Home > The First National Bank of Park Falls > Income and Expense
The First National Bank of Park Falls, Income and Expense
| 2019-03-31 (YTD Data) | Rank | |
| Total interest income | $1,413,000 | 3,625 |
| Total interest expense | $300,000 | 3,042 |
| Net interest income | $1,113,000 | 3,718 |
| Provision for loan and lease losses | $180,000 | 1,010 |
| Total noninterest income | $94,000 | 4,006 |
| Gross Fiduciary activities income | $0 | 972 |
| Service charges on deposit accounts | $29,000 | 3,870 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $65,000 | 3,740 |
| Total noninterest expense | $1,047,000 | 3,405 |
| Salaries and employee benefits | $544,000 | 3,553 |
| Premises and equipment expense | $112,000 | 3,354 |
| Additional noninterest expense | $391,000 | 3,053 |
| Pre-tax net operating income | $-20,000 | 5,184 |
| Securities gains (losses) | $-33,000 | 5,223 |
| Applicable income taxes | $2,000 | 3,681 |
| Income before extraordinary items | $-55,000 | 5,213 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $-55,000 | 5,212 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $-55,000 | 5,212 |
| Net charge-offs | $-1,000 | 3,818 |
| Cash dividends | $0 | 2,803 |
| Sale, conversion, retirement of capital stock, net | $0 | 529 |
| Net operating income | $-22,000 | 5,187 |
| 2018-12-31 (YTD Data) | Rank | |
| Total interest income | $5,557,000 | 3,580 |
| Total interest expense | $914,000 | 3,066 |
| Net interest income | $4,643,000 | 3,619 |
| Provision for loan and lease losses | $127,000 | 2,799 |
| Total noninterest income | $454,000 | 3,902 |
| Gross Fiduciary activities income | $0 | 1,098 |
| Service charges on deposit accounts | $115,000 | 4,003 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $339,000 | 3,546 |
| Total noninterest expense | $3,320,000 | 3,833 |
| Salaries and employee benefits | $1,733,000 | 3,930 |
| Premises and equipment expense | $413,000 | 3,470 |
| Additional noninterest expense | $1,174,000 | 3,624 |
| Pre-tax net operating income | $1,650,000 | 3,396 |
| Securities gains (losses) | $3,000 | 894 |
| Applicable income taxes | $3,000 | 3,873 |
| Income before extraordinary items | $1,650,000 | 3,223 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $1,650,000 | 3,222 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $1,650,000 | 3,222 |
| Net charge-offs | $208,000 | 1,621 |
| Cash dividends | $1,334,000 | 1,879 |
| Sale, conversion, retirement of capital stock, net | $0 | 671 |
| Net operating income | $1,647,000 | 3,226 |
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $4,133,000 | 3,607 |
| Total interest expense | $657,000 | 3,061 |
| Net interest income | $3,476,000 | 3,660 |
| Provision for loan and lease losses | $75,000 | 2,898 |
| Total noninterest income | $348,000 | 3,915 |
| Gross Fiduciary activities income | $0 | 1,048 |
| Service charges on deposit accounts | $84,000 | 4,067 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $264,000 | 3,525 |
| Total noninterest expense | $2,515,000 | 3,844 |
| Salaries and employee benefits | $1,311,000 | 3,946 |
| Premises and equipment expense | $330,000 | 3,419 |
| Additional noninterest expense | $874,000 | 3,659 |
| Pre-tax net operating income | $1,234,000 | 3,453 |
| Securities gains (losses) | $3,000 | 888 |
| Applicable income taxes | $2,000 | 3,934 |
| Income before extraordinary items | $1,235,000 | 3,269 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,235,000 | 3,268 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $1,235,000 | 3,268 |
| Net charge-offs | $-26,000 | 4,745 |
| Cash dividends | $1,001,000 | 1,655 |
| Sale, conversion, retirement of capital stock, net | $0 | 633 |
| Net operating income | $1,232,000 | 3,267 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $2,728,000 | 3,613 |
| Total interest expense | $425,000 | 3,042 |
| Net interest income | $2,303,000 | 3,683 |
| Provision for loan and lease losses | $43,000 | 2,938 |
| Total noninterest income | $224,000 | 3,972 |
| Gross Fiduciary activities income | $0 | 1,037 |
| Service charges on deposit accounts | $55,000 | 4,116 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $169,000 | 3,589 |
| Total noninterest expense | $1,654,000 | 3,889 |
| Salaries and employee benefits | $881,000 | 3,962 |
| Premises and equipment expense | $221,000 | 3,428 |
| Additional noninterest expense | $552,000 | 3,779 |
| Pre-tax net operating income | $830,000 | 3,424 |
| Securities gains (losses) | $0 | 961 |
| Applicable income taxes | $1,000 | 3,958 |
| Income before extraordinary items | $829,000 | 3,239 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $829,000 | 3,237 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $829,000 | 3,238 |
| Net charge-offs | $-25,000 | 4,811 |
| Cash dividends | $667,000 | 1,680 |
| Sale, conversion, retirement of capital stock, net | $0 | 620 |
| Net operating income | $829,000 | 3,234 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $1,339,000 | 3,654 |
| Total interest expense | $213,000 | 2,987 |
| Net interest income | $1,126,000 | 3,735 |
| Provision for loan and lease losses | $36,000 | 2,323 |
| Total noninterest income | $93,000 | 4,182 |
| Gross Fiduciary activities income | $0 | 1,003 |
| Service charges on deposit accounts | $26,000 | 4,184 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $67,000 | 3,865 |
| Total noninterest expense | $813,000 | 3,960 |
| Salaries and employee benefits | $440,000 | 4,000 |
| Premises and equipment expense | $103,000 | 3,594 |
| Additional noninterest expense | $270,000 | 3,842 |
| Pre-tax net operating income | $370,000 | 3,554 |
| Securities gains (losses) | $0 | 735 |
| Applicable income taxes | $-1,000 | 5,402 |
| Income before extraordinary items | $371,000 | 3,369 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $371,000 | 3,369 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $371,000 | 3,369 |
| Net charge-offs | $0 | 2,722 |
| Cash dividends | $0 | 2,774 |
| Sale, conversion, retirement of capital stock, net | $0 | 580 |
| Net operating income | $371,000 | 3,366 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $5,305,000 | 3,647 |
| Total interest expense | $764,000 | 2,997 |
| Net interest income | $4,541,000 | 3,703 |
| Provision for loan and lease losses | $146,000 | 2,692 |
| Total noninterest income | $538,000 | 3,844 |
| Gross Fiduciary activities income | $0 | 1,137 |
| Service charges on deposit accounts | $113,000 | 4,204 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $425,000 | 3,378 |
| Total noninterest expense | $3,210,000 | 3,991 |
| Salaries and employee benefits | $1,753,000 | 4,006 |
| Premises and equipment expense | $425,000 | 3,552 |
| Additional noninterest expense | $1,032,000 | 3,966 |
| Pre-tax net operating income | $1,723,000 | 3,349 |
| Securities gains (losses) | $7,000 | 1,711 |
| Applicable income taxes | $2,000 | 4,034 |
| Income before extraordinary items | $1,728,000 | 2,923 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $1,728,000 | 2,922 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $1,728,000 | 2,923 |
| Net charge-offs | $95,000 | 2,485 |
| Cash dividends | $1,300,000 | 1,872 |
| Sale, conversion, retirement of capital stock, net | $0 | 711 |
| Net operating income | $1,721,000 | 2,912 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $3,959,000 | 3,687 |
| Total interest expense | $564,000 | 3,013 |
| Net interest income | $3,395,000 | 3,744 |
| Provision for loan and lease losses | $109,000 | 2,587 |
| Total noninterest income | $419,000 | 3,818 |
| Gross Fiduciary activities income | $0 | 1,093 |
| Service charges on deposit accounts | $86,000 | 4,227 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $333,000 | 3,335 |
| Total noninterest expense | $2,404,000 | 4,013 |
| Salaries and employee benefits | $1,301,000 | 4,048 |
| Premises and equipment expense | $318,000 | 3,589 |
| Additional noninterest expense | $785,000 | 3,950 |
| Pre-tax net operating income | $1,301,000 | 3,376 |
| Securities gains (losses) | $5,000 | 1,816 |
| Applicable income taxes | $1,000 | 4,110 |
| Income before extraordinary items | $1,305,000 | 3,079 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $1,305,000 | 3,078 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,305,000 | 3,079 |
| Net charge-offs | $45,000 | 2,538 |
| Cash dividends | $975,000 | 1,736 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $1,300,000 | 3,059 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $2,619,000 | 3,706 |
| Total interest expense | $377,000 | 2,980 |
| Net interest income | $2,242,000 | 3,767 |
| Provision for loan and lease losses | $72,000 | 2,507 |
| Total noninterest income | $282,000 | 3,819 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $57,000 | 4,239 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $225,000 | 3,321 |
| Total noninterest expense | $1,606,000 | 4,031 |
| Salaries and employee benefits | $877,000 | 4,051 |
| Premises and equipment expense | $211,000 | 3,615 |
| Additional noninterest expense | $518,000 | 3,990 |
| Pre-tax net operating income | $846,000 | 3,387 |
| Securities gains (losses) | $1,000 | 1,756 |
| Applicable income taxes | $0 | 4,189 |
| Income before extraordinary items | $847,000 | 3,084 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $847,000 | 3,083 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $847,000 | 3,084 |
| Net charge-offs | $44,000 | 2,083 |
| Cash dividends | $650,000 | 1,716 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $846,000 | 3,067 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $1,292,000 | 3,743 |
| Total interest expense | $192,000 | 2,929 |
| Net interest income | $1,100,000 | 3,821 |
| Provision for loan and lease losses | $36,000 | 2,328 |
| Total noninterest income | $122,000 | 4,015 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $29,000 | 4,249 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $93,000 | 3,562 |
| Total noninterest expense | $798,000 | 4,087 |
| Salaries and employee benefits | $439,000 | 4,089 |
| Premises and equipment expense | $100,000 | 3,737 |
| Additional noninterest expense | $259,000 | 4,004 |
| Pre-tax net operating income | $388,000 | 3,459 |
| Securities gains (losses) | $1,000 | 1,030 |
| Applicable income taxes | $0 | 4,086 |
| Income before extraordinary items | $389,000 | 3,180 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $389,000 | 3,178 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $389,000 | 3,180 |
| Net charge-offs | $19,000 | 1,916 |
| Cash dividends | $0 | 2,846 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $388,000 | 3,166 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $5,193,000 | 3,734 |
| Total interest expense | $692,000 | 3,073 |
| Net interest income | $4,501,000 | 3,777 |
| Provision for loan and lease losses | $146,000 | 2,766 |
| Total noninterest income | $490,000 | 4,117 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $124,000 | 4,265 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $366,000 | 3,689 |
| Total noninterest expense | $3,274,000 | 4,057 |
| Salaries and employee benefits | $1,802,000 | 4,021 |
| Premises and equipment expense | $437,000 | 3,631 |
| Additional noninterest expense | $1,035,000 | 4,099 |
| Pre-tax net operating income | $1,571,000 | 3,447 |
| Securities gains (losses) | $62,000 | 1,692 |
| Applicable income taxes | $1,000 | 4,208 |
| Income before extraordinary items | $1,632,000 | 3,127 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,632,000 | 3,126 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $1,632,000 | 3,126 |
| Net charge-offs | $160,000 | 2,160 |
| Cash dividends | $1,238,000 | 1,926 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $1,570,000 | 3,150 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $3,884,000 | 3,759 |
| Total interest expense | $515,000 | 3,079 |
| Net interest income | $3,369,000 | 3,809 |
| Provision for loan and lease losses | $110,000 | 2,639 |
| Total noninterest income | $368,000 | 4,145 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $95,000 | 4,260 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $273,000 | 3,706 |
| Total noninterest expense | $2,467,000 | 4,054 |
| Salaries and employee benefits | $1,330,000 | 4,062 |
| Premises and equipment expense | $344,000 | 3,537 |
| Additional noninterest expense | $793,000 | 4,098 |
| Pre-tax net operating income | $1,160,000 | 3,521 |
| Securities gains (losses) | $56,000 | 1,679 |
| Applicable income taxes | $0 | 4,325 |
| Income before extraordinary items | $1,216,000 | 3,189 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,216,000 | 3,189 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,216,000 | 3,189 |
| Net charge-offs | $144,000 | 1,728 |
| Cash dividends | $998,000 | 1,686 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $1,160,000 | 3,202 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $2,572,000 | 3,787 |
| Total interest expense | $341,000 | 3,096 |
| Net interest income | $2,231,000 | 3,845 |
| Provision for loan and lease losses | $73,000 | 2,585 |
| Total noninterest income | $240,000 | 4,179 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $65,000 | 4,232 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $175,000 | 3,781 |
| Total noninterest expense | $1,658,000 | 4,072 |
| Salaries and employee benefits | $906,000 | 4,053 |
| Premises and equipment expense | $229,000 | 3,589 |
| Additional noninterest expense | $523,000 | 4,143 |
| Pre-tax net operating income | $740,000 | 3,579 |
| Securities gains (losses) | $56,000 | 1,346 |
| Applicable income taxes | $-1,000 | 5,847 |
| Income before extraordinary items | $797,000 | 3,195 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $797,000 | 3,192 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $797,000 | 3,193 |
| Net charge-offs | $115,000 | 1,505 |
| Cash dividends | $759,000 | 1,557 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $741,000 | 3,265 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $1,273,000 | 3,816 |
| Total interest expense | $175,000 | 3,067 |
| Net interest income | $1,098,000 | 3,889 |
| Provision for loan and lease losses | $36,000 | 2,426 |
| Total noninterest income | $98,000 | 4,420 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $32,000 | 4,246 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $66,000 | 4,090 |
| Total noninterest expense | $838,000 | 4,084 |
| Salaries and employee benefits | $469,000 | 4,022 |
| Premises and equipment expense | $112,000 | 3,646 |
| Additional noninterest expense | $257,000 | 4,204 |
| Pre-tax net operating income | $322,000 | 3,748 |
| Securities gains (losses) | $15,000 | 1,354 |
| Applicable income taxes | $-2,000 | 5,919 |
| Income before extraordinary items | $339,000 | 3,418 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $339,000 | 3,414 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $339,000 | 3,416 |
| Net charge-offs | $113,000 | 942 |
| Cash dividends | $278,000 | 1,691 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $324,000 | 3,431 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $5,061,000 | 3,819 |
| Total interest expense | $631,000 | 3,274 |
| Net interest income | $4,430,000 | 3,851 |
| Provision for loan and lease losses | $156,000 | 2,586 |
| Total noninterest income | $457,000 | 4,301 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $120,000 | 4,461 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $337,000 | 3,820 |
| Total noninterest expense | $3,235,000 | 4,164 |
| Salaries and employee benefits | $1,780,000 | 4,147 |
| Premises and equipment expense | $352,000 | 4,171 |
| Additional noninterest expense | $1,103,000 | 4,094 |
| Pre-tax net operating income | $1,496,000 | 3,499 |
| Securities gains (losses) | $127,000 | 1,023 |
| Applicable income taxes | $6,000 | 4,177 |
| Income before extraordinary items | $1,617,000 | 3,100 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $1,617,000 | 3,101 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,617,000 | 3,102 |
| Net charge-offs | $136,000 | 2,360 |
| Cash dividends | $1,367,000 | 1,746 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $1,490,000 | 3,192 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $3,772,000 | 3,864 |
| Total interest expense | $468,000 | 3,348 |
| Net interest income | $3,304,000 | 3,899 |
| Provision for loan and lease losses | $110,000 | 2,573 |
| Total noninterest income | $334,000 | 4,370 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $89,000 | 4,521 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $245,000 | 3,896 |
| Total noninterest expense | $2,394,000 | 4,220 |
| Salaries and employee benefits | $1,301,000 | 4,221 |
| Premises and equipment expense | $267,000 | 4,195 |
| Additional noninterest expense | $826,000 | 4,115 |
| Pre-tax net operating income | $1,134,000 | 3,551 |
| Securities gains (losses) | $105,000 | 1,008 |
| Applicable income taxes | $4,000 | 4,294 |
| Income before extraordinary items | $1,235,000 | 3,117 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,235,000 | 3,117 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $1,235,000 | 3,118 |
| Net charge-offs | $137,000 | 1,881 |
| Cash dividends | $1,097,000 | 1,522 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $1,130,000 | 3,233 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $2,502,000 | 3,892 |
| Total interest expense | $313,000 | 3,368 |
| Net interest income | $2,189,000 | 3,936 |
| Provision for loan and lease losses | $72,000 | 2,554 |
| Total noninterest income | $239,000 | 4,288 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $58,000 | 4,557 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $181,000 | 3,784 |
| Total noninterest expense | $1,578,000 | 4,295 |
| Salaries and employee benefits | $859,000 | 4,281 |
| Premises and equipment expense | $176,000 | 4,254 |
| Additional noninterest expense | $543,000 | 4,175 |
| Pre-tax net operating income | $778,000 | 3,475 |
| Securities gains (losses) | $89,000 | 901 |
| Applicable income taxes | $3,000 | 4,308 |
| Income before extraordinary items | $864,000 | 3,029 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $864,000 | 3,030 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $864,000 | 3,031 |
| Net charge-offs | $0 | 3,893 |
| Cash dividends | $440,000 | 2,061 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $775,000 | 3,157 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $1,244,000 | 3,914 |
| Total interest expense | $161,000 | 3,335 |
| Net interest income | $1,083,000 | 3,966 |
| Provision for loan and lease losses | $36,000 | 2,365 |
| Total noninterest income | $123,000 | 4,230 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $29,000 | 4,554 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $94,000 | 3,686 |
| Total noninterest expense | $793,000 | 4,313 |
| Salaries and employee benefits | $437,000 | 4,269 |
| Premises and equipment expense | $83,000 | 4,398 |
| Additional noninterest expense | $273,000 | 4,166 |
| Pre-tax net operating income | $377,000 | 3,478 |
| Securities gains (losses) | $40,000 | 939 |
| Applicable income taxes | $1,000 | 4,289 |
| Income before extraordinary items | $416,000 | 3,048 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $416,000 | 3,051 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $416,000 | 3,051 |
| Net charge-offs | $2,000 | 2,999 |
| Cash dividends | $100,000 | 2,294 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $376,000 | 3,165 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $5,002,000 | 3,958 |
| Total interest expense | $681,000 | 3,371 |
| Net interest income | $4,321,000 | 4,016 |
| Provision for loan and lease losses | $116,000 | 3,065 |
| Total noninterest income | $701,000 | 3,699 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $138,000 | 4,517 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $563,000 | 3,106 |
| Total noninterest expense | $3,427,000 | 4,182 |
| Salaries and employee benefits | $1,957,000 | 4,029 |
| Premises and equipment expense | $505,000 | 3,608 |
| Additional noninterest expense | $965,000 | 4,525 |
| Pre-tax net operating income | $1,479,000 | 3,507 |
| Securities gains (losses) | $131,000 | 1,067 |
| Applicable income taxes | $4,000 | 4,338 |
| Income before extraordinary items | $1,606,000 | 3,120 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $1,606,000 | 3,120 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,606,000 | 3,121 |
| Net charge-offs | $134,000 | 2,896 |
| Cash dividends | $755,000 | 2,373 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,475,000 | 3,217 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $3,748,000 | 3,999 |
| Total interest expense | $517,000 | 3,385 |
| Net interest income | $3,231,000 | 4,049 |
| Provision for loan and lease losses | $82,000 | 3,039 |
| Total noninterest income | $535,000 | 3,710 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $106,000 | 4,530 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $429,000 | 3,126 |
| Total noninterest expense | $2,535,000 | 4,240 |
| Salaries and employee benefits | $1,434,000 | 4,085 |
| Premises and equipment expense | $384,000 | 3,628 |
| Additional noninterest expense | $717,000 | 4,569 |
| Pre-tax net operating income | $1,149,000 | 3,526 |
| Securities gains (losses) | $109,000 | 938 |
| Applicable income taxes | $3,000 | 4,402 |
| Income before extraordinary items | $1,255,000 | 3,053 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,255,000 | 3,053 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,255,000 | 3,054 |
| Net charge-offs | $68,000 | 3,031 |
| Cash dividends | $548,000 | 2,119 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $1,146,000 | 3,200 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $2,461,000 | 4,047 |
| Total interest expense | $344,000 | 3,430 |
| Net interest income | $2,117,000 | 4,092 |
| Provision for loan and lease losses | $54,000 | 2,954 |
| Total noninterest income | $370,000 | 3,639 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $71,000 | 4,525 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $299,000 | 3,045 |
| Total noninterest expense | $1,650,000 | 4,328 |
| Salaries and employee benefits | $937,000 | 4,168 |
| Premises and equipment expense | $256,000 | 3,661 |
| Additional noninterest expense | $457,000 | 4,681 |
| Pre-tax net operating income | $783,000 | 3,411 |
| Securities gains (losses) | $89,000 | 854 |
| Applicable income taxes | $2,000 | 4,388 |
| Income before extraordinary items | $870,000 | 2,930 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $870,000 | 2,936 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $870,000 | 2,936 |
| Net charge-offs | $68,000 | 2,525 |
| Cash dividends | $342,000 | 2,204 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $781,000 | 3,089 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $1,196,000 | 4,138 |
| Total interest expense | $171,000 | 3,485 |
| Net interest income | $1,025,000 | 4,186 |
| Provision for loan and lease losses | $27,000 | 2,777 |
| Total noninterest income | $170,000 | 3,757 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $33,000 | 4,624 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $137,000 | 3,097 |
| Total noninterest expense | $819,000 | 4,384 |
| Salaries and employee benefits | $474,000 | 4,180 |
| Premises and equipment expense | $123,000 | 3,793 |
| Additional noninterest expense | $222,000 | 4,772 |
| Pre-tax net operating income | $349,000 | 3,556 |
| Securities gains (losses) | $46,000 | 677 |
| Applicable income taxes | $0 | 4,445 |
| Income before extraordinary items | $395,000 | 3,025 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $395,000 | 3,028 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $395,000 | 3,028 |
| Net charge-offs | $18,000 | 2,548 |
| Cash dividends | $30,000 | 2,684 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $349,000 | 3,226 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $4,699,000 | 4,252 |
| Total interest expense | $748,000 | 3,601 |
| Net interest income | $3,951,000 | 4,302 |
| Provision for loan and lease losses | $109,000 | 3,623 |
| Total noninterest income | $658,000 | 3,978 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $154,000 | 4,543 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $504,000 | 3,350 |
| Total noninterest expense | $3,220,000 | 4,446 |
| Salaries and employee benefits | $1,852,000 | 4,247 |
| Premises and equipment expense | $479,000 | 3,820 |
| Additional noninterest expense | $889,000 | 4,842 |
| Pre-tax net operating income | $1,280,000 | 3,664 |
| Securities gains (losses) | $216,000 | 849 |
| Applicable income taxes | $3,000 | 4,470 |
| Income before extraordinary items | $1,493,000 | 3,174 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,493,000 | 3,176 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $1,493,000 | 3,177 |
| Net charge-offs | $67,000 | 4,128 |
| Cash dividends | $715,000 | 2,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $1,277,000 | 3,396 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $3,504,000 | 4,311 |
| Total interest expense | $580,000 | 3,606 |
| Net interest income | $2,924,000 | 4,371 |
| Provision for loan and lease losses | $82,000 | 3,576 |
| Total noninterest income | $494,000 | 4,037 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $115,000 | 4,586 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $379,000 | 3,401 |
| Total noninterest expense | $2,342,000 | 4,540 |
| Salaries and employee benefits | $1,309,000 | 4,407 |
| Premises and equipment expense | $360,000 | 3,858 |
| Additional noninterest expense | $673,000 | 4,847 |
| Pre-tax net operating income | $994,000 | 3,696 |
| Securities gains (losses) | $120,000 | 1,095 |
| Applicable income taxes | $2,000 | 4,565 |
| Income before extraordinary items | $1,112,000 | 3,214 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $1,112,000 | 3,217 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,112,000 | 3,218 |
| Net charge-offs | $49,000 | 3,878 |
| Cash dividends | $610,000 | 1,904 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $992,000 | 3,365 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $2,313,000 | 4,339 |
| Total interest expense | $401,000 | 3,578 |
| Net interest income | $1,912,000 | 4,422 |
| Provision for loan and lease losses | $54,000 | 3,561 |
| Total noninterest income | $335,000 | 4,017 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $75,000 | 4,608 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $260,000 | 3,407 |
| Total noninterest expense | $1,554,000 | 4,560 |
| Salaries and employee benefits | $878,000 | 4,422 |
| Premises and equipment expense | $241,000 | 3,875 |
| Additional noninterest expense | $435,000 | 4,931 |
| Pre-tax net operating income | $639,000 | 3,721 |
| Securities gains (losses) | $58,000 | 1,424 |
| Applicable income taxes | $1,000 | 4,582 |
| Income before extraordinary items | $696,000 | 3,322 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $696,000 | 3,323 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $696,000 | 3,325 |
| Net charge-offs | $49,000 | 3,369 |
| Cash dividends | $505,000 | 1,678 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $638,000 | 3,397 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $1,163,000 | 4,342 |
| Total interest expense | $207,000 | 3,596 |
| Net interest income | $956,000 | 4,448 |
| Provision for loan and lease losses | $27,000 | 3,386 |
| Total noninterest income | $154,000 | 4,132 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $36,000 | 4,669 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $118,000 | 3,526 |
| Total noninterest expense | $795,000 | 4,551 |
| Salaries and employee benefits | $449,000 | 4,413 |
| Premises and equipment expense | $128,000 | 3,753 |
| Additional noninterest expense | $218,000 | 4,963 |
| Pre-tax net operating income | $288,000 | 3,872 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $0 | 4,602 |
| Income before extraordinary items | $288,000 | 3,643 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $288,000 | 3,643 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $288,000 | 3,645 |
| Net charge-offs | $0 | 4,145 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $288,000 | 3,545 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $4,916,000 | 4,344 |
| Total interest expense | $975,000 | 3,665 |
| Net interest income | $3,941,000 | 4,446 |
| Provision for loan and lease losses | $110,000 | 4,578 |
| Total noninterest income | $642,000 | 4,048 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $157,000 | 4,698 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $485,000 | 3,387 |
| Total noninterest expense | $3,185,000 | 4,596 |
| Salaries and employee benefits | $1,835,000 | 4,351 |
| Premises and equipment expense | $502,000 | 3,816 |
| Additional noninterest expense | $848,000 | 5,158 |
| Pre-tax net operating income | $1,288,000 | 3,595 |
| Securities gains (losses) | $262,000 | 1,471 |
| Applicable income taxes | $4,000 | 4,545 |
| Income before extraordinary items | $1,546,000 | 3,068 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,546,000 | 3,066 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $1,546,000 | 3,067 |
| Net charge-offs | $79,000 | 4,605 |
| Cash dividends | $637,000 | 2,493 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $1,284,000 | 3,271 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $3,710,000 | 4,396 |
| Total interest expense | $758,000 | 3,707 |
| Net interest income | $2,952,000 | 4,516 |
| Provision for loan and lease losses | $82,000 | 4,576 |
| Total noninterest income | $492,000 | 4,039 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $118,000 | 4,760 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $374,000 | 3,361 |
| Total noninterest expense | $2,306,000 | 4,716 |
| Salaries and employee benefits | $1,312,000 | 4,488 |
| Premises and equipment expense | $374,000 | 3,877 |
| Additional noninterest expense | $620,000 | 5,261 |
| Pre-tax net operating income | $1,056,000 | 3,532 |
| Securities gains (losses) | $170,000 | 1,564 |
| Applicable income taxes | $4,000 | 4,560 |
| Income before extraordinary items | $1,222,000 | 3,035 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,222,000 | 3,035 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $1,222,000 | 3,034 |
| Net charge-offs | $76,000 | 4,217 |
| Cash dividends | $637,000 | 1,784 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $1,052,000 | 3,191 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $2,487,000 | 4,426 |
| Total interest expense | $519,000 | 3,735 |
| Net interest income | $1,968,000 | 4,543 |
| Provision for loan and lease losses | $55,000 | 4,498 |
| Total noninterest income | $323,000 | 4,065 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $76,000 | 4,824 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $247,000 | 3,363 |
| Total noninterest expense | $1,499,000 | 4,811 |
| Salaries and employee benefits | $850,000 | 4,587 |
| Premises and equipment expense | $237,000 | 4,010 |
| Additional noninterest expense | $412,000 | 5,293 |
| Pre-tax net operating income | $737,000 | 3,439 |
| Securities gains (losses) | $89,000 | 1,680 |
| Applicable income taxes | $2,000 | 4,564 |
| Income before extraordinary items | $824,000 | 2,972 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $824,000 | 2,972 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $824,000 | 2,972 |
| Net charge-offs | $76,000 | 3,671 |
| Cash dividends | $446,000 | 1,728 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $735,000 | 3,058 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $1,238,000 | 4,489 |
| Total interest expense | $265,000 | 3,794 |
| Net interest income | $973,000 | 4,610 |
| Provision for loan and lease losses | $27,000 | 4,294 |
| Total noninterest income | $156,000 | 4,143 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $37,000 | 4,857 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $119,000 | 3,430 |
| Total noninterest expense | $756,000 | 4,813 |
| Salaries and employee benefits | $438,000 | 4,535 |
| Premises and equipment expense | $111,000 | 4,168 |
| Additional noninterest expense | $207,000 | 5,274 |
| Pre-tax net operating income | $346,000 | 3,577 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $1,000 | 4,577 |
| Income before extraordinary items | $345,000 | 3,381 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $345,000 | 3,384 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $345,000 | 3,384 |
| Net charge-offs | $38,000 | 3,242 |
| Cash dividends | $75,000 | 2,250 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $345,000 | 3,215 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $5,090,000 | 4,524 |
| Total interest expense | $1,214,000 | 3,936 |
| Net interest income | $3,876,000 | 4,618 |
| Provision for loan and lease losses | $110,000 | 5,257 |
| Total noninterest income | $608,000 | 4,045 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $143,000 | 4,978 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $465,000 | 3,208 |
| Total noninterest expense | $3,141,000 | 4,757 |
| Salaries and employee benefits | $1,781,000 | 4,482 |
| Premises and equipment expense | $481,000 | 4,140 |
| Additional noninterest expense | $879,000 | 5,221 |
| Pre-tax net operating income | $1,233,000 | 3,357 |
| Securities gains (losses) | $325,000 | 1,080 |
| Applicable income taxes | $2,000 | 4,563 |
| Income before extraordinary items | $1,556,000 | 2,705 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,556,000 | 2,706 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $1,556,000 | 2,706 |
| Net charge-offs | $13,000 | 6,026 |
| Cash dividends | $700,000 | 2,035 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $1,231,000 | 3,058 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $3,833,000 | 4,569 |
| Total interest expense | $931,000 | 3,999 |
| Net interest income | $2,902,000 | 4,659 |
| Provision for loan and lease losses | $82,000 | 5,184 |
| Total noninterest income | $464,000 | 4,032 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $103,000 | 5,077 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $361,000 | 3,190 |
| Total noninterest expense | $2,299,000 | 4,835 |
| Salaries and employee benefits | $1,255,000 | 4,659 |
| Premises and equipment expense | $347,000 | 4,275 |
| Additional noninterest expense | $697,000 | 5,107 |
| Pre-tax net operating income | $985,000 | 3,340 |
| Securities gains (losses) | $262,000 | 1,007 |
| Applicable income taxes | $0 | 4,740 |
| Income before extraordinary items | $1,247,000 | 2,649 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,247,000 | 2,651 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $1,247,000 | 2,651 |
| Net charge-offs | $5,000 | 5,949 |
| Cash dividends | $537,000 | 1,735 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $985,000 | 2,997 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $2,606,000 | 4,551 |
| Total interest expense | $628,000 | 4,090 |
| Net interest income | $1,978,000 | 4,613 |
| Provision for loan and lease losses | $54,000 | 5,070 |
| Total noninterest income | $264,000 | 4,380 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $25,000 | 6,372 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $239,000 | 3,218 |
| Total noninterest expense | $1,497,000 | 4,951 |
| Salaries and employee benefits | $803,000 | 4,806 |
| Premises and equipment expense | $226,000 | 4,382 |
| Additional noninterest expense | $468,000 | 5,166 |
| Pre-tax net operating income | $691,000 | 3,211 |
| Securities gains (losses) | $108,000 | 1,086 |
| Applicable income taxes | $0 | 4,697 |
| Income before extraordinary items | $799,000 | 2,676 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $799,000 | 2,676 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $799,000 | 2,676 |
| Net charge-offs | $5,000 | 5,553 |
| Cash dividends | $359,000 | 1,741 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $691,000 | 2,871 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $1,296,000 | 4,575 |
| Total interest expense | $315,000 | 4,182 |
| Net interest income | $981,000 | 4,628 |
| Provision for loan and lease losses | $27,000 | 4,803 |
| Total noninterest income | $117,000 | 4,642 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $12,000 | 6,371 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $105,000 | 3,488 |
| Total noninterest expense | $732,000 | 5,039 |
| Salaries and employee benefits | $397,000 | 4,888 |
| Premises and equipment expense | $113,000 | 4,429 |
| Additional noninterest expense | $222,000 | 5,278 |
| Pre-tax net operating income | $339,000 | 3,299 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $0 | 4,545 |
| Income before extraordinary items | $339,000 | 2,990 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $339,000 | 2,989 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $339,000 | 2,990 |
| Net charge-offs | $4,000 | 4,727 |
| Cash dividends | $242,000 | 1,290 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $339,000 | 2,931 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $5,099,000 | 4,764 |
| Total interest expense | $1,399,000 | 4,440 |
| Net interest income | $3,700,000 | 4,800 |
| Provision for loan and lease losses | $110,000 | 5,955 |
| Total noninterest income | $506,000 | 4,536 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $50,000 | 6,229 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $456,000 | 3,321 |
| Total noninterest expense | $2,851,000 | 5,165 |
| Salaries and employee benefits | $1,514,000 | 5,038 |
| Premises and equipment expense | $473,000 | 4,331 |
| Additional noninterest expense | $864,000 | 5,441 |
| Pre-tax net operating income | $1,245,000 | 3,033 |
| Securities gains (losses) | $3,000 | 3,556 |
| Applicable income taxes | $3,000 | 4,431 |
| Income before extraordinary items | $1,245,000 | 2,844 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,245,000 | 2,841 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $1,245,000 | 2,845 |
| Net charge-offs | $33,000 | 6,156 |
| Cash dividends | $1,230,000 | 1,264 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $1,242,000 | 2,741 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $3,804,000 | 4,877 |
| Total interest expense | $1,073,000 | 4,522 |
| Net interest income | $2,731,000 | 4,900 |
| Provision for loan and lease losses | $82,000 | 5,892 |
| Total noninterest income | $390,000 | 4,563 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $38,000 | 6,304 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $352,000 | 3,299 |
| Total noninterest expense | $2,110,000 | 5,217 |
| Salaries and employee benefits | $1,090,000 | 5,177 |
| Premises and equipment expense | $382,000 | 4,192 |
| Additional noninterest expense | $638,000 | 5,494 |
| Pre-tax net operating income | $929,000 | 3,220 |
| Securities gains (losses) | $3,000 | 3,393 |
| Applicable income taxes | $2,000 | 4,515 |
| Income before extraordinary items | $930,000 | 3,022 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $930,000 | 3,019 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $930,000 | 3,022 |
| Net charge-offs | $32,000 | 5,785 |
| Cash dividends | $1,072,000 | 988 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $927,000 | 2,902 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $2,524,000 | 4,924 |
| Total interest expense | $724,000 | 4,588 |
| Net interest income | $1,800,000 | 4,949 |
| Provision for loan and lease losses | $54,000 | 5,798 |
| Total noninterest income | $259,000 | 4,537 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $25,000 | 6,341 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $234,000 | 3,227 |
| Total noninterest expense | $1,403,000 | 5,249 |
| Salaries and employee benefits | $722,000 | 5,214 |
| Premises and equipment expense | $257,000 | 4,197 |
| Additional noninterest expense | $424,000 | 5,530 |
| Pre-tax net operating income | $602,000 | 3,297 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $1,000 | 4,552 |
| Income before extraordinary items | $601,000 | 3,062 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $601,000 | 3,057 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $601,000 | 3,060 |
| Net charge-offs | $22,000 | 5,472 |
| Cash dividends | $930,000 | 780 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $601,000 | 2,950 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $1,254,000 | 5,009 |
| Total interest expense | $370,000 | 4,677 |
| Net interest income | $884,000 | 5,029 |
| Provision for loan and lease losses | $27,000 | 5,545 |
| Total noninterest income | $128,000 | 4,591 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $12,000 | 6,416 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $116,000 | 3,249 |
| Total noninterest expense | $695,000 | 5,320 |
| Salaries and employee benefits | $354,000 | 5,325 |
| Premises and equipment expense | $132,000 | 4,226 |
| Additional noninterest expense | $209,000 | 5,579 |
| Pre-tax net operating income | $290,000 | 3,407 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $0 | 4,611 |
| Income before extraordinary items | $290,000 | 3,189 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $290,000 | 3,186 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $290,000 | 3,189 |
| Net charge-offs | $12,000 | 4,735 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $290,000 | 3,079 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $5,029,000 | 5,111 |
| Total interest expense | $1,623,000 | 4,976 |
| Net interest income | $3,406,000 | 5,026 |
| Provision for loan and lease losses | $100,000 | 6,413 |
| Total noninterest income | $424,000 | 5,023 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $65,000 | 6,249 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $359,000 | 3,704 |
| Total noninterest expense | $2,733,000 | 5,439 |
| Salaries and employee benefits | $1,489,000 | 5,219 |
| Premises and equipment expense | $508,000 | 4,334 |
| Additional noninterest expense | $736,000 | 6,016 |
| Pre-tax net operating income | $997,000 | 2,993 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $-20,000 | 6,321 |
| Income before extraordinary items | $1,017,000 | 2,738 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,017,000 | 2,737 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $1,017,000 | 2,738 |
| Net charge-offs | $54,000 | 6,160 |
| Cash dividends | $1,256,000 | 1,367 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $1,017,000 | 2,690 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $3,761,000 | 5,179 |
| Total interest expense | $1,240,000 | 5,060 |
| Net interest income | $2,521,000 | 5,077 |
| Provision for loan and lease losses | $72,000 | 6,301 |
| Total noninterest income | $326,000 | 5,050 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $50,000 | 6,270 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $276,000 | 3,745 |
| Total noninterest expense | $2,033,000 | 5,469 |
| Salaries and employee benefits | $1,110,000 | 5,275 |
| Premises and equipment expense | $382,000 | 4,372 |
| Additional noninterest expense | $541,000 | 6,075 |
| Pre-tax net operating income | $742,000 | 3,221 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $-19,000 | 6,703 |
| Income before extraordinary items | $761,000 | 2,961 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $761,000 | 2,959 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $761,000 | 2,962 |
| Net charge-offs | $49,000 | 5,697 |
| Cash dividends | $351,000 | 2,435 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $761,000 | 2,889 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $2,501,000 | 5,232 |
| Total interest expense | $810,000 | 5,248 |
| Net interest income | $1,691,000 | 5,059 |
| Provision for loan and lease losses | $45,000 | 6,163 |
| Total noninterest income | $212,000 | 5,120 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $34,000 | 6,274 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $178,000 | 3,834 |
| Total noninterest expense | $1,351,000 | 5,537 |
| Salaries and employee benefits | $752,000 | 5,289 |
| Premises and equipment expense | $254,000 | 4,414 |
| Additional noninterest expense | $345,000 | 6,197 |
| Pre-tax net operating income | $507,000 | 3,276 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $-21,000 | 6,873 |
| Income before extraordinary items | $528,000 | 2,992 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $528,000 | 2,990 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $528,000 | 2,991 |
| Net charge-offs | $50,000 | 4,916 |
| Cash dividends | $246,000 | 2,464 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $528,000 | 2,889 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $1,235,000 | 5,309 |
| Total interest expense | $398,000 | 5,405 |
| Net interest income | $837,000 | 5,080 |
| Provision for loan and lease losses | $18,000 | 5,948 |
| Total noninterest income | $95,000 | 5,301 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $18,000 | 6,172 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $77,000 | 4,081 |
| Total noninterest expense | $641,000 | 5,624 |
| Salaries and employee benefits | $364,000 | 5,428 |
| Premises and equipment expense | $130,000 | 4,390 |
| Additional noninterest expense | $147,000 | 6,365 |
| Pre-tax net operating income | $273,000 | 3,488 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $-22,000 | 7,282 |
| Income before extraordinary items | $295,000 | 3,168 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $295,000 | 3,168 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $295,000 | 3,168 |
| Net charge-offs | $15,000 | 4,515 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $295,000 | 3,014 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $4,956,000 | 5,482 |
| Total interest expense | $1,743,000 | 5,642 |
| Net interest income | $3,213,000 | 5,221 |
| Provision for loan and lease losses | $39,000 | 6,732 |
| Total noninterest income | $490,000 | 4,883 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $68,000 | 6,372 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $422,000 | 3,495 |
| Total noninterest expense | $2,509,000 | 5,635 |
| Salaries and employee benefits | $1,361,000 | 5,613 |
| Premises and equipment expense | $545,000 | 4,236 |
| Additional noninterest expense | $603,000 | 6,211 |
| Pre-tax net operating income | $1,155,000 | 3,490 |
| Securities gains (losses) | $-1,000 | 6,828 |
| Applicable income taxes | $7,000 | 4,604 |
| Income before extraordinary items | $1,147,000 | 3,014 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,147,000 | 3,013 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $16,000 | 6,395 |
| Cash dividends | $349,000 | 3,903 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $1,147,990 | 3,155 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $3,728,000 | 5,550 |
| Total interest expense | $1,339,000 | 5,701 |
| Net interest income | $2,389,000 | 5,284 |
| Provision for loan and lease losses | $21,000 | 6,479 |
| Total noninterest income | $392,000 | 4,852 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $50,000 | 6,441 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $342,000 | 3,457 |
| Total noninterest expense | $1,875,000 | 5,649 |
| Salaries and employee benefits | $1,033,000 | 5,593 |
| Premises and equipment expense | $412,000 | 4,219 |
| Additional noninterest expense | $430,000 | 6,295 |
| Pre-tax net operating income | $885,000 | 3,899 |
| Securities gains (losses) | $-1,000 | 7,156 |
| Applicable income taxes | $-4,000 | 7,264 |
| Income before extraordinary items | $888,000 | 3,357 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $888,000 | 3,355 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 5,807 |
| Cash dividends | $261,000 | 3,582 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $889,000 | 3,479 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $2,491,000 | 5,614 |
| Total interest expense | $911,000 | 5,798 |
| Net interest income | $1,580,000 | 5,309 |
| Provision for loan and lease losses | $10,000 | 6,307 |
| Total noninterest income | $265,000 | 4,869 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $33,000 | 6,468 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $232,000 | 3,481 |
| Total noninterest expense | $1,253,000 | 5,677 |
| Salaries and employee benefits | $684,000 | 5,656 |
| Premises and equipment expense | $282,000 | 4,146 |
| Additional noninterest expense | $287,000 | 6,291 |
| Pre-tax net operating income | $582,000 | 4,084 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $-15,000 | 7,630 |
| Income before extraordinary items | $597,000 | 3,656 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $597,000 | 3,657 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,998 |
| Cash dividends | $174,000 | 3,600 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $597,000 | 3,596 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $1,263,000 | 5,675 |
| Total interest expense | $489,000 | 5,817 |
| Net interest income | $774,000 | 5,398 |
| Provision for loan and lease losses | $4,000 | 5,832 |
| Total noninterest income | $131,000 | 4,906 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $16,000 | 6,480 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $115,000 | 3,517 |
| Total noninterest expense | $635,000 | 5,655 |
| Salaries and employee benefits | $344,000 | 5,683 |
| Premises and equipment expense | $145,000 | 4,090 |
| Additional noninterest expense | $146,000 | 6,249 |
| Pre-tax net operating income | $266,000 | 4,415 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $-24,000 | 7,924 |
| Income before extraordinary items | $290,000 | 3,877 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $290,000 | 3,880 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,009 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $290,000 | 3,791 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $5,027,000 | 5,705 |
| Total interest expense | $1,974,000 | 5,858 |
| Net interest income | $3,053,000 | 5,451 |
| Provision for loan and lease losses | $65,000 | 5,403 |
| Total noninterest income | $464,000 | 5,182 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $64,000 | 6,532 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $400,000 | 3,734 |
| Total noninterest expense | $2,412,000 | 5,721 |
| Salaries and employee benefits | $1,310,000 | 5,727 |
| Premises and equipment expense | $501,000 | 4,355 |
| Additional noninterest expense | $601,000 | 6,118 |
| Pre-tax net operating income | $1,040,000 | 4,660 |
| Securities gains (losses) | $-3,000 | 7,272 |
| Applicable income taxes | $0 | 6,070 |
| Income before extraordinary items | $1,037,000 | 4,236 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,037,000 | 4,238 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $111,000 | 3,621 |
| Cash dividends | $1,103,000 | 2,474 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $1,040,000 | 4,222 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $3,734,000 | 5,755 |
| Total interest expense | $1,483,000 | 5,889 |
| Net interest income | $2,251,000 | 5,532 |
| Provision for loan and lease losses | $46,000 | 5,112 |
| Total noninterest income | $359,000 | 5,145 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $48,000 | 6,565 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $311,000 | 3,671 |
| Total noninterest expense | $1,829,000 | 5,645 |
| Salaries and employee benefits | $1,001,000 | 5,639 |
| Premises and equipment expense | $376,000 | 4,341 |
| Additional noninterest expense | $452,000 | 6,096 |
| Pre-tax net operating income | $735,000 | 5,030 |
| Securities gains (losses) | $-1,000 | 7,322 |
| Applicable income taxes | $-6,000 | 8,005 |
| Income before extraordinary items | $740,000 | 4,514 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $740,000 | 4,514 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $37,000 | 3,997 |
| Cash dividends | $424,000 | 3,172 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $741,000 | 4,505 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $2,433,000 | 5,846 |
| Total interest expense | $947,000 | 5,995 |
| Net interest income | $1,486,000 | 5,581 |
| Provision for loan and lease losses | $28,000 | 5,075 |
| Total noninterest income | $233,000 | 5,255 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $32,000 | 6,601 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $201,000 | 3,778 |
| Total noninterest expense | $1,222,000 | 5,667 |
| Salaries and employee benefits | $674,000 | 5,680 |
| Premises and equipment expense | $251,000 | 4,376 |
| Additional noninterest expense | $297,000 | 6,144 |
| Pre-tax net operating income | $469,000 | 5,174 |
| Securities gains (losses) | $-1,000 | 7,616 |
| Applicable income taxes | $-12,000 | 8,159 |
| Income before extraordinary items | $480,000 | 4,643 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $480,000 | 4,643 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 4,346 |
| Cash dividends | $345,000 | 2,968 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $481,000 | 4,631 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $1,212,000 | 5,851 |
| Total interest expense | $474,000 | 5,982 |
| Net interest income | $738,000 | 5,630 |
| Provision for loan and lease losses | $11,000 | 4,971 |
| Total noninterest income | $111,000 | 5,313 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $14,000 | 6,735 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $97,000 | 3,813 |
| Total noninterest expense | $633,000 | 5,585 |
| Salaries and employee benefits | $356,000 | 5,530 |
| Premises and equipment expense | $127,000 | 4,340 |
| Additional noninterest expense | $150,000 | 6,119 |
| Pre-tax net operating income | $205,000 | 5,456 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $-18,000 | 8,296 |
| Income before extraordinary items | $223,000 | 4,817 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $223,000 | 4,818 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 3,890 |
| Cash dividends | $200,000 | 2,393 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $223,000 | 4,788 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $4,591,000 | 5,787 |
| Total interest expense | $1,659,000 | 5,881 |
| Net interest income | $2,932,000 | 5,597 |
| Provision for loan and lease losses | $23,000 | 6,241 |
| Total noninterest income | $503,000 | 5,125 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $59,000 | 6,743 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $444,000 | 3,557 |
| Total noninterest expense | $2,475,000 | 5,515 |
| Salaries and employee benefits | $1,492,000 | 5,206 |
| Premises and equipment expense | $497,000 | 4,288 |
| Additional noninterest expense | $486,000 | 6,605 |
| Pre-tax net operating income | $937,000 | 5,335 |
| Securities gains (losses) | $-10,000 | 7,284 |
| Applicable income taxes | $15,000 | 6,025 |
| Income before extraordinary items | $912,000 | 4,914 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $912,000 | 4,917 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $37,000 | 4,423 |
| Cash dividends | $523,000 | 3,642 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $921,800 | 4,883 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $3,380,000 | 5,839 |
| Total interest expense | $1,216,000 | 5,887 |
| Net interest income | $2,164,000 | 5,684 |
| Provision for loan and lease losses | $0 | 6,685 |
| Total noninterest income | $403,000 | 4,995 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $45,000 | 6,821 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $358,000 | 3,391 |
| Total noninterest expense | $1,915,000 | 5,399 |
| Salaries and employee benefits | $1,175,000 | 5,041 |
| Premises and equipment expense | $377,000 | 4,259 |
| Additional noninterest expense | $363,000 | 6,610 |
| Pre-tax net operating income | $652,000 | 5,697 |
| Securities gains (losses) | $-10,000 | 7,588 |
| Applicable income taxes | $9,000 | 6,256 |
| Income before extraordinary items | $633,000 | 5,231 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $633,000 | 5,234 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $37,000 | 3,575 |
| Cash dividends | $455,000 | 3,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $642,900 | 5,191 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $2,209,000 | 5,867 |
| Total interest expense | $803,000 | 5,797 |
| Net interest income | $1,406,000 | 5,789 |
| Provision for loan and lease losses | $0 | 6,419 |
| Total noninterest income | $274,000 | 4,945 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $29,000 | 6,890 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $245,000 | 3,356 |
| Total noninterest expense | $1,262,000 | 5,448 |
| Salaries and employee benefits | $773,000 | 5,101 |
| Premises and equipment expense | $253,000 | 4,242 |
| Additional noninterest expense | $236,000 | 6,715 |
| Pre-tax net operating income | $418,000 | 5,805 |
| Securities gains (losses) | $-4,000 | 7,633 |
| Applicable income taxes | $2,000 | 6,505 |
| Income before extraordinary items | $412,000 | 5,318 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $412,000 | 5,322 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $37,000 | 2,844 |
| Cash dividends | $387,000 | 2,771 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $416,000 | 5,290 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $1,086,000 | 5,877 |
| Total interest expense | $401,000 | 5,686 |
| Net interest income | $685,000 | 5,865 |
| Provision for loan and lease losses | $0 | 6,013 |
| Total noninterest income | $148,000 | 4,717 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $14,000 | 6,901 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $134,000 | 3,182 |
| Total noninterest expense | $640,000 | 5,410 |
| Salaries and employee benefits | $390,000 | 5,098 |
| Premises and equipment expense | $129,000 | 4,210 |
| Additional noninterest expense | $121,000 | 6,613 |
| Pre-tax net operating income | $193,000 | 5,917 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $-9,000 | 8,517 |
| Income before extraordinary items | $202,000 | 5,334 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $202,000 | 5,333 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,399 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $202,000 | 5,335 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $4,109,000 | 5,744 |
| Total interest expense | $1,287,000 | 5,648 |
| Net interest income | $2,822,000 | 5,689 |
| Provision for loan and lease losses | $-33,000 | 8,548 |
| Total noninterest income | $515,000 | 5,178 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $64,000 | 6,854 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $451,000 | 3,552 |
| Total noninterest expense | $2,523,000 | 5,354 |
| Salaries and employee benefits | $1,477,000 | 5,099 |
| Premises and equipment expense | $483,000 | 4,287 |
| Additional noninterest expense | $563,000 | 6,241 |
| Pre-tax net operating income | $847,000 | 5,756 |
| Securities gains (losses) | $-3,000 | 7,152 |
| Applicable income taxes | $-19,000 | 8,493 |
| Income before extraordinary items | $863,000 | 5,174 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $863,000 | 5,177 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,000 | 5,513 |
| Cash dividends | $60,000 | 5,717 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $866,000 | 5,142 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $3,007,000 | 5,788 |
| Total interest expense | $920,000 | 5,669 |
| Net interest income | $2,087,000 | 5,757 |
| Provision for loan and lease losses | $-33,000 | 8,639 |
| Total noninterest income | $415,000 | 5,026 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $50,000 | 6,852 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $365,000 | 3,434 |
| Total noninterest expense | $1,895,000 | 5,312 |
| Salaries and employee benefits | $1,101,000 | 5,092 |
| Premises and equipment expense | $355,000 | 4,325 |
| Additional noninterest expense | $439,000 | 6,091 |
| Pre-tax net operating income | $640,000 | 5,840 |
| Securities gains (losses) | $-2,000 | 7,438 |
| Applicable income taxes | $-31,000 | 8,654 |
| Income before extraordinary items | $669,000 | 5,197 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $669,000 | 5,200 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 5,415 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $671,000 | 5,152 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $1,963,000 | 5,797 |
| Total interest expense | $565,000 | 5,729 |
| Net interest income | $1,398,000 | 5,724 |
| Provision for loan and lease losses | $-33,000 | 8,680 |
| Total noninterest income | $285,000 | 4,924 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $33,000 | 6,850 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $252,000 | 3,358 |
| Total noninterest expense | $1,271,000 | 5,279 |
| Salaries and employee benefits | $720,000 | 5,152 |
| Premises and equipment expense | $238,000 | 4,284 |
| Additional noninterest expense | $313,000 | 5,880 |
| Pre-tax net operating income | $445,000 | 5,722 |
| Securities gains (losses) | $-2,000 | 7,723 |
| Applicable income taxes | $26,000 | 5,957 |
| Income before extraordinary items | $417,000 | 5,339 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $417,000 | 5,341 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 4,682 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $418,880 | 5,292 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $984,000 | 5,782 |
| Total interest expense | $264,000 | 5,825 |
| Net interest income | $720,000 | 5,651 |
| Provision for loan and lease losses | $-33,000 | 8,774 |
| Total noninterest income | $111,000 | 5,463 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $16,000 | 6,882 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $95,000 | 3,827 |
| Total noninterest expense | $625,000 | 5,382 |
| Salaries and employee benefits | $351,000 | 5,283 |
| Premises and equipment expense | $119,000 | 4,321 |
| Additional noninterest expense | $155,000 | 5,895 |
| Pre-tax net operating income | $239,000 | 5,549 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $15,000 | 5,858 |
| Income before extraordinary items | $224,000 | 5,139 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $224,000 | 5,140 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,728 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $224,000 | 5,113 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $3,944,000 | 5,591 |
| Total interest expense | $962,000 | 5,780 |
| Net interest income | $2,982,000 | 5,431 |
| Provision for loan and lease losses | $0 | 7,314 |
| Total noninterest income | $622,000 | 4,728 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $74,000 | 6,886 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $548,000 | 3,136 |
| Total noninterest expense | $2,425,000 | 5,407 |
| Salaries and employee benefits | $1,387,000 | 5,209 |
| Premises and equipment expense | $454,000 | 4,375 |
| Additional noninterest expense | $584,000 | 6,080 |
| Pre-tax net operating income | $1,179,000 | 4,837 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $296,000 | 4,183 |
| Income before extraordinary items | $883,000 | 5,025 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $883,000 | 5,026 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 6,343 |
| Cash dividends | $3,920,000 | 784 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $883,000 | 4,950 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $2,941,000 | 5,610 |
| Total interest expense | $704,000 | 5,804 |
| Net interest income | $2,237,000 | 5,422 |
| Provision for loan and lease losses | $0 | 7,100 |
| Total noninterest income | $512,000 | 4,471 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $55,000 | 6,934 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $457,000 | 2,955 |
| Total noninterest expense | $1,849,000 | 5,312 |
| Salaries and employee benefits | $1,041,000 | 5,177 |
| Premises and equipment expense | $351,000 | 4,276 |
| Additional noninterest expense | $457,000 | 5,893 |
| Pre-tax net operating income | $900,000 | 4,880 |
| Securities gains (losses) | $-9,000 | 8,488 |
| Applicable income taxes | $246,000 | 4,112 |
| Income before extraordinary items | $645,000 | 5,176 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $645,000 | 5,175 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 5,881 |
| Cash dividends | $3,920,000 | 565 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $651,480 | 5,063 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $1,932,000 | 5,657 |
| Total interest expense | $454,000 | 5,923 |
| Net interest income | $1,478,000 | 5,453 |
| Provision for loan and lease losses | $0 | 6,885 |
| Total noninterest income | $327,000 | 4,586 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $34,000 | 7,049 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $293,000 | 3,029 |
| Total noninterest expense | $1,208,000 | 5,420 |
| Salaries and employee benefits | $694,000 | 5,201 |
| Premises and equipment expense | $231,000 | 4,319 |
| Additional noninterest expense | $283,000 | 6,159 |
| Pre-tax net operating income | $597,000 | 4,846 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $189,000 | 3,885 |
| Income before extraordinary items | $408,000 | 5,270 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $408,000 | 5,270 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,017 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $408,000 | 5,192 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $961,000 | 5,703 |
| Total interest expense | $236,000 | 5,862 |
| Net interest income | $725,000 | 5,501 |
| Provision for loan and lease losses | $0 | 6,501 |
| Total noninterest income | $172,000 | 4,435 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $17,000 | 7,025 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $155,000 | 2,890 |
| Total noninterest expense | $601,000 | 5,444 |
| Salaries and employee benefits | $339,000 | 5,305 |
| Premises and equipment expense | $115,000 | 4,370 |
| Additional noninterest expense | $147,000 | 6,069 |
| Pre-tax net operating income | $296,000 | 4,840 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $93,000 | 3,908 |
| Income before extraordinary items | $203,000 | 5,305 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $203,000 | 5,304 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,097 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $203,000 | 5,186 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $4,231,000 | 5,443 |
| Total interest expense | $1,095,000 | 5,851 |
| Net interest income | $3,136,000 | 5,162 |
| Provision for loan and lease losses | $18,000 | 7,137 |
| Total noninterest income | $537,000 | 5,234 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $74,000 | 7,015 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $463,000 | 3,708 |
| Total noninterest expense | $2,321,000 | 5,487 |
| Salaries and employee benefits | $1,322,000 | 5,293 |
| Premises and equipment expense | $443,000 | 4,413 |
| Additional noninterest expense | $556,000 | 6,220 |
| Pre-tax net operating income | $1,334,000 | 4,416 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $391,000 | 3,832 |
| Income before extraordinary items | $943,000 | 4,815 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $943,000 | 4,815 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-36,000 | 8,874 |
| Cash dividends | $100,000 | 5,525 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $943,000 | 4,648 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $3,224,000 | 5,457 |
| Total interest expense | $856,000 | 5,879 |
| Net interest income | $2,368,000 | 5,167 |
| Provision for loan and lease losses | $18,000 | 6,830 |
| Total noninterest income | $425,000 | 5,152 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $56,000 | 7,053 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $369,000 | 3,685 |
| Total noninterest expense | $1,759,000 | 5,422 |
| Salaries and employee benefits | $1,008,000 | 5,222 |
| Premises and equipment expense | $336,000 | 4,381 |
| Additional noninterest expense | $415,000 | 6,226 |
| Pre-tax net operating income | $1,016,000 | 4,508 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $330,000 | 3,751 |
| Income before extraordinary items | $686,000 | 5,050 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $686,000 | 5,050 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-36,000 | 8,869 |
| Cash dividends | $100,000 | 4,694 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $686,000 | 4,864 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $2,180,000 | 5,449 |
| Total interest expense | $605,000 | 5,811 |
| Net interest income | $1,575,000 | 5,176 |
| Provision for loan and lease losses | $18,000 | 6,396 |
| Total noninterest income | $289,000 | 5,094 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $36,000 | 7,105 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $253,000 | 3,606 |
| Total noninterest expense | $1,176,000 | 5,391 |
| Salaries and employee benefits | $672,000 | 5,228 |
| Premises and equipment expense | $229,000 | 4,318 |
| Additional noninterest expense | $275,000 | 6,246 |
| Pre-tax net operating income | $670,000 | 4,539 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $217,000 | 3,802 |
| Income before extraordinary items | $453,000 | 5,071 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $453,000 | 5,071 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 6,160 |
| Cash dividends | $100,000 | 4,223 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $453,000 | 4,867 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,082,000 | 5,504 |
| Total interest expense | $312,000 | 5,819 |
| Net interest income | $770,000 | 5,234 |
| Provision for loan and lease losses | $9,000 | 6,152 |
| Total noninterest income | $163,000 | 4,677 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $18,000 | 7,056 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $145,000 | 3,273 |
| Total noninterest expense | $594,000 | 5,371 |
| Salaries and employee benefits | $336,000 | 5,243 |
| Premises and equipment expense | $117,000 | 4,253 |
| Additional noninterest expense | $141,000 | 6,147 |
| Pre-tax net operating income | $330,000 | 4,541 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $106,000 | 3,831 |
| Income before extraordinary items | $224,000 | 5,015 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $224,000 | 5,014 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,539 |
| Cash dividends | $100,000 | 2,874 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $224,000 | 4,811 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $4,735,000 | 5,354 |
| Total interest expense | $1,625,000 | 5,475 |
| Net interest income | $3,110,000 | 5,175 |
| Provision for loan and lease losses | $18,000 | 7,572 |
| Total noninterest income | $499,000 | 5,227 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $71,000 | 7,103 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $428,000 | 3,574 |
| Total noninterest expense | $2,305,000 | 5,370 |
| Salaries and employee benefits | $1,293,000 | 5,208 |
| Premises and equipment expense | $444,000 | 4,304 |
| Additional noninterest expense | $568,000 | 6,111 |
| Pre-tax net operating income | $1,286,000 | 4,526 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $408,000 | 3,848 |
| Income before extraordinary items | $878,000 | 4,941 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $878,000 | 4,941 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $59,000 | 5,010 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $878,000 | 4,811 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $5,332,000 | 5,400 |
| Total interest expense | $2,340,000 | 5,602 |
| Net interest income | $2,992,000 | 5,083 |
| Provision for loan and lease losses | $-40,000 | 9,488 |
| Total noninterest income | $447,000 | 5,388 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $64,000 | 7,308 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $383,000 | 3,634 |
| Total noninterest expense | $2,223,000 | 5,351 |
| Salaries and employee benefits | $1,245,000 | 5,176 |
| Premises and equipment expense | $435,000 | 4,342 |
| Additional noninterest expense | $543,000 | 6,194 |
| Pre-tax net operating income | $1,256,000 | 4,325 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $400,000 | 3,735 |
| Income before extraordinary items | $856,000 | 4,698 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $856,000 | 4,701 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-66,000 | 9,456 |
| Cash dividends | $265,000 | 4,584 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $856,000 | 4,579 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $5,208,000 | 5,597 |
| Total interest expense | $2,430,000 | 5,656 |
| Net interest income | $2,778,000 | 5,432 |
| Provision for loan and lease losses | $0 | 8,337 |
| Total noninterest income | $472,000 | 5,067 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $53,000 | 7,545 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $419,000 | 3,234 |
| Total noninterest expense | $2,204,000 | 5,324 |
| Salaries and employee benefits | $1,182,000 | 5,290 |
| Premises and equipment expense | $467,000 | 4,009 |
| Additional noninterest expense | $555,000 | 6,044 |
| Pre-tax net operating income | $1,046,000 | 5,148 |
| Securities gains (losses) | $-7,000 | 8,117 |
| Applicable income taxes | $309,000 | 4,537 |
| Income before extraordinary items | $730,000 | 5,308 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $730,000 | 5,307 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,000 | 6,338 |
| Cash dividends | $375,000 | 4,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $734,900 | 5,289 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $4,789,000 | 5,718 |
| Total interest expense | $2,072,000 | 5,877 |
| Net interest income | $2,717,000 | 5,514 |
| Provision for loan and lease losses | $-78,000 | 10,081 |
| Total noninterest income | $460,000 | 5,220 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $41,000 | 8,049 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $419,000 | 3,303 |
| Total noninterest expense | $1,992,000 | 5,695 |
| Salaries and employee benefits | $1,134,000 | 5,386 |
| Premises and equipment expense | $241,000 | 6,169 |
| Additional noninterest expense | $617,000 | 5,720 |
| Pre-tax net operating income | $1,263,000 | 4,611 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $410,000 | 4,096 |
| Income before extraordinary items | $853,000 | 4,894 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $853,000 | 4,894 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-74,000 | 9,992 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $853,000 | 4,852 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $4,979,000 | 5,693 |
| Total interest expense | $2,246,000 | 5,754 |
| Net interest income | $2,733,000 | 5,508 |
| Provision for loan and lease losses | $0 | 8,652 |
| Total noninterest income | $407,000 | 5,555 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $49,000 | 8,070 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $358,000 | 3,659 |
| Total noninterest expense | $1,869,000 | 5,844 |
| Salaries and employee benefits | $1,086,000 | 5,460 |
| Premises and equipment expense | $218,000 | 6,462 |
| Additional noninterest expense | $565,000 | 5,987 |
| Pre-tax net operating income | $1,271,000 | 4,704 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $428,000 | 4,247 |
| Income before extraordinary items | $843,000 | 5,020 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $843,000 | 5,020 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $17,000 | 6,524 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $843,000 | 4,937 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $5,066,000 | 5,748 |
| Total interest expense | $2,324,000 | 5,687 |
| Net interest income | $2,742,000 | 5,678 |
| Provision for loan and lease losses | $60,000 | 6,153 |
| Total noninterest income | $432,000 | 5,462 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $53,000 | 8,344 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $379,000 | 3,405 |
| Total noninterest expense | $1,833,000 | 6,003 |
| Salaries and employee benefits | $1,039,000 | 5,721 |
| Premises and equipment expense | $188,000 | 7,059 |
| Additional noninterest expense | $606,000 | 5,763 |
| Pre-tax net operating income | $1,281,000 | 5,016 |
| Securities gains (losses) | $3,000 | 3,097 |
| Applicable income taxes | $450,000 | 4,536 |
| Income before extraordinary items | $834,000 | 5,320 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $834,000 | 5,323 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 7,728 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $832,050 | 5,275 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $4,784,000 | 6,129 |
| Total interest expense | $2,124,000 | 6,174 |
| Net interest income | $2,660,000 | 5,943 |
| Provision for loan and lease losses | $0 | 9,041 |
| Total noninterest income | $431,000 | 5,695 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $59,000 | 8,581 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $372,000 | 3,539 |
| Total noninterest expense | $1,811,000 | 6,358 |
| Salaries and employee benefits | $1,000,000 | 5,988 |
| Premises and equipment expense | $174,000 | 7,546 |
| Additional noninterest expense | $637,000 | 6,116 |
| Pre-tax net operating income | $1,280,000 | 4,880 |
| Securities gains (losses) | $-9,000 | 10,223 |
| Applicable income taxes | $457,000 | 4,449 |
| Income before extraordinary items | $814,000 | 5,244 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $814,000 | 5,244 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-6,000 | 10,223 |
| Cash dividends | $300,000 | 4,471 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $819,760 | 5,157 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $4,646,000 | 6,298 |
| Total interest expense | $1,971,000 | 6,533 |
| Net interest income | $2,675,000 | 6,004 |
| Provision for loan and lease losses | $6,000 | 8,588 |
| Total noninterest income | $413,000 | 5,869 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $55,000 | 9,088 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $358,000 | 3,552 |
| Total noninterest expense | $1,879,000 | 6,279 |
| Salaries and employee benefits | $956,000 | 6,268 |
| Premises and equipment expense | $212,000 | 6,974 |
| Additional noninterest expense | $711,000 | 5,767 |
| Pre-tax net operating income | $1,203,000 | 5,237 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $416,000 | 4,815 |
| Income before extraordinary items | $787,000 | 5,510 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $787,000 | 5,508 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-25,000 | 11,145 |
| Cash dividends | $475,000 | 3,477 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $787,000 | 5,492 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $4,058,000 | 6,623 |
| Total interest expense | $1,587,000 | 6,633 |
| Net interest income | $2,471,000 | 6,537 |
| Provision for loan and lease losses | $12,000 | 8,270 |
| Total noninterest income | $388,000 | 6,252 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $46,000 | 9,835 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $342,000 | 3,768 |
| Total noninterest expense | $1,878,000 | 6,505 |
| Salaries and employee benefits | $898,000 | 6,646 |
| Premises and equipment expense | $198,000 | 7,470 |
| Additional noninterest expense | $782,000 | 5,809 |
| Pre-tax net operating income | $969,000 | 6,084 |
| Securities gains (losses) | $-8,000 | 9,681 |
| Applicable income taxes | $307,000 | 5,793 |
| Income before extraordinary items | $654,000 | 6,197 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $654,000 | 6,214 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-13,000 | 10,986 |
| Cash dividends | $510,000 | 3,134 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $659,440 | 6,224 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $4,064,000 | 6,802 |
| Total interest expense | $1,564,000 | 7,003 |
| Net interest income | $2,500,000 | 6,546 |
| Provision for loan and lease losses | $84,000 | 6,228 |
| Total noninterest income | $384,000 | 6,671 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $47,000 | 10,174 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $337,000 | 4,198 |
| Total noninterest expense | $1,870,000 | 6,699 |
| Salaries and employee benefits | $863,000 | 6,932 |
| Premises and equipment expense | $169,000 | 8,403 |
| Additional noninterest expense | $838,000 | 5,700 |
| Pre-tax net operating income | $930,000 | 6,211 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $300,000 | 6,085 |
| Income before extraordinary items | $630,000 | 6,563 |
| Extraordinary gains, net | $33,000 | 2,444 |
| Net income | $663,000 | 6,503 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $25,000 | 7,365 |
| Cash dividends | $515,000 | 2,993 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $630,000 | 6,324 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $4,616,000 | 6,756 |
| Total interest expense | $2,173,000 | 6,687 |
| Net interest income | $2,443,000 | 6,705 |
| Provision for loan and lease losses | $270,000 | 4,396 |
| Total noninterest income | $395,000 | 6,593 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $47,000 | 10,435 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $348,000 | 4,052 |
| Total noninterest expense | $1,799,000 | 6,947 |
| Salaries and employee benefits | $815,000 | 7,173 |
| Premises and equipment expense | $152,000 | 9,049 |
| Additional noninterest expense | $832,000 | 5,873 |
| Pre-tax net operating income | $769,000 | 6,716 |
| Securities gains (losses) | $61,000 | 3,800 |
| Applicable income taxes | $288,000 | 6,101 |
| Income before extraordinary items | $542,000 | 6,978 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $542,000 | 7,069 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $326,000 | 3,179 |
| Cash dividends | $175,000 | 5,409 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $502,350 | 6,935 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.