Home > The First National Bank of Paulding County > Income and Expense
The First National Bank of Paulding County, Income and Expense
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $14,631,000 | 2,301 |
| Total interest expense | $6,413,000 | 2,411 |
| Net interest income | $8,218,000 | 2,185 |
| Provision for loan and lease losses | $123,000 | 4,053 |
| Total noninterest income | $1,731,000 | 2,056 |
| Gross Fiduciary activities income | $0 | 1,590 |
| Service charges on deposit accounts | $1,086,000 | 1,231 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $645,000 | 2,422 |
| Total noninterest expense | $5,586,000 | 2,433 |
| Salaries and employee benefits | $2,662,000 | 2,511 |
| Premises and equipment expense | $664,000 | 2,945 |
| Additional noninterest expense | $2,260,000 | 2,183 |
| Pre-tax net operating income | $4,240,000 | 1,736 |
| Securities gains (losses) | $-6,000 | 9,789 |
| Applicable income taxes | $1,309,000 | 1,856 |
| Income before extraordinary items | $2,925,000 | 1,724 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $2,925,000 | 1,723 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $108,000 | 3,579 |
| Cash dividends | $1,240,000 | 1,731 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $2,929,140 | 1,698 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $11,725,000 | 2,591 |
| Total interest expense | $4,174,000 | 2,930 |
| Net interest income | $7,551,000 | 2,396 |
| Provision for loan and lease losses | $-85,000 | 12,113 |
| Total noninterest income | $1,336,000 | 2,515 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $970,000 | 1,379 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $366,000 | 3,610 |
| Total noninterest expense | $5,432,000 | 2,563 |
| Salaries and employee benefits | $2,492,000 | 2,673 |
| Premises and equipment expense | $718,000 | 2,768 |
| Additional noninterest expense | $2,222,000 | 2,361 |
| Pre-tax net operating income | $3,540,000 | 2,018 |
| Securities gains (losses) | $69,000 | 968 |
| Applicable income taxes | $1,046,000 | 2,134 |
| Income before extraordinary items | $2,563,000 | 1,897 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $2,563,000 | 1,895 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-75,000 | 12,106 |
| Cash dividends | $1,025,000 | 1,854 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $2,514,010 | 1,943 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $11,117,000 | 2,791 |
| Total interest expense | $4,167,000 | 3,050 |
| Net interest income | $6,950,000 | 2,599 |
| Provision for loan and lease losses | $645,000 | 1,758 |
| Total noninterest income | $1,505,000 | 2,443 |
| Gross Fiduciary activities income | $0 | 1,630 |
| Service charges on deposit accounts | $1,042,000 | 1,299 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $463,000 | 3,418 |
| Total noninterest expense | $5,163,000 | 2,768 |
| Salaries and employee benefits | $2,369,000 | 2,792 |
| Premises and equipment expense | $783,000 | 2,610 |
| Additional noninterest expense | $2,011,000 | 2,724 |
| Pre-tax net operating income | $2,647,000 | 2,574 |
| Securities gains (losses) | $91,000 | 2,627 |
| Applicable income taxes | $667,000 | 3,261 |
| Income before extraordinary items | $2,071,000 | 2,423 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $2,071,000 | 2,503 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $884,000 | 1,244 |
| Cash dividends | $826,000 | 2,082 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $2,001,840 | 2,364 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $12,795,000 | 2,749 |
| Total interest expense | $5,963,000 | 2,794 |
| Net interest income | $6,832,000 | 2,662 |
| Provision for loan and lease losses | $292,000 | 4,214 |
| Total noninterest income | $1,504,000 | 2,388 |
| Gross Fiduciary activities income | $0 | 1,658 |
| Service charges on deposit accounts | $1,072,000 | 1,246 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $432,000 | 3,523 |
| Total noninterest expense | $5,156,000 | 2,782 |
| Salaries and employee benefits | $2,524,000 | 2,566 |
| Premises and equipment expense | $815,000 | 2,541 |
| Additional noninterest expense | $1,817,000 | 3,034 |
| Pre-tax net operating income | $2,888,000 | 2,154 |
| Securities gains (losses) | $197,000 | 2,028 |
| Applicable income taxes | $709,000 | 2,932 |
| Income before extraordinary items | $2,376,000 | 1,918 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $2,376,000 | 1,949 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,000 | 9,616 |
| Cash dividends | $274,000 | 4,271 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $2,224,310 | 1,893 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.