterest expense | $1,251,000 | 8,697 |
| Salaries and employee benefits | $692,000 | 8,055 |
| Premises and equipment expense | $193,000 | 7,830 |
| Additional noninterest expense | $366,000 | 9,650 |
| Pre-tax net operating income | $812,000 | 6,750 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $180,000 | 8,011 |
| Income before extraordinary items | $632,000 | 6,552 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $632,000 | 6,709 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 11,292 |
| Cash dividends | $160,000 | 5,928 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $632,000 | 6,310 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $4,648,000 | 6,728 |
| Total interest expense | $2,467,000 | 6,054 |
| Net interest income | $2,181,000 | 7,291 |
| Provision for loan and lease losses | $136,000 | 6,368 |
| Total noninterest income | $144,000 | 10,610 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $112,000 | 8,161 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $32,000 | 11,632 |
| Total noninterest expense | $1,228,000 | 8,925 |
| Salaries and employee benefits | $657,000 | 8,330 |
| Premises and equipment expense | $185,000 | 8,187 |
| Additional noninterest expense | $386,000 | 9,740 |
| Pre-tax net operating income | $961,000 | 5,803 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $220,000 | 7,182 |
| Income before extraordinary items | $741,000 | 5,683 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $741,000 | 5,753 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $136,000 | 5,139 |
| Cash dividends | $150,000 | 5,711 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $741,000 | 5,344 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.