Home > The First National Bank of Ordway > Income and Expense
The First National Bank of Ordway, Income and Expense
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $1,988,000 | 6,454 |
| Total interest expense | $696,000 | 5,210 |
| Net interest income | $1,292,000 | 6,694 |
| Provision for loan and lease losses | $0 | 6,496 |
| Total noninterest income | $188,000 | 5,797 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $142,000 | 4,991 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $46,000 | 5,980 |
| Total noninterest expense | $1,478,000 | 6,332 |
| Salaries and employee benefits | $798,000 | 6,279 |
| Premises and equipment expense | $168,000 | 6,273 |
| Additional noninterest expense | $512,000 | 6,249 |
| Pre-tax net operating income | $2,000 | 6,007 |
| Securities gains (losses) | $-5,000 | 6,825 |
| Applicable income taxes | $-43,000 | 6,717 |
| Income before extraordinary items | $40,000 | 6,050 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $40,000 | 6,052 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $40,000 | 6,052 |
| Net charge-offs | $190,000 | 4,347 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $43,200 | 5,919 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $1,522,000 | 6,487 |
| Total interest expense | $543,000 | 5,244 |
| Net interest income | $979,000 | 6,743 |
| Provision for loan and lease losses | $0 | 6,393 |
| Total noninterest income | $142,000 | 5,893 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $106,000 | 5,026 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $36,000 | 6,056 |
| Total noninterest expense | $1,127,000 | 6,346 |
| Salaries and employee benefits | $597,000 | 6,291 |
| Premises and equipment expense | $122,000 | 6,354 |
| Additional noninterest expense | $408,000 | 6,179 |
| Pre-tax net operating income | $-6,000 | 6,151 |
| Securities gains (losses) | $-1,000 | 6,834 |
| Applicable income taxes | $-35,000 | 6,889 |
| Income before extraordinary items | $28,000 | 6,167 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $28,000 | 6,168 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $28,000 | 6,168 |
| Net charge-offs | $143,000 | 4,068 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $28,640 | 6,060 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $997,000 | 6,570 |
| Total interest expense | $369,000 | 5,313 |
| Net interest income | $628,000 | 6,842 |
| Provision for loan and lease losses | $0 | 6,217 |
| Total noninterest income | $94,000 | 5,932 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $70,000 | 5,028 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $24,000 | 6,112 |
| Total noninterest expense | $759,000 | 6,395 |
| Salaries and employee benefits | $408,000 | 6,312 |
| Premises and equipment expense | $77,000 | 6,468 |
| Additional noninterest expense | $274,000 | 6,247 |
| Pre-tax net operating income | $-37,000 | 6,302 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $-32,000 | 6,981 |
| Income before extraordinary items | $-5,000 | 6,314 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-5,000 | 6,314 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $-5,000 | 6,314 |
| Net charge-offs | $2,000 | 5,706 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $-5,000 | 6,246 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $502,000 | 6,604 |
| Total interest expense | $192,000 | 5,330 |
| Net interest income | $310,000 | 6,885 |
| Provision for loan and lease losses | $0 | 5,840 |
| Total noninterest income | $47,000 | 6,021 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $33,000 | 5,074 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $14,000 | 6,135 |
| Total noninterest expense | $399,000 | 6,347 |
| Salaries and employee benefits | $211,000 | 6,293 |
| Premises and equipment expense | $41,000 | 6,442 |
| Additional noninterest expense | $147,000 | 6,173 |
| Pre-tax net operating income | $-42,000 | 6,531 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $-25,000 | 7,105 |
| Income before extraordinary items | $-17,000 | 6,471 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $-17,000 | 6,471 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $-17,000 | 6,471 |
| Net charge-offs | $-1,000 | 6,209 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $-17,000 | 6,454 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $2,642,000 | 6,281 |
| Total interest expense | $921,000 | 5,416 |
| Net interest income | $1,721,000 | 6,499 |
| Provision for loan and lease losses | $60,000 | 6,354 |
| Total noninterest income | $311,000 | 5,339 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $147,000 | 4,931 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $164,000 | 4,866 |
| Total noninterest expense | $1,589,000 | 6,424 |
| Salaries and employee benefits | $815,000 | 6,420 |
| Premises and equipment expense | $271,000 | 5,647 |
| Additional noninterest expense | $503,000 | 6,498 |
| Pre-tax net operating income | $383,000 | 4,672 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $98,000 | 3,251 |
| Income before extraordinary items | $285,000 | 4,994 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $285,000 | 4,997 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $285,000 | 4,997 |
| Net charge-offs | $138,000 | 5,135 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $285,000 | 4,851 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $2,018,000 | 6,354 |
| Total interest expense | $711,000 | 5,497 |
| Net interest income | $1,307,000 | 6,568 |
| Provision for loan and lease losses | $60,000 | 6,111 |
| Total noninterest income | $266,000 | 5,230 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $114,000 | 4,964 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $152,000 | 4,637 |
| Total noninterest expense | $1,125,000 | 6,572 |
| Salaries and employee benefits | $600,000 | 6,500 |
| Premises and equipment expense | $197,000 | 5,764 |
| Additional noninterest expense | $328,000 | 6,758 |
| Pre-tax net operating income | $388,000 | 4,541 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $110,000 | 3,050 |
| Income before extraordinary items | $278,000 | 4,970 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $278,000 | 4,973 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $278,000 | 4,974 |
| Net charge-offs | $150,000 | 4,503 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $278,000 | 4,783 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $1,373,000 | 6,355 |
| Total interest expense | $486,000 | 5,546 |
| Net interest income | $887,000 | 6,575 |
| Provision for loan and lease losses | $60,000 | 5,595 |
| Total noninterest income | $98,000 | 6,093 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $76,000 | 4,972 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $22,000 | 6,389 |
| Total noninterest expense | $714,000 | 6,698 |
| Salaries and employee benefits | $388,000 | 6,604 |
| Premises and equipment expense | $129,000 | 5,826 |
| Additional noninterest expense | $197,000 | 6,927 |
| Pre-tax net operating income | $211,000 | 4,875 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $55,000 | 3,215 |
| Income before extraordinary items | $156,000 | 5,182 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $156,000 | 5,185 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $156,000 | 5,184 |
| Net charge-offs | $147,000 | 3,852 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $156,000 | 5,031 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $711,000 | 6,377 |
| Total interest expense | $247,000 | 5,624 |
| Net interest income | $464,000 | 6,560 |
| Provision for loan and lease losses | $60,000 | 4,570 |
| Total noninterest income | $53,000 | 6,045 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $40,000 | 4,876 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $13,000 | 6,398 |
| Total noninterest expense | $353,000 | 6,808 |
| Salaries and employee benefits | $187,000 | 6,746 |
| Premises and equipment expense | $70,000 | 5,752 |
| Additional noninterest expense | $96,000 | 7,048 |
| Pre-tax net operating income | $104,000 | 4,997 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $26,000 | 3,267 |
| Income before extraordinary items | $78,000 | 5,294 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $78,000 | 5,294 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $78,000 | 5,294 |
| Net charge-offs | $22,000 | 4,360 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $78,000 | 5,176 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $2,767,000 | 6,490 |
| Total interest expense | $1,094,000 | 5,846 |
| Net interest income | $1,673,000 | 6,705 |
| Provision for loan and lease losses | $1,184,000 | 3,234 |
| Total noninterest income | $239,000 | 5,988 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $182,000 | 4,808 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $57,000 | 6,241 |
| Total noninterest expense | $1,429,000 | 6,892 |
| Salaries and employee benefits | $739,000 | 6,862 |
| Premises and equipment expense | $284,000 | 5,773 |
| Additional noninterest expense | $406,000 | 7,079 |
| Pre-tax net operating income | $-701,000 | 6,110 |
| Securities gains (losses) | $-11,000 | 7,016 |
| Applicable income taxes | $-314,000 | 6,883 |
| Income before extraordinary items | $-398,000 | 6,012 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-398,000 | 6,011 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-398,000 | 6,011 |
| Net charge-offs | $332,000 | 4,364 |
| Cash dividends | $200,000 | 3,638 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $-390,960 | 6,005 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $2,014,000 | 6,619 |
| Total interest expense | $823,000 | 5,973 |
| Net interest income | $1,191,000 | 6,833 |
| Provision for loan and lease losses | $456,000 | 3,941 |
| Total noninterest income | $168,000 | 6,174 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $132,000 | 4,904 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $36,000 | 6,563 |
| Total noninterest expense | $1,060,000 | 6,935 |
| Salaries and employee benefits | $558,000 | 6,877 |
| Premises and equipment expense | $215,000 | 5,801 |
| Additional noninterest expense | $287,000 | 7,180 |
| Pre-tax net operating income | $-157,000 | 5,966 |
| Securities gains (losses) | $-11,000 | 7,242 |
| Applicable income taxes | $-98,000 | 6,937 |
| Income before extraordinary items | $-70,000 | 5,918 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-70,000 | 5,918 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-70,000 | 5,918 |
| Net charge-offs | $210,000 | 4,196 |
| Cash dividends | $200,000 | 3,055 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-62,960 | 5,863 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $1,312,000 | 6,750 |
| Total interest expense | $550,000 | 6,091 |
| Net interest income | $762,000 | 6,952 |
| Provision for loan and lease losses | $28,000 | 6,551 |
| Total noninterest income | $113,000 | 6,209 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $87,000 | 4,918 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $26,000 | 6,546 |
| Total noninterest expense | $720,000 | 6,961 |
| Salaries and employee benefits | $377,000 | 6,925 |
| Premises and equipment expense | $144,000 | 5,843 |
| Additional noninterest expense | $199,000 | 7,176 |
| Pre-tax net operating income | $127,000 | 5,052 |
| Securities gains (losses) | $-11,000 | 7,486 |
| Applicable income taxes | $30,000 | 3,478 |
| Income before extraordinary items | $86,000 | 5,314 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $86,000 | 5,310 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $86,000 | 5,310 |
| Net charge-offs | $3,000 | 6,371 |
| Cash dividends | $100,000 | 3,245 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $94,140 | 5,164 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $648,000 | 6,810 |
| Total interest expense | $276,000 | 6,181 |
| Net interest income | $372,000 | 7,006 |
| Provision for loan and lease losses | $28,000 | 5,652 |
| Total noninterest income | $60,000 | 6,100 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $42,000 | 4,925 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $18,000 | 6,276 |
| Total noninterest expense | $354,000 | 6,967 |
| Salaries and employee benefits | $187,000 | 6,984 |
| Premises and equipment expense | $72,000 | 5,887 |
| Additional noninterest expense | $95,000 | 7,159 |
| Pre-tax net operating income | $50,000 | 5,636 |
| Securities gains (losses) | $-11,000 | 7,833 |
| Applicable income taxes | $13,000 | 3,831 |
| Income before extraordinary items | $26,000 | 6,060 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $26,000 | 6,062 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $26,000 | 6,062 |
| Net charge-offs | $2,000 | 5,430 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $33,370 | 5,783 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $2,656,000 | 6,852 |
| Total interest expense | $1,070,000 | 6,651 |
| Net interest income | $1,586,000 | 6,893 |
| Provision for loan and lease losses | $-112,000 | 8,264 |
| Total noninterest income | $232,000 | 6,268 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $174,000 | 5,047 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $58,000 | 6,606 |
| Total noninterest expense | $1,400,000 | 7,001 |
| Salaries and employee benefits | $810,000 | 6,872 |
| Premises and equipment expense | $290,000 | 5,884 |
| Additional noninterest expense | $300,000 | 7,456 |
| Pre-tax net operating income | $530,000 | 4,777 |
| Securities gains (losses) | $-39,000 | 7,135 |
| Applicable income taxes | $137,000 | 3,143 |
| Income before extraordinary items | $354,000 | 4,898 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $354,000 | 4,897 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 6,714 |
| Cash dividends | $449,000 | 3,538 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $382,080 | 4,977 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $1,975,000 | 6,948 |
| Total interest expense | $790,000 | 6,801 |
| Net interest income | $1,185,000 | 6,952 |
| Provision for loan and lease losses | $-112,000 | 8,335 |
| Total noninterest income | $177,000 | 6,342 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $128,000 | 5,120 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $49,000 | 6,608 |
| Total noninterest expense | $1,002,000 | 7,112 |
| Salaries and employee benefits | $561,000 | 7,045 |
| Premises and equipment expense | $216,000 | 5,909 |
| Additional noninterest expense | $225,000 | 7,472 |
| Pre-tax net operating income | $472,000 | 5,020 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $142,000 | 3,284 |
| Income before extraordinary items | $330,000 | 5,086 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $330,000 | 5,083 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 6,427 |
| Cash dividends | $149,000 | 4,148 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $330,000 | 5,252 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $1,305,000 | 7,026 |
| Total interest expense | $536,000 | 6,903 |
| Net interest income | $769,000 | 7,036 |
| Provision for loan and lease losses | $-112,000 | 8,404 |
| Total noninterest income | $105,000 | 6,585 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $85,000 | 5,148 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $20,000 | 7,196 |
| Total noninterest expense | $666,000 | 7,162 |
| Salaries and employee benefits | $378,000 | 7,073 |
| Premises and equipment expense | $144,000 | 5,936 |
| Additional noninterest expense | $144,000 | 7,567 |
| Pre-tax net operating income | $320,000 | 5,177 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $97,000 | 3,485 |
| Income before extraordinary items | $223,000 | 5,452 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $223,000 | 5,453 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 5,853 |
| Cash dividends | $149,000 | 3,774 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $223,000 | 5,389 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $677,000 | 7,043 |
| Total interest expense | $267,000 | 7,031 |
| Net interest income | $410,000 | 6,957 |
| Provision for loan and lease losses | $3,000 | 5,879 |
| Total noninterest income | $56,000 | 6,473 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $44,000 | 5,057 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $12,000 | 7,050 |
| Total noninterest expense | $331,000 | 7,204 |
| Salaries and employee benefits | $185,000 | 7,141 |
| Premises and equipment expense | $72,000 | 5,981 |
| Additional noninterest expense | $74,000 | 7,542 |
| Pre-tax net operating income | $132,000 | 5,635 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $35,000 | 3,907 |
| Income before extraordinary items | $97,000 | 5,880 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $97,000 | 5,883 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,009 |
| Cash dividends | $149,000 | 2,633 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $97,000 | 5,793 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $2,866,000 | 6,938 |
| Total interest expense | $1,155,000 | 6,928 |
| Net interest income | $1,711,000 | 6,866 |
| Provision for loan and lease losses | $27,000 | 6,167 |
| Total noninterest income | $239,000 | 6,470 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $182,000 | 5,087 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $57,000 | 6,952 |
| Total noninterest expense | $1,311,000 | 7,194 |
| Salaries and employee benefits | $685,000 | 7,289 |
| Premises and equipment expense | $321,000 | 5,622 |
| Additional noninterest expense | $305,000 | 7,511 |
| Pre-tax net operating income | $612,000 | 5,660 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $179,000 | 3,965 |
| Income before extraordinary items | $433,000 | 5,929 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $433,000 | 5,929 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 5,952 |
| Cash dividends | $234,000 | 4,742 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $433,000 | 5,927 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $2,184,000 | 6,945 |
| Total interest expense | $862,000 | 6,968 |
| Net interest income | $1,322,000 | 6,847 |
| Provision for loan and lease losses | $18,000 | 5,899 |
| Total noninterest income | $175,000 | 6,553 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $133,000 | 5,150 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $42,000 | 6,996 |
| Total noninterest expense | $967,000 | 7,211 |
| Salaries and employee benefits | $468,000 | 7,449 |
| Premises and equipment expense | $263,000 | 5,393 |
| Additional noninterest expense | $236,000 | 7,460 |
| Pre-tax net operating income | $512,000 | 5,729 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $152,000 | 4,029 |
| Income before extraordinary items | $360,000 | 6,013 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $360,000 | 6,011 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 5,610 |
| Cash dividends | $174,000 | 4,258 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $360,000 | 5,996 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $1,426,000 | 7,028 |
| Total interest expense | $562,000 | 7,038 |
| Net interest income | $864,000 | 6,918 |
| Provision for loan and lease losses | $9,000 | 5,815 |
| Total noninterest income | $122,000 | 6,507 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $94,000 | 5,061 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $28,000 | 7,057 |
| Total noninterest expense | $639,000 | 7,270 |
| Salaries and employee benefits | $303,000 | 7,552 |
| Premises and equipment expense | $172,000 | 5,477 |
| Additional noninterest expense | $164,000 | 7,418 |
| Pre-tax net operating income | $338,000 | 5,820 |
| Securities gains (losses) | $-3,000 | 7,770 |
| Applicable income taxes | $98,000 | 4,148 |
| Income before extraordinary items | $237,000 | 6,105 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $237,000 | 6,104 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 4,997 |
| Cash dividends | $50,000 | 4,675 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $239,130 | 6,083 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $692,000 | 7,106 |
| Total interest expense | $273,000 | 7,095 |
| Net interest income | $419,000 | 6,997 |
| Provision for loan and lease losses | $9,000 | 5,108 |
| Total noninterest income | $67,000 | 6,329 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $49,000 | 4,927 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $18,000 | 6,767 |
| Total noninterest expense | $317,000 | 7,315 |
| Salaries and employee benefits | $151,000 | 7,594 |
| Premises and equipment expense | $88,000 | 5,432 |
| Additional noninterest expense | $78,000 | 7,522 |
| Pre-tax net operating income | $160,000 | 5,944 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $47,000 | 4,199 |
| Income before extraordinary items | $113,000 | 6,199 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $113,000 | 6,198 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 4,238 |
| Cash dividends | $50,000 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $113,000 | 6,181 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $2,884,000 | 6,861 |
| Total interest expense | $1,125,000 | 6,706 |
| Net interest income | $1,759,000 | 6,857 |
| Provision for loan and lease losses | $212,000 | 3,421 |
| Total noninterest income | $254,000 | 6,503 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $186,000 | 5,128 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $68,000 | 6,891 |
| Total noninterest expense | $1,303,000 | 7,228 |
| Salaries and employee benefits | $695,000 | 7,299 |
| Premises and equipment expense | $206,000 | 6,668 |
| Additional noninterest expense | $402,000 | 7,050 |
| Pre-tax net operating income | $498,000 | 6,496 |
| Securities gains (losses) | $-2,000 | 6,862 |
| Applicable income taxes | $138,000 | 4,697 |
| Income before extraordinary items | $358,000 | 6,685 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $358,000 | 6,688 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $16,000 | 5,225 |
| Cash dividends | $200,000 | 4,916 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $359,440 | 6,679 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $2,173,000 | 6,890 |
| Total interest expense | $843,000 | 6,683 |
| Net interest income | $1,330,000 | 6,916 |
| Provision for loan and lease losses | $167,000 | 3,229 |
| Total noninterest income | $194,000 | 6,512 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $139,000 | 5,188 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $55,000 | 6,804 |
| Total noninterest expense | $945,000 | 7,287 |
| Salaries and employee benefits | $517,000 | 7,296 |
| Premises and equipment expense | $149,000 | 6,772 |
| Additional noninterest expense | $279,000 | 7,219 |
| Pre-tax net operating income | $412,000 | 6,564 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $119,000 | 4,754 |
| Income before extraordinary items | $293,000 | 6,753 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $293,000 | 6,755 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 4,593 |
| Cash dividends | $200,000 | 4,136 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $293,000 | 6,757 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $1,452,000 | 6,893 |
| Total interest expense | $558,000 | 6,638 |
| Net interest income | $894,000 | 6,934 |
| Provision for loan and lease losses | $141,000 | 2,751 |
| Total noninterest income | $126,000 | 6,576 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $92,000 | 5,198 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $34,000 | 6,958 |
| Total noninterest expense | $626,000 | 7,346 |
| Salaries and employee benefits | $341,000 | 7,360 |
| Premises and equipment expense | $97,000 | 6,830 |
| Additional noninterest expense | $188,000 | 7,208 |
| Pre-tax net operating income | $253,000 | 6,752 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $71,000 | 4,907 |
| Income before extraordinary items | $182,000 | 6,897 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $182,000 | 6,901 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 4,097 |
| Cash dividends | $50,000 | 4,764 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $182,000 | 6,902 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $713,000 | 6,907 |
| Total interest expense | $276,000 | 6,580 |
| Net interest income | $437,000 | 7,008 |
| Provision for loan and lease losses | $51,000 | 3,086 |
| Total noninterest income | $64,000 | 6,504 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $47,000 | 5,070 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $17,000 | 6,929 |
| Total noninterest expense | $310,000 | 7,374 |
| Salaries and employee benefits | $168,000 | 7,398 |
| Premises and equipment expense | $49,000 | 6,794 |
| Additional noninterest expense | $93,000 | 7,227 |
| Pre-tax net operating income | $140,000 | 6,542 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $42,000 | 4,694 |
| Income before extraordinary items | $98,000 | 6,766 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $98,000 | 6,767 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 3,605 |
| Cash dividends | $50,000 | 3,539 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $98,000 | 6,767 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $2,627,000 | 6,901 |
| Total interest expense | $1,092,000 | 6,070 |
| Net interest income | $1,535,000 | 7,249 |
| Provision for loan and lease losses | $30,000 | 6,187 |
| Total noninterest income | $226,000 | 6,861 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $164,000 | 5,447 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $62,000 | 7,122 |
| Total noninterest expense | $1,249,000 | 7,316 |
| Salaries and employee benefits | $738,000 | 7,128 |
| Premises and equipment expense | $195,000 | 6,771 |
| Additional noninterest expense | $316,000 | 7,548 |
| Pre-tax net operating income | $482,000 | 6,811 |
| Securities gains (losses) | $-49,000 | 8,176 |
| Applicable income taxes | $117,000 | 5,236 |
| Income before extraordinary items | $316,000 | 7,115 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $316,000 | 7,116 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $42,000 | 4,497 |
| Cash dividends | $200,000 | 4,874 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $351,770 | 6,956 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $1,901,000 | 6,994 |
| Total interest expense | $799,000 | 6,020 |
| Net interest income | $1,102,000 | 7,375 |
| Provision for loan and lease losses | $27,000 | 5,913 |
| Total noninterest income | $172,000 | 6,864 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $119,000 | 5,541 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $53,000 | 6,977 |
| Total noninterest expense | $963,000 | 7,237 |
| Salaries and employee benefits | $541,000 | 7,172 |
| Premises and equipment expense | $144,000 | 6,808 |
| Additional noninterest expense | $278,000 | 7,255 |
| Pre-tax net operating income | $284,000 | 7,266 |
| Securities gains (losses) | $6,000 | 1,641 |
| Applicable income taxes | $75,000 | 5,494 |
| Income before extraordinary items | $215,000 | 7,362 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $215,000 | 7,364 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $38,000 | 3,852 |
| Cash dividends | $200,000 | 4,032 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $210,560 | 7,356 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $1,210,000 | 7,059 |
| Total interest expense | $511,000 | 5,982 |
| Net interest income | $699,000 | 7,478 |
| Provision for loan and lease losses | $18,000 | 5,733 |
| Total noninterest income | $110,000 | 6,926 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $74,000 | 5,641 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $36,000 | 6,940 |
| Total noninterest expense | $632,000 | 7,281 |
| Salaries and employee benefits | $376,000 | 7,080 |
| Premises and equipment expense | $96,000 | 6,780 |
| Additional noninterest expense | $160,000 | 7,506 |
| Pre-tax net operating income | $159,000 | 7,487 |
| Securities gains (losses) | $2,000 | 1,855 |
| Applicable income taxes | $37,000 | 5,738 |
| Income before extraordinary items | $124,000 | 7,552 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $124,000 | 7,552 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $35,000 | 3,161 |
| Cash dividends | $100,000 | 4,233 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $122,460 | 7,524 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $594,000 | 7,122 |
| Total interest expense | $242,000 | 6,055 |
| Net interest income | $352,000 | 7,519 |
| Provision for loan and lease losses | $9,000 | 5,480 |
| Total noninterest income | $52,000 | 7,007 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $36,000 | 5,648 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $16,000 | 7,179 |
| Total noninterest expense | $316,000 | 7,342 |
| Salaries and employee benefits | $186,000 | 7,170 |
| Premises and equipment expense | $49,000 | 6,814 |
| Additional noninterest expense | $81,000 | 7,543 |
| Pre-tax net operating income | $79,000 | 7,504 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $17,000 | 5,779 |
| Income before extraordinary items | $62,000 | 7,556 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $62,000 | 7,555 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,728 |
| Cash dividends | $100,000 | 2,899 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $62,000 | 7,530 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $2,262,000 | 7,119 |
| Total interest expense | $881,000 | 6,002 |
| Net interest income | $1,381,000 | 7,480 |
| Provision for loan and lease losses | $27,000 | 6,524 |
| Total noninterest income | $211,000 | 7,059 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $153,000 | 5,736 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $58,000 | 7,229 |
| Total noninterest expense | $1,240,000 | 7,373 |
| Salaries and employee benefits | $748,000 | 7,124 |
| Premises and equipment expense | $191,000 | 6,861 |
| Additional noninterest expense | $301,000 | 7,697 |
| Pre-tax net operating income | $325,000 | 7,362 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $75,000 | 5,772 |
| Income before extraordinary items | $250,000 | 7,426 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $250,000 | 7,426 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-25,000 | 8,512 |
| Cash dividends | $125,000 | 5,305 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $250,000 | 7,371 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $1,687,000 | 7,157 |
| Total interest expense | $658,000 | 5,999 |
| Net interest income | $1,029,000 | 7,514 |
| Provision for loan and lease losses | $24,000 | 6,219 |
| Total noninterest income | $165,000 | 7,021 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $116,000 | 5,767 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $49,000 | 7,081 |
| Total noninterest expense | $937,000 | 7,321 |
| Salaries and employee benefits | $543,000 | 7,155 |
| Premises and equipment expense | $141,000 | 6,871 |
| Additional noninterest expense | $253,000 | 7,469 |
| Pre-tax net operating income | $233,000 | 7,536 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $51,000 | 5,955 |
| Income before extraordinary items | $182,000 | 7,584 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $182,000 | 7,584 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-25,000 | 8,467 |
| Cash dividends | $125,000 | 4,444 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $182,000 | 7,524 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $1,123,000 | 7,196 |
| Total interest expense | $437,000 | 6,029 |
| Net interest income | $686,000 | 7,546 |
| Provision for loan and lease losses | $22,000 | 5,786 |
| Total noninterest income | $111,000 | 7,053 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $79,000 | 5,743 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $32,000 | 7,137 |
| Total noninterest expense | $627,000 | 7,361 |
| Salaries and employee benefits | $368,000 | 7,162 |
| Premises and equipment expense | $93,000 | 6,933 |
| Additional noninterest expense | $166,000 | 7,538 |
| Pre-tax net operating income | $148,000 | 7,558 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $33,000 | 5,966 |
| Income before extraordinary items | $115,000 | 7,632 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $115,000 | 7,634 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-24,000 | 8,493 |
| Cash dividends | $25,000 | 4,902 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $115,000 | 7,564 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $557,000 | 7,259 |
| Total interest expense | $220,000 | 6,074 |
| Net interest income | $337,000 | 7,618 |
| Provision for loan and lease losses | $14,000 | 5,389 |
| Total noninterest income | $47,000 | 7,311 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $40,000 | 5,688 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $7,000 | 8,076 |
| Total noninterest expense | $318,000 | 7,365 |
| Salaries and employee benefits | $180,000 | 7,262 |
| Premises and equipment expense | $49,000 | 6,832 |
| Additional noninterest expense | $89,000 | 7,409 |
| Pre-tax net operating income | $52,000 | 7,897 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $8,000 | 6,367 |
| Income before extraordinary items | $44,000 | 7,894 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $44,000 | 7,894 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 6,968 |
| Cash dividends | $25,000 | 3,626 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $44,000 | 7,832 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $2,401,000 | 7,149 |
| Total interest expense | $1,013,000 | 6,084 |
| Net interest income | $1,388,000 | 7,518 |
| Provision for loan and lease losses | $95,000 | 5,413 |
| Total noninterest income | $198,000 | 7,373 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $151,000 | 5,850 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $47,000 | 7,633 |
| Total noninterest expense | $1,184,000 | 7,503 |
| Salaries and employee benefits | $665,000 | 7,443 |
| Premises and equipment expense | $200,000 | 6,773 |
| Additional noninterest expense | $319,000 | 7,643 |
| Pre-tax net operating income | $307,000 | 7,408 |
| Securities gains (losses) | $1,000 | 4,307 |
| Applicable income taxes | $49,000 | 6,289 |
| Income before extraordinary items | $259,000 | 7,475 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $259,000 | 7,478 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $28,000 | 5,782 |
| Cash dividends | $98,000 | 5,602 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $258,160 | 7,337 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $1,825,000 | 7,196 |
| Total interest expense | $784,000 | 6,129 |
| Net interest income | $1,041,000 | 7,575 |
| Provision for loan and lease losses | $82,000 | 5,091 |
| Total noninterest income | $146,000 | 7,437 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $114,000 | 5,877 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $32,000 | 7,787 |
| Total noninterest expense | $905,000 | 7,449 |
| Salaries and employee benefits | $522,000 | 7,286 |
| Premises and equipment expense | $145,000 | 6,860 |
| Additional noninterest expense | $238,000 | 7,673 |
| Pre-tax net operating income | $200,000 | 7,731 |
| Securities gains (losses) | $1,000 | 4,000 |
| Applicable income taxes | $20,000 | 6,799 |
| Income before extraordinary items | $181,000 | 7,703 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $181,000 | 7,705 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $16,000 | 5,594 |
| Cash dividends | $98,000 | 4,769 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $180,100 | 7,567 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $1,232,000 | 7,217 |
| Total interest expense | $536,000 | 6,183 |
| Net interest income | $696,000 | 7,596 |
| Provision for loan and lease losses | $54,000 | 5,044 |
| Total noninterest income | $100,000 | 7,400 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $81,000 | 5,739 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $19,000 | 7,898 |
| Total noninterest expense | $605,000 | 7,466 |
| Salaries and employee benefits | $356,000 | 7,240 |
| Premises and equipment expense | $93,000 | 6,939 |
| Additional noninterest expense | $156,000 | 7,686 |
| Pre-tax net operating income | $137,000 | 7,705 |
| Securities gains (losses) | $1,000 | 3,586 |
| Applicable income taxes | $17,000 | 6,701 |
| Income before extraordinary items | $121,000 | 7,742 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $121,000 | 7,743 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $16,000 | 4,844 |
| Cash dividends | $74,000 | 4,525 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $120,120 | 7,573 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $593,000 | 7,346 |
| Total interest expense | $257,000 | 6,407 |
| Net interest income | $336,000 | 7,689 |
| Provision for loan and lease losses | $27,000 | 4,866 |
| Total noninterest income | $48,000 | 7,431 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $39,000 | 5,725 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $9,000 | 7,987 |
| Total noninterest expense | $298,000 | 7,535 |
| Salaries and employee benefits | $178,000 | 7,269 |
| Premises and equipment expense | $41,000 | 7,269 |
| Additional noninterest expense | $79,000 | 7,694 |
| Pre-tax net operating income | $59,000 | 7,854 |
| Securities gains (losses) | $1,000 | 2,714 |
| Applicable income taxes | $9,000 | 6,623 |
| Income before extraordinary items | $51,000 | 7,870 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $51,000 | 7,869 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 4,853 |
| Cash dividends | $74,000 | 3,202 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $50,150 | 7,740 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $2,324,000 | 7,510 |
| Total interest expense | $1,063,000 | 6,766 |
| Net interest income | $1,261,000 | 7,812 |
| Provision for loan and lease losses | $24,000 | 7,371 |
| Total noninterest income | $216,000 | 7,152 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $177,000 | 5,503 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $39,000 | 7,905 |
| Total noninterest expense | $1,181,000 | 7,511 |
| Salaries and employee benefits | $692,000 | 7,302 |
| Premises and equipment expense | $147,000 | 7,485 |
| Additional noninterest expense | $342,000 | 7,520 |
| Pre-tax net operating income | $272,000 | 7,661 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $45,000 | 6,609 |
| Income before extraordinary items | $227,000 | 7,695 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $227,000 | 7,694 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $125,000 | 3,817 |
| Cash dividends | $175,000 | 5,037 |
| Sale, conversion, retirement of capital stock, net | $468,000 | 483 |
| Net operating income | $227,000 | 7,600 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $2,476,000 | 7,777 |
| Total interest expense | $1,262,000 | 7,484 |
| Net interest income | $1,214,000 | 7,850 |
| Provision for loan and lease losses | $39,000 | 6,982 |
| Total noninterest income | $249,000 | 6,875 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $228,000 | 4,852 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $21,000 | 8,695 |
| Total noninterest expense | $1,124,000 | 7,641 |
| Salaries and employee benefits | $656,000 | 7,406 |
| Premises and equipment expense | $198,000 | 6,821 |
| Additional noninterest expense | $270,000 | 8,073 |
| Pre-tax net operating income | $300,000 | 7,410 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $58,000 | 6,573 |
| Income before extraordinary items | $242,000 | 7,479 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $242,000 | 7,480 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $52,000 | 5,093 |
| Cash dividends | $175,000 | 5,167 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $242,000 | 7,363 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $2,653,000 | 7,751 |
| Total interest expense | $1,317,000 | 7,549 |
| Net interest income | $1,336,000 | 7,789 |
| Provision for loan and lease losses | $13,000 | 7,828 |
| Total noninterest income | $161,000 | 7,734 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $132,000 | 6,019 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $29,000 | 8,576 |
| Total noninterest expense | $1,059,000 | 7,852 |
| Salaries and employee benefits | $563,000 | 7,908 |
| Premises and equipment expense | $202,000 | 6,737 |
| Additional noninterest expense | $294,000 | 7,992 |
| Pre-tax net operating income | $425,000 | 7,341 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $120,000 | 6,281 |
| Income before extraordinary items | $305,000 | 7,441 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $305,000 | 7,440 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $45,000 | 4,928 |
| Cash dividends | $175,000 | 5,311 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $305,000 | 7,442 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $2,344,000 | 8,082 |
| Total interest expense | $1,168,000 | 7,727 |
| Net interest income | $1,176,000 | 8,244 |
| Provision for loan and lease losses | $73,000 | 5,834 |
| Total noninterest income | $142,000 | 8,207 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $127,000 | 6,222 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $15,000 | 9,479 |
| Total noninterest expense | $918,000 | 8,368 |
| Salaries and employee benefits | $550,000 | 8,042 |
| Premises and equipment expense | $155,000 | 7,576 |
| Additional noninterest expense | $213,000 | 8,902 |
| Pre-tax net operating income | $327,000 | 7,935 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $72,000 | 7,308 |
| Income before extraordinary items | $255,000 | 7,896 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $255,000 | 7,896 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,897 |
| Cash dividends | $100,000 | 6,057 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $255,000 | 7,871 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $2,295,000 | 8,314 |
| Total interest expense | $1,082,000 | 8,199 |
| Net interest income | $1,213,000 | 8,306 |
| Provision for loan and lease losses | $88,000 | 5,415 |
| Total noninterest income | $165,000 | 8,020 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $124,000 | 6,388 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $41,000 | 8,487 |
| Total noninterest expense | $876,000 | 8,508 |
| Salaries and employee benefits | $521,000 | 8,228 |
| Premises and equipment expense | $164,000 | 7,353 |
| Additional noninterest expense | $191,000 | 9,226 |
| Pre-tax net operating income | $414,000 | 7,799 |
| Securities gains (losses) | $27,000 | 2,200 |
| Applicable income taxes | $162,000 | 6,678 |
| Income before extraordinary items | $279,000 | 8,047 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $279,000 | 8,047 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 7,204 |
| Cash dividends | $90,000 | 6,382 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $261,720 | 8,092 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $2,127,000 | 8,858 |
| Total interest expense | $929,000 | 8,879 |
| Net interest income | $1,198,000 | 8,683 |
| Provision for loan and lease losses | $-12,000 | 10,622 |
| Total noninterest income | $145,000 | 8,671 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $113,000 | 6,913 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $32,000 | 9,236 |
| Total noninterest expense | $829,000 | 8,933 |
| Salaries and employee benefits | $483,000 | 8,729 |
| Premises and equipment expense | $132,000 | 8,186 |
| Additional noninterest expense | $214,000 | 9,228 |
| Pre-tax net operating income | $526,000 | 7,782 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $174,000 | 7,253 |
| Income before extraordinary items | $352,000 | 7,977 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $352,000 | 7,980 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-40,000 | 10,459 |
| Cash dividends | $80,000 | 6,752 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $352,000 | 7,923 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $1,900,000 | 9,505 |
| Total interest expense | $847,000 | 9,493 |
| Net interest income | $1,053,000 | 9,406 |
| Provision for loan and lease losses | $152,000 | 4,030 |
| Total noninterest income | $122,000 | 9,497 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $101,000 | 7,470 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $21,000 | 10,346 |
| Total noninterest expense | $722,000 | 9,732 |
| Salaries and employee benefits | $417,000 | 9,489 |
| Premises and equipment expense | $106,000 | 9,125 |
| Additional noninterest expense | $199,000 | 9,944 |
| Pre-tax net operating income | $301,000 | 9,129 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $94,000 | 8,843 |
| Income before extraordinary items | $207,000 | 9,229 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $207,000 | 9,233 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $73,000 | 4,536 |
| Cash dividends | $80,000 | 7,029 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $207,000 | 9,173 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $1,748,000 | 10,087 |
| Total interest expense | $764,000 | 10,073 |
| Net interest income | $984,000 | 9,984 |
| Provision for loan and lease losses | $82,000 | 5,048 |
| Total noninterest income | $128,000 | 9,699 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $104,000 | 7,690 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $24,000 | 10,650 |
| Total noninterest expense | $711,000 | 10,135 |
| Salaries and employee benefits | $410,000 | 9,868 |
| Premises and equipment expense | $103,000 | 9,537 |
| Additional noninterest expense | $198,000 | 10,438 |
| Pre-tax net operating income | $319,000 | 9,608 |
| Securities gains (losses) | $2,000 | 3,270 |
| Applicable income taxes | $99,000 | 9,204 |
| Income before extraordinary items | $222,000 | 9,702 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $222,000 | 9,707 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $21,000 | 6,571 |
| Cash dividends | $180,000 | 5,723 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $220,620 | 9,680 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $1,408,000 | 10,912 |
| Total interest expense | $558,000 | 10,812 |
| Net interest income | $850,000 | 10,881 |
| Provision for loan and lease losses | $-11,000 | 11,773 |
| Total noninterest income | $138,000 | 9,955 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $112,000 | 7,785 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $26,000 | 11,043 |
| Total noninterest expense | $714,000 | 10,639 |
| Salaries and employee benefits | $363,000 | 10,620 |
| Premises and equipment expense | $122,000 | 9,334 |
| Additional noninterest expense | $229,000 | 10,782 |
| Pre-tax net operating income | $285,000 | 10,241 |
| Securities gains (losses) | $26,000 | 1,570 |
| Applicable income taxes | $98,000 | 9,409 |
| Income before extraordinary items | $213,000 | 10,116 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $213,000 | 10,128 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-15,000 | 11,066 |
| Cash dividends | $80,000 | 7,289 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $195,320 | 10,376 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $1,370,000 | 11,519 |
| Total interest expense | $561,000 | 11,361 |
| Net interest income | $809,000 | 11,473 |
| Provision for loan and lease losses | $5,000 | 10,098 |
| Total noninterest income | $117,000 | 10,904 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $89,000 | 8,728 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $28,000 | 11,437 |
| Total noninterest expense | $763,000 | 10,864 |
| Salaries and employee benefits | $365,000 | 10,992 |
| Premises and equipment expense | $96,000 | 10,570 |
| Additional noninterest expense | $302,000 | 10,426 |
| Pre-tax net operating income | $158,000 | 11,415 |
| Securities gains (losses) | $73,000 | 2,908 |
| Applicable income taxes | $64,000 | 10,621 |
| Income before extraordinary items | $167,000 | 11,006 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $167,000 | 11,098 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $41,000 | 6,463 |
| Cash dividends | $80,000 | 7,275 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $114,440 | 11,456 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $1,505,000 | 11,956 |
| Total interest expense | $715,000 | 11,734 |
| Net interest income | $790,000 | 11,945 |
| Provision for loan and lease losses | $79,000 | 7,959 |
| Total noninterest income | $96,000 | 11,835 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $79,000 | 9,202 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $17,000 | 12,822 |
| Total noninterest expense | $696,000 | 11,540 |
| Salaries and employee benefits | $372,000 | 11,196 |
| Premises and equipment expense | $105,000 | 10,550 |
| Additional noninterest expense | $219,000 | 11,977 |
| Pre-tax net operating income | $111,000 | 11,908 |
| Securities gains (losses) | $87,000 | 3,239 |
| Applicable income taxes | $63,000 | 10,913 |
| Income before extraordinary items | $135,000 | 11,473 |
| Extraordinary gains, net | $16,000 | 1,276 |
| Net income | $151,000 | 11,340 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $57,000 | 7,255 |
| Cash dividends | $80,000 | 6,992 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $75,840 | 11,986 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.