Home > The First National Bank of Palestine > Income and Expense
The First National Bank of Palestine, Income and Expense
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $7,100,000 | 4,445 |
| Total interest expense | $2,474,000 | 5,458 |
| Net interest income | $4,626,000 | 3,741 |
| Provision for loan and lease losses | $295,000 | 2,666 |
| Total noninterest income | $951,000 | 3,171 |
| Gross Fiduciary activities income | $0 | 1,450 |
| Service charges on deposit accounts | $705,000 | 1,848 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $246,000 | 4,403 |
| Total noninterest expense | $3,279,000 | 3,813 |
| Salaries and employee benefits | $1,660,000 | 3,908 |
| Premises and equipment expense | $359,000 | 4,802 |
| Additional noninterest expense | $1,260,000 | 3,209 |
| Pre-tax net operating income | $2,003,000 | 3,527 |
| Securities gains (losses) | $-4,000 | 9,548 |
| Applicable income taxes | $686,000 | 3,285 |
| Income before extraordinary items | $1,313,000 | 3,769 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,313,000 | 3,767 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $66,000 | 4,640 |
| Cash dividends | $700,000 | 2,776 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,315,640 | 3,693 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $7,300,000 | 4,402 |
| Total interest expense | $2,851,000 | 5,000 |
| Net interest income | $4,449,000 | 3,929 |
| Provision for loan and lease losses | $72,000 | 5,782 |
| Total noninterest income | $929,000 | 3,322 |
| Gross Fiduciary activities income | $0 | 1,526 |
| Service charges on deposit accounts | $692,000 | 1,966 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $237,000 | 4,689 |
| Total noninterest expense | $3,063,000 | 4,241 |
| Salaries and employee benefits | $1,553,000 | 4,179 |
| Premises and equipment expense | $374,000 | 4,781 |
| Additional noninterest expense | $1,136,000 | 3,953 |
| Pre-tax net operating income | $2,243,000 | 3,101 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $831,000 | 2,756 |
| Income before extraordinary items | $1,412,000 | 3,383 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,412,000 | 3,382 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $67,000 | 4,727 |
| Cash dividends | $1,500,000 | 1,563 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $1,412,000 | 3,340 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $6,593,000 | 4,796 |
| Total interest expense | $2,256,000 | 5,962 |
| Net interest income | $4,337,000 | 4,037 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $881,000 | 3,414 |
| Gross Fiduciary activities income | $0 | 1,590 |
| Service charges on deposit accounts | $314,000 | 4,136 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $567,000 | 2,641 |
| Total noninterest expense | $2,911,000 | 4,407 |
| Salaries and employee benefits | $1,399,000 | 4,566 |
| Premises and equipment expense | $344,000 | 5,083 |
| Additional noninterest expense | $1,168,000 | 3,832 |
| Pre-tax net operating income | $2,307,000 | 3,073 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $845,000 | 2,754 |
| Income before extraordinary items | $1,462,000 | 3,319 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,462,000 | 3,318 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-31,000 | 11,245 |
| Cash dividends | $1,200,000 | 1,763 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $1,462,000 | 3,296 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $5,302,000 | 5,391 |
| Total interest expense | $1,683,000 | 6,376 |
| Net interest income | $3,619,000 | 4,794 |
| Provision for loan and lease losses | $-95,000 | 12,126 |
| Total noninterest income | $995,000 | 3,127 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $310,000 | 4,248 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $685,000 | 2,372 |
| Total noninterest expense | $2,885,000 | 4,562 |
| Salaries and employee benefits | $1,397,000 | 4,577 |
| Premises and equipment expense | $321,000 | 5,423 |
| Additional noninterest expense | $1,167,000 | 4,157 |
| Pre-tax net operating income | $1,824,000 | 3,698 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $650,000 | 3,284 |
| Income before extraordinary items | $1,174,000 | 3,939 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,174,000 | 3,944 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-12,000 | 10,929 |
| Cash dividends | $89,000 | 7,163 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $1,174,000 | 3,979 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $4,895,000 | 5,889 |
| Total interest expense | $1,766,000 | 6,433 |
| Net interest income | $3,129,000 | 5,477 |
| Provision for loan and lease losses | $0 | 10,371 |
| Total noninterest income | $1,131,000 | 3,050 |
| Gross Fiduciary activities income | $0 | 1,630 |
| Service charges on deposit accounts | $618,000 | 2,223 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $513,000 | 3,223 |
| Total noninterest expense | $2,789,000 | 4,810 |
| Salaries and employee benefits | $1,401,000 | 4,549 |
| Premises and equipment expense | $306,000 | 5,744 |
| Additional noninterest expense | $1,082,000 | 4,608 |
| Pre-tax net operating income | $1,471,000 | 4,401 |
| Securities gains (losses) | $24,000 | 4,420 |
| Applicable income taxes | $479,000 | 4,340 |
| Income before extraordinary items | $1,016,000 | 4,646 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $1,016,000 | 4,773 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $38,000 | 6,608 |
| Cash dividends | $924,000 | 1,905 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $999,680 | 4,466 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $5,839,000 | 5,616 |
| Total interest expense | $2,373,000 | 6,245 |
| Net interest income | $3,466,000 | 5,050 |
| Provision for loan and lease losses | $8,000 | 11,328 |
| Total noninterest income | $645,000 | 4,703 |
| Gross Fiduciary activities income | $0 | 1,658 |
| Service charges on deposit accounts | $554,000 | 2,489 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $91,000 | 8,401 |
| Total noninterest expense | $2,740,000 | 4,914 |
| Salaries and employee benefits | $1,379,000 | 4,561 |
| Premises and equipment expense | $301,000 | 5,952 |
| Additional noninterest expense | $1,060,000 | 4,822 |
| Pre-tax net operating income | $1,363,000 | 4,427 |
| Securities gains (losses) | $67,000 | 3,651 |
| Applicable income taxes | $466,000 | 4,232 |
| Income before extraordinary items | $964,000 | 4,655 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $964,000 | 4,705 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $18,000 | 9,274 |
| Cash dividends | $835,000 | 1,834 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $919,110 | 4,532 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.