Home > The First National Bank of Ottawa > Income and Expense
The First National Bank of Ottawa, Income and Expense
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $2,723,000 | 8,510 |
| Total interest expense | $1,134,000 | 8,166 |
| Net interest income | $1,589,000 | 8,613 |
| Provision for loan and lease losses | $56,000 | 5,901 |
| Total noninterest income | $319,000 | 7,005 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $258,000 | 4,925 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $61,000 | 9,058 |
| Total noninterest expense | $1,465,000 | 7,712 |
| Salaries and employee benefits | $904,000 | 6,600 |
| Premises and equipment expense | $220,000 | 7,054 |
| Additional noninterest expense | $341,000 | 9,459 |
| Pre-tax net operating income | $387,000 | 9,460 |
| Securities gains (losses) | $1,000 | 3,293 |
| Applicable income taxes | $127,000 | 8,774 |
| Income before extraordinary items | $261,000 | 9,576 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $261,000 | 9,587 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $63,000 | 4,659 |
| Cash dividends | $250,000 | 4,888 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $260,330 | 9,640 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $2,876,000 | 8,538 |
| Total interest expense | $1,207,000 | 8,223 |
| Net interest income | $1,669,000 | 8,579 |
| Provision for loan and lease losses | $106,000 | 5,611 |
| Total noninterest income | $342,000 | 7,126 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $274,000 | 4,770 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $68,000 | 9,182 |
| Total noninterest expense | $1,517,000 | 7,775 |
| Salaries and employee benefits | $871,000 | 6,893 |
| Premises and equipment expense | $223,000 | 7,222 |
| Additional noninterest expense | $423,000 | 8,995 |
| Pre-tax net operating income | $388,000 | 9,502 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $136,000 | 8,950 |
| Income before extraordinary items | $252,000 | 10,017 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $252,000 | 10,154 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $104,000 | 4,468 |
| Cash dividends | $213,000 | 5,257 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $252,000 | 9,769 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $3,282,000 | 8,498 |
| Total interest expense | $1,532,000 | 8,420 |
| Net interest income | $1,750,000 | 8,502 |
| Provision for loan and lease losses | $83,000 | 7,797 |
| Total noninterest income | $316,000 | 7,507 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $257,000 | 5,024 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $59,000 | 9,852 |
| Total noninterest expense | $1,431,000 | 8,172 |
| Salaries and employee benefits | $828,000 | 7,080 |
| Premises and equipment expense | $199,000 | 7,855 |
| Additional noninterest expense | $404,000 | 9,519 |
| Pre-tax net operating income | $552,000 | 8,054 |
| Securities gains (losses) | $9,000 | 6,537 |
| Applicable income taxes | $210,000 | 7,363 |
| Income before extraordinary items | $351,000 | 8,707 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $351,000 | 8,840 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $48,000 | 7,638 |
| Cash dividends | $300,000 | 3,979 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $345,240 | 8,408 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.