Home > The First National Bank of Northern New York > Assets and Liabilities
The First National Bank of Northern New York, Assets and Liabilities
| 2000-12-31 | Rank | |
| # of Employees: | 58 | 2,944 |
| Assets and Liabilities | ||
| Total Assets: | $114,239,000 | 3,997 |
| Cash and due from depository institutions | $5,892,000 | 2,944 |
| Interest-bearing balances | $9,000 | 6,398 |
| Securities | $25,784,000 | 3,860 |
| Federal funds sold & reverse repurchase agreements | $1,901,000 | 4,341 |
| Net loans & leases | $71,817,000 | 4,006 |
| Loan loss allowance | $516,000 | 5,607 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $4,476,000 | 1,950 |
| Other real estate owned | $223,000 | 2,944 |
| Goodwill and other intangibles | $0 | 3,145 |
| All other assets | $4,146,000 | 2,142 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $114,239,000 | 3,997 |
| Total liabilities | $104,290,000 | 3,931 |
| Total deposits | $102,825,000 | 3,687 |
| Interest-bearing deposits | $89,012,000 | 3,653 |
| Deposits held in domestic offices | $102,825,000 | 3,683 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,755 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $0 | 5,732 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $1,465,000 | 2,627 |
| Total equity capital | $9,949,000 | 4,422 |
| Total bank equity capital | $9,949,000 | 4,422 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $933,000 | 3,405 |
| Surplus | $2,467,000 | 4,906 |
| Undivided profits | $6,549,000 | 3,630 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $527,000 | 3,627 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $261,000 | 7,330 |
| Earning assets | $99,511,000 | 4,175 |
| Long-term assets (5+ years) | $27,438,000 | 2,577 |
| Average Assets, year-to-date | $111,072,600 | 3,927 |
| Average Assets, quarterly | $113,370,000 | 3,970 |
| Volatile liabilities | $19,883,000 | 3,665 |
| Insider loans | $1,949,000 | 2,384 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $0 | 1,442 |
| Unused loan commitments | $6,507,000 | 4,753 |
| Tier 1 (core) risk-based capital | $9,924,000 | 4,315 |
| Tier 2 risk-based capital | $516,000 | 5,294 |
| Total risk weighted assets | $69,403,000 | 4,224 |
| Total unused commitments | $6,507,000 | 4,755 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 56 | 3,127 |
| Assets and Liabilities | ||
| Total Assets: | $108,740,000 | 4,108 |
| Cash and due from depository institutions | $4,325,000 | 3,127 |
| Interest-bearing balances | $121,000 | 4,453 |
| Securities | $29,448,000 | 3,640 |
| Federal funds sold & reverse repurchase agreements | $1,950,000 | 3,751 |
| Net loans & leases | $63,617,000 | 4,300 |
| Loan loss allowance | $524,000 | 5,520 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $4,698,000 | 1,806 |
| Other real estate owned | $359,000 | 3,127 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $4,343,000 | 2,036 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $108,740,000 | 4,108 |
| Total liabilities | $100,280,000 | 4,020 |
| Total deposits | $99,255,000 | 3,763 |
| Interest-bearing deposits | $87,863,000 | 3,667 |
| Deposits held in domestic offices | $99,255,000 | 3,760 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,093 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,751 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $1,025,000 | 3,214 |
| Total equity capital | $8,460,000 | 4,881 |
| Total bank equity capital | $8,460,000 | 4,881 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $933,000 | 3,483 |
| Surplus | $2,467,000 | 4,909 |
| Undivided profits | $5,060,000 | 4,155 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $41,000 | 7,841 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $229,000 | 7,415 |
| Earning assets | $95,136,000 | 4,237 |
| Long-term assets (5+ years) | $28,428,000 | 2,649 |
| Average Assets, year-to-date | $101,500,000 | 4,207 |
| Average Assets, quarterly | $107,234,500 | 4,116 |
| Volatile liabilities | $21,377,000 | 3,327 |
| Insider loans | $1,772,000 | 2,443 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $5,266,000 | 5,316 |
| Tier 1 (core) risk-based capital | $9,089,000 | 4,608 |
| Tier 2 risk-based capital | $524,000 | 5,164 |
| Total risk weighted assets | $64,195,400 | 4,370 |
| Total unused commitments | $5,266,000 | 5,319 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 48 | 3,601 |
| Assets and Liabilities | ||
| Total Assets: | $95,264,000 | 4,527 |
| Cash and due from depository institutions | $3,237,000 | 3,601 |
| Interest-bearing balances | $116,000 | 4,709 |
| Securities | $26,113,000 | 4,038 |
| Federal funds sold & reverse repurchase agreements | $2,750,000 | 5,037 |
| Net loans & leases | $57,607,000 | 4,445 |
| Loan loss allowance | $504,000 | 5,587 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $3,763,000 | 2,173 |
| Other real estate owned | $234,000 | 3,601 |
| Goodwill and other intangibles | $0 | 3,445 |
| All other assets | $1,560,000 | 4,314 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $95,264,000 | 4,527 |
| Total liabilities | $86,573,000 | 4,483 |
| Total deposits | $85,590,000 | 4,274 |
| Interest-bearing deposits | $74,339,000 | 4,236 |
| Deposits held in domestic offices | $85,590,000 | 4,267 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,214 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,274 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $983,000 | 3,575 |
| Total equity capital | $8,691,000 | 4,871 |
| Total bank equity capital | $8,691,000 | 4,871 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $933,000 | 3,496 |
| Surplus | $2,467,000 | 4,786 |
| Undivided profits | $5,291,000 | 4,288 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $173,000 | 6,411 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $223,000 | 7,610 |
| Earning assets | $86,586,000 | 4,573 |
| Long-term assets (5+ years) | $25,419,000 | 2,683 |
| Average Assets, year-to-date | $92,783,200 | 4,435 |
| Average Assets, quarterly | $96,213,500 | 4,431 |
| Volatile liabilities | $11,542,000 | 4,572 |
| Insider loans | $1,503,000 | 2,648 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $3,785,000 | 6,018 |
| Tier 1 (core) risk-based capital | $8,572,000 | 4,746 |
| Tier 2 risk-based capital | $504,000 | 5,183 |
| Total risk weighted assets | $54,123,300 | 4,799 |
| Total unused commitments | $3,785,000 | 6,022 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 48 | 3,726 |
| Assets and Liabilities | ||
| Total Assets: | $90,242,000 | 4,710 |
| Cash and due from depository institutions | $3,449,000 | 3,726 |
| Interest-bearing balances | $148,000 | 4,227 |
| Securities | $22,870,000 | 4,483 |
| Federal funds sold & reverse repurchase agreements | $3,000,000 | 3,925 |
| Net loans & leases | $56,198,000 | 4,539 |
| Loan loss allowance | $518,000 | 5,564 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $3,350,000 | 2,373 |
| Other real estate owned | $42,000 | 3,726 |
| Goodwill and other intangibles | $0 | 3,571 |
| All other assets | $1,333,000 | 4,923 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $90,242,000 | 4,710 |
| Total liabilities | $81,885,000 | 4,666 |
| Total deposits | $80,754,000 | 4,473 |
| Interest-bearing deposits | $72,152,000 | 4,333 |
| Deposits held in domestic offices | $80,754,000 | 4,465 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,723 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $0 | 5,103 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $1,131,000 | 3,222 |
| Total equity capital | $8,357,000 | 5,028 |
| Total bank equity capital | $8,357,000 | 5,028 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $933,000 | 3,593 |
| Surplus | $2,467,000 | 4,781 |
| Undivided profits | $4,957,000 | 4,481 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $277,000 | 5,551 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $220,000 | 7,948 |
| Earning assets | $82,216,000 | 4,742 |
| Long-term assets (5+ years) | $20,173,000 | 2,770 |
| Average Assets, year-to-date | $88,580,000 | 4,636 |
| Average Assets, quarterly | $90,058,000 | 4,678 |
| Volatile liabilities | $11,981,000 | 4,411 |
| Insider loans | $1,470,000 | 2,660 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $4,005,000 | 5,764 |
| Tier 1 (core) risk-based capital | $8,191,000 | 4,973 |
| Tier 2 risk-based capital | $518,000 | 5,034 |
| Total risk weighted assets | $51,808,200 | 4,902 |
| Total unused commitments | $4,005,000 | 5,773 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 49 | 3,809 |
| Assets and Liabilities | ||
| Total Assets: | $86,295,000 | 4,996 |
| Cash and due from depository institutions | $3,747,000 | 3,809 |
| Interest-bearing balances | $0 | 6,640 |
| Securities | $18,045,000 | 5,707 |
| Federal funds sold & reverse repurchase agreements | $4,750,000 | 2,720 |
| Net loans & leases | $55,193,000 | 4,673 |
| Loan loss allowance | $519,000 | 5,750 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $3,476,000 | 2,279 |
| Other real estate owned | $113,000 | 3,809 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $971,000 | 6,352 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $86,295,000 | 4,996 |
| Total liabilities | $78,532,000 | 4,946 |
| Total deposits | $77,576,000 | 4,769 |
| Interest-bearing deposits | $69,533,000 | 4,615 |
| Deposits held in domestic offices | $77,576,000 | 4,757 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $0 | 5,299 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $956,000 | 3,660 |
| Total equity capital | $7,763,000 | 5,374 |
| Total bank equity capital | $7,763,000 | 5,374 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $933,000 | 3,824 |
| Surplus | $2,467,000 | 4,841 |
| Undivided profits | $4,363,000 | 4,870 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $293,000 | 5,685 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $202,000 | 8,431 |
| Earning assets | $77,988,000 | 5,055 |
| Long-term assets (5+ years) | $8,319,000 | 4,630 |
| Average Assets, year-to-date | $84,838,400 | 4,898 |
| Average Assets, quarterly | $84,522,000 | 5,022 |
| Volatile liabilities | $12,017,000 | 4,283 |
| Insider loans | $1,319,000 | 2,941 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $3,760,000 | 5,808 |
| Tier 1 (core) risk-based capital | $7,721,000 | 5,295 |
| Tier 2 risk-based capital | $519,000 | 5,119 |
| Total risk weighted assets | $49,544,600 | 5,091 |
| Total unused commitments | $3,760,000 | 5,821 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 55 | 3,539 |
| Assets and Liabilities | ||
| Total Assets: | $85,723,000 | 5,071 |
| Cash and due from depository institutions | $3,220,000 | 3,539 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $24,264,000 | 4,815 |
| Federal funds sold & reverse repurchase agreements | $4,150,000 | 3,397 |
| Net loans & leases | $49,510,000 | 5,014 |
| Loan loss allowance | $506,000 | 5,995 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $3,712,000 | 2,085 |
| Other real estate owned | $0 | 3,539 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $867,000 | 6,988 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $85,723,000 | 5,071 |
| Total liabilities | $78,095,000 | 5,017 |
| Total deposits | $77,018,000 | 4,858 |
| Interest-bearing deposits | $69,627,000 | 4,651 |
| Deposits held in domestic offices | $77,018,000 | 4,849 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $0 | 5,136 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $1,077,000 | 3,419 |
| Total equity capital | $7,628,000 | 5,474 |
| Total bank equity capital | $7,628,000 | 5,474 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $933,000 | 4,016 |
| Surplus | $2,467,000 | 4,844 |
| Undivided profits | $4,228,000 | 5,084 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $120,000 | 7,914 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $188,000 | 8,999 |
| Earning assets | $77,924,000 | 5,111 |
| Long-term assets (5+ years) | $3,244,000 | 6,882 |
| Average Assets, year-to-date | $85,911,800 | 4,854 |
| Average Assets, quarterly | $87,076,500 | 4,939 |
| Volatile liabilities | $11,087,000 | 4,250 |
| Insider loans | $1,389,000 | 2,944 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $3,033,000 | 6,328 |
| Tier 1 (core) risk-based capital | $7,436,000 | 5,475 |
| Tier 2 risk-based capital | $506,000 | 5,212 |
| Total risk weighted assets | $44,951,000 | 5,462 |
| Total unused commitments | $3,033,000 | 6,344 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 43 | 4,565 |
| Assets and Liabilities | ||
| Total Assets: | $80,328,000 | 5,297 |
| Cash and due from depository institutions | $3,092,000 | 4,565 |
| Interest-bearing balances | $0 | 7,034 |
| Securities | $21,153,000 | 5,640 |
| Federal funds sold & reverse repurchase agreements | $1,750,000 | 4,086 |
| Net loans & leases | $51,151,000 | 4,828 |
| Loan loss allowance | $545,000 | 5,834 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $2,102,000 | 3,493 |
| Other real estate owned | $0 | 4,565 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $1,080,000 | 6,374 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $80,328,000 | 5,297 |
| Total liabilities | $73,970,000 | 5,225 |
| Total deposits | $73,278,000 | 5,021 |
| Interest-bearing deposits | $66,088,000 | 4,820 |
| Deposits held in domestic offices | $73,278,000 | 5,012 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,375 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $692,000 | 4,056 |
| Total equity capital | $6,358,000 | 6,000 |
| Total bank equity capital | $6,358,000 | 6,000 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $933,000 | 4,191 |
| Surplus | $2,467,000 | 4,828 |
| Undivided profits | $2,958,000 | 5,936 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $170,000 | 7,190 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $201,000 | 8,467 |
| Earning assets | $74,054,000 | 5,271 |
| Long-term assets (5+ years) | $3,536,000 | 6,984 |
| Average Assets, year-to-date | $77,805,200 | 5,347 |
| Average Assets, quarterly | $80,369,000 | 5,252 |
| Volatile liabilities | $12,046,000 | 3,801 |
| Insider loans | $907,000 | 3,976 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $2,966,000 | 6,380 |
| Tier 1 (core) risk-based capital | $6,726,000 | 5,827 |
| Tier 2 risk-based capital | $545,000 | 4,932 |
| Total risk weighted assets | $45,020,300 | 5,393 |
| Total unused commitments | $2,966,000 | 6,390 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 47 | 4,400 |
| Assets and Liabilities | ||
| Total Assets: | $73,596,000 | 5,811 |
| Cash and due from depository institutions | $2,832,000 | 4,400 |
| Interest-bearing balances | $0 | 7,655 |
| Securities | $19,395,000 | 6,284 |
| Federal funds sold & reverse repurchase agreements | $2,400,000 | 5,118 |
| Net loans & leases | $46,016,000 | 5,151 |
| Loan loss allowance | $539,000 | 6,046 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $2,220,000 | 3,279 |
| Other real estate owned | $0 | 4,400 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $733,000 | 7,565 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $73,596,000 | 5,811 |
| Total liabilities | $67,614,000 | 5,759 |
| Total deposits | $66,544,000 | 5,641 |
| Interest-bearing deposits | $60,629,000 | 5,415 |
| Deposits held in domestic offices | $66,544,000 | 5,631 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $1,070,000 | 2,975 |
| Total equity capital | $5,982,000 | 6,400 |
| Total bank equity capital | $5,982,000 | 6,400 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $933,000 | 4,351 |
| Surplus | $2,467,000 | 4,785 |
| Undivided profits | $2,582,000 | 6,684 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 12,424 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $153,000 | 9,398 |
| Earning assets | $67,811,000 | 5,793 |
| Long-term assets (5+ years) | $1,698,000 | 9,071 |
| Average Assets, year-to-date | $69,767,000 | 5,948 |
| Average Assets, quarterly | $75,964,000 | 5,632 |
| Volatile liabilities | $6,510,000 | 5,572 |
| Insider loans | $1,017,000 | 3,690 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $1,810,000 | 7,813 |
| Tier 1 (core) risk-based capital | $5,982,000 | 6,319 |
| Tier 2 risk-based capital | $507,490 | 5,205 |
| Total risk weighted assets | $40,567,290 | 5,833 |
| Total unused commitments | $1,810,000 | 7,840 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 44 | 4,772 |
| Assets and Liabilities | ||
| Total Assets: | $58,145,000 | 7,087 |
| Cash and due from depository institutions | $2,753,000 | 4,772 |
| Interest-bearing balances | $0 | 8,059 |
| Securities | $11,314,000 | 8,639 |
| Federal funds sold & reverse repurchase agreements | $2,550,000 | 5,612 |
| Net loans & leases | $38,934,000 | 5,854 |
| Loan loss allowance | $429,000 | 7,175 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $2,113,000 | 3,433 |
| Other real estate owned | $25,000 | 4,772 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $456,000 | 10,112 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $58,145,000 | 7,087 |
| Total liabilities | $53,358,000 | 7,052 |
| Total deposits | $52,752,000 | 6,928 |
| Interest-bearing deposits | $48,630,000 | 6,640 |
| Deposits held in domestic offices | $52,752,000 | 6,921 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $606,000 | 4,998 |
| Total equity capital | $4,787,000 | 7,304 |
| Total bank equity capital | $4,787,000 | 7,304 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $850,000 | 4,771 |
| Surplus | $2,051,000 | 5,312 |
| Undivided profits | $1,887,000 | 7,611 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 13,091 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $146,000 | 10,142 |
| Earning assets | $52,798,000 | 7,119 |
| Long-term assets (5+ years) | $2,566,000 | 8,368 |
| Average Assets, year-to-date | $52,713,800 | 7,439 |
| Average Assets, quarterly | $55,856,500 | 7,239 |
| Volatile liabilities | $5,056,000 | 6,530 |
| Insider loans | $213,000 | 3,792 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $1,969,000 | 7,348 |
| Tier 1 (core) risk-based capital | $4,788,000 | 7,228 |
| Tier 2 risk-based capital | $429,000 | 5,935 |
| Total risk weighted assets | $35,183,300 | 6,532 |
| Total unused commitments | $1,969,000 | 7,379 |
| Derivatives | $0 | 651 |