Home > The First National Bank of Nicholson > Income and Expense
The First National Bank of Nicholson, Income and Expense
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $9,874,000 | 3,530 |
| Total interest expense | $5,236,000 | 3,171 |
| Net interest income | $4,638,000 | 3,888 |
| Provision for loan and lease losses | $470,000 | 3,134 |
| Total noninterest income | $474,000 | 5,854 |
| Gross Fiduciary activities income | $0 | 1,658 |
| Service charges on deposit accounts | $363,000 | 3,784 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $111,000 | 7,728 |
| Total noninterest expense | $3,648,000 | 3,796 |
| Salaries and employee benefits | $1,470,000 | 4,307 |
| Premises and equipment expense | $642,000 | 3,152 |
| Additional noninterest expense | $1,536,000 | 3,528 |
| Pre-tax net operating income | $994,000 | 5,647 |
| Securities gains (losses) | $61,000 | 3,800 |
| Applicable income taxes | $274,000 | 6,309 |
| Income before extraordinary items | $781,000 | 5,456 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $781,000 | 5,520 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $155,000 | 4,797 |
| Cash dividends | $300,000 | 3,979 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $735,860 | 5,376 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.