Home > The First National Bank of Mount Vernon > Income and Expense
The First National Bank of Mount Vernon, Income and Expense
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $3,339,000 | 4,650 |
| Total interest expense | $1,239,000 | 4,623 |
| Net interest income | $2,100,000 | 4,566 |
| Provision for loan and lease losses | $45,000 | 4,580 |
| Total noninterest income | $396,000 | 4,065 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $244,000 | 3,107 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $152,000 | 4,291 |
| Total noninterest expense | $1,501,000 | 4,875 |
| Salaries and employee benefits | $718,000 | 5,333 |
| Premises and equipment expense | $220,000 | 4,646 |
| Additional noninterest expense | $563,000 | 4,111 |
| Pre-tax net operating income | $950,000 | 3,914 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $-141,000 | 8,660 |
| Income before extraordinary items | $1,091,000 | 3,003 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,091,000 | 3,005 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 6,860 |
| Cash dividends | $665,000 | 1,962 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $1,091,000 | 2,990 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $1,608,000 | 4,699 |
| Total interest expense | $597,000 | 4,587 |
| Net interest income | $1,011,000 | 4,681 |
| Provision for loan and lease losses | $45,000 | 3,261 |
| Total noninterest income | $196,000 | 4,032 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $116,000 | 3,138 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $80,000 | 4,150 |
| Total noninterest expense | $739,000 | 4,955 |
| Salaries and employee benefits | $356,000 | 5,394 |
| Premises and equipment expense | $106,000 | 4,775 |
| Additional noninterest expense | $277,000 | 4,151 |
| Pre-tax net operating income | $423,000 | 4,153 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $12,000 | 5,666 |
| Income before extraordinary items | $411,000 | 3,632 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $411,000 | 3,631 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 3,919 |
| Cash dividends | $333,000 | 1,829 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $411,000 | 3,613 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $5,520,000 | 4,833 |
| Total interest expense | $1,665,000 | 4,971 |
| Net interest income | $3,855,000 | 4,735 |
| Provision for loan and lease losses | $189,000 | 3,687 |
| Total noninterest income | $860,000 | 3,885 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $565,000 | 2,793 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $295,000 | 4,373 |
| Total noninterest expense | $2,924,000 | 4,848 |
| Salaries and employee benefits | $1,346,000 | 5,419 |
| Premises and equipment expense | $462,000 | 4,414 |
| Additional noninterest expense | $1,116,000 | 4,082 |
| Pre-tax net operating income | $1,602,000 | 4,226 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $17,000 | 6,385 |
| Income before extraordinary items | $1,585,000 | 3,656 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $1,585,000 | 3,658 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $23,000 | 5,152 |
| Cash dividends | $1,330,000 | 1,995 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $1,585,000 | 3,629 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $4,034,000 | 4,895 |
| Total interest expense | $1,176,000 | 4,987 |
| Net interest income | $2,858,000 | 4,782 |
| Provision for loan and lease losses | $104,000 | 4,117 |
| Total noninterest income | $646,000 | 3,896 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $425,000 | 2,781 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $221,000 | 4,388 |
| Total noninterest expense | $2,194,000 | 4,822 |
| Salaries and employee benefits | $1,018,000 | 5,358 |
| Premises and equipment expense | $358,000 | 4,302 |
| Additional noninterest expense | $818,000 | 4,115 |
| Pre-tax net operating income | $1,206,000 | 4,297 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $33,000 | 6,025 |
| Income before extraordinary items | $1,173,000 | 3,726 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,173,000 | 3,727 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $18,000 | 4,651 |
| Cash dividends | $997,000 | 1,822 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $1,173,000 | 3,690 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $2,630,000 | 4,902 |
| Total interest expense | $756,000 | 4,932 |
| Net interest income | $1,874,000 | 4,809 |
| Provision for loan and lease losses | $42,000 | 4,804 |
| Total noninterest income | $447,000 | 3,779 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $291,000 | 2,679 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $156,000 | 4,227 |
| Total noninterest expense | $1,456,000 | 4,820 |
| Salaries and employee benefits | $674,000 | 5,365 |
| Premises and equipment expense | $241,000 | 4,256 |
| Additional noninterest expense | $541,000 | 4,108 |
| Pre-tax net operating income | $823,000 | 4,225 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $21,000 | 6,068 |
| Income before extraordinary items | $802,000 | 3,634 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $802,000 | 3,636 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 4,310 |
| Cash dividends | $665,000 | 1,818 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $802,000 | 3,583 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,283,000 | 4,961 |
| Total interest expense | $365,000 | 4,936 |
| Net interest income | $918,000 | 4,892 |
| Provision for loan and lease losses | $16,000 | 4,844 |
| Total noninterest income | $218,000 | 3,770 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $146,000 | 2,618 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $72,000 | 4,397 |
| Total noninterest expense | $736,000 | 4,811 |
| Salaries and employee benefits | $332,000 | 5,462 |
| Premises and equipment expense | $128,000 | 4,125 |
| Additional noninterest expense | $276,000 | 4,053 |
| Pre-tax net operating income | $384,000 | 4,382 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $10,000 | 6,081 |
| Income before extraordinary items | $374,000 | 3,790 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $374,000 | 3,792 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 3,504 |
| Cash dividends | $333,000 | 1,635 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $374,000 | 3,749 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $4,594,000 | 5,109 |
| Total interest expense | $1,008,000 | 5,626 |
| Net interest income | $3,586,000 | 4,829 |
| Provision for loan and lease losses | $185,000 | 3,829 |
| Total noninterest income | $1,384,000 | 2,835 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $619,000 | 2,637 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $765,000 | 2,572 |
| Total noninterest expense | $3,075,000 | 4,585 |
| Salaries and employee benefits | $1,373,000 | 5,247 |
| Premises and equipment expense | $557,000 | 3,762 |
| Additional noninterest expense | $1,145,000 | 3,894 |
| Pre-tax net operating income | $1,710,000 | 3,906 |
| Securities gains (losses) | $1,000 | 3,645 |
| Applicable income taxes | $44,000 | 6,113 |
| Income before extraordinary items | $1,667,000 | 3,365 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,667,000 | 3,363 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $150,000 | 3,031 |
| Cash dividends | $1,395,000 | 1,838 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $1,666,030 | 3,302 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $3,360,000 | 5,177 |
| Total interest expense | $729,000 | 5,714 |
| Net interest income | $2,631,000 | 4,880 |
| Provision for loan and lease losses | $145,000 | 3,592 |
| Total noninterest income | $1,296,000 | 2,444 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $474,000 | 2,617 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $822,000 | 2,039 |
| Total noninterest expense | $2,293,000 | 4,561 |
| Salaries and employee benefits | $1,019,000 | 5,255 |
| Premises and equipment expense | $426,000 | 3,705 |
| Additional noninterest expense | $848,000 | 3,903 |
| Pre-tax net operating income | $1,489,000 | 3,591 |
| Securities gains (losses) | $1,000 | 3,538 |
| Applicable income taxes | $37,000 | 6,150 |
| Income before extraordinary items | $1,453,000 | 3,030 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $1,453,000 | 3,031 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $132,000 | 2,437 |
| Cash dividends | $1,083,000 | 1,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $1,452,020 | 2,960 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $2,211,000 | 5,229 |
| Total interest expense | $485,000 | 5,730 |
| Net interest income | $1,726,000 | 4,937 |
| Provision for loan and lease losses | $45,000 | 4,838 |
| Total noninterest income | $1,067,000 | 2,096 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $308,000 | 2,658 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $759,000 | 1,611 |
| Total noninterest expense | $1,527,000 | 4,609 |
| Salaries and employee benefits | $695,000 | 5,199 |
| Premises and equipment expense | $281,000 | 3,738 |
| Additional noninterest expense | $551,000 | 4,003 |
| Pre-tax net operating income | $1,221,000 | 3,070 |
| Securities gains (losses) | $1,000 | 3,212 |
| Applicable income taxes | $31,000 | 6,006 |
| Income before extraordinary items | $1,191,000 | 2,544 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,191,000 | 2,545 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $42,000 | 3,243 |
| Cash dividends | $770,000 | 1,573 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $1,190,030 | 2,478 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,094,000 | 5,293 |
| Total interest expense | $249,000 | 5,724 |
| Net interest income | $845,000 | 5,009 |
| Provision for loan and lease losses | $20,000 | 4,792 |
| Total noninterest income | $825,000 | 1,457 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $149,000 | 2,692 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $676,000 | 1,036 |
| Total noninterest expense | $781,000 | 4,552 |
| Salaries and employee benefits | $349,000 | 5,200 |
| Premises and equipment expense | $143,000 | 3,718 |
| Additional noninterest expense | $289,000 | 3,853 |
| Pre-tax net operating income | $869,000 | 2,272 |
| Securities gains (losses) | $1,000 | 2,756 |
| Applicable income taxes | $21,000 | 5,742 |
| Income before extraordinary items | $849,000 | 1,840 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $849,000 | 1,840 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $16,000 | 3,144 |
| Cash dividends | $458,000 | 1,308 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $848,020 | 1,760 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $4,966,000 | 4,918 |
| Total interest expense | $1,492,000 | 4,884 |
| Net interest income | $3,474,000 | 4,825 |
| Provision for loan and lease losses | $153,000 | 4,541 |
| Total noninterest income | $1,067,000 | 3,578 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $618,000 | 2,641 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $449,000 | 3,764 |
| Total noninterest expense | $3,410,000 | 4,210 |
| Salaries and employee benefits | $1,623,000 | 4,594 |
| Premises and equipment expense | $567,000 | 3,685 |
| Additional noninterest expense | $1,220,000 | 3,680 |
| Pre-tax net operating income | $978,000 | 5,236 |
| Securities gains (losses) | $2,000 | 4,163 |
| Applicable income taxes | $29,000 | 6,629 |
| Income before extraordinary items | $951,000 | 4,782 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $951,000 | 4,782 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $86,000 | 4,310 |
| Cash dividends | $700,000 | 2,934 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $949,060 | 4,625 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $3,775,000 | 4,931 |
| Total interest expense | $1,220,000 | 4,765 |
| Net interest income | $2,555,000 | 4,899 |
| Provision for loan and lease losses | $123,000 | 4,315 |
| Total noninterest income | $832,000 | 3,550 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $457,000 | 2,674 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $375,000 | 3,651 |
| Total noninterest expense | $2,623,000 | 4,092 |
| Salaries and employee benefits | $1,244,000 | 4,497 |
| Premises and equipment expense | $432,000 | 3,637 |
| Additional noninterest expense | $947,000 | 3,556 |
| Pre-tax net operating income | $641,000 | 5,722 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $20,000 | 6,799 |
| Income before extraordinary items | $621,000 | 5,312 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $621,000 | 5,311 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $64,000 | 3,871 |
| Cash dividends | $525,000 | 2,606 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $621,000 | 5,126 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $2,549,000 | 4,926 |
| Total interest expense | $892,000 | 4,607 |
| Net interest income | $1,657,000 | 4,976 |
| Provision for loan and lease losses | $123,000 | 3,423 |
| Total noninterest income | $578,000 | 3,443 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $288,000 | 2,741 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $290,000 | 3,363 |
| Total noninterest expense | $1,753,000 | 4,083 |
| Salaries and employee benefits | $836,000 | 4,471 |
| Premises and equipment expense | $293,000 | 3,567 |
| Additional noninterest expense | $624,000 | 3,596 |
| Pre-tax net operating income | $359,000 | 6,116 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $14,000 | 6,809 |
| Income before extraordinary items | $345,000 | 5,776 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $345,000 | 5,775 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $25,000 | 4,336 |
| Cash dividends | $350,000 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $345,000 | 5,563 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,292,000 | 4,896 |
| Total interest expense | $494,000 | 4,372 |
| Net interest income | $798,000 | 5,104 |
| Provision for loan and lease losses | $121,000 | 2,028 |
| Total noninterest income | $305,000 | 3,212 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $134,000 | 2,826 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $171,000 | 2,981 |
| Total noninterest expense | $887,000 | 4,039 |
| Salaries and employee benefits | $410,000 | 4,540 |
| Premises and equipment expense | $149,000 | 3,507 |
| Additional noninterest expense | $328,000 | 3,375 |
| Pre-tax net operating income | $95,000 | 7,269 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $7,000 | 6,747 |
| Income before extraordinary items | $88,000 | 7,121 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $88,000 | 7,124 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 4,155 |
| Cash dividends | $175,000 | 2,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $88,000 | 6,970 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $5,521,000 | 4,826 |
| Total interest expense | $1,987,000 | 4,809 |
| Net interest income | $3,534,000 | 4,726 |
| Provision for loan and lease losses | $268,000 | 3,712 |
| Total noninterest income | $737,000 | 4,198 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $535,000 | 2,813 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $202,000 | 5,001 |
| Total noninterest expense | $3,116,000 | 4,335 |
| Salaries and employee benefits | $1,400,000 | 4,938 |
| Premises and equipment expense | $387,000 | 4,763 |
| Additional noninterest expense | $1,329,000 | 3,300 |
| Pre-tax net operating income | $887,000 | 5,524 |
| Securities gains (losses) | $81,000 | 1,947 |
| Applicable income taxes | $27,000 | 6,900 |
| Income before extraordinary items | $941,000 | 4,759 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $941,000 | 4,757 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $233,000 | 2,782 |
| Cash dividends | $1,040,000 | 2,168 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $862,430 | 4,872 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $6,618,000 | 4,608 |
| Total interest expense | $3,076,000 | 4,632 |
| Net interest income | $3,542,000 | 4,519 |
| Provision for loan and lease losses | $167,000 | 4,573 |
| Total noninterest income | $678,000 | 4,266 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $533,000 | 2,688 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $145,000 | 5,608 |
| Total noninterest expense | $2,639,000 | 4,782 |
| Salaries and employee benefits | $1,215,000 | 5,267 |
| Premises and equipment expense | $346,000 | 5,065 |
| Additional noninterest expense | $1,078,000 | 3,820 |
| Pre-tax net operating income | $1,414,000 | 4,018 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $33,000 | 7,012 |
| Income before extraordinary items | $1,381,000 | 3,434 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $1,381,000 | 3,437 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $239,000 | 2,566 |
| Cash dividends | $1,300,000 | 1,851 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $1,381,000 | 3,335 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $6,716,000 | 4,738 |
| Total interest expense | $3,293,000 | 4,580 |
| Net interest income | $3,423,000 | 4,684 |
| Provision for loan and lease losses | $105,000 | 5,193 |
| Total noninterest income | $467,000 | 5,094 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $327,000 | 3,797 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $140,000 | 5,650 |
| Total noninterest expense | $2,521,000 | 4,826 |
| Salaries and employee benefits | $1,107,000 | 5,532 |
| Premises and equipment expense | $300,000 | 5,422 |
| Additional noninterest expense | $1,114,000 | 3,664 |
| Pre-tax net operating income | $1,264,000 | 4,590 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $28,000 | 7,665 |
| Income before extraordinary items | $1,236,000 | 3,782 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $1,236,000 | 3,783 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $246,000 | 2,078 |
| Cash dividends | $1,040,000 | 2,197 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $1,236,000 | 3,767 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $6,119,000 | 4,879 |
| Total interest expense | $2,953,000 | 4,665 |
| Net interest income | $3,166,000 | 4,974 |
| Provision for loan and lease losses | $360,000 | 2,275 |
| Total noninterest income | $432,000 | 5,388 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $279,000 | 4,188 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $153,000 | 5,555 |
| Total noninterest expense | $1,860,000 | 5,964 |
| Salaries and employee benefits | $988,000 | 5,939 |
| Premises and equipment expense | $248,000 | 6,065 |
| Additional noninterest expense | $624,000 | 5,679 |
| Pre-tax net operating income | $1,378,000 | 4,347 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $60,000 | 7,499 |
| Income before extraordinary items | $1,318,000 | 3,607 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,318,000 | 3,608 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $168,000 | 2,666 |
| Cash dividends | $780,000 | 2,714 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $1,318,000 | 3,568 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $5,840,000 | 5,102 |
| Total interest expense | $2,810,000 | 4,951 |
| Net interest income | $3,030,000 | 5,102 |
| Provision for loan and lease losses | $275,000 | 2,807 |
| Total noninterest income | $489,000 | 5,000 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $346,000 | 3,530 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $143,000 | 5,810 |
| Total noninterest expense | $1,766,000 | 6,083 |
| Salaries and employee benefits | $997,000 | 5,806 |
| Premises and equipment expense | $212,000 | 6,540 |
| Additional noninterest expense | $557,000 | 6,043 |
| Pre-tax net operating income | $1,478,000 | 4,225 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $613,000 | 3,351 |
| Income before extraordinary items | $865,000 | 4,946 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $865,000 | 4,946 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $296,000 | 1,876 |
| Cash dividends | $863,000 | 2,467 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $865,000 | 4,863 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $5,097,000 | 5,713 |
| Total interest expense | $2,294,000 | 5,727 |
| Net interest income | $2,803,000 | 5,574 |
| Provision for loan and lease losses | $90,000 | 5,371 |
| Total noninterest income | $396,000 | 5,765 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $301,000 | 4,059 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $95,000 | 6,917 |
| Total noninterest expense | $1,627,000 | 6,479 |
| Salaries and employee benefits | $888,000 | 6,355 |
| Premises and equipment expense | $169,000 | 7,402 |
| Additional noninterest expense | $570,000 | 5,989 |
| Pre-tax net operating income | $1,482,000 | 4,535 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $476,000 | 4,360 |
| Income before extraordinary items | $1,006,000 | 4,682 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,006,000 | 4,681 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $96,000 | 3,914 |
| Cash dividends | $476,000 | 3,603 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,006,000 | 4,613 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $4,604,000 | 6,287 |
| Total interest expense | $2,083,000 | 6,261 |
| Net interest income | $2,521,000 | 6,157 |
| Provision for loan and lease losses | $90,000 | 5,326 |
| Total noninterest income | $421,000 | 5,784 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $312,000 | 4,108 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $109,000 | 6,886 |
| Total noninterest expense | $1,444,000 | 7,273 |
| Salaries and employee benefits | $833,000 | 6,814 |
| Premises and equipment expense | $175,000 | 7,528 |
| Additional noninterest expense | $436,000 | 7,582 |
| Pre-tax net operating income | $1,408,000 | 4,563 |
| Securities gains (losses) | $1,000 | 3,760 |
| Applicable income taxes | $445,000 | 4,536 |
| Income before extraordinary items | $964,000 | 4,628 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $964,000 | 4,629 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 7,243 |
| Cash dividends | $481,000 | 3,509 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $963,320 | 4,578 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $4,455,000 | 6,502 |
| Total interest expense | $2,108,000 | 6,251 |
| Net interest income | $2,347,000 | 6,582 |
| Provision for loan and lease losses | $50,000 | 6,165 |
| Total noninterest income | $358,000 | 6,383 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $280,000 | 4,535 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $78,000 | 8,022 |
| Total noninterest expense | $1,492,000 | 7,296 |
| Salaries and employee benefits | $784,000 | 7,195 |
| Premises and equipment expense | $170,000 | 7,815 |
| Additional noninterest expense | $538,000 | 6,964 |
| Pre-tax net operating income | $1,163,000 | 5,375 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $363,000 | 5,291 |
| Income before extraordinary items | $800,000 | 5,451 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $800,000 | 5,449 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $22,000 | 6,500 |
| Cash dividends | $482,000 | 3,444 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $800,000 | 5,426 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $3,827,000 | 6,922 |
| Total interest expense | $1,581,000 | 6,645 |
| Net interest income | $2,246,000 | 6,982 |
| Provision for loan and lease losses | $100,000 | 4,522 |
| Total noninterest income | $335,000 | 6,847 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $222,000 | 5,476 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $113,000 | 7,127 |
| Total noninterest expense | $1,428,000 | 7,828 |
| Salaries and employee benefits | $732,000 | 7,663 |
| Premises and equipment expense | $167,000 | 8,151 |
| Additional noninterest expense | $529,000 | 7,605 |
| Pre-tax net operating income | $1,053,000 | 5,740 |
| Securities gains (losses) | $48,000 | 1,174 |
| Applicable income taxes | $280,000 | 6,120 |
| Income before extraordinary items | $821,000 | 5,264 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $821,000 | 5,275 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $111,000 | 3,539 |
| Cash dividends | $398,000 | 3,800 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $785,000 | 5,508 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $3,738,000 | 7,214 |
| Total interest expense | $1,488,000 | 7,247 |
| Net interest income | $2,250,000 | 7,035 |
| Provision for loan and lease losses | $75,000 | 6,449 |
| Total noninterest income | $280,000 | 7,939 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $191,000 | 6,139 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $89,000 | 8,282 |
| Total noninterest expense | $1,450,000 | 8,002 |
| Salaries and employee benefits | $738,000 | 7,725 |
| Premises and equipment expense | $173,000 | 8,305 |
| Additional noninterest expense | $539,000 | 7,867 |
| Pre-tax net operating income | $1,005,000 | 5,878 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $246,000 | 6,869 |
| Income before extraordinary items | $759,000 | 5,779 |
| Extraordinary gains, net | $28,000 | 2,522 |
| Net income | $787,000 | 5,777 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $17,000 | 7,969 |
| Cash dividends | $302,000 | 4,346 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $759,000 | 5,536 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $3,841,000 | 7,719 |
| Total interest expense | $1,669,000 | 7,983 |
| Net interest income | $2,172,000 | 7,311 |
| Provision for loan and lease losses | $168,000 | 5,780 |
| Total noninterest income | $257,000 | 8,380 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $173,000 | 6,539 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $84,000 | 8,687 |
| Total noninterest expense | $1,275,000 | 8,740 |
| Salaries and employee benefits | $701,000 | 7,971 |
| Premises and equipment expense | $119,000 | 10,050 |
| Additional noninterest expense | $455,000 | 8,919 |
| Pre-tax net operating income | $986,000 | 5,687 |
| Securities gains (losses) | $16,000 | 5,884 |
| Applicable income taxes | $289,000 | 6,086 |
| Income before extraordinary items | $713,000 | 5,839 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $713,000 | 5,906 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $270,000 | 3,559 |
| Cash dividends | $300,000 | 3,979 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $701,640 | 5,568 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.