Home > The First National Bank of Oakes > Income and Expense
The First National Bank of Oakes, Income and Expense
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $2,565,000 | 8,798 |
| Total interest expense | $1,049,000 | 8,485 |
| Net interest income | $1,516,000 | 8,844 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $241,000 | 8,072 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $91,000 | 8,334 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $150,000 | 6,205 |
| Total noninterest expense | $1,060,000 | 9,126 |
| Salaries and employee benefits | $588,000 | 8,699 |
| Premises and equipment expense | $122,000 | 9,334 |
| Additional noninterest expense | $350,000 | 9,349 |
| Pre-tax net operating income | $697,000 | 7,399 |
| Securities gains (losses) | $-26,000 | 10,539 |
| Applicable income taxes | $250,000 | 6,534 |
| Income before extraordinary items | $421,000 | 7,982 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $421,000 | 7,989 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 8,352 |
| Cash dividends | $537,000 | 3,038 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $437,640 | 7,883 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $2,448,000 | 9,294 |
| Total interest expense | $1,025,000 | 8,990 |
| Net interest income | $1,423,000 | 9,353 |
| Provision for loan and lease losses | $-10,000 | 12,495 |
| Total noninterest income | $242,000 | 8,491 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $88,000 | 8,760 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $154,000 | 6,477 |
| Total noninterest expense | $1,122,000 | 9,239 |
| Salaries and employee benefits | $646,000 | 8,422 |
| Premises and equipment expense | $129,000 | 9,507 |
| Additional noninterest expense | $347,000 | 9,875 |
| Pre-tax net operating income | $553,000 | 8,277 |
| Securities gains (losses) | $-1,000 | 12,247 |
| Applicable income taxes | $177,000 | 8,072 |
| Income before extraordinary items | $375,000 | 8,683 |
| Extraordinary gains, net | $-2,000 | 12,173 |
| Net income | $373,000 | 8,858 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-11,000 | 11,785 |
| Cash dividends | $125,000 | 6,440 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $375,680 | 8,423 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $2,794,000 | 9,339 |
| Total interest expense | $1,369,000 | 8,965 |
| Net interest income | $1,425,000 | 9,530 |
| Provision for loan and lease losses | $0 | 11,756 |
| Total noninterest income | $244,000 | 8,594 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $85,000 | 8,993 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $159,000 | 6,436 |
| Total noninterest expense | $1,143,000 | 9,312 |
| Salaries and employee benefits | $624,000 | 8,606 |
| Premises and equipment expense | $134,000 | 9,571 |
| Additional noninterest expense | $385,000 | 9,756 |
| Pre-tax net operating income | $526,000 | 8,225 |
| Securities gains (losses) | $5,000 | 7,049 |
| Applicable income taxes | $156,000 | 8,466 |
| Income before extraordinary items | $375,000 | 8,465 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $375,000 | 8,591 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-14,000 | 12,939 |
| Cash dividends | $373,000 | 3,503 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $371,450 | 8,137 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.