Home > The First National Bank of Olathe > Assets and Liabilities
The First National Bank of Olathe, Assets and Liabilities
| 2011-06-30 | Rank | |
| # of Employees: | 107 | 1,403 |
| Assets and Liabilities | ||
| Total Assets: | $538,091,000 | 1,250 |
| Cash and due from depository institutions | $86,243,000 | 1,403 |
| Interest-bearing balances | $79,756,000 | 482 |
| Securities | $53,132,000 | 2,426 |
| Federal funds sold & reverse repurchase agreements | $0 | 3,997 |
| Net loans & leases | $274,504,000 | 1,538 |
| Loan loss allowance | $21,590,000 | 402 |
| Trading account assets | $0 | 213 |
| Bank premises and fixed assets | $9,373,000 | 1,252 |
| Other real estate owned | $100,439,000 | 1,403 |
| Goodwill and other intangibles | $0 | 3,017 |
| All other assets | $14,400,000 | 1,413 |
| Life insurance assets | $1,590,000 | 2,556 |
| Total liabilities and capital | $538,091,000 | 1,250 |
| Total liabilities | $531,118,000 | 1,129 |
| Total deposits | $524,290,000 | 1,024 |
| Interest-bearing deposits | $465,552,000 | 990 |
| Deposits held in domestic offices | $524,290,000 | 1,020 |
| % insured | 95.85% | 1,579 |
| Federal funds purchased & repurchase agreements | $1,125,000 | 1,937 |
| Trading liabilities | $0 | 112 |
| Other borrowed funds | $1,784,000 | 3,853 |
| Subordinated debt | $0 | 212 |
| All other liabilities | $3,919,000 | 1,210 |
| Total equity capital | $6,973,000 | 5,982 |
| Total bank equity capital | $6,973,000 | 5,981 |
| Perpetual preferred stock | $0 | 222 |
| Common stock | $1,155,000 | 2,333 |
| Surplus | $33,869,000 | 1,007 |
| Undivided profits | $-28,051,000 | 7,381 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 179 |
| Memoranda | ||
| Noncurrent loans and leases | $79,874,000 | 240 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,160 |
| Income earned, not collected on loans | $1,588,000 | 1,831 |
| Earning assets | $407,392,000 | 1,487 |
| Long-term assets (5+ years) | $44,026,000 | 2,862 |
| Average Assets, year-to-date | $562,849,000 | 1,193 |
| Average Assets, quarterly | $554,886,000 | 1,213 |
| Volatile liabilities | $36,861,000 | 1,401 |
| Insider loans | $1,256,000 | 3,558 |
| FHLB advances | $1,574,000 | 3,751 |
| Loans and leases held for sale | $0 | 1,752 |
| Unused loan commitments | $18,053,000 | 2,743 |
| Tier 1 (core) risk-based capital | $7,358,000 | 5,757 |
| Tier 2 risk-based capital | $5,201,000 | 1,057 |
| Total risk weighted assets | $399,360,000 | 1,130 |
| Total unused commitments | $18,053,000 | 2,745 |
| Derivatives | $0 | 1,174 |
| 2011-03-31 | Rank | |
| # of Employees: | 111 | 1,333 |
| Assets and Liabilities | ||
| Total Assets: | $571,681,000 | 1,183 |
| Cash and due from depository institutions | $94,914,000 | 1,333 |
| Interest-bearing balances | $89,006,000 | 442 |
| Securities | $48,448,000 | 2,581 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,332 |
| Net loans & leases | $314,611,000 | 1,354 |
| Loan loss allowance | $22,003,000 | 402 |
| Trading account assets | $0 | 208 |
| Bank premises and fixed assets | $9,558,000 | 1,236 |
| Other real estate owned | $90,105,000 | 1,333 |
| Goodwill and other intangibles | $0 | 3,025 |
| All other assets | $14,045,000 | 1,455 |
| Life insurance assets | $1,574,000 | 2,559 |
| Total liabilities and capital | $571,681,000 | 1,183 |
| Total liabilities | $560,458,000 | 1,071 |
| Total deposits | $539,305,000 | 1,006 |
| Interest-bearing deposits | $476,196,000 | 985 |
| Deposits held in domestic offices | $539,305,000 | 1,004 |
| % insured | 94.64% | 2,197 |
| Federal funds purchased & repurchase agreements | $2,581,000 | 1,571 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $14,546,000 | 1,695 |
| Subordinated debt | $0 | 214 |
| All other liabilities | $4,026,000 | 1,182 |
| Total equity capital | $11,223,000 | 4,768 |
| Total bank equity capital | $11,223,000 | 4,767 |
| Perpetual preferred stock | $0 | 224 |
| Common stock | $1,155,000 | 2,363 |
| Surplus | $33,869,000 | 1,013 |
| Undivided profits | $-23,801,000 | 7,411 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 181 |
| Memoranda | ||
| Noncurrent loans and leases | $81,341,000 | 233 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $70,000 | 934 |
| Income earned, not collected on loans | $1,507,000 | 1,942 |
| Earning assets | $452,065,000 | 1,374 |
| Long-term assets (5+ years) | $47,042,000 | 2,643 |
| Average Assets, year-to-date | $575,228,000 | 1,169 |
| Average Assets, quarterly | $575,228,000 | 1,169 |
| Volatile liabilities | $38,991,000 | 1,364 |
| Insider loans | $1,592,000 | 3,186 |
| FHLB advances | $14,114,000 | 1,635 |
| Loans and leases held for sale | $0 | 1,676 |
| Unused loan commitments | $18,921,000 | 2,694 |
| Tier 1 (core) risk-based capital | $11,884,000 | 4,489 |
| Tier 2 risk-based capital | $5,564,000 | 1,003 |
| Total risk weighted assets | $428,267,000 | 1,059 |
| Total unused commitments | $18,921,000 | 2,698 |
| Derivatives | $0 | 1,153 |
| 2010-12-31 | Rank | |
| # of Employees: | 115 | 1,299 |
| Assets and Liabilities | ||
| Total Assets: | $578,775,000 | 1,161 |
| Cash and due from depository institutions | $66,643,000 | 1,299 |
| Interest-bearing balances | $60,838,000 | 584 |
| Securities | $61,935,000 | 2,030 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,270 |
| Net loans & leases | $347,643,000 | 1,250 |
| Loan loss allowance | $25,114,000 | 370 |
| Trading account assets | $0 | 207 |
| Bank premises and fixed assets | $9,747,000 | 1,227 |
| Other real estate owned | $77,640,000 | 1,299 |
| Goodwill and other intangibles | $0 | 3,026 |
| All other assets | $15,167,000 | 1,411 |
| Life insurance assets | $2,375,000 | 2,098 |
| Total liabilities and capital | $578,775,000 | 1,161 |
| Total liabilities | $561,865,000 | 1,075 |
| Total deposits | $540,881,000 | 1,004 |
| Interest-bearing deposits | $491,000,000 | 959 |
| Deposits held in domestic offices | $540,881,000 | 1,002 |
| % insured | 96.65% | 1,248 |
| Federal funds purchased & repurchase agreements | $1,750,000 | 1,838 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $14,772,000 | 1,827 |
| Subordinated debt | $0 | 220 |
| All other liabilities | $4,462,000 | 1,084 |
| Total equity capital | $16,910,000 | 3,605 |
| Total bank equity capital | $16,910,000 | 3,605 |
| Perpetual preferred stock | $0 | 224 |
| Common stock | $1,155,000 | 2,394 |
| Surplus | $33,029,000 | 1,033 |
| Undivided profits | $-17,274,000 | 7,437 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 190 |
| Memoranda | ||
| Noncurrent loans and leases | $91,363,000 | 226 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $99,000 | 938 |
| Income earned, not collected on loans | $1,615,000 | 1,885 |
| Earning assets | $470,416,000 | 1,310 |
| Long-term assets (5+ years) | $71,282,000 | 1,875 |
| Average Assets, year-to-date | $776,061,000 | 875 |
| Average Assets, quarterly | $607,401,000 | 1,102 |
| Volatile liabilities | $143,357,000 | 941 |
| Insider loans | $1,601,000 | 3,236 |
| FHLB advances | $14,152,000 | 1,768 |
| Loans and leases held for sale | $0 | 1,952 |
| Unused loan commitments | $20,827,000 | 2,481 |
| Tier 1 (core) risk-based capital | $17,416,000 | 3,407 |
| Tier 2 risk-based capital | $5,856,000 | 968 |
| Total risk weighted assets | $448,815,000 | 1,028 |
| Total unused commitments | $20,827,000 | 2,481 |
| Derivatives | $0 | 1,176 |
| 2010-09-30 | Rank | |
| # of Employees: | 143 | 1,070 |
| Assets and Liabilities | ||
| Total Assets: | $636,027,000 | 1,068 |
| Cash and due from depository institutions | $81,140,000 | 1,070 |
| Interest-bearing balances | $68,787,000 | 536 |
| Securities | $65,788,000 | 1,879 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,450 |
| Net loans & leases | $402,116,000 | 1,094 |
| Loan loss allowance | $29,576,000 | 325 |
| Trading account assets | $0 | 210 |
| Bank premises and fixed assets | $9,919,000 | 1,211 |
| Other real estate owned | $63,499,000 | 1,070 |
| Goodwill and other intangibles | $0 | 3,048 |
| All other assets | $13,565,000 | 1,534 |
| Life insurance assets | $2,361,000 | 2,104 |
| Total liabilities and capital | $636,027,000 | 1,068 |
| Total liabilities | $603,628,000 | 1,004 |
| Total deposits | $570,709,000 | 948 |
| Interest-bearing deposits | $512,894,000 | 925 |
| Deposits held in domestic offices | $570,709,000 | 946 |
| % insured | 94.75% | 1,652 |
| Federal funds purchased & repurchase agreements | $2,654,000 | 1,640 |
| Trading liabilities | $0 | 103 |
| Other borrowed funds | $25,172,000 | 1,320 |
| Subordinated debt | $0 | 233 |
| All other liabilities | $5,093,000 | 1,062 |
| Total equity capital | $32,399,000 | 2,099 |
| Total bank equity capital | $32,399,000 | 2,098 |
| Perpetual preferred stock | $0 | 229 |
| Common stock | $1,155,000 | 2,440 |
| Surplus | $29,345,000 | 1,122 |
| Undivided profits | $1,899,000 | 5,583 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 194 |
| Memoranda | ||
| Noncurrent loans and leases | $127,023,000 | 178 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $112,000 | 938 |
| Income earned, not collected on loans | $1,746,000 | 1,866 |
| Earning assets | $536,691,000 | 1,161 |
| Long-term assets (5+ years) | $46,595,000 | 2,537 |
| Average Assets, year-to-date | $825,382,500 | 819 |
| Average Assets, quarterly | $753,881,500 | 900 |
| Volatile liabilities | $143,117,000 | 971 |
| Insider loans | $6,092,000 | 1,182 |
| FHLB advances | $24,440,000 | 1,279 |
| Loans and leases held for sale | $0 | 1,963 |
| Unused loan commitments | $22,232,000 | 2,424 |
| Tier 1 (core) risk-based capital | $32,611,000 | 1,947 |
| Tier 2 risk-based capital | $6,432,000 | 893 |
| Total risk weighted assets | $491,050,000 | 931 |
| Total unused commitments | $22,232,000 | 2,429 |
| Derivatives | $0 | 1,218 |
| 2010-06-30 | Rank | |
| # of Employees: | 159 | 971 |
| Assets and Liabilities | ||
| Total Assets: | $871,736,000 | 775 |
| Cash and due from depository institutions | $109,667,000 | 971 |
| Interest-bearing balances | $98,617,000 | 374 |
| Securities | $67,875,000 | 1,823 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,532 |
| Net loans & leases | $580,675,000 | 756 |
| Loan loss allowance | $37,123,000 | 272 |
| Trading account assets | $0 | 210 |
| Bank premises and fixed assets | $16,752,000 | 690 |
| Other real estate owned | $62,312,000 | 971 |
| Goodwill and other intangibles | $0 | 3,062 |
| All other assets | $34,455,000 | 693 |
| Life insurance assets | $3,111,000 | 1,800 |
| Total liabilities and capital | $871,736,000 | 775 |
| Total liabilities | $840,784,000 | 723 |
| Total deposits | $797,362,000 | 677 |
| Interest-bearing deposits | $706,224,000 | 649 |
| Deposits held in domestic offices | $797,362,000 | 674 |
| % insured | 93.16% | 2,393 |
| Federal funds purchased & repurchase agreements | $12,211,000 | 872 |
| Trading liabilities | $0 | 104 |
| Other borrowed funds | $25,717,000 | 1,353 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $5,494,000 | 948 |
| Total equity capital | $30,952,000 | 2,174 |
| Total bank equity capital | $30,952,000 | 2,173 |
| Perpetual preferred stock | $0 | 222 |
| Common stock | $1,155,000 | 2,466 |
| Surplus | $29,345,000 | 1,121 |
| Undivided profits | $452,000 | 6,277 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 198 |
| Memoranda | ||
| Noncurrent loans and leases | $133,736,000 | 166 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $268,000 | 712 |
| Income earned, not collected on loans | $2,471,000 | 1,218 |
| Earning assets | $747,167,000 | 823 |
| Long-term assets (5+ years) | $91,278,000 | 1,497 |
| Average Assets, year-to-date | $888,501,000 | 760 |
| Average Assets, quarterly | $879,666,000 | 763 |
| Volatile liabilities | $182,792,000 | 771 |
| Insider loans | $6,100,000 | 1,195 |
| FHLB advances | $24,478,000 | 1,351 |
| Loans and leases held for sale | $0 | 1,852 |
| Unused loan commitments | $57,994,000 | 1,126 |
| Tier 1 (core) risk-based capital | $31,048,000 | 2,038 |
| Tier 2 risk-based capital | $8,976,000 | 643 |
| Total risk weighted assets | $689,078,000 | 656 |
| Total unused commitments | $57,994,000 | 1,129 |
| Derivatives | $0 | 1,168 |
| 2010-03-31 | Rank | |
| # of Employees: | 165 | 931 |
| Assets and Liabilities | ||
| Total Assets: | $887,596,000 | 778 |
| Cash and due from depository institutions | $96,207,000 | 931 |
| Interest-bearing balances | $81,578,000 | 446 |
| Securities | $69,833,000 | 1,801 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,804 |
| Net loans & leases | $624,791,000 | 712 |
| Loan loss allowance | $40,049,000 | 267 |
| Trading account assets | $0 | 227 |
| Bank premises and fixed assets | $16,996,000 | 702 |
| Other real estate owned | $44,897,000 | 931 |
| Goodwill and other intangibles | $0 | 3,074 |
| All other assets | $34,872,000 | 711 |
| Life insurance assets | $3,082,000 | 1,818 |
| Total liabilities and capital | $887,596,000 | 778 |
| Total liabilities | $853,685,000 | 728 |
| Total deposits | $799,087,000 | 683 |
| Interest-bearing deposits | $707,007,000 | 662 |
| Deposits held in domestic offices | $799,087,000 | 681 |
| % insured | 94.06% | 2,106 |
| Federal funds purchased & repurchase agreements | $10,670,000 | 955 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $38,287,000 | 1,052 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $5,641,000 | 942 |
| Total equity capital | $33,911,000 | 2,006 |
| Total bank equity capital | $33,911,000 | 2,004 |
| Perpetual preferred stock | $0 | 220 |
| Common stock | $1,155,000 | 2,513 |
| Surplus | $29,345,000 | 1,140 |
| Undivided profits | $3,411,000 | 4,895 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 204 |
| Memoranda | ||
| Noncurrent loans and leases | $137,031,000 | 174 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,219 |
| Income earned, not collected on loans | $2,493,000 | 1,245 |
| Earning assets | $776,202,000 | 805 |
| Long-term assets (5+ years) | $90,594,000 | 1,503 |
| Average Assets, year-to-date | $896,883,500 | 771 |
| Average Assets, quarterly | $896,883,500 | 771 |
| Volatile liabilities | $174,631,000 | 845 |
| Insider loans | $6,108,000 | 1,248 |
| FHLB advances | $37,014,000 | 1,016 |
| Loans and leases held for sale | $0 | 1,823 |
| Unused loan commitments | $65,363,000 | 1,062 |
| Tier 1 (core) risk-based capital | $34,369,000 | 1,868 |
| Tier 2 risk-based capital | $9,427,000 | 639 |
| Total risk weighted assets | $722,668,000 | 646 |
| Total unused commitments | $65,363,000 | 1,065 |
| Derivatives | $0 | 1,155 |
| 2009-12-31 | Rank | |
| # of Employees: | 164 | 943 |
| Assets and Liabilities | ||
| Total Assets: | $906,171,000 | 762 |
| Cash and due from depository institutions | $66,188,000 | 943 |
| Interest-bearing balances | $53,913,000 | 543 |
| Securities | $80,704,000 | 1,572 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,737 |
| Net loans & leases | $658,963,000 | 681 |
| Loan loss allowance | $40,319,000 | 265 |
| Trading account assets | $0 | 224 |
| Bank premises and fixed assets | $17,259,000 | 696 |
| Other real estate owned | $33,974,000 | 943 |
| Goodwill and other intangibles | $0 | 3,096 |
| All other assets | $49,083,000 | 509 |
| Life insurance assets | $14,979,000 | 431 |
| Total liabilities and capital | $906,171,000 | 762 |
| Total liabilities | $869,611,000 | 703 |
| Total deposits | $813,176,000 | 665 |
| Interest-bearing deposits | $716,191,000 | 659 |
| Deposits held in domestic offices | $813,176,000 | 663 |
| % insured | 92.70% | 2,680 |
| Federal funds purchased & repurchase agreements | $12,130,000 | 934 |
| Trading liabilities | $0 | 104 |
| Other borrowed funds | $37,911,000 | 1,150 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $6,394,000 | 846 |
| Total equity capital | $36,560,000 | 1,830 |
| Total bank equity capital | $36,560,000 | 1,827 |
| Perpetual preferred stock | $0 | 219 |
| Common stock | $1,155,000 | 2,551 |
| Surplus | $29,345,000 | 1,145 |
| Undivided profits | $6,060,000 | 3,897 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 209 |
| Memoranda | ||
| Noncurrent loans and leases | $138,443,000 | 170 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $2,000 | 1,183 |
| Income earned, not collected on loans | $4,101,000 | 753 |
| Earning assets | $793,580,000 | 787 |
| Long-term assets (5+ years) | $96,146,000 | 1,417 |
| Average Assets, year-to-date | $964,302,600 | 695 |
| Average Assets, quarterly | $917,939,000 | 749 |
| Volatile liabilities | $176,065,000 | 841 |
| Insider loans | $5,636,000 | 1,365 |
| FHLB advances | $37,051,000 | 1,090 |
| Loans and leases held for sale | $0 | 1,814 |
| Unused loan commitments | $71,847,000 | 993 |
| Tier 1 (core) risk-based capital | $37,848,000 | 1,668 |
| Tier 2 risk-based capital | $9,978,000 | 619 |
| Total risk weighted assets | $766,889,000 | 629 |
| Total unused commitments | $71,847,000 | 995 |
| Derivatives | $0 | 1,139 |
| 2009-09-30 | Rank | |
| # of Employees: | 162 | 975 |
| Assets and Liabilities | ||
| Total Assets: | $929,707,000 | 748 |
| Cash and due from depository institutions | $66,209,000 | 975 |
| Interest-bearing balances | $54,923,000 | 519 |
| Securities | $74,434,000 | 1,696 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,911 |
| Net loans & leases | $703,577,000 | 658 |
| Loan loss allowance | $49,895,000 | 230 |
| Trading account assets | $0 | 238 |
| Bank premises and fixed assets | $17,511,000 | 689 |
| Other real estate owned | $17,337,000 | 975 |
| Goodwill and other intangibles | $0 | 3,142 |
| All other assets | $50,639,000 | 463 |
| Life insurance assets | $14,780,000 | 444 |
| Total liabilities and capital | $929,707,000 | 748 |
| Total liabilities | $885,108,000 | 703 |
| Total deposits | $823,101,000 | 664 |
| Interest-bearing deposits | $721,218,000 | 656 |
| Deposits held in domestic offices | $823,101,000 | 660 |
| % insured | 90.19% | 3,863 |
| Federal funds purchased & repurchase agreements | $17,378,000 | 795 |
| Trading liabilities | $0 | 103 |
| Other borrowed funds | $38,163,000 | 1,194 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $6,466,000 | 920 |
| Total equity capital | $44,599,000 | 1,554 |
| Total bank equity capital | $44,599,000 | 1,554 |
| Perpetual preferred stock | $0 | 212 |
| Common stock | $1,155,000 | 2,583 |
| Surplus | $29,345,000 | 1,147 |
| Undivided profits | $14,099,000 | 2,332 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 214 |
| Memoranda | ||
| Noncurrent loans and leases | $129,440,000 | 194 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $35,000 | 1,072 |
| Income earned, not collected on loans | $3,536,000 | 942 |
| Earning assets | $832,934,000 | 759 |
| Long-term assets (5+ years) | $53,585,000 | 2,249 |
| Average Assets, year-to-date | $978,835,500 | 697 |
| Average Assets, quarterly | $935,684,500 | 738 |
| Volatile liabilities | $164,300,000 | 935 |
| Insider loans | $5,479,000 | 1,406 |
| FHLB advances | $37,086,000 | 1,135 |
| Loans and leases held for sale | $0 | 1,823 |
| Unused loan commitments | $83,419,000 | 934 |
| Tier 1 (core) risk-based capital | $38,932,000 | 1,637 |
| Tier 2 risk-based capital | $10,512,000 | 601 |
| Total risk weighted assets | $800,279,000 | 621 |
| Total unused commitments | $83,419,000 | 938 |
| Derivatives | $0 | 1,183 |
| 2009-06-30 | Rank | |
| # of Employees: | 164 | 990 |
| Assets and Liabilities | ||
| Total Assets: | $941,662,000 | 753 |
| Cash and due from depository institutions | $41,910,000 | 990 |
| Interest-bearing balances | $28,500,000 | 776 |
| Securities | $67,008,000 | 1,830 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,176 |
| Net loans & leases | $747,138,000 | 639 |
| Loan loss allowance | $30,955,000 | 328 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $17,795,000 | 692 |
| Other real estate owned | $15,756,000 | 990 |
| Goodwill and other intangibles | $399,000 | 2,169 |
| All other assets | $51,656,000 | 476 |
| Life insurance assets | $14,614,000 | 457 |
| Total liabilities and capital | $941,662,000 | 753 |
| Total liabilities | $865,919,000 | 745 |
| Total deposits | $805,424,000 | 681 |
| Interest-bearing deposits | $704,217,000 | 678 |
| Deposits held in domestic offices | $805,424,000 | 679 |
| % insured | 80.79% | 3,497 |
| Federal funds purchased & repurchase agreements | $14,737,000 | 890 |
| Trading liabilities | $0 | 100 |
| Other borrowed funds | $39,120,000 | 1,236 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $6,638,000 | 927 |
| Total equity capital | $75,743,000 | 883 |
| Total bank equity capital | $75,743,000 | 879 |
| Perpetual preferred stock | $0 | 213 |
| Common stock | $1,155,000 | 2,621 |
| Surplus | $29,345,000 | 1,160 |
| Undivided profits | $45,243,000 | 728 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 219 |
| Memoranda | ||
| Noncurrent loans and leases | $84,545,000 | 265 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $112,000 | 866 |
| Income earned, not collected on loans | $4,018,000 | 806 |
| Earning assets | $842,646,000 | 758 |
| Long-term assets (5+ years) | $55,658,000 | 2,152 |
| Average Assets, year-to-date | $995,211,670 | 699 |
| Average Assets, quarterly | $959,839,500 | 730 |
| Volatile liabilities | $162,122,000 | 949 |
| Insider loans | $2,242,000 | 2,915 |
| FHLB advances | $37,120,000 | 1,196 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $104,484,000 | 813 |
| Tier 1 (core) risk-based capital | $71,861,000 | 867 |
| Tier 2 risk-based capital | $10,900,000 | 597 |
| Total risk weighted assets | $851,264,000 | 612 |
| Total unused commitments | $104,484,000 | 813 |
| Derivatives | $0 | 1,221 |
| 2009-03-31 | Rank | |
| # of Employees: | 163 | 981 |
| Assets and Liabilities | ||
| Total Assets: | $978,017,000 | 720 |
| Cash and due from depository institutions | $37,678,000 | 981 |
| Interest-bearing balances | $23,368,000 | 820 |
| Securities | $73,266,000 | 1,681 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,546 |
| Net loans & leases | $795,937,000 | 609 |
| Loan loss allowance | $16,359,000 | 490 |
| Trading account assets | $0 | 234 |
| Bank premises and fixed assets | $18,471,000 | 668 |
| Other real estate owned | $13,720,000 | 981 |
| Goodwill and other intangibles | $399,000 | 2,171 |
| All other assets | $38,546,000 | 590 |
| Life insurance assets | $14,458,000 | 463 |
| Total liabilities and capital | $978,017,000 | 720 |
| Total liabilities | $888,525,000 | 718 |
| Total deposits | $828,287,000 | 651 |
| Interest-bearing deposits | $724,713,000 | 652 |
| Deposits held in domestic offices | $828,287,000 | 650 |
| % insured | 84.46% | 2,438 |
| Federal funds purchased & repurchase agreements | $15,988,000 | 858 |
| Trading liabilities | $0 | 92 |
| Other borrowed funds | $39,155,000 | 1,284 |
| Subordinated debt | $0 | 271 |
| All other liabilities | $5,095,000 | 1,129 |
| Total equity capital | $89,492,000 | 738 |
| Total bank equity capital | $89,492,000 | 736 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $1,155,000 | 2,640 |
| Surplus | $29,345,000 | 1,150 |
| Undivided profits | $58,992,000 | 562 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 220 |
| Memoranda | ||
| Noncurrent loans and leases | $36,105,000 | 466 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $125,000 | 797 |
| Income earned, not collected on loans | $4,163,000 | 771 |
| Earning assets | $892,571,000 | 713 |
| Long-term assets (5+ years) | $52,270,000 | 2,259 |
| Average Assets, year-to-date | $1,021,986,500 | 676 |
| Average Assets, quarterly | $1,021,986,500 | 676 |
| Volatile liabilities | $165,071,000 | 952 |
| Insider loans | $12,241,000 | 599 |
| FHLB advances | $37,155,000 | 1,241 |
| Loans and leases held for sale | $0 | 1,892 |
| Unused loan commitments | $127,099,000 | 739 |
| Tier 1 (core) risk-based capital | $90,626,000 | 682 |
| Tier 2 risk-based capital | $11,229,000 | 582 |
| Total risk weighted assets | $893,150,000 | 588 |
| Total unused commitments | $127,099,000 | 739 |
| Derivatives | $0 | 1,177 |
| 2008-12-31 | Rank | |
| # of Employees: | 165 | 973 |
| Assets and Liabilities | ||
| Total Assets: | $1,065,956,000 | 638 |
| Cash and due from depository institutions | $46,305,000 | 973 |
| Interest-bearing balances | $30,422,000 | 391 |
| Securities | $145,287,000 | 835 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,377 |
| Net loans & leases | $813,578,000 | 596 |
| Loan loss allowance | $14,991,000 | 521 |
| Trading account assets | $0 | 236 |
| Bank premises and fixed assets | $18,636,000 | 654 |
| Other real estate owned | $4,751,000 | 973 |
| Goodwill and other intangibles | $399,000 | 2,166 |
| All other assets | $37,000,000 | 619 |
| Life insurance assets | $14,249,000 | 468 |
| Total liabilities and capital | $1,065,956,000 | 638 |
| Total liabilities | $974,452,000 | 634 |
| Total deposits | $899,161,000 | 581 |
| Interest-bearing deposits | $801,098,000 | 580 |
| Deposits held in domestic offices | $899,161,000 | 578 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $15,971,000 | 924 |
| Trading liabilities | $0 | 88 |
| Other borrowed funds | $54,005,000 | 1,091 |
| Subordinated debt | $0 | 278 |
| All other liabilities | $5,315,000 | 1,095 |
| Total equity capital | $91,504,000 | 719 |
| Total bank equity capital | $91,504,000 | 719 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $1,150,000 | 2,656 |
| Surplus | $28,950,000 | 1,133 |
| Undivided profits | $61,404,000 | 531 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $34,267,000 | 418 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $587,000 | 350 |
| Income earned, not collected on loans | $4,770,000 | 700 |
| Earning assets | $989,287,000 | 628 |
| Long-term assets (5+ years) | $90,780,000 | 1,422 |
| Average Assets, year-to-date | $1,025,126,000 | 647 |
| Average Assets, quarterly | $1,059,384,000 | 641 |
| Volatile liabilities | $157,018,000 | 983 |
| Insider loans | $2,340,000 | 2,851 |
| FHLB advances | $53,688,000 | 1,003 |
| Loans and leases held for sale | $0 | 1,663 |
| Unused loan commitments | $154,785,000 | 650 |
| Tier 1 (core) risk-based capital | $91,003,000 | 665 |
| Tier 2 risk-based capital | $11,632,000 | 558 |
| Total risk weighted assets | $927,070,000 | 566 |
| Total unused commitments | $154,785,000 | 650 |
| Derivatives | $0 | 1,109 |
| 2008-09-30 | Rank | |
| # of Employees: | 165 | 985 |
| Assets and Liabilities | ||
| Total Assets: | $1,052,812,000 | 647 |
| Cash and due from depository institutions | $12,550,000 | 985 |
| Interest-bearing balances | $508,000 | 3,644 |
| Securities | $148,196,000 | 792 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,854 |
| Net loans & leases | $831,216,000 | 591 |
| Loan loss allowance | $13,647,000 | 512 |
| Trading account assets | $0 | 251 |
| Bank premises and fixed assets | $17,607,000 | 697 |
| Other real estate owned | $5,600,000 | 985 |
| Goodwill and other intangibles | $399,000 | 2,223 |
| All other assets | $37,244,000 | 585 |
| Life insurance assets | $14,039,000 | 470 |
| Total liabilities and capital | $1,052,812,000 | 647 |
| Total liabilities | $983,461,000 | 623 |
| Total deposits | $890,551,000 | 579 |
| Interest-bearing deposits | $789,603,000 | 581 |
| Deposits held in domestic offices | $890,551,000 | 577 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $22,193,000 | 809 |
| Trading liabilities | $0 | 91 |
| Other borrowed funds | $48,759,000 | 1,221 |
| Subordinated debt | $16,000,000 | 124 |
| All other liabilities | $5,958,000 | 982 |
| Total equity capital | $69,351,000 | 973 |
| Total bank equity capital | $69,351,000 | 973 |
| Perpetual preferred stock | $0 | 110 |
| Common stock | $900,000 | 3,186 |
| Surplus | $9,200,000 | 2,811 |
| Undivided profits | $59,251,000 | 588 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $8,124,000 | 1,130 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $376,000 | 440 |
| Income earned, not collected on loans | $4,956,000 | 704 |
| Earning assets | $979,920,000 | 627 |
| Long-term assets (5+ years) | $120,931,000 | 1,081 |
| Average Assets, year-to-date | $1,014,918,500 | 656 |
| Average Assets, quarterly | $1,041,242,500 | 645 |
| Volatile liabilities | $170,296,000 | 885 |
| Insider loans | $2,633,000 | 2,678 |
| FHLB advances | $47,021,000 | 1,164 |
| Loans and leases held for sale | $0 | 1,623 |
| Unused loan commitments | $182,524,000 | 590 |
| Tier 1 (core) risk-based capital | $69,767,000 | 902 |
| Tier 2 risk-based capital | $27,949,000 | 274 |
| Total risk weighted assets | $954,112,000 | 554 |
| Total unused commitments | $182,524,000 | 590 |
| Derivatives | $0 | 1,077 |
| 2008-06-30 | Rank | |
| # of Employees: | 180 | 914 |
| Assets and Liabilities | ||
| Total Assets: | $1,029,673,000 | 656 |
| Cash and due from depository institutions | $26,817,000 | 914 |
| Interest-bearing balances | $109,000 | 4,924 |
| Securities | $150,992,000 | 796 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,934 |
| Net loans & leases | $793,345,000 | 610 |
| Loan loss allowance | $12,986,000 | 502 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $16,814,000 | 725 |
| Other real estate owned | $6,225,000 | 914 |
| Goodwill and other intangibles | $399,000 | 2,248 |
| All other assets | $35,081,000 | 598 |
| Life insurance assets | $13,766,000 | 483 |
| Total liabilities and capital | $1,029,673,000 | 656 |
| Total liabilities | $959,905,000 | 637 |
| Total deposits | $762,220,000 | 663 |
| Interest-bearing deposits | $662,263,000 | 662 |
| Deposits held in domestic offices | $762,220,000 | 660 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $26,231,000 | 786 |
| Trading liabilities | $0 | 94 |
| Other borrowed funds | $150,673,000 | 463 |
| Subordinated debt | $16,000,000 | 122 |
| All other liabilities | $4,781,000 | 1,165 |
| Total equity capital | $69,768,000 | 968 |
| Total bank equity capital | $69,768,000 | 968 |
| Perpetual preferred stock | $0 | 107 |
| Common stock | $900,000 | 3,212 |
| Surplus | $9,200,000 | 2,804 |
| Undivided profits | $59,668,000 | 603 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $6,682,000 | 1,191 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $369,000 | 421 |
| Income earned, not collected on loans | $4,661,000 | 745 |
| Earning assets | $944,446,000 | 647 |
| Long-term assets (5+ years) | $125,248,000 | 1,042 |
| Average Assets, year-to-date | $1,002,287,330 | 663 |
| Average Assets, quarterly | $1,012,056,500 | 665 |
| Volatile liabilities | $242,586,000 | 641 |
| Insider loans | $614,000 | 5,197 |
| FHLB advances | $149,653,000 | 414 |
| Loans and leases held for sale | $0 | 1,725 |
| Unused loan commitments | $196,559,000 | 582 |
| Tier 1 (core) risk-based capital | $68,524,000 | 911 |
| Tier 2 risk-based capital | $27,673,000 | 269 |
| Total risk weighted assets | $932,420,000 | 562 |
| Total unused commitments | $196,559,000 | 582 |
| Derivatives | $0 | 1,075 |
| 2008-03-31 | Rank | |
| # of Employees: | 177 | 920 |
| Assets and Liabilities | ||
| Total Assets: | $994,440,000 | 681 |
| Cash and due from depository institutions | $21,718,000 | 920 |
| Interest-bearing balances | $472,000 | 3,723 |
| Securities | $159,593,000 | 755 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,601 |
| Net loans & leases | $756,704,000 | 625 |
| Loan loss allowance | $12,804,000 | 467 |
| Trading account assets | $0 | 252 |
| Bank premises and fixed assets | $15,660,000 | 782 |
| Other real estate owned | $6,763,000 | 920 |
| Goodwill and other intangibles | $399,000 | 2,252 |
| All other assets | $33,603,000 | 612 |
| Life insurance assets | $13,595,000 | 480 |
| Total liabilities and capital | $994,440,000 | 681 |
| Total liabilities | $924,568,000 | 650 |
| Total deposits | $724,984,000 | 701 |
| Interest-bearing deposits | $622,721,000 | 719 |
| Deposits held in domestic offices | $724,984,000 | 698 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $37,646,000 | 581 |
| Trading liabilities | $0 | 86 |
| Other borrowed funds | $140,784,000 | 458 |
| Subordinated debt | $16,000,000 | 123 |
| All other liabilities | $5,154,000 | 1,182 |
| Total equity capital | $69,872,000 | 990 |
| Total bank equity capital | $69,872,000 | 990 |
| Perpetual preferred stock | $0 | 108 |
| Common stock | $900,000 | 3,227 |
| Surplus | $9,200,000 | 2,784 |
| Undivided profits | $59,772,000 | 627 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $11,250,000 | 692 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $1,373,000 | 174 |
| Income earned, not collected on loans | $4,646,000 | 759 |
| Earning assets | $916,769,000 | 665 |
| Long-term assets (5+ years) | $107,115,000 | 1,149 |
| Average Assets, year-to-date | $988,594,500 | 673 |
| Average Assets, quarterly | $988,594,500 | 673 |
| Volatile liabilities | $280,267,000 | 549 |
| Insider loans | $621,000 | 5,142 |
| FHLB advances | $138,784,000 | 410 |
| Loans and leases held for sale | $0 | 1,797 |
| Unused loan commitments | $198,331,000 | 599 |
| Tier 1 (core) risk-based capital | $67,461,000 | 920 |
| Tier 2 risk-based capital | $27,302,000 | 268 |
| Total risk weighted assets | $902,557,000 | 571 |
| Total unused commitments | $198,331,000 | 600 |
| Derivatives | $0 | 1,109 |
| 2007-12-31 | Rank | |
| # of Employees: | 179 | 927 |
| Assets and Liabilities | ||
| Total Assets: | $982,749,000 | 681 |
| Cash and due from depository institutions | $20,323,000 | 927 |
| Interest-bearing balances | $186,000 | 4,089 |
| Securities | $155,091,000 | 774 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,130 |
| Net loans & leases | $755,110,000 | 637 |
| Loan loss allowance | $9,464,000 | 594 |
| Trading account assets | $0 | 237 |
| Bank premises and fixed assets | $15,274,000 | 801 |
| Other real estate owned | $3,728,000 | 927 |
| Goodwill and other intangibles | $399,000 | 2,251 |
| All other assets | $32,824,000 | 621 |
| Life insurance assets | $12,825,000 | 504 |
| Total liabilities and capital | $982,749,000 | 681 |
| Total liabilities | $914,075,000 | 657 |
| Total deposits | $690,049,000 | 733 |
| Interest-bearing deposits | $586,697,000 | 760 |
| Deposits held in domestic offices | $690,049,000 | 729 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $62,214,000 | 426 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $139,457,000 | 432 |
| Subordinated debt | $16,000,000 | 121 |
| All other liabilities | $6,355,000 | 973 |
| Total equity capital | $68,674,000 | 1,005 |
| Total bank equity capital | $68,674,000 | 1,005 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $900,000 | 3,231 |
| Surplus | $9,200,000 | 2,751 |
| Undivided profits | $58,574,000 | 641 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $7,148,000 | 834 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $1,403,000 | 160 |
| Income earned, not collected on loans | $5,474,000 | 702 |
| Earning assets | $910,387,000 | 668 |
| Long-term assets (5+ years) | $93,411,000 | 1,218 |
| Average Assets, year-to-date | $885,039,400 | 729 |
| Average Assets, quarterly | $942,422,500 | 703 |
| Volatile liabilities | $281,565,000 | 563 |
| Insider loans | $627,000 | 5,152 |
| FHLB advances | $138,116,000 | 386 |
| Loans and leases held for sale | $0 | 1,738 |
| Unused loan commitments | $192,655,000 | 617 |
| Tier 1 (core) risk-based capital | $66,773,000 | 935 |
| Tier 2 risk-based capital | $25,600,000 | 276 |
| Total risk weighted assets | $896,684,000 | 574 |
| Total unused commitments | $192,655,000 | 617 |
| Derivatives | $0 | 1,052 |
| 2007-09-30 | Rank | |
| # of Employees: | 183 | 913 |
| Assets and Liabilities | ||
| Total Assets: | $902,096,000 | 735 |
| Cash and due from depository institutions | $18,980,000 | 913 |
| Interest-bearing balances | $1,064,000 | 2,354 |
| Securities | $145,978,000 | 810 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,196 |
| Net loans & leases | $687,863,000 | 676 |
| Loan loss allowance | $7,920,000 | 692 |
| Trading account assets | $0 | 244 |
| Bank premises and fixed assets | $15,019,000 | 793 |
| Other real estate owned | $2,677,000 | 913 |
| Goodwill and other intangibles | $399,000 | 2,250 |
| All other assets | $31,180,000 | 629 |
| Life insurance assets | $12,307,000 | 514 |
| Total liabilities and capital | $902,096,000 | 735 |
| Total liabilities | $834,634,000 | 702 |
| Total deposits | $638,674,000 | 797 |
| Interest-bearing deposits | $544,189,000 | 820 |
| Deposits held in domestic offices | $638,674,000 | 794 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $46,006,000 | 499 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $134,846,000 | 412 |
| Subordinated debt | $9,000,000 | 149 |
| All other liabilities | $6,108,000 | 1,006 |
| Total equity capital | $67,462,000 | 1,011 |
| Total bank equity capital | $67,462,000 | 1,011 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $900,000 | 3,215 |
| Surplus | $2,200,000 | 5,480 |
| Undivided profits | $64,362,000 | 583 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $7,897,000 | 609 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $1,344,000 | 163 |
| Income earned, not collected on loans | $5,604,000 | 728 |
| Earning assets | $834,905,000 | 720 |
| Long-term assets (5+ years) | $86,272,000 | 1,282 |
| Average Assets, year-to-date | $860,612,000 | 747 |
| Average Assets, quarterly | $894,869,500 | 734 |
| Volatile liabilities | $264,210,000 | 568 |
| Insider loans | $634,000 | 5,092 |
| FHLB advances | $132,846,000 | 364 |
| Loans and leases held for sale | $0 | 1,751 |
| Unused loan commitments | $196,704,000 | 623 |
| Tier 1 (core) risk-based capital | $66,194,000 | 937 |
| Tier 2 risk-based capital | $17,055,000 | 367 |
| Total risk weighted assets | $821,862,000 | 607 |
| Total unused commitments | $196,704,000 | 623 |
| Derivatives | $0 | 1,033 |
| 2007-06-30 | Rank | |
| # of Employees: | 187 | 901 |
| Assets and Liabilities | ||
| Total Assets: | $887,643,000 | 756 |
| Cash and due from depository institutions | $23,301,000 | 901 |
| Interest-bearing balances | $6,980,000 | 805 |
| Securities | $152,231,000 | 775 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,299 |
| Net loans & leases | $663,630,000 | 700 |
| Loan loss allowance | $7,439,000 | 714 |
| Trading account assets | $0 | 245 |
| Bank premises and fixed assets | $14,880,000 | 791 |
| Other real estate owned | $3,160,000 | 901 |
| Goodwill and other intangibles | $399,000 | 2,264 |
| All other assets | $30,042,000 | 662 |
| Life insurance assets | $11,930,000 | 517 |
| Total liabilities and capital | $887,643,000 | 756 |
| Total liabilities | $823,153,000 | 721 |
| Total deposits | $636,176,000 | 810 |
| Interest-bearing deposits | $541,797,000 | 830 |
| Deposits held in domestic offices | $636,176,000 | 806 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $44,443,000 | 509 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $129,126,000 | 406 |
| Subordinated debt | $9,000,000 | 157 |
| All other liabilities | $4,408,000 | 1,272 |
| Total equity capital | $64,490,000 | 1,051 |
| Total bank equity capital | $64,490,000 | 1,051 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $900,000 | 3,219 |
| Surplus | $2,200,000 | 5,489 |
| Undivided profits | $61,390,000 | 612 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,727,000 | 875 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $1,841,000 | 125 |
| Income earned, not collected on loans | $5,560,000 | 694 |
| Earning assets | $822,841,000 | 742 |
| Long-term assets (5+ years) | $85,555,000 | 1,251 |
| Average Assets, year-to-date | $846,784,000 | 772 |
| Average Assets, quarterly | $858,508,500 | 768 |
| Volatile liabilities | $260,293,000 | 575 |
| Insider loans | $640,000 | 5,087 |
| FHLB advances | $127,126,000 | 354 |
| Loans and leases held for sale | $0 | 1,802 |
| Unused loan commitments | $190,005,000 | 646 |
| Tier 1 (core) risk-based capital | $64,166,000 | 978 |
| Tier 2 risk-based capital | $16,577,000 | 391 |
| Total risk weighted assets | $786,616,000 | 646 |
| Total unused commitments | $190,005,000 | 646 |
| Derivatives | $0 | 1,067 |
| 2007-03-31 | Rank | |
| # of Employees: | 188 | 887 |
| Assets and Liabilities | ||
| Total Assets: | $829,374,000 | 798 |
| Cash and due from depository institutions | $14,647,000 | 887 |
| Interest-bearing balances | $570,000 | 3,051 |
| Securities | $158,015,000 | 769 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,772 |
| Net loans & leases | $610,535,000 | 742 |
| Loan loss allowance | $7,086,000 | 739 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $14,614,000 | 783 |
| Other real estate owned | $3,270,000 | 887 |
| Goodwill and other intangibles | $399,000 | 2,261 |
| All other assets | $27,894,000 | 685 |
| Life insurance assets | $11,672,000 | 517 |
| Total liabilities and capital | $829,374,000 | 798 |
| Total liabilities | $766,065,000 | 770 |
| Total deposits | $611,837,000 | 830 |
| Interest-bearing deposits | $521,778,000 | 853 |
| Deposits held in domestic offices | $611,837,000 | 827 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $52,487,000 | 459 |
| Trading liabilities | $0 | 89 |
| Other borrowed funds | $91,634,000 | 517 |
| Subordinated debt | $5,000,000 | 176 |
| All other liabilities | $5,107,000 | 1,131 |
| Total equity capital | $63,309,000 | 1,054 |
| Total bank equity capital | $63,309,000 | 1,054 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $900,000 | 3,216 |
| Surplus | $2,200,000 | 5,477 |
| Undivided profits | $60,209,000 | 626 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,572,000 | 780 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $1,956,000 | 114 |
| Income earned, not collected on loans | $5,154,000 | 727 |
| Earning assets | $769,120,000 | 786 |
| Long-term assets (5+ years) | $90,206,000 | 1,187 |
| Average Assets, year-to-date | $826,354,500 | 797 |
| Average Assets, quarterly | $826,354,500 | 797 |
| Volatile liabilities | $228,891,000 | 652 |
| Insider loans | $646,000 | 5,080 |
| FHLB advances | $89,856,000 | 473 |
| Loans and leases held for sale | $0 | 1,800 |
| Unused loan commitments | $190,389,000 | 644 |
| Tier 1 (core) risk-based capital | $62,054,000 | 998 |
| Tier 2 risk-based capital | $12,248,000 | 480 |
| Total risk weighted assets | $715,943,000 | 686 |
| Total unused commitments | $190,389,000 | 644 |
| Derivatives | $0 | 1,065 |
| 2006-12-31 | Rank | |
| # of Employees: | 181 | 924 |
| Assets and Liabilities | ||
| Total Assets: | $823,335,000 | 793 |
| Cash and due from depository institutions | $15,661,000 | 924 |
| Interest-bearing balances | $179,000 | 4,164 |
| Securities | $151,900,000 | 809 |
| Federal funds sold & reverse repurchase agreements | $2,500,000 | 4,111 |
| Net loans & leases | $607,581,000 | 739 |
| Loan loss allowance | $6,573,000 | 782 |
| Trading account assets | $0 | 156 |
| Bank premises and fixed assets | $13,800,000 | 809 |
| Other real estate owned | $3,834,000 | 924 |
| Goodwill and other intangibles | $399,000 | 2,260 |
| All other assets | $27,660,000 | 687 |
| Life insurance assets | $11,392,000 | 514 |
| Total liabilities and capital | $823,335,000 | 793 |
| Total liabilities | $761,946,000 | 770 |
| Total deposits | $621,638,000 | 810 |
| Interest-bearing deposits | $525,600,000 | 823 |
| Deposits held in domestic offices | $621,638,000 | 807 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $51,110,000 | 472 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $79,185,000 | 606 |
| Subordinated debt | $5,000,000 | 177 |
| All other liabilities | $5,013,000 | 1,134 |
| Total equity capital | $61,389,000 | 1,072 |
| Total bank equity capital | $61,389,000 | 1,072 |
| Perpetual preferred stock | $0 | 112 |
| Common stock | $900,000 | 3,214 |
| Surplus | $2,200,000 | 5,465 |
| Undivided profits | $58,289,000 | 631 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $5,512,000 | 583 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $2,004,000 | 113 |
| Income earned, not collected on loans | $5,278,000 | 726 |
| Earning assets | $762,160,000 | 785 |
| Long-term assets (5+ years) | $89,319,000 | 1,190 |
| Average Assets, year-to-date | $767,335,000 | 815 |
| Average Assets, quarterly | $797,624,000 | 817 |
| Volatile liabilities | $292,287,000 | 585 |
| Insider loans | $677,000 | 4,973 |
| FHLB advances | $77,185,000 | 550 |
| Loans and leases held for sale | $0 | 1,760 |
| Unused loan commitments | $181,667,000 | 648 |
| Tier 1 (core) risk-based capital | $60,337,000 | 1,003 |
| Tier 2 risk-based capital | $11,721,000 | 488 |
| Total risk weighted assets | $701,995,000 | 697 |
| Total unused commitments | $181,667,000 | 648 |
| Derivatives | $0 | 1,023 |
| 2006-09-30 | Rank | |
| # of Employees: | 177 | 953 |
| Assets and Liabilities | ||
| Total Assets: | $771,913,000 | 850 |
| Cash and due from depository institutions | $13,024,000 | 953 |
| Interest-bearing balances | $106,000 | 4,651 |
| Securities | $148,241,000 | 846 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,029 |
| Net loans & leases | $567,606,000 | 788 |
| Loan loss allowance | $6,433,000 | 796 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $13,220,000 | 832 |
| Other real estate owned | $2,750,000 | 953 |
| Goodwill and other intangibles | $399,000 | 2,266 |
| All other assets | $26,673,000 | 735 |
| Life insurance assets | $11,079,000 | 512 |
| Total liabilities and capital | $771,913,000 | 850 |
| Total liabilities | $712,661,000 | 820 |
| Total deposits | $549,014,000 | 916 |
| Interest-bearing deposits | $457,720,000 | 935 |
| Deposits held in domestic offices | $549,014,000 | 914 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $51,256,000 | 475 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $103,038,000 | 513 |
| Subordinated debt | $5,000,000 | 181 |
| All other liabilities | $4,353,000 | 1,259 |
| Total equity capital | $59,252,000 | 1,113 |
| Total bank equity capital | $59,252,000 | 1,113 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $900,000 | 3,231 |
| Surplus | $2,200,000 | 5,469 |
| Undivided profits | $56,152,000 | 661 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $5,874,000 | 514 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $1,634,000 | 132 |
| Income earned, not collected on loans | $5,316,000 | 721 |
| Earning assets | $715,953,000 | 841 |
| Long-term assets (5+ years) | $84,804,000 | 1,236 |
| Average Assets, year-to-date | $753,335,000 | 843 |
| Average Assets, quarterly | $766,406,500 | 842 |
| Volatile liabilities | $270,707,000 | 634 |
| Insider loans | $369,000 | 5,947 |
| FHLB advances | $101,038,000 | 462 |
| Loans and leases held for sale | $0 | 1,773 |
| Unused loan commitments | $181,915,000 | 673 |
| Tier 1 (core) risk-based capital | $58,246,000 | 1,044 |
| Tier 2 risk-based capital | $11,596,000 | 498 |
| Total risk weighted assets | $656,833,000 | 735 |
| Total unused commitments | $181,915,000 | 673 |
| Derivatives | $0 | 1,023 |
| 2006-06-30 | Rank | |
| # of Employees: | 178 | 955 |
| Assets and Liabilities | ||
| Total Assets: | $760,900,000 | 847 |
| Cash and due from depository institutions | $14,273,000 | 955 |
| Interest-bearing balances | $458,000 | 3,200 |
| Securities | $151,425,000 | 820 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,870 |
| Net loans & leases | $552,914,000 | 797 |
| Loan loss allowance | $5,983,000 | 832 |
| Trading account assets | $0 | 157 |
| Bank premises and fixed assets | $12,235,000 | 897 |
| Other real estate owned | $2,819,000 | 955 |
| Goodwill and other intangibles | $399,000 | 2,258 |
| All other assets | $26,835,000 | 725 |
| Life insurance assets | $11,286,000 | 493 |
| Total liabilities and capital | $760,900,000 | 847 |
| Total liabilities | $704,797,000 | 814 |
| Total deposits | $548,300,000 | 899 |
| Interest-bearing deposits | $455,766,000 | 926 |
| Deposits held in domestic offices | $548,300,000 | 897 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $49,806,000 | 485 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $97,844,000 | 548 |
| Subordinated debt | $5,000,000 | 176 |
| All other liabilities | $3,847,000 | 1,286 |
| Total equity capital | $56,103,000 | 1,128 |
| Total bank equity capital | $56,103,000 | 1,128 |
| Perpetual preferred stock | $0 | 119 |
| Common stock | $900,000 | 3,226 |
| Surplus | $2,200,000 | 5,459 |
| Undivided profits | $53,003,000 | 666 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $6,250,000 | 445 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $1,586,000 | 139 |
| Income earned, not collected on loans | $5,070,000 | 674 |
| Earning assets | $704,797,000 | 835 |
| Long-term assets (5+ years) | $84,085,000 | 1,221 |
| Average Assets, year-to-date | $747,142,330 | 846 |
| Average Assets, quarterly | $760,637,000 | 840 |
| Volatile liabilities | $280,265,000 | 617 |
| Insider loans | $502,000 | 5,472 |
| FHLB advances | $97,731,000 | 486 |
| Loans and leases held for sale | $0 | 1,763 |
| Unused loan commitments | $176,493,000 | 682 |
| Tier 1 (core) risk-based capital | $56,127,000 | 1,055 |
| Tier 2 risk-based capital | $11,178,000 | 501 |
| Total risk weighted assets | $635,447,000 | 750 |
| Total unused commitments | $176,493,000 | 682 |
| Derivatives | $0 | 1,000 |
| 2006-03-31 | Rank | |
| # of Employees: | 175 | 951 |
| Assets and Liabilities | ||
| Total Assets: | $760,374,000 | 830 |
| Cash and due from depository institutions | $16,365,000 | 951 |
| Interest-bearing balances | $57,000 | 5,485 |
| Securities | $153,829,000 | 818 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,312 |
| Net loans & leases | $550,915,000 | 779 |
| Loan loss allowance | $5,586,000 | 897 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $10,846,000 | 1,022 |
| Other real estate owned | $3,530,000 | 951 |
| Goodwill and other intangibles | $399,000 | 2,232 |
| All other assets | $24,490,000 | 749 |
| Life insurance assets | $10,540,000 | 518 |
| Total liabilities and capital | $760,374,000 | 830 |
| Total liabilities | $705,894,000 | 803 |
| Total deposits | $536,792,000 | 900 |
| Interest-bearing deposits | $450,178,000 | 922 |
| Deposits held in domestic offices | $536,792,000 | 898 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $53,936,000 | 445 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $106,341,000 | 485 |
| Subordinated debt | $5,000,000 | 171 |
| All other liabilities | $3,825,000 | 1,295 |
| Total equity capital | $54,480,000 | 1,143 |
| Total bank equity capital | $54,480,000 | 1,143 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $900,000 | 3,213 |
| Surplus | $2,200,000 | 5,399 |
| Undivided profits | $51,380,000 | 685 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,557,000 | 590 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $1,682,000 | 134 |
| Income earned, not collected on loans | $4,647,000 | 695 |
| Earning assets | $704,801,000 | 816 |
| Long-term assets (5+ years) | $83,203,000 | 1,212 |
| Average Assets, year-to-date | $740,263,500 | 849 |
| Average Assets, quarterly | $740,263,500 | 849 |
| Volatile liabilities | $286,364,000 | 570 |
| Insider loans | $683,000 | 4,904 |
| FHLB advances | $106,238,000 | 432 |
| Loans and leases held for sale | $0 | 1,721 |
| Unused loan commitments | $174,322,000 | 682 |
| Tier 1 (core) risk-based capital | $53,930,000 | 1,087 |
| Tier 2 risk-based capital | $10,781,000 | 499 |
| Total risk weighted assets | $631,350,000 | 737 |
| Total unused commitments | $174,322,000 | 682 |
| Derivatives | $0 | 990 |
| 2005-12-31 | Rank | |
| # of Employees: | 178 | 919 |
| Assets and Liabilities | ||
| Total Assets: | $720,153,000 | 881 |
| Cash and due from depository institutions | $15,137,000 | 919 |
| Interest-bearing balances | $118,000 | 4,757 |
| Securities | $145,913,000 | 869 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,145 |
| Net loans & leases | $522,092,000 | 803 |
| Loan loss allowance | $5,120,000 | 962 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $9,465,000 | 1,164 |
| Other real estate owned | $3,630,000 | 919 |
| Goodwill and other intangibles | $399,000 | 2,236 |
| All other assets | $23,517,000 | 760 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $720,153,000 | 881 |
| Total liabilities | $667,067,000 | 837 |
| Total deposits | $516,118,000 | 933 |
| Interest-bearing deposits | $421,365,000 | 967 |
| Deposits held in domestic offices | $516,118,000 | 931 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $48,953,000 | 476 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $93,065,000 | 564 |
| Subordinated debt | $5,000,000 | 172 |
| All other liabilities | $3,931,000 | 1,233 |
| Total equity capital | $53,086,000 | 1,152 |
| Total bank equity capital | $53,086,000 | 1,152 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $900,000 | 3,223 |
| Surplus | $2,200,000 | 5,385 |
| Undivided profits | $49,986,000 | 704 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,483,000 | 761 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $1,632,000 | 129 |
| Income earned, not collected on loans | $4,507,000 | 712 |
| Earning assets | $668,123,000 | 851 |
| Long-term assets (5+ years) | $80,026,000 | 1,217 |
| Average Assets, year-to-date | $669,737,000 | 877 |
| Average Assets, quarterly | $704,843,000 | 882 |
| Volatile liabilities | $253,478,000 | 627 |
| Insider loans | $1,215,000 | 3,801 |
| FHLB advances | $91,065,000 | 498 |
| Loans and leases held for sale | $350,000 | 1,269 |
| Unused loan commitments | $175,176,000 | 674 |
| Tier 1 (core) risk-based capital | $51,955,000 | 1,112 |
| Tier 2 risk-based capital | $10,327,000 | 510 |
| Total risk weighted assets | $604,146,000 | 758 |
| Total unused commitments | $175,176,000 | 674 |
| Derivatives | $2,613,000 | 636 |
| 2005-09-30 | Rank | |
| # of Employees: | 175 | 933 |
| Assets and Liabilities | ||
| Total Assets: | $689,533,000 | 881 |
| Cash and due from depository institutions | $14,635,000 | 933 |
| Interest-bearing balances | $282,000 | 4,042 |
| Securities | $138,175,000 | 889 |
| Federal funds sold & reverse repurchase agreements | $1,900,000 | 3,834 |
| Net loans & leases | $500,388,000 | 824 |
| Loan loss allowance | $5,136,000 | 947 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $8,556,000 | 1,260 |
| Other real estate owned | $4,298,000 | 933 |
| Goodwill and other intangibles | $399,000 | 2,215 |
| All other assets | $21,182,000 | 804 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $689,533,000 | 881 |
| Total liabilities | $637,934,000 | 852 |
| Total deposits | $491,227,000 | 951 |
| Interest-bearing deposits | $394,367,000 | 1,007 |
| Deposits held in domestic offices | $491,227,000 | 948 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $43,886,000 | 500 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $96,196,000 | 546 |
| Subordinated debt | $5,000,000 | 164 |
| All other liabilities | $1,625,000 | 2,434 |
| Total equity capital | $51,599,000 | 1,163 |
| Total bank equity capital | $51,599,000 | 1,163 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $900,000 | 3,205 |
| Surplus | $2,200,000 | 5,349 |
| Undivided profits | $48,499,000 | 723 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,362,000 | 798 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $1,656,000 | 123 |
| Income earned, not collected on loans | $3,953,000 | 768 |
| Earning assets | $640,745,000 | 883 |
| Long-term assets (5+ years) | $74,451,000 | 1,282 |
| Average Assets, year-to-date | $657,133,000 | 881 |
| Average Assets, quarterly | $682,310,000 | 880 |
| Volatile liabilities | $250,165,000 | 611 |
| Insider loans | $1,163,000 | 3,865 |
| FHLB advances | $94,196,000 | 491 |
| Loans and leases held for sale | $120,000 | 1,691 |
| Unused loan commitments | $177,504,000 | 651 |
| Tier 1 (core) risk-based capital | $49,949,000 | 1,133 |
| Tier 2 risk-based capital | $10,136,000 | 502 |
| Total risk weighted assets | $579,427,000 | 763 |
| Total unused commitments | $177,504,000 | 652 |
| Derivatives | $2,689,000 | 626 |
| 2005-06-30 | Rank | |
| # of Employees: | 178 | 910 |
| Assets and Liabilities | ||
| Total Assets: | $675,087,000 | 880 |
| Cash and due from depository institutions | $12,420,000 | 910 |
| Interest-bearing balances | $60,000 | 5,567 |
| Securities | $140,806,000 | 875 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,776 |
| Net loans & leases | $487,330,000 | 824 |
| Loan loss allowance | $4,769,000 | 997 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $8,095,000 | 1,314 |
| Other real estate owned | $5,703,000 | 910 |
| Goodwill and other intangibles | $291,000 | 2,397 |
| All other assets | $20,442,000 | 827 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $675,087,000 | 880 |
| Total liabilities | $624,136,000 | 848 |
| Total deposits | $482,832,000 | 942 |
| Interest-bearing deposits | $389,267,000 | 993 |
| Deposits held in domestic offices | $482,832,000 | 939 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $43,945,000 | 481 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $89,658,000 | 592 |
| Subordinated debt | $5,000,000 | 161 |
| All other liabilities | $2,701,000 | 1,553 |
| Total equity capital | $50,951,000 | 1,166 |
| Total bank equity capital | $50,951,000 | 1,166 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $900,000 | 3,188 |
| Surplus | $2,200,000 | 5,328 |
| Undivided profits | $47,851,000 | 719 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,388,000 | 1,082 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $1,644,000 | 122 |
| Income earned, not collected on loans | $3,862,000 | 715 |
| Earning assets | $628,196,000 | 866 |
| Long-term assets (5+ years) | $76,010,000 | 1,264 |
| Average Assets, year-to-date | $646,333,000 | 884 |
| Average Assets, quarterly | $658,163,000 | 880 |
| Volatile liabilities | $235,540,000 | 631 |
| Insider loans | $1,290,000 | 3,598 |
| FHLB advances | $88,031,000 | 528 |
| Loans and leases held for sale | $699,000 | 1,133 |
| Unused loan commitments | $162,512,000 | 671 |
| Tier 1 (core) risk-based capital | $48,847,000 | 1,122 |
| Tier 2 risk-based capital | $9,769,000 | 509 |
| Total risk weighted assets | $560,634,000 | 762 |
| Total unused commitments | $162,512,000 | 672 |
| Derivatives | $4,661,000 | 544 |
| 2005-03-31 | Rank | |
| # of Employees: | 172 | 928 |
| Assets and Liabilities | ||
| Total Assets: | $641,239,000 | 903 |
| Cash and due from depository institutions | $17,264,000 | 928 |
| Interest-bearing balances | $157,000 | 4,593 |
| Securities | $145,375,000 | 863 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,340 |
| Net loans & leases | $445,324,000 | 872 |
| Loan loss allowance | $4,482,000 | 1,052 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $8,172,000 | 1,279 |
| Other real estate owned | $5,039,000 | 928 |
| Goodwill and other intangibles | $299,000 | 2,383 |
| All other assets | $19,766,000 | 834 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $641,239,000 | 903 |
| Total liabilities | $592,382,000 | 880 |
| Total deposits | $467,544,000 | 953 |
| Interest-bearing deposits | $374,817,000 | 1,020 |
| Deposits held in domestic offices | $467,544,000 | 949 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $42,442,000 | 489 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $74,778,000 | 652 |
| Subordinated debt | $5,000,000 | 164 |
| All other liabilities | $2,618,000 | 1,575 |
| Total equity capital | $48,857,000 | 1,180 |
| Total bank equity capital | $48,857,000 | 1,180 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $900,000 | 3,199 |
| Surplus | $2,200,000 | 5,341 |
| Undivided profits | $45,757,000 | 724 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,673,000 | 975 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $1,870,000 | 104 |
| Income earned, not collected on loans | $3,406,000 | 792 |
| Earning assets | $590,856,000 | 898 |
| Long-term assets (5+ years) | $75,089,000 | 1,310 |
| Average Assets, year-to-date | $631,956,000 | 908 |
| Average Assets, quarterly | $631,956,000 | 908 |
| Volatile liabilities | $209,579,000 | 666 |
| Insider loans | $1,164,000 | 3,818 |
| FHLB advances | $72,778,000 | 601 |
| Loans and leases held for sale | $569,000 | 1,125 |
| Unused loan commitments | $160,835,000 | 657 |
| Tier 1 (core) risk-based capital | $47,394,000 | 1,144 |
| Tier 2 risk-based capital | $9,482,000 | 521 |
| Total risk weighted assets | $530,329,000 | 774 |
| Total unused commitments | $160,835,000 | 659 |
| Derivatives | $2,935,000 | 550 |
| 2004-12-31 | Rank | |
| # of Employees: | 173 | 935 |
| Assets and Liabilities | ||
| Total Assets: | $622,673,000 | 929 |
| Cash and due from depository institutions | $11,221,000 | 935 |
| Interest-bearing balances | $125,000 | 4,812 |
| Securities | $150,283,000 | 853 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,164 |
| Net loans & leases | $430,633,000 | 904 |
| Loan loss allowance | $3,847,000 | 1,226 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $8,290,000 | 1,228 |
| Other real estate owned | $4,312,000 | 935 |
| Goodwill and other intangibles | $307,000 | 2,359 |
| All other assets | $17,627,000 | 915 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $622,673,000 | 929 |
| Total liabilities | $574,547,000 | 906 |
| Total deposits | $412,455,000 | 1,076 |
| Interest-bearing deposits | $322,539,000 | 1,209 |
| Deposits held in domestic offices | $412,455,000 | 1,073 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $59,612,000 | 413 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $95,562,000 | 561 |
| Subordinated debt | $5,000,000 | 169 |
| All other liabilities | $1,918,000 | 1,982 |
| Total equity capital | $48,126,000 | 1,190 |
| Total bank equity capital | $48,126,000 | 1,190 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $900,000 | 3,194 |
| Surplus | $2,200,000 | 5,325 |
| Undivided profits | $45,026,000 | 750 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $898,000 | 2,603 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $120,000 | 699 |
| Income earned, not collected on loans | $3,399,000 | 769 |
| Earning assets | $581,041,000 | 915 |
| Long-term assets (5+ years) | $80,975,000 | 1,241 |
| Average Assets, year-to-date | $565,485,200 | 972 |
| Average Assets, quarterly | $602,509,500 | 945 |
| Volatile liabilities | $222,143,000 | 610 |
| Insider loans | $10,126,000 | 566 |
| FHLB advances | $93,562,000 | 502 |
| Loans and leases held for sale | $990,000 | 881 |
| Unused loan commitments | $162,982,000 | 644 |
| Tier 1 (core) risk-based capital | $46,027,000 | 1,157 |
| Tier 2 risk-based capital | $8,847,000 | 569 |
| Total risk weighted assets | $512,474,000 | 799 |
| Total unused commitments | $162,982,000 | 644 |
| Derivatives | $5,214,000 | 467 |
| 2004-09-30 | Rank | |
| # of Employees: | 169 | 951 |
| Assets and Liabilities | ||
| Total Assets: | $582,346,000 | 980 |
| Cash and due from depository institutions | $13,550,000 | 951 |
| Interest-bearing balances | $335,000 | 3,902 |
| Securities | $153,499,000 | 839 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,928 |
| Net loans & leases | $386,308,000 | 986 |
| Loan loss allowance | $3,563,000 | 1,325 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $7,029,000 | 1,424 |
| Other real estate owned | $4,447,000 | 951 |
| Goodwill and other intangibles | $315,000 | 2,317 |
| All other assets | $17,198,000 | 903 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $582,346,000 | 980 |
| Total liabilities | $535,374,000 | 959 |
| Total deposits | $395,272,000 | 1,111 |
| Interest-bearing deposits | $297,393,000 | 1,291 |
| Deposits held in domestic offices | $395,272,000 | 1,107 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $55,641,000 | 409 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $82,937,000 | 623 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $1,524,000 | 2,367 |
| Total equity capital | $46,972,000 | 1,202 |
| Total bank equity capital | $46,972,000 | 1,202 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $900,000 | 3,201 |
| Surplus | $2,200,000 | 5,301 |
| Undivided profits | $43,872,000 | 762 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,113,000 | 2,367 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $144,000 | 689 |
| Income earned, not collected on loans | $3,042,000 | 907 |
| Earning assets | $540,142,000 | 960 |
| Long-term assets (5+ years) | $79,188,000 | 1,293 |
| Average Assets, year-to-date | $551,188,250 | 999 |
| Average Assets, quarterly | $571,170,000 | 982 |
| Volatile liabilities | $177,208,000 | 717 |
| Insider loans | $8,200,000 | 694 |
| FHLB advances | $81,640,000 | 554 |
| Loans and leases held for sale | $135,000 | 1,609 |
| Unused loan commitments | $160,575,000 | 632 |
| Tier 1 (core) risk-based capital | $44,656,000 | 1,180 |
| Tier 2 risk-based capital | $3,563,000 | 1,287 |
| Total risk weighted assets | $480,624,000 | 838 |
| Total unused commitments | $160,575,000 | 632 |
| Derivatives | $1,952,000 | 576 |
| 2004-06-30 | Rank | |
| # of Employees: | 167 | 965 |
| Assets and Liabilities | ||
| Total Assets: | $559,994,000 | 995 |
| Cash and due from depository institutions | $16,645,000 | 965 |
| Interest-bearing balances | $4,128,000 | 1,338 |
| Securities | $156,516,000 | 836 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,884 |
| Net loans & leases | $357,500,000 | 1,026 |
| Loan loss allowance | $3,917,000 | 1,185 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $7,215,000 | 1,367 |
| Other real estate owned | $5,124,000 | 965 |
| Goodwill and other intangibles | $322,000 | 2,308 |
| All other assets | $16,672,000 | 950 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $559,994,000 | 995 |
| Total liabilities | $515,190,000 | 977 |
| Total deposits | $375,502,000 | 1,154 |
| Interest-bearing deposits | $288,060,000 | 1,324 |
| Deposits held in domestic offices | $375,502,000 | 1,150 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $67,683,000 | 371 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $70,943,000 | 686 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $1,062,000 | 2,838 |
| Total equity capital | $44,804,000 | 1,207 |
| Total bank equity capital | $44,804,000 | 1,207 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $900,000 | 3,214 |
| Surplus | $2,200,000 | 5,305 |
| Undivided profits | $41,704,000 | 759 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $736,000 | 3,206 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $110,000 | 818 |
| Income earned, not collected on loans | $2,851,000 | 913 |
| Earning assets | $518,144,000 | 979 |
| Long-term assets (5+ years) | $136,080,000 | 808 |
| Average Assets, year-to-date | $540,802,330 | 1,007 |
| Average Assets, quarterly | $548,282,500 | 1,003 |
| Volatile liabilities | $178,958,000 | 686 |
| Insider loans | $8,256,000 | 671 |
| FHLB advances | $69,312,000 | 626 |
| Loans and leases held for sale | $598,000 | 1,122 |
| Unused loan commitments | $152,905,000 | 649 |
| Tier 1 (core) risk-based capital | $43,563,000 | 1,180 |
| Tier 2 risk-based capital | $3,917,000 | 1,133 |
| Total risk weighted assets | $470,531,000 | 835 |
| Total unused commitments | $152,905,000 | 649 |
| Derivatives | $1,369,000 | 595 |
| 2004-03-31 | Rank | |
| # of Employees: | 166 | 972 |
| Assets and Liabilities | ||
| Total Assets: | $536,571,000 | 1,031 |
| Cash and due from depository institutions | $14,794,000 | 972 |
| Interest-bearing balances | $9,000 | 6,665 |
| Securities | $156,679,000 | 842 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,767 |
| Net loans & leases | $341,106,000 | 1,051 |
| Loan loss allowance | $3,781,000 | 1,219 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $7,332,000 | 1,320 |
| Other real estate owned | $963,000 | 972 |
| Goodwill and other intangibles | $330,000 | 2,285 |
| All other assets | $15,367,000 | 970 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $536,571,000 | 1,031 |
| Total liabilities | $490,222,000 | 1,020 |
| Total deposits | $373,516,000 | 1,149 |
| Interest-bearing deposits | $277,861,000 | 1,370 |
| Deposits held in domestic offices | $373,516,000 | 1,147 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $47,458,000 | 448 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $66,802,000 | 680 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $2,446,000 | 1,683 |
| Total equity capital | $46,349,000 | 1,194 |
| Total bank equity capital | $46,349,000 | 1,194 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $900,000 | 3,215 |
| Surplus | $2,200,000 | 5,299 |
| Undivided profits | $43,249,000 | 771 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $6,705,000 | 475 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $385,000 | 445 |
| Income earned, not collected on loans | $2,853,000 | 914 |
| Earning assets | $497,794,000 | 1,022 |
| Long-term assets (5+ years) | $134,968,000 | 790 |
| Average Assets, year-to-date | $531,206,500 | 1,032 |
| Average Assets, quarterly | $531,206,500 | 1,032 |
| Volatile liabilities | $144,340,000 | 787 |
| Insider loans | $6,128,000 | 902 |
| FHLB advances | $66,203,000 | 616 |
| Loans and leases held for sale | $424,000 | 1,355 |
| Unused loan commitments | $137,005,000 | 687 |
| Tier 1 (core) risk-based capital | $42,325,000 | 1,204 |
| Tier 2 risk-based capital | $3,781,000 | 1,171 |
| Total risk weighted assets | $414,567,000 | 929 |
| Total unused commitments | $137,005,000 | 687 |
| Derivatives | $775,000 | 625 |
| 2003-12-31 | Rank | |
| # of Employees: | 159 | 1,024 |
| Assets and Liabilities | ||
| Total Assets: | $525,842,000 | 1,054 |
| Cash and due from depository institutions | $15,075,000 | 1,024 |
| Interest-bearing balances | $57,000 | 5,773 |
| Securities | $167,122,000 | 813 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,359 |
| Net loans & leases | $320,986,000 | 1,119 |
| Loan loss allowance | $3,623,000 | 1,273 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $7,492,000 | 1,277 |
| Other real estate owned | $963,000 | 1,024 |
| Goodwill and other intangibles | $338,000 | 2,263 |
| All other assets | $13,866,000 | 1,073 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $525,842,000 | 1,054 |
| Total liabilities | $481,355,000 | 1,042 |
| Total deposits | $361,064,000 | 1,185 |
| Interest-bearing deposits | $272,545,000 | 1,387 |
| Deposits held in domestic offices | $361,064,000 | 1,184 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $61,915,000 | 396 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $55,801,000 | 795 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $2,575,000 | 1,545 |
| Total equity capital | $44,487,000 | 1,221 |
| Total bank equity capital | $44,487,000 | 1,221 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $900,000 | 3,245 |
| Surplus | $2,200,000 | 5,286 |
| Undivided profits | $41,387,000 | 775 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $5,264,000 | 594 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $438,000 | 391 |
| Income earned, not collected on loans | $3,026,000 | 869 |
| Earning assets | $488,165,000 | 1,038 |
| Long-term assets (5+ years) | $151,411,000 | 719 |
| Average Assets, year-to-date | $503,778,000 | 1,066 |
| Average Assets, quarterly | $517,961,000 | 1,063 |
| Volatile liabilities | $140,845,000 | 813 |
| Insider loans | $1,860,000 | 2,757 |
| FHLB advances | $32,500,000 | 1,076 |
| Loans and leases held for sale | $0 | 1,789 |
| Unused loan commitments | $115,821,000 | 757 |
| Tier 1 (core) risk-based capital | $41,360,000 | 1,215 |
| Tier 2 risk-based capital | $3,623,000 | 1,221 |
| Total risk weighted assets | $393,488,000 | 962 |
| Total unused commitments | $115,821,000 | 757 |
| Derivatives | $225,000 | 635 |
| 2003-09-30 | Rank | |
| # of Employees: | 156 | 1,072 |
| Assets and Liabilities | ||
| Total Assets: | $510,080,000 | 1,094 |
| Cash and due from depository institutions | $16,059,000 | 1,072 |
| Interest-bearing balances | $54,000 | 5,882 |
| Securities | $172,560,000 | 777 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,602 |
| Net loans & leases | $298,916,000 | 1,184 |
| Loan loss allowance | $3,301,000 | 1,413 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $7,704,000 | 1,227 |
| Other real estate owned | $1,662,000 | 1,072 |
| Goodwill and other intangibles | $345,000 | 2,231 |
| All other assets | $12,834,000 | 1,153 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $510,080,000 | 1,094 |
| Total liabilities | $466,378,000 | 1,087 |
| Total deposits | $368,242,000 | 1,171 |
| Interest-bearing deposits | $277,166,000 | 1,381 |
| Deposits held in domestic offices | $368,242,000 | 1,169 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $63,163,000 | 396 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $32,890,000 | 1,149 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $2,083,000 | 1,858 |
| Total equity capital | $43,702,000 | 1,247 |
| Total bank equity capital | $43,702,000 | 1,247 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $900,000 | 3,264 |
| Surplus | $2,200,000 | 5,267 |
| Undivided profits | $40,602,000 | 787 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,086,000 | 1,572 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $519,000 | 361 |
| Income earned, not collected on loans | $2,789,000 | 978 |
| Earning assets | $471,530,000 | 1,083 |
| Long-term assets (5+ years) | $162,408,000 | 678 |
| Average Assets, year-to-date | $498,262,000 | 1,093 |
| Average Assets, quarterly | $504,946,500 | 1,104 |
| Volatile liabilities | $118,335,000 | 925 |
| Insider loans | $1,781,000 | 2,830 |
| FHLB advances | $32,500,000 | 1,047 |
| Loans and leases held for sale | $488,000 | 1,443 |
| Unused loan commitments | $115,166,000 | 776 |
| Tier 1 (core) risk-based capital | $40,594,000 | 1,253 |
| Tier 2 risk-based capital | $3,301,000 | 1,333 |
| Total risk weighted assets | $371,290,000 | 1,015 |
| Total unused commitments | $115,166,000 | 778 |
| Derivatives | $1,125,000 | 568 |
| 2003-06-30 | Rank | |
| # of Employees: | 163 | 1,021 |
| Assets and Liabilities | ||
| Total Assets: | $499,813,000 | 1,116 |
| Cash and due from depository institutions | $21,616,000 | 1,021 |
| Interest-bearing balances | $20,000 | 6,453 |
| Securities | $149,728,000 | 878 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,888 |
| Net loans & leases | $305,219,000 | 1,155 |
| Loan loss allowance | $3,121,000 | 1,457 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $7,953,000 | 1,164 |
| Other real estate owned | $2,144,000 | 1,021 |
| Goodwill and other intangibles | $353,000 | 2,165 |
| All other assets | $12,800,000 | 1,113 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $499,813,000 | 1,116 |
| Total liabilities | $456,130,000 | 1,103 |
| Total deposits | $366,521,000 | 1,171 |
| Interest-bearing deposits | $279,456,000 | 1,352 |
| Deposits held in domestic offices | $366,521,000 | 1,170 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $55,354,000 | 400 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $31,957,000 | 1,155 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $2,298,000 | 1,803 |
| Total equity capital | $43,683,000 | 1,242 |
| Total bank equity capital | $43,683,000 | 1,242 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $900,000 | 3,265 |
| Surplus | $2,200,000 | 5,243 |
| Undivided profits | $40,583,000 | 798 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,241,000 | 1,454 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $430,000 | 448 |
| Income earned, not collected on loans | $2,929,000 | 909 |
| Earning assets | $454,967,000 | 1,122 |
| Long-term assets (5+ years) | $137,148,000 | 770 |
| Average Assets, year-to-date | $494,322,670 | 1,097 |
| Average Assets, quarterly | $496,131,500 | 1,108 |
| Volatile liabilities | $112,539,000 | 958 |
| Insider loans | $2,191,000 | 2,408 |
| FHLB advances | $30,000,000 | 1,089 |
| Loans and leases held for sale | $1,391,000 | 1,306 |
| Unused loan commitments | $119,611,000 | 748 |
| Tier 1 (core) risk-based capital | $39,403,000 | 1,264 |
| Tier 2 risk-based capital | $3,121,000 | 1,364 |
| Total risk weighted assets | $363,372,000 | 1,025 |
| Total unused commitments | $119,611,000 | 753 |
| Derivatives | $2,663,000 | 507 |
| 2003-03-31 | Rank | |
| # of Employees: | 166 | 986 |
| Assets and Liabilities | ||
| Total Assets: | $492,450,000 | 1,109 |
| Cash and due from depository institutions | $22,410,000 | 986 |
| Interest-bearing balances | $42,000 | 5,978 |
| Securities | $152,216,000 | 846 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,247 |
| Net loans & leases | $296,446,000 | 1,174 |
| Loan loss allowance | $4,002,000 | 1,136 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $7,964,000 | 1,146 |
| Other real estate owned | $1,662,000 | 986 |
| Goodwill and other intangibles | $361,000 | 2,144 |
| All other assets | $11,391,000 | 1,195 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $492,450,000 | 1,109 |
| Total liabilities | $450,047,000 | 1,096 |
| Total deposits | $370,489,000 | 1,138 |
| Interest-bearing deposits | $285,302,000 | 1,311 |
| Deposits held in domestic offices | $370,489,000 | 1,136 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $52,495,000 | 418 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $24,742,000 | 1,322 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $2,321,000 | 1,834 |
| Total equity capital | $42,403,000 | 1,255 |
| Total bank equity capital | $42,403,000 | 1,255 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $900,000 | 3,283 |
| Surplus | $2,200,000 | 5,227 |
| Undivided profits | $39,303,000 | 798 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,923,000 | 843 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $349,000 | 492 |
| Income earned, not collected on loans | $2,850,000 | 962 |
| Earning assets | $448,704,000 | 1,122 |
| Long-term assets (5+ years) | $139,436,000 | 723 |
| Average Assets, year-to-date | $491,577,500 | 1,098 |
| Average Assets, quarterly | $491,577,500 | 1,098 |
| Volatile liabilities | $96,027,000 | 1,070 |
| Insider loans | $2,284,000 | 2,277 |
| FHLB advances | $24,100,000 | 1,243 |
| Loans and leases held for sale | $2,303,000 | 942 |
| Unused loan commitments | $112,217,000 | 762 |
| Tier 1 (core) risk-based capital | $38,531,000 | 1,279 |
| Tier 2 risk-based capital | $4,002,000 | 1,043 |
| Total risk weighted assets | $350,857,000 | 1,040 |
| Total unused commitments | $112,217,000 | 764 |
| Derivatives | $2,820,000 | 468 |
| 2002-12-31 | Rank | |
| # of Employees: | 161 | 1,015 |
| Assets and Liabilities | ||
| Total Assets: | $490,705,000 | 1,103 |
| Cash and due from depository institutions | $21,671,000 | 1,015 |
| Interest-bearing balances | $9,000 | 6,673 |
| Securities | $161,345,000 | 785 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,991 |
| Net loans & leases | $287,642,000 | 1,193 |
| Loan loss allowance | $3,777,000 | 1,174 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $7,680,000 | 1,177 |
| Other real estate owned | $1,662,000 | 1,015 |
| Goodwill and other intangibles | $368,000 | 2,106 |
| All other assets | $10,337,000 | 1,274 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $490,705,000 | 1,103 |
| Total liabilities | $449,311,000 | 1,086 |
| Total deposits | $362,314,000 | 1,140 |
| Interest-bearing deposits | $284,727,000 | 1,287 |
| Deposits held in domestic offices | $362,314,000 | 1,139 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $63,070,000 | 378 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $22,000,000 | 1,427 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $1,927,000 | 2,082 |
| Total equity capital | $41,394,000 | 1,262 |
| Total bank equity capital | $41,394,000 | 1,262 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $900,000 | 3,281 |
| Surplus | $2,200,000 | 5,190 |
| Undivided profits | $38,294,000 | 796 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,753,000 | 834 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $71,000 | 992 |
| Income earned, not collected on loans | $2,937,000 | 963 |
| Earning assets | $448,996,000 | 1,095 |
| Long-term assets (5+ years) | $145,248,000 | 689 |
| Average Assets, year-to-date | $466,750,600 | 1,098 |
| Average Assets, quarterly | $484,168,500 | 1,106 |
| Volatile liabilities | $111,160,000 | 935 |
| Insider loans | $2,836,000 | 1,872 |
| FHLB advances | $20,000,000 | 1,403 |
| Loans and leases held for sale | $1,092,000 | 1,313 |
| Unused loan commitments | $113,113,000 | 729 |
| Tier 1 (core) risk-based capital | $37,872,000 | 1,260 |
| Tier 2 risk-based capital | $3,777,000 | 1,088 |
| Total risk weighted assets | $337,910,000 | 1,061 |
| Total unused commitments | $113,113,000 | 729 |
| Derivatives | $1,391,000 | 458 |
| 2001-12-31 | Rank | |
| # of Employees: | 158 | 1,021 |
| Assets and Liabilities | ||
| Total Assets: | $451,718,000 | 1,140 |
| Cash and due from depository institutions | $22,984,000 | 1,021 |
| Interest-bearing balances | $45,000 | 5,796 |
| Securities | $147,912,000 | 779 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,110 |
| Net loans & leases | $264,109,000 | 1,257 |
| Loan loss allowance | $3,469,000 | 1,188 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $4,955,000 | 1,810 |
| Other real estate owned | $1,454,000 | 1,021 |
| Goodwill and other intangibles | $399,000 | 2,006 |
| All other assets | $9,905,000 | 1,240 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $451,718,000 | 1,140 |
| Total liabilities | $415,688,000 | 1,127 |
| Total deposits | $349,666,000 | 1,137 |
| Interest-bearing deposits | $279,919,000 | 1,237 |
| Deposits held in domestic offices | $349,666,000 | 1,134 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $48,128,000 | 452 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $16,150,000 | 1,600 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $1,744,000 | 2,245 |
| Total equity capital | $36,030,000 | 1,363 |
| Total bank equity capital | $36,030,000 | 1,363 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $900,000 | 3,342 |
| Surplus | $2,200,000 | 5,172 |
| Undivided profits | $32,930,000 | 858 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,941,000 | 1,551 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $355,000 | 449 |
| Income earned, not collected on loans | $3,022,000 | 1,017 |
| Earning assets | $412,066,000 | 1,140 |
| Long-term assets (5+ years) | $131,589,000 | 749 |
| Average Assets, year-to-date | $433,318,400 | 1,119 |
| Average Assets, quarterly | $445,305,500 | 1,140 |
| Volatile liabilities | $89,160,000 | 1,092 |
| Insider loans | $2,623,000 | 1,882 |
| FHLB advances | $15,000,000 | 1,543 |
| Loans and leases held for sale | $0 | 1,749 |
| Unused loan commitments | $86,477,000 | 841 |
| Tier 1 (core) risk-based capital | $35,021,000 | 1,302 |
| Tier 2 risk-based capital | $3,469,000 | 1,119 |
| Total risk weighted assets | $300,830,000 | 1,133 |
| Total unused commitments | $86,477,000 | 842 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 144 | 1,121 |
| Assets and Liabilities | ||
| Total Assets: | $417,635,000 | 1,163 |
| Cash and due from depository institutions | $18,771,000 | 1,121 |
| Interest-bearing balances | $62,000 | 5,199 |
| Securities | $147,890,000 | 766 |
| Federal funds sold & reverse repurchase agreements | $12,000,000 | 997 |
| Net loans & leases | $227,430,000 | 1,397 |
| Loan loss allowance | $2,669,000 | 1,446 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $3,940,000 | 2,238 |
| Other real estate owned | $1,643,000 | 1,121 |
| Goodwill and other intangibles | $430,000 | 1,930 |
| All other assets | $5,531,000 | 1,658 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $417,635,000 | 1,163 |
| Total liabilities | $381,217,000 | 1,159 |
| Total deposits | $337,098,000 | 1,132 |
| Interest-bearing deposits | $273,741,000 | 1,211 |
| Deposits held in domestic offices | $337,098,000 | 1,126 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $40,420,000 | 503 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $1,742,000 | 4,151 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $1,957,000 | 2,106 |
| Total equity capital | $36,418,000 | 1,263 |
| Total bank equity capital | $36,418,000 | 1,263 |
| Perpetual preferred stock | $200,000 | 141 |
| Common stock | $900,000 | 3,433 |
| Surplus | $2,200,000 | 5,177 |
| Undivided profits | $33,118,000 | 805 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,014,000 | 2,258 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $269,000 | 460 |
| Income earned, not collected on loans | $2,186,000 | 1,136 |
| Earning assets | $387,382,000 | 1,150 |
| Long-term assets (5+ years) | $104,180,000 | 876 |
| Average Assets, year-to-date | $407,261,200 | 1,134 |
| Average Assets, quarterly | $415,662,000 | 1,155 |
| Volatile liabilities | $87,374,000 | 1,096 |
| Insider loans | $3,424,000 | 1,428 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $0 | 1,442 |
| Unused loan commitments | $73,727,000 | 878 |
| Tier 1 (core) risk-based capital | $36,112,000 | 1,201 |
| Tier 2 risk-based capital | $2,869,000 | 1,287 |
| Total risk weighted assets | $276,265,600 | 1,181 |
| Total unused commitments | $73,727,000 | 879 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 138 | 1,212 |
| Assets and Liabilities | ||
| Total Assets: | $388,136,000 | 1,223 |
| Cash and due from depository institutions | $17,721,000 | 1,212 |
| Interest-bearing balances | $3,000 | 6,685 |
| Securities | $182,503,000 | 658 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,825 |
| Net loans & leases | $175,488,000 | 1,726 |
| Loan loss allowance | $1,987,000 | 1,854 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $3,570,000 | 2,431 |
| Other real estate owned | $2,724,000 | 1,212 |
| Goodwill and other intangibles | $460,000 | 1,951 |
| All other assets | $5,670,000 | 1,615 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $388,136,000 | 1,223 |
| Total liabilities | $356,601,000 | 1,202 |
| Total deposits | $316,870,000 | 1,170 |
| Interest-bearing deposits | $259,345,000 | 1,250 |
| Deposits held in domestic offices | $316,870,000 | 1,164 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $35,917,000 | 607 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $2,000,000 | 3,878 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $1,814,000 | 2,038 |
| Total equity capital | $31,535,000 | 1,405 |
| Total bank equity capital | $31,535,000 | 1,405 |
| Perpetual preferred stock | $200,000 | 149 |
| Common stock | $900,000 | 3,516 |
| Surplus | $2,200,000 | 5,212 |
| Undivided profits | $28,235,000 | 890 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,818,000 | 1,290 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $895,000 | 182 |
| Income earned, not collected on loans | $1,381,000 | 1,586 |
| Earning assets | $357,994,000 | 1,211 |
| Long-term assets (5+ years) | $124,896,000 | 783 |
| Average Assets, year-to-date | $389,197,000 | 1,161 |
| Average Assets, quarterly | $387,970,000 | 1,212 |
| Volatile liabilities | $62,800,000 | 1,371 |
| Insider loans | $2,060,000 | 2,177 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $76,158,000 | 875 |
| Tier 1 (core) risk-based capital | $32,099,000 | 1,355 |
| Tier 2 risk-based capital | $2,187,000 | 1,556 |
| Total risk weighted assets | $229,048,500 | 1,358 |
| Total unused commitments | $76,158,000 | 876 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 133 | 1,253 |
| Assets and Liabilities | ||
| Total Assets: | $387,244,000 | 1,193 |
| Cash and due from depository institutions | $19,177,000 | 1,253 |
| Interest-bearing balances | $0 | 6,728 |
| Securities | $193,837,000 | 635 |
| Federal funds sold & reverse repurchase agreements | $11,700,000 | 1,484 |
| Net loans & leases | $151,316,000 | 1,858 |
| Loan loss allowance | $2,139,000 | 1,654 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $3,388,000 | 2,397 |
| Other real estate owned | $2,671,000 | 1,253 |
| Goodwill and other intangibles | $491,000 | 1,865 |
| All other assets | $4,664,000 | 1,651 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $387,244,000 | 1,193 |
| Total liabilities | $357,753,000 | 1,167 |
| Total deposits | $322,689,000 | 1,143 |
| Interest-bearing deposits | $261,885,000 | 1,213 |
| Deposits held in domestic offices | $322,689,000 | 1,136 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $33,182,000 | 567 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $498,000 | 4,233 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $1,384,000 | 2,700 |
| Total equity capital | $29,491,000 | 1,515 |
| Total bank equity capital | $29,491,000 | 1,515 |
| Perpetual preferred stock | $200,000 | 158 |
| Common stock | $900,000 | 3,536 |
| Surplus | $2,200,000 | 5,107 |
| Undivided profits | $26,191,000 | 981 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $782,000 | 2,891 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $589,000 | 250 |
| Income earned, not collected on loans | $1,242,000 | 1,748 |
| Earning assets | $356,853,000 | 1,188 |
| Long-term assets (5+ years) | $146,680,000 | 641 |
| Average Assets, year-to-date | $359,564,000 | 1,213 |
| Average Assets, quarterly | $377,854,000 | 1,195 |
| Volatile liabilities | $60,412,000 | 1,200 |
| Insider loans | $2,684,000 | 1,609 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $69,535,000 | 899 |
| Tier 1 (core) risk-based capital | $28,707,000 | 1,466 |
| Tier 2 risk-based capital | $2,339,000 | 1,408 |
| Total risk weighted assets | $202,121,100 | 1,426 |
| Total unused commitments | $69,535,000 | 906 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 134 | 1,316 |
| Assets and Liabilities | ||
| Total Assets: | $342,221,000 | 1,350 |
| Cash and due from depository institutions | $21,139,000 | 1,316 |
| Interest-bearing balances | $0 | 6,604 |
| Securities | $143,290,000 | 831 |
| Federal funds sold & reverse repurchase agreements | $10,000,000 | 1,346 |
| Net loans & leases | $157,784,000 | 1,798 |
| Loan loss allowance | $2,169,000 | 1,660 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $3,131,000 | 2,533 |
| Other real estate owned | $2,258,000 | 1,316 |
| Goodwill and other intangibles | $529,000 | 1,734 |
| All other assets | $4,090,000 | 1,813 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $342,221,000 | 1,350 |
| Total liabilities | $315,985,000 | 1,327 |
| Total deposits | $290,384,000 | 1,278 |
| Interest-bearing deposits | $232,066,000 | 1,380 |
| Deposits held in domestic offices | $290,384,000 | 1,272 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $22,276,000 | 695 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $1,999,000 | 2,945 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $1,326,000 | 2,812 |
| Total equity capital | $26,236,000 | 1,703 |
| Total bank equity capital | $26,236,000 | 1,703 |
| Perpetual preferred stock | $200,000 | 179 |
| Common stock | $900,000 | 3,631 |
| Surplus | $2,200,000 | 5,101 |
| Undivided profits | $22,936,000 | 1,141 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,634,000 | 1,058 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $890,000 | 155 |
| Income earned, not collected on loans | $1,317,000 | 1,687 |
| Earning assets | $311,074,000 | 1,356 |
| Long-term assets (5+ years) | $97,864,000 | 793 |
| Average Assets, year-to-date | $315,994,800 | 1,386 |
| Average Assets, quarterly | $329,660,000 | 1,377 |
| Volatile liabilities | $47,088,000 | 1,484 |
| Insider loans | $1,875,000 | 2,174 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $45,606,000 | 1,164 |
| Tier 1 (core) risk-based capital | $25,459,000 | 1,667 |
| Tier 2 risk-based capital | $2,369,000 | 1,314 |
| Total risk weighted assets | $202,110,300 | 1,407 |
| Total unused commitments | $45,606,000 | 1,167 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 116 | 1,614 |
| Assets and Liabilities | ||
| Total Assets: | $287,213,000 | 1,637 |
| Cash and due from depository institutions | $13,844,000 | 1,614 |
| Interest-bearing balances | $0 | 6,640 |
| Securities | $119,125,000 | 1,008 |
| Federal funds sold & reverse repurchase agreements | $7,500,000 | 1,727 |
| Net loans & leases | $138,777,000 | 2,061 |
| Loan loss allowance | $1,746,000 | 2,138 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $1,882,000 | 3,961 |
| Other real estate owned | $1,587,000 | 1,614 |
| Goodwill and other intangibles | $567,000 | 1,610 |
| All other assets | $3,931,000 | 1,945 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $287,213,000 | 1,637 |
| Total liabilities | $263,239,000 | 1,616 |
| Total deposits | $242,426,000 | 1,576 |
| Interest-bearing deposits | $198,450,000 | 1,686 |
| Deposits held in domestic offices | $242,426,000 | 1,566 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $17,491,000 | 871 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $1,598,000 | 2,936 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $1,724,000 | 2,300 |
| Total equity capital | $23,974,000 | 1,873 |
| Total bank equity capital | $23,974,000 | 1,873 |
| Perpetual preferred stock | $200,000 | 202 |
| Common stock | $900,000 | 3,863 |
| Surplus | $2,200,000 | 5,171 |
| Undivided profits | $20,674,000 | 1,242 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,198,000 | 1,404 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $804,000 | 167 |
| Income earned, not collected on loans | $1,184,000 | 1,885 |
| Earning assets | $265,402,000 | 1,622 |
| Long-term assets (5+ years) | $79,753,000 | 868 |
| Average Assets, year-to-date | $274,980,000 | 1,634 |
| Average Assets, quarterly | $281,200,500 | 1,655 |
| Volatile liabilities | $37,066,000 | 1,748 |
| Insider loans | $2,816,000 | 1,545 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $37,874,000 | 1,298 |
| Tier 1 (core) risk-based capital | $23,112,000 | 1,870 |
| Tier 2 risk-based capital | $1,946,000 | 1,624 |
| Total risk weighted assets | $177,717,800 | 1,622 |
| Total unused commitments | $37,874,000 | 1,305 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 115 | 1,662 |
| Assets and Liabilities | ||
| Total Assets: | $258,082,000 | 1,824 |
| Cash and due from depository institutions | $13,043,000 | 1,662 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $101,848,000 | 1,226 |
| Federal funds sold & reverse repurchase agreements | $4,000,000 | 3,488 |
| Net loans & leases | $131,831,000 | 2,126 |
| Loan loss allowance | $1,982,000 | 1,958 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $2,010,000 | 3,688 |
| Other real estate owned | $1,725,000 | 1,662 |
| Goodwill and other intangibles | $606,000 | 1,456 |
| All other assets | $3,019,000 | 2,514 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $258,082,000 | 1,824 |
| Total liabilities | $236,784,000 | 1,788 |
| Total deposits | $222,938,000 | 1,743 |
| Interest-bearing deposits | $179,735,000 | 1,876 |
| Deposits held in domestic offices | $222,938,000 | 1,729 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $12,080,000 | 1,009 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $495,000 | 3,469 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $1,271,000 | 2,992 |
| Total equity capital | $21,298,000 | 2,090 |
| Total bank equity capital | $21,298,000 | 2,090 |
| Perpetual preferred stock | $200,000 | 226 |
| Common stock | $900,000 | 4,053 |
| Surplus | $2,200,000 | 5,203 |
| Undivided profits | $17,998,000 | 1,474 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,513,000 | 1,887 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $295,000 | 421 |
| Income earned, not collected on loans | $1,185,000 | 1,914 |
| Earning assets | $237,679,000 | 1,811 |
| Long-term assets (5+ years) | $62,128,000 | 1,001 |
| Average Assets, year-to-date | $242,128,200 | 1,866 |
| Average Assets, quarterly | $255,307,500 | 1,826 |
| Volatile liabilities | $28,272,000 | 1,956 |
| Insider loans | $2,702,000 | 1,614 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $29,006,000 | 1,519 |
| Tier 1 (core) risk-based capital | $20,359,000 | 2,098 |
| Tier 2 risk-based capital | $1,982,000 | 1,615 |
| Total risk weighted assets | $165,133,100 | 1,713 |
| Total unused commitments | $29,006,000 | 1,528 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 107 | 1,873 |
| Assets and Liabilities | ||
| Total Assets: | $221,666,000 | 2,086 |
| Cash and due from depository institutions | $12,809,000 | 1,873 |
| Interest-bearing balances | $0 | 7,034 |
| Securities | $77,242,000 | 1,688 |
| Federal funds sold & reverse repurchase agreements | $2,500,000 | 3,216 |
| Net loans & leases | $120,808,000 | 2,260 |
| Loan loss allowance | $1,610,000 | 2,370 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $2,063,000 | 3,550 |
| Other real estate owned | $2,326,000 | 1,873 |
| Goodwill and other intangibles | $646,000 | 1,305 |
| All other assets | $3,272,000 | 2,470 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $221,666,000 | 2,086 |
| Total liabilities | $204,527,000 | 2,045 |
| Total deposits | $188,773,000 | 2,060 |
| Interest-bearing deposits | $151,474,000 | 2,199 |
| Deposits held in domestic offices | $188,773,000 | 2,050 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $12,795,000 | 1,127 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $2,000,000 | 2,507 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $959,000 | 3,160 |
| Total equity capital | $17,139,000 | 2,372 |
| Total bank equity capital | $17,139,000 | 2,372 |
| Perpetual preferred stock | $200,000 | 248 |
| Common stock | $900,000 | 4,236 |
| Surplus | $2,200,000 | 5,185 |
| Undivided profits | $13,839,000 | 1,703 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $582,000 | 3,890 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $175,000 | 593 |
| Income earned, not collected on loans | $992,000 | 2,000 |
| Earning assets | $200,550,000 | 2,101 |
| Long-term assets (5+ years) | $40,972,000 | 1,391 |
| Average Assets, year-to-date | $217,603,600 | 2,071 |
| Average Assets, quarterly | $220,061,000 | 2,086 |
| Volatile liabilities | $25,816,000 | 2,055 |
| Insider loans | $3,636,000 | 1,151 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $34,225,000 | 1,308 |
| Tier 1 (core) risk-based capital | $17,799,000 | 2,295 |
| Tier 2 risk-based capital | $1,610,000 | 1,914 |
| Total risk weighted assets | $151,284,000 | 1,839 |
| Total unused commitments | $34,225,000 | 1,316 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 113 | 1,846 |
| Assets and Liabilities | ||
| Total Assets: | $215,489,000 | 2,158 |
| Cash and due from depository institutions | $10,854,000 | 1,846 |
| Interest-bearing balances | $0 | 7,655 |
| Securities | $90,591,000 | 1,516 |
| Federal funds sold & reverse repurchase agreements | $2,100,000 | 5,553 |
| Net loans & leases | $104,090,000 | 2,519 |
| Loan loss allowance | $1,617,000 | 2,465 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $1,894,000 | 3,818 |
| Other real estate owned | $3,061,000 | 1,846 |
| Goodwill and other intangibles | $743,000 | 1,147 |
| All other assets | $2,156,000 | 3,264 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $215,489,000 | 2,158 |
| Total liabilities | $199,120,000 | 2,133 |
| Total deposits | $186,848,000 | 2,133 |
| Interest-bearing deposits | $151,884,000 | 2,258 |
| Deposits held in domestic offices | $186,848,000 | 2,121 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $9,500,000 | 1,103 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $2,000,000 | 2,135 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $772,000 | 3,837 |
| Total equity capital | $16,369,000 | 2,451 |
| Total bank equity capital | $16,369,000 | 2,451 |
| Perpetual preferred stock | $200,000 | 274 |
| Common stock | $900,000 | 4,407 |
| Surplus | $2,200,000 | 5,168 |
| Undivided profits | $13,069,000 | 1,821 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $142,000 | 8,427 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $11,000 | 1,616 |
| Income earned, not collected on loans | $608,000 | 2,994 |
| Earning assets | $196,781,000 | 2,181 |
| Long-term assets (5+ years) | $45,202,000 | 1,320 |
| Average Assets, year-to-date | $200,559,600 | 2,244 |
| Average Assets, quarterly | $210,256,500 | 2,184 |
| Volatile liabilities | $22,346,000 | 2,195 |
| Insider loans | $2,072,000 | 1,968 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $33,207,000 | 1,333 |
| Tier 1 (core) risk-based capital | $15,626,000 | 2,528 |
| Tier 2 risk-based capital | $1,617,000 | 1,900 |
| Total risk weighted assets | $131,788,300 | 2,033 |
| Total unused commitments | $33,207,000 | 1,356 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 113 | 1,909 |
| Assets and Liabilities | ||
| Total Assets: | $196,636,000 | 2,403 |
| Cash and due from depository institutions | $13,120,000 | 1,909 |
| Interest-bearing balances | $0 | 8,059 |
| Securities | $77,745,000 | 1,732 |
| Federal funds sold & reverse repurchase agreements | $6,500,000 | 2,536 |
| Net loans & leases | $91,659,000 | 2,892 |
| Loan loss allowance | $1,264,000 | 3,082 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $1,995,000 | 3,623 |
| Other real estate owned | $2,626,000 | 1,909 |
| Goodwill and other intangibles | $840,000 | 1,090 |
| All other assets | $2,151,000 | 3,365 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $196,636,000 | 2,403 |
| Total liabilities | $181,849,000 | 2,403 |
| Total deposits | $173,688,000 | 2,378 |
| Interest-bearing deposits | $145,910,000 | 2,481 |
| Deposits held in domestic offices | $173,688,000 | 2,371 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $5,361,000 | 1,326 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $2,000,000 | 1,940 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $800,000 | 3,925 |
| Total equity capital | $14,787,000 | 2,604 |
| Total bank equity capital | $14,787,000 | 2,604 |
| Perpetual preferred stock | $200,000 | 270 |
| Common stock | $900,000 | 4,612 |
| Surplus | $2,200,000 | 5,070 |
| Undivided profits | $11,487,000 | 1,911 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $9,000 | 12,557 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $552,000 | 3,703 |
| Earning assets | $175,904,000 | 2,452 |
| Long-term assets (5+ years) | $41,001,000 | 1,411 |
| Average Assets, year-to-date | $188,069,600 | 2,448 |
| Average Assets, quarterly | $193,420,500 | 2,424 |
| Volatile liabilities | $17,870,000 | 2,591 |
| Insider loans | $0 | 9,493 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $20,843,000 | 1,775 |
| Tier 1 (core) risk-based capital | $13,947,000 | 2,711 |
| Tier 2 risk-based capital | $1,264,000 | 2,361 |
| Total risk weighted assets | $115,356,300 | 2,356 |
| Total unused commitments | $20,843,000 | 1,792 |
| Derivatives | $0 | 651 |