Home > The First National Bank of Paulding County > Assets and Liabilities
The First National Bank of Paulding County, Assets and Liabilities
| 1995-12-31 | Rank | |
| # of Employees: | 75 | 2,581 |
| Assets and Liabilities | ||
| Total Assets: | $208,043,000 | 2,263 |
| Cash and due from depository institutions | $3,346,000 | 2,581 |
| Interest-bearing balances | $1,189,000 | 2,353 |
| Securities | $107,077,000 | 1,170 |
| Federal funds sold & reverse repurchase agreements | $5,921,000 | 2,461 |
| Net loans & leases | $85,666,000 | 3,124 |
| Loan loss allowance | $1,433,000 | 2,574 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $2,690,000 | 2,816 |
| Other real estate owned | $0 | 2,581 |
| Goodwill and other intangibles | $599,000 | 1,460 |
| All other assets | $2,744,000 | 2,742 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $208,043,000 | 2,263 |
| Total liabilities | $192,442,000 | 2,208 |
| Total deposits | $179,148,000 | 2,204 |
| Interest-bearing deposits | $149,024,000 | 2,282 |
| Deposits held in domestic offices | $179,148,000 | 2,193 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $11,492,000 | 1,034 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $0 | 5,136 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $1,802,000 | 2,294 |
| Total equity capital | $15,601,000 | 2,860 |
| Total bank equity capital | $15,601,000 | 2,860 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $225,000 | 7,547 |
| Surplus | $1,402,000 | 6,787 |
| Undivided profits | $13,974,000 | 1,859 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,176,000 | 2,325 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $563,000 | 4,243 |
| Earning assets | $199,853,000 | 2,174 |
| Long-term assets (5+ years) | $44,338,000 | 1,316 |
| Average Assets, year-to-date | $188,339,400 | 2,391 |
| Average Assets, quarterly | $200,673,000 | 2,321 |
| Volatile liabilities | $24,247,000 | 2,245 |
| Insider loans | $4,173,000 | 1,070 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $22,961,000 | 1,807 |
| Tier 1 (core) risk-based capital | $14,816,000 | 2,905 |
| Tier 2 risk-based capital | $1,391,750 | 2,157 |
| Total risk weighted assets | $111,298,350 | 2,442 |
| Total unused commitments | $22,961,000 | 1,817 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 78 | 2,569 |
| Assets and Liabilities | ||
| Total Assets: | $170,811,000 | 2,688 |
| Cash and due from depository institutions | $4,931,000 | 2,569 |
| Interest-bearing balances | $2,775,000 | 1,228 |
| Securities | $79,996,000 | 1,623 |
| Federal funds sold & reverse repurchase agreements | $4,266,000 | 2,084 |
| Net loans & leases | $73,994,000 | 3,495 |
| Loan loss allowance | $1,418,000 | 2,663 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $3,099,000 | 2,393 |
| Other real estate owned | $360,000 | 2,569 |
| Goodwill and other intangibles | $658,000 | 1,293 |
| All other assets | $3,507,000 | 2,313 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $170,811,000 | 2,688 |
| Total liabilities | $159,029,000 | 2,626 |
| Total deposits | $152,889,000 | 2,521 |
| Interest-bearing deposits | $130,045,000 | 2,543 |
| Deposits held in domestic offices | $152,889,000 | 2,510 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,798,000 | 1,832 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $28,000 | 5,151 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $1,314,000 | 2,457 |
| Total equity capital | $11,782,000 | 3,435 |
| Total bank equity capital | $11,782,000 | 3,435 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $225,000 | 7,979 |
| Surplus | $1,402,000 | 6,886 |
| Undivided profits | $10,155,000 | 2,304 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,821,000 | 1,671 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $437,000 | 4,794 |
| Earning assets | $161,031,000 | 2,606 |
| Long-term assets (5+ years) | $30,775,000 | 1,795 |
| Average Assets, year-to-date | $166,842,600 | 2,658 |
| Average Assets, quarterly | $169,084,500 | 2,689 |
| Volatile liabilities | $13,091,000 | 3,554 |
| Insider loans | $2,864,000 | 1,475 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $11,515,000 | 2,843 |
| Tier 1 (core) risk-based capital | $13,072,000 | 3,164 |
| Tier 2 risk-based capital | $1,197,580 | 2,473 |
| Total risk weighted assets | $95,585,680 | 2,760 |
| Total unused commitments | $11,515,000 | 2,854 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 77 | 2,723 |
| Assets and Liabilities | ||
| Total Assets: | $159,938,000 | 2,864 |
| Cash and due from depository institutions | $9,943,000 | 2,723 |
| Interest-bearing balances | $8,122,000 | 751 |
| Securities | $59,787,000 | 2,291 |
| Federal funds sold & reverse repurchase agreements | $13,252,000 | 989 |
| Net loans & leases | $70,070,000 | 3,584 |
| Loan loss allowance | $1,428,000 | 2,737 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $3,303,000 | 2,221 |
| Other real estate owned | $709,000 | 2,723 |
| Goodwill and other intangibles | $718,000 | 1,162 |
| All other assets | $2,156,000 | 3,264 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $159,938,000 | 2,864 |
| Total liabilities | $147,540,000 | 2,844 |
| Total deposits | $146,372,000 | 2,698 |
| Interest-bearing deposits | $124,399,000 | 2,746 |
| Deposits held in domestic offices | $146,372,000 | 2,688 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $54,000 | 4,600 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $1,114,000 | 2,871 |
| Total equity capital | $12,398,000 | 3,278 |
| Total bank equity capital | $12,398,000 | 3,278 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $225,000 | 8,393 |
| Surplus | $1,402,000 | 6,920 |
| Undivided profits | $10,771,000 | 2,197 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,879,000 | 1,459 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $370,000 | 5,013 |
| Earning assets | $151,231,000 | 2,788 |
| Long-term assets (5+ years) | $35,709,000 | 1,625 |
| Average Assets, year-to-date | $154,746,600 | 2,881 |
| Average Assets, quarterly | $155,771,000 | 2,914 |
| Volatile liabilities | $6,966,000 | 5,330 |
| Insider loans | $3,541,000 | 1,174 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $9,251,000 | 3,267 |
| Tier 1 (core) risk-based capital | $11,475,000 | 3,486 |
| Tier 2 risk-based capital | $1,108,150 | 2,626 |
| Total risk weighted assets | $88,331,750 | 2,925 |
| Total unused commitments | $9,251,000 | 3,285 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 73 | 2,939 |
| Assets and Liabilities | ||
| Total Assets: | $156,039,000 | 3,003 |
| Cash and due from depository institutions | $13,794,000 | 2,939 |
| Interest-bearing balances | $8,314,000 | 891 |
| Securities | $50,327,000 | 2,715 |
| Federal funds sold & reverse repurchase agreements | $10,599,000 | 1,535 |
| Net loans & leases | $74,778,000 | 3,431 |
| Loan loss allowance | $1,667,000 | 2,466 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $2,362,000 | 3,092 |
| Other real estate owned | $1,128,000 | 2,939 |
| Goodwill and other intangibles | $778,000 | 1,121 |
| All other assets | $2,273,000 | 3,194 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $156,039,000 | 3,003 |
| Total liabilities | $145,091,000 | 2,962 |
| Total deposits | $143,751,000 | 2,857 |
| Interest-bearing deposits | $127,986,000 | 2,822 |
| Deposits held in domestic offices | $143,751,000 | 2,852 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $1,340,000 | 2,580 |
| Total equity capital | $10,948,000 | 3,522 |
| Total bank equity capital | $10,948,000 | 3,522 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $225,000 | 8,812 |
| Surplus | $1,402,000 | 6,859 |
| Undivided profits | $9,321,000 | 2,356 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,102,000 | 3,443 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $722,000 | 2,744 |
| Earning assets | $144,018,000 | 2,979 |
| Long-term assets (5+ years) | $23,310,000 | 2,300 |
| Average Assets, year-to-date | $149,899,200 | 3,054 |
| Average Assets, quarterly | $155,891,500 | 3,000 |
| Volatile liabilities | $9,479,000 | 4,281 |
| Insider loans | $0 | 9,493 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $10,460,000 | 2,864 |
| Tier 1 (core) risk-based capital | $10,170,000 | 3,759 |
| Tier 2 risk-based capital | $1,111,980 | 2,655 |
| Total risk weighted assets | $88,403,680 | 3,004 |
| Total unused commitments | $10,460,000 | 2,877 |
| Derivatives | $0 | 651 |