Home > The First National Bank of Ogden > Income and Expense
The First National Bank of Ogden, Income and Expense
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $832,000 | 4,974 |
| Total interest expense | $55,000 | 5,588 |
| Net interest income | $777,000 | 4,829 |
| Provision for loan and lease losses | $0 | 3,817 |
| Total noninterest income | $77,000 | 4,994 |
| Gross Fiduciary activities income | $12,000 | 926 |
| Service charges on deposit accounts | $30,000 | 4,784 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $35,000 | 4,979 |
| Total noninterest expense | $595,000 | 5,107 |
| Salaries and employee benefits | $394,000 | 4,616 |
| Premises and equipment expense | $62,000 | 5,177 |
| Additional noninterest expense | $139,000 | 5,638 |
| Pre-tax net operating income | $259,000 | 4,056 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $74,000 | 2,630 |
| Income before extraordinary items | $185,000 | 4,386 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $185,000 | 4,387 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $185,000 | 4,388 |
| Net charge-offs | $9,000 | 2,888 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $185,000 | 4,332 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $3,281,000 | 5,063 |
| Total interest expense | $253,000 | 5,641 |
| Net interest income | $3,028,000 | 4,915 |
| Provision for loan and lease losses | $1,130,000 | 996 |
| Total noninterest income | $374,000 | 4,841 |
| Gross Fiduciary activities income | $55,000 | 930 |
| Service charges on deposit accounts | $156,000 | 4,520 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $163,000 | 4,868 |
| Total noninterest expense | $2,234,000 | 5,273 |
| Salaries and employee benefits | $1,426,000 | 4,881 |
| Premises and equipment expense | $238,000 | 5,291 |
| Additional noninterest expense | $570,000 | 5,671 |
| Pre-tax net operating income | $38,000 | 6,100 |
| Securities gains (losses) | $0 | 3,182 |
| Applicable income taxes | $-16,000 | 6,327 |
| Income before extraordinary items | $54,000 | 6,118 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $54,000 | 6,119 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $54,000 | 6,121 |
| Net charge-offs | $895,000 | 1,384 |
| Cash dividends | $200,000 | 3,572 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $54,000 | 6,079 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $2,430,000 | 5,133 |
| Total interest expense | $194,000 | 5,706 |
| Net interest income | $2,236,000 | 4,988 |
| Provision for loan and lease losses | $1,275,000 | 735 |
| Total noninterest income | $266,000 | 4,986 |
| Gross Fiduciary activities income | $32,000 | 952 |
| Service charges on deposit accounts | $118,000 | 4,532 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $116,000 | 5,006 |
| Total noninterest expense | $1,670,000 | 5,296 |
| Salaries and employee benefits | $1,070,000 | 4,917 |
| Premises and equipment expense | $180,000 | 5,291 |
| Additional noninterest expense | $420,000 | 5,713 |
| Pre-tax net operating income | $-443,000 | 6,599 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $-115,000 | 6,698 |
| Income before extraordinary items | $-328,000 | 6,586 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $-328,000 | 6,586 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $-328,000 | 6,586 |
| Net charge-offs | $891,000 | 1,094 |
| Cash dividends | $200,000 | 2,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $-328,000 | 6,568 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $1,594,000 | 5,183 |
| Total interest expense | $132,000 | 5,746 |
| Net interest income | $1,462,000 | 5,046 |
| Provision for loan and lease losses | $1,123,000 | 627 |
| Total noninterest income | $171,000 | 5,064 |
| Gross Fiduciary activities income | $20,000 | 966 |
| Service charges on deposit accounts | $73,000 | 4,653 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $78,000 | 5,041 |
| Total noninterest expense | $1,130,000 | 5,284 |
| Salaries and employee benefits | $732,000 | 4,868 |
| Premises and equipment expense | $119,000 | 5,314 |
| Additional noninterest expense | $279,000 | 5,733 |
| Pre-tax net operating income | $-620,000 | 6,722 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $-148,000 | 6,794 |
| Income before extraordinary items | $-472,000 | 6,714 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $-472,000 | 6,715 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $-472,000 | 6,715 |
| Net charge-offs | $744,000 | 950 |
| Cash dividends | $200,000 | 2,545 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $-472,000 | 6,690 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $802,000 | 5,209 |
| Total interest expense | $68,000 | 5,784 |
| Net interest income | $734,000 | 5,052 |
| Provision for loan and lease losses | $15,000 | 3,721 |
| Total noninterest income | $89,000 | 5,011 |
| Gross Fiduciary activities income | $12,000 | 948 |
| Service charges on deposit accounts | $35,000 | 4,705 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $42,000 | 4,926 |
| Total noninterest expense | $557,000 | 5,367 |
| Salaries and employee benefits | $360,000 | 4,944 |
| Premises and equipment expense | $62,000 | 5,269 |
| Additional noninterest expense | $135,000 | 5,836 |
| Pre-tax net operating income | $251,000 | 4,108 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $75,000 | 2,670 |
| Income before extraordinary items | $176,000 | 4,487 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $176,000 | 4,489 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $176,000 | 4,489 |
| Net charge-offs | $0 | 4,145 |
| Cash dividends | $100,000 | 2,031 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $176,000 | 4,390 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $3,513,000 | 5,164 |
| Total interest expense | $344,000 | 5,785 |
| Net interest income | $3,169,000 | 4,982 |
| Provision for loan and lease losses | $64,000 | 5,026 |
| Total noninterest income | $363,000 | 4,966 |
| Gross Fiduciary activities income | $60,000 | 949 |
| Service charges on deposit accounts | $155,000 | 4,724 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $148,000 | 4,954 |
| Total noninterest expense | $2,128,000 | 5,540 |
| Salaries and employee benefits | $1,375,000 | 5,067 |
| Premises and equipment expense | $235,000 | 5,471 |
| Additional noninterest expense | $518,000 | 6,025 |
| Pre-tax net operating income | $1,340,000 | 3,516 |
| Securities gains (losses) | $0 | 3,810 |
| Applicable income taxes | $434,000 | 2,323 |
| Income before extraordinary items | $906,000 | 4,087 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $906,000 | 4,087 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $906,000 | 4,089 |
| Net charge-offs | $26,000 | 5,271 |
| Cash dividends | $400,000 | 3,004 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $906,000 | 3,905 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $2,585,000 | 5,288 |
| Total interest expense | $264,000 | 5,881 |
| Net interest income | $2,321,000 | 5,104 |
| Provision for loan and lease losses | $49,000 | 4,964 |
| Total noninterest income | $251,000 | 5,126 |
| Gross Fiduciary activities income | $32,000 | 977 |
| Service charges on deposit accounts | $115,000 | 4,816 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $104,000 | 5,085 |
| Total noninterest expense | $1,596,000 | 5,567 |
| Salaries and employee benefits | $1,026,000 | 5,101 |
| Premises and equipment expense | $177,000 | 5,517 |
| Additional noninterest expense | $393,000 | 6,062 |
| Pre-tax net operating income | $927,000 | 3,768 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $291,000 | 2,500 |
| Income before extraordinary items | $636,000 | 4,262 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $636,000 | 4,262 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $636,000 | 4,262 |
| Net charge-offs | $24,000 | 4,974 |
| Cash dividends | $300,000 | 2,542 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $636,000 | 4,087 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $1,661,000 | 5,414 |
| Total interest expense | $184,000 | 5,912 |
| Net interest income | $1,477,000 | 5,256 |
| Provision for loan and lease losses | $21,000 | 5,091 |
| Total noninterest income | $157,000 | 5,240 |
| Gross Fiduciary activities income | $22,000 | 978 |
| Service charges on deposit accounts | $73,000 | 4,902 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $62,000 | 5,244 |
| Total noninterest expense | $1,077,000 | 5,588 |
| Salaries and employee benefits | $682,000 | 5,146 |
| Premises and equipment expense | $118,000 | 5,530 |
| Additional noninterest expense | $277,000 | 6,037 |
| Pre-tax net operating income | $536,000 | 4,005 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $157,000 | 2,670 |
| Income before extraordinary items | $379,000 | 4,454 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $379,000 | 4,460 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $379,000 | 4,458 |
| Net charge-offs | $21,000 | 4,608 |
| Cash dividends | $200,000 | 2,506 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $379,000 | 4,264 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $822,000 | 5,479 |
| Total interest expense | $97,000 | 5,929 |
| Net interest income | $725,000 | 5,321 |
| Provision for loan and lease losses | $9,000 | 4,893 |
| Total noninterest income | $85,000 | 5,174 |
| Gross Fiduciary activities income | $11,000 | 973 |
| Service charges on deposit accounts | $32,000 | 5,116 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $42,000 | 4,967 |
| Total noninterest expense | $540,000 | 5,618 |
| Salaries and employee benefits | $340,000 | 5,199 |
| Premises and equipment expense | $61,000 | 5,475 |
| Additional noninterest expense | $139,000 | 6,051 |
| Pre-tax net operating income | $261,000 | 4,089 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $70,000 | 2,762 |
| Income before extraordinary items | $191,000 | 4,456 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $191,000 | 4,459 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $191,000 | 4,459 |
| Net charge-offs | $22,000 | 3,626 |
| Cash dividends | $100,000 | 2,055 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $191,000 | 4,306 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $3,466,000 | 5,474 |
| Total interest expense | $518,000 | 5,789 |
| Net interest income | $2,948,000 | 5,309 |
| Provision for loan and lease losses | $34,000 | 6,030 |
| Total noninterest income | $403,000 | 4,764 |
| Gross Fiduciary activities income | $59,000 | 901 |
| Service charges on deposit accounts | $155,000 | 4,835 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $189,000 | 4,538 |
| Total noninterest expense | $2,188,000 | 5,647 |
| Salaries and employee benefits | $1,316,000 | 5,306 |
| Premises and equipment expense | $230,000 | 5,775 |
| Additional noninterest expense | $642,000 | 5,864 |
| Pre-tax net operating income | $1,129,000 | 3,493 |
| Securities gains (losses) | $0 | 3,838 |
| Applicable income taxes | $356,000 | 2,370 |
| Income before extraordinary items | $773,000 | 4,001 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $773,000 | 4,006 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $773,000 | 4,005 |
| Net charge-offs | $5,000 | 6,229 |
| Cash dividends | $415,000 | 2,623 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $773,000 | 3,872 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $2,583,000 | 5,543 |
| Total interest expense | $408,000 | 5,810 |
| Net interest income | $2,175,000 | 5,382 |
| Provision for loan and lease losses | $27,000 | 5,868 |
| Total noninterest income | $298,000 | 4,839 |
| Gross Fiduciary activities income | $37,000 | 903 |
| Service charges on deposit accounts | $116,000 | 4,862 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $145,000 | 4,575 |
| Total noninterest expense | $1,631,000 | 5,683 |
| Salaries and employee benefits | $992,000 | 5,304 |
| Premises and equipment expense | $170,000 | 5,833 |
| Additional noninterest expense | $469,000 | 5,956 |
| Pre-tax net operating income | $815,000 | 3,686 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $254,000 | 2,434 |
| Income before extraordinary items | $561,000 | 4,137 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $561,000 | 4,139 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $561,000 | 4,139 |
| Net charge-offs | $2,000 | 6,068 |
| Cash dividends | $315,000 | 2,276 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $561,000 | 4,020 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $1,697,000 | 5,612 |
| Total interest expense | $285,000 | 5,831 |
| Net interest income | $1,412,000 | 5,465 |
| Provision for loan and lease losses | $18,000 | 5,762 |
| Total noninterest income | $180,000 | 5,023 |
| Gross Fiduciary activities income | $26,000 | 918 |
| Service charges on deposit accounts | $71,000 | 5,004 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $83,000 | 4,836 |
| Total noninterest expense | $1,049,000 | 5,811 |
| Salaries and employee benefits | $662,000 | 5,340 |
| Premises and equipment expense | $109,000 | 5,946 |
| Additional noninterest expense | $278,000 | 6,229 |
| Pre-tax net operating income | $525,000 | 3,715 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $161,000 | 2,434 |
| Income before extraordinary items | $364,000 | 4,146 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $364,000 | 4,146 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $364,000 | 4,148 |
| Net charge-offs | $2,000 | 5,706 |
| Cash dividends | $215,000 | 2,230 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $364,000 | 4,053 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $849,000 | 5,645 |
| Total interest expense | $150,000 | 5,835 |
| Net interest income | $699,000 | 5,488 |
| Provision for loan and lease losses | $9,000 | 5,448 |
| Total noninterest income | $88,000 | 5,121 |
| Gross Fiduciary activities income | $15,000 | 912 |
| Service charges on deposit accounts | $31,000 | 5,167 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $42,000 | 4,925 |
| Total noninterest expense | $534,000 | 5,817 |
| Salaries and employee benefits | $329,000 | 5,390 |
| Premises and equipment expense | $57,000 | 5,916 |
| Additional noninterest expense | $148,000 | 6,159 |
| Pre-tax net operating income | $244,000 | 3,879 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $75,000 | 2,504 |
| Income before extraordinary items | $169,000 | 4,256 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $169,000 | 4,255 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $169,000 | 4,256 |
| Net charge-offs | $1,000 | 4,979 |
| Cash dividends | $125,000 | 1,739 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $169,000 | 4,200 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $3,814,000 | 5,510 |
| Total interest expense | $818,000 | 5,667 |
| Net interest income | $2,996,000 | 5,358 |
| Provision for loan and lease losses | $42,000 | 6,564 |
| Total noninterest income | $435,000 | 4,819 |
| Gross Fiduciary activities income | $62,000 | 940 |
| Service charges on deposit accounts | $190,000 | 4,502 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $183,000 | 4,710 |
| Total noninterest expense | $2,019,000 | 5,997 |
| Salaries and employee benefits | $1,184,000 | 5,709 |
| Premises and equipment expense | $239,000 | 5,880 |
| Additional noninterest expense | $596,000 | 6,224 |
| Pre-tax net operating income | $1,370,000 | 2,866 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $454,000 | 1,985 |
| Income before extraordinary items | $916,000 | 3,372 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $916,000 | 3,369 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $916,000 | 3,372 |
| Net charge-offs | $2,000 | 6,772 |
| Cash dividends | $600,000 | 2,113 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $916,000 | 3,254 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $2,874,000 | 5,597 |
| Total interest expense | $641,000 | 5,734 |
| Net interest income | $2,233,000 | 5,444 |
| Provision for loan and lease losses | $32,000 | 6,494 |
| Total noninterest income | $321,000 | 4,927 |
| Gross Fiduciary activities income | $38,000 | 949 |
| Service charges on deposit accounts | $150,000 | 4,473 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $133,000 | 4,831 |
| Total noninterest expense | $1,501,000 | 6,048 |
| Salaries and employee benefits | $885,000 | 5,743 |
| Premises and equipment expense | $180,000 | 5,931 |
| Additional noninterest expense | $436,000 | 6,307 |
| Pre-tax net operating income | $1,021,000 | 3,054 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $336,000 | 2,036 |
| Income before extraordinary items | $685,000 | 3,545 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $685,000 | 3,543 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $685,000 | 3,545 |
| Net charge-offs | $2,000 | 6,555 |
| Cash dividends | $475,000 | 1,832 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $685,000 | 3,412 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $1,947,000 | 5,598 |
| Total interest expense | $437,000 | 5,779 |
| Net interest income | $1,510,000 | 5,428 |
| Provision for loan and lease losses | $21,000 | 6,377 |
| Total noninterest income | $208,000 | 4,959 |
| Gross Fiduciary activities income | $26,000 | 955 |
| Service charges on deposit accounts | $97,000 | 4,543 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $85,000 | 4,887 |
| Total noninterest expense | $984,000 | 6,122 |
| Salaries and employee benefits | $589,000 | 5,783 |
| Premises and equipment expense | $118,000 | 5,982 |
| Additional noninterest expense | $277,000 | 6,421 |
| Pre-tax net operating income | $713,000 | 2,996 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $236,000 | 1,971 |
| Income before extraordinary items | $477,000 | 3,496 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $477,000 | 3,493 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $477,000 | 3,495 |
| Net charge-offs | $1,000 | 6,292 |
| Cash dividends | $350,000 | 1,736 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $477,000 | 3,382 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $953,000 | 5,724 |
| Total interest expense | $226,000 | 5,838 |
| Net interest income | $727,000 | 5,554 |
| Provision for loan and lease losses | $6,000 | 6,295 |
| Total noninterest income | $104,000 | 4,973 |
| Gross Fiduciary activities income | $14,000 | 950 |
| Service charges on deposit accounts | $45,000 | 4,675 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $45,000 | 4,859 |
| Total noninterest expense | $486,000 | 6,224 |
| Salaries and employee benefits | $291,000 | 5,895 |
| Premises and equipment expense | $63,000 | 5,953 |
| Additional noninterest expense | $132,000 | 6,561 |
| Pre-tax net operating income | $339,000 | 3,138 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $113,000 | 2,005 |
| Income before extraordinary items | $226,000 | 3,664 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $226,000 | 3,661 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $226,000 | 3,663 |
| Net charge-offs | $0 | 5,610 |
| Cash dividends | $225,000 | 1,291 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $226,000 | 3,534 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $4,485,000 | 5,431 |
| Total interest expense | $1,136,000 | 5,765 |
| Net interest income | $3,349,000 | 5,079 |
| Provision for loan and lease losses | $73,000 | 6,668 |
| Total noninterest income | $441,000 | 4,955 |
| Gross Fiduciary activities income | $76,000 | 900 |
| Service charges on deposit accounts | $198,000 | 4,682 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $167,000 | 4,940 |
| Total noninterest expense | $2,034,000 | 6,187 |
| Salaries and employee benefits | $1,173,000 | 5,902 |
| Premises and equipment expense | $243,000 | 6,130 |
| Additional noninterest expense | $618,000 | 6,396 |
| Pre-tax net operating income | $1,683,000 | 2,195 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $582,000 | 1,406 |
| Income before extraordinary items | $1,101,000 | 2,613 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,101,000 | 2,611 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $1,101,000 | 2,612 |
| Net charge-offs | $-14,000 | 7,878 |
| Cash dividends | $600,000 | 2,306 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $1,101,000 | 2,569 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $3,291,000 | 5,551 |
| Total interest expense | $879,000 | 5,840 |
| Net interest income | $2,412,000 | 5,211 |
| Provision for loan and lease losses | $53,000 | 6,499 |
| Total noninterest income | $314,000 | 5,115 |
| Gross Fiduciary activities income | $54,000 | 901 |
| Service charges on deposit accounts | $139,000 | 4,814 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $121,000 | 5,110 |
| Total noninterest expense | $1,488,000 | 6,263 |
| Salaries and employee benefits | $834,000 | 6,041 |
| Premises and equipment expense | $182,000 | 6,172 |
| Additional noninterest expense | $472,000 | 6,381 |
| Pre-tax net operating income | $1,185,000 | 2,458 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $404,000 | 1,619 |
| Income before extraordinary items | $781,000 | 2,903 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $781,000 | 2,901 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $781,000 | 2,904 |
| Net charge-offs | $-16,000 | 7,919 |
| Cash dividends | $450,000 | 2,118 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $781,000 | 2,841 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $2,205,000 | 5,588 |
| Total interest expense | $606,000 | 5,895 |
| Net interest income | $1,599,000 | 5,227 |
| Provision for loan and lease losses | $33,000 | 6,390 |
| Total noninterest income | $201,000 | 5,213 |
| Gross Fiduciary activities income | $40,000 | 900 |
| Service charges on deposit accounts | $88,000 | 4,899 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $73,000 | 5,302 |
| Total noninterest expense | $991,000 | 6,318 |
| Salaries and employee benefits | $551,000 | 6,128 |
| Premises and equipment expense | $120,000 | 6,240 |
| Additional noninterest expense | $320,000 | 6,361 |
| Pre-tax net operating income | $776,000 | 2,564 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $266,000 | 1,669 |
| Income before extraordinary items | $510,000 | 3,054 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $510,000 | 3,051 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $510,000 | 3,053 |
| Net charge-offs | $-15,000 | 7,961 |
| Cash dividends | $300,000 | 2,182 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $510,000 | 2,953 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $1,076,000 | 5,690 |
| Total interest expense | $318,000 | 5,891 |
| Net interest income | $758,000 | 5,379 |
| Provision for loan and lease losses | $16,000 | 6,020 |
| Total noninterest income | $93,000 | 5,334 |
| Gross Fiduciary activities income | $13,000 | 959 |
| Service charges on deposit accounts | $42,000 | 4,925 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $38,000 | 5,265 |
| Total noninterest expense | $455,000 | 6,478 |
| Salaries and employee benefits | $272,000 | 6,204 |
| Premises and equipment expense | $72,000 | 5,887 |
| Additional noninterest expense | $111,000 | 6,908 |
| Pre-tax net operating income | $380,000 | 2,906 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $128,000 | 1,930 |
| Income before extraordinary items | $252,000 | 3,431 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $252,000 | 3,432 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $252,000 | 3,432 |
| Net charge-offs | $3,000 | 5,319 |
| Cash dividends | $150,000 | 1,916 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $252,000 | 3,278 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $4,379,000 | 5,804 |
| Total interest expense | $1,713,000 | 5,680 |
| Net interest income | $2,666,000 | 5,745 |
| Provision for loan and lease losses | $0 | 7,334 |
| Total noninterest income | $433,000 | 5,134 |
| Gross Fiduciary activities income | $68,000 | 938 |
| Service charges on deposit accounts | $215,000 | 4,661 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $150,000 | 5,315 |
| Total noninterest expense | $1,815,000 | 6,468 |
| Salaries and employee benefits | $1,138,000 | 6,122 |
| Premises and equipment expense | $280,000 | 5,961 |
| Additional noninterest expense | $397,000 | 7,056 |
| Pre-tax net operating income | $1,284,000 | 3,293 |
| Securities gains (losses) | $11,000 | 2,474 |
| Applicable income taxes | $387,000 | 2,116 |
| Income before extraordinary items | $908,000 | 3,461 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $908,000 | 3,461 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 6,793 |
| Cash dividends | $450,000 | 3,512 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $900,300 | 3,627 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $3,273,000 | 5,880 |
| Total interest expense | $1,323,000 | 5,723 |
| Net interest income | $1,950,000 | 5,853 |
| Provision for loan and lease losses | $-24,000 | 8,289 |
| Total noninterest income | $327,000 | 5,202 |
| Gross Fiduciary activities income | $47,000 | 940 |
| Service charges on deposit accounts | $162,000 | 4,682 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $118,000 | 5,326 |
| Total noninterest expense | $1,327,000 | 6,541 |
| Salaries and employee benefits | $822,000 | 6,221 |
| Premises and equipment expense | $209,000 | 5,989 |
| Additional noninterest expense | $296,000 | 7,089 |
| Pre-tax net operating income | $974,000 | 3,728 |
| Securities gains (losses) | $2,000 | 2,845 |
| Applicable income taxes | $285,000 | 2,519 |
| Income before extraordinary items | $691,000 | 3,839 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $691,000 | 3,838 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 6,089 |
| Cash dividends | $325,000 | 3,281 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $689,580 | 3,991 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $2,150,000 | 5,979 |
| Total interest expense | $917,000 | 5,782 |
| Net interest income | $1,233,000 | 5,999 |
| Provision for loan and lease losses | $-35,000 | 8,365 |
| Total noninterest income | $225,000 | 5,205 |
| Gross Fiduciary activities income | $36,000 | 946 |
| Service charges on deposit accounts | $106,000 | 4,733 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $83,000 | 5,358 |
| Total noninterest expense | $881,000 | 6,585 |
| Salaries and employee benefits | $546,000 | 6,290 |
| Premises and equipment expense | $136,000 | 6,090 |
| Additional noninterest expense | $199,000 | 7,066 |
| Pre-tax net operating income | $612,000 | 3,973 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $165,000 | 2,906 |
| Income before extraordinary items | $447,000 | 4,252 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $447,000 | 4,253 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 5,718 |
| Cash dividends | $225,000 | 3,289 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $447,000 | 4,189 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $1,061,000 | 6,080 |
| Total interest expense | $488,000 | 5,821 |
| Net interest income | $573,000 | 6,211 |
| Provision for loan and lease losses | $-39,000 | 8,415 |
| Total noninterest income | $107,000 | 5,281 |
| Gross Fiduciary activities income | $10,000 | 1,024 |
| Service charges on deposit accounts | $51,000 | 4,770 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $46,000 | 5,219 |
| Total noninterest expense | $439,000 | 6,620 |
| Salaries and employee benefits | $271,000 | 6,335 |
| Premises and equipment expense | $54,000 | 6,627 |
| Additional noninterest expense | $114,000 | 6,829 |
| Pre-tax net operating income | $280,000 | 4,305 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $91,000 | 2,912 |
| Income before extraordinary items | $189,000 | 4,775 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $189,000 | 4,779 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 4,796 |
| Cash dividends | $125,000 | 2,728 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $189,000 | 4,665 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $4,495,000 | 5,986 |
| Total interest expense | $2,058,000 | 5,777 |
| Net interest income | $2,437,000 | 6,040 |
| Provision for loan and lease losses | $36,000 | 5,943 |
| Total noninterest income | $428,000 | 5,358 |
| Gross Fiduciary activities income | $69,000 | 964 |
| Service charges on deposit accounts | $239,000 | 4,548 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $120,000 | 5,934 |
| Total noninterest expense | $1,647,000 | 6,697 |
| Salaries and employee benefits | $1,074,000 | 6,281 |
| Premises and equipment expense | $264,000 | 6,104 |
| Additional noninterest expense | $309,000 | 7,493 |
| Pre-tax net operating income | $1,182,000 | 4,400 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $333,000 | 3,251 |
| Income before extraordinary items | $849,000 | 4,660 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $849,000 | 4,661 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $36,000 | 5,008 |
| Cash dividends | $425,000 | 3,947 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $849,000 | 4,653 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $3,312,000 | 6,053 |
| Total interest expense | $1,551,000 | 5,792 |
| Net interest income | $1,761,000 | 6,163 |
| Provision for loan and lease losses | $24,000 | 5,728 |
| Total noninterest income | $304,000 | 5,498 |
| Gross Fiduciary activities income | $49,000 | 968 |
| Service charges on deposit accounts | $177,000 | 4,601 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $78,000 | 6,199 |
| Total noninterest expense | $1,228,000 | 6,696 |
| Salaries and employee benefits | $799,000 | 6,294 |
| Premises and equipment expense | $194,000 | 6,145 |
| Additional noninterest expense | $235,000 | 7,467 |
| Pre-tax net operating income | $813,000 | 4,805 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $222,000 | 3,587 |
| Income before extraordinary items | $591,000 | 5,024 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $591,000 | 5,024 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $34,000 | 4,091 |
| Cash dividends | $300,000 | 3,601 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $591,000 | 5,012 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $2,163,000 | 6,130 |
| Total interest expense | $1,020,000 | 5,820 |
| Net interest income | $1,143,000 | 6,270 |
| Provision for loan and lease losses | $24,000 | 5,201 |
| Total noninterest income | $213,000 | 5,443 |
| Gross Fiduciary activities income | $36,000 | 980 |
| Service charges on deposit accounts | $118,000 | 4,611 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $59,000 | 6,023 |
| Total noninterest expense | $811,000 | 6,773 |
| Salaries and employee benefits | $532,000 | 6,349 |
| Premises and equipment expense | $125,000 | 6,261 |
| Additional noninterest expense | $154,000 | 7,531 |
| Pre-tax net operating income | $521,000 | 4,952 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $150,000 | 3,652 |
| Income before extraordinary items | $371,000 | 5,234 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $371,000 | 5,234 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 4,237 |
| Cash dividends | $200,000 | 3,613 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $371,000 | 5,221 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $1,074,000 | 6,150 |
| Total interest expense | $511,000 | 5,799 |
| Net interest income | $563,000 | 6,330 |
| Provision for loan and lease losses | $12,000 | 4,908 |
| Total noninterest income | $115,000 | 5,218 |
| Gross Fiduciary activities income | $13,000 | 1,015 |
| Service charges on deposit accounts | $55,000 | 4,695 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $47,000 | 5,236 |
| Total noninterest expense | $416,000 | 6,734 |
| Salaries and employee benefits | $278,000 | 6,281 |
| Premises and equipment expense | $60,000 | 6,403 |
| Additional noninterest expense | $78,000 | 7,522 |
| Pre-tax net operating income | $250,000 | 5,050 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $72,000 | 3,714 |
| Income before extraordinary items | $178,000 | 5,309 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $178,000 | 5,309 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 6,955 |
| Cash dividends | $100,000 | 3,076 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $178,000 | 5,289 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $3,976,000 | 6,138 |
| Total interest expense | $1,641,000 | 5,906 |
| Net interest income | $2,335,000 | 6,188 |
| Provision for loan and lease losses | $48,000 | 5,647 |
| Total noninterest income | $402,000 | 5,594 |
| Gross Fiduciary activities income | $58,000 | 1,007 |
| Service charges on deposit accounts | $275,000 | 4,287 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $69,000 | 6,875 |
| Total noninterest expense | $1,729,000 | 6,539 |
| Salaries and employee benefits | $1,131,000 | 6,087 |
| Premises and equipment expense | $251,000 | 6,204 |
| Additional noninterest expense | $347,000 | 7,328 |
| Pre-tax net operating income | $960,000 | 5,291 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $266,000 | 3,962 |
| Income before extraordinary items | $694,000 | 5,534 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $694,000 | 5,536 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $59,000 | 3,861 |
| Cash dividends | $675,000 | 3,260 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $694,000 | 5,523 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $2,914,000 | 6,213 |
| Total interest expense | $1,167,000 | 5,980 |
| Net interest income | $1,747,000 | 6,250 |
| Provision for loan and lease losses | $36,000 | 5,493 |
| Total noninterest income | $285,000 | 5,745 |
| Gross Fiduciary activities income | $36,000 | 1,029 |
| Service charges on deposit accounts | $210,000 | 4,304 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $39,000 | 7,234 |
| Total noninterest expense | $1,307,000 | 6,523 |
| Salaries and employee benefits | $854,000 | 6,046 |
| Premises and equipment expense | $190,000 | 6,212 |
| Additional noninterest expense | $263,000 | 7,323 |
| Pre-tax net operating income | $689,000 | 5,573 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $193,000 | 4,173 |
| Income before extraordinary items | $496,000 | 5,777 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $496,000 | 5,779 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $42,000 | 3,411 |
| Cash dividends | $450,000 | 3,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $496,000 | 5,779 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $1,891,000 | 6,259 |
| Total interest expense | $741,000 | 6,007 |
| Net interest income | $1,150,000 | 6,322 |
| Provision for loan and lease losses | $24,000 | 5,394 |
| Total noninterest income | $190,000 | 5,751 |
| Gross Fiduciary activities income | $24,000 | 1,045 |
| Service charges on deposit accounts | $139,000 | 4,298 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $27,000 | 7,238 |
| Total noninterest expense | $865,000 | 6,571 |
| Salaries and employee benefits | $567,000 | 6,071 |
| Premises and equipment expense | $124,000 | 6,267 |
| Additional noninterest expense | $174,000 | 7,354 |
| Pre-tax net operating income | $451,000 | 5,642 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $141,000 | 4,103 |
| Income before extraordinary items | $310,000 | 5,942 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $310,000 | 5,941 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $25,000 | 3,253 |
| Cash dividends | $250,000 | 3,368 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $310,000 | 5,944 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $927,000 | 6,285 |
| Total interest expense | $350,000 | 6,040 |
| Net interest income | $577,000 | 6,337 |
| Provision for loan and lease losses | $12,000 | 5,109 |
| Total noninterest income | $83,000 | 5,997 |
| Gross Fiduciary activities income | $7,000 | 1,113 |
| Service charges on deposit accounts | $60,000 | 4,537 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $16,000 | 7,000 |
| Total noninterest expense | $433,000 | 6,577 |
| Salaries and employee benefits | $285,000 | 6,083 |
| Premises and equipment expense | $60,000 | 6,361 |
| Additional noninterest expense | $88,000 | 7,332 |
| Pre-tax net operating income | $215,000 | 5,689 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $67,000 | 4,109 |
| Income before extraordinary items | $148,000 | 5,994 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $148,000 | 5,994 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 7,292 |
| Cash dividends | $100,000 | 3,061 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $148,000 | 5,992 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $3,383,000 | 6,283 |
| Total interest expense | $1,055,000 | 6,147 |
| Net interest income | $2,328,000 | 6,235 |
| Provision for loan and lease losses | $0 | 7,120 |
| Total noninterest income | $390,000 | 5,771 |
| Gross Fiduciary activities income | $41,000 | 1,072 |
| Service charges on deposit accounts | $290,000 | 4,260 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $59,000 | 7,187 |
| Total noninterest expense | $1,621,000 | 6,685 |
| Salaries and employee benefits | $1,021,000 | 6,293 |
| Premises and equipment expense | $254,000 | 6,160 |
| Additional noninterest expense | $346,000 | 7,367 |
| Pre-tax net operating income | $1,097,000 | 5,106 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $314,000 | 4,071 |
| Income before extraordinary items | $783,000 | 5,388 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $783,000 | 5,392 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $16,000 | 5,474 |
| Cash dividends | $675,000 | 3,132 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $783,000 | 5,366 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $2,446,000 | 6,372 |
| Total interest expense | $743,000 | 6,201 |
| Net interest income | $1,703,000 | 6,332 |
| Provision for loan and lease losses | $0 | 6,899 |
| Total noninterest income | $278,000 | 5,934 |
| Gross Fiduciary activities income | $23,000 | 1,096 |
| Service charges on deposit accounts | $210,000 | 4,361 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $45,000 | 7,190 |
| Total noninterest expense | $1,214,000 | 6,695 |
| Salaries and employee benefits | $764,000 | 6,289 |
| Premises and equipment expense | $188,000 | 6,184 |
| Additional noninterest expense | $262,000 | 7,373 |
| Pre-tax net operating income | $767,000 | 5,430 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $226,000 | 4,239 |
| Income before extraordinary items | $541,000 | 5,716 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $541,000 | 5,720 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 4,957 |
| Cash dividends | $450,000 | 2,957 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $541,000 | 5,679 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $1,553,000 | 6,467 |
| Total interest expense | $456,000 | 6,280 |
| Net interest income | $1,097,000 | 6,423 |
| Provision for loan and lease losses | $0 | 6,626 |
| Total noninterest income | $175,000 | 6,038 |
| Gross Fiduciary activities income | $16,000 | 1,097 |
| Service charges on deposit accounts | $131,000 | 4,456 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $28,000 | 7,271 |
| Total noninterest expense | $795,000 | 6,746 |
| Salaries and employee benefits | $509,000 | 6,284 |
| Premises and equipment expense | $118,000 | 6,320 |
| Additional noninterest expense | $168,000 | 7,425 |
| Pre-tax net operating income | $477,000 | 5,575 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $143,000 | 4,322 |
| Income before extraordinary items | $334,000 | 5,892 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $334,000 | 5,896 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 4,310 |
| Cash dividends | $250,000 | 3,195 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $334,000 | 5,845 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $750,000 | 6,566 |
| Total interest expense | $212,000 | 6,390 |
| Net interest income | $538,000 | 6,514 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $84,000 | 6,049 |
| Gross Fiduciary activities income | $8,000 | 1,093 |
| Service charges on deposit accounts | $61,000 | 4,567 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $15,000 | 7,267 |
| Total noninterest expense | $391,000 | 6,833 |
| Salaries and employee benefits | $248,000 | 6,409 |
| Premises and equipment expense | $58,000 | 6,415 |
| Additional noninterest expense | $85,000 | 7,462 |
| Pre-tax net operating income | $231,000 | 5,630 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $74,000 | 4,218 |
| Income before extraordinary items | $157,000 | 6,003 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $157,000 | 6,004 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,728 |
| Cash dividends | $100,000 | 2,899 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $157,000 | 5,963 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $2,984,000 | 6,435 |
| Total interest expense | $761,000 | 6,384 |
| Net interest income | $2,223,000 | 6,342 |
| Provision for loan and lease losses | $0 | 7,314 |
| Total noninterest income | $399,000 | 5,801 |
| Gross Fiduciary activities income | $38,000 | 1,105 |
| Service charges on deposit accounts | $294,000 | 4,362 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $67,000 | 7,035 |
| Total noninterest expense | $1,626,000 | 6,663 |
| Salaries and employee benefits | $1,006,000 | 6,255 |
| Premises and equipment expense | $249,000 | 6,197 |
| Additional noninterest expense | $371,000 | 7,282 |
| Pre-tax net operating income | $996,000 | 5,252 |
| Securities gains (losses) | $1,000 | 3,645 |
| Applicable income taxes | $290,000 | 4,221 |
| Income before extraordinary items | $707,000 | 5,555 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $707,000 | 5,556 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 6,855 |
| Cash dividends | $525,000 | 3,449 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $706,290 | 5,488 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $2,209,000 | 6,491 |
| Total interest expense | $559,000 | 6,415 |
| Net interest income | $1,650,000 | 6,383 |
| Provision for loan and lease losses | $0 | 7,100 |
| Total noninterest income | $291,000 | 5,887 |
| Gross Fiduciary activities income | $22,000 | 1,127 |
| Service charges on deposit accounts | $220,000 | 4,403 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $49,000 | 7,081 |
| Total noninterest expense | $1,227,000 | 6,613 |
| Salaries and employee benefits | $759,000 | 6,202 |
| Premises and equipment expense | $195,000 | 6,068 |
| Additional noninterest expense | $273,000 | 7,302 |
| Pre-tax net operating income | $714,000 | 5,471 |
| Securities gains (losses) | $1,000 | 3,538 |
| Applicable income taxes | $201,000 | 4,423 |
| Income before extraordinary items | $514,000 | 5,754 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $514,000 | 5,754 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,579 |
| Cash dividends | $425,000 | 2,953 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $513,280 | 5,684 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $1,465,000 | 6,535 |
| Total interest expense | $362,000 | 6,529 |
| Net interest income | $1,103,000 | 6,395 |
| Provision for loan and lease losses | $0 | 6,885 |
| Total noninterest income | $186,000 | 5,987 |
| Gross Fiduciary activities income | $15,000 | 1,136 |
| Service charges on deposit accounts | $141,000 | 4,478 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $30,000 | 7,216 |
| Total noninterest expense | $815,000 | 6,661 |
| Salaries and employee benefits | $503,000 | 6,275 |
| Premises and equipment expense | $128,000 | 6,144 |
| Additional noninterest expense | $184,000 | 7,326 |
| Pre-tax net operating income | $474,000 | 5,445 |
| Securities gains (losses) | $1,000 | 3,212 |
| Applicable income taxes | $134,000 | 4,431 |
| Income before extraordinary items | $341,000 | 5,738 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $341,000 | 5,738 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,017 |
| Cash dividends | $325,000 | 2,753 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $340,280 | 5,663 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $734,000 | 6,558 |
| Total interest expense | $183,000 | 6,574 |
| Net interest income | $551,000 | 6,420 |
| Provision for loan and lease losses | $0 | 6,501 |
| Total noninterest income | $89,000 | 6,038 |
| Gross Fiduciary activities income | $7,000 | 1,141 |
| Service charges on deposit accounts | $65,000 | 4,595 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $17,000 | 7,062 |
| Total noninterest expense | $409,000 | 6,702 |
| Salaries and employee benefits | $252,000 | 6,306 |
| Premises and equipment expense | $62,000 | 6,230 |
| Additional noninterest expense | $95,000 | 7,267 |
| Pre-tax net operating income | $231,000 | 5,474 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $68,000 | 4,390 |
| Income before extraordinary items | $163,000 | 5,812 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $163,000 | 5,813 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 6,968 |
| Cash dividends | $200,000 | 2,144 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $163,000 | 5,689 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $3,251,000 | 6,258 |
| Total interest expense | $852,000 | 6,553 |
| Net interest income | $2,399,000 | 6,031 |
| Provision for loan and lease losses | $18,000 | 7,137 |
| Total noninterest income | $362,000 | 6,181 |
| Gross Fiduciary activities income | $40,000 | 1,117 |
| Service charges on deposit accounts | $277,000 | 4,501 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $45,000 | 7,676 |
| Total noninterest expense | $1,544,000 | 6,811 |
| Salaries and employee benefits | $932,000 | 6,494 |
| Premises and equipment expense | $258,000 | 6,084 |
| Additional noninterest expense | $354,000 | 7,419 |
| Pre-tax net operating income | $1,199,000 | 4,688 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $354,000 | 4,020 |
| Income before extraordinary items | $845,000 | 5,104 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $845,000 | 5,105 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 8,260 |
| Cash dividends | $750,000 | 2,818 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $845,000 | 4,940 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $2,462,000 | 6,299 |
| Total interest expense | $655,000 | 6,639 |
| Net interest income | $1,807,000 | 6,041 |
| Provision for loan and lease losses | $12,000 | 7,043 |
| Total noninterest income | $262,000 | 6,302 |
| Gross Fiduciary activities income | $23,000 | 1,161 |
| Service charges on deposit accounts | $207,000 | 4,525 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $32,000 | 7,787 |
| Total noninterest expense | $1,151,000 | 6,822 |
| Salaries and employee benefits | $696,000 | 6,491 |
| Premises and equipment expense | $196,000 | 6,054 |
| Additional noninterest expense | $259,000 | 7,484 |
| Pre-tax net operating income | $906,000 | 4,810 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $266,000 | 4,151 |
| Income before extraordinary items | $640,000 | 5,225 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $640,000 | 5,225 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,967 |
| Cash dividends | $600,000 | 2,396 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $640,000 | 5,045 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $1,636,000 | 6,349 |
| Total interest expense | $447,000 | 6,698 |
| Net interest income | $1,189,000 | 6,092 |
| Provision for loan and lease losses | $3,000 | 7,198 |
| Total noninterest income | $174,000 | 6,305 |
| Gross Fiduciary activities income | $15,000 | 1,166 |
| Service charges on deposit accounts | $141,000 | 4,438 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $18,000 | 7,952 |
| Total noninterest expense | $752,000 | 6,897 |
| Salaries and employee benefits | $452,000 | 6,590 |
| Premises and equipment expense | $128,000 | 6,096 |
| Additional noninterest expense | $172,000 | 7,493 |
| Pre-tax net operating income | $608,000 | 4,795 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $170,000 | 4,280 |
| Income before extraordinary items | $438,000 | 5,162 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $438,000 | 5,162 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,535 |
| Cash dividends | $425,000 | 2,359 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $438,000 | 4,956 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $817,000 | 6,393 |
| Total interest expense | $229,000 | 6,722 |
| Net interest income | $588,000 | 6,118 |
| Provision for loan and lease losses | $0 | 6,934 |
| Total noninterest income | $82,000 | 6,373 |
| Gross Fiduciary activities income | $7,000 | 1,175 |
| Service charges on deposit accounts | $65,000 | 4,539 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $10,000 | 7,893 |
| Total noninterest expense | $372,000 | 6,937 |
| Salaries and employee benefits | $221,000 | 6,675 |
| Premises and equipment expense | $65,000 | 6,056 |
| Additional noninterest expense | $86,000 | 7,511 |
| Pre-tax net operating income | $298,000 | 4,806 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $86,000 | 4,218 |
| Income before extraordinary items | $212,000 | 5,170 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $212,000 | 5,169 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,539 |
| Cash dividends | $250,000 | 1,948 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $212,000 | 4,976 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $3,529,000 | 6,315 |
| Total interest expense | $1,157,000 | 6,526 |
| Net interest income | $2,372,000 | 6,081 |
| Provision for loan and lease losses | $20,000 | 7,508 |
| Total noninterest income | $310,000 | 6,387 |
| Gross Fiduciary activities income | $31,000 | 1,207 |
| Service charges on deposit accounts | $232,000 | 4,879 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $47,000 | 7,677 |
| Total noninterest expense | $1,468,000 | 6,904 |
| Salaries and employee benefits | $873,000 | 6,604 |
| Premises and equipment expense | $249,000 | 6,167 |
| Additional noninterest expense | $346,000 | 7,499 |
| Pre-tax net operating income | $1,194,000 | 4,729 |
| Securities gains (losses) | $3,000 | 4,139 |
| Applicable income taxes | $350,000 | 4,161 |
| Income before extraordinary items | $847,000 | 5,052 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $847,000 | 5,052 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,632 |
| Cash dividends | $625,000 | 3,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $844,870 | 4,927 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $4,338,000 | 6,072 |
| Total interest expense | $2,083,000 | 5,969 |
| Net interest income | $2,255,000 | 6,043 |
| Provision for loan and lease losses | $50,000 | 6,655 |
| Total noninterest income | $295,000 | 6,473 |
| Gross Fiduciary activities income | $34,000 | 1,206 |
| Service charges on deposit accounts | $209,000 | 5,058 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $52,000 | 7,628 |
| Total noninterest expense | $1,356,000 | 7,111 |
| Salaries and employee benefits | $809,000 | 6,736 |
| Premises and equipment expense | $255,000 | 6,034 |
| Additional noninterest expense | $292,000 | 7,924 |
| Pre-tax net operating income | $1,144,000 | 4,541 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $342,000 | 4,027 |
| Income before extraordinary items | $802,000 | 4,862 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $802,000 | 4,865 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 8,788 |
| Cash dividends | $580,000 | 3,208 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $802,000 | 4,755 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $4,443,000 | 6,139 |
| Total interest expense | $2,298,000 | 5,837 |
| Net interest income | $2,145,000 | 6,354 |
| Provision for loan and lease losses | $37,000 | 6,967 |
| Total noninterest income | $254,000 | 6,736 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $190,000 | 5,229 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $64,000 | 7,361 |
| Total noninterest expense | $1,273,000 | 7,320 |
| Salaries and employee benefits | $798,000 | 6,738 |
| Premises and equipment expense | $195,000 | 6,852 |
| Additional noninterest expense | $280,000 | 8,105 |
| Pre-tax net operating income | $1,089,000 | 5,030 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $327,000 | 4,401 |
| Income before extraordinary items | $762,000 | 5,192 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $762,000 | 5,191 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $16,000 | 6,205 |
| Cash dividends | $575,000 | 3,305 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $762,000 | 5,181 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $3,891,000 | 6,464 |
| Total interest expense | $1,846,000 | 6,273 |
| Net interest income | $2,045,000 | 6,560 |
| Provision for loan and lease losses | $0 | 8,503 |
| Total noninterest income | $261,000 | 6,825 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $185,000 | 5,332 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $76,000 | 7,256 |
| Total noninterest expense | $1,208,000 | 7,545 |
| Salaries and employee benefits | $748,000 | 6,995 |
| Premises and equipment expense | $186,000 | 7,034 |
| Additional noninterest expense | $274,000 | 8,346 |
| Pre-tax net operating income | $1,098,000 | 5,031 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $308,000 | 4,763 |
| Income before extraordinary items | $790,000 | 5,124 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $790,000 | 5,123 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 7,619 |
| Cash dividends | $650,000 | 3,008 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $790,000 | 5,087 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $3,982,000 | 6,496 |
| Total interest expense | $1,965,000 | 6,246 |
| Net interest income | $2,017,000 | 6,637 |
| Provision for loan and lease losses | $0 | 8,652 |
| Total noninterest income | $219,000 | 7,344 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $157,000 | 5,798 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $62,000 | 7,734 |
| Total noninterest expense | $1,169,000 | 7,625 |
| Salaries and employee benefits | $747,000 | 6,938 |
| Premises and equipment expense | $168,000 | 7,274 |
| Additional noninterest expense | $254,000 | 8,566 |
| Pre-tax net operating income | $1,067,000 | 5,217 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $309,000 | 5,095 |
| Income before extraordinary items | $758,000 | 5,365 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $758,000 | 5,364 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-79,000 | 10,196 |
| Cash dividends | $700,000 | 2,837 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $758,000 | 5,265 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $3,725,000 | 6,931 |
| Total interest expense | $1,779,000 | 6,727 |
| Net interest income | $1,946,000 | 7,035 |
| Provision for loan and lease losses | $15,000 | 8,110 |
| Total noninterest income | $306,000 | 6,583 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $167,000 | 5,876 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $139,000 | 5,896 |
| Total noninterest expense | $1,118,000 | 7,949 |
| Salaries and employee benefits | $704,000 | 7,299 |
| Premises and equipment expense | $161,000 | 7,570 |
| Additional noninterest expense | $253,000 | 8,816 |
| Pre-tax net operating income | $1,119,000 | 5,468 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $299,000 | 5,733 |
| Income before extraordinary items | $820,000 | 5,375 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $820,000 | 5,379 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 8,371 |
| Cash dividends | $791,000 | 2,592 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $820,000 | 5,325 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $3,546,000 | 7,331 |
| Total interest expense | $1,724,000 | 7,021 |
| Net interest income | $1,822,000 | 7,517 |
| Provision for loan and lease losses | $0 | 9,041 |
| Total noninterest income | $531,000 | 4,964 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $163,000 | 6,227 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $368,000 | 3,571 |
| Total noninterest expense | $1,047,000 | 8,515 |
| Salaries and employee benefits | $684,000 | 7,628 |
| Premises and equipment expense | $131,000 | 8,508 |
| Additional noninterest expense | $232,000 | 9,587 |
| Pre-tax net operating income | $1,306,000 | 4,816 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $413,000 | 4,804 |
| Income before extraordinary items | $893,000 | 4,897 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $893,000 | 4,898 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-8,000 | 10,310 |
| Cash dividends | $650,000 | 2,880 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $893,000 | 4,843 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $3,228,000 | 7,892 |
| Total interest expense | $1,603,000 | 7,408 |
| Net interest income | $1,625,000 | 8,206 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $230,000 | 8,000 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $162,000 | 6,407 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $68,000 | 8,433 |
| Total noninterest expense | $994,000 | 8,975 |
| Salaries and employee benefits | $611,000 | 8,286 |
| Premises and equipment expense | $132,000 | 8,739 |
| Additional noninterest expense | $251,000 | 9,808 |
| Pre-tax net operating income | $861,000 | 6,594 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $266,000 | 6,426 |
| Income before extraordinary items | $595,000 | 6,643 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $595,000 | 6,641 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 9,816 |
| Cash dividends | $535,000 | 3,186 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $595,000 | 6,625 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $2,736,000 | 8,492 |
| Total interest expense | $1,152,000 | 8,086 |
| Net interest income | $1,584,000 | 8,633 |
| Provision for loan and lease losses | $9,000 | 8,587 |
| Total noninterest income | $229,000 | 8,261 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $159,000 | 6,683 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $70,000 | 8,653 |
| Total noninterest expense | $1,002,000 | 9,345 |
| Salaries and employee benefits | $585,000 | 8,721 |
| Premises and equipment expense | $129,000 | 9,118 |
| Additional noninterest expense | $288,000 | 10,093 |
| Pre-tax net operating income | $802,000 | 6,854 |
| Securities gains (losses) | $3,000 | 2,889 |
| Applicable income taxes | $253,000 | 6,490 |
| Income before extraordinary items | $552,000 | 6,888 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $552,000 | 6,901 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-15,000 | 11,066 |
| Cash dividends | $465,000 | 3,396 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $549,930 | 6,969 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $2,723,000 | 8,792 |
| Total interest expense | $1,147,000 | 8,496 |
| Net interest income | $1,576,000 | 8,881 |
| Provision for loan and lease losses | $72,000 | 6,563 |
| Total noninterest income | $212,000 | 8,992 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $155,000 | 6,967 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $57,000 | 9,699 |
| Total noninterest expense | $996,000 | 9,740 |
| Salaries and employee benefits | $567,000 | 9,073 |
| Premises and equipment expense | $126,000 | 9,610 |
| Additional noninterest expense | $303,000 | 10,412 |
| Pre-tax net operating income | $720,000 | 7,257 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $217,000 | 7,313 |
| Income before extraordinary items | $503,000 | 7,526 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $503,000 | 7,713 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $65,000 | 5,491 |
| Cash dividends | $460,000 | 3,307 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $503,000 | 7,276 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $3,027,000 | 8,927 |
| Total interest expense | $1,478,000 | 8,576 |
| Net interest income | $1,549,000 | 9,121 |
| Provision for loan and lease losses | $54,000 | 8,887 |
| Total noninterest income | $235,000 | 8,767 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $169,000 | 6,633 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $66,000 | 9,490 |
| Total noninterest expense | $1,028,000 | 9,859 |
| Salaries and employee benefits | $585,000 | 8,950 |
| Premises and equipment expense | $121,000 | 9,986 |
| Additional noninterest expense | $322,000 | 10,530 |
| Pre-tax net operating income | $702,000 | 7,083 |
| Securities gains (losses) | $17,000 | 5,804 |
| Applicable income taxes | $210,000 | 7,363 |
| Income before extraordinary items | $509,000 | 7,246 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $509,000 | 7,339 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $54,000 | 7,390 |
| Cash dividends | $479,000 | 2,924 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $496,930 | 6,974 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.