Home > The First National Bank of Nashville > Income and Expense
The First National Bank of Nashville, Income and Expense
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $6,771,000 | 4,621 |
| Total interest expense | $3,303,000 | 4,332 |
| Net interest income | $3,468,000 | 4,768 |
| Provision for loan and lease losses | $60,000 | 6,153 |
| Total noninterest income | $377,000 | 5,930 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $271,000 | 4,390 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $106,000 | 6,624 |
| Total noninterest expense | $2,108,000 | 5,448 |
| Salaries and employee benefits | $1,146,000 | 5,292 |
| Premises and equipment expense | $202,000 | 6,803 |
| Additional noninterest expense | $760,000 | 4,921 |
| Pre-tax net operating income | $1,677,000 | 4,077 |
| Securities gains (losses) | $3,000 | 3,097 |
| Applicable income taxes | $516,000 | 4,121 |
| Income before extraordinary items | $1,164,000 | 4,160 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,164,000 | 4,160 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $134,000 | 3,231 |
| Cash dividends | $850,000 | 2,462 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,161,930 | 4,104 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $6,600,000 | 4,809 |
| Total interest expense | $3,230,000 | 4,480 |
| Net interest income | $3,370,000 | 4,990 |
| Provision for loan and lease losses | $100,000 | 5,070 |
| Total noninterest income | $350,000 | 6,440 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $231,000 | 5,100 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $119,000 | 6,619 |
| Total noninterest expense | $1,993,000 | 5,958 |
| Salaries and employee benefits | $1,107,000 | 5,558 |
| Premises and equipment expense | $194,000 | 7,135 |
| Additional noninterest expense | $692,000 | 5,790 |
| Pre-tax net operating income | $1,627,000 | 4,072 |
| Securities gains (losses) | $5,000 | 2,986 |
| Applicable income taxes | $504,000 | 4,120 |
| Income before extraordinary items | $1,128,000 | 4,076 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,128,000 | 4,077 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-18,000 | 10,644 |
| Cash dividends | $950,000 | 2,239 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $1,124,550 | 4,033 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $6,052,000 | 5,167 |
| Total interest expense | $3,096,000 | 4,623 |
| Net interest income | $2,956,000 | 5,565 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $333,000 | 6,681 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $246,000 | 5,008 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $87,000 | 7,676 |
| Total noninterest expense | $1,934,000 | 6,143 |
| Salaries and employee benefits | $1,030,000 | 5,907 |
| Premises and equipment expense | $162,000 | 7,994 |
| Additional noninterest expense | $742,000 | 5,578 |
| Pre-tax net operating income | $1,355,000 | 4,815 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $436,000 | 4,637 |
| Income before extraordinary items | $919,000 | 4,909 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $919,000 | 4,908 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-65,000 | 11,580 |
| Cash dividends | $900,000 | 2,217 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $919,000 | 4,907 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $5,217,000 | 5,470 |
| Total interest expense | $2,265,000 | 5,049 |
| Net interest income | $2,952,000 | 5,674 |
| Provision for loan and lease losses | $207,000 | 2,959 |
| Total noninterest income | $315,000 | 7,052 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $249,000 | 5,068 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $66,000 | 8,828 |
| Total noninterest expense | $2,077,000 | 6,011 |
| Salaries and employee benefits | $1,099,000 | 5,652 |
| Premises and equipment expense | $165,000 | 8,185 |
| Additional noninterest expense | $813,000 | 5,620 |
| Pre-tax net operating income | $983,000 | 6,033 |
| Securities gains (losses) | $20,000 | 1,779 |
| Applicable income taxes | $218,000 | 7,042 |
| Income before extraordinary items | $785,000 | 5,438 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $785,000 | 5,454 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-65,000 | 12,031 |
| Cash dividends | $725,000 | 2,453 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $769,400 | 5,579 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $4,717,000 | 6,075 |
| Total interest expense | $1,995,000 | 5,849 |
| Net interest income | $2,722,000 | 6,129 |
| Provision for loan and lease losses | $0 | 10,371 |
| Total noninterest income | $351,000 | 7,009 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $253,000 | 5,067 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $98,000 | 7,923 |
| Total noninterest expense | $1,919,000 | 6,567 |
| Salaries and employee benefits | $1,052,000 | 5,861 |
| Premises and equipment expense | $155,000 | 8,775 |
| Additional noninterest expense | $712,000 | 6,471 |
| Pre-tax net operating income | $1,154,000 | 5,324 |
| Securities gains (losses) | $4,000 | 6,316 |
| Applicable income taxes | $56,000 | 10,800 |
| Income before extraordinary items | $1,102,000 | 4,318 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $1,102,000 | 4,442 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $179,000 | 3,338 |
| Cash dividends | $700,000 | 2,369 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $1,098,200 | 4,111 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $5,447,000 | 5,952 |
| Total interest expense | $2,472,000 | 6,044 |
| Net interest income | $2,975,000 | 5,764 |
| Provision for loan and lease losses | $300,000 | 4,111 |
| Total noninterest income | $302,000 | 7,713 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $221,000 | 5,597 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $81,000 | 8,805 |
| Total noninterest expense | $1,925,000 | 6,583 |
| Salaries and employee benefits | $1,007,000 | 5,989 |
| Premises and equipment expense | $103,000 | 10,619 |
| Additional noninterest expense | $815,000 | 5,971 |
| Pre-tax net operating income | $1,052,000 | 5,433 |
| Securities gains (losses) | $56,000 | 3,937 |
| Applicable income taxes | $377,000 | 5,017 |
| Income before extraordinary items | $731,000 | 5,735 |
| Extraordinary gains, net | $364,000 | 262 |
| Net income | $1,095,000 | 4,190 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-150,000 | 13,811 |
| Cash dividends | $690,000 | 2,168 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $694,040 | 5,632 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.