Home > The First National Bank of Oblong > Income and Expense
The First National Bank of Oblong, Income and Expense
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $7,300,000 | 4,243 |
| Total interest expense | $3,952,000 | 3,732 |
| Net interest income | $3,348,000 | 4,753 |
| Provision for loan and lease losses | $0 | 8,652 |
| Total noninterest income | $455,000 | 5,214 |
| Gross Fiduciary activities income | $66,000 | 1,071 |
| Service charges on deposit accounts | $200,000 | 5,148 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $189,000 | 5,104 |
| Total noninterest expense | $2,347,000 | 4,986 |
| Salaries and employee benefits | $1,197,000 | 5,077 |
| Premises and equipment expense | $257,000 | 5,860 |
| Additional noninterest expense | $893,000 | 4,316 |
| Pre-tax net operating income | $1,456,000 | 4,274 |
| Securities gains (losses) | $1,000 | 4,151 |
| Applicable income taxes | $415,000 | 4,324 |
| Income before extraordinary items | $1,042,000 | 4,359 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,042,000 | 4,358 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $50,000 | 4,959 |
| Cash dividends | $930,000 | 2,352 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $1,041,280 | 4,274 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $7,168,000 | 4,414 |
| Total interest expense | $3,680,000 | 3,965 |
| Net interest income | $3,488,000 | 4,744 |
| Provision for loan and lease losses | $120,000 | 4,629 |
| Total noninterest income | $745,000 | 3,784 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $198,000 | 5,361 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $547,000 | 2,663 |
| Total noninterest expense | $2,908,000 | 4,196 |
| Salaries and employee benefits | $1,440,000 | 4,399 |
| Premises and equipment expense | $289,000 | 5,557 |
| Additional noninterest expense | $1,179,000 | 3,409 |
| Pre-tax net operating income | $1,205,000 | 5,237 |
| Securities gains (losses) | $-6,000 | 9,765 |
| Applicable income taxes | $211,000 | 6,739 |
| Income before extraordinary items | $988,000 | 4,749 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $988,000 | 4,748 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $131,000 | 3,272 |
| Cash dividends | $1,020,000 | 2,124 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $992,920 | 4,671 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $6,749,000 | 4,721 |
| Total interest expense | $3,335,000 | 4,366 |
| Net interest income | $3,414,000 | 4,927 |
| Provision for loan and lease losses | $225,000 | 3,146 |
| Total noninterest income | $1,243,000 | 2,615 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $225,000 | 5,164 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,018,000 | 1,795 |
| Total noninterest expense | $3,651,000 | 3,632 |
| Salaries and employee benefits | $1,447,000 | 4,462 |
| Premises and equipment expense | $336,000 | 5,155 |
| Additional noninterest expense | $1,868,000 | 2,611 |
| Pre-tax net operating income | $781,000 | 6,579 |
| Securities gains (losses) | $29,000 | 1,716 |
| Applicable income taxes | $178,000 | 7,462 |
| Income before extraordinary items | $632,000 | 6,084 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $632,000 | 6,086 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $66,000 | 4,754 |
| Cash dividends | $900,000 | 2,306 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $609,380 | 6,160 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $6,810,000 | 4,677 |
| Total interest expense | $3,573,000 | 4,077 |
| Net interest income | $3,237,000 | 5,180 |
| Provision for loan and lease losses | $152,000 | 3,599 |
| Total noninterest income | $1,052,000 | 2,985 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $216,000 | 5,414 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $836,000 | 2,039 |
| Total noninterest expense | $3,254,000 | 4,006 |
| Salaries and employee benefits | $1,388,000 | 4,595 |
| Premises and equipment expense | $347,000 | 5,054 |
| Additional noninterest expense | $1,519,000 | 3,070 |
| Pre-tax net operating income | $883,000 | 6,498 |
| Securities gains (losses) | $22,000 | 1,840 |
| Applicable income taxes | $58,000 | 10,021 |
| Income before extraordinary items | $847,000 | 5,230 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $847,000 | 5,227 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $195,000 | 2,540 |
| Cash dividends | $351,000 | 4,161 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $826,320 | 5,299 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $7,100,000 | 4,173 |
| Total interest expense | $2,960,000 | 4,008 |
| Net interest income | $4,138,000 | 4,247 |
| Provision for loan and lease losses | $2,051,000 | 568 |
| Total noninterest income | $1,579,000 | 2,203 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $196,000 | 5,940 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,383,000 | 1,470 |
| Total noninterest expense | $4,318,000 | 3,189 |
| Salaries and employee benefits | $1,418,000 | 4,506 |
| Premises and equipment expense | $340,000 | 5,181 |
| Additional noninterest expense | $2,560,000 | 2,098 |
| Pre-tax net operating income | $-652,000 | 12,411 |
| Securities gains (losses) | $5,000 | 2,624 |
| Applicable income taxes | $-319,000 | 12,442 |
| Income before extraordinary items | $-328,000 | 12,293 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $-328,000 | 12,291 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,069,000 | 544 |
| Cash dividends | $400,000 | 3,689 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $-331,200 | 12,306 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $6,599,000 | 4,558 |
| Total interest expense | $2,672,000 | 4,544 |
| Net interest income | $3,927,000 | 4,491 |
| Provision for loan and lease losses | $390,000 | 2,506 |
| Total noninterest income | $816,000 | 3,930 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $199,000 | 5,987 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $617,000 | 2,833 |
| Total noninterest expense | $4,315,000 | 3,249 |
| Salaries and employee benefits | $1,373,000 | 4,642 |
| Premises and equipment expense | $326,000 | 5,507 |
| Additional noninterest expense | $2,616,000 | 2,132 |
| Pre-tax net operating income | $37,000 | 12,234 |
| Securities gains (losses) | $33,000 | 3,976 |
| Applicable income taxes | $-46,000 | 12,884 |
| Income before extraordinary items | $116,000 | 11,627 |
| Extraordinary gains, net | $-20,000 | 12,458 |
| Net income | $96,000 | 11,890 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $66,000 | 5,461 |
| Cash dividends | $270,000 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $83,000 | 11,798 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $6,378,000 | 5,218 |
| Total interest expense | $3,226,000 | 4,866 |
| Net interest income | $3,152,000 | 5,490 |
| Provision for loan and lease losses | $200,000 | 5,193 |
| Total noninterest income | $677,000 | 4,526 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $191,000 | 6,170 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $486,000 | 3,254 |
| Total noninterest expense | $2,571,000 | 5,178 |
| Salaries and employee benefits | $1,235,000 | 5,028 |
| Premises and equipment expense | $290,000 | 6,114 |
| Additional noninterest expense | $1,046,000 | 4,874 |
| Pre-tax net operating income | $1,058,000 | 5,405 |
| Securities gains (losses) | $98,000 | 3,033 |
| Applicable income taxes | $304,000 | 5,874 |
| Income before extraordinary items | $852,000 | 5,108 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $852,000 | 5,164 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $148,000 | 4,924 |
| Cash dividends | $255,000 | 4,413 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $779,480 | 5,151 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.