Home > The First National Bank of Paintsville > Income and Expense
The First National Bank of Paintsville, Income and Expense
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $5,742,000 | 5,236 |
| Total interest expense | $2,720,000 | 5,283 |
| Net interest income | $3,022,000 | 5,133 |
| Provision for loan and lease losses | $121,000 | 4,816 |
| Total noninterest income | $528,000 | 4,760 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $321,000 | 3,856 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $207,000 | 4,717 |
| Total noninterest expense | $2,392,000 | 5,010 |
| Salaries and employee benefits | $1,084,000 | 5,614 |
| Premises and equipment expense | $388,000 | 4,606 |
| Additional noninterest expense | $920,000 | 4,267 |
| Pre-tax net operating income | $1,037,000 | 5,166 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $248,000 | 5,004 |
| Income before extraordinary items | $789,000 | 5,086 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $789,000 | 5,085 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $44,000 | 4,965 |
| Cash dividends | $572,000 | 3,313 |
| Sale, conversion, retirement of capital stock, net | $-380,000 | 9,823 |
| Net operating income | $789,000 | 5,084 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $5,244,000 | 5,398 |
| Total interest expense | $2,209,000 | 5,637 |
| Net interest income | $3,035,000 | 5,121 |
| Provision for loan and lease losses | $150,000 | 4,234 |
| Total noninterest income | $540,000 | 4,733 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $302,000 | 3,967 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $238,000 | 4,546 |
| Total noninterest expense | $2,259,000 | 5,228 |
| Salaries and employee benefits | $1,084,000 | 5,565 |
| Premises and equipment expense | $336,000 | 5,113 |
| Additional noninterest expense | $839,000 | 4,631 |
| Pre-tax net operating income | $1,166,000 | 4,850 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $284,000 | 4,933 |
| Income before extraordinary items | $882,000 | 4,801 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $882,000 | 4,801 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $181,000 | 2,549 |
| Cash dividends | $1,425,000 | 1,756 |
| Sale, conversion, retirement of capital stock, net | $1,000 | 1,024 |
| Net operating income | $882,000 | 4,760 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $4,984,000 | 5,688 |
| Total interest expense | $2,176,000 | 5,878 |
| Net interest income | $2,808,000 | 5,403 |
| Provision for loan and lease losses | $50,000 | 6,568 |
| Total noninterest income | $555,000 | 4,638 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $309,000 | 3,850 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $246,000 | 4,466 |
| Total noninterest expense | $2,135,000 | 5,334 |
| Salaries and employee benefits | $1,041,000 | 5,615 |
| Premises and equipment expense | $303,000 | 5,351 |
| Additional noninterest expense | $791,000 | 4,718 |
| Pre-tax net operating income | $1,178,000 | 4,949 |
| Securities gains (losses) | $1,000 | 4,151 |
| Applicable income taxes | $348,000 | 4,774 |
| Income before extraordinary items | $831,000 | 5,070 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $831,000 | 5,070 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $45,000 | 5,129 |
| Cash dividends | $850,000 | 2,494 |
| Sale, conversion, retirement of capital stock, net | $1,000 | 1,017 |
| Net operating income | $830,300 | 4,990 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $5,060,000 | 5,756 |
| Total interest expense | $2,076,000 | 6,123 |
| Net interest income | $2,984,000 | 5,328 |
| Provision for loan and lease losses | $123,000 | 4,577 |
| Total noninterest income | $748,000 | 3,773 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $261,000 | 4,510 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $487,000 | 2,876 |
| Total noninterest expense | $2,221,000 | 5,258 |
| Salaries and employee benefits | $976,000 | 5,949 |
| Premises and equipment expense | $355,000 | 4,840 |
| Additional noninterest expense | $890,000 | 4,352 |
| Pre-tax net operating income | $1,388,000 | 4,743 |
| Securities gains (losses) | $26,000 | 1,720 |
| Applicable income taxes | $470,000 | 4,402 |
| Income before extraordinary items | $944,000 | 4,896 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $944,000 | 4,897 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $109,000 | 3,640 |
| Cash dividends | $256,000 | 4,886 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $926,580 | 4,902 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $1,285,000 | 10,408 |
| Total interest expense | $520,000 | 10,537 |
| Net interest income | $765,000 | 10,210 |
| Provision for loan and lease losses | $23,000 | 7,847 |
| Total noninterest income | $82,000 | 10,243 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $52,000 | 8,785 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $30,000 | 9,839 |
| Total noninterest expense | $438,000 | 10,837 |
| Salaries and employee benefits | $204,000 | 10,994 |
| Premises and equipment expense | $71,000 | 10,045 |
| Additional noninterest expense | $163,000 | 10,397 |
| Pre-tax net operating income | $386,000 | 8,595 |
| Securities gains (losses) | $-30,000 | 10,843 |
| Applicable income taxes | $129,000 | 8,234 |
| Income before extraordinary items | $227,000 | 9,032 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $227,000 | 9,036 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $61,000 | 4,891 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $246,200 | 8,810 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $4,545,000 | 6,416 |
| Total interest expense | $1,894,000 | 6,695 |
| Net interest income | $2,651,000 | 6,042 |
| Provision for loan and lease losses | $169,000 | 3,409 |
| Total noninterest income | $340,000 | 6,600 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $224,000 | 5,277 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $116,000 | 6,743 |
| Total noninterest expense | $1,719,000 | 6,685 |
| Salaries and employee benefits | $930,000 | 6,401 |
| Premises and equipment expense | $257,000 | 6,233 |
| Additional noninterest expense | $532,000 | 7,016 |
| Pre-tax net operating income | $1,103,000 | 5,588 |
| Securities gains (losses) | $31,000 | 1,605 |
| Applicable income taxes | $379,000 | 5,136 |
| Income before extraordinary items | $755,000 | 5,685 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $755,000 | 5,684 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $23,000 | 6,445 |
| Cash dividends | $405,000 | 3,815 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $734,230 | 5,771 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $4,031,000 | 6,662 |
| Total interest expense | $1,771,000 | 6,142 |
| Net interest income | $2,260,000 | 6,949 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $356,000 | 6,602 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $226,000 | 5,407 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $130,000 | 6,669 |
| Total noninterest expense | $1,743,000 | 6,860 |
| Salaries and employee benefits | $940,000 | 6,416 |
| Premises and equipment expense | $269,000 | 6,192 |
| Additional noninterest expense | $534,000 | 7,564 |
| Pre-tax net operating income | $873,000 | 6,523 |
| Securities gains (losses) | $-22,000 | 10,411 |
| Applicable income taxes | $286,000 | 6,044 |
| Income before extraordinary items | $565,000 | 6,800 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $565,000 | 6,815 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-27,000 | 11,482 |
| Cash dividends | $113,000 | 6,657 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $579,520 | 6,754 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $3,816,000 | 7,097 |
| Total interest expense | $1,759,000 | 6,452 |
| Net interest income | $2,057,000 | 7,516 |
| Provision for loan and lease losses | $105,000 | 5,626 |
| Total noninterest income | $350,000 | 7,025 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $208,000 | 5,829 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $142,000 | 6,740 |
| Total noninterest expense | $1,798,000 | 6,894 |
| Salaries and employee benefits | $1,003,000 | 6,120 |
| Premises and equipment expense | $257,000 | 6,565 |
| Additional noninterest expense | $538,000 | 7,877 |
| Pre-tax net operating income | $504,000 | 8,638 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $168,000 | 8,248 |
| Income before extraordinary items | $336,000 | 9,075 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $336,000 | 9,245 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $90,000 | 4,789 |
| Cash dividends | $315,000 | 4,258 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $336,000 | 8,820 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $4,417,000 | 6,993 |
| Total interest expense | $2,106,000 | 6,853 |
| Net interest income | $2,311,000 | 6,980 |
| Provision for loan and lease losses | $125,000 | 6,594 |
| Total noninterest income | $345,000 | 7,175 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $212,000 | 5,774 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $133,000 | 7,087 |
| Total noninterest expense | $1,923,000 | 6,591 |
| Salaries and employee benefits | $965,000 | 6,231 |
| Premises and equipment expense | $255,000 | 6,685 |
| Additional noninterest expense | $703,000 | 6,723 |
| Pre-tax net operating income | $608,000 | 7,650 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $201,000 | 7,542 |
| Income before extraordinary items | $407,000 | 8,143 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $407,000 | 8,271 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $147,000 | 4,939 |
| Cash dividends | $180,000 | 5,316 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $407,000 | 7,792 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.