Home > The First National Bank of Northfield > Income and Expense
The First National Bank of Northfield, Income and Expense
| 2020-03-31 (YTD Data) | Rank | |
| Total interest income | $2,155,000 | 2,808 |
| Total interest expense | $385,000 | 2,663 |
| Net interest income | $1,770,000 | 2,792 |
| Provision for loan and lease losses | $50,000 | 2,502 |
| Total noninterest income | $279,000 | 2,619 |
| Gross Fiduciary activities income | $0 | 941 |
| Service charges on deposit accounts | $70,000 | 2,614 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $209,000 | 2,388 |
| Total noninterest expense | $2,061,000 | 2,233 |
| Salaries and employee benefits | $1,011,000 | 2,463 |
| Premises and equipment expense | $154,000 | 2,722 |
| Additional noninterest expense | $896,000 | 1,660 |
| Pre-tax net operating income | $-62,000 | 4,840 |
| Securities gains (losses) | $0 | 1,705 |
| Applicable income taxes | $-24,000 | 4,895 |
| Income before extraordinary items | $-38,000 | 4,804 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $-38,000 | 4,805 |
| Minority interest net income | $0 | 56 |
| Net income of bank and minority interests. | $-38,000 | 4,804 |
| Net charge-offs | $-7,000 | 4,334 |
| Cash dividends | $0 | 2,639 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $-38,000 | 4,816 |
| 2019-12-31 (YTD Data) | Rank | |
| Total interest income | $2,946,000 | 4,397 |
| Total interest expense | $571,000 | 4,015 |
| Net interest income | $2,375,000 | 4,414 |
| Provision for loan and lease losses | $75,000 | 3,120 |
| Total noninterest income | $413,000 | 3,876 |
| Gross Fiduciary activities income | $0 | 1,051 |
| Service charges on deposit accounts | $98,000 | 3,954 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $315,000 | 3,522 |
| Total noninterest expense | $2,130,000 | 4,331 |
| Salaries and employee benefits | $1,049,000 | 4,460 |
| Premises and equipment expense | $214,000 | 4,306 |
| Additional noninterest expense | $867,000 | 3,991 |
| Pre-tax net operating income | $583,000 | 4,349 |
| Securities gains (losses) | $0 | 2,379 |
| Applicable income taxes | $154,000 | 2,786 |
| Income before extraordinary items | $429,000 | 4,488 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $429,000 | 4,490 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $429,000 | 4,490 |
| Net charge-offs | $7,000 | 3,419 |
| Cash dividends | $0 | 3,944 |
| Sale, conversion, retirement of capital stock, net | $0 | 626 |
| Net operating income | $429,000 | 4,467 |
| 2019-09-30 (YTD Data) | Rank | |
| Total interest income | $736,000 | 5,125 |
| Total interest expense | $137,000 | 4,902 |
| Net interest income | $599,000 | 5,127 |
| Provision for loan and lease losses | $25,000 | 3,438 |
| Total noninterest income | $105,000 | 4,711 |
| Gross Fiduciary activities income | $0 | 1,014 |
| Service charges on deposit accounts | $24,000 | 4,788 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $81,000 | 4,430 |
| Total noninterest expense | $408,000 | 5,189 |
| Salaries and employee benefits | $200,000 | 5,197 |
| Premises and equipment expense | $48,000 | 5,068 |
| Additional noninterest expense | $160,000 | 5,118 |
| Pre-tax net operating income | $271,000 | 4,685 |
| Securities gains (losses) | $0 | 2,167 |
| Applicable income taxes | $73,000 | 3,095 |
| Income before extraordinary items | $198,000 | 4,796 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $198,000 | 4,796 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $198,000 | 4,796 |
| Net charge-offs | $2,000 | 3,298 |
| Cash dividends | $0 | 3,588 |
| Sale, conversion, retirement of capital stock, net | $0 | 590 |
| Net operating income | $198,000 | 4,781 |
| 2019-06-30 (YTD Data) | Rank | |
| Total interest income | $4,433,000 | 2,829 |
| Total interest expense | $670,000 | 2,908 |
| Net interest income | $3,763,000 | 2,778 |
| Provision for loan and lease losses | $135,000 | 1,935 |
| Total noninterest income | $531,000 | 2,727 |
| Gross Fiduciary activities income | $0 | 1,004 |
| Service charges on deposit accounts | $150,000 | 2,628 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $381,000 | 2,542 |
| Total noninterest expense | $2,702,000 | 2,889 |
| Salaries and employee benefits | $1,572,000 | 2,877 |
| Premises and equipment expense | $353,000 | 2,546 |
| Additional noninterest expense | $777,000 | 3,065 |
| Pre-tax net operating income | $1,457,000 | 2,559 |
| Securities gains (losses) | $0 | 1,702 |
| Applicable income taxes | $4,000 | 3,751 |
| Income before extraordinary items | $1,453,000 | 2,372 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,453,000 | 2,371 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $1,453,000 | 2,372 |
| Net charge-offs | $35,000 | 2,073 |
| Cash dividends | $650,000 | 1,831 |
| Sale, conversion, retirement of capital stock, net | $0 | 573 |
| Net operating income | $1,453,000 | 2,340 |
| 2019-03-31 (YTD Data) | Rank | |
| Total interest income | $2,145,000 | 2,904 |
| Total interest expense | $301,000 | 3,035 |
| Net interest income | $1,844,000 | 2,832 |
| Provision for loan and lease losses | $60,000 | 1,874 |
| Total noninterest income | $256,000 | 2,717 |
| Gross Fiduciary activities income | $0 | 972 |
| Service charges on deposit accounts | $74,000 | 2,647 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $182,000 | 2,516 |
| Total noninterest expense | $1,395,000 | 2,864 |
| Salaries and employee benefits | $801,000 | 2,859 |
| Premises and equipment expense | $188,000 | 2,474 |
| Additional noninterest expense | $406,000 | 2,973 |
| Pre-tax net operating income | $645,000 | 2,700 |
| Securities gains (losses) | $0 | 1,087 |
| Applicable income taxes | $0 | 3,800 |
| Income before extraordinary items | $645,000 | 2,491 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $645,000 | 2,490 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $645,000 | 2,490 |
| Net charge-offs | $35,000 | 1,407 |
| Cash dividends | $400,000 | 1,497 |
| Sale, conversion, retirement of capital stock, net | $0 | 529 |
| Net operating income | $645,000 | 2,478 |
| 2018-12-31 (YTD Data) | Rank | |
| Total interest income | $8,092,000 | 2,916 |
| Total interest expense | $976,000 | 2,964 |
| Net interest income | $7,116,000 | 2,862 |
| Provision for loan and lease losses | $225,000 | 2,260 |
| Total noninterest income | $1,059,000 | 2,784 |
| Gross Fiduciary activities income | $0 | 1,098 |
| Service charges on deposit accounts | $274,000 | 2,884 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $785,000 | 2,517 |
| Total noninterest expense | $5,677,000 | 2,812 |
| Salaries and employee benefits | $3,268,000 | 2,798 |
| Premises and equipment expense | $703,000 | 2,565 |
| Additional noninterest expense | $1,706,000 | 2,898 |
| Pre-tax net operating income | $2,273,000 | 2,936 |
| Securities gains (losses) | $0 | 1,125 |
| Applicable income taxes | $8,000 | 3,785 |
| Income before extraordinary items | $2,265,000 | 2,748 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $2,265,000 | 2,747 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $2,265,000 | 2,748 |
| Net charge-offs | $3,000 | 3,612 |
| Cash dividends | $600,000 | 2,778 |
| Sale, conversion, retirement of capital stock, net | $0 | 671 |
| Net operating income | $2,265,000 | 2,737 |
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $5,922,000 | 2,963 |
| Total interest expense | $690,000 | 2,987 |
| Net interest income | $5,232,000 | 2,917 |
| Provision for loan and lease losses | $150,000 | 2,253 |
| Total noninterest income | $794,000 | 2,808 |
| Gross Fiduciary activities income | $0 | 1,048 |
| Service charges on deposit accounts | $195,000 | 2,963 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $599,000 | 2,527 |
| Total noninterest expense | $4,184,000 | 2,852 |
| Salaries and employee benefits | $2,396,000 | 2,848 |
| Premises and equipment expense | $519,000 | 2,609 |
| Additional noninterest expense | $1,269,000 | 2,919 |
| Pre-tax net operating income | $1,692,000 | 3,007 |
| Securities gains (losses) | $0 | 1,118 |
| Applicable income taxes | $8,000 | 3,807 |
| Income before extraordinary items | $1,684,000 | 2,811 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,684,000 | 2,810 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $1,684,000 | 2,810 |
| Net charge-offs | $6,000 | 3,153 |
| Cash dividends | $300,000 | 2,826 |
| Sale, conversion, retirement of capital stock, net | $0 | 633 |
| Net operating income | $1,684,000 | 2,799 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $3,834,000 | 3,005 |
| Total interest expense | $427,000 | 3,035 |
| Net interest income | $3,407,000 | 2,962 |
| Provision for loan and lease losses | $90,000 | 2,265 |
| Total noninterest income | $483,000 | 2,929 |
| Gross Fiduciary activities income | $0 | 1,037 |
| Service charges on deposit accounts | $125,000 | 3,022 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $358,000 | 2,675 |
| Total noninterest expense | $2,822,000 | 2,859 |
| Salaries and employee benefits | $1,613,000 | 2,863 |
| Premises and equipment expense | $352,000 | 2,595 |
| Additional noninterest expense | $857,000 | 2,910 |
| Pre-tax net operating income | $978,000 | 3,191 |
| Securities gains (losses) | $0 | 961 |
| Applicable income taxes | $0 | 4,018 |
| Income before extraordinary items | $978,000 | 2,996 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $978,000 | 2,995 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $978,000 | 2,995 |
| Net charge-offs | $-5,000 | 4,304 |
| Cash dividends | $300,000 | 2,470 |
| Sale, conversion, retirement of capital stock, net | $0 | 620 |
| Net operating income | $978,000 | 2,989 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $1,864,000 | 3,060 |
| Total interest expense | $200,000 | 3,075 |
| Net interest income | $1,664,000 | 3,022 |
| Provision for loan and lease losses | $60,000 | 1,880 |
| Total noninterest income | $260,000 | 2,806 |
| Gross Fiduciary activities income | $0 | 1,003 |
| Service charges on deposit accounts | $61,000 | 3,080 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $199,000 | 2,493 |
| Total noninterest expense | $1,393,000 | 2,911 |
| Salaries and employee benefits | $787,000 | 2,937 |
| Premises and equipment expense | $189,000 | 2,526 |
| Additional noninterest expense | $417,000 | 2,982 |
| Pre-tax net operating income | $471,000 | 3,191 |
| Securities gains (losses) | $0 | 735 |
| Applicable income taxes | $0 | 3,948 |
| Income before extraordinary items | $471,000 | 2,993 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $471,000 | 2,995 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $471,000 | 2,994 |
| Net charge-offs | $-10,000 | 4,740 |
| Cash dividends | $200,000 | 1,882 |
| Sale, conversion, retirement of capital stock, net | $0 | 580 |
| Net operating income | $471,000 | 2,985 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $7,138,000 | 3,088 |
| Total interest expense | $682,000 | 3,172 |
| Net interest income | $6,456,000 | 3,042 |
| Provision for loan and lease losses | $135,000 | 2,755 |
| Total noninterest income | $1,213,000 | 2,674 |
| Gross Fiduciary activities income | $0 | 1,137 |
| Service charges on deposit accounts | $249,000 | 3,145 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $964,000 | 2,345 |
| Total noninterest expense | $5,462,000 | 2,943 |
| Salaries and employee benefits | $3,283,000 | 2,828 |
| Premises and equipment expense | $598,000 | 2,928 |
| Additional noninterest expense | $1,581,000 | 3,122 |
| Pre-tax net operating income | $2,072,000 | 3,052 |
| Securities gains (losses) | $50,000 | 903 |
| Applicable income taxes | $4,000 | 3,980 |
| Income before extraordinary items | $2,118,000 | 2,596 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $2,118,000 | 2,595 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $2,118,000 | 2,596 |
| Net charge-offs | $52,000 | 2,937 |
| Cash dividends | $1,050,000 | 2,132 |
| Sale, conversion, retirement of capital stock, net | $0 | 711 |
| Net operating income | $2,068,000 | 2,618 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $5,237,000 | 3,157 |
| Total interest expense | $492,000 | 3,242 |
| Net interest income | $4,745,000 | 3,100 |
| Provision for loan and lease losses | $90,000 | 2,745 |
| Total noninterest income | $1,016,000 | 2,547 |
| Gross Fiduciary activities income | $0 | 1,093 |
| Service charges on deposit accounts | $187,000 | 3,153 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $829,000 | 2,197 |
| Total noninterest expense | $3,979,000 | 3,012 |
| Salaries and employee benefits | $2,400,000 | 2,891 |
| Premises and equipment expense | $430,000 | 3,036 |
| Additional noninterest expense | $1,149,000 | 3,196 |
| Pre-tax net operating income | $1,692,000 | 2,962 |
| Securities gains (losses) | $41,000 | 969 |
| Applicable income taxes | $4,000 | 3,992 |
| Income before extraordinary items | $1,729,000 | 2,632 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $1,729,000 | 2,632 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,729,000 | 2,632 |
| Net charge-offs | $23,000 | 2,920 |
| Cash dividends | $725,000 | 2,034 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $1,688,000 | 2,661 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $3,425,000 | 3,183 |
| Total interest expense | $310,000 | 3,307 |
| Net interest income | $3,115,000 | 3,131 |
| Provision for loan and lease losses | $60,000 | 2,608 |
| Total noninterest income | $687,000 | 2,531 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $122,000 | 3,183 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $565,000 | 2,182 |
| Total noninterest expense | $2,656,000 | 3,029 |
| Salaries and employee benefits | $1,597,000 | 2,907 |
| Premises and equipment expense | $277,000 | 3,105 |
| Additional noninterest expense | $782,000 | 3,158 |
| Pre-tax net operating income | $1,086,000 | 2,992 |
| Securities gains (losses) | $41,000 | 721 |
| Applicable income taxes | $4,000 | 3,987 |
| Income before extraordinary items | $1,123,000 | 2,630 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,123,000 | 2,629 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,123,000 | 2,630 |
| Net charge-offs | $27,000 | 2,414 |
| Cash dividends | $400,000 | 2,229 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $1,082,000 | 2,671 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $1,675,000 | 3,226 |
| Total interest expense | $147,000 | 3,384 |
| Net interest income | $1,528,000 | 3,174 |
| Provision for loan and lease losses | $30,000 | 2,408 |
| Total noninterest income | $283,000 | 2,782 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $58,000 | 3,278 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $225,000 | 2,423 |
| Total noninterest expense | $1,333,000 | 3,051 |
| Salaries and employee benefits | $802,000 | 2,946 |
| Premises and equipment expense | $136,000 | 3,180 |
| Additional noninterest expense | $395,000 | 3,134 |
| Pre-tax net operating income | $448,000 | 3,261 |
| Securities gains (losses) | $41,000 | 377 |
| Applicable income taxes | $0 | 4,086 |
| Income before extraordinary items | $489,000 | 2,789 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $489,000 | 2,789 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $489,000 | 2,789 |
| Net charge-offs | $-3,000 | 4,448 |
| Cash dividends | $0 | 2,846 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $448,000 | 2,921 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $6,571,000 | 3,241 |
| Total interest expense | $492,000 | 3,671 |
| Net interest income | $6,079,000 | 3,172 |
| Provision for loan and lease losses | $135,000 | 2,820 |
| Total noninterest income | $1,235,000 | 2,735 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $219,000 | 3,465 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $1,016,000 | 2,390 |
| Total noninterest expense | $5,217,000 | 3,103 |
| Salaries and employee benefits | $2,990,000 | 3,028 |
| Premises and equipment expense | $601,000 | 3,012 |
| Additional noninterest expense | $1,626,000 | 3,173 |
| Pre-tax net operating income | $1,962,000 | 3,095 |
| Securities gains (losses) | $61,000 | 1,704 |
| Applicable income taxes | $2,000 | 4,157 |
| Income before extraordinary items | $2,021,000 | 2,764 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $2,021,000 | 2,762 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $2,021,000 | 2,763 |
| Net charge-offs | $35,000 | 3,369 |
| Cash dividends | $950,000 | 2,281 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $1,960,000 | 2,780 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $4,897,000 | 3,261 |
| Total interest expense | $366,000 | 3,703 |
| Net interest income | $4,531,000 | 3,192 |
| Provision for loan and lease losses | $105,000 | 2,676 |
| Total noninterest income | $920,000 | 2,744 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $160,000 | 3,516 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $760,000 | 2,378 |
| Total noninterest expense | $3,858,000 | 3,142 |
| Salaries and employee benefits | $2,178,000 | 3,086 |
| Premises and equipment expense | $450,000 | 3,026 |
| Additional noninterest expense | $1,230,000 | 3,165 |
| Pre-tax net operating income | $1,488,000 | 3,116 |
| Securities gains (losses) | $61,000 | 1,624 |
| Applicable income taxes | $2,000 | 4,204 |
| Income before extraordinary items | $1,547,000 | 2,778 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,547,000 | 2,778 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,547,000 | 2,778 |
| Net charge-offs | $40,000 | 2,735 |
| Cash dividends | $600,000 | 2,186 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $1,486,000 | 2,784 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $3,216,000 | 3,323 |
| Total interest expense | $241,000 | 3,751 |
| Net interest income | $2,975,000 | 3,237 |
| Provision for loan and lease losses | $60,000 | 2,701 |
| Total noninterest income | $522,000 | 2,959 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $104,000 | 3,552 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $418,000 | 2,603 |
| Total noninterest expense | $2,554,000 | 3,164 |
| Salaries and employee benefits | $1,457,000 | 3,102 |
| Premises and equipment expense | $281,000 | 3,175 |
| Additional noninterest expense | $816,000 | 3,183 |
| Pre-tax net operating income | $883,000 | 3,290 |
| Securities gains (losses) | $13,000 | 2,156 |
| Applicable income taxes | $2,000 | 4,190 |
| Income before extraordinary items | $894,000 | 2,980 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $894,000 | 2,978 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $894,000 | 2,979 |
| Net charge-offs | $36,000 | 2,397 |
| Cash dividends | $400,000 | 2,211 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $881,000 | 2,948 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $1,620,000 | 3,314 |
| Total interest expense | $119,000 | 3,790 |
| Net interest income | $1,501,000 | 3,222 |
| Provision for loan and lease losses | $30,000 | 2,510 |
| Total noninterest income | $239,000 | 3,087 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $53,000 | 3,519 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $186,000 | 2,703 |
| Total noninterest expense | $1,282,000 | 3,173 |
| Salaries and employee benefits | $732,000 | 3,114 |
| Premises and equipment expense | $145,000 | 3,130 |
| Additional noninterest expense | $405,000 | 3,203 |
| Pre-tax net operating income | $428,000 | 3,288 |
| Securities gains (losses) | $13,000 | 1,414 |
| Applicable income taxes | $2,000 | 4,104 |
| Income before extraordinary items | $439,000 | 2,957 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $439,000 | 2,956 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $439,000 | 2,957 |
| Net charge-offs | $0 | 3,094 |
| Cash dividends | $0 | 2,895 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $426,000 | 2,950 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $6,263,000 | 3,353 |
| Total interest expense | $451,000 | 3,922 |
| Net interest income | $5,812,000 | 3,254 |
| Provision for loan and lease losses | $0 | 4,380 |
| Total noninterest income | $1,062,000 | 2,962 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $226,000 | 3,523 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $836,000 | 2,594 |
| Total noninterest expense | $4,798,000 | 3,316 |
| Salaries and employee benefits | $2,663,000 | 3,270 |
| Premises and equipment expense | $587,000 | 3,154 |
| Additional noninterest expense | $1,548,000 | 3,338 |
| Pre-tax net operating income | $2,076,000 | 2,942 |
| Securities gains (losses) | $-3,000 | 5,742 |
| Applicable income taxes | $0 | 4,402 |
| Income before extraordinary items | $2,073,000 | 2,657 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $2,073,000 | 2,658 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $2,073,000 | 2,659 |
| Net charge-offs | $3,000 | 4,283 |
| Cash dividends | $1,000,000 | 2,106 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $2,076,000 | 2,610 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $4,670,000 | 3,403 |
| Total interest expense | $334,000 | 4,001 |
| Net interest income | $4,336,000 | 3,290 |
| Provision for loan and lease losses | $0 | 4,232 |
| Total noninterest income | $805,000 | 2,964 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $171,000 | 3,520 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $634,000 | 2,602 |
| Total noninterest expense | $3,464,000 | 3,424 |
| Salaries and employee benefits | $1,903,000 | 3,387 |
| Premises and equipment expense | $435,000 | 3,223 |
| Additional noninterest expense | $1,126,000 | 3,416 |
| Pre-tax net operating income | $1,677,000 | 2,885 |
| Securities gains (losses) | $-3,000 | 5,887 |
| Applicable income taxes | $0 | 4,489 |
| Income before extraordinary items | $1,674,000 | 2,576 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,674,000 | 2,577 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $1,674,000 | 2,577 |
| Net charge-offs | $2,000 | 3,995 |
| Cash dividends | $475,000 | 2,388 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $1,677,000 | 2,528 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $3,014,000 | 3,476 |
| Total interest expense | $219,000 | 4,065 |
| Net interest income | $2,795,000 | 3,385 |
| Provision for loan and lease losses | $0 | 4,069 |
| Total noninterest income | $509,000 | 3,042 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $108,000 | 3,605 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $401,000 | 2,673 |
| Total noninterest expense | $2,303,000 | 3,457 |
| Salaries and employee benefits | $1,273,000 | 3,409 |
| Premises and equipment expense | $291,000 | 3,233 |
| Additional noninterest expense | $739,000 | 3,463 |
| Pre-tax net operating income | $1,001,000 | 3,067 |
| Securities gains (losses) | $0 | 2,636 |
| Applicable income taxes | $0 | 4,497 |
| Income before extraordinary items | $1,001,000 | 2,749 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,001,000 | 2,750 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $1,001,000 | 2,751 |
| Net charge-offs | $4,000 | 3,531 |
| Cash dividends | $475,000 | 1,994 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $1,001,000 | 2,697 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $1,499,000 | 3,494 |
| Total interest expense | $108,000 | 4,141 |
| Net interest income | $1,391,000 | 3,392 |
| Provision for loan and lease losses | $0 | 3,703 |
| Total noninterest income | $234,000 | 3,149 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $49,000 | 3,733 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $185,000 | 2,732 |
| Total noninterest expense | $1,161,000 | 3,464 |
| Salaries and employee benefits | $640,000 | 3,426 |
| Premises and equipment expense | $144,000 | 3,285 |
| Additional noninterest expense | $377,000 | 3,415 |
| Pre-tax net operating income | $464,000 | 3,141 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $0 | 4,400 |
| Income before extraordinary items | $464,000 | 2,864 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $464,000 | 2,867 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $464,000 | 2,867 |
| Net charge-offs | $6,000 | 2,677 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $464,000 | 2,790 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $5,738,000 | 3,624 |
| Total interest expense | $404,000 | 4,428 |
| Net interest income | $5,334,000 | 3,503 |
| Provision for loan and lease losses | $0 | 4,603 |
| Total noninterest income | $1,080,000 | 3,005 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $236,000 | 3,645 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $844,000 | 2,570 |
| Total noninterest expense | $4,554,000 | 3,528 |
| Salaries and employee benefits | $2,600,000 | 3,397 |
| Premises and equipment expense | $565,000 | 3,362 |
| Additional noninterest expense | $1,389,000 | 3,710 |
| Pre-tax net operating income | $1,860,000 | 3,106 |
| Securities gains (losses) | $7,000 | 2,776 |
| Applicable income taxes | $0 | 4,531 |
| Income before extraordinary items | $1,867,000 | 2,843 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $1,867,000 | 2,841 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,867,000 | 2,843 |
| Net charge-offs | $-43,000 | 5,961 |
| Cash dividends | $825,000 | 2,279 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,860,000 | 2,800 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $4,264,000 | 3,685 |
| Total interest expense | $298,000 | 4,533 |
| Net interest income | $3,966,000 | 3,547 |
| Provision for loan and lease losses | $0 | 4,401 |
| Total noninterest income | $840,000 | 2,961 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $178,000 | 3,677 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $662,000 | 2,510 |
| Total noninterest expense | $3,329,000 | 3,595 |
| Salaries and employee benefits | $1,905,000 | 3,457 |
| Premises and equipment expense | $417,000 | 3,447 |
| Additional noninterest expense | $1,007,000 | 3,813 |
| Pre-tax net operating income | $1,477,000 | 3,057 |
| Securities gains (losses) | $7,000 | 2,468 |
| Applicable income taxes | $0 | 4,583 |
| Income before extraordinary items | $1,484,000 | 2,748 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,484,000 | 2,748 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,484,000 | 2,748 |
| Net charge-offs | $-42,000 | 5,989 |
| Cash dividends | $400,000 | 2,448 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $1,477,000 | 2,717 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $2,820,000 | 3,700 |
| Total interest expense | $196,000 | 4,617 |
| Net interest income | $2,624,000 | 3,567 |
| Provision for loan and lease losses | $0 | 4,196 |
| Total noninterest income | $572,000 | 2,900 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $115,000 | 3,703 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $457,000 | 2,433 |
| Total noninterest expense | $2,224,000 | 3,608 |
| Salaries and employee benefits | $1,274,000 | 3,465 |
| Premises and equipment expense | $287,000 | 3,390 |
| Additional noninterest expense | $663,000 | 3,876 |
| Pre-tax net operating income | $972,000 | 3,015 |
| Securities gains (losses) | $5,000 | 2,165 |
| Applicable income taxes | $0 | 4,568 |
| Income before extraordinary items | $977,000 | 2,688 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $977,000 | 2,692 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $977,000 | 2,692 |
| Net charge-offs | $-27,000 | 5,990 |
| Cash dividends | $100,000 | 3,133 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $972,000 | 2,656 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $1,392,000 | 3,746 |
| Total interest expense | $98,000 | 4,675 |
| Net interest income | $1,294,000 | 3,604 |
| Provision for loan and lease losses | $0 | 3,817 |
| Total noninterest income | $199,000 | 3,470 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $53,000 | 3,826 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $146,000 | 3,007 |
| Total noninterest expense | $1,074,000 | 3,724 |
| Salaries and employee benefits | $644,000 | 3,473 |
| Premises and equipment expense | $143,000 | 3,460 |
| Additional noninterest expense | $287,000 | 4,200 |
| Pre-tax net operating income | $419,000 | 3,225 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $0 | 4,445 |
| Income before extraordinary items | $419,000 | 2,903 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $419,000 | 2,906 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $419,000 | 2,906 |
| Net charge-offs | $-22,000 | 6,074 |
| Cash dividends | $100,000 | 2,217 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $419,000 | 2,866 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $5,545,000 | 3,827 |
| Total interest expense | $416,000 | 4,823 |
| Net interest income | $5,129,000 | 3,647 |
| Provision for loan and lease losses | $0 | 5,091 |
| Total noninterest income | $1,121,000 | 3,010 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $273,000 | 3,521 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $848,000 | 2,596 |
| Total noninterest expense | $4,722,000 | 3,547 |
| Salaries and employee benefits | $2,663,000 | 3,385 |
| Premises and equipment expense | $668,000 | 3,057 |
| Additional noninterest expense | $1,391,000 | 3,836 |
| Pre-tax net operating income | $1,528,000 | 3,360 |
| Securities gains (losses) | $88,000 | 1,417 |
| Applicable income taxes | $0 | 4,631 |
| Income before extraordinary items | $1,616,000 | 3,022 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,616,000 | 3,024 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $1,616,000 | 3,025 |
| Net charge-offs | $-148,000 | 6,590 |
| Cash dividends | $530,000 | 2,684 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $1,528,000 | 3,060 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $4,136,000 | 3,865 |
| Total interest expense | $319,000 | 4,883 |
| Net interest income | $3,817,000 | 3,688 |
| Provision for loan and lease losses | $0 | 4,941 |
| Total noninterest income | $917,000 | 2,934 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $213,000 | 3,476 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $704,000 | 2,501 |
| Total noninterest expense | $3,451,000 | 3,618 |
| Salaries and employee benefits | $1,972,000 | 3,426 |
| Premises and equipment expense | $482,000 | 3,180 |
| Additional noninterest expense | $997,000 | 3,945 |
| Pre-tax net operating income | $1,283,000 | 3,224 |
| Securities gains (losses) | $88,000 | 1,306 |
| Applicable income taxes | $0 | 4,713 |
| Income before extraordinary items | $1,371,000 | 2,827 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $1,371,000 | 2,831 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,371,000 | 2,831 |
| Net charge-offs | $-166,000 | 6,693 |
| Cash dividends | $305,000 | 2,581 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,283,000 | 2,872 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $2,705,000 | 3,921 |
| Total interest expense | $217,000 | 4,905 |
| Net interest income | $2,488,000 | 3,725 |
| Provision for loan and lease losses | $0 | 4,788 |
| Total noninterest income | $586,000 | 3,022 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $146,000 | 3,391 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $440,000 | 2,658 |
| Total noninterest expense | $2,282,000 | 3,654 |
| Salaries and employee benefits | $1,337,000 | 3,404 |
| Premises and equipment expense | $326,000 | 3,166 |
| Additional noninterest expense | $619,000 | 4,115 |
| Pre-tax net operating income | $792,000 | 3,360 |
| Securities gains (losses) | $88,000 | 1,186 |
| Applicable income taxes | $0 | 4,679 |
| Income before extraordinary items | $880,000 | 2,878 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $880,000 | 2,882 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $880,000 | 2,882 |
| Net charge-offs | $-174,000 | 6,781 |
| Cash dividends | $105,000 | 2,965 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $792,000 | 2,999 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $1,326,000 | 4,003 |
| Total interest expense | $111,000 | 4,943 |
| Net interest income | $1,215,000 | 3,810 |
| Provision for loan and lease losses | $0 | 4,409 |
| Total noninterest income | $352,000 | 2,759 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $78,000 | 3,270 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $274,000 | 2,342 |
| Total noninterest expense | $1,183,000 | 3,603 |
| Salaries and employee benefits | $675,000 | 3,417 |
| Premises and equipment expense | $164,000 | 3,184 |
| Additional noninterest expense | $344,000 | 3,888 |
| Pre-tax net operating income | $384,000 | 3,364 |
| Securities gains (losses) | $57,000 | 867 |
| Applicable income taxes | $0 | 4,602 |
| Income before extraordinary items | $441,000 | 2,836 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $441,000 | 2,838 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $441,000 | 2,838 |
| Net charge-offs | $-28,000 | 6,547 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $384,000 | 3,010 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $5,338,000 | 4,151 |
| Total interest expense | $632,000 | 4,630 |
| Net interest income | $4,706,000 | 3,970 |
| Provision for loan and lease losses | $330,000 | 3,252 |
| Total noninterest income | $1,177,000 | 2,994 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $336,000 | 3,271 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $841,000 | 2,609 |
| Total noninterest expense | $4,709,000 | 3,636 |
| Salaries and employee benefits | $2,636,000 | 3,435 |
| Premises and equipment expense | $627,000 | 3,285 |
| Additional noninterest expense | $1,446,000 | 3,885 |
| Pre-tax net operating income | $844,000 | 4,263 |
| Securities gains (losses) | $117,000 | 2,150 |
| Applicable income taxes | $2,000 | 4,597 |
| Income before extraordinary items | $959,000 | 3,985 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $959,000 | 3,985 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $959,000 | 3,987 |
| Net charge-offs | $178,000 | 3,879 |
| Cash dividends | $380,000 | 3,090 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $842,000 | 4,027 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $4,007,000 | 4,224 |
| Total interest expense | $502,000 | 4,634 |
| Net interest income | $3,505,000 | 4,035 |
| Provision for loan and lease losses | $280,000 | 3,060 |
| Total noninterest income | $804,000 | 3,157 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $247,000 | 3,347 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $557,000 | 2,778 |
| Total noninterest expense | $3,396,000 | 3,757 |
| Salaries and employee benefits | $1,942,000 | 3,498 |
| Premises and equipment expense | $462,000 | 3,366 |
| Additional noninterest expense | $992,000 | 4,123 |
| Pre-tax net operating income | $633,000 | 4,376 |
| Securities gains (losses) | $117,000 | 1,860 |
| Applicable income taxes | $2,000 | 4,631 |
| Income before extraordinary items | $748,000 | 3,974 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $748,000 | 3,974 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $748,000 | 3,976 |
| Net charge-offs | $103,000 | 3,941 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $631,000 | 4,104 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $2,636,000 | 4,290 |
| Total interest expense | $345,000 | 4,675 |
| Net interest income | $2,291,000 | 4,120 |
| Provision for loan and lease losses | $210,000 | 2,897 |
| Total noninterest income | $535,000 | 3,114 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $162,000 | 3,369 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $373,000 | 2,739 |
| Total noninterest expense | $2,285,000 | 3,738 |
| Salaries and employee benefits | $1,286,000 | 3,531 |
| Premises and equipment expense | $312,000 | 3,333 |
| Additional noninterest expense | $687,000 | 4,037 |
| Pre-tax net operating income | $331,000 | 4,723 |
| Securities gains (losses) | $110,000 | 1,520 |
| Applicable income taxes | $2,000 | 4,564 |
| Income before extraordinary items | $439,000 | 4,208 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $439,000 | 4,212 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $439,000 | 4,211 |
| Net charge-offs | $102,000 | 3,389 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $329,000 | 4,491 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $1,320,000 | 4,315 |
| Total interest expense | $177,000 | 4,720 |
| Net interest income | $1,143,000 | 4,150 |
| Provision for loan and lease losses | $105,000 | 2,781 |
| Total noninterest income | $261,000 | 3,171 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $77,000 | 3,452 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $184,000 | 2,777 |
| Total noninterest expense | $1,167,000 | 3,708 |
| Salaries and employee benefits | $660,000 | 3,498 |
| Premises and equipment expense | $174,000 | 3,098 |
| Additional noninterest expense | $333,000 | 4,116 |
| Pre-tax net operating income | $132,000 | 5,100 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $2,000 | 4,463 |
| Income before extraordinary items | $130,000 | 5,045 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $130,000 | 5,049 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $130,000 | 5,050 |
| Net charge-offs | $-26,000 | 6,947 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $130,000 | 4,893 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $5,576,000 | 4,271 |
| Total interest expense | $914,000 | 4,610 |
| Net interest income | $4,662,000 | 4,102 |
| Provision for loan and lease losses | $605,000 | 3,144 |
| Total noninterest income | $1,135,000 | 2,901 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $388,000 | 3,092 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $747,000 | 2,545 |
| Total noninterest expense | $4,328,000 | 3,908 |
| Salaries and employee benefits | $2,339,000 | 3,751 |
| Premises and equipment expense | $657,000 | 3,337 |
| Additional noninterest expense | $1,332,000 | 4,175 |
| Pre-tax net operating income | $864,000 | 3,984 |
| Securities gains (losses) | $6,000 | 3,464 |
| Applicable income taxes | $2,000 | 4,563 |
| Income before extraordinary items | $868,000 | 3,815 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $868,000 | 3,819 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $868,000 | 3,818 |
| Net charge-offs | $954,000 | 2,416 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $862,000 | 3,702 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $4,235,000 | 4,287 |
| Total interest expense | $715,000 | 4,630 |
| Net interest income | $3,520,000 | 4,097 |
| Provision for loan and lease losses | $405,000 | 3,191 |
| Total noninterest income | $813,000 | 2,971 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $298,000 | 3,053 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $515,000 | 2,660 |
| Total noninterest expense | $3,204,000 | 3,945 |
| Salaries and employee benefits | $1,755,000 | 3,759 |
| Premises and equipment expense | $492,000 | 3,392 |
| Additional noninterest expense | $957,000 | 4,280 |
| Pre-tax net operating income | $724,000 | 3,905 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $2,000 | 4,555 |
| Income before extraordinary items | $722,000 | 3,703 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $722,000 | 3,706 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $722,000 | 3,705 |
| Net charge-offs | $282,000 | 3,318 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $722,000 | 3,592 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $2,840,000 | 4,319 |
| Total interest expense | $495,000 | 4,657 |
| Net interest income | $2,345,000 | 4,113 |
| Provision for loan and lease losses | $270,000 | 3,145 |
| Total noninterest income | $590,000 | 2,820 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $201,000 | 3,006 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $389,000 | 2,474 |
| Total noninterest expense | $2,213,000 | 3,897 |
| Salaries and employee benefits | $1,179,000 | 3,765 |
| Premises and equipment expense | $339,000 | 3,337 |
| Additional noninterest expense | $695,000 | 4,132 |
| Pre-tax net operating income | $452,000 | 3,998 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $2,000 | 4,487 |
| Income before extraordinary items | $450,000 | 3,775 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $450,000 | 3,775 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $450,000 | 3,776 |
| Net charge-offs | $213,000 | 3,048 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $450,000 | 3,674 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $1,422,000 | 4,329 |
| Total interest expense | $258,000 | 4,670 |
| Net interest income | $1,164,000 | 4,130 |
| Provision for loan and lease losses | $120,000 | 3,114 |
| Total noninterest income | $354,000 | 2,551 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $105,000 | 2,881 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $249,000 | 2,155 |
| Total noninterest expense | $1,126,000 | 3,867 |
| Salaries and employee benefits | $585,000 | 3,800 |
| Premises and equipment expense | $192,000 | 3,092 |
| Additional noninterest expense | $349,000 | 4,103 |
| Pre-tax net operating income | $272,000 | 3,692 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $2,000 | 4,282 |
| Income before extraordinary items | $270,000 | 3,441 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $270,000 | 3,438 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $270,000 | 3,439 |
| Net charge-offs | $-14,000 | 7,105 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $270,000 | 3,380 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $5,857,000 | 4,394 |
| Total interest expense | $1,314,000 | 4,580 |
| Net interest income | $4,543,000 | 4,216 |
| Provision for loan and lease losses | $1,008,000 | 3,036 |
| Total noninterest income | $839,000 | 3,558 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $394,000 | 3,111 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $445,000 | 3,355 |
| Total noninterest expense | $4,690,000 | 3,791 |
| Salaries and employee benefits | $2,349,000 | 3,768 |
| Premises and equipment expense | $726,000 | 3,200 |
| Additional noninterest expense | $1,615,000 | 3,811 |
| Pre-tax net operating income | $-316,000 | 6,129 |
| Securities gains (losses) | $129,000 | 1,941 |
| Applicable income taxes | $2,000 | 4,467 |
| Income before extraordinary items | $-189,000 | 6,159 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-189,000 | 6,158 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $-189,000 | 6,159 |
| Net charge-offs | $669,000 | 3,236 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $-318,000 | 6,203 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $4,424,000 | 4,453 |
| Total interest expense | $1,026,000 | 4,632 |
| Net interest income | $3,398,000 | 4,287 |
| Provision for loan and lease losses | $583,000 | 3,301 |
| Total noninterest income | $600,000 | 3,688 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $295,000 | 3,184 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $305,000 | 3,533 |
| Total noninterest expense | $3,428,000 | 3,862 |
| Salaries and employee benefits | $1,779,000 | 3,770 |
| Premises and equipment expense | $529,000 | 3,326 |
| Additional noninterest expense | $1,120,000 | 3,996 |
| Pre-tax net operating income | $-13,000 | 6,009 |
| Securities gains (losses) | $23,000 | 2,831 |
| Applicable income taxes | $2,000 | 4,515 |
| Income before extraordinary items | $8,000 | 6,093 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $8,000 | 6,094 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $8,000 | 6,094 |
| Net charge-offs | $231,000 | 4,050 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $-10,400 | 6,029 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $2,960,000 | 4,482 |
| Total interest expense | $707,000 | 4,657 |
| Net interest income | $2,253,000 | 4,302 |
| Provision for loan and lease losses | $493,000 | 2,882 |
| Total noninterest income | $373,000 | 3,769 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $209,000 | 3,071 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $164,000 | 3,836 |
| Total noninterest expense | $2,320,000 | 3,823 |
| Salaries and employee benefits | $1,208,000 | 3,745 |
| Premises and equipment expense | $352,000 | 3,356 |
| Additional noninterest expense | $760,000 | 3,922 |
| Pre-tax net operating income | $-187,000 | 6,414 |
| Securities gains (losses) | $23,000 | 2,310 |
| Applicable income taxes | $2,000 | 4,454 |
| Income before extraordinary items | $-166,000 | 6,525 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-166,000 | 6,527 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $-166,000 | 6,525 |
| Net charge-offs | $40,000 | 5,066 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-189,000 | 6,493 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $1,479,000 | 4,545 |
| Total interest expense | $369,000 | 4,685 |
| Net interest income | $1,110,000 | 4,361 |
| Provision for loan and lease losses | $63,000 | 4,536 |
| Total noninterest income | $185,000 | 3,828 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $104,000 | 3,074 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $81,000 | 3,888 |
| Total noninterest expense | $1,177,000 | 3,814 |
| Salaries and employee benefits | $606,000 | 3,788 |
| Premises and equipment expense | $185,000 | 3,329 |
| Additional noninterest expense | $386,000 | 3,886 |
| Pre-tax net operating income | $55,000 | 5,598 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $2,000 | 4,347 |
| Income before extraordinary items | $53,000 | 5,656 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $53,000 | 5,657 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $53,000 | 5,656 |
| Net charge-offs | $-10,000 | 7,490 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $53,000 | 5,557 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $6,308,000 | 4,470 |
| Total interest expense | $1,712,000 | 4,852 |
| Net interest income | $4,596,000 | 4,165 |
| Provision for loan and lease losses | $1,742,000 | 2,671 |
| Total noninterest income | $1,090,000 | 3,173 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $479,000 | 2,984 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $611,000 | 2,875 |
| Total noninterest expense | $4,759,000 | 3,840 |
| Salaries and employee benefits | $2,607,000 | 3,573 |
| Premises and equipment expense | $734,000 | 3,338 |
| Additional noninterest expense | $1,418,000 | 4,236 |
| Pre-tax net operating income | $-815,000 | 6,174 |
| Securities gains (losses) | $224,000 | 1,469 |
| Applicable income taxes | $2,000 | 4,160 |
| Income before extraordinary items | $-593,000 | 6,132 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-593,000 | 6,132 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-593,000 | 6,132 |
| Net charge-offs | $1,454,000 | 2,409 |
| Cash dividends | $34,000 | 4,488 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $-817,000 | 6,277 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $4,705,000 | 4,554 |
| Total interest expense | $1,286,000 | 4,981 |
| Net interest income | $3,419,000 | 4,196 |
| Provision for loan and lease losses | $692,000 | 3,303 |
| Total noninterest income | $892,000 | 3,048 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $357,000 | 3,013 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $535,000 | 2,704 |
| Total noninterest expense | $3,478,000 | 3,923 |
| Salaries and employee benefits | $1,932,000 | 3,645 |
| Premises and equipment expense | $547,000 | 3,398 |
| Additional noninterest expense | $999,000 | 4,393 |
| Pre-tax net operating income | $141,000 | 5,149 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $2,000 | 4,371 |
| Income before extraordinary items | $139,000 | 5,137 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $139,000 | 5,137 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $139,000 | 5,137 |
| Net charge-offs | $430,000 | 3,251 |
| Cash dividends | $34,000 | 3,995 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $139,000 | 5,082 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $3,103,000 | 4,616 |
| Total interest expense | $844,000 | 5,140 |
| Net interest income | $2,259,000 | 4,213 |
| Provision for loan and lease losses | $517,000 | 2,928 |
| Total noninterest income | $618,000 | 2,986 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $235,000 | 3,006 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $383,000 | 2,617 |
| Total noninterest expense | $2,295,000 | 3,967 |
| Salaries and employee benefits | $1,282,000 | 3,698 |
| Premises and equipment expense | $367,000 | 3,411 |
| Additional noninterest expense | $646,000 | 4,515 |
| Pre-tax net operating income | $65,000 | 5,427 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $2,000 | 4,423 |
| Income before extraordinary items | $63,000 | 5,479 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $63,000 | 5,475 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $63,000 | 5,475 |
| Net charge-offs | $420,000 | 2,543 |
| Cash dividends | $34,000 | 3,769 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $63,000 | 5,393 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $1,559,000 | 4,642 |
| Total interest expense | $413,000 | 5,311 |
| Net interest income | $1,146,000 | 4,150 |
| Provision for loan and lease losses | $182,000 | 2,979 |
| Total noninterest income | $272,000 | 3,198 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $120,000 | 2,891 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $152,000 | 2,939 |
| Total noninterest expense | $1,094,000 | 4,039 |
| Salaries and employee benefits | $641,000 | 3,731 |
| Premises and equipment expense | $171,000 | 3,628 |
| Additional noninterest expense | $282,000 | 4,597 |
| Pre-tax net operating income | $142,000 | 4,588 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $2,000 | 4,551 |
| Income before extraordinary items | $140,000 | 4,459 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $140,000 | 4,462 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $140,000 | 4,462 |
| Net charge-offs | $-7,000 | 7,788 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $140,000 | 4,301 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $6,514,000 | 4,692 |
| Total interest expense | $2,199,000 | 5,073 |
| Net interest income | $4,315,000 | 4,336 |
| Provision for loan and lease losses | $430,000 | 4,029 |
| Total noninterest income | $754,000 | 3,976 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $471,000 | 3,144 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $283,000 | 4,208 |
| Total noninterest expense | $4,143,000 | 4,129 |
| Salaries and employee benefits | $2,431,000 | 3,850 |
| Premises and equipment expense | $529,000 | 4,308 |
| Additional noninterest expense | $1,183,000 | 4,329 |
| Pre-tax net operating income | $496,000 | 4,877 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $2,000 | 4,800 |
| Income before extraordinary items | $494,000 | 4,480 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $494,000 | 4,479 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $441,000 | 2,975 |
| Cash dividends | $371,000 | 3,797 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $494,000 | 4,635 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $4,946,000 | 4,737 |
| Total interest expense | $1,722,000 | 5,096 |
| Net interest income | $3,224,000 | 4,386 |
| Provision for loan and lease losses | $180,000 | 4,348 |
| Total noninterest income | $527,000 | 4,222 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $335,000 | 3,275 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $192,000 | 4,503 |
| Total noninterest expense | $3,053,000 | 4,169 |
| Salaries and employee benefits | $1,822,000 | 3,885 |
| Premises and equipment expense | $369,000 | 4,523 |
| Additional noninterest expense | $862,000 | 4,336 |
| Pre-tax net operating income | $518,000 | 4,892 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $2,000 | 5,168 |
| Income before extraordinary items | $516,000 | 4,388 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $516,000 | 4,386 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $241,000 | 2,821 |
| Cash dividends | $371,000 | 3,136 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $516,000 | 4,528 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $3,336,000 | 4,766 |
| Total interest expense | $1,211,000 | 5,089 |
| Net interest income | $2,125,000 | 4,413 |
| Provision for loan and lease losses | $120,000 | 3,966 |
| Total noninterest income | $363,000 | 4,208 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $216,000 | 3,330 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $147,000 | 4,348 |
| Total noninterest expense | $2,064,000 | 4,144 |
| Salaries and employee benefits | $1,263,000 | 3,814 |
| Premises and equipment expense | $247,000 | 4,539 |
| Additional noninterest expense | $554,000 | 4,423 |
| Pre-tax net operating income | $304,000 | 5,262 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $2,000 | 5,394 |
| Income before extraordinary items | $302,000 | 4,988 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $302,000 | 4,989 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-23,000 | 8,080 |
| Cash dividends | $301,000 | 2,933 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $302,000 | 4,930 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $1,714,000 | 4,779 |
| Total interest expense | $645,000 | 5,098 |
| Net interest income | $1,069,000 | 4,401 |
| Provision for loan and lease losses | $60,000 | 3,470 |
| Total noninterest income | $170,000 | 4,322 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $96,000 | 3,537 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $74,000 | 4,349 |
| Total noninterest expense | $1,081,000 | 4,015 |
| Salaries and employee benefits | $649,000 | 3,752 |
| Premises and equipment expense | $125,000 | 4,513 |
| Additional noninterest expense | $307,000 | 4,043 |
| Pre-tax net operating income | $98,000 | 6,027 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $2,000 | 5,366 |
| Income before extraordinary items | $96,000 | 5,896 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $96,000 | 5,899 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-17,000 | 8,097 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $96,000 | 5,810 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $6,869,000 | 4,786 |
| Total interest expense | $2,451,000 | 5,316 |
| Net interest income | $4,418,000 | 4,346 |
| Provision for loan and lease losses | $450,000 | 2,497 |
| Total noninterest income | $683,000 | 4,358 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $427,000 | 3,402 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $256,000 | 4,536 |
| Total noninterest expense | $3,221,000 | 4,791 |
| Salaries and employee benefits | $1,939,000 | 4,483 |
| Premises and equipment expense | $224,000 | 6,496 |
| Additional noninterest expense | $1,058,000 | 4,463 |
| Pre-tax net operating income | $1,430,000 | 3,985 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $96,000 | 4,518 |
| Income before extraordinary items | $1,334,000 | 3,709 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,334,000 | 3,710 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $169,000 | 3,065 |
| Cash dividends | $1,372,000 | 2,143 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $1,334,000 | 3,700 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $5,152,000 | 4,804 |
| Total interest expense | $1,825,000 | 5,353 |
| Net interest income | $3,327,000 | 4,348 |
| Provision for loan and lease losses | $210,000 | 2,918 |
| Total noninterest income | $521,000 | 4,315 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $337,000 | 3,288 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $184,000 | 4,660 |
| Total noninterest expense | $2,263,000 | 4,961 |
| Salaries and employee benefits | $1,432,000 | 4,528 |
| Premises and equipment expense | $104,000 | 7,346 |
| Additional noninterest expense | $727,000 | 4,687 |
| Pre-tax net operating income | $1,375,000 | 3,648 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $96,000 | 4,476 |
| Income before extraordinary items | $1,279,000 | 3,324 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $1,279,000 | 3,323 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-5,000 | 7,646 |
| Cash dividends | $1,162,000 | 1,809 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $1,279,000 | 3,309 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $3,401,000 | 4,852 |
| Total interest expense | $1,213,000 | 5,355 |
| Net interest income | $2,188,000 | 4,428 |
| Provision for loan and lease losses | $140,000 | 2,749 |
| Total noninterest income | $354,000 | 4,292 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $229,000 | 3,215 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $125,000 | 4,665 |
| Total noninterest expense | $1,428,000 | 5,167 |
| Salaries and employee benefits | $945,000 | 4,597 |
| Premises and equipment expense | $64,000 | 7,478 |
| Additional noninterest expense | $419,000 | 5,132 |
| Pre-tax net operating income | $974,000 | 3,596 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $96,000 | 4,166 |
| Income before extraordinary items | $878,000 | 3,314 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $878,000 | 3,313 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 7,435 |
| Cash dividends | $929,000 | 1,628 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $878,000 | 3,294 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $1,691,000 | 4,866 |
| Total interest expense | $600,000 | 5,382 |
| Net interest income | $1,091,000 | 4,442 |
| Provision for loan and lease losses | $80,000 | 2,339 |
| Total noninterest income | $164,000 | 4,431 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $109,000 | 3,272 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $55,000 | 4,922 |
| Total noninterest expense | $731,000 | 5,103 |
| Salaries and employee benefits | $471,000 | 4,635 |
| Premises and equipment expense | $33,000 | 7,469 |
| Additional noninterest expense | $227,000 | 4,841 |
| Pre-tax net operating income | $444,000 | 3,778 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $96,000 | 3,322 |
| Income before extraordinary items | $348,000 | 3,836 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $348,000 | 3,837 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 4,238 |
| Cash dividends | $315,000 | 1,929 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $348,000 | 3,816 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $6,070,000 | 4,981 |
| Total interest expense | $1,842,000 | 5,626 |
| Net interest income | $4,228,000 | 4,498 |
| Provision for loan and lease losses | $190,000 | 3,623 |
| Total noninterest income | $679,000 | 4,430 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $420,000 | 3,430 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $259,000 | 4,582 |
| Total noninterest expense | $3,179,000 | 4,698 |
| Salaries and employee benefits | $1,772,000 | 4,670 |
| Premises and equipment expense | $247,000 | 6,250 |
| Additional noninterest expense | $1,160,000 | 4,045 |
| Pre-tax net operating income | $1,538,000 | 4,234 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $667,000 | 2,734 |
| Income before extraordinary items | $871,000 | 5,022 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $871,000 | 5,025 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $38,000 | 4,393 |
| Cash dividends | $210,000 | 4,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $871,000 | 5,014 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $4,349,000 | 5,113 |
| Total interest expense | $1,270,000 | 5,776 |
| Net interest income | $3,079,000 | 4,618 |
| Provision for loan and lease losses | $130,000 | 3,706 |
| Total noninterest income | $441,000 | 4,810 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $311,000 | 3,483 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $130,000 | 5,386 |
| Total noninterest expense | $2,133,000 | 5,050 |
| Salaries and employee benefits | $1,217,000 | 4,922 |
| Premises and equipment expense | $291,000 | 5,044 |
| Additional noninterest expense | $625,000 | 5,085 |
| Pre-tax net operating income | $1,257,000 | 4,189 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $536,000 | 2,766 |
| Income before extraordinary items | $721,000 | 4,950 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $721,000 | 4,954 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 4,946 |
| Cash dividends | $210,000 | 4,086 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $721,000 | 4,941 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $2,791,000 | 5,197 |
| Total interest expense | $779,000 | 5,875 |
| Net interest income | $2,012,000 | 4,700 |
| Provision for loan and lease losses | $80,000 | 3,718 |
| Total noninterest income | $273,000 | 4,960 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $185,000 | 3,721 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $88,000 | 5,398 |
| Total noninterest expense | $1,396,000 | 5,122 |
| Salaries and employee benefits | $795,000 | 4,998 |
| Premises and equipment expense | $214,000 | 4,729 |
| Additional noninterest expense | $387,000 | 5,318 |
| Pre-tax net operating income | $809,000 | 4,315 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $314,000 | 2,984 |
| Income before extraordinary items | $495,000 | 4,900 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $495,000 | 4,905 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 4,097 |
| Cash dividends | $210,000 | 3,610 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $495,000 | 4,890 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $1,333,000 | 5,287 |
| Total interest expense | $352,000 | 6,022 |
| Net interest income | $981,000 | 4,771 |
| Provision for loan and lease losses | $50,000 | 3,099 |
| Total noninterest income | $101,000 | 5,577 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $62,000 | 4,465 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $39,000 | 5,582 |
| Total noninterest expense | $730,000 | 4,989 |
| Salaries and employee benefits | $366,000 | 5,302 |
| Premises and equipment expense | $143,000 | 3,936 |
| Additional noninterest expense | $221,000 | 4,863 |
| Pre-tax net operating income | $302,000 | 4,955 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $127,000 | 3,258 |
| Income before extraordinary items | $175,000 | 5,617 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $175,000 | 5,618 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $17,000 | 2,493 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $175,000 | 5,612 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $4,974,000 | 5,164 |
| Total interest expense | $1,084,000 | 6,091 |
| Net interest income | $3,890,000 | 4,704 |
| Provision for loan and lease losses | $140,000 | 4,242 |
| Total noninterest income | $561,000 | 4,966 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $245,000 | 4,613 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $316,000 | 4,223 |
| Total noninterest expense | $2,784,000 | 5,031 |
| Salaries and employee benefits | $1,664,000 | 4,735 |
| Premises and equipment expense | $270,000 | 6,005 |
| Additional noninterest expense | $850,000 | 4,964 |
| Pre-tax net operating income | $1,527,000 | 4,328 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $607,000 | 3,059 |
| Income before extraordinary items | $920,000 | 5,029 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $920,000 | 5,031 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $82,000 | 3,630 |
| Cash dividends | $420,000 | 3,914 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $920,000 | 4,996 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $3,650,000 | 5,207 |
| Total interest expense | $773,000 | 6,106 |
| Net interest income | $2,877,000 | 4,768 |
| Provision for loan and lease losses | $130,000 | 3,749 |
| Total noninterest income | $346,000 | 5,457 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $183,000 | 4,649 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $163,000 | 5,033 |
| Total noninterest expense | $1,976,000 | 5,184 |
| Salaries and employee benefits | $1,150,000 | 4,954 |
| Premises and equipment expense | $271,000 | 5,168 |
| Additional noninterest expense | $555,000 | 5,376 |
| Pre-tax net operating income | $1,117,000 | 4,501 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $482,000 | 3,010 |
| Income before extraordinary items | $635,000 | 5,317 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $635,000 | 5,320 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $61,000 | 3,216 |
| Cash dividends | $210,000 | 3,981 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $635,000 | 5,282 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $2,419,000 | 5,167 |
| Total interest expense | $495,000 | 6,070 |
| Net interest income | $1,924,000 | 4,731 |
| Provision for loan and lease losses | $120,000 | 3,004 |
| Total noninterest income | $237,000 | 5,354 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $122,000 | 4,619 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $115,000 | 4,902 |
| Total noninterest expense | $1,355,000 | 5,079 |
| Salaries and employee benefits | $779,000 | 4,896 |
| Premises and equipment expense | $207,000 | 4,708 |
| Additional noninterest expense | $369,000 | 5,361 |
| Pre-tax net operating income | $686,000 | 4,673 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $299,000 | 3,118 |
| Income before extraordinary items | $387,000 | 5,523 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $387,000 | 5,526 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $53,000 | 2,653 |
| Cash dividends | $210,000 | 3,429 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $387,000 | 5,480 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,190,000 | 5,202 |
| Total interest expense | $242,000 | 6,055 |
| Net interest income | $948,000 | 4,799 |
| Provision for loan and lease losses | $75,000 | 2,455 |
| Total noninterest income | $102,000 | 5,632 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $62,000 | 4,532 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $40,000 | 5,645 |
| Total noninterest expense | $700,000 | 5,003 |
| Salaries and employee benefits | $377,000 | 5,027 |
| Premises and equipment expense | $111,000 | 4,520 |
| Additional noninterest expense | $212,000 | 4,893 |
| Pre-tax net operating income | $275,000 | 5,218 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $92,000 | 3,902 |
| Income before extraordinary items | $183,000 | 5,637 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $183,000 | 5,638 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $123,000 | 977 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $183,000 | 5,594 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $4,497,000 | 5,177 |
| Total interest expense | $1,019,000 | 5,596 |
| Net interest income | $3,478,000 | 4,928 |
| Provision for loan and lease losses | $180,000 | 3,881 |
| Total noninterest income | $473,000 | 5,411 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $208,000 | 5,139 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $265,000 | 4,513 |
| Total noninterest expense | $2,746,000 | 4,967 |
| Salaries and employee benefits | $1,466,000 | 5,035 |
| Premises and equipment expense | $216,000 | 6,573 |
| Additional noninterest expense | $1,064,000 | 4,131 |
| Pre-tax net operating income | $1,025,000 | 5,175 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $431,000 | 3,585 |
| Income before extraordinary items | $594,000 | 5,965 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $594,000 | 5,968 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $159,000 | 2,946 |
| Cash dividends | $420,000 | 3,828 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $594,000 | 5,902 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $3,336,000 | 5,194 |
| Total interest expense | $770,000 | 5,558 |
| Net interest income | $2,566,000 | 4,974 |
| Provision for loan and lease losses | $155,000 | 3,470 |
| Total noninterest income | $351,000 | 5,458 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $156,000 | 5,186 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $195,000 | 4,551 |
| Total noninterest expense | $1,942,000 | 5,137 |
| Salaries and employee benefits | $1,067,000 | 5,074 |
| Premises and equipment expense | $177,000 | 6,323 |
| Additional noninterest expense | $698,000 | 4,541 |
| Pre-tax net operating income | $820,000 | 5,127 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $329,000 | 3,632 |
| Income before extraordinary items | $491,000 | 5,852 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $491,000 | 5,852 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $149,000 | 2,270 |
| Cash dividends | $210,000 | 3,904 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $491,000 | 5,782 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $2,212,000 | 5,226 |
| Total interest expense | $516,000 | 5,561 |
| Net interest income | $1,696,000 | 4,999 |
| Provision for loan and lease losses | $145,000 | 2,845 |
| Total noninterest income | $232,000 | 5,474 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $104,000 | 5,184 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $128,000 | 4,639 |
| Total noninterest expense | $1,214,000 | 5,395 |
| Salaries and employee benefits | $713,000 | 5,097 |
| Premises and equipment expense | $63,000 | 7,651 |
| Additional noninterest expense | $438,000 | 4,772 |
| Pre-tax net operating income | $569,000 | 4,962 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $256,000 | 3,350 |
| Income before extraordinary items | $313,000 | 5,942 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $313,000 | 5,942 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $75,000 | 2,546 |
| Cash dividends | $210,000 | 3,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $313,000 | 5,850 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,106,000 | 5,243 |
| Total interest expense | $260,000 | 5,608 |
| Net interest income | $846,000 | 5,005 |
| Provision for loan and lease losses | $100,000 | 2,105 |
| Total noninterest income | $113,000 | 5,490 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $51,000 | 5,172 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $62,000 | 4,679 |
| Total noninterest expense | $629,000 | 5,291 |
| Salaries and employee benefits | $355,000 | 5,140 |
| Premises and equipment expense | $35,000 | 7,507 |
| Additional noninterest expense | $239,000 | 4,470 |
| Pre-tax net operating income | $230,000 | 5,488 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $93,000 | 3,908 |
| Income before extraordinary items | $137,000 | 6,218 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $137,000 | 6,217 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $16,000 | 3,144 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $137,000 | 6,111 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $4,389,000 | 5,330 |
| Total interest expense | $1,164,000 | 5,662 |
| Net interest income | $3,225,000 | 5,073 |
| Provision for loan and lease losses | $535,000 | 2,046 |
| Total noninterest income | $618,000 | 4,878 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $207,000 | 5,198 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $411,000 | 3,933 |
| Total noninterest expense | $2,490,000 | 5,228 |
| Salaries and employee benefits | $1,357,000 | 5,196 |
| Premises and equipment expense | $336,000 | 5,308 |
| Additional noninterest expense | $797,000 | 5,058 |
| Pre-tax net operating income | $818,000 | 5,654 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $338,000 | 4,098 |
| Income before extraordinary items | $480,000 | 6,426 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $480,000 | 6,431 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $584,000 | 1,421 |
| Cash dividends | $420,000 | 3,845 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $480,000 | 6,267 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $3,288,000 | 5,395 |
| Total interest expense | $893,000 | 5,741 |
| Net interest income | $2,395,000 | 5,125 |
| Provision for loan and lease losses | $470,000 | 1,751 |
| Total noninterest income | $531,000 | 4,572 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $149,000 | 5,319 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $382,000 | 3,614 |
| Total noninterest expense | $1,696,000 | 5,544 |
| Salaries and employee benefits | $978,000 | 5,327 |
| Premises and equipment expense | $182,000 | 6,259 |
| Additional noninterest expense | $536,000 | 5,410 |
| Pre-tax net operating income | $760,000 | 5,291 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $282,000 | 4,030 |
| Income before extraordinary items | $478,000 | 5,963 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $478,000 | 5,964 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $530,000 | 1,113 |
| Cash dividends | $210,000 | 3,950 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $478,000 | 5,797 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $2,201,000 | 5,417 |
| Total interest expense | $610,000 | 5,784 |
| Net interest income | $1,591,000 | 5,138 |
| Provision for loan and lease losses | $400,000 | 1,388 |
| Total noninterest income | $357,000 | 4,533 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $95,000 | 5,392 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $262,000 | 3,538 |
| Total noninterest expense | $1,029,000 | 5,903 |
| Salaries and employee benefits | $649,000 | 5,365 |
| Premises and equipment expense | $82,000 | 7,238 |
| Additional noninterest expense | $298,000 | 5,997 |
| Pre-tax net operating income | $519,000 | 5,230 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $177,000 | 4,207 |
| Income before extraordinary items | $342,000 | 5,791 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $342,000 | 5,790 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $479,000 | 869 |
| Cash dividends | $210,000 | 3,395 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $342,000 | 5,579 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,125,000 | 5,362 |
| Total interest expense | $316,000 | 5,776 |
| Net interest income | $809,000 | 5,060 |
| Provision for loan and lease losses | $320,000 | 872 |
| Total noninterest income | $178,000 | 4,442 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $48,000 | 5,295 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $130,000 | 3,466 |
| Total noninterest expense | $515,000 | 5,904 |
| Salaries and employee benefits | $309,000 | 5,528 |
| Premises and equipment expense | $46,000 | 7,010 |
| Additional noninterest expense | $160,000 | 5,725 |
| Pre-tax net operating income | $152,000 | 6,443 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $68,000 | 4,629 |
| Income before extraordinary items | $84,000 | 7,203 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $84,000 | 7,204 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $210,000 | 916 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $84,000 | 7,046 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $5,000,000 | 5,178 |
| Total interest expense | $1,719,000 | 5,289 |
| Net interest income | $3,281,000 | 4,977 |
| Provision for loan and lease losses | $130,000 | 5,190 |
| Total noninterest income | $497,000 | 5,236 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $185,000 | 5,388 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $312,000 | 4,170 |
| Total noninterest expense | $2,310,000 | 5,361 |
| Salaries and employee benefits | $1,284,000 | 5,233 |
| Premises and equipment expense | $225,000 | 6,455 |
| Additional noninterest expense | $801,000 | 4,919 |
| Pre-tax net operating income | $1,338,000 | 4,404 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $614,000 | 3,085 |
| Income before extraordinary items | $724,000 | 5,463 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $724,000 | 5,462 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $61,000 | 4,965 |
| Cash dividends | $402,000 | 3,799 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $724,000 | 5,324 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $5,146,000 | 5,516 |
| Total interest expense | $2,186,000 | 5,829 |
| Net interest income | $2,960,000 | 5,131 |
| Provision for loan and lease losses | $80,000 | 5,977 |
| Total noninterest income | $549,000 | 4,814 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $195,000 | 5,225 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $354,000 | 3,788 |
| Total noninterest expense | $2,139,000 | 5,498 |
| Salaries and employee benefits | $1,216,000 | 5,262 |
| Premises and equipment expense | $242,000 | 6,183 |
| Additional noninterest expense | $681,000 | 5,389 |
| Pre-tax net operating income | $1,290,000 | 4,243 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $550,000 | 3,145 |
| Income before extraordinary items | $740,000 | 5,085 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $740,000 | 5,089 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $117,000 | 3,797 |
| Cash dividends | $385,000 | 3,961 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $740,000 | 4,978 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $5,273,000 | 5,554 |
| Total interest expense | $2,090,000 | 6,145 |
| Net interest income | $3,183,000 | 4,941 |
| Provision for loan and lease losses | $0 | 8,337 |
| Total noninterest income | $296,000 | 6,340 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $195,000 | 5,154 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $101,000 | 6,404 |
| Total noninterest expense | $2,014,000 | 5,663 |
| Salaries and employee benefits | $1,163,000 | 5,346 |
| Premises and equipment expense | $243,000 | 6,148 |
| Additional noninterest expense | $608,000 | 5,736 |
| Pre-tax net operating income | $1,465,000 | 4,129 |
| Securities gains (losses) | $-9,000 | 8,282 |
| Applicable income taxes | $607,000 | 3,084 |
| Income before extraordinary items | $849,000 | 4,871 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $849,000 | 4,870 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $104,000 | 3,511 |
| Cash dividends | $350,000 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $854,760 | 4,852 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $4,927,000 | 5,631 |
| Total interest expense | $2,115,000 | 5,780 |
| Net interest income | $2,812,000 | 5,415 |
| Provision for loan and lease losses | $0 | 8,503 |
| Total noninterest income | $442,000 | 5,323 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $187,000 | 5,297 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $255,000 | 4,389 |
| Total noninterest expense | $1,924,000 | 5,825 |
| Salaries and employee benefits | $1,097,000 | 5,509 |
| Premises and equipment expense | $224,000 | 6,435 |
| Additional noninterest expense | $603,000 | 5,807 |
| Pre-tax net operating income | $1,330,000 | 4,445 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $516,000 | 3,567 |
| Income before extraordinary items | $814,000 | 5,043 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $814,000 | 5,042 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $33,000 | 5,465 |
| Cash dividends | $297,000 | 4,600 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $814,000 | 5,006 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $5,114,000 | 5,602 |
| Total interest expense | $2,231,000 | 5,781 |
| Net interest income | $2,883,000 | 5,279 |
| Provision for loan and lease losses | $80,000 | 5,577 |
| Total noninterest income | $454,000 | 5,217 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $196,000 | 5,201 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $258,000 | 4,353 |
| Total noninterest expense | $1,949,000 | 5,693 |
| Salaries and employee benefits | $1,121,000 | 5,330 |
| Premises and equipment expense | $205,000 | 6,629 |
| Additional noninterest expense | $623,000 | 5,608 |
| Pre-tax net operating income | $1,308,000 | 4,591 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $523,000 | 3,728 |
| Income before extraordinary items | $785,000 | 5,252 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $785,000 | 5,251 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $191,000 | 2,521 |
| Cash dividends | $297,000 | 4,666 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $785,000 | 5,153 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $4,906,000 | 5,878 |
| Total interest expense | $2,203,000 | 5,875 |
| Net interest income | $2,703,000 | 5,755 |
| Provision for loan and lease losses | $230,000 | 3,146 |
| Total noninterest income | $328,000 | 6,358 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $208,000 | 5,235 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $120,000 | 6,280 |
| Total noninterest expense | $1,762,000 | 6,158 |
| Salaries and employee benefits | $1,050,000 | 5,681 |
| Premises and equipment expense | $177,000 | 7,240 |
| Additional noninterest expense | $535,000 | 6,231 |
| Pre-tax net operating income | $1,039,000 | 5,719 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $412,000 | 4,796 |
| Income before extraordinary items | $627,000 | 6,223 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $627,000 | 6,224 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $101,000 | 3,810 |
| Cash dividends | $262,000 | 4,854 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $627,000 | 6,170 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $4,573,000 | 6,323 |
| Total interest expense | $2,102,000 | 6,221 |
| Net interest income | $2,471,000 | 6,240 |
| Provision for loan and lease losses | $215,000 | 3,255 |
| Total noninterest income | $441,000 | 5,617 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $209,000 | 5,405 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $232,000 | 4,751 |
| Total noninterest expense | $1,676,000 | 6,660 |
| Salaries and employee benefits | $996,000 | 6,005 |
| Premises and equipment expense | $157,000 | 7,897 |
| Additional noninterest expense | $523,000 | 6,890 |
| Pre-tax net operating income | $1,021,000 | 5,656 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $385,000 | 5,012 |
| Income before extraordinary items | $636,000 | 6,060 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $636,000 | 6,062 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $273,000 | 2,211 |
| Cash dividends | $262,000 | 4,842 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $636,000 | 5,995 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $4,154,000 | 6,836 |
| Total interest expense | $1,795,000 | 6,914 |
| Net interest income | $2,359,000 | 6,559 |
| Provision for loan and lease losses | $215,000 | 2,872 |
| Total noninterest income | $509,000 | 5,124 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $249,000 | 4,970 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $260,000 | 4,378 |
| Total noninterest expense | $1,723,000 | 6,672 |
| Salaries and employee benefits | $974,000 | 6,193 |
| Premises and equipment expense | $216,000 | 6,910 |
| Additional noninterest expense | $533,000 | 7,008 |
| Pre-tax net operating income | $930,000 | 6,280 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $313,000 | 5,852 |
| Income before extraordinary items | $617,000 | 6,514 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $617,000 | 6,512 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $318,000 | 1,873 |
| Cash dividends | $262,000 | 4,866 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $617,000 | 6,506 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $3,725,000 | 7,031 |
| Total interest expense | $1,313,000 | 7,507 |
| Net interest income | $2,412,000 | 6,638 |
| Provision for loan and lease losses | $50,000 | 6,087 |
| Total noninterest income | $527,000 | 5,100 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $254,000 | 4,984 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $273,000 | 4,356 |
| Total noninterest expense | $1,824,000 | 6,637 |
| Salaries and employee benefits | $936,000 | 6,431 |
| Premises and equipment expense | $266,000 | 6,251 |
| Additional noninterest expense | $622,000 | 6,878 |
| Pre-tax net operating income | $1,065,000 | 5,699 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $360,000 | 5,151 |
| Income before extraordinary items | $705,000 | 5,872 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $705,000 | 5,891 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-17,000 | 11,157 |
| Cash dividends | $227,000 | 5,168 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $705,000 | 5,940 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $3,629,000 | 7,362 |
| Total interest expense | $1,486,000 | 7,255 |
| Net interest income | $2,143,000 | 7,320 |
| Provision for loan and lease losses | $170,000 | 4,340 |
| Total noninterest income | $580,000 | 5,073 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $269,000 | 4,831 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $311,000 | 4,371 |
| Total noninterest expense | $1,707,000 | 7,170 |
| Salaries and employee benefits | $829,000 | 7,145 |
| Premises and equipment expense | $240,000 | 6,887 |
| Additional noninterest expense | $638,000 | 7,030 |
| Pre-tax net operating income | $846,000 | 6,591 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $212,000 | 7,394 |
| Income before extraordinary items | $634,000 | 6,533 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $634,000 | 6,691 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $68,000 | 5,402 |
| Cash dividends | $193,000 | 5,569 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $634,000 | 6,296 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $4,090,000 | 7,393 |
| Total interest expense | $2,004,000 | 7,098 |
| Net interest income | $2,086,000 | 7,525 |
| Provision for loan and lease losses | $265,000 | 4,453 |
| Total noninterest income | $615,000 | 4,874 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $254,000 | 5,066 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $361,000 | 3,952 |
| Total noninterest expense | $1,513,000 | 7,866 |
| Salaries and employee benefits | $810,000 | 7,201 |
| Premises and equipment expense | $176,000 | 8,414 |
| Additional noninterest expense | $527,000 | 8,225 |
| Pre-tax net operating income | $923,000 | 5,977 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $360,000 | 5,218 |
| Income before extraordinary items | $563,000 | 6,829 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $563,000 | 6,923 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $113,000 | 5,610 |
| Cash dividends | $192,000 | 5,211 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $563,000 | 6,478 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.